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Mailboxes — what to do →
Cases / NOI-2026-03427

Bajirao Bhikoba Raut

PNB_HFLLAN HOU/KNDW/0826/5192464 Awaiting payment · waiting on the branch SHORT ₹1,833.08 All documentsMails & papers 11
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan3 still to come
8 of 11 in hand.
everything the challan needs, and where each one stands
Papers complete. Payment SHORT by ₹1,833.08 (₹28,827 of ₹30,660.08). Balance first, then the challan.
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo
✓MOTDopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓PAN cardopen
✓Payment screenshot — SHORT ₹1,833.08 (shows ₹28,827 of ₹30,660.08)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside APP AND CO-APP KYC.pdfopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside RAUT BAJIRAO BHIKOBA EchallanMH011open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
✓ PAN and Aadhaar name the same person — checked by EzDocs: RAUT BAJIRAO BHIKOBA · Bajirao Bhikoba Raut
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Payment SHORT by ₹1,833.08 (₹28,827 of ₹30,660.08).
  • Money received is short — ₹1,833.08 still to come.
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyLess money came
₹28,827of ₹30,660.08CASE MARK
₹1,833.08 of our ask has not arrived yet.
₹28,827 receivedthe receipt's amount and minute agree
Ask for the exact ₹30,660.08. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%13,840
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.08
Total we ask for30,660.08
Screenshot ₹28,827. Case needs ₹30,660.08. SHORT by ₹1,833.08. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹1,800 below the real calculation of ₹30,627 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
paid 12 Oct 17:19:30
How we know
Our own bank told us — 12 Oct 17:19
₹28,827 · UTR 628530142689 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹28827.00 from ASHISH SUBHASH DUBE.”
Matched by: the screenshot's amount AND its minute agree with this credit
₹28,827 of ₹30,660.08 came — your call, on the record, and on the bank’s window too.
By law ₹30,647. We ask ₹30,660 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹30,700 · 13 Oct 18:52 · BALAJI ENT. RRN- · 1228815749 — ₹39.92 more than our ask
₹30,560 · 13 Oct 18:27 · OMKAR SANJ. RRN- · 5225915964 — ₹100.08 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 02 minour time · 12 Oct 18:26
Index II —not yet
the NOI team 2 d 22 hthe branch 3 mintotal 2 d 22 h so far
Now with the NOI team — working on it
since 12 Oct 18:30 — 2 d 21 h of working time
Day by day — every step and who held it
12 Oct 17:23Your branch's mail
12 Oct 17:23Payment landedat once
12 Oct 17:25Fee quoted+1 min · the NOI team
12 Oct 17:25Papers readat once
12 Oct 17:25Property readat once
12 Oct 18:26Challan made+1 h 01 min · the NOI team
12 Oct 18:29Papers from your branch+3 min · the branch
12 Oct 18:30Papers read+1 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹46,09,000
Loan account no.
HOU/KNDW/0826/5192464
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the loan documents and stated that the challan payment is done. The branch is now waiting for the team to share the challan and the NOI.
the history says the next move is with the NOI team — CHALAN &NOI
the branch last asked: Kindly share CHALAN &NOI
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-10-12) “Challan Payment is done”
? challan made — asked, mail 1 (2026-10-12) “Kindly share CHALAN &NOI”
? Index II asked for — asked, mail 1 (2026-10-12) “Kindly share CHALAN &NOI”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 1 mail(s), last mail 2026-10-12 · read 2d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 2d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011852256202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
KG kashinath.gaikwad1@pnbhousing.com pnbhousing.com
12 Oct, 17:23 · 2d ago THE FIRST MAIL — how this case began
NOI/ CHALAN-- Applicant Name :- HOU/KNDW/0826/5192464 Applicant Name : BAJIRAO BHIKOBA RAUT
Dear Team,

Kindly share CHALAN &NOI

Challan Payment is done

LOAN AMT4609000 /-

Documents required for NOI Filing:

- Loan sanction letter- ATTACHED
-INDEX 2 -✓ ATTACHED
- Aadhaar copy of the applicant--✓ ATTACHED
- PAN copy of the applicant -✓ ATTACHED
- Form A2 with Photograph of applicant -✓ ATTACHED
- Payment details screenshot with Transaction I D & Date of payment mentioned.– ATTACHED
- CASE TYPE- HOME LOAN Builder Purchase .
Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II; says the fee is paid ₹46,09,000 (UTR 1791805756 - 28827.00) (said, but the words were not found in the mail); documents attached — “Challan Payment is done”
8 more mails in between — open
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:04 · 2d ago
Dear
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: The NOI Coordinator is sending a regards message.
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:06 · 2d ago
Dear Team

We acknowledge the receipt ofyour mail documents an dpayment

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: The NOI Team acknowledges receipt of documents and payment.
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:06 · 2d ago
Dear Team

We acknowledge the receipt of your mail documents and payment .

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: challan shared ✓ — “We acknowledge the receipt of your mail documents and payment .”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:07 · 2d ago
Dear Team

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:12 · 2d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:14 · 2d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:14 · 2d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicant BAJIRAO BHIKOBA RAUT.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:26 · 2d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicant BAJIRAO BHIKOBA RAUT. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 18:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: challan shared ✓ — “PFA challan for your reference..”
KG kashinath.gaikwad1@pnbhousing.com pnbhousing.com
12 Oct, 18:29 · 2d ago
Re: NOI/ CHALAN-- Applicant Name :- HOU/KNDW/0826/5192464 Applicant Name : BAJIRAO BHIKOBA RAUT
Dear team

Pfa

Kondhwa Branch

ASM Kashinath Gaikwad

Contact number 9850103671

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:Monday, 12 October 2026 18:07:35
To:Kashinath Gaikwad 1 <kashinath.gaikwad1@pnbhousing.com>
Cc:Guruprasad Dandane <guruprasad.dandane@pnbhousing.com>; Shivram Jadhav <shivram.jadhav@pnbhousing.com>; Sangram Dhanaji Patil <sangram.patil@phfl.com>
Subject:Re: NOI/ CHALAN-- Applicant Name :- HOU/KNDW/0826/5192464 Applicant Name : BAJIRAO BHIKOBA RAUT
ExerciseSecured by Check Point

Dear Team

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: The branch has sent attachments and provided contact information.
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:34 · 2d ago

Team,

For NOI filing, We need a colour live selfie photo of the applicant BAJIRAO BHIKOBA RAUT.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:30, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear team Pfa Kondhwa Branch ASM Kashinath Gaikwad Contact number 9850103671 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Monday, 12 October 2026 18:07:35 To: Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > Cc: Guruprasad Dandane < guruprasad.dandane@pnbhousing.com >; Shivram Jadhav < shivram.jadhav@pnbhousing.com >; Sangram Dhanaji Patil < sangram.patil@phfl.com > Subject: Re: NOI/ CHALAN-- Applicant Name :- HOU/KNDW/0826/5192464 Applicant Name : BAJIRAO BHIKOBA RAUT Exercise Secured by Check Point Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:24, Kashinath Gaikwad 1 < kashinath.gaikwad1@pnbhousing.com > wrote: Dear Team, Kindly share CHALAN &NOI Challan Payment is done LOAN AMT: 4609000 /- Documents required for NOI Filing: - Loan sanction letter - ATTACHED -INDEX 2 - ATTACHED - Aadhaar copy of the applicant-- ATTACHED - PAN copy of the applicant - ATTACHED - Form A2 with Photograph of applicant - ATTACHED - Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED - CASE TYPE - HOME LOAN Builder Purchase. Thanks and Regards Kashinath Gaikwad. Area Sales Manager pnb Housing Finance Limited 5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park, Lulla Nagar, Kondwa, Pune – 411040 Mobile: +919850103671 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… Internal Internal
🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicant BAJIRAO BHIKOBA RAUT.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Papers complete. Payment SHORT by ₹1,833.08 (₹28,827 of ₹30,660.08). Balance first, then the challan.
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo
DocumentFile — click to openStatusWhen
MOTD+ Sanction letter inside FORM A2.pdf
filed 2d ago
Index IIthe branch sent this — an input INDEX 2.pdf
filed 2d ago
Selfie / photo IMG-20261012-WA0048.jpg
CANNOT BE READ — clear copy asked 2d ago
PAN card+ Aadhaar card inside APP AND CO-APP KYC.pdf
filed 2d ago
Payment screenshot 1791805756 - 28827.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png
filed 2d ago
Other image001.gif
filed 2d ago
Sanction letter SANCTION LETTER.pdf
filed 2d ago
Paid challan (GRAS)+ A challan that is not the NOI's (the sale deed's own) — not counted inside RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.pdf
filed 2d ago
Selfie / photo pro-tFZaLVR5.jpeg
CANNOT BE READ — clear copy asked 2d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹30,660.08
Where it stands
SHORT — less arrived than needed
Screenshot claims
₹28,827 628530142689
Screenshot ₹28,827. Case needs ₹30,660.08. SHORT by ₹1,833.08. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹1,800 below the real calculation of ₹30,627 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
12 Oct 17:19:30
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹13,840₹15,000₹320 ₹1,500₹30,660
By law ₹30,647. We ask ₹30,660 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Floor (person 1), Flat / house no (person 1), Challan date
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Floor (person 1), Flat / house no (person 1)
✓ EzDocs checked every box against the document’s own words 2d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः गाव मौजे : वडमुखवाडी, तालुका - हवेली, जिल्हा - पुणे येथील (ए) सर्व्हे नं. 51/2 यांसी क्षेत्र 50.22 आर (बी) सर्व्हे नं. 51/3 यांसी क्षेत्र 103 आर (सी) सर्व्हे नं. 51/4 यांसी क्षेत्र 64 आर (डी) सर्व्हे नं. 51/2/3 अ यांसी क्षेत्र 41 आर या चारही मिळकती (अ+बी+मी+डी) यांसी एकूण क्षेत्र 21959.27 चौरस मीटर जागा मिळकतीवर बांधण्यात येणाऱ्या नियोजित " टोपाझ टॉवर्स फेज 2 "(टोपाझ टॉवर्स महा रेरा सर्टिफिकेट प्रोजेक्त प्रमाणे) या गृहप्रकल्पातील बिल्डिंग/विंग' बी' मधील बाराव्या मजल्यावरील सदनिका नं. 1203 यांसी महा रेरा प्रमाणे कारपेट क्षेत्र 62.02 चौ. मी., टेरेस क्षेत्र 3.14 चौ.मी., बंधिस्त बाल्कनी क्षेत्र 0.00 चौ.मी. असे एकुण क्षेत्र 65,16 चौ.मी. ह्या मोजमापाची सदनिका मिळकत. (महिला माफी - (क्रमांक. मुद्रांक-2021/अनौ. सं. क्रमांक. 12/प्र. क्रमांक. 107/म-1(धोरण)2021/ युओआर 12/सीआर 107/एम 1 अन्वये मुद्रांक शुल्क बसुल) (महिला माफी) दि.31/03/2021)((Survey Number: 51/2, 51/3, 51/4, 51/2/3 A ;)) स्थानिक स्वराज्य संस्थाः पिंपरी-चिंचवड म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
FORM A2.pdf
Property Address line
UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 412105
PIN
412105
the sanction letter
SANCTION LETTER.pdf
as printed
UNIT FLAT NO 1203, FLOOR 12TH FLOOR, BLOCK PHASE 2 WING B, PROJECT TOPAZ TOWERS, PROJECT AT S NO 51 2 3A 51 3 51 2, PART 51 4PART VILLAGE WADMUKHWADI, TALUKA HAVELI DIST PUNE 412105, PUNE, PUNE, MAHARASHTRA, INDIA, 412105
PIN
412105
the Index II
INDEX 2.pdf
the property
1) itara varnanah, itara maahitih gaava mauje : vadamukhavaadi, taalukaa - haveli, jilhaa - pune yethila (e) sarvhe nan. 51/2 yaansi kshetra 50.22 aara (bi) sarvhe nan. 51/3 yaansi kshetra 103 aara (si) sarvhe nan. 51/4 yaansi kshetra 64 aara (di) sarvhe nan. 51/2/3 a yaansi kshetra 41 aara yaa chaarahi milakati (a+bi+mi+di) yaansi ekuna kshetra 21959.27 chaurasa mitara jaagaa milakativara baandhanyaata yenaaऱ्yaa niyojita " topaajha tovarsa pheja 2 "(topaajha tovarsa mahaa reraa sartiphiketa projekta pramaane) yaa gruhaprakalpaatila bildinga/vinga' bi' madhila baaraavyaa majalyaavarila sadanikaa nan. 1203 yaansi mahaa reraa pramaane kaarapeta kshetra 62.02 chau. mi., teresa kshetra 3.14 chau.mi., bandhista baalkani kshetra 0.00 chau.mi. ase ekuna kshetra 65,16 chau.mi. hyaa mojamaapaachi sadanikaa milakata. (mahilaa maaphi - (kramaanka. mudraanka-2021/anau. san. kramaanka. 12/pra. kramaanka. 107/ma-1(dhorana)2021/ yuoaara 12/siaara 107/ema 1 anvaye mudraanka shulka basula) (mahilaa maaphi) di.31/03/2021)((SURVEY NUMBER: 51/2, 51/3, 51/4, 51/2/3 A ;)) sthaanika svaraajya sansthaah pimpari-chinchavada ma.na.paa.
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1203 12TH FLOOR PHASE 2 WING B TOPAZ TOWERS SURVEY NO 51/2/3A 51/3 51/2 PART 51/4
Locality/Road
VILLAGE WADMUKHWADI TAL HAVELI DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →
the sanction letter also prints: 3, 3A, 4PART, 51
the Index II also prints: 0, 00, 02, 1, 103, 107/EMA, 107/MA, 12/PRA, AARA, ANVAYE, ASE, BAALKANI, BAANDHANYAATA, BAARAAVYAA, BANDHISTA, BASULA, BI, BILDINGA/VINGA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorRAUT BAJIRAO BHIKOBAAZYPR7347E…3854
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasekashinath.gaikwad1@pnbhousing.com 2d ago
What EzDocs read from each document — check anything marked in red
MOTD FORM A2.pdf needs your check
amount words
INR 4609000 (Rupees FORTY SEX LAKH TWENTY THOUSAND ONLY)
secured amount
4609000.0
raw reading (for Abhijit)
{'amount_words': 'INR 4609000 (Rupees FORTY SEX LAKH TWENTY THOUSAND ONLY)', 'secured_amount': 4609000.0}
Selfie / photo IMG-20261012-WA0048.jpg needs your check
kind
photo_of_screen
legible
False
confidence
1.0
face visible
True
quality issue
this is a photo of a screen, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_screen', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photo of a screen, not a live selfie'}
Other image001.gif needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Payment screenshot 1791805756 - 28827.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png needs your check
utr
628530142689
date
2026-10-12
time
17:19
amount
28827
method
UPI
payee upi
2080@hdfcbank
payer upi
be41@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
ASHISH SUBHASH DUBE
raw reading (for Abhijit)
{'utr': '628530142689', 'date': '2026-10-12', 'time': '17:19', 'amount': 28827, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': 'be41@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ASHISH SUBHASH DUBE', 'debit_notification_text': None}
PAN card APP AND CO-APP KYC.pdf needs your check
dob
1985-10-19
pan
AZYPR7347E
name
RAUT BAJIRAO BHIKOBA
legible
True
father name
BHIKOBA GENU RAUT
raw reading (for Abhijit)
{'dob': '1985-10-19', 'pan': 'AZYPR7347E', 'name': 'RAUT BAJIRAO BHIKOBA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHIKOBA GENU RAUT', 'aadhaar_last4': None, 'quality_issue': None}
PAN card APP AND CO-APP KYC.pdf needs your check
dob
1985-10-19
pan
AZYPR7347E
name
Bajirao Bhikoba Raut
mobile
9623485568
address
pin: 411039; area: near bhairavnath mandir, sutar wada, Bhosari; state: Maharashtra; district: Pune; Village: Pune City
legible
True
father name
Bhikoba Genu Raut
aadhaar last4
3854
raw reading (for Abhijit)
{'dob': '1985-10-19', 'pan': 'AZYPR7347E', 'name': 'Bajirao Bhikoba Raut', 'mobile': '9623485568', 'address': {'pin': '411039', 'area': 'near bhairavnath mandir, sutar wada, Bhosari', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': 'Bhikoba Genu Raut', 'aadhaar_last4': '3854', 'quality_issue': None}
Index II INDEX 2.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल5-20992-2026', 'r14_remark': None, 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 65.16 चौ. मीटर', 'r7_executants': [
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा. (महानगरपालिका)', 'r11_serial': 'हवल5-20992-2026', 'r14_remark': None, 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 65.16 चौ. मीटर', 'r7_executants': [{'age': '29', 'pan': 'ABVXXXXX0A', 'name': 'मे.एजी व्हेंचर्स तर्फे भागीदार श्री अभिजित शिरीष भामरे यांच्या तर्फे कबुली जबाबाचे कुलमुखत्यारपत्र धारक म्हणून श्री मयूर तानाजी काशीद', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः लेव्हल 3, लाँचपॅड, कोटक महिंद्रा बँक मागे, थरमॅक्स चौक, चिंचवड, पुणे, महाराष्ट्र, पुणे. पिन:- 411019'}, {'age': '29', 'pan': 'ABVXXXXX0A', 'name': 'मान्यता देणार मूळ मालक श्री सदाशिव काळुराम ताजने व इतर आणि श्री वसंत महादू ताजने व इतर आणि श्री शरद वसंत ताजने व इतर आणि श्री भगवान महादेव ताजने व तर्फे कुलमुखत्यार पत्र धारक म्हणून मे. एजी व्हेंचर्स तर्फे भागीदार श्री. अभिजित शिरीष भामरे यांच्या तर्फे कबुली जबाबाचे कुलमुखत्यारपत्र धारक म्हणून श्री मयूर तानाजी काशीद', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः लेव्हल 3, लाँचपॅड, कोटक महिंद्रा बँक मागे, थरमॅक्स चौक, चिंचवड, पुणे, महाराष्ट्र, पुणे. पिन:- 411019'}], 'r8_purchasers': [{'age': '32', 'pan': 'BLZXXXXX6B', 'name': 'सौ शारदा बाजीराव राऊत', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः भैरवनाथ मंदिरा जवळ, सुतार बाडा, भोसरी पुणे सिटी पुणे, महाराष्ट्र, पुणे. पिन:- 411039'}], 'r12_stamp_duty': None, 'r3_market_value': None, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': None, 'r9_execution_date': '08-09-2026', 'r13_registration_fee': None, 'r10_registration_date': '08-09-2026'}, 'doc_no': 'HVL5-20992-2026', 'village': 'वडमुखवाडी', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 5', 'area_text': '1) 65.16 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 0, 'header_sro': 'सह दु.नि. हवेली 5', 'mortgagors': ['मे.एजी व्हेंचर्स तर्फे भागीदार श्री अभिजित शिरीष भामरे यांच्या तर्फे कबुली जबाबाचे कुलमुखत्यारपत्र धारक म्हणून श्री मयूर तानाजी काशीद', 'मान्यता देणार मूळ मालक श्री सदाशिव काळुराम ताजने व इतर आणि श्री वसंत महादू ताजने व इतर आणि श्री शरद वसंत ताजने व इतर आणि श्री भगवान महादेव ताजने व तर्फे कुलमुखत्यार पत्र धारक म्हणून मे. एजी व्हेंचर्स तर्फे भागीदार श्री. अभिजित शिरीष भा
Sanction letter SANCTION LETTER.pdf needs your check
lan
HOU/KNDW/0826/5192464
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'BAJIRAO BHIKOBA RAUT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHARDA BAJIRAO RAUT', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan, Housing
confidence
1
rate words
13.15% per annum 13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement
loan amount
4390000
rate spread
-4.8
final amount
4609000
interest rate
8.35
sanction date
24-Sep-2026
letter version
11
reference rate
13.15
applicant email
bajirao.raut19@gmail.com
applicant names
BAJIRAO BHIKOBA RAUT, SHARDA BAJIRAO RAUT
printed altered
False
applicant mobile
9623485568
balance transfer
False
property address
pin: 412105; state: MAHARASHTRA; taluka: HAVELI; Flat no: 1203; district: PUNE; Floor: 12TH FLOOR; Address: FLAT NO 1203, FLOOR 12TH FLOOR, BLOCK PHASE 2 WING B, PROJECT TOPAZ TOWERS, S NO 51 2 3A 51 3 51 2, PART
insurance premium
219000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
4609000
security address verbatim
Unit Flat no 1203, Floor 12th floor, Block Phase 2 Wing B, Project TOPAZ TOWERS, Project at S No 51 2 3A 51 3 51 2, Part 51 4Part Village Wadmukhwadi, Taluka Haveli Dist Pune 412105, Pune, Pune, MAHARASHTRA, India, 41210
applicant address verbatim
NEAR BHAIRAVNATH MANDIR, SUTAR WADA, BHOSARI, ., Pune, MAHARASHTRA, 411039, India
raw reading (for Abhijit)
{'lan': 'HOU/KNDW/0826/5192464', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'BAJIRAO BHIKOBA RAUT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHARDA BAJIRAO RAUT', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4390000, 'rate_spread': -4.8, 'final_amount': 4609000, 'interest_rate': 8.35, 'quality_issue': None, 'sanction_date': '24-Sep-2026', 'letter_version': '11', 'reference_rate': 13.15, 'applicant_email': 'bajirao.raut19@gmail.com', 'applicant_names': ['BAJIRAO BHIKOBA RAUT', 'SHARDA BAJIRAO RAUT'], 'printed_altered': False, 'applicant_mobile': '9623485568', 'balance_transfer': False, 'property_address': {'pin': '412105', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'HAVELI', 'flat_no': '1203', 'district': 'PUNE', 'floor_no': '12TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 1203, FLOOR 12TH FLOOR, BLOCK PHASE 2 WING B, PROJECT TOPAZ TOWERS, S NO 51 2 3A 51 3 51 2, PART 51 4PART, VILLAGE WADMUKHWADI, TALUKA HAVELI, DIST PUNE, PUNE, MAHARASHTRA, 412105', 'village_city': 'WADMUKHWADI', 'building_name': 'PROJECT TOPAZ TOWERS', 'survey_or_cts_no': 'S NO 51 2 3A 51 3 51 2, PART 51 4PART'}, 'insurance_premium': 219000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4609000, 'security_address_verbatim': 'Unit Flat no 1203, Floor 12th floor, Block Phase 2 Wing B, Project TOPAZ TOWERS, Project at S No 51 2 3A 51 3 51 2, Part 51 4Part Village Wadmukhwadi, Taluka Haveli Dist Pune 412105, Pune, Pune, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'NEAR BHAIRAVNATH MANDIR, SUTAR WADA, BHOSARI, ., Pune, MAHARASHTRA, 411039, India'}
Other image001.gif needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Payment screenshot 1791805756 - 28827.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png needs your check
payments inside
bank: Canara Bank; kind: payment_screenshot; payments: [{'utr': '628530142689', 'date': '2026-10-12', 'page': 1, 'time': '17:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28827.0, 'direction': 'credit', 'narra
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Canara Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '628530142689', 'date': '2026-10-12', 'page': 1, 'time': '17:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28827.0, 'direction': 'credit', 'narration': 'UPI transaction ID 628530142689 To: THINK BIGZ INITIATIVE PVT LTD ....2080@hdfcbank From: ASHISH SUBHASH DUBE (Canara Bank) ....be41@okaxis on Google Pay Google transaction ID CICAgPjmq6KtBA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7660', 'account_holder': 'ASHISH SUBHASH DUBE'}}
MOTD FORM A2.pdf needs your check
found
True
found in
SCHEDULE B PART I DESCRIPTION OF PROPERTY
paper for
loan_ref: HOU/KNDW/0826/5192464; customer_name: MR BAJIRAO BHIKOBA RAUT
confidence
1.0
reading486
property
address lines
taken: property; property_address: UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 412105
property address
pin: 412105; Flat no: 1203; district: PUNE; Floor: 12TH; Address: UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 4
security address verbatim
UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 412105
raw reading (for Abhijit)
{'found': True, 'found_in': 'SCHEDULE B PART I DESCRIPTION OF PROPERTY', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/KNDW/0826/5192464', 'report_id': None, 'customer_name': 'MR BAJIRAO BHIKOBA RAUT'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': None, 'property_address': 'UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 412105'}, 'property_address': {'pin': '412105', 'road': None, 'state': None, 'taluka': None, 'flat_no': '1203', 'district': 'PUNE', 'floor_no': '12TH', 'landmark': None, 'full_address': 'UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 412105', 'village_city': 'WADMUKHWADI', 'building_name': 'CONGO PROJECT TOPAZ TOWERS', 'survey_or_cts_no': 'PTS NO 51/2/3A, 51/3, 51/2 PART 51/4'}, 'security_address_verbatim': 'UNIT FLAT NO 1203, 12TH FLOOR, BLOCK PHASE 2, CONGO PROJECT TOPAZ TOWERS, PROJECT PTS NO 51/2/3A, 51/3, 51/2 PART 51/4, VILLAGE WADMUKHWADI PUNE 412105'}
Paid challan (GRAS) RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.pdf needs your check
grn
MH011852256202627E
pin
412105
total
28840.0
article
6(1)
defaced
False
bank cin
03006172026101201417
district
PUNE
area city
PUNE
payer pan
AZYXXXXXXE
flat block
FLAT NO 1203 12TH FLOOR BLOCK WING B PROJECT TOPAZ TOWERS PHASE 2 SURVEY NO 51/2 51/3 51/4 51/2/3 A
payer name
RAUT BAJIRAO BHIKОВА
sro office
HVL5_HAVELI 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4609000
scheme rows
{'amount': 13840.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5568
payment date
12/10/2026-18:19:33
road locality
VILLAGE WADMUKHWADI TALUKA HAVELI PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
4609000
raw reading (for Abhijit)
{'grn': 'MH011852256202627E', 'pin': '412105', 'total': 28840.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101201417', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AZYXXXXXXE', 'flat_block': 'FLAT NO 1203 12TH FLOOR BLOCK WING B PROJECT TOPAZ TOWERS PHASE 2 SURVEY NO 51/2 51/3 51/4 51/2/3 A', 'payer_name': 'RAUT BAJIRAO BHIKОВА', 'sro_office': 'HVL5_HAVELI 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4609000', 'scheme_rows': [{'amount': 13840.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5568', 'payment_date': '12/10/2026-18:19:33', 'road_locality': 'VILLAGE WADMUKHWADI TALUKA HAVELI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4609000'}
Selfie / photo pro-tFZaLVR5.jpeg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_efiling_verdict{'fp': 'd10f2c1af1681ce0', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to confirm the date of mortgage.', 'box': 'Date of Mortgage', 'why':
2d agoEzDocsgrn_from_challan{'grn': 'MH011852256202627E', 'why': 'the GRN was read off the challan long ago but never written to the filing record — the preflight was blind to it'}
2d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T13:01:08', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-12 11:53', 'id': '1a12ff745f938344', 'from': 'branch', 'gist': 'The branch has paid the challan and attached documents, and is a
2d agoEzDocsmail_against_file490{'at': '2026-10-12T13:00:58', 'asks': [], 'gist': 'The branch sent a selfie.', 'next': "Ask the branch for the home address of Bajirao Bhikoba Raut and the balance of we's fee.", 'brought': [{'how': 'paper', 'need
2d agoEzDocsaddress_compared{'sig': 'f0fa045d826649b9', 'why': 'new mail', 'people': [{'home': 'BHAIARAVNATH MANDIR, SUTAR WADA, near bhairavnath mandir, sutar wada, Bhosari, Pune City, Pune, 411039', 'person': 'RAUT BAJIRAO BHIKOBA', 'against': [{
2d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 5.8, 'workers': 2}
2d agoEzDocsdocument_unreadable{'reason': 'this is a photograph of a printed photo, not a live selfie', 'doc_type': 'selfie'}
2d agoEzDocsdocument_received{'file': 'pro-tFZaLVR5.jpeg', 'doc_type': 'selfie', 'confidence': 0.99}
2d agoEzDocslesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for RAUT BAJIRAO BHIKОВА — none of this case's people", 'challan_doc': 'd5f8a958-60ca-40
2d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAUT BAJIRAO BHIKOB
2d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL5_HAVELI 5 JOINT SUB REGISTRAR', 'district': 'PUNE'}
2d agoEzDocschallan_verified_against_case{'grn': 'MH011852256202627E', 'file': 'RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
2d agoEzDocschallan_not_ours{'why': "another borrower's NOI challan: the payer on the challan is 'RAUT BAJIRAO BHIKОВА' — this case's people are Bajirao Bhikoba Raut, RAUT BAJIRAO BHIKOBA", 'file': 'RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.p
2d agoEzDocschallan_another_borrowers{'grn': 'MH011852256202627E', 'why': "the payer on the challan is 'RAUT BAJIRAO BHIKОВА' — this case's people are Bajirao Bhikoba Raut, RAUT BAJIRAO BHIKOBA", 'file': 'RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.pdf'
2d agoEzDocschallan_extracted{'grn': 'MH011852256202627E', 'file': 'RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 28840.0}
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '501131', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL5_
2d agoEzDocsdocument_reread{'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'INDEX 2.pdf', 'doc_id': 'de9741e2-5de2-4dab-8489-fdaddeb2fc60', 'found_new'
2d agoEzDocsreading_error456{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'INDEX 2.pdf', 'ours': 'HVL24_HAVELI 24 JOINT SUB REGISTRAR', '
2d agoDARBARcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
2d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The typed box differs from
2d agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03427'}
2d agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'FORM A2.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY', '4', 'A'], 'readin
2d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (WING, B, SURVEY, HAVELI) — read box 1 once against the paper's own words"}
2d agoEzDocschallan_boxes_composed{'fp': '319dbe2373b94a92', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 1203 12TH FLOOR PHASE 2
2d agoEzDocspaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
2d agoEzDocschallan_boxes_by_rules{'fp': '319dbe2373b94a92', 'why': 'a number box 1 carries is written again in box 2 (2)', 'anew': 'first'}
2d agothe co-pilotpaper_read_asked{'was': 'never', 'why': "the bank's own paper for the address had no reading of it at the Fill — read now", 'file': 'FORM A2.pdf', 'kind': 'sanction_letter', 'doc_id': '588fdded-f989-4439-ae1b-7c9537cd1b0f'}
2d agoEzDocsreader_mail_addition{'fp': 'e07479194666a4bf', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
2d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KNDW/0826/519
2d agoEzDocschallan_inferred_from_desk_mail{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
SHORT — ₹28,827 of ₹30,660.08 received
₹1,833.08 still to come before the challan.
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
payment pending
For you to check: Payment SHORT by ₹1,833.08 (₹28,827 of ₹30,660.08). Money received is short — ₹1,833.08 still to come. Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Yesterday · 14 Oct1 thing
EzDocs checked the e-filing boxes against the papers
01:24
12 Oct41 things — 9 documents received · 3 letters written · 2 money steps · 4 cautions · 23 steps
EzDocs took 53 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:01
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
18:30
Received: Selfie — not usable
pro-tFZaLVR5.jpeg — this is a photograph of a printed photo, not a live selfie
18:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:26
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:26
Challan re-read against the case — matches exactly
18:26
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
18:26
Received: Challan
RAUT BAJIRAO BHIKOBA EchallanMH011852256202627E.pdf
18:26
A file was read again from the start — everything inside it now counts
18:20
A paper was read again — the team's value showed the first reading was wrong
18:20
DARBAR pressed Proceed on the challan — what was changed is kept
18:17
EzDocs found something to check before the form is saved
18:14
The challan's address boxes were written from the papers
18:13
An old draft withdrew itself — its asks were already answered
18:06
EzDocs read the whole file
17:26
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:26
Nothing new to ask for — stayed quiet
17:25
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03427
17:25
No fee quote sent — the branch's own figures were right
17:25
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:25
Payment short of what the case needs
The balance must come before the challan.
17:25
The payment proof already on the case was applied
17:25
The loan amount was worked out from the papers
17:25
Property address read from the sanction letter
17:25
Property read from the Index II
17:25
Index II (title document) received from the branch
17:25
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:25
PAN found inside the KYC file — no need to ask for it
17:25
Received: Sanction letter
SANCTION LETTER.pdf
17:25
The loan amount was worked out from the papers
17:25
Co-applicant added
17:25
Payment proof arrived before the case was quoted — held
17:25
Received: other
image001.gif
17:25
Document could not be read — a clear copy was asked for
this is a photo of a screen, not a live selfie
17:25
Received: Payment screenshot
1791805756 - 28827.00 To THINK BIGZ INITIATIVE PVT LTD on Google Pay.png
17:25
Received: PAN card
APP AND CO-APP KYC.pdf
17:25
Received: Selfie — not usable
IMG-20261012-WA0048.jpg — this is a photo of a screen, not a live selfie
17:25
Received: Index II
INDEX 2.pdf
17:25
Received: MOTD
FORM A2.pdf
17:25
Nothing new to ask for — stayed quiet
17:25
Case opened from the branch's mail
17:25
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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