silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02212

Bhagyashri Pravin Desai

ICICI_HFCLAN 77000351707 Challan paid · waiting on the branch Waiting for the Index IISend the draft 2All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside KYC_0001.pdfopen
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹19,640.01CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹19,620 receivedpart of one Google settlement
Stamp duty 0.3%6,600
Registration fee 0.5%10,990
Government handling350
Our service fee1,700.01
Total we ask for19,640.01
the branch’s receipt claims ₹19,620 851999770892
paid 21 Sep 12:02:08 · verified 22 Sep 17:01:09 · 1 d 4 h later
How we know
Our own bank told us — 21 Sep 12:02
₹23,650 · UTR AXNGG26458971350 · from VM-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.23650.00,21-09-2026 12:02:08 thru NEFT from AXNGG26458971350/GOOGLE INDIA DIGITAL . Aval Bal 142938.74 CR Helpline 18001800/18002021-PNB”
Matched by: part of one Google settlement split over several cases
By law ₹19,619.74. We ask ₹19,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹19,620 — accept as full (₹20.01 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 24 minour time · 22 Sep 17:20
Index II —not yet
the NOI team 21 d 14 htotal 21 d 14 h so far
Now with the NOI team — e-filing on IGR
since 22 Sep 17:20 — 21 d 14 h of working time
Day by day — every step and who held it
22 Sep 16:55Your branch's mail
22 Sep 16:55Payment landedat once
22 Sep 16:56Fee quoted+1 min · the NOI team
22 Sep 16:57Papers readat once
22 Sep 16:57Property readat once
22 Sep 16:57Papers readat once
22 Sep 17:01Payment verified+4 min · the NOI team
22 Sep 17:01Ready for the challanat once
22 Sep 17:20Challan made+19 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹21,96,217
Loan account no.
77000351707
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Dhule
Taluka
Dhule
Village
Mahindale Shivar
Number type
SURVEY
Number
106/2b
Building
Rajdeep Gruh Nirman Society
Floor
Ground Floor
Flat / shop no
Plot No.37
Area
683.00
Hadd
Dhule Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.
stamps the check with your name; the e-filing types exactly these

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all documents and paid the fee. The NOI team has generated and shared the challan, and now needs to file the NOI.
the trail says the next move is with the NOI team — NOI filing
the trail says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
✓ loan papers sent — done, mail 1 (2026-09-22) “Find attached documents for NOI Challan of Mr. Bhagyashree Desai”
✓ fee paid — the branch's words — done, mail 1 (2026-09-22) “ATTACHED”
✓ challan made — done, mail 2 (2026-09-22) “We will initiate the challan for the same.”
✓ challan shared — done, mail 3 (2026-09-22) “Please find the challan attached for your reference.”
? Index II asked for — asked, mail 2 (2026-09-22) “For noi filing we need index 2 copy.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-22) “ATTACHED”
read over 3 mail(s), last mail 2026-09-22 · read 21d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010648010202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
77000351707 -APPLICANT NAME – BHAGYASHRI PRAVIN DESAI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantBhagyashri Pravin Desai
LAN77000351707
Loan AmtRs. 21,96,217
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 19,620.00 stands VERIFIED against the credit in our account on 22-Sep-2026 (UTR: AXNGG26458971350). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-02212 | 77000351707
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000351707) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 13 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS swapnil.sonawane@icicihfc.com icicihfc.com
22 Sep, 16:55 · 21d ago
THE FIRST MAIL — how this case began
77000351707 -APPLICANT NAME – BHAGYASHRI PRAVIN DESAI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Find attached documents for NOI Challan of Mr. Bhagyashree Desai

Customer nameBHAGYASHRI PRAVIN DESAI
Loan account (LAN)77000351707
Loan amount₹21,96,217
Stamp duty 0.30%₹6,588.65
Registration fee 0.50%₹10,981.08
DHC₹350
Total₹19,620
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

Dhule

CASE TYPE (PLS MENTION IT )

LAP

NOI SERIVCE FEE1700

SRO No

Dhule

Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
22 Sep, 17:21 · 21d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will

initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Tue, 22 Sept 2026 at 16:56, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com> wrote: Dear Team, Find attached documents for NOI Challan of Mr. Bhagyashree Desai *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* BHAGYASHRI PRAVIN DESAI *LAN NO* 77000351707 *CASE INITIATION BRANCH NAME* *Dhule* *CASE TYPE (PLS MENTION IT )* *LAP* *LOAN AMOUNT WITH INSURANCE* 2196217 *0.30%* *6588.651* *0.50%* *10981.085* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *19,620* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *Dhule* *Regards,* *Swapnil S *- TBM Dhule Branch [image: mobilePhone] 8007360066 <(800)%20736-0066> *[image: emailAddress]* *swapnil.sonawane**@icicihfc.com* <ajit.tirlotkar@icicihfc.com> *[image: website]* *www.icicihfc.com* <https://www.icicihfc.com/> *[image: website]* *1800 267 4455* <https://www.icicihfc.com/>
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
22 Sep, 17:22 · 21d ago

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Tue, 22 Sept 2026 at 17:21, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Tue, 22 Sept 2026 at 16:56, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com> wrote: > Dear Team, > Find attached documents for NOI Challan of Mr. Bhagyashree Desai > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > *APPLICANT NAME* > BHAGYASHRI PRAVIN DESAI > *LAN NO* > 77000351707 > *CASE INITIATION BRANCH NAME* > *Dhule* > *CASE TYPE (PLS MENTION IT )* > *LAP* > > > *LOAN AMOUNT WITH INSURANCE* > 2196217 > *0.30%* > *6588.651* > *0.50%* > *10981.085* > *NOI SERIVCE FEE* > *1700* > *DHC* > *350* > *TOTAL AMOUNT PAYABLE* > *19,620* > > > **SANCTION LETTER* > *ATTACHED* > **APPLICANT/S AADHAR CARD* > *ATTACHED* > **APPLICANT/S PAN CARD* > *ATTACHED* > **IINDEX II COPY | LSR | SALE DEED* > *ATTACHED* > **APPLICANT SELFIE* > *ATTACHED* > **PAYMENT SCREENSHOT WITH UTR* > *ATTACHED* > > > *SRO No* > *Dhule* > > > *Regards,* > > *Swapnil S *- TBM Dhule Branch > > [image: mobilePhone] > > 8007360066 <(800)%20736-0066> > > *[image: emailAddress]* > > *swapnil.sonawane**@icicihfc.com* <ajit.tirlotkar@icicihfc.com> > > *[image: website]* > > *www.icicihfc.com* <https://www.icicihfc.com/> > > *[image: website]* > > *1800 267 4455* <https://www.icicihfc.com/> > >
🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo 20260904_095544444_CUSTOMER PHOTO.jpg
CANNOT BE READ — clear copy asked 21d ago
PAN card+ Aadhaar card inside KYC_0001.pdf
filed 21d ago
Sanction letter KFSLetter_77000351707.pdf
filed 21d ago
Other NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
filed 21d ago
Technical report HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf
filed 21d ago
Selfie / photo 20260904_094929105_CUSTOMER PHOTO.jpg
filed 21d ago
Selfie / photo 20260903_193414117_CUSTOMER PHOTO.jpg
filed 21d ago
Payment screenshot 2b921e53-4075-428d-afc1-1c70a1d282ec.jfif
filed 21d ago
Other image.png
filed 21d ago
Other image.png
filed 21d ago
Other image.png
filed 21d ago
Other image.png
filed 21d ago
Paid challan (GRAS) BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf
filed 21d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹19,640.01
Where it stands
VERIFIED — money received
Screenshot claims
₹19,620 851999770892
Paid at
21 Sep 12:02:08
Verified on
22 Sep 17:01:09

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,600₹10,990₹350 ₹1,700₹19,640
By law ₹19,619.74. We ask ₹19,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1)
23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Plot No.37 North-East Corner Part, Sr.No.106/2b Rajdeep Gruh Nirman Society B/H Hotel Rajgad Surat Bypass Mauje Mahindale Shivar Tal.Dist.Dhule
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf
Property Address line
PLOT NO.37 NORTH-EAST CORNER PART, SR.NO.106/2B,RAJDEEP GRUH NIRMAN SOCIETY B/H HOTEL RAJGAD, SURAT BYPASS MAUJE MAHINDALE SHIVAR TAL.DIST.DHULE
Legal Address line
PLOT NO.37 NORTH-EAST CORNER PART, SR.NO.106/2B RAJDEEP GRUH NIRMAN SOCIETY B/H HOTEL RAJGAD SURAT BYPASS MAUJE MAHINDALE SHIVAR TAL.DIST.DHULE
PIN
424001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 37 NORTH-EAST CORNER PART RAJDEEP GRUH NIRMAN SOCIETY SURVEY NO 106/2B
Locality/Road
B/H HOTEL RAJGAD SURAT BYPASS DHULE CHAINI ROAD MOUJE MAHINDALE SHIVAR TAL DIST DHULE
Area/City
DHULE
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorBHAGYASHRI PRAVIN DESAICCVPD9833R…9753

All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedswapnil.sonawane@icicihfc.com 21d ago
acknowledgementswapnil.sonawane@icicihfc.com 21d ago
Index II chaseswapnil.sonawane@icicihfc.com 20d ago
Index II chaseswapnil.sonawane@icicihfc.com 17d ago
Index II chaseswapnil.sonawane@icicihfc.com 13d ago
Index II chaseswapnil.sonawane@icicihfc.com 10d ago
Index II chaseswapnil.sonawane@icicihfc.com 7d ago
What the engine read from each document — check anything marked in red
Selfie / photo 20260904_095544444_CUSTOMER PHOTO.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}
Selfie / photo 20260904_094929105_CUSTOMER PHOTO.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Technical report HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf needs your check
found
True
found in
PROPERTY ADDRESS
paper for
loan_ref: 77000351707; report_id: HRQ-26-162989; customer_name: Bhagyashri Pravin Desai
confidence
1
address lines
taken: both the same; legal_address: Plot No.37 North-East Corner Part, Sr.No.106/2b Rajdeep Gruh Nirman Society B/H Hotel Rajgad Surat Bypass Mauje Mahindale Shivar Tal.Dist.Dhule; property_address: Plot No.37 North-Eas
property address
pin: 424001; road: Surat Bypass, Dhule Chaini Road; state: Maharashtra; taluka: Dhule; flat_no: Plot No.37; district: Dhule; landmark: B/H Hotel Rajgad; full_address: Plot No.37 North-East Corner Part, Sr.No.106/2b, Rajd
security address verbatim
Plot No.37 North-East Corner Part, Sr.No.106/2b Rajdeep Gruh Nirman Society B/H Hotel Rajgad Surat Bypass Mauje Mahindale Shivar Tal.Dist.Dhule
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000351707', 'report_id': 'HRQ-26-162989', 'customer_name': 'Bhagyashri Pravin Desai'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Plot No.37 North-East Corner Part, Sr.No.106/2b Rajdeep Gruh Nirman Society B/H Hotel Rajgad Surat Bypass Mauje Mahindale Shivar Tal.Dist.Dhule', 'property_address': 'Plot No.37 North-East Corner Part, Sr.No.106/2b,Rajdeep Gruh Nirman Society B/H Hotel Rajgad, Surat Bypass Mauje Mahindale Shivar Tal.Dist.Dhule'}, 'property_address': {'pin': '424001', 'road': 'Surat Bypass, Dhule Chaini Road', 'state': 'Maharashtra', 'taluka': 'Dhule', 'flat_no': 'Plot No.37', 'district': 'Dhule', 'floor_no': None, 'landmark': 'B/H Hotel Rajgad', 'full_address': 'Plot No.37 North-East Corner Part, Sr.No.106/2b, Rajdeep Gruh Nirman Society, B/H Hotel Rajgad, Surat Bypass, Mauje Mahindale Shivar, Dhule Chaini Road, Dhule, Dhule, Maharashtra - 424001', 'village_city': 'Mahindale Shivar', 'building_name': 'Rajdeep Gruh Nirman Society', 'survey_or_cts_no': 'Sr.No.106/2b'}, 'security_address_verbatim': 'Plot No.37 North-East Corner Part, Sr.No.106/2b Rajdeep Gruh Nirman Society B/H Hotel Rajgad Surat Bypass Mauje Mahindale Shivar Tal.Dist.Dhule'}
Other NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter KFSLetter_77000351707.pdf needs your check
lan
77000351707
legible
True
purpose
Non Home Loan and Purchase/Improvement of Property
loan type
Non Home Loan
confidence
1
linked refs
77000351708
loan amount
2150000
final amount
2150000
interest rate
12.5
sanction date
22/09/2026
letter version
HF-38-VER-14-01072026/KFS
applicant email
bhagya.desai14@gmail.com
applicant names
BHAGYASHRI PRAVIN DESAI, CHANDRAKANT MURLIDHAR AHIRRAO, MURLIDHAR UTTAMRAO AHIRRAO
printed altered
False
applicant mobile
9075642513
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Plot No 37 Rajdeep Society, Surat Bypass Mahindale Shivar, Dhule, Dhule, DHULE, MAHARASHTRA, IN, 424001
raw reading (for Abhijit)
{'lan': '77000351707', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000351708'], 'loan_amount': 2150000, 'final_amount': 2150000, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '22/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'bhagya.desai14@gmail.com', 'applicant_names': ['BHAGYASHRI PRAVIN DESAI', 'CHANDRAKANT MURLIDHAR AHIRRAO', 'MURLIDHAR UTTAMRAO AHIRRAO'], 'printed_altered': False, 'applicant_mobile': '9075642513', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Plot No 37 Rajdeep Society, Surat Bypass Mahindale Shivar, Dhule, Dhule, DHULE, MAHARASHTRA, IN, 424001'}
Selfie / photo 20260903_193414117_CUSTOMER PHOTO.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Payment screenshot 2b921e53-4075-428d-afc1-1c70a1d282ec.jfif needs your check
utr
851999770892
date
2026-09-22
time
14:03
amount
19620
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '851999770892', 'date': '2026-09-22', 'time': '14:03', 'amount': 19620, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
PAN card KYC_0001.pdf needs your check
dob
1992-07-13
pan
CCVPD9833R
name
BHAGYASHRI PRAVIN DESAI
legible
True
father name
PRAVIN DESAI
raw reading (for Abhijit)
{'dob': '1992-07-13', 'pan': 'CCVPD9833R', 'name': 'BHAGYASHRI PRAVIN DESAI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRAVIN DESAI', 'aadhaar_last4': None, 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card KYC_0001.pdf needs your check
name
BHAGYASHRI PRAVIN DESAI
address
pin: 423205; area: zodge, Zodge; road: dr. hedgewar chauk; state: Maharashtra; district: Nashik; village_city: Zodga
legible
True
aadhaar last4
9753
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'BHAGYASHRI PRAVIN DESAI', 'mobile': None, 'address': {'pin': '423205', 'area': 'zodge, Zodge', 'flat': None, 'road': 'dr. hedgewar chauk', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Zodga'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9753', 'quality_issue': None}
Paid challan (GRAS) BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf needs your check
grn
MH010648010202627E
pin
424001
total
17590.0
article
6(1)
defaced
False
bank cin
03006172026092201264
district
DHULE
area city
DHULE
payer pan
CCVXXXXXXR
flat block
PLOT NO 37 NORTH-EAST CORNER PART SR NO 106/2B RAJDEEP GRUH NIRMAN SOCIETY MOUJE MAHINDALE SHIVAR
payer name
BHAGYASHRI PRAVIN DESAI
sro office
DUL2_DHULE NO 2 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2196217
scheme rows
{'amount': 6600.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10990.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2513
payment date
22/09/2026-17:20:19
road locality
B/H HOTEL RAJGAD SURAT BYPASS DHULE CHAINI ROAD TAL DHULE DIST DHULE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
2196217
raw reading (for Abhijit)
{'grn': 'MH010648010202627E', 'pin': '424001', 'total': 17590.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092201264', 'district': 'DHULE', 'area_city': 'DHULE', 'payer_pan': 'CCVXXXXXXR', 'flat_block': 'PLOT NO 37 NORTH-EAST CORNER PART SR NO 106/2B RAJDEEP GRUH NIRMAN SOCIETY MOUJE MAHINDALE SHIVAR', 'payer_name': 'BHAGYASHRI PRAVIN DESAI', 'sro_office': 'DUL2_DHULE NO 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2196217', 'scheme_rows': [{'amount': 6600.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10990.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2513', 'payment_date': '22/09/2026-17:20:19', 'road_locality': 'B/H HOTEL RAJGAD SURAT BYPASS DHULE CHAINI ROAD TAL DHULE DIST DHULE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2196217'}
Technical record (for Abhijit — safe to ignore)
7d agosystem:emailsemail_shadowed:index2_chase{'to': 'swapnil.sonawane@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000351707) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
7d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d agosystem:emailsemail_shadowed:index2_chase{'to': 'swapnil.sonawane@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000351707) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
10d agosystem:emailsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
10d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']}
13d agosystem:emailsemail_shadowed:index2_chase{'to': 'swapnil.sonawane@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000351707) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
15d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CCxxxxxxXR — no paper on the
15d agoezdocs:readercase_read{'how': 'uri', 'tag': '37ac8473d07dd5d9', 'docs': ['HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf', 'KFSLetter_77000351707.pdf', 'KYC_0001.pdf', 'NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/ima
16d agoezdocs:readercase_read{'how': 'uri', 'tag': '50f61c2edc1f8ca7', 'docs': ['HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf', 'KFSLetter_77000351707.pdf', 'KYC_0001.pdf', 'NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/ima
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
17d agoezdocs:readerreader_home_address{'fp': 'de576f09f6c37ca4', 'from': 'the sanction letter (KFSLetter_77000351707.pdf)', 'home': {'pin': '424001', 'area': 'Mahindale Shivar', 'flat': 'Plot No 37', 'road': 'Surat Bypass', 'state': 'MAHARASHTRA', 'building'
17d agosystem:emailsemail_shadowed:index2_chase{'to': 'swapnil.sonawane@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000351707) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
20d agosystem:emailsemail_shadowed:index2_chase{'to': 'swapnil.sonawane@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000351707) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
21d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
21d agosystem:ingestfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
21d agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf', 'kin
21d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'BHAGYASHRI PRAVIN D
21d agosystem:extractchallan_verified_against_case{'grn': 'MH010648010202627E', 'file': 'BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
21d agosystem:extractchallan_extracted{'grn': 'MH010648010202627E', 'file': 'BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17590.0}
21d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The base paper prints
21d agoezdocs:readerreader_home_address{'fp': '255b20276e90e29e', 'from': 'the sanction letter (KFSLetter_77000351707.pdf)', 'home': {'pin': '424001', 'area': 'Mahindale Shivar', 'flat': 'Plot No 37', 'road': 'Surat Bypass', 'state': 'MAHARASHTRA', 'building'
21d agosystem:reconcilequoted_history_checked{}
21d agoezdocs:readercase_read{'how': 'uri', 'tag': 'a316f73c8cc6ecdf', 'docs': ['HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf', 'KFSLetter_77000351707.pdf', 'KYC_0001.pdf', 'NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/ima
21d agosystem:reconcileextra_challan_scanned{'found': 0}
21d agosystem:extractproperty_self_check{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'wh
21d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf', 'KFSLetter_77000351707.pdf', 'KYC_0001.pdf', 'NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/im', 'image
21d agosystem:extractaddress_compared{'sig': 'a4d5a40fa871b5e0', 'why': 'after gather', 'people': [{'home': 'Plot No 37, New SRPF Colony, dr. hedgewar chauk, zodge, Zodge, Zodga, Nashik, 423205', 'person': 'BHAGYASHRI PRAVIN DESAI', 'against': [{'src': 'san
21d agosystem:extractchallan_boxes_composed{'fp': '97270c63e533670a', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 37 NORTH-EAST CORNER PART RAJDEEP GRU
21d agosystem:extractbox_disagreement{'box': 'home.district', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Nashik', 'page': 1, 'party': 'BHAG
21d agosystem:extractbox_disagreement{'box': 'home.village_city', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Zodga', 'page': 1, 'party': 'B

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹19,620 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
6 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
10:00
An old draft withdrew itself — its asks were already answered
10:00
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
10:00
An old draft withdrew itself — its asks were already answered
10:00
An old draft withdrew itself — its asks were already answered
10:00
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
10:00
28 Sep1 thing — 1 step
case read — by ezdocs:reader
17:47
27 Sep2 things — 2 steps
case read — by ezdocs:reader
10:00
mail read as shown
06:55
26 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
10:01
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
10:00
23 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02212 | 77000351707
10:00
22 Sep66 things — 13 documents received · 4 letters written · 1 money step · 1 caution · 47 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:26
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:22
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:22
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:22
Challan re-read against the case — matches exactly
17:22
challan extracted
17:22
Received: Challan
BHAGYASHRI PRAVIN DESAI EchallanMH010648010202627E.pdf
17:22
copilot check issues — by copilot
17:15
The home address was read off the papers — by ezdocs:reader
17:14
quoted history checked
17:05
case read — by ezdocs:reader
17:03
extra challan scanned
17:03
property self check
17:02
boxes gathered
17:02
address compared
17:02
challan boxes composed
17:02
box disagreement
17:01
box disagreement
17:01
box disagreement
17:01
box disagreement
17:01
box disagreement
17:01
box disagreement
17:01
Everything for the challan is in — queued
Papers and money are in — the challan is next.
17:01
case acknowledged challan queued
17:01
Wrote the acknowledgement mail — held, silent mode
77000351707 -APPLICANT NAME – BHAGYASHRI PRAVIN DESAI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
17:01
property attrs split
17:01
documents read together
17:01
Property checked by the engine — read from the report, every box that names the flat is there
17:01
gpay lump split
17:01
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:01
receivable snapshot
17:01
boxes gathered
16:59
address compared
16:59
challan boxes composed
16:59
Property checked by the engine — read from the report, every box that names the flat is there
16:59
case read — by ezdocs:reader
16:57
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
16:57
kyc address read
16:57
money settled — by ezdocs:reader
16:57
Received: other
image.png
16:57
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02212
16:57
claim inside desk buffer
16:57
acknowledged with advice
16:57
No fee quote sent — the branch's own figures were right
16:57
Received: other
image.png
16:57
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:57
Received: other
image.png
16:57
Received: other
image.png
16:57
The payment proof already on the case was applied
16:57
Payment proof arrived before the case was quoted — held
16:57
Received: Payment screenshot
2b921e53-4075-428d-afc1-1c70a1d282ec.jfif
16:57
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:57
applicant email captured
16:57
Received: Selfie
20260903_193414117_CUSTOMER PHOTO.jpg
16:57
Property read from the legal / technical report (the sanction letter had none)
16:57
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:57
Received: Selfie
20260904_094929105_CUSTOMER PHOTO.jpg
16:57
Received: Technical report
HRQ-26-162989_INDProcessRequest_2500320260921134116041.pdf
16:57
Received: other
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
16:57
Received: Sanction letter
KFSLetter_77000351707.pdf
16:57
Received: PAN card
KYC_0001.pdf
16:57
Document could not be read — a clear copy was asked for
this is not a live selfie
16:57
Received: Selfie — not usable
20260904_095544444_CUSTOMER PHOTO.jpg — this is not a live selfie
16:57
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
16:56
case type guessed from mail
16:56
Case opened from the branch's mail
16:56
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.35 s · 207 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f