Cases / NOI-2026-01017
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen
✓Aadhaar cardopen
✓Sanction letteropen
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (9)A label is wrong? Fix it under All documents.
For you to check
- In the branch's mail of 2 Sep (from jadhav.vaibhav@sammaancapital.com, “RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jew”), a DIFFERENT PERSON'S PAN card is attached: Shivram Zagde Pan.pdf is SHIVRAM SONU ZAGADE (PAN AACPZ1096P)'s, not Guru Krupa Jewellers APS's. Please check with the branch. It is not used — Guru's own card is not on the file: ask the branch for it.
- In the branch's mail of 2 Sep (from jadhav.vaibhav@sammaancapital.com, “RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jew”), a DIFFERENT PERSON'S Aadhaar card is attached: Shivram Zagade Adhar.pdf is Shivram Sonu Zagade's, not Guru Krupa Jewellers APS's. Please check with the branch. It is not used — Guru's own card is not on the file: ask the branch for it.
- In the branch's mail of 2 Sep (from jadhav.vaibhav@sammaancapital.com, “RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jew”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: SanctionLetter_1396667_28082026034736.pdf is GURUKRUPA JEWELLERS, SHIVRAM SONU ZAGADE (loan 1396667)'s, not Guru Krupa Jewellers APS's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Guru's own letter.
- The work is done — our fee of ₹28,850 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹28,850
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹28,850; we wait for the credit itself
Stamp duty 0.3%12,330
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for28,850
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Vivo (EZDOCS). That ear is working (last reached us 17 Oct 19:34 — 3 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹28,844.57. We ask ₹28,850 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹28,825 — accept as full (₹25 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 minour time · 2 Sep 15:15
Index II 77 h 18 minour time · 11 Sep 12:31
the NOI team 8 d 21 hthe branch 5 h 24 mintotal 9 d 2 h
Complete.
Day by day — every step and who held it
2 Sep 09:49Your branch's mail
2 Sep 09:50Papers read+1 min · the NOI team
2 Sep 09:50Property readat once
2 Sep 09:51Papers read+1 min · the NOI team
2 Sep 09:51Fee quotedat once
2 Sep 15:14Papers from your branch+5 h 24 min · the branch
2 Sep 15:15Papers readat once
2 Sep 15:15Challan madeat once
11 Sep 12:31Index II sent+8 d 21 h · the NOI team
Case facts
Bank
SAMMAAN
Loan amount
₹41,08,189
Loan account no.
660999044933
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI filing process is complete, with all required documents submitted and the NOI successfully filed. The government's Index II of the NOI has been shared, indicating the case is closed.
the history says the next move is with no one — the case is finished — case closure
✓ loan papers sent — done, mail 1 (2026-09-02) “Kindly find the attachment of below mentioned documents to process for the NOI.”
✓ fee paid — the branch's words — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ challan made — done, mail 2 (2026-09-02) “PFA challan for your reference..”
✓ challan shared — done, mail 2 (2026-09-02) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-02) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”
✓ filed on the IGR site — done, mail 5 (2026-09-02) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 5 (2026-09-02) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 7 (2026-09-11) “PFA index 2 copy for case closure..”
read over 7 mail(s), last mail 2026-09-11 · read 32d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
JV
jadhav.vaibhav@sammaancapital.com sammaancapital.com
02 Sep, 09:49 · 45d ago THE FIRST MAIL — how this case began
02 Sep, 09:49 · 45d ago THE FIRST MAIL — how this case began
RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
📎 IMG-20260831-WA0040.jpg↗📎 Shivram Zagde Pan.pdf↗📎 IMG-20260831-WA0035.jpg↗📎 Shivram Zagade Adhar.pdf↗📎 IMG-20260831-WA0033.jpg↗📎 SanctionLetter_1396667_28082026034736.pdf↗📎 image001.png↗
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>
Cc: Sanjay Surendranath Mishra <sanjay.m7@sammaancapital.com>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>
Subje
🤖 read: The branch requests processing.
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
02 Sep, 13:46 · 45d ago
02 Sep, 13:46 · 45d ago
Team,PFA challan for your reference..
earlier mails quoted below
On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >
Subject: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Dear Laxman Sir,
Kindly find the attachment of below mentioned documents to process for the NOI.
· Loan sanction letter
· Registered Agreement/index 2
· Aadhar copy of the Property owners.
· PAN copy of the Property owners
· Selfie of Property owners
· Payment Screenshot
UPI Transaction ID – 660999044933
Date of payment- 31 Aug 2026,8.44 PM
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
Guru Krupa Jewellers
LAN NO /APS NO
1396667
CASE INITIATION BRANCH NAME
Thane
CASE TYPE (PLS MENTION IT)
SAMMAAN CAPITAL LIMITED
LOAN AMOUNT WITH INSURANCE
4108189
0.30%
12325
0.50%
15000
NOI SERIVCE FEE
1200
DHC
300
TOTAL AMOUNT PAYABLE
28,825
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
SRO No
Vasai no.3
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL
The NOI teamTYPED IN GMAIL
02 Sep, 14:09 · 45d ago
02 Sep, 14:09 · 45d ago
Team, PFA SNIP FOR APPROVAL, On Wed, 2 Sept 2026 at 13:46, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA challan for your reference.. On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sa
🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR APPROVAL”
JV
jadhav.vaibhav@sammaancapital.com sammaancapital.com
02 Sep, 15:14 · 45d ago
02 Sep, 15:14 · 45d ago
RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: SAMMAAN NOI EZDOCS [mailto:sammaancapital@ezdocs.co.in]
Sent: 02 September 2026 14:10
To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>
Cc: Sanjay Surendranath Mishra <sanjay.m7@sammaancapital.com>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Vidya Bhivsen
Shete <vidya.she
earlier mails quoted below
On Wed, 2 Sept 2026 at 13: 46, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On
Wed, 2 Sept 2026 at 09: 49, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com>
Team,
PFA SNIP FOR APPROVAL,
On Wed, 2 Sept 2026 at 13:46, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >;
Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >
Subject: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Dear Laxman Sir,
Kindly find the attachment of below mentioned documents to
process for the NOI.
· Loan sanction letter
· Registered Agreement/index 2
· Aadhar copy of the Property owners.
· PAN copy of the Property owners
· Selfie of Property owners
· Payment Screenshot
UPI Transaction ID – 660999044933
Date of payment- 31 Aug 2026,8.44 PM
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
Guru Krupa Jewellers
LAN NO /APS NO
1396667
CASE INITIATION BRANCH NAME
Thane
CASE TYPE (PLS MENTION IT)
SAMMAAN CAPITAL LIMITED
LOAN AMOUNT WITH INSURANCE
4108189
0.30%
12325
0.50%
15000
NOI SERIVCE FEE
1200
DHC
300
TOTAL AMOUNT PAYABLE
28,825
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
SRO No
Vasai no.3
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan Capital
102/103/104, 1st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: SAMMAAN NOI EZDOCS [mailto:sammaancapital@ezdocs.co.in]
Sent: 02 September 2026 14:10
To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>
Cc: Sanjay Surendranath Mishra <sanjay.m7@sammaancapital.com>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Vidya Bhivsen Shete <vidya.shete@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>
Subject: Re: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Team, PFA SNIP FOR APPROVAL, On Wed, 2 Sept 2026 at 13: 46, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On Wed, 2 Sept 2026 at 09: 49, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com>
Team,
PFA SNIP FOR APPROVAL,
On Wed, 2 Sept 2026 at 13:46, SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in<mailto:sammaancapital@ezdocs.co.in>> wrote:
Team,
PFA challan for your reference..
On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com<mailto:jadhav.vaibhav@sammaancapital.com>> wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan Capital
102/103/104, 1st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com<mailto:jadhav.vaibhav@sammaancapital.com>>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com<mailto:laxman.jadhav@sammaancapital.com>>
Cc: Sanjay Surendranath Mishra <sanjay.m7@sammaancapital.com<mailto:sanjay.m7@sammaancapital.com>>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com<mailto:tanveer.khan@sammaancapital.com>>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com<mailto:roshani.chaugule@sammaancapital.com>>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com<mailto:yadav.shailesh@sammaancapital.com>>
Subject: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Dear Laxman Sir,
Kindly find the attachment of below mentioned document
🤖 read: The branch asks the team to process the NOI.
OL
The NOI teamTYPED IN GMAIL
02 Sep, 15:27 · 45d ago
02 Sep, 15:27 · 45d ago
TEAM,PFA: Downloaded e-filing for your reference..
earlier mails quoted below
On Wed, 2 Sept 2026 at 15:15, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: SAMMAAN NOI EZDOCS [mailto: sammaancapital@ezdocs.co.in ]
Sent: 02 September 2026 14:10
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Vidya Bhivsen
Shete < vidya.shete@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Subject: Re: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Team, PFA SNIP FOR APPROVAL, On Wed, 2 Sept 2026 at 13: 46, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On
Wed, 2 Sept 2026 at 09: 49, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com>
Team,
PFA SNIP FOR APPROVAL,
On Wed, 2 Sept 2026 at 13:46, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >;
Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >
Subject: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Dear Laxman Sir,
Kindly find the attachment of below mentioned documents to
process for the NOI.
· Loan sanction letter
· Registered Agreement/index 2
· Aadhar copy of the Property owners.
· PAN copy of the Property owners
· Selfie of Property owners
· Payment Screenshot
UPI Transaction ID – 660999044933
Date of payment- 31 Aug 2026,8.44 PM
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
Guru Krupa Jewellers
LAN NO /APS NO
1396667
CASE INITIATION BRANCH NAME
Thane
CASE TYPE (PLS MENTION IT)
SAMMAAN CAPITAL LIMITED
LOAN AMOUNT WITH INSURANCE
4108189
0.30%
12325
0.50%
15000
NOI SERIVCE FEE
1200
DHC
300
TOTAL AMOUNT PAYABLE
28,825
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
SRO No
Vasai no.3
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL
The NOI teamTYPED IN GMAIL
02 Sep, 15:27 · 45d ago
02 Sep, 15:27 · 45d ago
TEAM,PFA: Downloaded e-filing for your reference..
earlier mails quoted below
On Wed, 2 Sept 2026 at 15:15, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: SAMMAAN NOI EZDOCS [mailto: sammaancapital@ezdocs.co.in ]
Sent: 02 September 2026 14:10
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Vidya Bhivsen
Shete < vidya.shete@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Subject: Re: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Team, PFA SNIP FOR APPROVAL, On Wed, 2 Sept 2026 at 13: 46, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for your reference. . On
Wed, 2 Sept 2026 at 09: 49, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com>
Team,
PFA SNIP FOR APPROVAL,
On Wed, 2 Sept 2026 at 13:46, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com > wrote:
Dear Team,
Please process
Regards,
Vaibhav Jadhav
Branch Credit Head || Sap Id : 213441
Sammaan
Capital
102/103/104, 1 st Floor Vardhaman Industrial Complex
LBS Road Gokul Nagar Next to United Hotel Thane West 400601
From: Vidya Bhivsen Shete
Sent: 31 August 2026 21:50
To: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com >
Cc: Sanjay Surendranath Mishra < sanjay.m7@sammaancapital.com >; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com >;
Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >
Subject: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
Dear Laxman Sir,
Kindly find the attachment of below mentioned documents to
process for the NOI.
· Loan sanction letter
· Registered Agreement/index 2
· Aadhar copy of the Property owners.
· PAN copy of the Property owners
· Selfie of Property owners
· Payment Screenshot
UPI Transaction ID – 660999044933
Date of payment- 31 Aug 2026,8.44 PM
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
APPLICANT NAME
Guru Krupa Jewellers
LAN NO /APS NO
1396667
CASE INITIATION BRANCH NAME
Thane
CASE TYPE (PLS MENTION IT)
SAMMAAN CAPITAL LIMITED
LOAN AMOUNT WITH INSURANCE
4108189
0.30%
12325
0.50%
15000
NOI SERIVCE FEE
1200
DHC
300
TOTAL AMOUNT PAYABLE
28,825
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
SRO No
Vasai no.3
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL
The NOI teamTYPED IN GMAIL
11 Sep, 12:31 · 36d ago
11 Sep, 12:31 · 36d ago
Dear Team,
PFA index 2 copy for case closure..
earlier mails quoted below
On Wed, 2 Sept 2026 at 15:27, SAMMAAN NOI EZDOCS <
sammaancapital@ezdocs.co.in> wrote:
TEAM,
PFA: Downloaded e-filing for your reference..
On Wed, 2 Sept 2026 at 15:15, Vaibhav Nandkishor Jadhav <
jadhav.vaibhav@sammaancapital.com> wrote:
> Dear Team,
>
>
>
> Please process
>
>
>
>
>
> Regards,
>
> Vaibhav Jadhav
>
> Branch Credit Head || Sap Id : 213441
>
> *Sammaan* *Capital*
>
> 102/103/104, 1st Floor Vardhaman Industrial Complex
>
> LBS Road Gokul Nagar Next to United Hotel Thane West 400601
>
>
>
> *From:* SAMMAAN NOI EZDOCS [mailto:sammaancapital@ezdocs.co.in]
> *Sent:* 02 September 2026 14:10
> *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>
> *Cc:* Sanjay Surendranath Mishra <sanjay.m7@sammaancapital.com>; Tanveer
> Hasan Khan <tanveer.khan@sammaancapital.com>; Roshani Rohan Chaugule <
> roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <
> yadav.shailesh@sammaancapital.com>; Vidya Bhivsen Shete <
> vidya.shete@sammaancapital.com>; Laxman Pralhad Jadhav <
> laxman.jadhav@sammaancapital.com>
> *Subject:* Re: Initiating NOI in captioned case under SCL case of Guru
> Krupa Jewellers APS- 1396667
>
>
>
> Team, PFA SNIP FOR APPROVAL, On Wed, 2 Sept 2026 at 13: 46, SAMMAAN NOI
> EZDOCS <sammaancapital@ ezdocs. co. in> wrote: Team, PFA challan for
> your reference.. On Wed, 2 Sept 2026 at 09: 49, Vaibhav Nandkishor Jadhav
> <jadhav. vaibhav@ sammaancapital. com>
>
>
>
> Team,
>
> PFA SNIP FOR APPROVAL,
>
>
>
>
>
>
>
> On Wed, 2 Sept 2026 at 13:46, SAMMAAN NOI EZDOCS <
> sammaancapital@ezdocs.co.in> wrote:
>
> Team,
>
> PFA challan for your reference..
>
>
>
> On Wed, 2 Sept 2026 at 09:49, Vaibhav Nandkishor Jadhav <
> jadhav.vaibhav@sammaancapital.com> wrote:
>
> Dear Team,
>
>
>
> Please process
>
>
>
> Regards,
>
> Vaibhav Jadhav
>
> Branch Credit Head || Sap Id : 213441
>
> *Sammaan* *Capital*
>
> 102/103/104, 1st Floor Vardhaman Industrial Complex
>
> LBS Road Gokul Nagar Next to United Hotel Thane West 400601
>
>
>
> *From:* Vidya Bhivsen Shete
> *Sent:* 31 August 2026 21:50
> *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>;
> Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>
> *Cc:* Sanjay Surendranath Mishra <sanjay.m7@sammaancapital.com>; Tanveer
> Hasan Khan <tanveer.khan@sammaancapital.com>; Roshani Rohan Chaugule <
> roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <
> yadav.shailesh@sammaancapital.com>
> *Subject:* Initiating NOI in captioned case under SCL case of Guru Krupa
> Jewellers APS- 1396667
>
>
>
> Dear Laxman Sir,
>
> Kindly find the attachment of below mentioned documents to process for
> the NOI.
>
> · Loan sanction letter
>
> · Registered Agreement/index 2
>
> · Aadhar copy of the Property owners.
>
> · PAN copy of the Property owners
>
> · Selfie of Property owners
>
> · Payment Screenshot
>
> UPI Transaction ID – 660999044933
>
> Date of payment- 31 Aug 2026,8.44 PM
>
>
>
>
>
> *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)*
>
> [image: cid:image001.png@01DD398F.71651760]
>
> *APPLICANT NAME*
>
> *Guru Krupa Jewellers *
>
> *LAN NO /APS NO*
>
> *1396667*
>
> *CASE INITIATION BRANCH NAME*
>
> *Thane*
>
> *CASE TYPE (PLS MENTION IT)*
>
> *SAMMAAN CAPITAL LIMITED*
>
>
>
>
>
>
>
> *LOAN AMOUNT WITH INSURANCE*
>
> *4108189*
>
> *0.30%*
>
> *12325*
>
> *0.50%*
>
> *15000*
>
> *NOI SERIVCE FEE*
>
> *1200*
>
> *DHC*
>
> *300*
>
> *TOTAL AMOUNT PAYABLE*
>
> *28,825*
>
>
>
>
>
> **SANCTION LETTER*
>
> *ATTACHED*
>
> **APPLICANT/S AADHAR CARD*
>
> *ATTACHED*
>
> **APPLICANT/S PAN CARD*
>
> *ATTACHED*
>
> **IINDEX II COPY | LSR | SALE DEED*
>
> *ATTACHED*
>
> **APPLICANT SELFIE*
>
> *ATTACHED*
>
> **PAYMENT SCREENSHOT WITH UTR*
>
> *ATTACHED*
>
>
>
>
>
> *SRO No*
>
> *Vasai no.3*
>
>
>
>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20260831-WA0040.jpg | filed | 45d ago |
| PAN card | Shivram Zagde Pan.pdf | filed | 45d ago |
| Index IIthe branch sent this — an input | IMG-20260831-WA0035.jpg | filed | 45d ago |
| Aadhaar card | Shivram Zagade Adhar.pdf | filed | 45d ago |
| Payment screenshot | IMG-20260831-WA0033.jpg | filed | 45d ago |
| Sanction letter | SanctionLetter_1396667_28082026034736.pdf | filed | 45d ago |
| Other | image001.png | filed | 45d ago |
| E-filing copy (token) | shivramCapture.GIF | filed | 45d ago |
| Index IIthe registered copy we filed | IndexII9990209260311.pdf | filed | 36d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹28,850
₹28,850
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹28,850 660999044933
₹28,850 660999044933
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,330 | ₹15,000 | ₹320 | ₹1,200 | ₹28,850 |
By law ₹28,844.57. We ask ₹28,850 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
16 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Building (person 1) …
Not found in the document: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Floor, Area
10 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, House type (Niwasi Sadanika / Shop / Gala …), E-mail (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
SanctionLetter_1396667_28082026034736.pdf
as printed
SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, C.T.S. NO. 451, 452, 452(1 TO 12), 453 PART, 454, 278E, VILLAGE KURAR, MALAD EAST MUMBAI MUMBAI MAHARASHTRA 400097
SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, C.T.S. NO. 451, 452, 452(1 TO 12), 453 PART, 454, 278E, VILLAGE KURAR, MALAD EAST MUMBAI MUMBAI MAHARASHTRA 400097
PIN
400097
400097
the Index II
IMG-20260831-WA0035.jpg
the property
1) paalikeche naavah mumbai manapaa itara varnana : sadanikaa nanh shopa nan. e-09, maalaa nanh tala majalaa, imaaratiche naatrah nirvaanaa, bloka nanh kuraara vhileja maalaada purva, roda : havaa hiraa paarka, itara maahinih shopache kshetra 182 chau. phuta reraa kaarapeta ((C.T.S. NUMBER: 451,452,452 (1 te 12),453 paarta, 454,278 €;))
1) paalikeche naavah mumbai manapaa itara varnana : sadanikaa nanh shopa nan. e-09, maalaa nanh tala majalaa, imaaratiche naatrah nirvaanaa, bloka nanh kuraara vhileja maalaada purva, roda : havaa hiraa paarka, itara maahinih shopache kshetra 182 chau. phuta reraa kaarapeta ((C.T.S. NUMBER: 451,452,452 (1 te 12),453 paarta, 454,278 €;))
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO A-09 GROUND FLOOR NIRVANA BUILDING HAWA HIRA PARK JAIN MANDIR ROAD NEAR RAMESH HOTEL
SHOP NO A-09 GROUND FLOOR NIRVANA BUILDING HAWA HIRA PARK JAIN MANDIR ROAD NEAR RAMESH HOTEL
Locality/Road
C T S NO 451 452 452 1 TO 12 453 PART 454 278E VILLAGE KURAR MALAD EAST MUMBAI MUMBAI MAHARASHTRA
C T S NO 451 452 452 1 TO 12 453 PART 454 278E VILLAGE KURAR MALAD EAST MUMBAI MUMBAI MAHARASHTRA
Area/City
MUMBAI
check or correct a box, the papers beside it →MUMBAI
the Index II also prints: 182, 278, BLOKA, CHAU, HAVAA, HIRAA, IMAARATICHE, ITARA, KAARAPETA, KSHETRA, KURAARA, MAAHINIH
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SHIVRAM SONU ZAGADE | AACPZ1096P | …7931 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | jadhav.vaibhav@sammaancapital.com | 45d ago |
What EzDocs read from each document — check anything marked in red
PAN card Shivram Zagde Pan.pdf needs your check
dob
1965-04-01
1965-04-01
pan
AACPZ1096P
AACPZ1096P
name
SHIVRAM SONU ZAGADE
SHIVRAM SONU ZAGADE
legible
True
True
raw reading (for Abhijit)
{'dob': '1965-04-01', 'pan': 'AACPZ1096P', 'name': 'SHIVRAM SONU ZAGADE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Index II IMG-20260831-WA0035.jpg needs your check
kind
index2_input
index2_input
extracted
doc_no: 2150; village: कुरार; doc_kind: सूची क्र.2; doc_year: 2023; sro_name: गह दु.नि. बोरीवली 7; area_text: 18.61 चौ. मीटर; mortgagee: शिवराम सोनू झगडे; filing_fee: 30000; mortgagors: ["मेसर्स सिद्धिविनायक डेव्हलपर्स क
doc_no: 2150; village: कुरार; doc_kind: सूची क्र.2; doc_year: 2023; sro_name: गह दु.नि. बोरीवली 7; area_text: 18.61 चौ. मीटर; mortgagee: शिवराम सोनू झगडे; filing_fee: 30000; mortgagors: ["मेसर्स सिद्धिविनायक डेव्हलपर्स क
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '2150', 'village': 'कुरार', 'doc_kind': 'सूची क्र.2', 'doc_year': '2023', 'sro_name': 'गह दु.नि. बोरीवली 7', 'area_text': '18.61 चौ. मीटर', 'mortgagee': 'शिवराम सोनू झगडे', 'filing_fee': 30000, 'mortgagors': ["मेसर्स सिद्धिविनायक डेव्हलपर्स कुरार चे 'भागीदार रमिकलाल हरीलाल ठक्कर तर्फे मुखत्यार वैभव अशोक चव्हाण"], 'stamp_duty': 300000, 'filing_date': '2023-02-13', 'loan_amount': 5000000, 'property_text': '1) पालिकेचे नावः मुंबई मनपा इतर वर्णन : सदनिका नंः शॉप नं. ए-09, माळा नंः तळ मजला, इमारतीचे नात्रः निर्वाणा, ब्लॉक नंः कुरार व्हिलेज मालाड पूर्व, रोड : हवा हिरा पार्क, इतर माहिनीः शॉपचे क्षेत्र 182 चौ. फुट रेरा कारपेट ( (C.T.S. Number: 451,452,452 (1 ते 12),453 पार्ट, 454,278 €;))', 'survey_numbers': ['451', '452', '452 (1 ते 12)', '453 पार्ट', '454', '278']}}Aadhaar card Shivram Zagade Adhar.pdf needs your check
dob
1965-04-01
1965-04-01
name
Shivram Sonu Zagade
Shivram Sonu Zagade
legible
True
True
aadhaar last4
7931
7931
raw reading (for Abhijit)
{'dob': '1965-04-01', 'pan': None, 'name': 'Shivram Sonu Zagade', 'legible': True, 'aadhaar_last4': '7931', 'quality_issue': None}Payment screenshot IMG-20260831-WA0033.jpg needs your check
utr
660999044933
660999044933
date
2026-08-31
2026-08-31
amount
28850
28850
method
UPI
UPI
payee upi
vyapar.168072320123@hdfcbank
vyapar.168072320123@hdfcbank
payee name
EZDOCS
EZDOCS
payer name
ZAGADE SHIVRAM SONU
ZAGADE SHIVRAM SONU
raw reading (for Abhijit)
{'utr': '660999044933', 'date': '2026-08-31', 'amount': 28850, 'method': 'UPI', 'payee_upi': 'vyapar.168072320123@hdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'ZAGADE SHIVRAM SONU', 'debit_notification_text': None}Sanction letter SanctionLetter_1396667_28082026034736.pdf needs your check
lan
1396667
1396667
legible
True
True
loan type
LAPL
LAPL
confidence
1.0
1.0
loan amount
4000000.0
4000000.0
interest rate
10.45
10.45
sanction date
28-AUG-2026
28-AUG-2026
applicant names
M/S GURUKRUPA JEWELLERS, SHIVRAM SONU ZAGADE, SHARMILA SHIVRAM ZAGADE, DHANASHRI SHIVRAM ZAGADE
M/S GURUKRUPA JEWELLERS, SHIVRAM SONU ZAGADE, SHARMILA SHIVRAM ZAGADE, DHANASHRI SHIVRAM ZAGADE
applicant mobile
9594075477
9594075477
property address
pin: 400097; road: HAWA HIRA PARK, JAIN MANDIR ROAD; state: MAHARASHTRA; Flat no: SHOP NO. A-09; district: MUMBAI; Floor: GROUND FLOOR; landmark: NEAR RAMESH HOTEL; Address: SHOP NO. A-09, GROUND FLOOR, NIRVANA B
pin: 400097; road: HAWA HIRA PARK, JAIN MANDIR ROAD; state: MAHARASHTRA; Flat no: SHOP NO. A-09; district: MUMBAI; Floor: GROUND FLOOR; landmark: NEAR RAMESH HOTEL; Address: SHOP NO. A-09, GROUND FLOOR, NIRVANA B
insurance premium
108189.0
108189.0
includes insurance
True
True
total with insurance
4108189.0
4108189.0
security address verbatim
SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, C.T.S. NO. 451, 452, 452(1 TO 12), 453 PART, 454, 278E, VILLAGE KURAR, MALAD EAST MUMBAI MUMBAI MAHARASHTRA 400097
SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, C.T.S. NO. 451, 452, 452(1 TO 12), 453 PART, 454, 278E, VILLAGE KURAR, MALAD EAST MUMBAI MUMBAI MAHARASHTRA 400097
raw reading (for Abhijit)
{'lan': '1396667', 'legible': True, 'loan_type': 'LAPL', 'confidence': 1.0, 'loan_amount': 4000000.0, 'interest_rate': 10.45, 'quality_issue': None, 'sanction_date': '28-AUG-2026', 'letter_version': None, 'applicant_names': ['M/S GURUKRUPA JEWELLERS', 'SHIVRAM SONU ZAGADE', 'SHARMILA SHIVRAM ZAGADE', 'DHANASHRI SHIVRAM ZAGADE'], 'applicant_mobile': '9594075477', 'property_address': {'pin': '400097', 'road': 'HAWA HIRA PARK, JAIN MANDIR ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'SHOP NO. A-09', 'district': 'MUMBAI', 'floor_no': 'GROUND FLOOR', 'landmark': 'NEAR RAMESH HOTEL', 'full_address': 'SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, VILLAGE KURAR, MALAD EAST MUMBAI, MUMBAI, MAHARASHTRA 400097', 'village_city': 'VILLAGE KURAR, MALAD EAST MUMBAI', 'building_name': 'NIRVANA BUILDING', 'survey_or_cts_no': 'C.T.S. NO. 451, 452, 452(1 TO 12), 453 PART, 454, 278E'}, 'insurance_premium': 108189.0, 'includes_insurance': True, 'total_with_insurance': 4108189.0, 'security_address_verbatim': 'SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, C.T.S. NO. 451, 452, 452(1 TO 12), 453 PART, 454, 278E, VILLAGE KURAR, MALAD EAST MUMBAI MUMBAI MAHARASHTRA 400097'}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260831-WA0033.jpg needs your check
payments inside
bank: Abhyudaya Cooperative Bank Ltd; kind: payment_screenshot; payments: [{'utr': '660999044933', 'date': '2026-08-31', 'page': None, 'time': '20:44', 'payee': 'EZDOCS', 'amount': 28850.0, 'direction': 'debit', 'narrati
bank: Abhyudaya Cooperative Bank Ltd; kind: payment_screenshot; payments: [{'utr': '660999044933', 'date': '2026-08-31', 'page': None, 'time': '20:44', 'payee': 'EZDOCS', 'amount': 28850.0, 'direction': 'debit', 'narrati
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Abhyudaya Cooperative Bank Ltd', 'kind': 'payment_screenshot', 'payments': [{'utr': '660999044933', 'date': '2026-08-31', 'page': None, 'time': '20:44', 'payee': 'EZDOCS', 'amount': 28850.0, 'direction': 'debit', 'narration': 'Gurukrupa Jewellers NOI and SBTR', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'ZAGADE SHIVRAM SONU'}}Technical record (for Abhijit — safe to ignore)
| 2d ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 02 Sep, 13:46 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 31d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260831-WA0033.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'ce94ecd8-b1ca-4f69-8b0f-7c864e3a439e', 'fetched': True} |
| 31d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260831-WA0033 |
| 31d ago | EzDocs | claim_part_duplicate | {'utr': '660999044933', 'date': '2026-08-31', 'parts': 1, 'amount': 28850.0, 'claimed_total': 28850.0} |
| 31d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '808b7ce9-cdc5-4633-8d44-a980cb1677d4', 'fetched': True} |
| 32d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'in |
| 36d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990209260311.pdf', 'changed': {'pin': {'was': '400097', 'index2': |
| 36d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'sammaancapital@ezdocs.co.in', 'subject': 'R |
| 36d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999020926031 |
| 36d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 42d ago | EzDocs | quoted_history_checked | {} |
| 43d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 45d ago | EzDocs | challan_found_on_case | {'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'} |
| 45d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 45d ago | EzDocs | document_received | {'file': 'shivramCapture.GIF', 'doc_type': 'efiling', 'confidence': 1.0} |
| 45d ago | EzDocs | branch_manifest_read | {'declared': {'pan': True, 'selfie': True, 'aadhaar': True, 'title_doc': True, 'sanction_letter': True, 'payment_screenshot': True}} |
| 45d ago | EzDocs | email_shadowed:ack_docs | {'to': 'jadhav.vaibhav@sammaancapital.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 660999044933).\n\n Applicant : Guru Krupa Jewellers APS\n LAN : 66099904493 |
| 45d ago | EzDocs | claim_matches_law_exact | {'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 28850.0, 'our_ask': 28850.0, 'law_exact': 28844.57} |
| 45d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 28850.0} |
| 45d ago | EzDocs | claim_applied_on_quote | {'utr': '660999044933', 'parts': 1, 'claimed_total': 28850.0} |
| 45d ago | EzDocs | receivable_created | {'expected': 28850.0} |
| 45d ago | EzDocs | fee_notes | {'notes': ["total payable: bank says Rs.28,825, computed Rs.28,845 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti |
| 45d ago | EzDocs | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0} |
| 45d ago | EzDocs | payer_mobile_captured | {'last4': '5477', 'source': 'sanction_letter'} |
| 45d ago | EzDocs | property_address_extracted | {'confidence': 1.0, 'Address': 'SHOP NO. A-09, GROUND FLOOR, NIRVANA BUILDING, HAWA HIRA PARK, JAIN MANDIR ROAD, NEAR RAMESH HOTEL, VILLAGE KURAR, MALAD EAST MUMBAI, MUMBAI, MAHARASHTRA 400097'} |
| 45d ago | EzDocs | document_received | {'file': 'SanctionLetter_1396667_28082026034736.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 45d ago | EzDocs | claim_held_until_quote | {'utr': '660999044933', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-31', 'payee': 'EZDOCS', 'amount': 28850, 'payee_known': T |
| 45d ago | EzDocs | document_received | {'file': 'IMG-20260831-WA0033.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 45d ago | EzDocs | document_received | {'file': 'Shivram Zagade Adhar.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 45d ago | EzDocs | property_english_extracted | {'note': '', 'village': 'Kurar Village', 'building': 'Nirvana', 'specific_unit_found': True} |
Case diary the case’s history — what happened, newest day first
Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹28,850 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: In the branch's mail of 2 Sep (from jadhav.vaibhav@sammaancapital.com, “RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jew”), a DIFFERENT PERSON'S PAN card is attached: Shivram Zagde Pan.pdf is SHIVRAM SONU ZAGADE (PAN AACPZ1096P)'s, not Guru Krupa Jewellers APS's. Please check with the branch. It is not used — Guru's own card is not on the file: ask the branch for it. In the branch's mail of 2 Sep (from jadhav.vaibhav@sammaancapital.com, “RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jew”), a DIFFERENT PERSON'S Aadhaar card is attached: Shivram Zagade Adhar.pdf is Shivram Sonu Zagade's, not Guru Krupa Jewellers APS's. Please check with the branch. It is not used — Guru's own card is not on the file: ask the branch for it. In the branch's mail of 2 Sep (from jadhav.vaibhav@sammaancapital.com, “RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jew”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: SanctionLetter_1396667_28082026034736.pdf is GURUKRUPA JEWELLERS, SHIVRAM SONU ZAGADE (loan 1396667)'s, not Guru Krupa Jewellers APS's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Guru's own letter. The work is done — our fee of ₹28,850 is still not in our account. Chase the branch for it.
15 Oct1 thing
An old draft withdrew itself — its asks were already answered
16 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
11 Sep4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990209260311.pdf
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
2 Sep18 things — 8 documents received · 2 letters written · 8 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: E-filing copy
shivramCapture.GIF
Wrote the documents acknowledged mail — held, silent mode
RE: Initiating NOI in captioned case under SCL case of Guru Krupa Jewellers APS- 1396667
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Received: other
image001.png
Property address read from the sanction letter
Received: Sanction letter
SanctionLetter_1396667_28082026034736.pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260831-WA0033.jpg
Received: Aadhaar
Shivram Zagade Adhar.pdf
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Property read from the Index II
Index II (title document) received from the branch
Received: Index II
IMG-20260831-WA0035.jpg
Received: PAN card
Shivram Zagde Pan.pdf
Received: Selfie
IMG-20260831-WA0040.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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