⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Dipak Patil
LAN MH/KLP/KLPR/A000003871Loan ₹14,00,000NOIMails & papers 8
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 11:09
Documents
Payment
Challan
done 9 Oct, 11:15 · GRAS ↗
Filing
took 3d 2h · IGR e-filing ↗
E-filing copy
Index II
done yesterday 14:05
doneIndex II shared · the trail says: The branch has sent the loan documents and requested the challan and NOI processing. The team is waiting to process the challan.whole case so far 4d 12h
Needs your eyes3
Property ownership — Sanction Letter says Lists Dipak Hindurao Patil as borrower, but property is owned by Hindu; Legal Scrutiny Report says Property is exclusively owned by Mr. Hin. See the papers →
The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
The work is done — our fee of ₹13,140.21 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260253.pdf
9 Oct145 things — 21 documents received · 4 letters written · 1 money step · 2 cautions · 117 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260253.pdf
The draft e-filing copy went to the bank — waiting for its approval
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
documents read together
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
DEPAKCapture.GIF
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
DIPAK HINDURAO PATIL EchallanMH011673136202627E.pdf
copilot edit — by copilot:DARBAR
copilot check issues — by copilot
form checked489
copilot pick — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
reader mail addition — by ezdocs:reader
copilot pick — by copilot
reader mail addition — by ezdocs:reader
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
quoted history checked
extra challan scanned
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
file note490
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
bundle holds503 — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
index2 docno read
index2 docno read
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
box disagreement
box disagreement
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
claim inside desk buffer
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
The payment proof already on the case was applied
pages trimmed480
pages trimmed480
property self check
property from index2
index2 people checked
money settled — by ezdocs:reader
property numbers completed
documents read together
case read started — by ezdocs:reader
letter property is residence
roles from letter
The file seems to show a payment to us but no row could be read — open it
Received: Sanction letter
SANCTION_202033MHKLPKLPRA00000387130082026133539Sanction (2).PDF
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: other
1.png
Received: other
2.png
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Aadhaar
IYD_290826134740_chayaadhar.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Aadhaar
IYD_290826133828_hinduraoadhar.jpg
Received: Aadhaar
IYD_290826133559_bhagyashreeadhar.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Property checked by the engine — read from the report, every box that names the flat is there
Received: Selfie — not usable
POD_210826163429_CHAYA.jpg — this is a photograph of a printed photo, not a live selfie
Received: Aadhaar
IYD_290826133402_dipakkadhar.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie — not usable
POD_210826162609_HINDURAO.jpg — this is a photograph of a printed photo, not a live selfie
Received: Selfie
POD_290826170314_BHAGYASHREE.jpg
Property read from the legal / technical report (the sanction letter had none)
The file seems to show a payment to us but no row could be read — open it
Co-applicant added
party not merged
Selfie checked — a live one
A real selfie — usable for the e-filing.
Co-applicant added
Received: PAN card
DOC_290826164936_dipakpan.jpg
The branch sent challans of its own — decide the ask before the fee mail: their challans mean our fee only
challan extracted
Received: Selfie
POD_290826170402_DIPAK.jpg
Received: PAN card
DOC_290826135022_chayapan.jpg
Received: LSR
_129146270826223111_DIPAKHINDURAOPATIL (1).pdf
Payment proof arrived before the case was quoted — held
Co-applicant added
Received: Challan
New Doc 10-05-2026 14.19.pdf
Received: Payment screenshot
image.png
Received: PAN card
DOC_290826133943_hinduraopan.jpg
Received: PAN card
DOC_290826133716_bhagyashreepan.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Paid challan (GRAS)open
✓LSR (search report)open
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside _129146270826223111_DIPAKHINDURAOPopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside _129146270826223111_DIPAKHINDURAOPopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 22 files
The file, as the engine remembers it16 open
File contains sanction letter for 14,00,000 under Hinduja Housing Finance, loan against property take over for plot R-107 in Kolhapur. Legal scrutiny and title documents show the owner is Hindurao Mahadeo Patil, while Dipak Hindurao Patil is the loan applicant.
✗the photo could not be read (POD_210826162609_HINDURAO.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
✗the photo could not be read (POD_210826163429_CHAYA.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○DIPAK HINDURAO PATIL — mobile — the branch
○DIPAK HINDURAO PATIL — e-mail — the branch
○DIPAK HINDURAO PATIL — home building — the branch
○DIPAK HINDURAO PATIL — home flat — the branch
○PATIL HINDURAO MAHADEO — mobile — the branch
○PATIL HINDURAO MAHADEO — e-mail — the branch
○BHAGYASHREE DIPAK PATIL — mobile — the branch
○BHAGYASHREE DIPAK PATIL — e-mail — the branch
… and 6 more
the branch's last mail (2026-10-09): Bank branch acknowledges and asks for challan, e-filing, index2, and status.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T09:30 UTC
Moneywaiting for the credit
₹13,140.21
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹13,120 — ₹20 under our ask, not below the real calculation ₹13,100. Counts as full. Nothing to ask.
Screenshot ₹13,120 — verified by itself the moment the bank credit is heard.
Screenshot ₹13,120 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-05 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%4,210
Registration fee 0.5%7,010
Government handling320
Our service fee1,600
Total we ask for13,140.21
Propertyby the engine, from the Index II
R-107, 0, DADU CHOUGALE NAGAR, REVISE, 858/2, 859/2A, Kolhapur, 416007
read from the Index II · e-filing boxes 59 of 70 ready
Check the property →the boxes beside the paper
People
PATIL HINDURAO MAHADEO · co-applicantAQBPP4086EBHAGYASHREE DIPAK PATIL · co-applicantBNTPK3874PCHHAYA HINDURAO PATIL · co-applicantBSKPP7075BDIPAK HINDURAO PATIL · applicantAWTPP6916F
rendered in 1.82 s · 105 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f