Cases / NOI-2026-03352

Gangurde Tushar Shantaram

LAN HOU/NSK/0826/5208886 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Payment screenshot — shows ₹18,176; money not verified yetopen

✓Selfie / photoopen

✓Sanction letteropen

✓Aadhaar cardopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (10)A label is wrong? Fix it under All documents.

For you to check

₹18,176 is counted on NOI-2026-02381, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
The work is done — our fee of ₹18,210.11 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹18,210.11CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹18,176; we wait for the credit itself

Ask for the exact ₹18,210.11. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%6,150

Registration fee 0.5%10,240

Government handling320

Our service fee1,500.11

Total we ask for18,210.11

Screenshot ₹18,176 — ₹34 under our ask, not below the real calculation ₹18,176. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-10-09 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹18,196. We ask ₹18,210 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹18,176 — accept as full (₹34.11 = our margin).

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 02 minour time · 9 Oct 16:24

Index II —not yet

the NOI team 6 d 2 htotal 6 d 2 h so far

Now with the NOI team — e-filing on IGR

since 9 Oct 16:24 — 6 d 1 h of working time

Day by day — every step and who held it

9 Oct 15:23Your branch's mail

9 Oct 15:29Papers read+6 min · the NOI team

9 Oct 15:29Property readat once

9 Oct 15:29Fee quoted+1 min · the NOI team

9 Oct 16:24Challan made+55 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹20,47,000

Loan account no.

HOU/NSK/0826/5208886

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• 10 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number

• Build Up Area not on file — read it off the Index II / sale deed

• person 2's mobile: EzDocs (reading the whole file) took 7822099115 off a card — not typed

• EzDocs (reading the whole file) is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 6d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011710640202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Re: Process 0.3 & 0.5 Challan in case ofLoan No : HOU/NSK/0826/5208886 Applicant Name : GANGURDE TUSHAR SHANTA

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
09 Oct, 15:23 · 6d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case ofLoan No : HOU/NSK/0826/5208886 Applicant Name : GANGURDE TUSHAR SHANTARAM

📎 image002.jpg ↗📎 image001.jpg ↗📎 Scan documents20260826_213951.pdf ↗📎 clipboard-1791539528206.png ↗📎 clipboard-1791539528206.png ↗📎 clipboard-1791539528204.png ↗📎 Inbox [1_21] - Piyush Santosh Aher (piyush ↗📎 clipboard-1791539528205.png ↗📎 clipboard-1791539528203.png ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameGANGURDE TUSHAR SHANTARAM

Loan account (LAN)HOU/NSK/0826/5208886

Loan amount₹20,47,000

Stamp duty 0.30%₹6,141

Registration fee 0.50%₹10,235

DHC₹300

Service / vendor fees₹1,500

Total₹18,176

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: dilip.patil (dilip.patil@phfl.com)
Date: 09-10-2026 03:04 pm
To: piyush.aher@phfl.com
Subject: Tushar Noi

Sent from OfficeMail

🤖 read: asks for the challan; documents attached; note: Kindly process 0.3 & 0.5 Challan — “Loan Amount 2047000”

OL The NOI teamTYPED IN GMAIL
09 Oct, 15:42 · 6d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 9 Oct 2026 at 15:29, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name GANGURDE TUSHAR SHANTARAM

Lan No HOU/NSK/0826/5208886

Loan Amount 2047000

LOAN AMOUNT 2047000
0.30% 6141
0.50% 10235
FEES 1500
DHC 300
TOTAL 18,176

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: dilip.patil (dilip.patil@phfl.com)
Date: 09-10-2026 03:04 pm
To: piyush.aher@phfl.com
Subject: Tushar Noi

Sent from OfficeMail

🤖 read: asks the branch for documents, approval of the draft — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
09 Oct, 16:25 · 6d ago

📎 GANGURDE TUSHAR SHANTARAM EchallanMH011710 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 9 Oct 2026 at 15:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 9 Oct 2026 at 15:29, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name GANGURDE TUSHAR SHANTARAM

Lan No HOU/NSK/0826/5208886

Loan Amount 2047000

LOAN AMOUNT 2047000
0.30% 6141
0.50% 10235
FEES 1500
DHC 300
TOTAL 18,176

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: dilip.patil (dilip.patil@phfl.com)
Date: 09-10-2026 03:04 pm
To: piyush.aher@phfl.com
Subject: Tushar Noi

Sent from OfficeMail

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image002.jpg	filed	6d ago
Other	image001.jpg	filed	6d ago
PAN card+ Aadhaar card inside	Scan documents20260826_213951.pdf	filed	6d ago
Payment screenshot	clipboard-1791539528206.png	filed	6d ago
Selfie / photo	clipboard-1791539528206.png	filed	6d ago
Sanction letter	clipboard-1791539528204.png	filed	6d ago
Aadhaar card+ PAN card inside	Inbox [1_21] - Piyush Santosh Aher (piyush.aher@phfl.com).pdf	filed	6d ago
PAN card	clipboard-1791539528205.png	filed	6d ago
Selfie / photo	clipboard-1791539528203.png	CANNOT BE READ — clear copy asked	6d ago
Paid challan (GRAS)	GANGURDE TUSHAR SHANTARAM EchallanMH011710640202627E.pdf	filed	6d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,210.11

Where it stands
waiting for the credit

Screenshot claims
₹18,176 546361840996

Screenshot ₹18,176 — ₹34 under our ask, not below the real calculation ₹18,176. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-10-09 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,150	₹10,240	₹320	₹1,500	₹18,210

By law ₹18,196. We ask ₹18,210 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

33 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area, Area unit (Sq.mt. / Sq.ft.) …

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing) …

✓ EzDocs checked every box against the document’s own words 6d ago — all agree.

not verified yetsource: the sanction letter (clipboard-1791539528204.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Row House No 3, G+1st Floor, Sai Galaxy-06, S No 861/2/11/And/9 (Old S No 1166) Plot No 10/11, Sinnar, Ashoka School, Nashik, Sinnar Road, Nashik, MAHARASHTRA, India, 422103

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

clipboard-1791539528204.png

as printed
ROW HOUSE NO 3, G+1ST FLOOR, SAI GALAXY-06, S NO 861/2/11/AND/9 (OLD S NO 1166) PLOT NO 10/11, SINNAR, ASHOKA SCHOOL, NASHIK, SINNAR ROAD, NASHIK, MAHARASHTRA, INDIA, 422103

PIN
422103

THE CHALLAN, as it will be typed

Flat/Survey Number
ROW HOUSE NO 3 G 1ST FLOOR SAI GALAXY-06 S NO 861/2/11/AND/9 OLD S NO 1166 PLOT NO 10/11

Locality/Road
ASHOKA SCHOOL SINNAR ROAD SINNAR

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Gangurde Tushar Shantaram	ONMPS8579H	…8943
co_mortgagor	VIDYA TUSHAR GANGURDE	FFJPG4644M	…2427

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	piyush.aher@phfl.com	6d ago
Index II chase	piyush.aher@phfl.com	3d ago
Index II chase	piyush.aher@phfl.com	7h ago

What EzDocs read from each document — check anything marked in red

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Selfie / photo clipboard-1791539528206.png needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Payment screenshot clipboard-1791539528206.png needs your check

utr
546361840996

date
2026-10-09

time
14:43

amount
18176

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '546361840996', 'date': '2026-10-09', 'time': '14:43', 'amount': 18176, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

PAN card Scan documents20260826_213951.pdf needs your check

dob
1993-10-08

pan
ONMPS8579H

name
Gangurde Tushar Shantaram

legible
True

raw reading (for Abhijit)

{'dob': '1993-10-08', 'pan': 'ONMPS8579H', 'name': 'Gangurde Tushar Shantaram', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter clipboard-1791539528204.png needs your check

lan
HOU/NSK/0826/5208886

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'GANGURDE TUSHAR SHANTARAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIDYA TUSHAR GANGURDE', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

rate words
13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement

loan amount
1950000

rate spread
-4.75

final amount
2047000

interest rate
8.4

sanction date
21-Sep-2026

letter version
5

reference rate
13.15

applicant email
gangurdes624@gmail.com

applicant names
GANGURDE TUSHAR SHANTARAM, VIDYA TUSHAR GANGURDE

printed altered
False

applicant mobile
9823464463

balance transfer
False

property address
pin: 422103; road: Sinnar Road; state: MAHARASHTRA; taluka: Sinnar; Flat no: 3; district: Nashik; Floor: G+1st Floor; landmark: Ashoka School; Address: Row House No 3, G+1st Floor, Sai Galaxy-06, S No 861/2/11/An

insurance premium
97000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2047000

security address verbatim
Row House No 3, G+1st Floor, Sai Galaxy-06, S No 861/2/11/And/9 (Old S No 1166) Plot No 10/11, Sinnar, Ashoka School, Nashik, Sinnar Road, Nashik, MAHARASHTRA, India, 422103

applicant address verbatim
UDHYOG BHAWAN, SINNAR, NASHIK,., Nashik, MAHARASHTRA, 422103, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0826/5208886', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'GANGURDE TUSHAR SHANTARAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIDYA TUSHAR GANGURDE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1950000, 'rate_spread': -4.75, 'final_amount': 2047000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '21-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'gangurdes624@gmail.com', 'applicant_names': ['GANGURDE TUSHAR SHANTARAM', 'VIDYA TUSHAR GANGURDE'], 'printed_altered': False, 'applicant_mobile': '9823464463', 'balance_transfer': False, 'property_address': {'pin': '422103', 'road': 'Sinnar Road', 'state': 'MAHARASHTRA', 'taluka': 'Sinnar', 'flat_no': '3', 'district': 'Nashik', 'floor_no': 'G+1st Floor', 'landmark': 'Ashoka School', 'full_address': 'Row House No 3, G+1st Floor, Sai Galaxy-06, S No 861/2/11/And/9 (Old S No 1166) Plot No 10/11, Sinnar, Ashoka School, Nashik, Sinnar Road, Nashik, MAHARASHTRA, India, 422103', 'village_city': 'Nashik', 'building_name': 'Sai Galaxy-06', 'survey_or_cts_no': 'S No 861/2/11/And/9 (Old S No 1166) Plot No 10/11'}, 'insurance_premium': 97000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2047000, 'security_address_verbatim': 'Row House No 3, G+1st Floor, Sai Galaxy-06, S No 861/2/11/And/9 (Old S No 1166) Plot No 10/11, Sinnar, Ashoka School, Nashik, Sinnar Road, Nashik, MAHARASHTRA, India, 422103', 'applicant_address_verbatim': 'UDHYOG BHAWAN, SINNAR, NASHIK,., Nashik, MAHARASHTRA, 422103, India'}

PAN card Scan documents20260826_213951.pdf needs your check

dob
1993-10-08

pan
ONMPS8579H

name
Gangurde Tushar Shantaram

mobile
9823464463

address
pin: 423301; area: VIRGAON, FULE NAGAR; road: TAHARABAD ROAD; state: Maharashtra; district: Nashik; Village: Virgaon

legible
True

aadhaar last4
8943

raw reading (for Abhijit)

{'dob': '1993-10-08', 'pan': 'ONMPS8579H', 'name': 'Gangurde Tushar Shantaram', 'mobile': '9823464463', 'address': {'pin': '423301', 'area': 'VIRGAON, FULE NAGAR', 'flat': None, 'road': 'TAHARABAD ROAD', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Virgaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8943', 'quality_issue': None}

Selfie / photo clipboard-1791539528203.png needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

PAN card clipboard-1791539528205.png needs your check

dob
1996-10-20

pan
FFJPG4644M

name
VIDYA TUSHAR GANGURDE

legible
True

father name
SHIVAJI GOPAL BAGUL

raw reading (for Abhijit)

{'dob': '1996-10-20', 'pan': 'FFJPG4644M', 'name': 'VIDYA TUSHAR GANGURDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHIVAJI GOPAL BAGUL', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Inbox [1_21] - Piyush Santosh Aher (piyush.aher@phfl.com).pdf needs your check

dob
1996-10-20

name
Vidya Tushar Gangurde

mobile
7822099115

address
pin: 423301; area: lohoner; road: vasol road malyat; state: Maharashtra; district: Nashik; post_office: Lohoner; Village: Lohoner

legible
True

aadhaar last4
2427

raw reading (for Abhijit)

{'dob': '1996-10-20', 'pan': None, 'name': 'Vidya Tushar Gangurde', 'mobile': '7822099115', 'address': {'pin': '423301', 'area': 'lohoner', 'flat': None, 'road': 'vasol road malyat', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Lohoner', 'village_city': 'Lohoner'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2427', 'quality_issue': None}

Aadhaar card Inbox [1_21] - Piyush Santosh Aher (piyush.aher@phfl.com).pdf needs your check

dob
1996-10-20

name
Vidya Tushar Gangurde

mobile
7822099115

address
pin: 423301; area: lohoner; road: vasol road malyat; state: Maharashtra; district: Nashik; post_office: Lohoner; Village: Lohoner

legible
True

aadhaar last4
2427

raw reading (for Abhijit)

{'dob': '1996-10-20', 'pan': None, 'name': 'Vidya Tushar Gangurde', 'mobile': '7822099115', 'address': {'pin': '423301', 'area': 'lohoner', 'flat': None, 'road': 'vasol road malyat', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Lohoner', 'village_city': 'Lohoner'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2427', 'quality_issue': None}

Payment screenshot clipboard-1791539528206.png needs your check

payments inside
payments: [{'utr': '546361840996', 'date': '2026-10-09', 'page': 1, 'time': '14:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 18176.0, 'direction': 'credit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '546361840996', 'date': '2026-10-09', 'page': 1, 'time': '14:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 18176.0, 'direction': 'credit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}]}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) GANGURDE TUSHAR SHANTARAM EchallanMH011710640202627E.pdf needs your check

grn
MH011710640202627E

pin
422103

total
16390.0

article
6(1)

defaced
False

bank cin
03006172026100900920

district
NASHIK

area city
NASHIK

payer pan
ONMXXXXXXH

flat block
ROW HOUSE NO 3 G AND 1ST FLOOR SAI GALAXY 06 S NO 861 2 11 AND 9 OLD S NO 1166 PLOT NO 10 11

payer name
GANGURDE TUSHAR SHANTARAM

sro office
SNR2 SINNAR 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2047000

scheme rows
{'amount': 6150.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10240.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4463

payment date
09/10/2026-16:24:45

road locality
ASHOKA SCHOOL SINNAR ROAD SINNAR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2047000

raw reading (for Abhijit)

{'grn': 'MH011710640202627E', 'pin': '422103', 'total': 16390.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100900920', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'ONMXXXXXXH', 'flat_block': 'ROW HOUSE NO 3 G AND 1ST FLOOR SAI GALAXY 06 S NO 861 2 11 AND 9 OLD S NO 1166 PLOT NO 10 11', 'payer_name': 'GANGURDE TUSHAR SHANTARAM', 'sro_office': 'SNR2 SINNAR 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2047000', 'scheme_rows': [{'amount': 6150.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10240.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4463', 'payment_date': '09/10/2026-16:24:45', 'road_locality': 'ASHOKA SCHOOL SINNAR ROAD SINNAR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2047000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_efiling_verdict	{'fp': '1ec2f6128a4ad048', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing. This is a required field.', 'page': '
7h ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Process 0.3 & 0.5 Challan in case ofLoa
7h ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
3d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5208886) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
6d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'GANGURDE TUSHAR SHANTARAM EchallanMH011710640202627E.pdf', '
6d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 13, 'trigger': 'quick sweep'}
6d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 20,47,000 from the sanction copy s
6d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ONxxxxxxXH — no paper on the
6d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'GANGURDE TUSHAR SHA
6d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'SNR2 SINNAR 2 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
6d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011710640202627E', 'file': 'GANGURDE TUSHAR SHANTARAM EchallanMH011710640202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
6d ago	EzDocs	challan_extracted	{'grn': 'MH011710640202627E', 'file': 'GANGURDE TUSHAR SHANTARAM EchallanMH011710640202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16390.0}
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '488050', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed SNR2_
6d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
6d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03352'}
6d ago	copilot	copilot_pick	{'why': "The source text mentions 'Sinnar' and 'Nashik'. The options are for 'Sinnar' offices. The requested office 'NSK5_NASHIK 5 JOINT SUB REGISTRAR' is not among the provided options. The hint states the te", 'field':
6d ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'clipboard-1791539528204.png', 'from': 'the sanction letter', 'added'
6d ago	EzDocs	reader_home_address	{'fp': '56e5dc6859a4ac5b', 'from': 'the sanction letter (clipboard-1791539528204.png)', 'home': {'pin': '422103', 'area': 'SINNAR', 'state': 'MAHARASHTRA', 'building': 'UDHYOG BHAWAN', 'district': 'NASHIK', 'Village
6d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '774f4071-b970-48c9-81e1-46f5355837a9', 'fetched': True}
6d ago	EzDocs	quoted_history_checked	{}
6d ago	EzDocs	extra_challan_scanned	{'found': 0}
6d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0826/5208
6d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '72714377-5423-429f-9cd3-474bcf1d1284', 'fetched': True}
6d ago	EzDocs	hidden_payment_scan	{'file': 'clipboard-1791539528206.png', 'kind': None, 'found': 0, 'doc_id': '7f1e51b4-949f-4827-b780-0cb20b0c8442', 'fetched': True}
6d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-09T10:00:23', 'why': 'reading', 'open': 12, 'mails': [{'at': '2026-10-09 09:53', 'id': '1a1201a234e03d0d', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for the give
6d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NASHIK'}
6d ago	EzDocs	case_read	{'how': 'uri', 'tag': '5e9fd78685fa8965', 'docs': ['clipboard-1791539528204.png', 'Scan documents20260826_213951.pdf', 'Inbox [1_21] - Piyush Santosh Aher (piyush.aher@phfl.com).pdf', 'clipboard-1791539528205.png'], 'loa
6d ago	EzDocs	email_shadowed:doc_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0826/5208886), the following is pending from your end:\n\n 1. Kindly confirm the total loan amount (with insurance
6d ago	EzDocs	claim_inside_desk_buffer	{'gap': 34.11, 'why': "the branch paid the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed':

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹18,176 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: ₹18,176 is counted on NOI-2026-02381, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. The work is done — our fee of ₹18,210.11 is still not in our account. Chase the branch for it.

Today · 15 Oct3 things

EzDocs checked the e-filing boxes against the papers

16:01

Wrote the Index II chase mail — held, silent mode

Re: Process 0.3 & 0.5 Challan in case ofLoan No : HOU/NSK/0826/5208886 Applicant Name : GANGURDE TUSHAR SHANTA

10:00

An old draft withdrew itself — its asks were already answered

10:00

12 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03352 | HOU/NSK/0826/5208886

10:00

9 Oct35 things — 10 documents received · 3 letters written · 2 money steps · 1 caution · 19 steps

The paid challan is on the case — moved to filing

The case moves to filing on the IGR site.