silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03022

Sanket Mahesh More

PNB_HFLLAN NHL/NSK/0926/5224776 Index II shared · done Send the draft 1All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
✓Aadhaar card — inside ilovepdf_merged (42).pdfopen
✓PAN card — inside ilovepdf_merged (42).pdfopen
✓Payment screenshot — shows ₹23,200; money not verified yet — inside ilovepdf_merged (42).pdfopen
✓Selfie / photo — inside ilovepdf_merged (42).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • The work is done — our fee of ₹23,200.87 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹23,200.87CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹23,200; we wait for the credit itself
Ask for the exact ₹23,200.87. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%8,020
Registration fee 0.5%13,360
Government handling320
Our service fee1,500.87
Total we ask for23,200.87
This payment is from the Vyapar QR (HDFC) at 2026-09-30 — the engine cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 7 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹23,180. We ask ₹23,200 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹23,160 — accept as full (₹40.87 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 22 minour time · 30 Sep 18:53
Index II 49 h 29 minour time · 13 Oct 14:00
the NOI team 5 d 23 hthe branch 6 d 19 htotal 12 d 19 h
Complete.
Day by day — every step and who held it
30 Sep 18:31Your branch's mail
30 Sep 18:37Fee quoted+6 min · the NOI team
30 Sep 18:37Papers readat once
30 Sep 18:37Property readat once
30 Sep 18:53Challan made+16 min · the NOI team
7 Oct 14:53Papers from your branch+6 d 19 h · the branch
7 Oct 14:54Papers read+1 min · the NOI team
10 Oct 13:07Filed on IGR — e-filing shared+2 d 22 h · the NOI team
13 Oct 14:00Index II sent+3 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹26,70,000
Loan account no.
NHL/NSK/0926/5224776
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE422009
{'pin': '422009', 'area': 'Shivaji Chowk Old Cidco', 'flat': 'N-1/47', 'road': None, 'floor': None, 'state': 'Maharashtr …
The Index II DIFFERS422010
… umber : 16/1/अ ;)) - स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा. 422010
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 422009). Read the papers once — if PIN 422009 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has created and shared the challan. The team is waiting for the branch to send the Index II copy to proceed with the NOI filing.
the trail says the next move is with the branch — the Index II
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-30) “Dear Team, Kindly process 0.3 & 0.5 Challan in below case.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference..”
✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference..”
? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy..”
read over 4 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026090410636 · ₹300 · paid 09/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011185850202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-03022 | NHL/NSK/0926/5224776
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: NHL/NSK/0926/5224776) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 6 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
30 Sep, 18:31 · 13d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5224776 Applicant Name : SANKET MAHESH MORE
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameSANKET MAHESH MORE
Loan account (LAN)NHL/NSK/0926/5224776
Loan amount₹26,70,000
Stamp duty 0.30%₹8,010
Registration fee 0.50%₹13,350
DHC₹300
Service / vendor fees₹1,500
Total₹23,160
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: documents attached
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
30 Sep, 18:43 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 18:55 · 13d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
30 Sep, 18:55 · 13d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: challan shared ✓ — “PFA challan for your reference..”
HB hirachand.b@pnbhousing.com pnbhousing.com
07 Oct, 14:53 · 6d ago
Dear Team,

Please find attached the copy of index 2 for NOI filing.

Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 30 September 2026 18:55 To: Piyush Santosh Aher <piyush.aher@phfl.com> Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; nasik.branch <nasik.branch@pnbhousing.com>; Sainath Keru Rokade <sainath.rokade@phfl.com> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5224
earlier mails quoted below
On Wed, 30 Sept 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: asks for the Index II; documents attached — “Please find attached the copy of index 2 for NOI filing.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 15:49 · 6d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:54, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 30 September 2026 18:55 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Sainath Keru Rokade < sainath.rokade@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5224776 Applicant Name : SANKET MAHESH MORE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
10 Oct, 13:07 · 3d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 15:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:54, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 30 September 2026 18:55 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Sainath Keru Rokade < sainath.rokade@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5224776 Applicant Name : SANKET MAHESH MORE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
13 Oct, 14:00 · 10h ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 13:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 15:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:54, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 30 September 2026 18:55 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Sainath Keru Rokade < sainath.rokade@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5224776 Applicant Name : SANKET MAHESH MORE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 18:37, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0926/5224776 Loan Amount 2670000 LOAN AMOUNT 2670000 0.30% 8010 0.50% 13350 FEES 1500 DHC 300 TOTAL 23,160 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Nikhil Ghule ( nikhilghule5@gmail.com ) Date: 30-09-2026 06:20 pm To: ph19343@phfl.com Subject: Document from Nikhil Ghule Exercise Secured by Check Point ilovepdf_merged (42).pdf .
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Other image002.jpg
filed 13d ago
Other image001.jpg
filed 13d ago
Sanction letter+ Aadhaar card inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside ilovepdf_merged (42).pdf
filed 13d ago
Paid challan (GRAS) SANKET MAHESH MORE EchallanMH011185850202627E.pdf
filed 13d ago
Other image001.jpg
filed 6d ago
Index IIthe branch sent this — an input 5208121.pdf
filed 6d ago
E-filing copy (token) eFilingDoc9990910260515.pdf
filed 3d ago
Index IIthe registered copy we filed IndexII9990910260515.pdf
filed 10h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹23,200.87
Where it stands
waiting for the credit
Screenshot claims
₹23,200 572021676668
This payment is from the Vyapar QR (HDFC) at 2026-09-30 — the engine cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,020₹13,360₹320 ₹1,500₹23,200
By law ₹23,180. We ask ₹23,200 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)
5 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (5208121.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः, इतर माहिती: मौजे कामटवाडे तालुका व जिल्हा नाशिक येथील सर्व्हे नंबर 16/1/अ यातील प्लॉट नंबर 1 क्षेत्र 600.00 चौ.मि. या मिळकतीवरील रविराज वाटीका अपार्टमेंट या इमारतीमधील तळ मजल्यावरील दुकान नंबर एस-09 बांधीव क्षेत्र 30.76 चौ.मि. (( Survey Number : 16/1/अ ;)) - स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
ilovepdf_merged (42).pdf
the address
{'PIN': '422009', 'AREA': 'SHIVAJI CHOWK OLD CIDCO', 'FLAT': 'N-1/47', 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'CIDCO COLONY', 'DISTRICT': 'NASHIK', 'POST_OFFICE': 'CIDCO COLONY', 'VILLAGE_CITY': 'NASHIK'}
the Index II
5208121.pdf
the property
1) itara varnanah, itara maahitih, itara maahiti: mauje kaamatavaade taalukaa va jilhaa naashika yethila sarvhe nambara 16/1/a yaatila plota nambara 1 kshetra 600.00 chau.mi. yaa milakativarila raviraaja vaatikaa apaartamenta yaa imaaratimadhila tala majalyaavarila dukaana nambara esa-09 baandhiva kshetra 30.76 chau.mi. (( SURVEY NUMBER : 16/1/a ;)) - sthaanika svaraajya sansthaah naashika ma.na.paa.
PIN
422010
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO S-9 GROUND FLOOR RAVIRAJ VATIKA APARTMENT S NO 16/1/A PLOT NO 1 SAPTSHRUNGI NAGAR KAMATWADE
Locality/Road
NEAR MAULI LAWNS NASHIK KAMATWADE ROAD MAHARASHTRA
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 00, 09, 1, 16/1/A, 30, 422010, 600, 76, APAARTAMENTA, BAANDHIVA, CHAU, DUKAANA, ESA, IMAARATIMADHILA, ITARA, JILHAA, KAAMATAVAADE, KSHETRA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSANKET MAHESH MOREEYVPM3782E…9951
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedpiyush.aher@phfl.com 13d ago
Index II chasepiyush.aher@phfl.com 12d ago
Index II chasepiyush.aher@phfl.com 6d ago
What the engine read from each document — check anything marked in red
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter ilovepdf_merged (42).pdf needs your check
lan
NHL/NSK/0926/5224776
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'SANKET MAHESH MORE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAYATRI SANKET MORE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Non Housing Loan
confidence
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.35% = 9.80% per annum as on the date of execution of the loan agreement
loan amount
2550000
rate spread
-3.35
final amount
2670000
interest rate
9.8
sanction date
22-Sep-2026
letter version
3
reference rate
13.15
applicant email
sanketmmore@gmail.com
applicant names
SANKET MAHESH MORE, GAYATRI SANKET MORE
printed altered
False
applicant mobile
8421249775
balance transfer
False
property address
pin: 422009; road: Kamatwade Road; state: MAHARASHTRA; taluka: Nashik; flat_no: S-9; district: Nashik; floor_no: Ground Floor; landmark: Near Mauli Lawns; full_address: Shop No S-9, Ground Floor, Raviraj Vatika Apartment
insurance premium
120000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2670000
security address verbatim
Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Plot No 1, Saptshrungi Nagar, Kamatwade, Near Mauli Lawns, Nashik, Kamatwade Road, Nashik, MAHARASHTRA, India, 422009
applicant address verbatim
S/O MAHESH MORE N-1/47, SHIVAJI CHOWK OLD CIDCO, CIDCO COLONY NASHIK, NEAR RAJE CHATRAPATI GYM, Nashik, MAHARASHTRA, 422009, Nashik, India
raw reading (for Abhijit)
{'lan': 'NHL/NSK/0926/5224776', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SANKET MAHESH MORE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAYATRI SANKET MORE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.35% = 9.80% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2550000, 'rate_spread': -3.35, 'final_amount': 2670000, 'interest_rate': 9.8, 'quality_issue': None, 'sanction_date': '22-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'sanketmmore@gmail.com', 'applicant_names': ['SANKET MAHESH MORE', 'GAYATRI SANKET MORE'], 'printed_altered': False, 'applicant_mobile': '8421249775', 'balance_transfer': False, 'property_address': {'pin': '422009', 'road': 'Kamatwade Road', 'state': 'MAHARASHTRA', 'taluka': 'Nashik', 'flat_no': 'S-9', 'district': 'Nashik', 'floor_no': 'Ground Floor', 'landmark': 'Near Mauli Lawns', 'full_address': 'Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Plot No 1, Saptshrungi Nagar, Kamatwade, Near Mauli Lawns, Nashik, Kamatwade Road, Nashik, MAHARASHTRA, India, 422009', 'village_city': 'Nashik', 'building_name': 'Raviraj Vatika Apartment', 'survey_or_cts_no': 'S No 16/1/A Plot No 1'}, 'insurance_premium': 120000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2670000, 'security_address_verbatim': 'Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Plot No 1, Saptshrungi Nagar, Kamatwade, Near Mauli Lawns, Nashik, Kamatwade Road, Nashik, MAHARASHTRA, India, 422009', 'applicant_address_verbatim': 'S/O MAHESH MORE N-1/47, SHIVAJI CHOWK OLD CIDCO, CIDCO COLONY NASHIK, NEAR RAJE CHATRAPATI GYM, Nashik, MAHARASHTRA, 422009, Nashik, India'}
Sanction letter ilovepdf_merged (42).pdf needs your check
dob
2000-03-05
pan
EYVPM3782E
name
SANKET MAHESH MORE
legible
True
father name
MAHESH MANOHAR MORE
raw reading (for Abhijit)
{'dob': '2000-03-05', 'pan': 'EYVPM3782E', 'name': 'SANKET MAHESH MORE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MAHESH MANOHAR MORE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter ilovepdf_merged (42).pdf needs your check
dob
2000-03-05
name
Sanket Mahesh More
mobile
8421249775
address
pin: 422009; area: Shivaji Chowk Old Cidco; flat: N-1/47; state: Maharashtra; building: Cidco Colony; district: Nashik; post_office: Cidco Colony; village_city: Nashik
legible
True
aadhaar last4
9951
raw reading (for Abhijit)
{'dob': '2000-03-05', 'pan': None, 'name': 'Sanket Mahesh More', 'mobile': '8421249775', 'address': {'pin': '422009', 'area': 'Shivaji Chowk Old Cidco', 'flat': 'N-1/47', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Cidco Colony', 'district': 'Nashik', 'post_office': 'Cidco Colony', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9951', 'quality_issue': None}
Sanction letter ilovepdf_merged (42).pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '572021676668', 'date': '2026-09-30', 'page': 4, 'time': '17:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 23200.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '572021676668', 'date': '2026-09-30', 'page': 4, 'time': '17:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 23200.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XXXX64', 'account_holder': 'Sanket Mahesh More'}}
Sanction letter ilovepdf_merged (42).pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '572021676668', 'date': '2026-09-30', 'page': 4, 'time': '17:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 23200.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '572021676668', 'date': '2026-09-30', 'page': 4, 'time': '17:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 23200.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XXXX64', 'account_holder': 'Sanket Mahesh More'}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) SANKET MAHESH MORE EchallanMH011185850202627E.pdf needs your check
grn
MH011185850202627E
pin
422009
total
21380.0
article
6(1)
defaced
False
bank cin
03006172026093002011
district
NASHIK
area city
NASHIK
payer pan
EYVXXXXXXE
flat block
SHOP NO S-9 GROUND FLOOR RAVIRAJ VATIKA APARTMENT SURVEY NO 16/1/A PLOT NO 1
payer name
SANKET MAHESH MORE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2670000
scheme rows
{'amount': 8020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13360.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9775
payment date
30/09/2026-18:53:37
road locality
SAPTSHRUNGI NAGAR KAMATWADE NEAR MAULI LAWNS KAMATWADE ROAD
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2670000
raw reading (for Abhijit)
{'grn': 'MH011185850202627E', 'pin': '422009', 'total': 21380.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093002011', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'EYVXXXXXXE', 'flat_block': 'SHOP NO S-9 GROUND FLOOR RAVIRAJ VATIKA APARTMENT SURVEY NO 16/1/A PLOT NO 1', 'payer_name': 'SANKET MAHESH MORE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2670000', 'scheme_rows': [{'amount': 8020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13360.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9775', 'payment_date': '30/09/2026-18:53:37', 'road_locality': 'SAPTSHRUNGI NAGAR KAMATWADE NEAR MAULI LAWNS KAMATWADE ROAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2670000'}
Paid challan (GRAS) SANKET MAHESH MORE EchallanMH011185850202627E.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II 5208121.pdf needs your check
kind
index2_input
extracted
pin: 422010; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': '1-9438-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==>(i) within the limits of any Municipal
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '422010', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': '1-9438-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==>(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'नाशिक', 'r5_area_text': '1) 30.76 चौ. मीटर', 'r7_executants': [{'age': '55', 'pan': 'AGRXXXXX3F', 'name': 'श्री जयप्रकाश वसंत कोठावदे', 'address': "प्लॉट नं: 0, माळा नं: 0, 'इमारतीचे नावः प्लॉट नंबर 13 रो-हाऊस पाथर्डी, ब्लॉक नंः, रोड नंः देवळाली रोड नाशिक, महाराष्ट्र, पिन:- 422010"}], 'r8_purchasers': [{'age': '26', 'pan': 'EYVXXXXX2E', 'name': 'श्री संकेत महेश मोरे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः एन-1/47 शिवाजी चौक, ब्लॉक नंः, रोड नंः सिडको नाशिक, महाराष्ट्र, पिन:- 422009'}], 'r12_stamp_duty': 102000.0, 'r3_market_value': 1650000.0, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - डीड ऑफ अपार्टमेंट', 'r2_consideration': 1700000.0, 'r9_execution_date': '24-09-2026', 'r13_registration_fee': 17000.0, 'r10_registration_date': '24-09-2026'}, 'doc_no': '1-9438-2026', 'village': 'कामटवाडे', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि.नाशिक 1', 'area_text': '1) 30.76 चौ. मीटर', 'mortgagee': 'Not found', 'filing_fee': 17000.0, 'header_sro': 'सह दुय्यम निबंधक, नाशिक-१.', 'mortgagors': ['श्री जयप्रकाश वसंत कोठावदे'], 'stamp_duty': 102000.0, 'filing_date': '2026-09-24', 'loan_amount': 1650000.0, 'token_number': 'C1-9438-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः, इतर माहिती: मौजे कामटवाडे तालुका व जिल्हा नाशिक येथील सर्व्हे नंबर 16/1/अ यातील प्लॉट नंबर 1 क्षेत्र 600.00 चौ.मि. या मिळकतीवरील रविराज वाटीका अपार्टमेंट या इमारतीमधील तळ मजल्यावरील दुकान नंबर एस-09 बांधीव क्षेत्र 30.76 चौ.मि. (( Survey Number : 16/1/अ ;)) - स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.', 'header_village': 'नाशिक', 'survey_numbers': ['16/1/अ'], 'header_doc_number': 'NSK1-9438-2026'}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
E-filing copy (token) eFilingDoc9990910260515.pdf needs your check
sro
NSK7
kind
efiling_copy
token
9990910260515
legible
True
property
road: KAMATWADE ROAD; unit: SHOP S-09; floor: G; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '16/1/A'}, {'type': 'Plot Number', 'value': '1'}]; village: Kamathavada; building: SHOP NO S-09, RAVIRAJ VATIK
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'EYVPM3782E', 'name': 'SANKET MAHESH MORE', 'address': 'Flat No:G, Floor No:G, Building Name:SO MAHESH MORE N-1/47, SHIVAJI CHOWK, Road:OLD CIDCO,CIDCO COLONY NASHIK, NEAR RAJE CHHATRAPATI GYM, NASHIK, City:NASHI
title deed
Index II : 9438/2026 SRO NASHIK-1
filing date
2026-10-10
loan amount
2670000.0
payment lines
{'ref': 'MH011185850202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 8010.0, 'ref_kind': 'GRN'}, {'ref': 'MH011185850202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 13350.0, 'ref_kind': '
date of mortgage
2026-10-09
raw reading (for Abhijit)
{'sro': 'NSK7', 'kind': 'efiling_copy', 'token': '9990910260515', 'legible': True, 'property': {'pin': None, 'road': 'KAMATWADE ROAD', 'unit': 'SHOP S-09', 'floor': 'G', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '16/1/A'}, {'type': 'Plot Number', 'value': '1'}], 'village': 'Kamathavada', 'building': 'SHOP NO S-09, RAVIRAJ VATIKA APARTMENT', 'district': 'Nashik', 'area_text': 'Build: 30.76 Sq.mt.', 'local_body': None, 'description': 'Block Sector:SAPTSHRUNGI NAGAR, KAMATWADE, NASHIK, Landmark:NEAR MAULI LAWNS', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'EYVPM3782E', 'name': 'SANKET MAHESH MORE', 'address': 'Flat No:G, Floor No:G, Building Name:SO MAHESH MORE N-1/47, SHIVAJI CHOWK, Road:OLD CIDCO,CIDCO COLONY NASHIK, NEAR RAJE CHHATRAPATI GYM, NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422009'}], 'title_deed': 'Index II : 9438/2026 SRO NASHIK-1', 'filing_date': '2026-10-10', 'loan_amount': 2670000.0, 'payment_lines': [{'ref': 'MH011185850202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 8010.0, 'ref_kind': 'GRN'}, {'ref': 'MH011185850202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 13350.0, 'ref_kind': 'GRN'}, {'ref': '1026090410636', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}
Technical record (for Abhijit — safe to ignore)
10h agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
10h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999091026051
3d agosystem:extractdhc_prn_read{'prn': '1026090410636', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990910260515.pdf', 'from': "the filed notice's own text", 'gr
3d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990910260515.pdf', 'token': '9990910260515', 'doc_id': '4b65886d-0968-4208-938a-5a44d9082a1a', 'mortgagors': 1}
3d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
3d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999091026
6d agosystem:ingesttitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '5208121.pdf', 'kind': 'index2'}
6d agosystem:paymentshidden_payment_scan{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': 'e32a6380-67de-4127-9946-646b176ecfb4', 'fetched': True}
6d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-07T09:25:01', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-09-30 13:01', 'id': '1a0f26d6be6ed763', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for a loan and s
6d agoezdocs:readermail_against_file490{'at': '2026-10-07T09:24:56', 'asks': [], 'gist': 'The branch has sent an Index II for the NOI filing.', 'next': 'Process the e-filing with the provided Index II.', 'brought': [{'how': 'paper', 'need': '', 'what': 'Index
6d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-07T09:24:48', 'why': 'paper', 'open': 2, 'mails': [{'at': '2026-09-30 13:01', 'id': '1a0f26d6be6ed763', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for a loan and
6d agoezdocs:readerpaper_against_file490{'at': '2026-10-07T09:24:39', 'why': 'This Index II is for the customer SANKET MAHESH MORE and provides the mortgage date, property area, and title deed details.', 'file': '5208121.pdf', 'kinds': ['index2', 'index2'], 'd
6d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-07T09:24:36', 'why': 'first note', 'open': 2, 'mails': [{'at': '2026-09-30 13:01', 'id': '1a0f26d6be6ed763', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for a loan
6d agosystem:extractaddress_compared{'sig': '6225acc2a04b81ad', 'why': 'new mail', 'people': [{'home': 'N-1/47, Cidco Colony, Shivaji Chowk Old Cidco, Shivaji Chowk Old Cidco, Nashik, Nashik, 422009', 'person': 'SANKET MAHESH MORE', 'against': [{'src': 'in
6d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 16.3, 'workers': 4}
6d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
6d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': '5208121.pdf', 'changed': {'flat_no': {'was': 'S-9', 'index2': 'Shop S-09'}
6d agosystem:extractindex2_people_checked{'doc_id': '9ffd2ecf-cc97-422a-81f0-ca52fb4134a9', 'differs': 1, 'matched': [{'score': 1.0, 'person': 'SANKET MAHESH MORE', 'pan_agrees': False}], 'not_on_case': 0}
6d agosystem:extractproperty_english_extracted{'note': '', 'village': 'Kamatwade', 'building': 'Raviraj Vatika Apartment', 'specific_unit_found': True}
6d agosystem:extractindex2_people_checked{'doc_id': '9ffd2ecf-cc97-422a-81f0-ca52fb4134a9', 'differs': 1, 'matched': [{'score': 1.0, 'person': 'SANKET MAHESH MORE', 'pan_agrees': False}], 'not_on_case': 0}
6d agosystem:extractindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '9ffd2ecf-cc97-422a-81f0-ca52fb4134a
6d agosystem:ingestindex2_input_received{'file': '5208121.pdf'}
6d agosystem:ingestdocument_received{'file': '5208121.pdf', 'doc_type': 'index2', 'confidence': 0.99}
6d agosystem:ingestdocument_received{'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 0.5}
6d agosystem:emailsemail_shadowed:index2_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/NSK/0926/5224776) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
6d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
11d agosystem:paymentshidden_payment_scan{'file': 'SANKET MAHESH MORE EchallanMH011185850202627E.pdf', 'kind': None, 'found': 0, 'doc_id': '0388308d-df0c-4543-8528-f1af14ac905f', 'fetched': True}
12d agosystem:emailsemail_shadowed:index2_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/NSK/0926/5224776) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
12d agosystem:emailsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
13d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EYxxxxxxXE — no paper on the

Case diary the case’s history — what happened, newest day first

Papers
All 4 in hand
Nothing more to ask the branch for
Money
₹23,200 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: The work is done — our fee of ₹23,200.87 is still not in our account. Chase the branch for it.
Yesterday · 13 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:03
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:00
Received: Index II
IndexII9990910260515.pdf
14:00
10 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
13:15
efiling copy read
13:15
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
13:07
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:07
Received: E-filing copy
eFilingDoc9990910260515.pdf
13:07
7 Oct19 things — 2 documents received · 1 letter written · 16 steps
The branch's title document is on the case — the filing is the NOI team's move
15:01
file note490
14:55
mail against file490 — by ezdocs:reader
14:54
file note490
14:54
paper against file490 — by ezdocs:reader
14:54
file note490
14:54
address compared
14:54
documents read together
14:54
property self check
14:54
property from index2
14:54
index2 people checked
14:54
property english extracted
14:54
index2 people checked
14:54
index2 pan differs
14:54
Index II (title document) received from the branch
14:54
Received: Index II
5208121.pdf
14:54
Received: other
image001.jpg
14:54
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03022 | NHL/NSK/0926/5224776
10:00
An old draft withdrew itself — its asks were already answered
10:00
1 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03022 | NHL/NSK/0926/5224776
10:00
An old draft withdrew itself — its asks were already answered
10:00
30 Sep46 things — 4 documents received · 3 letters written · 1 money step · 38 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:58
desk documents backfill
18:56
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
18:55
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:55
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:55
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:55
Challan re-read against the case — matches exactly
18:55
challan extracted
18:55
Received: Challan
SANKET MAHESH MORE EchallanMH011185850202627E.pdf
18:55
copilot edit — by copilot:DARBAR
18:53
copilot check issues — by copilot
18:52
copilot pick — by copilot
18:52
reading boxes not the papers words — by copilot
18:52
challan boxes not the papers words — by copilot
18:52
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:47
property self check
18:42
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:42
claim part duplicate
18:42
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:42
quoted history checked
18:41
allotment read — by ezdocs:reader
18:40
allotment read — by ezdocs:reader
18:40
The home address was read off the papers — by ezdocs:reader
18:40
case read — by ezdocs:reader
18:39
boxes gathered
18:38
challan boxes composed
18:38
box disagreement
18:38
property numbers completed
18:38
documents read together
18:38
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:38
screenshot claim recorded
18:38
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
18:38
kyc address read
18:38
money settled — by ezdocs:reader
18:38
extra challan scanned
18:38
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
18:38
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03022
18:38
acknowledged with advice
18:38
roles from letter
18:38
case read started — by ezdocs:reader
18:37
applicant email captured
18:37
Property address read from the sanction letter
18:37
Received: Sanction letter
ilovepdf_merged (42).pdf
18:37
Received: other
image001.jpg
18:37
Received: other
image002.jpg
18:37
Case opened from the branch's mail
18:37
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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