silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 239% of what Google lets it send in 24 hours (1,194 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02751

BALU SURESH POL

PNB_HFLLAN NHL/KOP/0626/5119392 Ready for challan · our move SHORT ₹2,650.78 Make the challanAll documentsMails & papers 1
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
Papers for the challanall in
8 of 8 in hand.
everything the challan needs, and where each one stands
Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹1,030 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Everything for the challan is in. Make it today.
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓Sanction letteropen
✓Payment screenshot — SHORT ₹2,650.78 (shows ₹820 of ₹3,470.78)open
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓Aadhaar cardopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
✓ PAN and Aadhaar name the same person — checked by EzDocs: Vimal Pol
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Payment SHORT by ₹2,650.78 (₹820 of ₹3,470.78).
  • Payment proof is from 2026-06-27 — an old receipt?
MoneyWaiting for the credit
₹3,470.78CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹820; we wait for the credit itself
Ask for the exact ₹3,470.78. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%620
Registration fee 0.5%1,030
Government handling320
Our service fee1,500.78
Total we ask for3,470.78
Screenshot ₹820. Case needs ₹3,470.78. SHORT by ₹2,650.78. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,606 below the real calculation of ₹3,426 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear silent — last reached us 14 Oct 19:41 — 17 h ago. The phone is asleep or not forwarding; until it speaks, this money cannot be seen.
By law ₹3,445.60. We ask ₹3,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 23 minour time · 27 Jun 16:18
Index II 3 h 34 minour time · 28 Sep 18:57
the NOI team 3 h 34 minthe branch 93 d 1 htotal 93 d 5 h
Complete.
Day by day — every step and who held it
27 Jun 13:55Your branch's mail
27 Jun 16:18Challan made+2 h 23 min · the NOI team
28 Sep 17:46Papers from your branch+93 d 1 h · the branch
28 Sep 18:57Index II sent+1 h 11 min · the NOI team
28 Sep 18:57Papers readat once
28 Sep 18:57Property readat once
28 Sep 18:58Papers from your branchat once
28 Sep 18:58Papers readat once
28 Sep 18:58Papers from your branchat once
28 Sep 18:58Papers readat once
28 Sep 18:58Papers from your branchat once
28 Sep 18:58Papers readat once
28 Sep 18:58Papers from your branchat once
28 Sep 18:58Papers readat once
28 Sep 18:58Papers from your branchat once
28 Sep 18:58Papers readat once
28 Sep 18:58Papers from your branchat once
28 Sep 18:58Papers readat once
28 Sep 18:59Papers from your branchat once
28 Sep 18:59Papers readat once
28 Sep 18:59Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹2,03,200
Loan account no.
NHL/KOP/0626/5119392
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKProperty: Shop 2 vs Unit 2
This case (the branch's mail)Shop 2
The sanction letterSOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION
The Index IIयुनिट नं.2 निवासी घर (Unit No 2 Residential House)
युनिट पैकी युनिट नं.2... निवासी घर
Why it matters: Not a question for the bank: a person's home set against the property — it is not the property.
What to do: Nothing to ask the bank — look once if you like.
CHECKCo-applicant ownership status
This case (the branch's mail)Vimal Pol as co_mortgagor
The Index IIonly BALU SURESH POL listed as purchaser
बाळू सुरेश पोळ... खरेदीखत
Why it matters: Our case lists Vimal Pol as a co-mortgagor, but the Index II of the purchase shows only Balu Suresh Pol purchased the property. A co-applicant who is not an owner should not be treated as a mortgagor.
What to do: Verify if Vimal Pol is a joint owner. If she is not, her name should be removed from the Mortgagor section of the e-filing.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the Index II. The team needs to ask for the fee to proceed.
the history says the next move is with the NOI team — the fee
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-28) “PFA index II”
read over 1 mail(s), last mail 2026-09-28 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereYOU ARE HERE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH005336590202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
ST shambhavi.tandale@pnbhousing.com pnbhousing.com
28 Sep, 17:46 · 16d ago THE APP JOINED HERE — earlier mails are on Gmail
RE: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-BALU SURESH POL-NHL/KOP/0626/5119392
dear Team,

PFA index II

Thanks & Regards, Shambhavi Tandale Customer Service Manager - Loans 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.jpg@01DD4F71.10EE14C0] [cid:image002.jpg@01DD4F71.10EE14C0]
earlier mails quoted below
From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 27 June 2026 16:21 To: Sambhaji Bhimrao Shelake <sambhaji.shelake@phfl.com> Cc: Vijay Annaso Salagar <vijay.salagar@phfl.com>; Nikhil Sanjay Patil <nikhil.patil@phfl.com>; Shambhavi Tandale <shambhavi.tandale@pnbhousing.com>; Sandeep Karade <sandeep.karade@pnbhousing.com> Subject: Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-BALU SURESH POL-NHL/KOP/0626/5119392 Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 27 Jun 2026 at 14:57, THINKBIGZ NOI <pnb.noifilling@gmail.com<mailto:pnb.noifilling@gmail.com>> wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 27 Jun 2026 at 14:04, Sambhaji Bhimrao Shelake <sambhaji.shelake@phfl.com<mailto:sambhaji.shelake@phfl.com>> wrote: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 ​ Customer Name BALU SURESH POL Lan No NHL/KOP/0626/5119392 Loan Amount 203200/- LOAN AMOUNT 203200/- 0.3% 700/- 0.5% /- FEES 200/- TOTAL 800/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy pending *Soft copy of Photograph Attached *Payment details Attached SRO No KAVAN 1 THANKS & REGARDS SAMBHAJI SHELAKE TEAM LEADER KOLHAPUR BRANCH ​
🤖 read: documents attached

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Everything for the challan is in. Make it today.
DocumentFile — click to openStatusWhen
Index IIthe branch sent this — an input index 2.pdf
filed 16d ago
PAN card DocScanner 3 Jun 2026 10-31 pm.pdf
filed 16d ago
PAN card DocScanner 4 Jun 2026 4-11 pm.pdf
filed 16d ago
Sanction letter DocScanner 27 Jun 2026 1-39 pm.pdf
filed 16d ago
Payment screenshot DocScanner 27 Jun 2026 1-40 pm.pdf
filed 16d ago
Paid challan (GRAS) BALU SURESH POL EchallanMH005336590202627E.pdf
filed 16d ago
Selfie / photo DocScanner 27 Jun 2026 1-40 pm(1).pdf
filed 16d ago
Other image002.jpg
filed 16d ago
Aadhaar card no.pdf
filed 16d ago
Other image001.jpg
filed 16d ago
Aadhaar card no(1).pdf
filed 16d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹3,470.78
Where it stands
waiting for the credit
Screenshot claims
₹820 113667128301
Screenshot ₹820. Case needs ₹3,470.78. SHORT by ₹2,650.78. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,606 below the real calculation of ₹3,426 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
Verified on
not yet
stale_claim:2026-06-27:93d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹620₹1,030₹320 ₹1,500₹3,470
By law ₹3,445.60. We ask ₹3,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

45 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
15 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, Building (with wing), Floor, Property type (Open / Building / Open + Building) …
✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः कोल्हापूर इतर वर्णन, इतर माहितीः, इतर माहितीः मौजे कणेरीवाडी ता करवीर जि कोल्हापूर या गावच्या हद्दीतील रि.स.नं. 699 हिस्सा क्र.अ यामधील विगरशेती प्लॉट पैकी प्लॉट नं.56 याचे एकूण क्षेत्र 80.40 चौरस मीटर या मिळकतीवर बांधण्यात आलेल्या युनिट पैकी युनिट नं.2 याचे जागा क्षेत्र 40.20 चौरस मीटर व त्यावरील आर.सी.सी. इमारत बांधकाम क्षेत्र 40.05 चौरस मीटर विल्टअप असे निवासी घर मिळकतीचे खरेदीपत्र. ((Survey Number : 699//अप्लॉट नं/56;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DocScanner 27 Jun 2026 1-39 pm.pdf
as printed
RS NO 699 HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANERIWADI, KOLHAPUR, KOLHAPUR, MAHARASHTRA, INDIA, 416234
PIN
416234
the Index II
index 2.pdf
the property
1) paalikeche naavah kolhaapura itara varnana, itara maahitih, itara maahitih mauje kanerivaadi taa karavira ji kolhaapura yaa gaavachyaa hadditila ri.sa.nan. 699 hissaa kra.a yaamadhila vigarasheti plota paiki plota nan.56 yaache ekuna kshetra 80.40 chaurasa mitara yaa milakativara baandhanyaata aalelyaa yunita paiki yunita nan.2 yaache jaagaa kshetra 40.20 chaurasa mitara va tyaavarila aara.si.si. imaarata baandhakaama kshetra 40.05 chaurasa mitara viltaapa ase nivaasi ghara milakatiche kharedipatra. ((SURVEY NUMBER : 699//aplota nan/56;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
SOUTH SIDE UNIT NO 2 GROUND AND FIRST FLOOR RCC CONSTRUCTION SURVEY NO 699 HISSA NO A PLOT NO 56
Locality/Road
MOUJE KANERIWADI TAL KARVEER DIST KOLHAPUR
Area/City
KOLHAPUR
check or correct a box, the papers beside it →
the Index II also prints: 05, 1, 20, 40, 699//APLOTA, 80, NAN/56, AALELYAA, AARA, ASE, BAANDHAKAAMA, BAANDHANYAATA, CANNOT, CHAURASA, EKUNA, GAAVACHYAA, GHARA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorBALU SURESH POLBUPPP7080M…7977
co_mortgagorVimal PolHBJPP6828Q…4229
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseshambhavi.tandale@pnbhousing.com 16d ago
questions for the branch — what the papers leave openshambhavi.tandale@pnbhousing.com 16d ago
What EzDocs read from each document — check anything marked in red
Index II index 2.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'कोल्हापूर', 'r11_serial': '240/2024', 'r14_remark': None, 'r4_locality': 'मौजे कणेरीवाडी ता करवीर जि कोल्हापूर या गावच्या हद्दीतील रि.स.नं. 699 हिस्सा क्र.अ यामधील विगरशेती प्लॉट
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'कोल्हापूर', 'r11_serial': '240/2024', 'r14_remark': None, 'r4_locality': 'मौजे कणेरीवाडी ता करवीर जि कोल्हापूर या गावच्या हद्दीतील रि.स.नं. 699 हिस्सा क्र.अ यामधील विगरशेती प्लॉट पैकी प्लॉट नं.56 याचे एकूण क्षेत्र 80.40 चौरस मीटर या मिळकतीवर बांधण्यात आलेल्या युनिट पैकी युनिट नं.2 याचे जागा क्षेत्र 40.20 चौरस मीटर व त्यावरील आर.सी.सी. इमारत बांधकाम क्षेत्र 40.05 चौरस मीटर विल्टअप असे निवासी घर मिळकतीचे खरेदीपत्र.', 'r5_area_text': '0.4020 आर.चौ. मीटर -', 'r7_executants': [{'age': '27', 'pan': 'GANPS0594G', 'name': 'सुयश शितल सवाईराम', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः रा कारंडे मळा शाहू कॉलनी ताराबाई पार्क कोल्हापूर, महाराष्ट्र, क़ॉळः आपूर. पिन कोड:-416003'}], 'r8_purchasers': [{'age': '38', 'pan': 'BUPPP7080M', 'name': 'बाळू सुरेश पोळ', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः ब्लॉक नंः, रोड नंः रा खडकलाट ता चिक्कोडी जि वेळगाव, कर्नाटक, बेलगाम, पिन कोड:-591228'}], 'r12_stamp_duty': 96000, 'r3_market_value': 1160000, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 1600000, 'r9_execution_date': '05/01/2024', 'r13_registration_fee': 16000, 'r10_registration_date': '05/01/2024'}, 'doc_no': '240', 'village': 'कणेरीवाडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'करवीर 1', 'area_text': '1) 0.4020 आर.चौ. मीटर -', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 16000, 'header_sro': 'दुय्यम निबंधक : दु.नि. करवीर 1', 'mortgagors': ['बाळू सुरेश पोळ'], 'stamp_duty': 96000, 'filing_date': '2024-01-05', 'loan_amount': 0, 'token_number': '2402034', 'property_text': '1) पालिकेचे नावः कोल्हापूर इतर वर्णन, इतर माहितीः, इतर माहितीः मौजे कणेरीवाडी ता करवीर जि कोल्हापूर या गावच्या हद्दीतील रि.स.नं. 699 हिस्सा क्र.अ यामधील विगरशेती प्लॉट पैकी प्लॉट नं.56 याचे एकूण क्षेत्र 80.40 चौरस मीटर या मिळकतीवर बांधण्यात आलेल्या युनिट पैकी युनिट नं.2 याचे जागा क्षेत्र 40.20 चौरस मीटर व त्यावरील आर.सी.सी. इमारत बांधकाम क्षेत्र 40.05 चौरस मीटर विल्टअप असे निवासी घर मिळकतीचे खरेदीपत्र. ((Survey Number : 699//अप्लॉट नं/56;))', 'header_village': 'कणेरीवाडी', 'survey_numbers': ['699', '56'], 'header_doc_number': '240/2024'}}
PAN card DocScanner 3 Jun 2026 10-31 pm.pdf needs your check
dob
1985-04-23
pan
BUPPP7080M
name
BALU SURESH POL
legible
True
father name
SURESH POL
raw reading (for Abhijit)
{'dob': '1985-04-23', 'pan': 'BUPPP7080M', 'name': 'BALU SURESH POL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH POL', 'aadhaar_last4': None, 'quality_issue': None}
PAN card DocScanner 4 Jun 2026 4-11 pm.pdf needs your check
dob
1961-01-01
pan
HBJPP6828Q
name
Vimal Pol
legible
True
raw reading (for Abhijit)
{'dob': '1961-01-01', 'pan': 'HBJPP6828Q', 'name': 'Vimal Pol', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DocScanner 27 Jun 2026 1-39 pm.pdf needs your check
lan
NHL/KOP/0626/5119392
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'BALU SURESH POL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIMAL POL', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
loan amount
195000.0
final amount
203200.0
interest rate
9.8
sanction date
16-Jun-2026
letter version
4
applicant email
balupolpatil157@gmail.com
applicant names
BALU SURESH POL, VIMAL POL
printed altered
False
applicant mobile
8147017436
balance transfer
False
property address
pin: 416234; state: MAHARASHTRA; Flat no: UNIT NO 2; district: Kolhapur; Floor: GROUND AND FIRST FLOOR; Address: RS NO 699 HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTR
insurance premium
8200.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
203200.0
security address verbatim
RS NO 699 HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANERIWADI, Kolhapur, Kolhapur, MAHARASHTRA, India, 416234
applicant address verbatim
RS NO 699/A PLOT NO 56 UNIT NO 2, CHINTAMANI PARK, KANERIWADI KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416234, India
raw reading (for Abhijit)
{'lan': 'NHL/KOP/0626/5119392', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'BALU SURESH POL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIMAL POL', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 195000.0, 'final_amount': 203200.0, 'interest_rate': 9.8, 'quality_issue': None, 'sanction_date': '16-Jun-2026', 'letter_version': '4', 'applicant_email': 'balupolpatil157@gmail.com', 'applicant_names': ['BALU SURESH POL', 'VIMAL POL'], 'printed_altered': False, 'applicant_mobile': '8147017436', 'balance_transfer': False, 'property_address': {'pin': '416234', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'UNIT NO 2', 'district': 'Kolhapur', 'floor_no': 'GROUND AND FIRST FLOOR', 'landmark': None, 'full_address': 'RS NO 699 HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANERIWADI, Kolhapur, Kolhapur, MAHARASHTRA, India, 416234', 'village_city': 'KANERIWADI', 'building_name': 'RCC CONSTRUCTION', 'survey_or_cts_no': 'RS NO 699 HISSA NO A, PLOT NO 56'}, 'insurance_premium': 8200.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 203200.0, 'security_address_verbatim': 'RS NO 699 HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANERIWADI, Kolhapur, Kolhapur, MAHARASHTRA, India, 416234', 'applicant_address_verbatim': 'RS NO 699/A PLOT NO 56 UNIT NO 2, CHINTAMANI PARK, KANERIWADI KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416234, India'}
Payment screenshot DocScanner 27 Jun 2026 1-40 pm.pdf needs your check
utr
113667128301
date
2026-06-27
time
13:16
amount
820
method
PhonePe
payee upi
.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '113667128301', 'date': '2026-06-27', 'time': '13:16', 'amount': 820, 'method': 'PhonePe', 'payee_upi': '.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Paid challan (GRAS) BALU SURESH POL EchallanMH005336590202627E.pdf needs your check
grn
MH005336590202627E
pin
416234
total
615.0
article
6(1)
defaced
False
bank cin
03006172026062700758
district
KOLHAPUR
area city
KOLHAPUR
payer pan
BUPXXXXXXM
flat block
RS NO 699, HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC
payer name
BALU SURESH POL
sro office
KRV1_SUB REGISTRAR KARVEER1
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=203200
scheme rows
{'amount': 615.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
payer mobile
XXXXXX7436
payment date
27/06/2026-16:18:52
road locality
CONSTRUCTION, MOUJE KANERIWADI,
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
203200
raw reading (for Abhijit)
{'grn': 'MH005336590202627E', 'pin': '416234', 'total': 615.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026062700758', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'BUPXXXXXXM', 'flat_block': 'RS NO 699, HISSA NO A, PLOT NO 56, SOUTH SIDE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC', 'payer_name': 'BALU SURESH POL', 'sro_office': 'KRV1_SUB REGISTRAR KARVEER1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=203200', 'scheme_rows': [{'amount': 615.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX7436', 'payment_date': '27/06/2026-16:18:52', 'road_locality': 'CONSTRUCTION, MOUJE KANERIWADI,', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '203200'}
Selfie / photo DocScanner 27 Jun 2026 1-40 pm(1).pdf needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Aadhaar card no.pdf needs your check
dob
1985-04-23
name
Balu Suresh Pol
mobile
8147017436
address
pin: 591228; area: khadaklat; flat: #2455/1; state: Karnataka; district: Belgaum; post_office: Khadaklat; Village: chikkodi
legible
True
aadhaar last4
7977
raw reading (for Abhijit)
{'dob': '1985-04-23', 'pan': None, 'name': 'Balu Suresh Pol', 'mobile': '8147017436', 'address': {'pin': '591228', 'area': 'khadaklat', 'flat': '#2455/1', 'road': None, 'floor': None, 'state': 'Karnataka', 'building': None, 'district': 'Belgaum', 'post_office': 'Khadaklat', 'village_city': 'chikkodi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7977', 'quality_issue': None}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Aadhaar card no(1).pdf needs your check
dob
1961-01-01
name
Vimal Pol
mobile
9972935110
address
pin: 591228; area: khadaklat; flat: #2455/1; state: Karnataka; district: Belgaum; post_office: Khadaklat; Village: chikkodi
legible
True
aadhaar last4
4229
raw reading (for Abhijit)
{'dob': '1961-01-01', 'pan': None, 'name': 'Vimal Pol', 'mobile': '9972935110', 'address': {'pin': '591228', 'area': 'khadaklat', 'flat': '#2455/1', 'road': None, 'floor': None, 'state': 'Karnataka', 'building': None, 'district': 'Belgaum', 'post_office': 'Khadaklat', 'village_city': 'chikkodi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4229', 'quality_issue': None}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot DocScanner 27 Jun 2026 1-40 pm.pdf needs your check
payments inside
payments: [{'utr': '113667128301', 'date': '2026-06-27', 'page': 1, 'time': '13:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 820.0, 'direction': 'debit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof_k
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '113667128301', 'date': '2026-06-27', 'page': 1, 'time': '13:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 820.0, 'direction': 'debit', 'narration': 'Vyapar .169705262080@hdfcbank', 'proof_kind': 'success_screen'}]}}
Technical record (for Abhijit — safe to ignore)
14d agoEzDocsdraft_withdrawn{'why': "the questions were put through the test again: Property: Shop 2 vs Unit 2 — a person's home set against the property — it is not the property", 'count': 1, 'kinds': ['branch_questions']}
16d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Property: Shop 2 vs Unit 2 — our case as it was opened says Shop 2; the sanction letter says SOUTH SIDE UNIT
16d agoEzDocsemail_shadowed:branch_questions{'to': 'shambhavi.tandale@pnbhousing.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: NHL/KOP/0626/5119392), the papers on file leave the following open, and we cannot make the challan until it is
16d agoEzDocscase_read{'how': 'uri', 'tag': '4c527b751466bd62', 'docs': ['index 2.pdf', 'DocScanner 27 Jun 2026 1-39\u202fpm.pdf', 'no.pdf', 'no(1).pdf', 'DocScanner 3 Jun 2026 10-31\u202fpm.pdf', 'DocScanner 4 Jun 2026 4-11\u202fpm.pdf'], 'l
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BUxxxxxxXM — no paper on the
16d agoEzDocscase_read{'how': 'uri', 'tag': '1b0e691304a71d9c', 'docs': ['index 2.pdf', 'DocScanner 27 Jun 2026 1-39\u202fpm.pdf', 'no.pdf', 'no(1).pdf', 'DocScanner 3 Jun 2026 10-31\u202fpm.pdf', 'DocScanner 4 Jun 2026 4-11\u202fpm.pdf'], 'l
16d agoEzDocsextra_challan_scanned{'found': 0}
16d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 1, 'summary': 'The bran
16d agoEzDocshidden_payment_scan{'file': 'DocScanner 27 Jun 2026 1-40\u202fpm.pdf', 'kind': None, 'found': 1, 'doc_id': '5e39a25b-6094-4972-8a09-fbe27affced1', 'fetched': True}
16d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner 27 Jun 2
16d agoEzDocsstale_claim_flagged{'age_days': 93, 'claim_date': '2026-06-27'}
16d agoEzDocsclaim_part_duplicate{'utr': '113667128301', 'date': '2026-06-27', 'parts': 1, 'amount': 820.0, 'claimed_total': 820.0}
16d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '1c23ac9f-769d-4bef-99e9-a7d36c0faa46', 'fetched': True}
16d agoEzDocshidden_payment_scan{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': 'b0f0f69b-c1d0-47ca-8083-808819ad5424', 'fetched': True}
16d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['index 2.pdf', 'DocScanner 27 Jun 2026 1-39\u202fpm.pdf', 'no.pdf', 'no(1).pdf', 'DocScanner 3 Jun 2026 10-31\u202fpm.pdf', 'DocScanner 4 Jun 2026 4-11\u202fpm.pdf'], 'after'
16d agoEzDocsaddress_compared{'sig': 'ad307c49aa116093', 'why': 'after gather', 'people': [{'home': '#2455/1, NO, PLOT NO, KARANDE MALA SHAHU COLONY TARABAI PARK KOLHAPUR, khadaklat, chikkodi, Belgaum, 591228', 'person': 'BALU SURESH POL', 'against'
16d agoEzDocschallan_boxes_composed{'fp': '295127a2c7f95799', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'SOUTH SIDE UNIT NO 2 GROUND AND FIRST FLOOR R
16d agoEzDocsbox_disagreement{'box': 'property.Flat no', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Shop 2', 'page': 1, 'party': No
16d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / sho
16d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'index 2.pdf', 'changed': {'taluka': {'was': 'Karvir', 'index2': 'Karveer'}
16d agoEzDocsindex2_people_checked{'doc_id': '9a8f5d84-8396-4cc3-8345-f6713ca26055', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'BALU SURESH POL', 'pan_agrees': True}], 'not_on_case': 0}
16d agoEzDocsproperty_numbers_completed{'now': {'Number': '699/A, 699'}, 'was': {'Number': '699'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challan and th
16d agoEzDocscase_read{'how': 'uri', 'tag': '2a434942426e9959', 'docs': ['index 2.pdf', 'DocScanner 27 Jun 2026 1-39\u202fpm.pdf', 'DocScanner 3 Jun 2026 10-31\u202fpm.pdf', 'DocScanner 4 Jun 2026 4-11\u202fpm.pdf'], 'loan': {'amount': 203200
16d agoEzDocsreader_home_address{'fp': 'ad12c913b9e24218', 'from': 'the sanction letter (DocScanner 27 Jun 2026 1-39\u202fpm.pdf)', 'home': {'pin': '416234', 'area': 'KARVIR', 'flat': 'UNIT NO 2', 'road': 'KANERIWADI', 'state': 'MAHARASHTRA', 'building
16d agoEzDocschallan_partial{'kind': 'split', 'words': '0.3% Rs.620 paid · 0.5% Rs.1030 MISSING — the other head is still to pay', 'still_to_pay': ['0.5% registration fee Rs.1030']}
16d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/KOP/0626/5119
16d agoEzDocsclaim_short_of_expected{'why': "the branch's screenshot(s) add up to less than the case needs — a person should ask for the balance (the NOI team's 'short amount' mail)", 'claimed': 820.0, 'expected': 3470.78, 'short_by': 2650.78}
16d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
16d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 11, 'why_not': None, 'messages': 4}
16d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 11, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 4, 'unreadable_threads': 0}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
Screenshot SHORT by ₹2,650.78
₹820 shown against ₹3,470.78 — the balance is being asked for.
Challan & filing
Ready for the challan
Make it on GRAS — the Calculator holds the figures.
Next — whose move
Us
make the challan
For you to check: Payment SHORT by ₹2,650.78 (₹820 of ₹3,470.78). Payment proof is from 2026-06-27 — an old receipt?
1 Oct1 thing
An old draft withdrew itself — its asks were already answered
13:30
29 Sep3 things — 1 letter written · 2 steps
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
06:01
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-BALU SURESH POL-NHL/KOP/0626/5119392
06:01
EzDocs read the whole file
06:01
28 Sep38 things — 11 documents received · 2 letters written · 2 money steps · 1 caution · 22 steps
EzDocs read the whole file
19:23
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:08
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
19:07
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:07
The challan's address boxes were written from the papers
19:01
EzDocs read the whole file
18:59
One challan of two is paid — the other head is still to pay
18:59
An old draft withdrew itself — its asks were already answered
18:59
The screenshot(s) add up to less than the case needs
The NOI team asks for the balance — the 'short amount' letter.
18:59
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
18:59
Documents the branch had sent were fetched from the mail thread
18:59
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:59
The payment proof already on the case was applied
18:59
Received: Aadhaar
no(1).pdf
18:59
Documents the branch had sent were fetched from the mail thread
18:58
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:58
Received: other
image001.jpg
18:58
Received: Aadhaar
no.pdf
18:58
Received: other
image002.jpg
18:58
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:58
Received: Selfie
DocScanner 27 Jun 2026 1-40 pm(1).pdf
18:58
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:58
Challan re-read against the case — matches exactly
18:58
The loan amount was worked out from the papers
18:58
Payment proof arrived before the case was quoted — held
18:58
Received: Challan
BALU SURESH POL EchallanMH005336590202627E.pdf
18:58
Received: Payment screenshot
DocScanner 27 Jun 2026 1-40 pm.pdf
18:58
Received: Sanction letter
DocScanner 27 Jun 2026 1-39 pm.pdf
18:58
Co-applicant added
18:58
Received: PAN card
DocScanner 4 Jun 2026 4-11 pm.pdf
18:58
Received: PAN card
DocScanner 3 Jun 2026 10-31 pm.pdf
18:58
Nothing new to ask for — stayed quiet
18:58
Property read from the Index II
18:57
Index II (title document) received from the branch
18:57
Received: Index II
index 2.pdf
18:57
Nothing new to ask for — stayed quiet
18:45
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02751
18:45
Case opened from the branch's mail
18:44
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 1.73 s · 148 queries · this page refreshes by itself when something on it changes (never while you type) · release v526 · build af06e5d4