⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03281

Sanjay Malhari Daphal

LAN HOU/WRJE/0926/5216536 Challan paid · our move File on IGR All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓PAN cardopen

✓Aadhaar cardopen

✓Sale deedopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓LSR (search report) — inside Flat No 501 Sanjay Daphal.pdfopen

✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)

All files (12)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹38,150.59CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹38,221 receivedfound by its UTR

Stamp duty 0.3%21,330

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.59

Total we ask for38,150.59

paid 7 Oct 11:53:24 · verified 8 Oct 14:35:50 · 1 d 2 h later

How we know

Our own bank told us — 7 Oct 11:53

₹38,221 · UTR 130841971925 · from JD-HDFCBN-S

“Successful! You have received Rs. 38221.00 via HDFC Bank SmartHub Vyapar from SANJAY MAL. RRN-130841971925, Check: https://1.hdfc.bank.in/HDFCBK/s/w00xeWk3”

Matched by: by UTR — the bank's reference is the one on the screenshot

By law ₹38,141. We ask ₹38,150 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 59 minour time · 8 Oct 15:30

Index II —not yet

the NOI team 7 d 2 hthe branch 46 mintotal 7 d 3 h so far

Now with the NOI team — e-filing on IGR

since 8 Oct 15:30 — 7 d 1 h of working time

Day by day — every step and who held it

8 Oct 13:46Your branch's mail

8 Oct 13:46Payment landedat once

8 Oct 13:48Papers read+3 min · the NOI team

8 Oct 13:48Property readat once

8 Oct 14:34Papers from your branch+46 min · the branch

8 Oct 14:35Papers read+1 min · the NOI team

8 Oct 14:35Fee quotedat once

8 Oct 14:35Payment verifiedat once

8 Oct 14:35Ready for the challanat once

8 Oct 15:30Challan made+55 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹71,07,000

Loan account no.

HOU/WRJE/0926/5216536

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the legal report. If they are right, press Confirm.

See the boxes — read from the legal report

District

Pune

Taluka

Haveli

Village

Pimple Gurav

Number type

SURVEY

Number

73/10

Building

DNYANDEEP DREAM

Floor

Fifth Floor

Flat / shop no

501

Area

63.28

Hadd

Pimpri Chinchwad Municipal Corporation

Read from the legal report, not the Index II. Flat No 501 Sanjay Daphal.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 7d ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• changed — area unit: the case held SQ.MT; filled SQ MTR — EzDocs (reading the whole file), from Flat No 501 Sanjay Daphal.pdf, reads it so

• changed — Survey No / Attribute 1 & 2: the case held 73/10 · 10; filled 73/10 · 10 — Flat No 501 Sanjay Daphal.pdf prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all

• check — not settled from any paper: loan amount (No sanction letter or KFS is present on the file to ascertain the sanctioned loan amount.)

• check — not settled from any paper: date of mortgage (No memorandum of deposit of title deeds (MOTD) or mortgage deed is present on the file to provide the date of mortgage.)

• check — EzDocs' box1 was set aside: a number no property paper prints

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 2

The PAN card	DAPHAL SANJAY
The sanction letter DIFFERS	SWATI SANJAY DAPHAL

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the sanction letter, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 7d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011628100202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SD shubham.dube@pnbhousing.com pnbhousing.com
08 Oct, 13:46 · 7d ago THE FIRST MAIL — how this case began

Please find attached require document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

📎 IMG-20261007-WA0000.jpg ↗📎 Sanjay Photo.jpg ↗📎 IMG20261006212524.jpg ↗📎 IMG20261006213401.jpg ↗📎 Swati Pan Card.jpg ↗📎 Swati Aadhar Card.jpg ↗📎 Sanjay Aadhar Card.pdf ↗📎 Sanjay Pan Card.pdf ↗📎 Swati Photo.jpg ↗📎 Flat No 501 Sanjay Daphal.pdf ↗

Dear Team,

Please find the attached required document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

DetailsChecklist

Loan sanction letter✓ Attached

Index2

Draft Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No– NA

Payment details screenshot with Transaction ID✓ Attached

Transaction ID130841971925

RS29974/-

Date of payment mentioned06/10/2026

Regards,
Shubham Dube
ASM - Warje
pnb Housing Finance Limited.



Internal

🤖 read: says the fee is paid ₹29,974 (UTR 130841971925) ✓; documents attached — “Draft Attached”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
08 Oct, 14:06 · 7d ago

Dear Team,

kindly share sanction letter for challan process.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 8 Oct 2026 at 13:48, Shubham Dube <shubham.dube@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Please find the attached required document for NOI process in case Mr.
SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

Details

Checklist

Loan sanction letter

Attached

Index2

Draft Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy

Attached

Registration Execution Haveli No

NA

Payment details screenshot with Transaction ID

 Attached

Transaction ID -130841971925

RS - 29974/-

Date of payment mentioned

06/10/2026

*Regards,*

*Shubham Dube*

*ASM - Warje*

pnb *Housing Finance Limited.*

Internal

🤖 read: asks the branch for documents — “kindly share sanction letter for challan process.”

SD shubham.dube@pnbhousing.com pnbhousing.com
08 Oct, 14:34 · 7d ago

📎 Sanction letter (20).pdf ↗

FYI

Regards,

Shubham Dube

ASM - Warje

pnb Housing Finance Limited.

Internal

earlier mails quoted below

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 08 October 2026 14:07
To: Shubham Dube <shubham.dube@pnbhousing.com>
Cc: Chetan Tambade <chetan.tambade@pnbhousing.com>; Mayur Jadhav1 <mayur.jadhav1@pnbhousing.com>
Subject: Re: Please find attached require document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

 Exercise Secured by Check Point

Dear Team,
kindly share sanction letter for challan process.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

On Thu, 8 Oct 2026 at 13:48, Shubham Dube <shubham.dube@pnbhousing.com<mailto:shubham.dube@pnbhousing.com>> wrote:
Dear Team,
Please find the attached required document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536
Details
Checklist
Loan sanction letter
Attached
Index2
Draft Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy
Attached
Registration Execution Haveli No
NA
Payment details screenshot with Transaction ID
 Attached
Transaction ID -130841971925
RS - 29974/-
Date of payment mentioned
06/10/2026

Regards,
Shubham Dube
ASM - Warje
pnb Housing Finance Limited.

Internal

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
08 Oct, 14:37 · 7d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 14:35, Shubham Dube < shubham.dube@pnbhousing.com > wrote:

FYI

Regards,

Shubham Dube

ASM - Warje

pnb
Housing Finance Limited.

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 08 October 2026 14:07

To: Shubham Dube < shubham.dube@pnbhousing.com >

Cc: Chetan Tambade < chetan.tambade@pnbhousing.com >; Mayur Jadhav1 < mayur.jadhav1@pnbhousing.com >

Subject: Re: Please find attached require document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

 Exercise Secured by Check Point

Dear Team,

kindly share sanction letter for challan process.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 8 Oct 2026 at 13:48, Shubham Dube < shubham.dube@pnbhousing.com > wrote:

Dear Team,

Please find the attached required document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

Details

Checklist

Loan sanction letter

Attached

Index2

Draft Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

NA

Payment details screenshot with Transaction ID

Attached

Transaction ID -130841971925

RS - 29974/-

Date of payment mentioned

06/10/2026

Regards,

Shubham Dube

ASM - Warje

pnb
Housing Finance Limited.

Internal

🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 15:32 · 7d ago

📎 SANJAY MALHARI DAPHAL EchallanMH0116281002 ↗

team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 14:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 14:35, Shubham Dube < shubham.dube@pnbhousing.com > wrote:

FYI

Regards,

Shubham Dube

ASM - Warje

pnb
Housing Finance Limited.

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 08 October 2026 14:07

To: Shubham Dube < shubham.dube@pnbhousing.com >

Cc: Chetan Tambade < chetan.tambade@pnbhousing.com >; Mayur Jadhav1 < mayur.jadhav1@pnbhousing.com >

Subject: Re: Please find attached require document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

 Exercise Secured by Check Point

Dear Team,

kindly share sanction letter for challan process.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 8 Oct 2026 at 13:48, Shubham Dube < shubham.dube@pnbhousing.com > wrote:

Dear Team,

Please find the attached required document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/5216536

Details

Checklist

Loan sanction letter

Attached

Index2

Draft Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

NA

Payment details screenshot with Transaction ID

Attached

Transaction ID -130841971925

RS - 29974/-

Date of payment mentioned

06/10/2026

Regards,

Shubham Dube

ASM - Warje

pnb
Housing Finance Limited.

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20261007-WA0000.jpg	filed	7d ago
Selfie / photo	Sanjay Photo.jpg	CANNOT BE READ — clear copy asked	7d ago
Selfie / photo	IMG20261006212524.jpg	filed	7d ago
Selfie / photo	IMG20261006213401.jpg	CANNOT BE READ — clear copy asked	7d ago
PAN card	Swati Pan Card.jpg	filed	7d ago
Aadhaar card	Swati Aadhar Card.jpg	filed	7d ago
Aadhaar card	Sanjay Aadhar Card.pdf	filed	7d ago
PAN card	Sanjay Pan Card.pdf	filed	7d ago
Selfie / photo	Swati Photo.jpg	filed	7d ago
Sale deed+ PAN card inside+ LSR (search report) inside	Flat No 501 Sanjay Daphal.pdf	filed	7d ago
Sanction letter	Sanction letter (20).pdf	filed	7d ago
Paid challan (GRAS)	SANJAY MALHARI DAPHAL EchallanMH011628100202627E.pdf	filed	7d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹38,150.59

Where it stands
VERIFIED — money received

Screenshot claims
— 130841971925

Paid at
7 Oct 11:53:24

Verified on
8 Oct 14:35:50

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹21,330	₹15,000	₹320	₹1,500	₹38,150

By law ₹38,141. We ask ₹38,150 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

39 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO, E-mail (person 1), Floor (person 1), Road (person 1), Floor (person 2) …

22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 7d ago — all agree.

CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Flat No 501 Sanjay Daphal.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District Pune - 411061

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (20).pdf

as printed
FLAT NO 501, FLOOR NO 5TH, S. NO. 73/10, NA, S. NO. 73/10, DNYANDEEP DREAM, PIMPALE GURAV, PUNE, PUNE, 411061, PUNE, MAHARASHTRA, INDIA, 411061

PIN
411061

the legal report (TSR)

Flat No 501 Sanjay Daphal.pdf

Property Address line
FLAT NO. 501, FIFTH FLOOR, DNYANDEEP DREAM, SURVEY NO. 73/10, PIMPLE GURAV, TALUKA HAVELI, DISTRICT PUNE - 411061

Legal Address line
SURVEY NO. 73/10, VILLAGE PIMPLE GURAV, TALUKA HAVELI, DISTRICT PUNE

PIN
411061

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 501 FIFTH FLOOR DNYANDEEP DREAM SURVEY NO 73/10

Locality/Road
PIMPLE GURAV TALUKA HAVELI DISTRICT PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: PIMPLE

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	DAPHAL SWATI SANJAY	ALZPD3865C	…3148
mortgagor	DAPHAL SANJAY	AICPD6611N	…9239

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	shubham.dube@pnbhousing.com	7d ago
document chase	shubham.dube@pnbhousing.com	7d ago
acknowledgement	shubham.dube@pnbhousing.com	7d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20261007-WA0000.jpg needs your check

utr
130841971925

date
2026-10-06

time
21:36

amount
38221

method
UPI

payee upi
....2080@hdfcbank

payer upi
....urav@okhdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
SANJAY MALHARI DAPHAL

debit notification text
Payment of ’38,221 completed

raw reading (for Abhijit)

{'utr': '130841971925', 'date': '2026-10-06', 'time': '21:36', 'amount': 38221, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....urav@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'SANJAY MALHARI DAPHAL', 'debit_notification_text': 'Payment of ’38,221 completed'}

Selfie / photo Sanjay Photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Selfie / photo IMG20261006212524.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Selfie / photo IMG20261006213401.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

PAN card Swati Pan Card.jpg needs your check

dob
1981-06-01

pan
ALZPD3865C

name
DAPHAL SWATI SANJAY

legible
True

father name
SAHEBRAO VITHOBA SANDBHOR

raw reading (for Abhijit)

{'dob': '1981-06-01', 'pan': 'ALZPD3865C', 'name': 'DAPHAL SWATI SANJAY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SAHEBRAO VITHOBA SANDBHOR', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Swati Aadhar Card.jpg needs your check

name
Swati Sanjay Daphal

mobile
9860168154

address
pin: 411026; area: NEAR VAISHNVI MATA MANDIR VISHWANATH VIHAR SEC-1 PLOT-F-43 INDRAYANINAGAR; state: Maharashtra; building: BLD-C; district: Pune; Village: BHOSARI

legible
True

aadhaar last4
3148

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Swati Sanjay Daphal', 'mobile': '9860168154', 'address': {'pin': '411026', 'area': 'NEAR VAISHNVI MATA MANDIR VISHWANATH VIHAR SEC-1 PLOT-F-43 INDRAYANINAGAR', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'BLD-C', 'district': 'Pune', 'post_office': None, 'village_city': 'BHOSARI'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3148', 'quality_issue': None}

PAN card Sanjay Pan Card.pdf needs your check

dob
1976-10-20

pan
AICPD6611N

name
DAPHAL SANJAY

legible
True

father name
MALHARI BABURAO DAPHAL

raw reading (for Abhijit)

{'dob': '1976-10-20', 'pan': 'AICPD6611N', 'name': 'DAPHAL SANJAY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MALHARI BABURAO DAPHAL', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo Swati Photo.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Aadhaar card Sanjay Aadhar Card.pdf needs your check

dob
1976-10-20

name
Sanjay Malhari Daphal

mobile
9860168154

address
pin: 411026; area: NEAR VAISHNAVI MATA MANDIR, INDRAYANINAGAR, BHOSARI; flat: PLOT-F-43 BLD-C/13; state: Maharashtra; building: VISHWANATH VIHAR SEC-1; district: Pune; Village: Pune

legible
True

aadhaar last4
9239

raw reading (for Abhijit)

{'dob': '1976-10-20', 'pan': None, 'name': 'Sanjay Malhari Daphal', 'mobile': '9860168154', 'address': {'pin': '411026', 'area': 'NEAR VAISHNAVI MATA MANDIR, INDRAYANINAGAR, BHOSARI', 'flat': 'PLOT-F-43 BLD-C/13', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'VISHWANATH VIHAR SEC-1', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9239', 'quality_issue': None}

Sale deed Flat No 501 Sanjay Daphal.pdf needs your check

found
True

found in
Agreement for Sale - Schedule II

area sq m
63.28

paper for
loan_ref: HOU/WRJE/0926/5216536; customer_name: SANJAY MALHARI DAPHAL

confidence
0.98

reading486
property

address lines
taken: property; legal_address: Survey No. 73/10, Village Pimple Gurav, Taluka Haveli, District Pune; property_address: Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District

property address
pin: 411061; state: Maharashtra; taluka: Haveli; Flat no: 501; district: Pune; Floor: Fifth Floor; Address: Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District Pune

security address verbatim
Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District Pune - 411061

raw reading (for Abhijit)

{'found': True, 'found_in': 'Agreement for Sale - Schedule II', 'area_sq_m': 63.28, 'paper_for': {'loan_ref': 'HOU/WRJE/0926/5216536', 'report_id': None, 'customer_name': 'SANJAY MALHARI DAPHAL'}, 'pin_other': None, 'confidence': 0.98, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': 'Survey No. 73/10, Village Pimple Gurav, Taluka Haveli, District Pune', 'property_address': 'Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District Pune - 411061'}, 'property_address': {'pin': '411061', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': '501', 'district': 'Pune', 'floor_no': 'Fifth Floor', 'landmark': None, 'full_address': 'Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District Pune - 411061', 'village_city': 'Pimple Gurav', 'building_name': 'DNYANDEEP DREAM', 'survey_or_cts_no': 'Survey No. 73/10'}, 'security_address_verbatim': 'Flat No. 501, Fifth Floor, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Taluka Haveli, District Pune - 411061'}

Payment screenshot IMG-20261007-WA0000.jpg needs your check

payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '130841971925', 'date': '2026-10-06', 'page': 1, 'time': '21:36', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 38221.0, 'direction': 'credit', 'narrati

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '130841971925', 'date': '2026-10-06', 'page': 1, 'time': '21:36', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 38221.0, 'direction': 'credit', 'narration': "Payment of ’38,221 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3720', 'account_holder': 'SANJAY MALHARI DAPHAL'}}

Sanction letter Sanction letter (20).pdf needs your check

lan
HOU/WRJE/0926/5216536

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SANJAY MALHARI DAPHAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SWATI SANJAY DAPHAL', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement

loan amount
6900000

rate spread
-4.65

final amount
7107000

interest rate
8.5

sanction date
25-Sep-2026

letter version
6

reference rate
13.15

applicant email
yashdapimplegurav@gmail.com

applicant names
SANJAY MALHARI DAPHAL, SWATI SANJAY DAPHAL

printed altered
False

applicant mobile
9860168154

balance transfer
False

property address
pin: 411061; state: MAHARASHTRA; Flat no: 501; district: Pune; Floor: 5th; Address: Flat No 501, Floor No 5th, Dnyandeep Dream, Pimpale Gurav, PUNE, Pune, 411061, Pune, MAHARASHTRA, India, 411061; Village: P

insurance premium
207000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
7107000

security address verbatim
Flat No 501, Floor No 5th, S. No. 73/10, NA, S. No. 73/10, Dnyandeep Dream, Pimpale Gurav, PUNE, Pune, 411061, Pune, MAHARASHTRA, India, 411061

applicant address verbatim
SR NO. 79 FLAT NO. 4 OM SAI BUILDING, SUDARSHAN NAGAR PIMLE GURAV, PIMPLE GURAV PUNE, ., Pune, MAHARASHTRA, 411061, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/WRJE/0926/5216536', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANJAY MALHARI DAPHAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SWATI SANJAY DAPHAL', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 6900000, 'rate_spread': -4.65, 'final_amount': 7107000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '25-Sep-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'yashdapimplegurav@gmail.com', 'applicant_names': ['SANJAY MALHARI DAPHAL', 'SWATI SANJAY DAPHAL'], 'printed_altered': False, 'applicant_mobile': '9860168154', 'balance_transfer': False, 'property_address': {'pin': '411061', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '501', 'district': 'Pune', 'floor_no': '5th', 'landmark': None, 'full_address': 'Flat No 501, Floor No 5th, Dnyandeep Dream, Pimpale Gurav, PUNE, Pune, 411061, Pune, MAHARASHTRA, India, 411061', 'village_city': 'Pimpale Gurav', 'building_name': 'Dnyandeep Dream', 'survey_or_cts_no': 'S. No. 73/10'}, 'insurance_premium': 207000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7107000, 'security_address_verbatim': 'Flat No 501, Floor No 5th, S. No. 73/10, NA, S. No. 73/10, Dnyandeep Dream, Pimpale Gurav, PUNE, Pune, 411061, Pune, MAHARASHTRA, India, 411061', 'applicant_address_verbatim': 'SR NO. 79 FLAT NO. 4 OM SAI BUILDING, SUDARSHAN NAGAR PIMLE GURAV, PIMPLE GURAV PUNE, ., Pune, MAHARASHTRA, 411061, Pune, India'}

Paid challan (GRAS) SANJAY MALHARI DAPHAL EchallanMH011628100202627E.pdf needs your check

grn
MH011628100202627E

pin
411061

total
36330.0

article
6(1)

defaced
False

bank cin
03006172026100800796

district
PUNE

area city
PUNE

payer pan
AICXXXXXXN

flat block
FLAT NO 501, 5TH FLOOR, DNYANDEEP

payer name
SANJAY MALHARI DAPHAL

sro office
HVL26_HAVELI 26 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7107000

scheme rows
{'amount': 21330.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8154

payment date
08/10/2026-15:30:23

road locality
PIMPALE GURAV, PUNE, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
7107000

raw reading (for Abhijit)

{'grn': 'MH011628100202627E', 'pin': '411061', 'total': 36330.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100800796', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AICXXXXXXN', 'flat_block': 'FLAT NO 501, 5TH FLOOR, DNYANDEEP', 'payer_name': 'SANJAY MALHARI DAPHAL', 'sro_office': 'HVL26_HAVELI 26 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7107000', 'scheme_rows': [{'amount': 21330.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8154', 'payment_date': '08/10/2026-15:30:23', 'road_locality': 'PIMPALE GURAV, PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7107000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 08 Oct, 14:37 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	reader_efiling_verdict	{'fp': 'c95a1575fc846b98', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty in
1d ago	the co-pilot	pan_card_name_set_aside	{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
7d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AIxxxxxxXN — no paper on the
7d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Flat No 501 Sanjay Daphal.pdf', 'kind': 'sale_deed'}
7d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANJAY MALHARI DAPHAL EchallanMH011628100202627E.pdf', 'kind'
7d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANJAY MALHARI DAPH
7d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL26_HAVELI 26 JOINT SUB REGISTRAR', 'district': 'PUNE'}
7d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011628100202627E', 'file': 'SANJAY MALHARI DAPHAL EchallanMH011628100202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
7d ago	EzDocs	challan_extracted	{'grn': 'MH011628100202627E', 'file': 'SANJAY MALHARI DAPHAL EchallanMH011628100202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 36330.0}
7d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'box': 'Property box 1', 'why
7d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03281'}
7d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (FIFTH, SURVEY, PIMPLE) — read box 1 once against the paper's own words"}
7d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
7d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'quick sweep'}
7d ago	EzDocs	reader_home_address	{'fp': '02606b0ac431012b', 'from': 'the sanction letter (Sanction letter (20).pdf)', 'home': {'pin': '411061', 'area': 'SUDARSHAN NAGAR PIMLE GURAV', 'flat': 'FLAT NO. 4', 'state': 'MAHARASHTRA', 'building': 'OM SAI BUIL
7d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-08T09:05:54', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-08 08:16', 'id': '1a11a9745298b03f', 'from': 'branch', 'gist': 'The bank branch is sending documents for NOI process and has att
7d ago	EzDocs	mail_against_file490	{'at': '2026-10-08T09:05:54', 'asks': [], 'gist': 'The branch has sent the sanction letter for the loan.', 'next': 'Read the sanction letter to determine the loan amount and other details.', 'brought': [{'how': 'paper',
7d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-08T09:05:52', 'why': 'paper', 'open': 6, 'mails': [{'at': '2026-10-08 08:16', 'id': '1a11a9745298b03f', 'from': 'branch', 'gist': 'The bank branch is sending documents for NOI process and has at
7d ago	EzDocs	money_settled	{'fp': 'c181bec0d1bed2ba', 'held': 7107000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 7107000.0, 'papers': [{'lan': 'HOU/WRJE/0926/5216536', 'file': 'Sanction letter (20).pdf', 'kind': 'sanction_lett
7d ago	EzDocs	paper_against_file490	{'at': '2026-10-08T09:05:52', 'why': "The sanction letter provides the loan amount, the applicant's email and mobile, and the property address, which matches the file's customer and loan number.", 'file': 'Sanction lette
7d ago	EzDocs	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
7d ago	EzDocs	case_acknowledged_challan_queued	{'utr': '130841971925', 'fee_total': 38150}
7d ago	EzDocs	email_shadowed:ack	{'to': 'shubham.dube@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Sanjay Malhari Daphal\
7d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/WRJE/0926/521
7d ago	EzDocs	fee_quote_suppressed	{'how': 'claim', 'utr': '130841971925', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': None}
7d ago	EzDocs	sms_matched_late	{'ref': '130841971925', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 38221.0, 'method': 'utr_ex
7d ago	EzDocs	payment_verified	{'utr': '130841971925', 'why': "paid ₹38,221, ₹70 MORE than our ask of ₹38,151 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 70.41, 'method': 'utr_exact', 'paid_at': '
7d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
7d ago	EzDocs	receivable_created	{'expected': 38150.59}

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Selfie re-sent — an earlier one was a photo of a print

Money

₹38,221 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct2 things

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records