silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-02366older case

NIKHIL NANDKUMAR DESHMUKH

PNB_HFLLAN NHL/NSK/0826/5189455Loan ₹8,40,000NOI
Waiting for the Index IIMails & papers 6 1 new

Correct a detail

Payment seen with your own eyes

A note for the history

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
24 Sep, 13:58
Documents
Payment
Challan
done 27 Sep, 02:38 · GRAS ↗
Filing
waiting 16d 23h · IGR e-filing ↗
waiting on the branchChallan paid · the trail says: The branch has provided the Index II and applicant photo. The team needs to file the NOI.whole case so far 19d 12h
Needs your eyes2
The work is done — our fee of ₹8,560.22 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• changed — House Type: the case held nothing; filled Shop/Office above Ground Floor — a shop on floor 1 is the portal's Shop/Office above Ground Floor
• 11 property box(es) not from the Index II / derived / unsure — amber on the portal: district, village, road, attr1_type, attr1_value, attr2_value
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
12 Oct1 thing
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:36
1 Oct2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
08:32
claim part duplicate
08:32
28 Sep1 thing — 1 step
case read — by ezdocs:reader
04:31
27 Sep39 things — 11 documents received · 1 money step · 3 cautions · 24 steps
case read — by ezdocs:reader
05:47
boxes gathered
02:52
address compared
02:52
challan boxes composed
02:52
The home address was read off the papers — by ezdocs:reader
02:45
property self check
02:41
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
02:38
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
02:38
claim inside desk buffer
02:38
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
02:38
The payment proof already on the case was applied
02:38
thread docs swept
02:37
Documents the branch had sent were fetched from the mail thread
02:37
mail read as shown
02:37
Received: other
image002.jpg
02:37
index2 mismatch
02:37
case read — by ezdocs:reader
02:37
Received: Index II
nikhil%20deshmukh%20index.jpg
02:37
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
02:37
Received: Selfie — not usable
IMG_20260911_175143.jpg — this is a photograph of a passport-size print, not a live selfie
02:37
mail read as shown
02:37
Challan re-read against the case — matches exactly
02:37
challan extracted
02:37
Received: Challan
NIKHIL NANDKUMAR DESHMUKH EchallanMH008930872202627E.pdf
02:36
Received: other
image001.jpg
02:36
money settled — by ezdocs:reader
02:36
applicant email captured
02:36
Property address read from the sanction letter
02:36
roles from letter
02:36
Received: Sanction letter
Sanction letter (27).pdf
02:36
Co-applicant added
02:36
Received: PAN card
Screenshot_20260805_114104_WhatsApp.jpg
02:36
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
02:36
Received: Selfie — not usable
Screenshot_20260805_113841_WhatsApp.jpg — this is a photograph of a passport-size print, not a live selfie
02:36
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
02:36
Received: Selfie — not usable
Screenshot_20260805_113854_WhatsApp.jpg — this is a photograph of a passport-size print, not a live selfie
02:36
Received: PAN card
Screenshot_20260805_114021_WhatsApp.jpg
02:36
Payment proof arrived before the case was quoted — held
02:36
Received: Payment screenshot
IMG-20260824-WA0003.jpg
02:36
24 Sep8 things — 1 letter written · 7 steps
Nothing new to ask for — stayed quiet
18:40
The case's name was filled from its own papers
18:39
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:36
extra challan scanned
15:03
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:31
Nothing new to ask for — stayed quiet
14:06
old thread stored only
14:05
Case opened from the branch's mail
14:05
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
5 of 9 in hand · the challan is done — these are for the filing / KYC
✓Payment screenshot — shows ₹8,520; money not verified yetopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the registered copy of our filing, from the governmentopen download
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
Moneywaiting for the credit
₹8,560.22
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹8,520 — ₹40 under our ask, not below the real calculation ₹8,520. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-24 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹8,590 · 13 Oct 10:43 · 3833637504 — ₹29.78 more than our ask
The working
Stamp duty 0.3%2,530
Registration fee 0.5%4,210
Government handling320
Our service fee1,500
Total we ask for8,560.22
By law ₹8,540. We ask ₹8,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
SHOP NO 30, 1ST FLOOR, PROJECT BUSINESS HUB, SURVEY, 189/A/189/B/190/191, AMBAD KHURD, 422010
read from the sanction letter · e-filing boxes 44 of 46 ready
Check the property →the boxes beside the paper
People
ANUJA VIJAY DESHAMUKH · co-applicantHKUPD6239PNIKHIL NANDKUMAR DESHMUKH · applicantAWWPD9561H
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