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Mailboxes — what to do →
Cases / NOI-2026-02366

NIKHIL NANDKUMAR DESHMUKH

PNB_HFLLAN NHL/NSK/0826/5189455 Index II shared · done All documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs4 still to come
5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — shows ₹8,520; money not verified yetopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the registered copy of our filing, from the governmentopen download
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹8,560.22 is still not in our account. Chase the branch for it.
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyWaiting for the credit
₹8,560.22CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹8,520; we wait for the credit itself
Ask for the exact ₹8,560.22. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%2,530
Registration fee 0.5%4,210
Government handling320
Our service fee1,500.22
Total we ask for8,560.22
Screenshot ₹8,520 — ₹40 under our ask, not below the real calculation ₹8,520. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-24 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹8,540. We ask ₹8,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹8,520 · 14 Oct 19:08 · DEEPAKKUMAR HIMMATRAO PATIL · 7238451114 — ₹40.22 less than our ask
₹8,420 · 14 Oct 12:39 · ISMAIL DAG. RRN- · 8773942308 — ₹140.22 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 25 minour time · 24 Aug 17:17
Index II 151 h 02 minour time · 14 Oct 17:07
the NOI team 17 d 17 hthe branch 33 d 9 htotal 51 d 3 h
Complete.
Day by day — every step and who held it
24 Aug 13:53Your branch's mail
24 Aug 17:17Challan made+3 h 25 min · the NOI team
24 Sep 13:58Papers from your branch+30 d 20 h · the branch
27 Sep 02:36Papers from your branch+2 d 12 h · the branch
27 Sep 02:36Papers readat once
27 Sep 02:36Papers from your branchat once
27 Sep 02:36Papers readat once
27 Sep 02:36Papers from your branchat once
27 Sep 02:36Papers readat once
27 Sep 02:36Papers from your branchat once
27 Sep 02:36Papers readat once
27 Sep 02:36Papers from your branchat once
27 Sep 02:36Papers readat once
27 Sep 02:36Papers from your branchat once
27 Sep 02:36Papers readat once
27 Sep 02:36Property readat once
27 Sep 02:36Papers from your branchat once
27 Sep 02:37Papers readat once
27 Sep 02:37Index II issued by the SROat once
27 Sep 02:37Papers readat once
27 Sep 02:38Fee quoted+1 min · the NOI team
14 Oct 17:07Index II sent+17 d 14 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹8,40,000
Loan account no.
NHL/NSK/0826/5189455
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the Index II and applicant photo. The team needs to file the NOI.
the history says the next move is with the NOI team — the NOI filing
the branch last asked: PFA Index II & applicant photo.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-24) “PFA Index II & applicant Photo.”
✓ fee paid — the branch's words — done, mail 1 (2026-09-24) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 1 (2026-09-24) “We will initiate the challan for the same.”
? Index II asked for — asked, mail 3 (2026-10-10) “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-10-12) “PFA Index II & applicant photo.”
read over 4 mail(s), last mail 2026-10-12 · read 3d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 18d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH008930872202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
24 Sep, 13:58 · 21d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455
Dear Team,

PFA Index II & applicant Photo.

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: documents attached
4 more mails in between — open
OL The NOI teamTYPED IN GMAIL
24 Sep, 16:12 · 21d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 14:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant Photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: asks the branch for documents — “KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS”
OL The NOI teamTYPED IN GMAIL
10 Oct, 14:41 · 5d ago

Team,

For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 16:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant Photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: asks the branch for documents, a clarification — “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..”
PA piyush.aher@phfl.com phfl.com
12 Oct, 12:25 · 3d ago
Re[4]: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455
Dear Team,

PFA Index II & applicant photo.

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10-10-2026 02:43 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Abhijeet Anil Kale (abhijeet.kale@phfl.com), prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 24 Sept 2026 at 16:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant Photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: asks for the Index II; documents attached — “PFA Index II & applicant photo.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 13:28 · 3d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10-10-2026 02:43 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Abhijeet Anil Kale (abhijeet.kale@phfl.com), prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 16:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant Photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
13 Oct, 14:49 · 2d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10-10-2026 02:43 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Abhijeet Anil Kale (abhijeet.kale@phfl.com), prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 16:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant Photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
14 Oct, 16:23 · 1d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 14:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10-10-2026 02:43 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Abhijeet Anil Kale (abhijeet.kale@phfl.com), prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 16:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 24 Sept 2026 at 14:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II & applicant Photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 04:32 pm To: Abhijeet Anil Kale (abhijeet.kale@phfl.com) Cc: prashant.padhye@pnbhousing.com, nasik.branch (nasik.branch@pnbhousing.com), Pravin Dangal (pravin.dangal@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of NIKHIL NANDKUMAR DESHMUKH NHL/NSK/0826/5189455 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 13:55, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name NIKHIL NANDKUMAR DESHMUKH Lan No NHL/NSK/0826/5189455 Loan Amount 840000 LOAN AMOUNT 840000 0.30% 2520 0.50% 4200 FEES 1500 DHC 300 TOTAL 8,520 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260824-WA0003.jpg
filed 18d ago
PAN card Screenshot_20260805_114021_WhatsApp.jpg
filed 18d ago
Selfie / photo Screenshot_20260805_113854_WhatsApp.jpg
CANNOT BE READ — clear copy asked 18d ago
Selfie / photo Screenshot_20260805_113841_WhatsApp.jpg
CANNOT BE READ — clear copy asked 18d ago
PAN card Screenshot_20260805_114104_WhatsApp.jpg
filed 18d ago
Sanction letter Sanction letter (27).pdf
filed 18d ago
Other image001.jpg
filed 18d ago
Paid challan (GRAS) NIKHIL NANDKUMAR DESHMUKH EchallanMH008930872202627E.pdf
filed 18d ago
Selfie / photo IMG_20260911_175143.jpg
CANNOT BE READ — clear copy asked 18d ago
Index IIthe registered copy we filed nikhil%20deshmukh%20index.jpg
filed 18d ago
Other image002.jpg
filed 18d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹8,560.22
Where it stands
waiting for the credit
Screenshot claims
₹8,520 513244427013
Screenshot ₹8,520 — ₹40 under our ask, not below the real calculation ₹8,520. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-24 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹2,530₹4,210₹320 ₹1,500₹8,560
By law ₹8,540. We ask ₹8,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
Not found in the document: Area
29 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 18d ago — all agree.
not verified yetsource: the sanction letter (Sanction letter (27).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
UNIT SHOP NO 30, 1ST FLOOR, BLOCK WING A FIRST FLOOR, PROJECT BUSINESS HUB, SURVEY NO 189/A/189/B/190/191, PLOT NO 36+37, DATIRNAGAR, OPP NASHIK ENGINEERING CLUSTER, XLO POINT, AMBAD MIDC, MAUJE AMBAD KHURD, NASHIK, NASHIK, MAHARASHTRA, 422010
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (27).pdf
as printed
UNIT SHOP NO 30, FLOOR 1ST FLOOR, BLOCK WING A FIRST FLOOR, PROJECT BUSINESS HUB, SURVEY NO 189/A/189/Β/190/191, PLOT NO 36+37, DATIRNAGAR, OPP NASHIK ENGINEERING CLUSTER, XLO POINT, AMBAD MIDC, MAUJE AMBAD KHURD, - NASHIK, DIST- NASHIK 422010, NASHIK, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
the Index II
nikhil%20deshmukh%20index.jpg
the property
itara varnanah, itara maahitih, itara maahitih mauje ambadakhurda yethila ga.nan. 189/a/189/va/190/191 yaasi plota nan. 36/37 yaasi kshetra 1799.00 chau.mi. yaavarila bijhanesa haba apaartamenta e vinga madhila pahilyaa majalyaavarila dukaana nan. 30 yaasi chatai kshetra 13.25 chau.mi. hi milakata. ((GAT NUMBER: 189/a/189/va/190/191;)) sthaanika svaraajya sansthaah naashika ma.na.paa.
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 30 1ST FLOOR BLOCK WING A PROJECT BUSINESS HUB SURVEY NO 189/A/189/B/190/191 PLOT NO 36 37
Locality/Road
XLO POINT DATIRNAGAR AMBAD MIDC MAUJE AMBAD KHURD OPP NASHIK ENGINEERING CLUSTER
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 00, 13, 1799, 189/A/189/VA/190/191, 25, 36/37, APAARTAMENTA, BIJHANESA, CANNOT, CHATAI, CHAU, DUKAANA, GA, HABA, HI, ITARA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorANUJA VIJAY DESHAMUKHHKUPD6239P
mortgagorNIKHIL NANDKUMAR DESHMUKHAWWPD9561H
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
none yet
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260824-WA0003.jpg needs your check
utr
513244427013
date
2026-08-24
time
13:42
amount
8520
method
PhonePe
payee upi
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
debit notification text
Transaction Successful
raw reading (for Abhijit)
{'utr': '513244427013', 'date': '2026-08-24', 'time': '13:42', 'amount': 8520, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}
PAN card Screenshot_20260805_114021_WhatsApp.jpg needs your check
dob
1998-04-10
pan
HKUPD6239P
name
ANUJA VIJAY DESHAMUKH
legible
True
father name
VIJAY GULABRAO DESHAMUKH
raw reading (for Abhijit)
{'dob': '1998-04-10', 'pan': 'HKUPD6239P', 'name': 'ANUJA VIJAY DESHAMUKH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY GULABRAO DESHAMUKH', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo Screenshot_20260805_113854_WhatsApp.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Selfie / photo Screenshot_20260805_113841_WhatsApp.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
PAN card Screenshot_20260805_114104_WhatsApp.jpg needs your check
dob
1991-11-21
pan
AWWPD9561H
name
NIKHIL NANDKUMAR DESHMUKH
legible
True
father name
NANDKUMAR SAHEBRAO DESHMUKH
raw reading (for Abhijit)
{'dob': '1991-11-21', 'pan': 'AWWPD9561H', 'name': 'NIKHIL NANDKUMAR DESHMUKH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NANDKUMAR SAHEBRAO DESHMUKH', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Sanction letter (27).pdf needs your check
lan
NHL/NSK/0826/5189455
legible
True
purpose
Non Housing Loan, Personal use
loan type
Non Housing Loan, Personal use
confidence
1
loan amount
800000
final amount
840000
interest rate
9.75
sanction date
12-Aug-2026
letter version
3
applicant email
ndeshmukh95@gmail.com
applicant names
NIKHIL NANDKUMAR DESHMUKH, ANUJA VIJAY DESHAMUKH
printed altered
False
applicant mobile
9689972925
balance transfer
False
property address
pin: 422010; road: XLO POINT; state: MAHARASHTRA; Flat no: SHOP NO 30; district: NASHIK; Floor: 1ST FLOOR; landmark: OPP NASHIK ENGINEERING CLUSTER; Address: UNIT SHOP NO 30, 1ST FLOOR, BLOCK WING A FIRST FLOOR,
insurance premium
40000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
840000
security address verbatim
Unit Shop No 30, Floor 1st Floor, Block Wing A First Floor, Project Business Hub, Survey No 189/A/189/Β/190/191, Plot No 36+37, Datirnagar, Opp Nashik Engineering Cluster,, XLO Point, Ambad MIDC, Mauje Ambad Khurd,, - Na
applicant address verbatim
BANGLOW NO 38, TALATHI COLONY, B/H MERI COLONY, PANCHVATI NASHIK, NASHIK, Nashik, MAHARASHTRA, 422004, India
raw reading (for Abhijit)
{'lan': 'NHL/NSK/0826/5189455', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [], 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 800000, 'final_amount': 840000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '12-Aug-2026', 'letter_version': '3', 'applicant_email': 'ndeshmukh95@gmail.com', 'applicant_names': ['NIKHIL NANDKUMAR DESHMUKH', 'ANUJA VIJAY DESHAMUKH'], 'printed_altered': False, 'applicant_mobile': '9689972925', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'XLO POINT', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'SHOP NO 30', 'district': 'NASHIK', 'floor_no': '1ST FLOOR', 'landmark': 'OPP NASHIK ENGINEERING CLUSTER', 'full_address': 'UNIT SHOP NO 30, 1ST FLOOR, BLOCK WING A FIRST FLOOR, PROJECT BUSINESS HUB, SURVEY NO 189/A/189/B/190/191, PLOT NO 36+37, DATIRNAGAR, OPP NASHIK ENGINEERING CLUSTER, XLO POINT, AMBAD MIDC, MAUJE AMBAD KHURD, NASHIK, NASHIK, MAHARASHTRA, 422010', 'village_city': 'AMBAD KHURD', 'building_name': 'PROJECT BUSINESS HUB', 'survey_or_cts_no': 'SURVEY NO 189/A/189/B/190/191, PLOT NO 36+37'}, 'insurance_premium': 40000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 840000, 'security_address_verbatim': 'Unit Shop No 30, Floor 1st Floor, Block Wing A First Floor, Project Business Hub, Survey No 189/A/189/Β/190/191, Plot No 36+37, Datirnagar, Opp Nashik Engineering Cluster,, XLO Point, Ambad MIDC, Mauje Ambad Khurd,, - Nashik, Dist- Nashik 422010, Nashik, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'BANGLOW NO 38, TALATHI COLONY, B/H MERI COLONY, PANCHVATI NASHIK, NASHIK, Nashik, MAHARASHTRA, 422004, India'}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) NIKHIL NANDKUMAR DESHMUKH EchallanMH008930872202627E.pdf needs your check
grn
MH008930872202627E
pin
422010
total
6740.0
article
6(1)
defaced
False
bank cin
03006172026082401962
district
NASHIK
area city
PLOT NO 36 37, DATIRNAGAR, OPP NASHIK ENGINEERING CLUSTER, MAUJE AMBAD KURR NASHIK
payer pan
AWWXXXXXXH
flat block
UNIT SHOP NO 30, WING A, 1ST FLOOR,
payer name
NIKHIL NANDKUMAR DESHMUKH
sro office
NSK5 NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=840000
scheme rows
{'amount': 2530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4210.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2925
payment date
24/08/2026-17:17:45
road locality
PROJECT BUSINESS HUB, SURVEY NO 189/A/ 189/B/190/191
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
840000
raw reading (for Abhijit)
{'grn': 'MH008930872202627E', 'pin': '422010', 'total': 6740.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026082401962', 'district': 'NASHIK', 'area_city': 'PLOT NO 36 37, DATIRNAGAR, OPP NASHIK ENGINEERING CLUSTER, MAUJE AMBAD KURR NASHIK', 'payer_pan': 'AWWXXXXXXH', 'flat_block': 'UNIT SHOP NO 30, WING A, 1ST FLOOR,', 'payer_name': 'NIKHIL NANDKUMAR DESHMUKH', 'sro_office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=840000', 'scheme_rows': [{'amount': 2530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4210.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2925', 'payment_date': '24/08/2026-17:17:45', 'road_locality': 'PROJECT BUSINESS HUB, SURVEY NO 189/A/ 189/B/190/191', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '840000'}
Selfie / photo IMG_20260911_175143.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Index II nikhil%20deshmukh%20index.jpg needs your check
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन6-10495-2026', 'r14_remark': 'एक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==>(1) within the limits of any Muni
reconcile
fields: {'village': {'ok': True, 'got': 'अंबड (खुर्द)', 'score': 1.0, 'expected': 'AMBAD KHURD'}, 'survey_no': {'ok': False, 'got': ['189/अ', '189/व', '190', '191', '36', '37'], 'expected': '189/A/189/B/190/191'}, 'mortg
raw reading (for Abhijit)
{'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन6-10495-2026', 'r14_remark': 'एक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==>(1) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '13.25 चौ. मीटर', 'r7_executants': [{'age': '51', 'pan': 'AAJXXXXX1K', 'name': 'मे. चुपोन बिल्डकॉन तर्फे भागिदार संजय चुनिभाई नरोडीया', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः नरोडीया हाउस, ब्लॉक नं: बंदावणे नगर, रोड नं: कामठवाडे नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422008'}], 'r8_purchasers': [{'age': '35', 'pan': 'AWWXXXXX1H', 'name': 'निखील नंदकुमार देशमुख', 'address': 'प्लॉट नं: 38, माळा नं: 0, इमारतीचे नावः तलाठी कॉलनी, ब्लॉक नंः दत्त मंदीरा जवळ, रोड नं: दिंडोरी रोड नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422004'}, {'age': '27', 'pan': 'HKUXXXXX9P', 'name': 'अनुजा विजय देशमुख उर्फ अनुजा निखील देशमुख', 'address': 'प्लॉट नं: 38, माळा नं: 0, इमारतीचे नावः तलाठी कॉलनी, ब्लॉक नंः दत्त मंदीरा जवळ, रोड नं: दिंडोरी रोड नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422008'}], 'r12_stamp_duty': 8500, 'r3_market_value': 803000, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - डीड ऑफ अपार्टमेंट', 'r2_consideration': 850000, 'r9_execution_date': '04-09-2026', 'r13_registration_fee': 1000, 'r10_registration_date': '04-09-2026'}, 'doc_no': 'NSK6-10495-2026', 'village': 'अंबड (खुर्द)', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. नाशिक 6', 'area_text': '13.25 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 1000, 'header_sro': 'सह दु.नि. नाशिक 6', 'mortgagors': ['निखील नंदकुमार देशमुख', 'अनुजा विजय देशमुख उर्फ अनुजा निखील देशमुख'], 'stamp_duty': 8500, 'filing_date': '2026-09-04', 'loan_amount': 850000, 'token_number': 'I CANNOT TELL', 'property_text': 'इतर वर्णनः, इतर माहितीः, इतर माहितीः मौजे अंबडखुर्द येथील ग.नं. 189/अ/189/व/190/191 यासी प्लॉट नं. 36/37 यासी क्षेत्र 1799.00 चौ.मि. यावरील बिझनेस हब अपार्टमेंट ए विंग मधील पहील्या मजल्यावरील दुकान नं. 30 यासी चटई क्षेत्र 13.25 चौ.मि. हि मिळकत. ((GAT NUMBER: 189/अ/189/व/190/191;)) स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.', 'header_village': 'अंबड (खुर्द)'
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20260824-WA0003.jpg needs your check
payments inside
payments: [{'utr': '513244427013', 'date': '2026-08-24', 'page': 1, 'time': '13:42', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8520.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T260824134204351
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '513244427013', 'date': '2026-08-24', 'page': 1, 'time': '13:42', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8520.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2608241342043514420493', 'proof_kind': 'success_screen'}]}}
Technical record (for Abhijit — safe to ignore)
52m agoEzDocsreader_efiling_verdict{'fp': '9bead7bd9d18651a', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page': 'Start
23h agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
3d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'index2_sent
14d agoEzDocshidden_payment_scan{'file': 'IMG-20260824-WA0003.jpg', 'kind': None, 'found': 1, 'doc_id': '97320a36-0cfc-4785-b060-007eeeeb5ada', 'fetched': True}
14d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260824-WA0003
14d agoEzDocsclaim_part_duplicate{'utr': '513244427013', 'date': '2026-08-24', 'parts': 1, 'amount': 8520.0, 'claimed_total': 8520.0}
14d agoEzDocshidden_payment_scan{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '9d8b4d58-d342-406a-a3eb-d573e6f90129', 'fetched': True}
14d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '8f47f0b9-bf07-440e-8bfc-6e9b332f5d5c', 'fetched': True}
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AWxxxxxxXH — no paper on the
17d agoEzDocscase_read{'how': 'inline', 'tag': '2f3bb4e420f6e4dc', 'docs': ['nikhil%20deshmukh%20index.jpg', 'Sanction letter (27).pdf', 'Screenshot_20260805_114021_WhatsApp.jpg', 'Screenshot_20260805_114104_WhatsApp.jpg'], 'loan': {'amount':
18d agoEzDocscase_read{'how': 'uri', 'tag': '4d6a24cdd5f810d7', 'docs': ['nikhil%20deshmukh%20index.jpg', 'Sanction letter (27).pdf', 'Screenshot_20260805_114021_WhatsApp.jpg', 'Screenshot_20260805_114104_WhatsApp.jpg'], 'loan': {'amount': 84
18d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['nikhil%20deshmukh%20index.jpg', 'Sanction letter (27).pdf', 'Screenshot_20260805_114021_WhatsApp.jpg', 'Screenshot_20260805_114104_WhatsApp.jpg'], 'after': {'addresses': {'p
18d agoEzDocsaddress_compared{'sig': 'ca65e7ec0e493ca2', 'why': 'after gather', 'people': [{'home': '38, G, BANGLOW NO 38, TALATHI COLONY, B/H MERI COLONY, PANCHVATI NASHIK, NASHIK, NASHIK, 422004', 'person': 'NIKHIL NANDKUMAR DESHMUKH', 'against':
18d agoEzDocschallan_boxes_composed{'fp': '4a9978f29ff8b2f7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'SHOP NO 30 1ST FLOOR BLOCK WING A PROJECT BUS
18d agoEzDocsreader_home_address{'fp': '0ce4e59709be6a2f', 'from': 'the sanction letter (Sanction letter (27).pdf)', 'home': {'pin': '422004', 'area': 'PANCHVATI NASHIK', 'flat': 'BANGLOW NO 38', 'road': 'B/H MERI COLONY', 'state': 'MAHARASHTRA', 'buil
18d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'quick sweep'}
18d agoEzDocsfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
18d agoEzDocschallan_found_on_case{'was': 'EXTRACTION_REVIEW', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NIKHIL NANDKUMAR DESHMUKH EchallanMH008930872202627E.pdf',
18d agoEzDocsclaim_inside_desk_buffer{'gap': 40.22, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
18d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
18d agoEzDocsclaim_applied_on_quote{'utr': '513244427013', 'parts': 1, 'claimed_total': 8520.0}
18d agoEzDocsreceivable_created{'expected': 8560.22}
18d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 11, 'why_not': None, 'messages': 5}
18d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 11, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 5, 'unreadable_threads': 0}
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsdocument_received{'file': 'image002.jpg', 'doc_type': 'other', 'confidence': 1.0}
18d agoEzDocsindex2_mismatch{'token': 'I CANNOT TELL', 'reasons': ['loan amount: document says 850000, case says 840000', "survey/CTS: document says ['189/अ', '189/व', '190', '191', '36', '37'], case says 189/A/189/B/190/191", "building 'PROJECT BU
18d agoEzDocscase_read{'how': 'uri', 'tag': '8332d5378132696d', 'docs': ['Sanction letter (27).pdf', 'Screenshot_20260805_114021_WhatsApp.jpg', 'Screenshot_20260805_114104_WhatsApp.jpg'], 'loan': {'amount': 840000, 'made_of': [{'what': 'Loan
18d agoEzDocsdocument_received{'file': 'nikhil%20deshmukh%20index.jpg', 'doc_type': 'index2', 'confidence': 1.0}
18d agoEzDocsdocument_unreadable{'reason': 'this is a photograph of a passport-size print, not a live selfie', 'doc_type': 'selfie'}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹8,520 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹8,560.22 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
15:54
Yesterday · 14 Oct1 thing — 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
17:07
12 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:36
1 Oct2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
08:32
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
08:32
28 Sep1 thing — 1 step
EzDocs read the whole file
04:31
27 Sep28 things — 11 documents received · 2 money steps · 3 cautions · 12 steps
EzDocs read the whole file
05:47
The challan's address boxes were written from the papers
02:52
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
02:38
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
02:38
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
02:38
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
02:38
The payment proof already on the case was applied
02:38
Documents the branch had sent were fetched from the mail thread
02:37
Received: other
image002.jpg
02:37
EzDocs read the whole file
02:37
Received: Index II
nikhil%20deshmukh%20index.jpg
02:37
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
02:37
Received: Selfie — not usable
IMG_20260911_175143.jpg — this is a photograph of a passport-size print, not a live selfie
02:37
Challan re-read against the case — matches exactly
02:37
Received: Challan
NIKHIL NANDKUMAR DESHMUKH EchallanMH008930872202627E.pdf
02:36
Received: other
image001.jpg
02:36
The loan amount was worked out from the papers
02:36
Property address read from the sanction letter
02:36
Received: Sanction letter
Sanction letter (27).pdf
02:36
Co-applicant added
02:36
Received: PAN card
Screenshot_20260805_114104_WhatsApp.jpg
02:36
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
02:36
Received: Selfie — not usable
Screenshot_20260805_113841_WhatsApp.jpg — this is a photograph of a passport-size print, not a live selfie
02:36
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
02:36
Received: Selfie — not usable
Screenshot_20260805_113854_WhatsApp.jpg — this is a photograph of a passport-size print, not a live selfie
02:36
Received: PAN card
Screenshot_20260805_114021_WhatsApp.jpg
02:36
Payment proof arrived before the case was quoted — held
02:36
Received: Payment screenshot
IMG-20260824-WA0003.jpg
02:36
24 Sep7 things — 1 letter written · 6 steps
Nothing new to ask for — stayed quiet
18:40
The case's name was filled from its own papers
18:39
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:31
Nothing new to ask for — stayed quiet
14:06
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:05
Case opened from the branch's mail
14:05
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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