Cases / NOI-2026-03704
Sanni Kumar
LAN HOU/PUN/1026/5240538
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs4 still to come
6 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓PAN cardopen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
For you to check
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹22,830.89CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹22,900 receivedthe receipt's amount and minute agree
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500.89
Total we ask for22,830.89
the branch’s receipt claims ₹22,900 327789921863
paid 16 Oct 13:07:36 · verified 11:34:05 · 22 h 26 min later
How we know
Our own bank told us — 16 Oct 13:07
₹22,900 · UTR 327789921863 · from BP-HDFCBN-S
“Successful! You have received Rs. 22900.00 via HDFC Bank SmartHub Vyapar from Mr SUNNY. RRN-327789921863, Check: https://1.hdfc.bank.in/HDFCBK/s/Jb6p0lbq”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 6 h 35 minour time · 18:05
Index II —not yet
the NOI team 9 h 25 mintotal 9 h 25 min so far
Now with the NOI team — e-filing on IGR
since 18:05 — 2 h 50 min of working time
Day by day — every step and who held it
11:29Your branch's mail
11:29Payment landedat once
11:33Papers read+4 min · the NOI team
11:34Fee quotedat once
11:34Payment verifiedat once
11:34Ready for the challanat once
17:35Papers read+6 h 02 min · the NOI team
17:35Property readat once
18:05Challan made+29 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹26,25,000
Loan account no.
HOU/PUN/1026/5240538
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Pune
Taluka
Pune
Village
mohan nagar
Number type
SURVEY
Number
126 2B
Building
Block Single Building, Project RATHOD RESIDENCY
Floor
1ST FLOOR
Flat / shop no
103
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. Sanction letter (47).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 3h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• Mortgagor pages: NAJ PARVEEN SANNI KUMAR is named on the sanction letter (Sanction letter (47).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• NAJ PARVEEN SANNI KUMAR: PAN missing — no PAN card of NAJ PARVEEN SANNI KUMAR is read on the file — the PAN cards on it (SANNI KUMAR, IMG-20261007-WA0009(1).jpg) are beside the form; type the PAN off the person's own card
• NAJ PARVEEN SANNI KUMAR: birth date missing — no PAN card of NAJ PARVEEN SANNI KUMAR is read on the file — the PAN cards on it (SANNI KUMAR, IMG-20261007-WA0009(1).jpg) are beside the form; type the birth date off the person's own card
• 10 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Number type, Number, Second number
• Build Up Area not on file — read it off the Index II / sale deed
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 3h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012261746202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ
dipak.zanan@phfl.com phfl.com
17 Oct, 11:29 · 9h ago THE FIRST MAIL — how this case began
17 Oct, 11:29 · 9h ago THE FIRST MAIL — how this case began
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
📎 Flat No. 103 - Sanni Kumar (1) (1).docx↗📎 IMG-20261007-WA0010(1).jpg↗📎 IMG-20261016-WA0011.jpg↗📎 CustomerDocument068e200000lFdiqAAC.pdf↗📎 motion_photo_5940981839658464705.jpg↗📎 IMG-20261007-WA0039(1).jpg↗📎 IMG-20261007-WA0009(1).jpg↗
Kindly provide Challan and NOI In case of Loan Number HOU/PUN/1026/5240538
Customer nameSANNI KUMAR
Service / vendor fees₹1,500
Documents required for NOI
Filing: - Sticker date –17/10/2026.
MOD0.3%
NOI0.5%
DHC – 300 Rs.
Adv.Rs.
Case type-builder purchase
Challan NOI payment should be Given details.
Documents required for NOI Filing
Remark
Loan sanction letter✓ Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s✓ Attached.
PAN copy of the applicant/s✓ Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 435
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the e-filing copy; documents attached — “Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
17 Oct, 11:57 · 8h ago
17 Oct, 11:57 · 8h ago
Dear Team,
Kindly share the sanction letter with security address for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 11:33, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Documents required for NOI Filing: - Sticker date – 17/10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type-builder purchase
Challan NOI payment should be Given details.
Documents required for NOI Filing
Remark
Loan sanction letter
Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s
Attached.
PAN copy of the applicant/s
Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents — “Kindly share the sanction letter with security address for challan process.”
AD
ankush.dhote@pnbhousing.com pnbhousing.com
17 Oct, 17:33 · 3h ago
17 Oct, 17:33 · 3h ago
Dear Team,
PFA Sanction letter .
Thanks & Regards,
Ankush Dhote
Branch Business Head,
Cell# 9860446630.
Toll Free# 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 17 October 2026 11:58 AM
To: Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; Pramod Balakrishna Wakade 1 <pramod.wakade1@phfl.com>; Ganesh Manohar Lande <ganesh.lande@phfl.com>; Sagar Shivaji Pavanekar <sagar.pavanekar@phfl.com>; Yogesh Date <yogesh.date@pnbhousing.com>; Ankush
Dhote <ankush.dhote@pnbhousing.com>; Santosh Gujar <santosh.gujar@pnbhousing.com>
Subject: Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan N
earlier mails quoted below
On Sat, 17 Oct 2026 at 11:33, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Documents required for
NOI
Filing: - Sticker date – 17/10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type-builder purchase
Challan
NOI payment should be Given details.
Documents required for
NOI Filing
Remark
Loan sanction letter
Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s
Attached.
PAN copy of the applicant/s
Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction; documents attached
OL
The NOI teamTYPED IN GMAIL
17 Oct, 17:51 · 3h ago
17 Oct, 17:51 · 3h ago
Team,
Regards,NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 17:34, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Ankush Dhote
Branch Business Head,
Cell# 9860446630.
Toll Free# 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 17 October 2026 11:58 AM
To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar Lande < ganesh.lande@phfl.com >; Sagar Shivaji Pavanekar < sagar.pavanekar@phfl.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Ankush
Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >
Subject: Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Exercise Secured by Check Point
Dear Team,
Kindly share the sanction letter with security address for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 11:33, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Documents required for
NOI
Filing: - Sticker date – 17/10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type-builder purchase
Challan
NOI payment should be Given details.
Documents required for
NOI Filing
Remark
Loan sanction letter
Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s
Attached.
PAN copy of the applicant/s
Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for the payment, documents
OL
The NOI teamTYPED IN GMAIL
17 Oct, 17:51 · 3h ago
17 Oct, 17:51 · 3h ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 17:34, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Ankush Dhote
Branch Business Head,
Cell# 9860446630.
Toll Free# 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 17 October 2026 11:58 AM
To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar Lande < ganesh.lande@phfl.com >; Sagar Shivaji Pavanekar < sagar.pavanekar@phfl.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Ankush
Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >
Subject: Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Exercise Secured by Check Point
Dear Team,
Kindly share the sanction letter with security address for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 11:33, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Documents required for
NOI
Filing: - Sticker date – 17/10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type-builder purchase
Challan
NOI payment should be Given details.
Documents required for
NOI Filing
Remark
Loan sanction letter
Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s
Attached.
PAN copy of the applicant/s
Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents, a clarification — “We need an index 2 copy and a colour live selfie photo of the applicant”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 17:52 · 3h ago
17 Oct, 17:52 · 3h ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant
SANNI KUMAR .
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 17:34, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Ankush Dhote
Branch Business Head,
Cell# 9860446630.
Toll Free# 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 17 October 2026 11:58 AM
To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar Lande < ganesh.lande@phfl.com >; Sagar Shivaji Pavanekar < sagar.pavanekar@phfl.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Ankush
Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >
Subject: Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Exercise Secured by Check Point
Dear Team,
Kindly share the sanction letter with security address for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 11:33, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Documents required for
NOI
Filing: - Sticker date – 17/10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type-builder purchase
Challan
NOI payment should be Given details.
Documents required for
NOI Filing
Remark
Loan sanction letter
Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s
Attached.
PAN copy of the applicant/s
Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents, a clarification — “We need an index 2 copy and a colour live selfie photo of the applicant”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 18:05 · 2h ago
17 Oct, 18:05 · 2h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 17:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant
SANNI KUMAR.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 17:34, Ankush Dhote < ankush.dhote@pnbhousing.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Ankush Dhote
Branch Business Head,
Cell# 9860446630.
Toll Free# 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 17 October 2026 11:58 AM
To: Dipak Bhimraj Zanan < dipak.zanan@phfl.com >
Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com >; Ganesh Manohar Lande < ganesh.lande@phfl.com >; Sagar Shivaji Pavanekar < sagar.pavanekar@phfl.com >; Yogesh Date < yogesh.date@pnbhousing.com >; Ankush
Dhote < ankush.dhote@pnbhousing.com >; Santosh Gujar < santosh.gujar@pnbhousing.com >
Subject: Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Exercise Secured by Check Point
Dear Team,
Kindly share the sanction letter with security address for challan process.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 11:33, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
Documents required for
NOI
Filing: - Sticker date – 17/10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type-builder purchase
Challan
NOI payment should be Given details.
Documents required for
NOI Filing
Remark
Loan sanction letter
Attached.
Index 2/ Draft
Draft Attached
Aadhar copy of the applicant/s
Attached.
PAN copy of the applicant/s
Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached.
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached 16/10/2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | Flat No. 103 - Sanni Kumar (1) (1).docx | CANNOT BE READ — clear copy asked | 9h ago |
| Aadhaar card | IMG-20261007-WA0010(1).jpg | filed | 9h ago |
| Payment screenshot | IMG-20261016-WA0011.jpg | filed | 9h ago |
| Sanction letter | CustomerDocument068e200000lFdiqAAC.pdf | filed | 9h ago |
| Aadhaar card | motion_photo_5940981839658464705.jpg | filed | 9h ago |
| Selfie / photo | IMG-20261007-WA0039(1).jpg | CANNOT BE READ — clear copy asked | 9h ago |
| PAN card | IMG-20261007-WA0009(1).jpg | filed | 9h ago |
| Other | image002.jpg | filed | 3h ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.jpg | filed | 3h ago |
| Sanction letter | Sanction letter (47).pdf | filed | 3h ago |
| Paid challan (GRAS) | SANNI KUMAR EchallanMH012261746202627E.pdf | filed | 2h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹22,830.89
₹22,830.89
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹22,900 327789921863
₹22,900 327789921863
Paid at
16 Oct 13:07:36
16 Oct 13:07:36
Verified on
11:34:05
11:34:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,880 | ₹13,130 | ₹320 | ₹1,500 | ₹22,830 |
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
26 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Area, Area unit (Sq.mt. / Sq.ft.) …
11 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 3h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter (47).pdf
as printed
UNIT FLAT NO.103, FLOOR 1ST FLOOR, BLOCK SINGLE BUILDING, PROJECT RATHOD RESIDENCY, SR NO 126 2B, CTS 4867 1, 4867 2 3, MOHAN NAGAR, PUNE 411019, PUNE, PUNE, MAHARASHTRA, INDIA, 411019
UNIT FLAT NO.103, FLOOR 1ST FLOOR, BLOCK SINGLE BUILDING, PROJECT RATHOD RESIDENCY, SR NO 126 2B, CTS 4867 1, 4867 2 3, MOHAN NAGAR, PUNE 411019, PUNE, PUNE, MAHARASHTRA, INDIA, 411019
PIN
411019
411019
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT FLAT NO 103 FLOOR 1ST FLOOR BLOCK SINGLE BUILDING PROJECT RATHOD RESIDENCY SR NO 126 2B
UNIT FLAT NO 103 FLOOR 1ST FLOOR BLOCK SINGLE BUILDING PROJECT RATHOD RESIDENCY SR NO 126 2B
Locality/Road
CTS 4867 1 4867 2 3 MOHAN NAGAR PUNE MAHARASHTRA
CTS 4867 1 4867 2 3 MOHAN NAGAR PUNE MAHARASHTRA
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANNI KUMAR | LEVPS1928F | …4685 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | dipak.zanan@phfl.com | 9h ago |
| questions for the branch — what the papers leave open | dipak.zanan@phfl.com | 9h ago |
What EzDocs read from each document — check anything marked in red
Other Flat No. 103 - Sanni Kumar (1) (1).docx needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Payment screenshot IMG-20261016-WA0011.jpg needs your check
utr
327789921863
327789921863
date
2026-10-16
2026-10-16
time
13:07
13:07
amount
22900
22900
method
UPI
UPI
payee upi
169705262080@hdfcbank
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
Sanni kumar
Sanni kumar
raw reading (for Abhijit)
{'utr': '327789921863', 'date': '2026-10-16', 'time': '13:07', 'amount': 22900, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Sanni kumar', 'debit_notification_text': None}Selfie / photo IMG-20261007-WA0039(1).jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
1
1
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Sanction letter CustomerDocument068e200000lFdiqAAC.pdf needs your check
lan
HOU/PUN/1026/5240538
HOU/PUN/1026/5240538
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'SANNI KUMAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NAJ PARVEEN SANNI KUMAR', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'SANNI KUMAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NAJ PARVEEN SANNI KUMAR', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
1
rate words
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
loan amount
2500000
2500000
rate spread
-4.65
-4.65
final amount
2625000
2625000
interest rate
8.5
8.5
sanction date
14-Oct-2026
14-Oct-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
sannikumar12041995@gmail.com
sannikumar12041995@gmail.com
applicant names
SANNI KUMAR, NAJ PARVEEN SANNI KUMAR
SANNI KUMAR, NAJ PARVEEN SANNI KUMAR
printed altered
False
False
applicant mobile
8180928336
8180928336
balance transfer
False
False
property address
insurance premium
125000
125000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2625000
2625000
applicant address verbatim
SR NO 135, MUMBAI PUNE ROAD, RAM MANDIR, ., Pune, MAHARASHTRA, 411019, Pune, India
SR NO 135, MUMBAI PUNE ROAD, RAM MANDIR, ., Pune, MAHARASHTRA, 411019, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/1026/5240538', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANNI KUMAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NAJ PARVEEN SANNI KUMAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum\nApplicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2500000, 'rate_spread': -4.65, 'final_amount': 2625000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '14-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'sannikumar12041995@gmail.com', 'applicant_names': ['SANNI KUMAR', 'NAJ PARVEEN SANNI KUMAR'], 'printed_altered': False, 'applicant_mobile': '8180928336', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 125000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2625000, 'security_address_verbatim': None, 'applicant_address_verbatim': 'SR NO 135, MUMBAI PUNE ROAD, RAM MANDIR, ., Pune, MAHARASHTRA, 411019, Pune, India'}Aadhaar card IMG-20261007-WA0010(1).jpg needs your check
dob
1995-04-12
1995-04-12
name
Sanni Kumar
Sanni Kumar
mobile
8180928336
8180928336
legible
True
True
aadhaar last4
4685
4685
raw reading (for Abhijit)
{'dob': '1995-04-12', 'pan': None, 'name': 'Sanni Kumar', 'mobile': '8180928336', 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '4685', 'quality_issue': None}PAN card IMG-20261007-WA0009(1).jpg needs your check
dob
1995-04-12
1995-04-12
pan
LEVPS1928F
LEVPS1928F
name
SANNI KUMAR
SANNI KUMAR
legible
True
True
father name
KUNDAN SAH
KUNDAN SAH
raw reading (for Abhijit)
{'dob': '1995-04-12', 'pan': 'LEVPS1928F', 'name': 'SANNI KUMAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KUNDAN SAH', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card motion_photo_5940981839658464705.jpg needs your check
address
pin: 411019; area: Near Ram Mandir, Mohannagar; flat: S No. 135; road: Mumbai Pune Road; state: Maharashtra; district: Pune; Village: Chinchwad, Pune City
pin: 411019; area: Near Ram Mandir, Mohannagar; flat: S No. 135; road: Mumbai Pune Road; state: Maharashtra; district: Pune; Village: Chinchwad, Pune City
legible
True
True
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '411019', 'area': 'Near Ram Mandir, Mohannagar', 'flat': 'S No. 135', 'road': 'Mumbai Pune Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Chinchwad, Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter CustomerDocument068e200000lFdiqAAC.pdf needs your check
found
False
False
paper for
loan_ref: HOU/PUN/1026/5240538; customer_name: SANNI KUMAR
loan_ref: HOU/PUN/1026/5240538; customer_name: SANNI KUMAR
confidence
1.0
1.0
reading486
property
property
property address
raw reading (for Abhijit)
{'found': False, 'found_in': None, 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/PUN/1026/5240538', 'report_id': None, 'customer_name': 'SANNI KUMAR'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'security_address_verbatim': None}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter Sanction letter (47).pdf needs your check
lan
HOU/PUN/1026/5240538
HOU/PUN/1026/5240538
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (2500000)", "the insurance premium's digits and words
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (2500000)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
bank branch
PUNE
PUNE
loan amount
2500000.0
2500000.0
rate spread
-4.65
-4.65
final amount
2625000.0
2625000.0
interest rate
8.5
8.5
sanction date
14-Oct-2026
14-Oct-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
sannikumar12041995@gmail.com
sannikumar12041995@gmail.com
applicant names
SANNI KUMAR, NAJ PARVEEN SANNI KUMAR
SANNI KUMAR, NAJ PARVEEN SANNI KUMAR
printed altered
False
False
applicant mobile
8180928336
8180928336
balance transfer
False
False
property address
pin: 411019; state: MAHARASHTRA; Address: Unit Flat no.103, Floor 1st floor, Block Single Building, Project RATHOD RESIDENCY, sr no 126 2b, cts 4867 1, 4867 2 3, mohan nagar, pune 411019, Pune, Pune, MAHARASHTRA, In
pin: 411019; state: MAHARASHTRA; Address: Unit Flat no.103, Floor 1st floor, Block Single Building, Project RATHOD RESIDENCY, sr no 126 2b, cts 4867 1, 4867 2 3, mohan nagar, pune 411019, Pune, Pune, MAHARASHTRA, In
insurance premium
125000.0
125000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2625000.0
2625000.0
security address verbatim
Unit Flat no.103, Floor 1st floor, Block Single Building, Project RATHOD RESIDENCY, sr no 126 2b, cts 4867 1, 4867 2 3, mohan nagar, pune 411019, Pune, Pune, MAHARASHTRA, India, 411019
Unit Flat no.103, Floor 1st floor, Block Single Building, Project RATHOD RESIDENCY, sr no 126 2b, cts 4867 1, 4867 2 3, mohan nagar, pune 411019, Pune, Pune, MAHARASHTRA, India, 411019
applicant address verbatim
SR NO 135, MUMBAI PUNE ROAD, RAM MANDIR, ., Pune, MAHARASHTRA, 411019, Pune, India
SR NO 135, MUMBAI PUNE ROAD, RAM MANDIR, ., Pune, MAHARASHTRA, 411019, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/1026/5240538', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (2500000)", "the insurance premium's digits and words agree (125000)", 'loan + insurance = total (2500000 + 125000 = 2625000)', 'the rate arithmetic holds (13.15 - 4.65 = 8.50)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'bank_branch': 'PUNE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2500000.0, 'rate_spread': -4.65, 'final_amount': 2625000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '14-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'sannikumar12041995@gmail.com', 'applicant_names': ['SANNI KUMAR', 'NAJ PARVEEN SANNI KUMAR'], 'printed_altered': False, 'applicant_mobile': '8180928336', 'balance_transfer': False, 'property_address': {'pin': '411019', 'state': 'MAHARASHTRA', 'full_address': 'Unit Flat no.103, Floor 1st floor, Block Single Building, Project RATHOD RESIDENCY, sr no 126 2b, cts 4867 1, 4867 2 3, mohan nagar, pune 411019, Pune, Pune, MAHARASHTRA, India, 411019'}, 'insurance_premium': 125000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2625000.0, 'security_address_verbatim': 'Unit Flat no.103, Floor 1st floor, Block Single Building, Project RATHOD RESIDENCY, sr no 126 2b, cts 4867 1, 4867 2 3, mohan nagar, pune 411019, Pune, Pune, MAHARASHTRA, India, 411019', 'applicant_address_verbatim': 'SR NO 135, MUMBAI PUNE ROAD, RAM MANDIR, ., Pune, MAHARASHTRA, 411019, Pune, India'}Paid challan (GRAS) SANNI KUMAR EchallanMH012261746202627E.pdf needs your check
grn
MH012261746202627E
MH012261746202627E
pin
411019
411019
total
21010.0
21010.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101701222
03006172026101701222
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
LEVXXXXXXF
LEVXXXXXXF
flat block
FLAT NO 103 1ST FLOOR SINGLE BUILDING
FLAT NO 103 1ST FLOOR SINGLE BUILDING
payer name
SANNI KUMAR
SANNI KUMAR
sro office
HVL5_HAVELI 5 JOINT SUB REGISTRAR
HVL5_HAVELI 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2625000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2625000
scheme rows
{'amount': 7880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 7880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8336
XXXXXX8336
payment date
17/10/2026-18:05:03
17/10/2026-18:05:03
road locality
RATHOD RESIDENCY SURVEY NO 126 2B CTS NO 4867 1 AND 2 3 MOHAN NAGAR PUNE MAHARASHTRA
RATHOD RESIDENCY SURVEY NO 126 2B CTS NO 4867 1 AND 2 3 MOHAN NAGAR PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2625000
2625000
raw reading (for Abhijit)
{'grn': 'MH012261746202627E', 'pin': '411019', 'total': 21010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101701222', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'LEVXXXXXXF', 'flat_block': 'FLAT NO 103 1ST FLOOR SINGLE BUILDING', 'payer_name': 'SANNI KUMAR', 'sro_office': 'HVL5_HAVELI 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2625000', 'scheme_rows': [{'amount': 7880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8336', 'payment_date': '17/10/2026-18:05:03', 'road_locality': 'RATHOD RESIDENCY SURVEY NO 126 2B CTS NO 4867 1 AND 2 3 MOHAN NAGAR PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2625000'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '7e98650e-f4d7-486f-9924-dc772fadc194'} |
| 2h ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['Village'], |
| 2h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['CustomerDocument068e200000lFdiqAAC.pdf', 'Sanction letter (47).pdf', 'IMG-20261007-WA0010(1).jpg', 'motion_photo_5940981839658464705 |
| 2h ago | EzDocs | address_compared | {'sig': 'e9114597e0b12c3b', 'why': 'after gather', 'people': [{'home': 'S No. 135, 1st, S No.135, Mumbai Pune Road, Near Ram Mandir, Mohannagar, Chinchwad, Pune City, Pune, 411019', 'person': 'SANNI KUMAR', 'against': [{ |
| 2h ago | EzDocs | challan_boxes_by_rules | {'fp': '71f21491235b6921', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 112 characters (it holds 100))', 'anew': 'boxes'} |
| 2h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 2h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANNI KUMAR EchallanMH012261746202627E.pdf', 'kind': 'paid'} |
| 2h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANNI KUMAR Echalla |
| 2h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL5_HAVELI 5 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 2h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012261746202627E', 'file': 'SANNI KUMAR EchallanMH012261746202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'article code']} |
| 2h ago | EzDocs | challan_extracted | {'grn': 'MH012261746202627E', 'file': 'SANNI KUMAR EchallanMH012261746202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 21010.0} |
| 2h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '551467', 'lessons': [{'box': 'Office', 'words': "Office: the team picked HVL5 |
| 2h ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2h ago | EzDocs | paper_locate | {'fp': '949396c2e0f7af5d', 'box': [0, 0, 1000, 1000], 'why': 'The PAN card with PAN LEVPS1928F is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'aeb93935-8354-497d-adf2-d6a81b4a0b4a' |
| 2h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes match the main paper (sanction letter) and the Index II. The 'AND |
| 2h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-03704'} |
| 2h ago | copilot | copilot_pick | {'why': 'The source text explicitly mentions "pune" and "Pune" multiple times, and the PIN code 411019 is associated with Pune district. The option "PUNE" with value "2201" is the direct match.', 'field': 'District', 'va |
| 2h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 2h ago | EzDocs | challan_boxes_composed | {'fp': '756514a3231dbf6a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 103 1ST FLOOR SINGLE BUI |
| 2h ago | EzDocs | property_not_in_document | {'why': 'EzDocs read this paper before and found no property address on it — not read a second time; a person reads the address off its picture', 'file': 'CustomerDocument068e200000lFdiqAAC.pdf', 'again': '1', 'doc_id': |
| 2h ago | the co-pilot | paper_read_asked | {'was': 'found_none', 'why': "the bank's own paper for the address had no reading of it at the Fill — read now", 'file': 'CustomerDocument068e200000lFdiqAAC.pdf', 'kind': 'sanction_letter', 'doc_id': '51d2353b-77fd-4106- |
| 2h ago | EzDocs | reader_mail_addition | {'fp': '40291f88de7ccde0', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 17:51 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 3h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 1, 'trigger': 'quick sweep'} |
| 3h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T12:05:44', 'why': 'mail', 'open': 17, 'mails': [{'at': '2026-10-17 05:59', 'id': '1a148755ba56def5', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for a specific loa |
| 3h ago | EzDocs | mail_against_file490 | {'at': '2026-10-17T12:05:43', 'asks': [], 'gist': 'The branch re-sent the sanction letter for the applicant Sanni Kumar.', 'next': 'Ask the branch for the property papers (technical report, legal report, Index II, sale d |
| 3h ago | EzDocs | money_settled | {'fp': '8120ad20ee3ad71f', 'held': 2625000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 2625000.0, 'papers': [{'lan': 'HOU/PUN/1026/5240538', 'file': 'Sanction letter (47).pdf', 'kind': 'sanction_lette |
| 3h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T12:05:40', 'why': 'paper', 'open': 17, 'mails': [{'at': '2026-10-17 05:59', 'id': '1a148755ba56def5', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for a specific lo |
| 3h ago | EzDocs | paper_against_file490 | {'at': '2026-10-17T12:05:40', 'why': "The sanction letter is for the file's customer and provides the property address details.", 'file': 'Sanction letter (47).pdf', 'kinds': ['sanction_letter', 'sanction_letter'], 'doc_ |
| 3h ago | EzDocs | address_compared | {'sig': 'dd7fda8381ca484e', 'why': 'new mail', 'people': [{'home': 'S No. 135, Mumbai Pune Road, Near Ram Mandir, Mohannagar, Chinchwad, Pune City, Pune, 411019', 'person': 'SANNI KUMAR', 'against': [{'src': 'sanction_le |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Other, Selfie / photo — a usable one is being asked for
Money
₹22,900 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 17 Oct38 things
EzDocs took 44 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SANNI KUMAR EchallanMH012261746202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
This file shows no schedule of the property
An old draft withdrew itself — its asks were already answered
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Sanction letter
Sanction letter (47).pdf
Received: logo
image001.jpg
Received: other
image002.jpg
An old draft withdrew itself — its asks were already answered
This file shows no schedule of the property
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Kindly provide Challan and NOI In case of Applicant Name SANNI KUMAR Loan Number HOU/PUN/1026/5240538
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: PAN card
IMG-20261007-WA0009(1).jpg
Received: Selfie — not usable
IMG-20261007-WA0039(1).jpg — this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Aadhaar
motion_photo_5940981839658464705.jpg
Received: Sanction letter
CustomerDocument068e200000lFdiqAAC.pdf
Received: Payment screenshot
IMG-20261016-WA0011.jpg
Received: Aadhaar
IMG-20261007-WA0010(1).jpg
Received: other — not usable
Flat No. 103 - Sanni Kumar (1) (1).docx — could not be read
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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