⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
VIKRAM NALAWADE H
LAN HOU/KRDI/0826/5208003Loan ₹15,75,000NOIFile on IGRMails & papers 7
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
24 Sep, 20:08
Documents
Payment
Challan
done 29 Sep, 16:43 · GRAS ↗
Filing
in the tray 15d 23h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the history says: The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to provide the Index II copy for NOI filing.whole case so far 20d 20h
For you to check7
Papers of another customer on file — Agreement to Sell says DEVENDRA SURESH JADHAV; this case says VIKRAM NALAWADE H.. See the papers →
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260801-WA0007(1).jpg is Devendra Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0006(1).jpg is DEVENDRA SURESH JADHAV (PAN AYPPJ7490J)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.
4 more
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0004(4).jpg is UJJWALA S JADHAV (PAN ARBPJ7411N)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260802-WA0002(1).jpg is Ujjwala Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: DOC-20260926-WA0025.pdf is DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV (loan HOU/KRDI/0826/5184426)'s, not VIKRAM NALAWADE H's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against VIKRAM's own letter. (Set aside as another customer's.)
Branch wrote ₹31,39,500; sanction letter says ₹15,75,000. We quoted on ₹15,75,000. Confirm the mortgage amount before the challan.
CONFIRM THE PROPERTY — then file
EzDocs read these from the sanction letter. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Pune
Taluka
haveli
Village
Pune
Number type
GAT
Number
82 71, PUNE, MAHARASHTRA, INDIA, 411046
Building
Block Building E, Project Sai Nagari- Phase 1, 2 & 3
Floor
13th floor
Flat / shop no
1311
Area
298.38
Hadd
Municipal Corporation
Read from the sanction letter, not the Index II. Vikram Sanction Letter .pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal: DO NOT SAVE — Papers of another customer on file: Agreement to Sell (Doc 1) says DEVENDRA SURESH JADHAV; this case (the branch's mail) says VIKRAM NALAWADE H. This file was opened for Vikram Nalawade (loan HOU/KRDI/0826/5208003) but holds the agreement, PAN, and Aadhaar cards of another customer, Devendra Suresh Jadhav and Ujjwala S Jadhav. The property in Dhanori belongs to Devendra, not Vikram. Making a notice or challan with these combined files would attach the wrong pro. Ask the branch to remove Devendra Suresh Jadhav's and Ujjwala S Jadhav's papers from this file, as they belong to another customer and need a separate case.
5 more things to check before Save
• DO NOT SAVE — Loan amount discrepancy in latest mail: the branch's mail of 26-Sep-2026 says Total Loan Amount: 31,39,500/-; the branch's request of 24-Sep-2026 says Total Loan Amount: 15,75,000/-; the sanction letter says Total Loan Amount: 15,75,000/-. The branch TL Vaibhav Ghorpade sent an email on 26-Sep-2026 stating the loan amount is 31,39,500, whereas Vikram's sanction letter and the original request state 15,75,000. This is likely because the branch mixed up the loan amounts of Vikram Nalawade and Devendra Jadhav on the same thread. Ask the branch to clarify the correct loan amount for Vikram Nalawade's case; do not proceed with the combined amount of 31,39,500.
• DO NOT SAVE — Property details mixed on our file record: this case (the branch's mail) says Survey No 26/2/1/35 and landmark NEAR ABHINAV COLLEGE; the sanction letter says Flat 1311, Sai Nagari, Gat No 82 71. The property details currently held on our file combine land numbers from another customer's flat (Survey No. 26/2/1/35 in Dhanori) and a landmark from Vikram's residence address ('NEAR ABHINAV COLLEGE'). The correct security for Vikram's loan is Flat E-1311 in Sai Nagari, Gujar Nimbalkarwadi. Update the property boxes to reflect Vikram's actual security (Flat E-1311 in Sai Nagari, Gat No 82 71) and remove any details of the Dhanori property.
• check — In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260801-WA0007(1).jpg is Devendra Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.
• check — In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0006(1).jpg is DEVENDRA SURESH JADHAV (PAN AYPPJ7490J)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.
• check — In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0004(4).jpg is UJJWALA S JADHAV (PAN ARBPJ7411N)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 step
This payment is counted on another case too — a person must say whose it is
29 Sep4 things — 1 money step · 3 steps
EzDocs read the whole file
The loan amount was worked out from the papers
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The case's own name came back — it had been renamed off another customer's letter
28 Sep1 thing — 1 step
EzDocs read the whole file
27 Sep55 things — 6 cautions · 49 steps
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
EzDocs found something to check before the form is saved
EzDocs took 52 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
EzDocs read the whole file
EzDocs found something to check before the form is saved
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
EzDocs found something to check before the form is saved
EzDocs read the whole file
EzDocs found something to check before the form is saved
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (mortgagor page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
This payment is counted on another case too — a person must say whose it is
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
DARBAR pressed Save on the e-filing (property page) — what was changed is kept
EzDocs found something to check before the form is saved
DARBAR pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
26 Sep26 things — 10 documents received · 1 money step · 1 caution · 14 steps
EzDocs took 27 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The loan amount was worked out from the papers
The branch's payment screenshot was read
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property address read from the sanction letter
Received: Payment screenshot
IMG-20260829-WA0011.jpg
Received: Selfie
IMG-20260830-WA0014.jpg
Received: Sale deed
Dhaval Kadam-Tirupati Kunj CHS-2.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260830-WA0015.jpg
Co-applicant added
Received: Sanction letter — not usable
DOC-20260926-WA0025.pdf — it prints DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV; this case's people are Poonam Vikram Nalavade, VIKRAM ANNASAHEB NALWADE, VIKRAM NALAWADE H — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Received: Aadhaar
IMG-20260802-WA0002(1).jpg
Received: PAN card
IMG-20260801-WA0004(4).jpg
Received: PAN card
IMG-20260801-WA0006(1).jpg
Received: Aadhaar
IMG-20260801-WA0007(1).jpg
Received: Aadhaar
IMG-20260801-WA0005(1).jpg
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
25 Sep21 things — 1 document received · 1 letter written · 7 cautions · 12 steps
EzDocs took 24 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
EzDocs found something to check before the form is saved
EzDocs read the whole file
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
VIKRAM ANNASAHEB NALWADE EchallanMH010851203202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs read the whole file
EzDocs read the whole file
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs read the whole file
24 Sep34 things — 11 documents received · 6 letters written · 1 money step · 2 cautions · 14 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs took 27 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the documents acknowledged mail — held, silent mode
Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003
An old draft withdrew itself — its asks were already answered
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003
EzDocs read the whole file
The challan's address boxes were written from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: other
image003.jpg
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
The loan amount was worked out from the papers
Received: other
image004.jpg
The branch's payment screenshot was read
Received: Payment screenshot
1000858307.jpg
Received: PAN card
PAN poonam.pdf
Received: Aadhaar
adhar poonam.pdf
Received: Aadhaar
adhar vikram.pdf
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02420
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02420
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
this is not a live selfie
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
1000856890.jpg — this is not a live selfie
Received: Selfie — not usable
1000856826.jpg — this is not a live selfie
Received: other
E-1311 (2).pdf
Received: Sanction letter
Vikram Sanction Letter .pdf
Received: PAN card
PAN.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
7 of 8 in hand · the challan is done — these are for the filing / KYC
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 22 files
Moneyall of it is in
₹14,430.87
Reached our account 26 Sep 16:26:40.
How we know
Our own bank told us — 26 Sep 16:26
₹14,500 · UTR 360992631109 · from BP-HDFCBN-S
“Successful! You have received Rs. 14500.00 via HDFC Bank SmartHub Vyapar from Mrs HASINA. RRN-360992631109, Check: https://1.hdfc.bank.in/HDFCBK/s/PxjNe0YA”
Matched by: AMOUNT ALONE — a little over our ask · BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
✗ Looks like another payment — check it
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …631109 | …388345 | ✗ | |
| Amount | ₹14,500 | ₹14,500 | fee ₹14,430.87 | ✓ |
| Time | Sat 26 Sep, 16:26 | Thu 24 Sep, 20:01 | ✗ | |
| Paid by | Mrs HASINA | Mr DEVENDRA SURESH JADHAV | VIKRAM NALAWADE H | – |
the screenshot: ₹26,400 · Sat 29 Aug, 21:33 · UTR 624144388345 · from Mr DEVENDRA SURESH JADHAV · to THINK BIGZ INITIATIVE PVT LTD · vyap
the screenshot: ₹14,500 · Thu 24 Sep, 20:01 · to THINK BIGZ INITIATIVE PVT LTD
The working
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500
Total we ask for14,430.87
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
1311, 13th floor, Block Building E, Project Sai Nagari- Phase 1, 2 & 3, GAT, 82 71, PUNE, MAHARASHTRA, INDIA, 411046, Pune, 411046
read from the sanction letter · e-filing boxes 74 of 82 ready
Check the property →the boxes beside the paper
People
Poonam Vikram Nalavade · applicantCPIPN9566FUJJWALA S JADHAV · co-applicantARBPJ7411NDEVENDRA SURESH JADHAV · applicantAYPPJ7490JVIKRAM ANNASAHEB NALWADE · applicantARMPN9987A
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