⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-03387
VISHAL TARACHAND GALATE
LAN HOU/ARNG/0626/5126443
Challan paid · our move
File on IGRAll documentsMails & papers 8Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Payment screenshot — proof received; money not verified yet — inside DocScanner 5 Aug 2026 2-45 pm.pdfopen
A challan whose owner could not be read — not counted until a person says — inside SKM_226i26080801440.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹14,640.51 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹14,640.51CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹14,640.51 — we only count a credit our bank shows us.
Ask for the exact ₹14,640.51. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%4,810
Registration fee 0.5%8,010
Government handling320
Our service fee1,500.51
Total we ask for14,640.51
By law ₹14,620. We ask ₹14,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 5 Aug 17:05
Index II under a minuteour time (made after working hours) · 12 Oct 09:48
the branch 67 d 16 htotal 67 d 16 h
Complete.
Day by day — every step and who held it
5 Aug 17:05Your branch's mail
5 Aug 17:05Challan madeat once
12 Oct 09:47Papers from your branch+67 d 16 h · the branch
12 Oct 09:47Papers readat once
12 Oct 09:47Property readat once
12 Oct 09:47Papers from your branchat once
12 Oct 09:48Papers readat once
12 Oct 09:48Fee quotedat once
12 Oct 09:48Index II sentat once
12 Oct 09:48Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹16,00,000
Loan account no.
HOU/ARNG/0626/5126443
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: NEHA VISHAL GALATE is named on the sanction letter (DocScanner 5 Aug 2026 2-45 pm.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 6 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number type, Second number, Property type, Floor, Building
• changed — local body name: the case held CHHATRAPATI SAMBHAJINAGAR MUNICIPAL CORPORATION; filled CHHATRAPATI SAMBHAJINAGAR MAHANAGARPALIKA — EzDocs (reading the whole file), from Index II, reads it so
• changed — flat no: the case held 36; filled PLOT NO 36 — EzDocs (reading the whole file), from Index II, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has initiated the process by asking for documents. The team is waiting for the branch to provide the loan papers.
the history says the next move is with the branch — the loan papers
the branch last asked: pls
? loan papers sent — asked, mail 1 (2026-10-12) “pls”
read over 1 mail(s), last mail 2026-10-12 · read 3d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH007784671202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL
The NOI teamTYPED IN GMAIL
06 Oct, 13:37 · 9d ago THE APP JOINED HERE — earlier mails are on Gmail
06 Oct, 13:37 · 9d ago THE APP JOINED HERE — earlier mails are on Gmail
Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Team,
For noi filing we needcolour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 13 Aug 2026 at 18:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 17:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Wednesday, August 5, 2026 6:33 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak
Waghmare < mrdeepak3866@gmail.com >
Sent: Wednesday, August 5, 2026 2:52 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >
Subject: Galate HL - NOI
Exercise Secured by Check Point
PFA
🤖 read: asks the branch for documents — “For noi filing we need colour live selfie photo of the applicants..”
5 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
10 Oct, 13:25 · 5d ago
10 Oct, 13:25 · 5d ago
Team,
For noi filing we needcolour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 18:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 17:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Wednesday, August 5, 2026 6:33 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak
Waghmare < mrdeepak3866@gmail.com >
Sent: Wednesday, August 5, 2026 2:52 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >
Subject: Galate HL - NOI
Exercise Secured by Check Point
PFA
🤖 read: asks the branch for documents — “For noi filing we need colour live selfie photo of the applicants..”
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
12 Oct, 09:43 · 3d ago
12 Oct, 09:43 · 3d ago
@Deepak Arvind Waghmarepls
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Saturday, October 10, 2026 1:26 PM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 18:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 17:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Wednesday, August 5, 2026 6:33 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need an index 2 copy and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak
Waghmare < mrdeepak3866@gmail.com >
Sent: Wednesday, August 5, 2026 2:52 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >
Subject: Galate HL - NOI
Exercise Secured by Check Point
PFA
🤖 read: Customer service manager for loans at PNB Housing Finance Limited in Ch. Sambhajinagar.
AW
amol.wakekar@pnbhousing.com pnbhousing.com
13 Oct, 17:44 · 1d ago
13 Oct, 17:44 · 1d ago
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code431001
Direct91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:10 October 2026 13:26
To:Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject:Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
ExerciseSecured by Check Point
Team,
For noi filing we needcolour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 18:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 17:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Wednesday, August 5, 2026 6:33 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need an index 2 copy and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak
Waghmare < mrdeepak3866@gmail.com >
Sent: Wednesday, August 5, 2026 2:52 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >
Subject: Galate HL - NOI
Exercise Secured by Check Point
PFA
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction
OL
The NOI teamTYPED IN GMAIL
13 Oct, 17:54 · 1d ago
13 Oct, 17:54 · 1d ago
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 17:45, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 October 2026 13:26
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 13:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 18:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 17:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Wednesday, August 5, 2026 6:33 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need an index 2 copy and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak
Waghmare < mrdeepak3866@gmail.com >
Sent: Wednesday, August 5, 2026 2:52 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >
Subject: Galate HL - NOI
Exercise Secured by Check Point
PFA
🤖 read: The team will process the NOI.
OL
The NOI teamTYPED IN GMAIL
14 Oct, 11:51 · 1d ago
14 Oct, 11:51 · 1d ago
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Deepak Waghmare <mrdeepak3866@gmail.com>
*Sent:* Wednesday, August 5, 2026 2:52 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
deepak.waghmare@phfl.com>
*Subject:* Galate HL - NOI
*Secured by Check Point *
PFA
🤖 read: Regards,
OL
The NOI teamTYPED IN GMAIL
14 Oct, 11:51 · 1d ago
14 Oct, 11:51 · 1d ago
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Deepak Waghmare <mrdeepak3866@gmail.com>
*Sent:* Wednesday, August 5, 2026 2:52 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
deepak.waghmare@phfl.com>
*Subject:* Galate HL - NOI
*Secured by Check Point *
PFA
🤖 read: Regards,
OL
The NOI teamTYPED IN GMAIL
15 Oct, 12:57 · 3h ago
15 Oct, 12:57 · 3h ago
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 17:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 13 Oct 2026 at 17:45, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 10 October 2026 13:26
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 13:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 18:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For noi filing we need colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 13 Aug 2026 at 17:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Wednesday, August 5, 2026 6:33 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >
Subject: Re: CHALLAN & NOI FOR VISHAL TARACHAND GALATE-HOU/ARNG/0626/5126443
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need an index 2 copy and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 5 Aug 2026 at 17:07, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Dear Team,
PFA & Pls help for challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak
Waghmare < mrdeepak3866@gmail.com >
Sent: Wednesday, August 5, 2026 2:52 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Deepak Arvind Waghmare
< deepak.waghmare@phfl.com >
Subject: Galate HL - NOI
Exercise Secured by Check Point
PFA
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ MOTD inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside | DocScanner 5 Aug 2026 2-45 pm.pdf | filed | 3d ago |
| Other | image001.jpg | filed | 3d ago |
| Paid challan (GRAS) | VISHAL TARACHAND GALATE EchallanMH007784671202627E.pdf | filed | 3d ago |
| Index II+ A challan whose owner could not be read — not counted until a person says insidethe branch sent this — an input | SKM_226i26080801440.pdf | filed | 3d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹14,640.51
₹14,640.51
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
—
—
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,810 | ₹8,010 | ₹320 | ₹1,500 | ₹14,640 |
By law ₹14,620. We ask ₹14,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
30 of 34 e-filing boxes readyOpen the verification page →
Empty: Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Building (person 1), Floor (person 1)
6 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner 5 Aug 2026 2-45 pm.pdf
the address
{'PIN': '431001', 'AREA': 'BEHIND ZONE NO. - 3, JUNA MONDHA', 'FLAT': 'H NO-3-5-2', 'ROAD': 'BHAVANI NAGAR ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'AURANGABAD', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AURANGABAD'}
{'PIN': '431001', 'AREA': 'BEHIND ZONE NO. - 3, JUNA MONDHA', 'FLAT': 'H NO-3-5-2', 'ROAD': 'BHAVANI NAGAR ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'AURANGABAD', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AURANGABAD'}
the Index II
SKM_226i26080801440.pdf
the property
paalikeche naavah chhatrapati sambhaajinagara ma.na.paa. itara varnana, itara maahitih, itara maahitih mauje. baalaapura taalukaa va jilhaa. chhatrapati sambhaajinagara hadditila jamina gata nan. 110 madhila "bhuvi snehabana" yaa leaauta madhila plota nan. 36 jyaache kshetraphala 99.632 chau. mitara asuna sadarachyaa yaa dastaamadhye savistara namuda kelyaapramaane haa "sela dida" yaa shirshakaachaa nondanikruta dasta. ((GAT NUMBER: 110;))
paalikeche naavah chhatrapati sambhaajinagara ma.na.paa. itara varnana, itara maahitih, itara maahitih mauje. baalaapura taalukaa va jilhaa. chhatrapati sambhaajinagara hadditila jamina gata nan. 110 madhila "bhuvi snehabana" yaa leaauta madhila plota nan. 36 jyaache kshetraphala 99.632 chau. mitara asuna sadarachyaa yaa dastaamadhye savistara namuda kelyaapramaane haa "sela dida" yaa shirshakaachaa nondanikruta dasta. ((GAT NUMBER: 110;))
PIN
I CANNOT TELL
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
36 BHUVI SNEHBAN GAT NO 110
36 BHUVI SNEHBAN GAT NO 110
Locality/Road
BALAPUR 6 MTR WIDE ROAD TAL CHHATRAPATI SAMBHAJINAGAR DIST CHHATRAPATI SAMBHAJINAGAR
BALAPUR 6 MTR WIDE ROAD TAL CHHATRAPATI SAMBHAJINAGAR DIST CHHATRAPATI SAMBHAJINAGAR
Area/City
CHHATRAPATI SAMBHAJINAGAR
check or correct a box, the papers beside it →CHHATRAPATI SAMBHAJINAGAR
the Index II also prints: 110, 36, 632, 99, ASUNA, BAALAAPURA, BHUVI, CANNOT, CHAU, CHHATRAPATI, DASTA, DASTAAMADHYE, DIDA, GATA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VISHAL TARACHAND GALATE | BGSPG3499J | …4070 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| none yet |
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner 5 Aug 2026 2-45 pm.pdf needs your check
lan
HOU/ARNG/0626/5126443
HOU/ARNG/0626/5126443
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'VISHAL TARACHAND GALATE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NEHA VISHAL GALATE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'VISHAL TARACHAND GALATE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NEHA VISHAL GALATE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing
Housing
confidence
1
1
rate words
13.15% per annum 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
13.15% per annum 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
loan amount
1600000
1600000
rate spread
-4.65
-4.65
final amount
1600000
1600000
interest rate
8.5
8.5
sanction date
12-Jun-2026
12-Jun-2026
letter version
3
3
reference rate
13.15
13.15
applicant email
vishalgalate20@gmail.com
vishalgalate20@gmail.com
applicant names
VISHAL TARACHAND GALATE, NEHA VISHAL GALATE
VISHAL TARACHAND GALATE, NEHA VISHAL GALATE
printed altered
False
False
applicant mobile
8928791464
8928791464
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; Flat no: 36; district: Aurangabad; Address: Plot No. 36, In Bhuvi Snehban, Gut No. 110/Part, Village Balapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; Village: Balapu
pin: 431001; state: MAHARASHTRA; Flat no: 36; district: Aurangabad; Address: Plot No. 36, In Bhuvi Snehban, Gut No. 110/Part, Village Balapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; Village: Balapu
insurance premium
0
0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
1600000
1600000
security address verbatim
Plot No. 36, In Bhuvi Snehban, Gut No. 110/Part, Village Balapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No. 36, In Bhuvi Snehban, Gut No. 110/Part, Village Balapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
RADHEY SHYAM SEHTA, Η NO 821 SECTOR-9, URBAN ESTATE AMBALA CITY AMBALA HARYANA, Ambala, HARYANA, 134003, Ambala, India
RADHEY SHYAM SEHTA, Η NO 821 SECTOR-9, URBAN ESTATE AMBALA CITY AMBALA HARYANA, Ambala, HARYANA, 134003, Ambala, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0626/5126443', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VISHAL TARACHAND GALATE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NEHA VISHAL GALATE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1600000, 'rate_spread': -4.65, 'final_amount': 1600000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '12-Jun-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'vishalgalate20@gmail.com', 'applicant_names': ['VISHAL TARACHAND GALATE', 'NEHA VISHAL GALATE'], 'printed_altered': False, 'applicant_mobile': '8928791464', 'balance_transfer': False, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '36', 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 36, In Bhuvi Snehban, Gut No. 110/Part, Village Balapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Balapur', 'building_name': 'Bhuvi Snehban', 'survey_or_cts_no': '110/Part'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 1600000, 'security_address_verbatim': 'Plot No. 36, In Bhuvi Snehban, Gut No. 110/Part, Village Balapur, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'applicant_address_verbatim': 'RADHEY SHYAM SEHTA, Η NO 821 SECTOR-9, URBAN ESTATE AMBALA CITY AMBALA HARYANA,\nAmbala, HARYANA, 134003, Ambala, India'}Sanction letter DocScanner 5 Aug 2026 2-45 pm.pdf needs your check
dob
1994-11-10
1994-11-10
pan
BGSPG3499J
BGSPG3499J
name
VISHAL TARACHAND GALATE
VISHAL TARACHAND GALATE
legible
True
True
father name
TARACHAND HARICHAND GALATE
TARACHAND HARICHAND GALATE
raw reading (for Abhijit)
{'dob': '1994-11-10', 'pan': 'BGSPG3499J', 'name': 'VISHAL TARACHAND GALATE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TARACHAND HARICHAND GALATE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DocScanner 5 Aug 2026 2-45 pm.pdf needs your check
dob
1994-11-10
1994-11-10
name
Vishal Tarachand Galate
Vishal Tarachand Galate
address
pin: 431001; area: Behind Zone No. - 3, Juna Mondha; flat: H No-3-5-2; road: Bhavani Nagar Road; state: Maharashtra; district: Aurangabad; Village: Aurangabad
pin: 431001; area: Behind Zone No. - 3, Juna Mondha; flat: H No-3-5-2; road: Bhavani Nagar Road; state: Maharashtra; district: Aurangabad; Village: Aurangabad
legible
True
True
aadhaar last4
4070
4070
raw reading (for Abhijit)
{'dob': '1994-11-10', 'pan': None, 'name': 'Vishal Tarachand Galate', 'mobile': None, 'address': {'pin': '431001', 'area': 'Behind Zone No. - 3, Juna Mondha', 'flat': 'H No-3-5-2', 'road': 'Bhavani Nagar Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Aurangabad', 'post_office': None, 'village_city': 'Aurangabad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4070', 'quality_issue': None}Sanction letter DocScanner 5 Aug 2026 2-45 pm.pdf needs your check
amount words
INR 16,00,000/- (Rupees Sixteen lakh only)
INR 16,00,000/- (Rupees Sixteen lakh only)
secured amount
1600000.0
1600000.0
raw reading (for Abhijit)
{'amount_words': 'INR 16,00,000/- (Rupees Sixteen lakh only)', 'secured_amount': 1600000.0}Sanction letter DocScanner 5 Aug 2026 2-45 pm.pdf needs your check
payments inside
bank: Bank of Baroda; kind: payment_screenshot; payments: [{'utr': '621687800037', 'date': '2026-08-04', 'page': 10, 'time': '20:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14600.0, 'direction': 'credit', 'n
bank: Bank of Baroda; kind: payment_screenshot; payments: [{'utr': '621687800037', 'date': '2026-08-04', 'page': 10, 'time': '20:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14600.0, 'direction': 'credit', 'n
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank of Baroda', 'kind': 'payment_screenshot', 'payments': [{'utr': '621687800037', 'date': '2026-08-04', 'page': 10, 'time': '20:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14600.0, 'direction': 'credit', 'narration': 'Payment of ‘14,600 completed Receiver’s bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD’s bank account UPI transaction ID 621687800037 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: NEHA VISHAL GALATE (Bank of Baroda) Google Pay nehadhamale98-1@okaxis Google transaction ID CICAgJiZOV-CWA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6190', 'account_holder': 'NEHA VISHAL GALATE'}}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Paid challan (GRAS) VISHAL TARACHAND GALATE EchallanMH007784671202627E.pdf needs your check
grn
MH007784671202627E
MH007784671202627E
pin
431001
431001
total
12820.0
12820.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026080501341
03006172026080501341
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
BGSXXXXXXJ
BGSXXXXXXJ
flat block
PLOT NO. 36, IN BHUVI SNEHBAN, GUT NO. 110/PART
PLOT NO. 36, IN BHUVI SNEHBAN, GUT NO. 110/PART
payer name
VISHAL TARACHAND GALATE
VISHAL TARACHAND GALATE
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1600000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1600000
scheme rows
{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1464
XXXXXX1464
payment date
05/08/2026
05/08/2026
road locality
VILLAGE BALAPUR, AURANGABAD, MAHARASHTRA
VILLAGE BALAPUR, AURANGABAD, MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1600000
1600000
raw reading (for Abhijit)
{'grn': 'MH007784671202627E', 'pin': '431001', 'total': 12820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026080501341', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'BGSXXXXXXJ', 'flat_block': 'PLOT NO. 36, IN BHUVI SNEHBAN, GUT NO. 110/PART', 'payer_name': 'VISHAL TARACHAND GALATE', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1600000', 'scheme_rows': [{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1464', 'payment_date': '05/08/2026', 'road_locality': 'VILLAGE BALAPUR, AURANGABAD, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1600000'}Index II SKM_226i26080801440.pdf needs your check
kind
index2_input
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'छत्रपती संभाजीनगर म.न.पा.', 'r11_serial': '8773/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (25-6) immovable Property ==>
pin: I CANNOT TELL; rows: {'r4_palika': 'छत्रपती संभाजीनगर म.न.पा.', 'r11_serial': '8773/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (25-6) immovable Property ==>
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'छत्रपती संभाजीनगर म.न.पा.', 'r11_serial': '8773/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (25-6) immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'मौजे. बाळापूर तालुका व जिल्हा. छत्रपती संभाजीनगर हद्दीतील जमिन गट नं. 110 मधील "भुवी स्नेहबन" या लेआऊट मधील प्लॉट नं. 36', 'r5_area_text': '1) 0.0100 हेक्टर. आर', 'r7_executants': [{'age': '53', 'pan': 'AANFB3057F', 'name': 'में. भुवी लॅण्डमार्क्स एल. एल. पी. मार्फत अधिकृत भागीदार प्रविण धनराज सोमाणी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः - रोड नंः सिडको, एन-1, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांबूः आज़ीणाग़ार. पिन कोड:-431001'}], 'r8_purchasers': [{'age': '32', 'pan': 'BGSPG3499J', 'name': 'विशाल ताराचंद गलाटे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः 0, रोड नंः रा. छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन कोड:-431001'}, {'age': '28', 'pan': 'ETMPD3614J', 'name': 'नेहा विशाल गलाटे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः 0, ब्लॉक नंः 0, रोड नंः रा. छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन कोड:-431001'}], 'r12_stamp_duty': 96000, 'r3_market_value': 706391, 'r1_document_type': 'सेल डीड', 'r2_consideration': 1600000, 'r9_execution_date': '06/08/2026', 'r13_registration_fee': 16000, 'r10_registration_date': '07/08/2026'}, 'doc_no': '8773', 'village': 'बाळापुर', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'दुय्यम निबंधक : सह दु.नि. छत्रपती संभाजीनगर 6', 'area_text': '0.0100 हेक्टर. आर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 16000, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. छत्रपती संभाजीनगर 6', 'mortgagors': ['विशाल ताराचंद गलाटे', 'नेहा विशाल गलाटे'], 'stamp_duty': 96000, 'filing_date': '2026-08-12', Index II SKM_226i26080801440.pdf needs your check
defaced
True
True
inner challan
True
True
header doc number
8773/2026
8773/2026
raw reading (for Abhijit)
{'grn': None, 'pin': None, 'total': None, 'article': None, 'defaced': True, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': None, 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'header_doc_number': '8773/2026', 'second_party_name': None, 'consideration_amount': None}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter DocScanner 5 Aug 2026 2-45 pm.pdf needs your check
payments inside
bank: Bank of Baroda; kind: payment_screenshot; payments: [{'utr': '621687800037', 'date': '2026-08-04', 'page': 10, 'time': '20:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14600.0, 'direction': 'credit', 'n
bank: Bank of Baroda; kind: payment_screenshot; payments: [{'utr': '621687800037', 'date': '2026-08-04', 'page': 10, 'time': '20:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14600.0, 'direction': 'credit', 'n
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank of Baroda', 'kind': 'payment_screenshot', 'payments': [{'utr': '621687800037', 'date': '2026-08-04', 'page': 10, 'time': '20:16', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 14600.0, 'direction': 'credit', 'narration': 'Payment of ‘14,600 completed Receiver’s bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD’s bank account UPI transaction ID 621687800037 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: NEHA VISHAL GALATE (Bank of Baroda) Google Pay nehadhamale98-1@okaxis Google transaction ID CICAgJiZOV-CWA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6190', 'account_holder': 'NEHA VISHAL GALATE'}}Technical record (for Abhijit — safe to ignore)
| 3d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_ |
| 3d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['SKM_226i26080801440.pdf', 'DocScanner 5 Aug 2026 2-45\u202fpm.pdf'], 'after': {'challan_boxes': {'box1': '36 BHUVI SNEHBAN GAT NO 11 |
| 3d ago | EzDocs | challan_boxes_composed | {'fp': '1037584371e5805e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': '36 BHUVI SNEHBAN GAT NO 110', 'b |
| 3d ago | EzDocs | box_disagreement | {'box': 'property.taluka', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Chhatrapati Sambhajinagar', 'page': 1, ' |
| 3d ago | EzDocs | box_disagreement | {'box': 'property.district', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Chhatrapati Sambhajinagar', 'page': 1, |
| 3d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Area', 'why': 'The |
| 3d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'SKM_226i26080801440.pdf', 'changed': {'Area': {'was': '99.63', 'inde |
| 3d ago | EzDocs | index2_people_checked | {'doc_id': '6dc29db5-7392-4b18-8951-556d90d75923', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'VISHAL TARACHAND GALATE', 'pan_agrees': True}], 'not_on_case': 1} |
| 3d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '6dc29db5-7392-4b18-8951-556d |
| 3d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 3d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SKM_226i26080801440.pdf', 'kind': 'index2'} |
| 3d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BGxxxxxxXJ — no paper on the |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'DocScanner 5 Aug 2026 2-45\u202fpm.pdf', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '59e7e1bc-d72f-454b-b43e-50666c3f6de7', 'fetched': True} |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': 'fe25cda8-7ab7-4fe2-a992-c4325c27dade', 'fetched': True} |
| 3d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'SKM_226i26080801440.pdf', 'doc_id': '6dc29db5-7392-4b18-8951-556d90d75923', 'head |
| 3d ago | EzDocs | reader_home_address | {'fp': '907eb1e08032b77c', 'from': 'the sanction letter (DocScanner 5 Aug 2026 2-45\u202fpm.pdf)', 'home': {'pin': '134003', 'area': 'SECTOR-9, URBAN ESTATE', 'flat': 'H NO 821', 'state': 'HARYANA', 'district': 'AMBALA', |
| 3d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-12T04:19:01', 'why': 'reading', 'open': 5, 'mails': [{'at': '2026-10-12 04:13', 'id': '1a12e51059929680', 'from': 'branch', 'gist': 'Customer service manager for loans at PNB Housing Finance Lim |
| 3d ago | EzDocs | challan_unsure | {'why': 'no second party, article or matching total could be read', 'file': 'SKM_226i26080801440.pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; open the file', 'inner': Tr |
| 3d ago | EzDocs | challan_identity | {'why': 'no second party, article or matching total could be read', 'file': 'SKM_226i26080801440.pdf', 'inner': True, 'doc_id': '6dc29db5-7392-4b18-8951-556d90d75923', 'answer': 'unknown', 'bank_pan': 'AAACP3682N'} |
| 3d ago | EzDocs | bundle_holds503 | {'why': 'EzDocs (reading the whole file) found these inside this paper; the label at the door had not — they count on the case now and are read for what they give', 'file': 'SKM_226i26080801440.pdf', 'found': ['challan'], 'label' |
| 3d ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'AURANGABAD'} |
| 3d ago | EzDocs | case_read | {'how': 'uri', 'tag': '6c023790afe874f7', 'docs': ['SKM_226i26080801440.pdf', 'DocScanner 5 Aug 2026 2-45\u202fpm.pdf'], 'loan': {'amount': 1600000, 'made_of': [{'what': 'Housing Loan', 'paper': 'Sanction Letter', 'quote |
| 3d ago | EzDocs | pages_trimmed480 | {'of': 10, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'DocScanner 5 Aug 2026 2-45\u202fpm.pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8], 'doc_id': '59e7e1bc |
| 3d ago | EzDocs | thread_docs_swept | {'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 4, 'why_not': None, 'messages': 8} |
| 3d ago | EzDocs | thread_documents_backfilled | {'why': None, 'stored': 4, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 8, 'unreadable_threads': 0} |
| 3d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Area', 'why': 'The |
| 3d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'SKM_226i26080801440.pdf', 'changed': {'taluka': {'was': None, 'index2': 'C |
| 3d ago | EzDocs | index2_people_checked | {'doc_id': '6dc29db5-7392-4b18-8951-556d90d75923', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'VISHAL TARACHAND GALATE', 'pan_agrees': True}], 'not_on_case': 1} |
| 3d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '6dc29db5-7392-4b18-8951-556d |
| 3d ago | EzDocs | property_english_extracted | {'note': '', 'village': 'Balapur', 'building': 'Bhuvi Snehban', 'specific_unit_found': True} |
Case diary the case’s history — what happened, newest day first
Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹14,640.51 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹14,640.51 is still not in our account. Chase the branch for it.
12 Oct23 things
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
The branch's title document is on the case — the filing is the NOI team's move
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
EzDocs read the whole file
Documents the branch had sent were fetched from the mail thread
Index II (title document) received from the branch
Received: Index II
SKM_226i26080801440.pdf
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
VISHAL TARACHAND GALATE EchallanMH007784671202627E.pdf
Received: other
image001.jpg
The file seems to show a payment to us but no row could be read — open it
The loan amount was worked out from the papers
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Property address read from the sanction letter
Received: Sanction letter
DocScanner 5 Aug 2026 2-45 pm.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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