Cases / NOI-2026-02420

VIKRAM NALAWADE H

LAN HOU/KRDI/0826/5208003 Challan paid · our move File on IGR All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Sanction letteropen

✓Selfie / photoopen

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓Sale deedopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (22)A label is wrong? Fix it under All documents.

For you to check

In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260801-WA0007(1).jpg is Devendra Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0006(1).jpg is DEVENDRA SURESH JADHAV (PAN AYPPJ7490J)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0004(4).jpg is UJJWALA S JADHAV (PAN ARBPJ7411N)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260802-WA0002(1).jpg is Ujjwala Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.
In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: DOC-20260926-WA0025.pdf is DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV (loan HOU/KRDI/0826/5184426)'s, not VIKRAM NALAWADE H's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against VIKRAM's own letter. (Set aside as another customer's.)
Branch wrote ₹31,39,500; sanction letter says ₹15,75,000. We quoted on ₹15,75,000. Confirm the mortgage amount before the challan.

MoneyAll of it is in

₹14,430.87CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,500 receivedby the amount alone

The branch sent 2 receipts — 1 of 2 have reached our account:

✓₹14,500seen in our account · 26 Sep 16:26 · by its amount

₹26,400not seen in our account yet4144388345

The branch's receipt says ₹40,900 — ₹26,400 of it has not reached us yet. Look for a ₹26,400 credit.

A ₹26,400 credit (14 Oct 18:21) is already counted on NOI-2026-03605. If it is this case's money, release it there first.

Stamp duty 0.3%4,730

Registration fee 0.5%7,880

Government handling320

Our service fee1,500.87

Total we ask for14,430.87

the branch’s receipt claims ₹40,900 624144388345

paid 26 Sep 16:26:40 · verified 26 Sep 20:29:05 · 4 h 02 min later

How we know

Our own bank told us — 26 Sep 16:26

₹14,500 · UTR 360992631109 · from BP-HDFCBN-S

“Successful! You have received Rs. 14500.00 via HDFC Bank SmartHub Vyapar from Mrs HASINA. RRN-360992631109, Check: https://1.hdfc.bank.in/HDFCBK/s/PxjNe0YA”

Matched by: AMOUNT ALONE — a little over our ask · BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it

By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 3 h 16 minour time · 25 Sep 12:45

Index II —not yet

the NOI team 19 d 16 hthe branch 1 d 7 htotal 20 d 23 h so far

Now with the NOI team — e-filing on IGR

since 26 Sep 20:29 — 18 d 23 h of working time

Day by day — every step and who held it

24 Sep 20:08Your branch's mail

24 Sep 20:19Papers read+10 min · the NOI team

24 Sep 20:19Fee quotedat once

24 Sep 20:19Papers readat once

24 Sep 20:19Property readat once

24 Sep 20:19Papers readat once

25 Sep 12:45Challan made+16 h 26 min · the NOI team

26 Sep 16:26Payment landed+1 d 3 h · the branch

26 Sep 20:19Papers from your branch+3 h 53 min · the branch

26 Sep 20:28Papers read+9 min · the NOI team

26 Sep 20:29Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹15,75,000

Loan account no.

HOU/KRDI/0826/5208003

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the sanction letter. If they are right, press Confirm.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

See the boxes — read from the sanction letter

District

Pune

Taluka

haveli

Village

Pune

Number type

GAT

Number

82 71, PUNE, MAHARASHTRA, INDIA, 411046

Building

Block Building E, Project Sai Nagari- Phase 1, 2 & 3

Floor

13th floor

Flat / shop no

1311

Area

298.38

Hadd

Municipal Corporation

Read from the sanction letter, not the Index II. Vikram Sanction Letter .pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — Papers of another customer on file: Agreement to Sell (Doc 1) says DEVENDRA SURESH JADHAV; this case (the branch's mail) says VIKRAM NALAWADE H. This file was opened for Vikram Nalawade (loan HOU/KRDI/0826/5208003) but holds the agreement, PAN, and Aadhaar cards of another customer, Devendra Suresh Jadhav and Ujjwala S Jadhav. The property in Dhanori belongs to Devendra, not Vikram. Making a notice or challan with these combined files would attach the wrong pro. Ask the branch to remove Devendra Suresh Jadhav's and Ujjwala S Jadhav's papers from this file, as they belong to another customer and need a separate case.

• DO NOT SAVE — Loan amount discrepancy in latest mail: the branch's mail of 26-Sep-2026 says Total Loan Amount: 31,39,500/-; the branch's request of 24-Sep-2026 says Total Loan Amount: 15,75,000/-; the sanction letter says Total Loan Amount: 15,75,000/-. The branch TL Vaibhav Ghorpade sent an email on 26-Sep-2026 stating the loan amount is 31,39,500, whereas Vikram's sanction letter and the original request state 15,75,000. This is likely because the branch mixed up the loan amounts of Vikram Nalawade and Devendra Jadhav on the same thread. Ask the branch to clarify the correct loan amount for Vikram Nalawade's case; do not proceed with the combined amount of 31,39,500.

• DO NOT SAVE — Property details mixed on our file record: this case (the branch's mail) says Survey No 26/2/1/35 and landmark NEAR ABHINAV COLLEGE; the sanction letter says Flat 1311, Sai Nagari, Gat No 82 71. The property details currently held on our file combine land numbers from another customer's flat (Survey No. 26/2/1/35 in Dhanori) and a landmark from Vikram's residence address ('NEAR ABHINAV COLLEGE'). The correct security for Vikram's loan is Flat E-1311 in Sai Nagari, Gujar Nimbalkarwadi. Update the property boxes to reflect Vikram's actual security (Flat E-1311 in Sai Nagari, Gat No 82 71) and remove any details of the Dhanori property.

• check — In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260801-WA0007(1).jpg is Devendra Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.

• check — In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0006(1).jpg is DEVENDRA SURESH JADHAV (PAN AYPPJ7490J)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.

• check — In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0004(4).jpg is UJJWALA S JADHAV (PAN ARBPJ7411N)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 3 differences between the papers — 3 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPPapers of another customer on file

Agreement to Sell (Doc 1)	DEVENDRA SURESH JADHAV MR. DEVENDRA SURESH JADHAV ... PARTY OF THE SECOND PART
This case (the branch's mail)	VIKRAM NALAWADE H Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

Why it matters: This file was opened for Vikram Nalawade (loan HOU/KRDI/0826/5208003) but holds the agreement, PAN, and Aadhaar cards of another customer, Devendra Suresh Jadhav and Ujjwala S Jadhav. The property in Dhanori belongs to Devendra, not Vikram. Making a notice or challan with these combined files would attach the wrong property or wrong mortgagors.

What to do: Ask the branch to remove Devendra Suresh Jadhav's and Ujjwala S Jadhav's papers from this file, as they belong to another customer and need a separate case.

STOPLoan amount discrepancy in latest mail

The branch's mail of 26-Sep-2026	Total Loan Amount: 31,39,500/- Total Loan Amount:-3139500 /-
The branch's request of 24-Sep-2026	Total Loan Amount: 15,75,000/- Total Loan Amount:- 15,75,000/-
The sanction letter	Total Loan Amount: 15,75,000/- Total Loan Amount INR 1575000

Why it matters: The branch TL Vaibhav Ghorpade sent an email on 26-Sep-2026 stating the loan amount is 31,39,500, whereas Vikram's sanction letter and the original request state 15,75,000. This is likely because the branch mixed up the loan amounts of Vikram Nalawade and Devendra Jadhav on the same thread.

What to do: Ask the branch to clarify the correct loan amount for Vikram Nalawade's case; do not proceed with the combined amount of 31,39,500.

STOPProperty details mixed on our file record

This case (the branch's mail)	Survey No 26/2/1/35 and landmark NEAR ABHINAV COLLEGE landmark = NEAR ABHINAV COLLEGE; Second number = 26/2/1/35
The sanction letter	Flat 1311, Sai Nagari, Gat No 82 71 Unit Flat no 1311... Project Sai Nagari... gat no 82 71

Why it matters: The property details currently held on our file combine land numbers from another customer's flat (Survey No. 26/2/1/35 in Dhanori) and a landmark from Vikram's residence address ('NEAR ABHINAV COLLEGE'). The correct security for Vikram's loan is Flat E-1311 in Sai Nagari, Gujar Nimbalkarwadi.

What to do: Update the property boxes to reflect Vikram's actual security (Flat E-1311 in Sai Nagari, Gat No 82 71) and remove any details of the Dhanori property.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to provide the Index II copy for NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

the NOI team last promised: We will initiate the challan for the same.

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-09-24) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 5 (2026-09-25) “PFA challan for your reference.”

✓ challan shared — done, mail 5 (2026-09-25) “PFA challan for your reference.”

? Index II asked for — asked, mail 7 (2026-09-27) “For NOI filing, We need an index 2 copy.”

read over 7 mail(s), last mail 2026-09-27 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010851203202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

VG vaibhav.ghorpade@phfl.com phfl.com
24 Sep, 20:08 · 20d ago THE FIRST MAIL — how this case began

Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

📎 PAN.pdf ↗📎 Vikram Sanction Letter .pdf ↗📎 E-1311 (2).pdf ↗📎 1000856826.jpg ↗📎 1000856890.jpg ↗📎 adhar vikram.pdf ↗📎 adhar poonam.pdf ↗📎 PAN poonam.pdf ↗📎 1000858307.jpg ↗📎 image004.jpg ↗📎 image003.jpg ↗

DearTeam,

Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

Case type:- Builder Purchase

Total Loan Amount:- 15,75,000/-

Thanks & Regards,
 
Vaibhav Ghorpade
 
Team Leader
 
91 8668623196
 
PHFL Home Loans and Services Limited

🤖 read: asks for a payment receipt, the challan; documents attached — “Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
24 Sep, 20:55 · 20d ago

Dear Team

We acknowledge the receipt of your mail documents and payment.We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 24 Sept 2026 at 20:18, Vaibhav Subhash Ghorpade <
vaibhav.ghorpade@phfl.com> wrote:

DearTeam,

 Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE
HOU/KRDI/0826/5208003

Case type:- Builder Purchase

Total Loan Amount:- 15,75,000/-

​
Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196 <(866)%20862-3196>

PHFL Home Loans and Services Limited

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
25 Sep, 12:17 · 20d ago

Dear Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 20:55, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Dear Team

We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 24 Sept 2026 at 20:18, Vaibhav Subhash Ghorpade <
vaibhav.ghorpade@phfl.com> wrote:

> DearTeam,
>
> Kindly share Payment confirmation and challan in Case of VIKRAM
> NALAWADE HOU/KRDI/0826/5208003
>
>
> Case type:- Builder Purchase
>
> Total Loan Amount:- 15,75,000/-
>
>
>
>
>
>
> ​
> Thanks & Regards,
>
> Vaibhav Ghorpade
>
> Team Leader
>
> 91 8668623196 <(866)%20862-3196>
>
> PHFL Home Loans and Services Limited
>

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

VG vaibhav.ghorpade@phfl.com phfl.com
25 Sep, 12:25 · 20d ago

Dear Team

Kindly provide chalan copy

earlier mails quoted below

________________________________
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Friday, 25 September 2026 12:18 pm
To: Vaibhav Subhash Ghorpade
Cc: rushikash.andudge; Ramdas Mule1; Mahadeo Jambhale; Pawan Laxman Panbone; Rakesh Gange; Bhagyalakshmi Pillai
Subject: Re: Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

🤖 read: asks for the challan — “Kindly provide chalan copy”

OL The NOI teamTYPED IN GMAIL
25 Sep, 12:48 · 20d ago

📎 VIKRAM ANNASAHEB NALWADE EchallanMH0108512 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

earlier mails quoted below

On Fri, 25 Sept 2026 at 12:25, Vaibhav Subhash Ghorpade <
vaibhav.ghorpade@phfl.com> wrote:

Dear Team

Kindly provide chalan copy

------------------------------
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Friday, 25 September 2026 12:18 pm
*To:* Vaibhav Subhash Ghorpade
*Cc:* rushikash.andudge; Ramdas Mule1; Mahadeo Jambhale; Pawan Laxman
Panbone; Rakesh Gange; Bhagyalakshmi Pillai
*Subject:* Re: Kindly share Payment confirmation and challan in Case of
VIKRAM NALAWADE HOU/KRDI/0826/5208003

🤖 read: challan shared ✓ — “PFA challan for your reference.”

VG vaibhav.ghorpade@phfl.com phfl.com
26 Sep, 20:19 · 18d ago

Fw:

📎 IMG-20260801-WA0005(1).jpg ↗📎 IMG-20260801-WA0007(1).jpg ↗📎 IMG-20260801-WA0006(1).jpg ↗📎 IMG-20260801-WA0004(4).jpg ↗📎 IMG-20260802-WA0002(1).jpg ↗📎 DOC-20260926-WA0025.pdf ↗📎 IMG-20260830-WA0015.jpg ↗📎 Dhaval Kadam-Tirupati Kunj CHS-2.pdf ↗📎 IMG-20260830-WA0014.jpg ↗📎 IMG-20260829-WA0011.jpg ↗

DearTeam,

Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

Case type:- Builder Purchase

Total Loan Amount:-3139500/-

Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196

PHFL Home Loans and Services Limited

earlier mails quoted below

From: Mohan Sultane (mohan.sultane@phfl.com)
Date: 09/26/26 20:22
To: vaibhav.ghorpade@phfl.com

🤖 read: asks for a payment receipt, the challan; documents attached — “and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003”

OL The NOI teamTYPED IN GMAIL
27 Sep, 11:47 · 18d ago

Re: Fw:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 26 Sept 2026 at 20:28, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:

DearTeam,
Kindly share Payment confirmation and challan in Case of VIKRAM NALAWADE HOU/KRDI/0826/5208003

Case type:- Builder Purchase
Total Loan Amount:-3139500 /-

​

Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196

PHFL Home Loans and Services Limited

From: Mohan Sultane (mohan.sultane@phfl.com)
Date: 09/26/26 20:22
To: vaibhav.ghorpade@phfl.com

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	PAN.pdf	filed	20d ago
Sanction letter	Vikram Sanction Letter .pdf	filed	20d ago
Other	E-1311 (2).pdf	filed	20d ago
Selfie / photo	1000856826.jpg	CANNOT BE READ — clear copy asked	20d ago
Selfie / photo	1000856890.jpg	CANNOT BE READ — clear copy asked	20d ago
Aadhaar card	adhar vikram.pdf	filed	20d ago
Aadhaar card	adhar poonam.pdf	filed	20d ago
PAN card	PAN poonam.pdf	filed	20d ago
Payment screenshot	1000858307.jpg	filed	20d ago
Other	image004.jpg	filed	20d ago
Other	image003.jpg	filed	20d ago
Paid challan (GRAS)	VIKRAM ANNASAHEB NALWADE EchallanMH010851203202627E.pdf	filed	20d ago
Aadhaar card	IMG-20260801-WA0005(1).jpg	filed	18d ago
Aadhaar card	IMG-20260801-WA0007(1).jpg	filed	18d ago
PAN card	IMG-20260801-WA0006(1).jpg	filed	18d ago
PAN card	IMG-20260801-WA0004(4).jpg	filed	18d ago
Aadhaar card	IMG-20260802-WA0002(1).jpg	filed	18d ago
Sanction letter	DOC-20260926-WA0025.pdf	another customer's paper — not used	18d ago
Selfie / photo	IMG-20260830-WA0015.jpg	filed	18d ago
Sale deed	Dhaval Kadam-Tirupati Kunj CHS-2.pdf	filed	18d ago
Selfie / photo	IMG-20260830-WA0014.jpg	filed	18d ago
Payment screenshot	IMG-20260829-WA0011.jpg	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,430.87

Where it stands
VERIFIED — money received

Screenshot claims
₹40,900 624144388345

Paid at
26 Sep 16:26:40

Verified on
26 Sep 20:29:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,730	₹7,880	₹320	₹1,500	₹14,430

By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

74 of 82 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Road (person 1), First name (person 2), Last name (person 2), PAN (person 2), Mobile (person 2) …

43 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Vikram Sanction Letter.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Flat no 1311, Floor 13th floor, Block Building E, Project Sai Nagari- Phase 1, 2 & 3, gujar nimbalkarwadi, haveli, gat no 82 71, Pune, Pune, MAHARASHTRA, India, 411046

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Vikram Sanction Letter .pdf

as printed
UNIT FLAT NO 1311, FLOOR 13TH FLOOR, BLOCK BUILDING E, PROJECT SAI NAGARI- PHASE 1, 2 & 3, GUJAR NIMBALKARWADI, HAVELI, GAT NO 82 71, PUNE, PUNE, MAHARASHTRA, INDIA, 411046

PIN
411046

THE CHALLAN, as it will be typed

Flat/Survey Number
UNIT FLAT NO 1311 FLOOR 13TH FLOOR BLOCK BUILDING E PROJECT SAI NAGARI- PHASE 1 2 & 3

Locality/Road
GUJAR NIMBALKARWADI HAVELI GAT NO 82 71 PUNE MAHARASHTRA

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Poonam Vikram Nalavade	CPIPN9566F	…2102
co_mortgagor			…8327
co_mortgagor	UJJWALA S JADHAV	ARBPJ7411N
mortgagor	DEVENDRA SURESH JADHAV	AYPPJ7490J	…8327
mortgagor	VIKRAM ANNASAHEB NALWADE	ARMPN9987A	…1449

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	vaibhav.ghorpade@phfl.com	20d ago
document chase	vaibhav.ghorpade@phfl.com	20d ago
questions for the branch — what the papers leave open	vaibhav.ghorpade@phfl.com	20d ago
documents acknowledged	vaibhav.ghorpade@phfl.com	20d ago
questions for the branch — what the papers leave open	vaibhav.ghorpade@phfl.com	20d ago

What EzDocs read from each document — check anything marked in red

PAN card PAN.pdf needs your check

dob
1990-05-05

pan
ARMPN9987A

name
VIKRAM ANNASAHEB NALWADE

legible
True

father name
ANNASAHEB SHRIRANG NALWADE

raw reading (for Abhijit)

{'dob': '1990-05-05', 'pan': 'ARMPN9987A', 'name': 'VIKRAM ANNASAHEB NALWADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANNASAHEB SHRIRANG NALWADE', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo 1000856826.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Selfie / photo 1000856890.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Sanction letter Vikram Sanction Letter .pdf needs your check

lan
HOU/KRDI/0826/5208003

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'VIKRAM ANNASAHEB NALAWADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'POONAM VIKRAM NALAVADE', 'role': 'applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

loan amount
1500000.0

final amount
1575000.0

interest rate
8.5

sanction date
24-Sep-2026

letter version
5

applicant email
vikramnalawade0710@gmail.com

applicant names
VIKRAM ANNASAHEB NALAWADE, POONAM VIKRAM NALAVADE

printed altered
False

applicant mobile
9420848654

balance transfer
False

property address
pin: 411046; state: MAHARASHTRA; taluka: haveli; Flat no: 1311; district: Pune; Floor: 13th floor; Address: Unit Flat no 1311, Floor 13th floor, Block Building E, Project Sai Nagari- Phase 1, 2 & 3, gujar nimbalk

insurance premium
75000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1575000.0

security address verbatim
Unit Flat no 1311, Floor 13th floor, Block Building E, Project Sai Nagari- Phase 1, 2 & 3, gujar nimbalkarwadi, haveli, gat no 82 71, Pune, Pune, MAHARASHTRA, India, 411046

raw reading (for Abhijit)

{'lan': 'HOU/KRDI/0826/5208003', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VIKRAM ANNASAHEB NALAWADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'POONAM VIKRAM NALAVADE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000.0, 'final_amount': 1575000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '24-Sep-2026', 'letter_version': '5', 'applicant_email': 'vikramnalawade0710@gmail.com', 'applicant_names': ['VIKRAM ANNASAHEB NALAWADE', 'POONAM VIKRAM NALAVADE'], 'printed_altered': False, 'applicant_mobile': '9420848654', 'balance_transfer': False, 'property_address': {'pin': '411046', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'haveli', 'flat_no': '1311', 'district': 'Pune', 'floor_no': '13th floor', 'landmark': None, 'full_address': 'Unit Flat no 1311, Floor 13th floor, Block Building E, Project Sai Nagari- Phase 1, 2 & 3, gujar nimbalkarwadi, haveli, gat no 82 71, Pune, Pune, MAHARASHTRA, India, 411046', 'village_city': 'Pune', 'building_name': 'Block Building E, Project Sai Nagari- Phase 1, 2 & 3', 'survey_or_cts_no': 'gat no 82 71'}, 'insurance_premium': 75000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1575000.0, 'security_address_verbatim': 'Unit Flat no 1311, Floor 13th floor, Block Building E, Project Sai Nagari- Phase 1, 2 & 3, gujar nimbalkarwadi, haveli, gat no 82 71, Pune, Pune, MAHARASHTRA, India, 411046', 'applicant_address_verbatim': None}

Other E-1311 (2).pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot 1000858307.jpg needs your check

date
2026-09-24

time
20:01

amount
14500

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-24', 'time': '20:01', 'amount': 14500, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

PAN card PAN poonam.pdf needs your check

dob
1992-11-10

pan
CPIPN9566F

name
Poonam Vikram Nalavade

legible
True

raw reading (for Abhijit)

{'dob': '1992-11-10', 'pan': 'CPIPN9566F', 'name': 'Poonam Vikram Nalavade', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Other image004.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card adhar poonam.pdf needs your check

dob
1992-11-10

name
Poonam Vikram Nalavade

address
pin: 415523; state: Maharashtra; district: Satara; Village: dalvadi, dalvadi, Dalvadi

legible
True

aadhaar last4
2102

raw reading (for Abhijit)

{'dob': '1992-11-10', 'pan': None, 'name': 'Poonam Vikram Nalavade', 'mobile': None, 'address': {'pin': '415523', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'dalvadi, dalvadi, Dalvadi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2102', 'quality_issue': None}

Other image003.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Aadhaar card adhar vikram.pdf needs your check

dob
1990-05-05

name
Vikram Annasaheb Nalawade

address
pin: 415523; area: Vakhari; state: Maharashtra; district: Satara; Village: Dalwadi, Dalvadi

legible
True

aadhaar last4
1449

raw reading (for Abhijit)

{'dob': '1990-05-05', 'pan': None, 'name': 'Vikram Annasaheb Nalawade', 'mobile': None, 'address': {'pin': '415523', 'area': 'Vakhari', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'Dalwadi, Dalvadi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1449', 'quality_issue': None}

Other image003.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image004.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot 1000858307.jpg needs your check

payments inside
bank: Kotak Mahindra Bank; kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-24', 'page': 1, 'time': '20:01', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14500.0, 'direction': 'debit', 'narratio

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Kotak Mahindra Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-24', 'page': 1, 'time': '20:01', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14500.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8175', 'account_holder': None}}

Other E-1311 (2).pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sanction letter Vikram Sanction Letter .pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

applicant address from462
read again off the letter's pages (page 1, under Applicant)

applicant address verbatim
DEEP JYOTI HIGHT SECOND FLOOR, FLAT NO. 5 NEAR ABHINAV COLLEGE, NARHE PUNE, ., Pune, MAHARASHTRA, 411041, Pune, India

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}, 'applicant_address_from462': "read again off the letter's pages (page 1, under Applicant)", 'applicant_address_verbatim': 'DEEP JYOTI HIGHT SECOND FLOOR, FLAT NO. 5 NEAR ABHINAV COLLEGE, NARHE PUNE, ., Pune, MAHARASHTRA, 411041, Pune, India'}

Paid challan (GRAS) VIKRAM ANNASAHEB NALWADE EchallanMH010851203202627E.pdf needs your check

grn
MH010851203202627E

pin
411046

total
12610.0

article
6(1)

defaced
False

bank cin
03006172026092500439

district
PUNE

area city
PUNE

payer pan
ARMXXXXXXA

flat block
FLAT NO 1311 13TH FLOOR BLOCK BUILDING

payer name
VIKRAM ANNASAHEB NALWADE

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=575000

scheme rows
{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8654

payment date
25/09/2026-12:45:49

road locality
GUJAR NIMBALKARWADI HAVELI PUNE MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
575000

raw reading (for Abhijit)

{'grn': 'MH010851203202627E', 'pin': '411046', 'total': 12610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092500439', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ARMXXXXXXA', 'flat_block': 'FLAT NO 1311 13TH FLOOR BLOCK BUILDING', 'payer_name': 'VIKRAM ANNASAHEB NALWADE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=575000', 'scheme_rows': [{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8654', 'payment_date': '25/09/2026-12:45:49', 'road_locality': 'GUJAR NIMBALKARWADI HAVELI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '575000'}

PAN card IMG-20260801-WA0006(1).jpg needs your check

dob
1995-01-07

pan
AYPPJ7490J

name
DEVENDRA SURESH JADHAV

legible
True

father name
SURESH JADHAV

raw reading (for Abhijit)

{'dob': '1995-01-07', 'pan': 'AYPPJ7490J', 'name': 'DEVENDRA SURESH JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG-20260801-WA0007(1).jpg needs your check

dob
1995-01-07

name
Devendra Suresh Jadhav

mobile
9130485099

legible
True

aadhaar last4
8327

raw reading (for Abhijit)

{'dob': '1995-01-07', 'pan': None, 'name': 'Devendra Suresh Jadhav', 'mobile': '9130485099', 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '8327', 'quality_issue': None}

Aadhaar card IMG-20260801-WA0005(1).jpg needs your check

address
pin: 411015; area: near jay tuljabhavani mandir, S.N. 26, Munjaba wasti; road: Sangharsh Mitra Mandal Road; state: Maharashtra; district: Pune; post_office: Dhanori; Village: Pune City

legible
True

aadhaar last4
8327

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '411015', 'area': 'near jay tuljabhavani mandir, S.N. 26, Munjaba wasti', 'flat': None, 'road': 'Sangharsh Mitra Mandal Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Dhanori', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8327', 'quality_issue': None}

PAN card IMG-20260801-WA0004(4).jpg needs your check

dob
1975-07-14

pan
ARBPJ7411N

name
UJJWALA S JADHAV

legible
True

father name
KRUSHNA KULE

raw reading (for Abhijit)

{'dob': '1975-07-14', 'pan': 'ARBPJ7411N', 'name': 'UJJWALA S JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KRUSHNA KULE', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo IMG-20260830-WA0015.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Sanction letter DOC-20260926-WA0025.pdf needs your check

lan
HOU/KRDI/0826/5184426

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'DEVENDRA SURESH JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'UJJWALA SURESH JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

loan amount
2990000

final amount
3139500

interest rate
8.5

not this case
True

quality issue
it prints DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV; this case's people are Poonam Vikram Nalavade, VIKRAM ANNASAHEB NALWADE, VIKRAM NALAWADE H — another customer's sanction letter (the branch sends several customers

sanction date
29-Aug-2026

letter version
5

applicant email
jadhavdevendra47@gmail.com

applicant names
DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV

printed altered
False

applicant mobile
9130485099

balance transfer
False

property address
pin: 411015; road: DHANORI ROAD; state: MAHARASHTRA; Flat no: 102; district: Pune; Floor: 1ST FLOOR; Address: FLAT NO 102, S NO 26/2/1/35, 1ST FLOOR, TIRUPATI KUNJ, PUNE, DHANORI ROAD, Pune, DHANORI, Pune, MAHARA

insurance premium
149500

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3139500

security address verbatim
FLAT NO 102, S NO 26/2/1/35, 1ST FLOOR, TIRUPATI KUNJ, PUNE, DHANORI ROAD, Pune, DHANORI, Pune, MAHARASHTRA, India, 411015

applicant address verbatim
NEAR JAY TULJABHAVANI MANDIR, S.N 26 MUNJABA WASTI, SANGHARSH MITHRA MANDAL ROAD, DHANORI PUNE, Pune, MAHARASHTRA, 411015, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/KRDI/0826/5184426', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DEVENDRA SURESH JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'UJJWALA SURESH JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2990000, 'final_amount': 3139500, 'interest_rate': 8.5, 'not_this_case': True, 'quality_issue': "it prints DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV; this case's people are Poonam Vikram Nalavade, VIKRAM ANNASAHEB NALWADE, VIKRAM NALAWADE H — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '29-Aug-2026', 'letter_version': '5', 'applicant_email': 'jadhavdevendra47@gmail.com', 'applicant_names': ['DEVENDRA SURESH JADHAV', 'UJJWALA SURESH JADHAV'], 'printed_altered': False, 'applicant_mobile': '9130485099', 'balance_transfer': False, 'property_address': {'pin': '411015', 'road': 'DHANORI ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '102', 'district': 'Pune', 'floor_no': '1ST FLOOR', 'landmark': None, 'full_address': 'FLAT NO 102, S NO 26/2/1/35, 1ST FLOOR, TIRUPATI KUNJ, PUNE, DHANORI ROAD, Pune, DHANORI, Pune, MAHARASHTRA, India, 411015', 'village_city': 'Pune', 'building_name': 'TIRUPATI KUNJ', 'survey_or_cts_no': 'S NO 26/2/1/35'}, 'insurance_premium': 149500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3139500, 'security_address_verbatim': 'FLAT NO 102, S NO 26/2/1/35, 1ST FLOOR, TIRUPATI KUNJ, PUNE, DHANORI ROAD, Pune, DHANORI, Pune, MAHARASHTRA, India, 411015', 'applicant_address_verbatim': 'NEAR JAY TULJABHAVANI MANDIR, S.N 26 MUNJABA WASTI, SANGHARSH MITHRA MANDAL ROAD, DHANORI PUNE, Pune, MAHARASHTRA, 411015, Pune, India'}

Selfie / photo IMG-20260830-WA0014.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Aadhaar card IMG-20260802-WA0002(1).jpg needs your check

dob
1975-XX-XX

name
Ujjwala Suresh Jadhav

address
pin: 411015; area: near jay tuljabhavani mandir S.N. 26, Munjaba wasti, Dhanori; road: Sangharsh Mitra Mandal Road; state: Maharashtra; district: Pune; Village: Pune City

legible
True

aadhaar last4
6645

raw reading (for Abhijit)

{'dob': '1975-XX-XX', 'pan': None, 'name': 'Ujjwala Suresh Jadhav', 'mobile': None, 'address': {'pin': '411015', 'area': 'near jay tuljabhavani mandir S.N. 26, Munjaba wasti, Dhanori', 'flat': None, 'road': 'Sangharsh Mitra Mandal Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6645', 'quality_issue': None}

Payment screenshot IMG-20260829-WA0011.jpg needs your check

utr
624144388345

date
2026-08-29

time
21:33

amount
26400

method
UPI

payee upi
vyapar.169705262080@hdfcbank

payer upi
jadhavdevendra47-1@okicici

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
Mr DEVENDRA SURESH JADHAV

raw reading (for Abhijit)

{'utr': '624144388345', 'date': '2026-08-29', 'time': '21:33', 'amount': 26400, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': 'jadhavdevendra47-1@okicici', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mr DEVENDRA SURESH JADHAV', 'debit_notification_text': None}

Technical record (for Abhijit — safe to ignore)

7h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 24 Sep, 20:55 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PAN.pdf', 'cards': 1, 'doc_id': '2d964f29-1a06-4211-ab44-f799992f43de', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'adhar vikram.pdf', 'cards': 1, 'doc_id': 'de4d7655-acea-450c-8b48-b958d748c314', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'adhar poonam.pdf', 'cards': 1, 'doc_id': '5ca35208-2e01-4c76-b75b-5358eee3259d', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PAN poonam.pdf', 'cards': 1, 'doc_id': '870eb48b-c5eb-4eff-8767-03970148b20c', 'applied': 0}
15d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260801-WA0005(1).jpg', 'cards': 1, 'doc_id': 'fc46e02d-ead1-4454-a402-4a3da8bc4d5f', 'applied': 0}
15d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260801-WA0007(1).jpg', 'cards': 1, 'doc_id': '7c758cd6-435b-4f9e-9928-58aac43514d0', 'applied': 0}
15d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260801-WA0006(1).jpg', 'cards': 1, 'doc_id': 'd664a1e3-7035-4ba6-a9f6-b4131aa177d8', 'applied': 0}
15d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260801-WA0004(4).jpg', 'cards': 1, 'doc_id': 'cb50ce62-8599-477e-8587-157879f04cf4', 'applied': 0}
15d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260802-WA0002(1).jpg', 'cards': 1, 'doc_id': 'dc253fa1-78a3-4fb6-9f85-6f8a30969ff5', 'applied': 0}
15d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '360992631109', 'why': 'NOI-2026-02614 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 14500.0, 'other_case': 'NOI-2026-02614'}
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '8d19fd86c045425d', 'docs': ['Dhaval Kadam-Tirupati Kunj CHS-2.pdf', 'Vikram Sanction Letter.pdf', 'adhar vikram.pdf', 'adhar poonam.pdf', 'IMG-20260801-WA0005(1).jpg', 'IMG-20260801-WA0007(1).jpg'
16d ago	EzDocs	reader_home_address	{'fp': '7fc036cb2212597c', 'from': 'the sanction letter (Vikram Sanction Letter.pdf)', 'home': {'pin': '411041', 'area': 'NEAR ABHINAV COLLEGE, NARHE', 'flat': 'FLAT NO. 5', 'floor': 'SECOND FLOOR', 'state': 'MAHARASHTR
16d ago	EzDocs	money_settled	{'fp': '7062808a5a97b466', 'held': 1575000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 1575000.0, 'papers': [{'lan': 'HOU/KRDI/0826/5208003', 'file': 'Vikram Sanction Letter.pdf', 'kind': 'sanction_l
16d ago	EzDocs	letter_home_read462	{'fp': 'doc:4f6e374e-ab30-44f5-9bc4-2fe0070a5684', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Vikram Sanction Letter.pdf', 'asked': True, 'found':
16d ago	EzDocs	case_read_started	{'tag': '8d19fd86c045425d', 'why': 'arrival', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
16d ago	EzDocs	paper_not_this_case	{'why': "it prints DEVENDRA SURESH JADHAV, UJJWALA SURESH JADHAV; this case's people are Poonam Vikram Nalavade, VIKRAM ANNASAHEB NALWADE, VIKRAM NALAWADE H — another customer's sanction letter (the branch sends several
16d ago	EzDocs	applicant_name_restored462	{'now': 'VIKRAM NALAWADE H', 'was': 'DEVENDRA SURESH JADHAV', 'why': "this case was renamed for DEVENDRA SURESH JADHAV off a sanction letter that does not name VIKRAM NALAWADE H, whom the branch's request named — another
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 575000 — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '262548', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL2_
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '264318', 'lessons': [{'box': 'Road', 'words': 'Road: the team typed AHMEDNAG
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '264488', 'lessons': [{'box': 'Road', 'words': 'Road: the team adds words the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '264615', 'lessons': [{'box': 'Road', 'words': 'Road: the team typed SAVEDI R
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '264824', 'lessons': [{'box': 'Road', 'words': 'Road: the team typed NASHIK A
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '265483', 'lessons': [{'box': 'Road', 'words': 'Road: the team typed CHHATRAP
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '265691', 'lessons': [{'box': 'Road', 'words': 'Road: the team typed AMRAVATI
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '265775', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '265799', 'lessons': [{'box': 'Road', 'words': 'Road: the team typed AMRAVATI
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '265898', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Selfie re-sent — an earlier one was a photo of a print

Money

₹14,500 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260801-WA0007(1).jpg is Devendra Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed. In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0006(1).jpg is DEVENDRA SURESH JADHAV (PAN AYPPJ7490J)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed. In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S PAN card is attached: IMG-20260801-WA0004(4).jpg is UJJWALA S JADHAV (PAN ARBPJ7411N)'s, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own PAN card is typed. In the branch's mail of 26 Sep (from vaibhav.ghorpade@phfl.com, “Fw:”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20260802-WA0002(1).jpg is Ujjwala Suresh Jadhav's, not VIKRAM NALAWADE H's. Please check with the branch. It is not used — VIKRAM's own Aadhaar card is typed.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered