⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Gangurde Tushar Shantaram
LAN HOU/NSK/0826/5208886Loan ₹20,47,000NOIWaiting for the Index IIMails & papers 3 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 15:23
Documents
took 1h
Payment
took 4m
Challan
done 9 Oct, 16:35 · GRAS ↗
Filing
waiting 4d 8h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 4d 10h
Needs your eyes2
₹18,176 is counted on NOI-2026-02381, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
The work is done — our fee of ₹18,210.11 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 10 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value
• Build Up Area not on file — read it off the Index II / sale deed
• person 2's mobile: the whole-file reading took 7822099115 off a card — not typed
• the whole-file reading is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
12 Oct1 thing
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03352 | HOU/NSK/0826/5208886
9 Oct61 things — 10 documents received · 3 letters written · 1 money step · 1 caution · 46 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
property self check
Nothing new to ask for — stayed quiet
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
GANGURDE TUSHAR SHANTARAM EchallanMH011710640202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
challan numbers from reading — by copilot
The home address was read off the papers — by ezdocs:reader
quoted history checked
extra challan scanned
An old draft withdrew itself — its asks were already answered
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Process 0.3 & 0.5 Challan in case ofLoan No : HOU/NSK/0826/5208886 Applicant Name : GANGURDE TUSHAR SHANTARAM
claim inside desk buffer
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
The payment proof already on the case was applied
boxes gathered
address compared
challan boxes composed
box disagreement
property numbers completed
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
money settled — by ezdocs:reader
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
roles from letter
Co-applicant added
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
kyc address read
PAN found inside the KYC file — no need to ask for it
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
amount low confidence
Received: Selfie — not usable
clipboard-1791539528203.png — this is a photograph of a printed photo, not a live selfie
Received: PAN card
clipboard-1791539528205.png
Payment proof arrived before the case was quoted — held
This payment is counted on another case too — a person must say whose it is
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
Inbox [1_21] - Piyush Santosh Aher (piyush.aher@phfl.com).pdf
Received: Sanction letter
clipboard-1791539528204.png
Received: Selfie
clipboard-1791539528206.png
Received: Payment screenshot
clipboard-1791539528206.png
Received: PAN card
Scan documents20260826_213951.pdf
Received: other
image001.jpg
Received: other
image002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it12 open
File is complete for challan processing with Sanction Letter and KYC documents for borrower Gangurde Tushar Shantaram and co-applicant Vidya Tushar Gangurde. Loan amount including insurance is INR 20,47,000. Property address extracted from Sanction Letter.
○the Index II — the branch
✗the photo could not be read (clipboard-1791539528203.png) — the branch — this is a photograph of a printed photo, not a live selfie
○Gangurde Tushar Shantaram — home building — the branch
○Gangurde Tushar Shantaram — home flat — the branch
○VIDYA TUSHAR GANGURDE — mobile — the branch
○VIDYA TUSHAR GANGURDE — e-mail — the branch
○VIDYA TUSHAR GANGURDE — home building — the branch
○VIDYA TUSHAR GANGURDE — home flat — the branch
○property — area — the branch
○property — area unit — the branch
… and 2 more
the branch's last mail (2026-10-09): The branch asks the team to process the challan for the given loan.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T10:00 UTC
Moneywaiting for the credit
₹18,210.11
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹18,176 — ₹34 under our ask, not below the real calculation ₹18,176. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-10-09 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%6,150
Registration fee 0.5%10,240
Government handling320
Our service fee1,500
Total we ask for18,210.11
By law ₹18,196. We ask ₹18,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
3, G+1st Floor, Sai Galaxy-06, SURVEY, 861/2/11, 9, OLD 1166, Nashik, 422103
read from the sanction letter · e-filing boxes 33 of 46 ready
Check the property →the boxes beside the paper
People
Gangurde Tushar Shantaram · applicantONMPS8579HVIDYA TUSHAR GANGURDE · co-applicantFFJPG4644M
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