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Sachin Gopinath Rathod
LAN 77000359051Loan —NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 12:48
Documents
took 14m
Payment
Challan
done 8 Oct, 13:10 · GRAS ↗
Filing
waiting 5d 10h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank branch has sent the loan documents. The NOI team needs to review these documents and ask for the fee.whole case so far 5d 10h
Needs your eyes2
Property Owner mismatch with Applicants — Legal Scrutiny Report says Name of the Property Owner/s: Shri Rajendra Narayan Giri; Sanction Letter says Applicants are Sachin Gopinath Rathod and Vandana Sach. See the papers →
Challan on file does not agree with the case. Open it before paying or sharing.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — Property Owner mismatch with Applicants: Legal Scrutiny Report says Name of the Property Owner/s: Shri Rajendra Narayan Giri; Sanction Letter says Applicants are Sachin Gopinath Rathod and Vandana Sachin Rathod. The notice of intimation must be executed by the legal owner who deposits the title deeds. The legal report states the owner is Shri Rajendra Narayan Giri, whereas the loan applicants are Sachin and Vandana Rathod, and no registered sale deed transferring ownership to the applicants is yet executed. Confirm with the branch whether Shri Rajendra Narayan Giri must be joined as a mortgagor on the challan and e-filing, or if a registered sale deed/assignment has been completed.
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Loan Amount: 39,00,000 — the figure the paid challan prints (SACHIN GOPINATH RATHOD EchallanMH0116083, GRN MH011608358202627E); the case holds nothing. The notice is filed on the challan that was paid.
• changed — district: the case held AURANGABAD; filled CHHATRAPATI SAMBHAJINAGAR — the whole-file reading, from Technical Report and Legal Scrutiny Report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The made challan does not match the case: district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad' — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
Today · 13 Oct1 thing
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03275 | 77000359051
8 Oct74 things — 10 documents received · 5 letters written · 2 cautions · 57 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
property self check
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SACHIN GOPINATH RATHOD EchallanMH011608358202627E.pdf
copilot edit — by copilot:Nikhil
quoted history checked
extra challan scanned
An old draft withdrew itself — its asks were already answered
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
copilot check issues — by copilot
form checked489
copilot pick — by copilot
whole file hold — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
NOI Application No 77000359051, 77000359050//SACHIN GOPINATH RATHOD
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
Wrote the document chase mail — held, silent mode
NOI case
An old draft withdrew itself — its asks were already answered
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
kyc address read
roles from letter
kyc address read
PAN found inside the KYC file — no need to ask for it
Received: PAN card
Vandana Kyc.pdf
money settled — by ezdocs:reader
money not settled
Received: Aadhaar
Sachin kyc.pdf
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03275
case read started — by ezdocs:reader
insurance twin detected
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property checked by the engine — read from the report, every box that names the flat is there
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property checked by the engine — read from the report, every box that names the flat is there
Received: Selfie
VR.jpg
Received: Selfie
SR.jpg
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
Rathod Letter.pdf
Payment proof arrived before the case was quoted — held
Payment proof arrived before the case was quoted — held
Received: LSR
LSR (Sachin Rathod-Aniket Kayasth) MIDC Walunj Wadgaon K_Sign.pdf
Received: Technical report
tec rathod.pdf
Received: Payment screenshot
IMG-20261008-WA0019.jpg
Received: Payment screenshot
IMG-20261008-WA0020.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsworked by hand
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓LSR (search report)open
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it5 open
The file contains a loan sanction of Rs. 39,00,000 for Sachin Gopinath Rathod and Vandana Sachin Rathod. The technical and legal reports identify the property as House No. 2, Plot No. RM-101 Part 2, Waluj Industrial Area, Wadgaon Kolhati, Aurangabad, owned by Shri Rajendra Narayan Giri. Since the ap
○SACHIN GOPINATH RATHOD — home road — the branch
○VANDANA SACHIN RATHOD — home building — the branch
○the loan amount — the branch
○this desk's fee — the branch
✗the papers disagree on Property Owner mismatch with Applicants (Legal Scrutiny Report: Name of the Property Owner/s: Shri Rajendra Narayan Giri; Sanction Letter: Applicants are Sachin Gopinath Rathod and Vandana Sachin Rat) — a person — Confirm with the branch whether Shri Rajendra Narayan Giri must be joined as a mortgagor on the challan and e-filing, or if a registered sal
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) is present on the file; only an unregistered Isar/Kararnama dated 18/08/2026 is mentioned.
the branch's last mail (2026-10-08): Please find attached documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T07:26 UTC
Moneynot worked out yet
The fee appears the moment the loan amount is known.
Propertyby the engine, from the technical report
House No.2, Ground Floor, Waluj MIDC Area, PLOT, Rm-101 Part 2, Wadgaonkolhati, 431133
read from the technical report · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
SACHIN GOPINATH RATHOD · applicantBKHPR5271AVANDANA SACHIN RATHOD · co-applicantCYRPP9999L
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