⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Bhagyashri Pravin Desai
LAN 77000351707Loan ₹21,96,217Property loanWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
22 Sep, 16:55
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
waiting 13d 13h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has sent all documents and paid the fee. The NOI team has generated and shared the challan, and now needs to file the NOI.whole case so far 21d 6h
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Dhule
Taluka
Dhule
Village
Mahindale Shivar
Number type
SURVEY
Number
106/2b
Building
Rajdeep Gruh Nirman Society
Floor
Ground Floor
Flat / shop no
Plot No.37
Area
683.00
Hadd
Dhule Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: CHANDRAKANT MURLIDHAR AHIRRAO is named on the sanction letter (KFSLetter_77000351707.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: MURLIDHAR UTTAMRAO AHIRRAO is named on the sanction letter (KFSLetter_77000351707.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 20 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
6 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
An old draft withdrew itself — its asks were already answered
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep2 things — 2 steps
case read — by ezdocs:reader
mail read as shown
26 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
23 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
22 Sep66 things — 13 documents received · 4 letters written · 1 money step · 1 caution · 47 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf
copilot check issues — by copilot
The home address was read off the papers — by ezdocs:reader
quoted history checked
case read — by ezdocs:reader
extra challan scanned
property self check
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
77000351707 -APPLICANT NAME – BHAGYASHRI PRAVIN DESAI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
property attrs split
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
boxes gathered
address compared
challan boxes composed
Property checked by the engine — read from the report, every box that names the flat is there
case read — by ezdocs:reader
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
Received: other
image.png
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02212
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
Received: other
image.png
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: other
image.png
Received: other
image.png
The payment proof already on the case was applied
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
2b921e53-4075-428d-afc1-1c70a1d282ec.jfif
Selfie checked — a live one
A real selfie — usable for the e-filing.
applicant email captured
Received: Selfie
20260903_193414117_CUSTOMER PHOTO.jpg
Property read from the legal / technical report (the sanction letter had none)
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
20260904_094929105_CUSTOMER PHOTO.jpg
Received: Technical report
HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf
Received: other
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
Received: Sanction letter
KFSLetter_77000351707.pdf
Received: PAN card
KYC_0001.pdf
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
20260904_095544444_CUSTOMER PHOTO.jpg — this is not a live selfie
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 13 files
Moneyall of it is in
₹19,640.01
Reached our account 21 Sep 12:02:08.
How we know
Our own bank told us — 21 Sep 12:02
₹23,650 · UTR AXNGG26458971350 · from VM-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.23650.00,21-09-2026 12:02:08 thru NEFT from AXNGG26458971350/GOOGLE INDIA DIGITAL . Aval Bal 142938.74 CR Helpline 18001800/18002021-PNB”
Matched by: part of one Google settlement split over several cases
The working
Stamp duty 0.3%6,600
Registration fee 0.5%10,990
Government handling350
Our service fee1,700
Total we ask for19,640.01
By law ₹19,619.74. We ask ₹19,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Plot No.37, Ground Floor, Rajdeep Gruh Nirman Society, SURVEY, 106/2b, Mahindale Shivar, 424001
read from the technical report · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
BHAGYASHRI PRAVIN DESAI · applicantCCVPD9833R
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