silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03303

Lalbahadur Dharmaraj Pal

PNB_HFLLAN HOU/WRJE/0926/5217878Loan ₹20,60,000NOI
Waiting for the Index IIMails & papers 3 2 drafts to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 16:35
Documents
Payment
done 8 Oct, 16:38
Challan
took 26m · GRAS ↗
Filing
waiting 5d 6h · IGR e-filing ↗
waiting on the branchChallan paidwhole case so far 5d 7h
Needs your eyes1
2 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
THANE
Taluka
Ambarnath
Village
Kharvai
Number type
SURVEY
Number
37, 38, AMBAR VASTU PHASE II, AMBARNATH, THANE, KHARVAI, MAHARASHTRA, INDIA, 421501
Building
Ambar Vastu Phase II
Floor
1ST FLOOR
Flat / shop no
103
Area
(empty)
Hadd
Ambarnath Municipal Council
Read from the sanction letter, not the Index II. Sanction letter (21).pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: REETA LALBAHADUR PAL is named on the sanction letter (Sanction letter (21).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 14 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• check — person 1's PAN: the whole-file reading says AUFPP8973J, the case holds BSPPR1225Q
• changed — taluka: the case held AMBARNATH; filled AMBERNATH — the whole-file reading, from Sanction letter (21).pdf, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct1 thing
pan card name set aside — by copilot
23:43
Yesterday · 12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03303 | HOU/WRJE/0926/5217878
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03303 | HOU/WRJE/0926/5217878
10:00
8 Oct67 things — 14 documents received · 3 letters written · 1 money step · 3 cautions · 46 steps
quoted history checked
17:03
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:02
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:02
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
17:02
Challan re-read against the case — matches exactly
17:02
challan extracted
17:02
Received: Challan
LAL BAHADUR DHARMARAJ PAL EchallanMH011640607202627E.pdf
17:02
extra challan scanned
17:01
copilot edit — by copilot:DARBAR
16:59
copilot check issues — by copilot
16:58
form checked489
16:58
reading boxes not the papers words — by copilot
16:57
challan boxes by rules
16:57
reader mail addition — by ezdocs:reader
16:57
property self check
16:41
kyc address missing
16:41
kyc address missing
16:41
kyc address missing
16:41
The home address was read off the papers — by ezdocs:reader
16:40
file note490
16:38
branch from reading501 — by ezdocs:reader
16:38
case read — by ezdocs:reader
16:38
boxes gathered
16:38
challan boxes by rules
16:38
box disagreement
16:38
Everything for the challan is in — queued
Papers and money are in — the challan is next.
16:38
case acknowledged challan queued
16:38
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03303
16:38
No fee quote sent — the branch's own figures were right
16:38
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
16:38
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:38
receivable snapshot
16:38
property numbers completed
16:37
documents read together
16:37
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:37
Payment proof arrived before the case was quoted — held
16:37
Received: Selfie
IMG20260930162125.jpg
16:37
money settled — by ezdocs:reader
16:37
Received: Payment screenshot
IMG-20261008-WA0014.jpg
16:37
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
16:37
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:37
case read started — by ezdocs:reader
16:37
applicant email captured
16:37
roles from letter
16:37
applicant row from letter
16:37
Property address read from the sanction letter
16:37
Received: Selfie — not usable
IMG20260930162244.jpg — this is a photograph of a printed photo, not a live selfie
16:37
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
16:37
card name not read454
16:37
Received: Selfie — not usable
IMG20260930162133.jpg — this is a photograph of a passport-size print, not a live selfie
16:37
Received: Selfie — not usable
IMG20260930162254.jpg — this is a photograph of a printed photo, not a live selfie
16:37
Received: Sanction letter
Sanction letter (21).pdf
16:37
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
16:37
Received: Aadhaar
Lal Bahadur Aadhar B.jpeg
16:37
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
16:37
Co-applicant added
16:37
card name not read454
16:37
Received: PAN card
Lal Bahadur Pan Card.jpeg
16:37
Received: PAN card
Reeta Pal Pan Card.jpg
16:37
Received: Aadhaar
Reeta Aadhar.jpeg
16:37
Received: Aadhaar
Lal Bahdur Aadhar F.jpeg
16:37
Received: Aadhaar
Reeta Aadhar B.jpeg
16:37
Received: other
C 103 Lal Bhahdur Pal.doc
16:37
Payment proof arrived before the case was quoted — held
16:37
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
16:37
Case opened from the branch's mail
16:37
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it28 open
The file contains the sanction letter, Aadhaar cards, and PAN cards for applicants Lalbahadur Dharmaraj Pal and Reeta Lalbahadur Pal. The total loan amount including insurance is Rs. 20,60,000. Property details are taken from the sanction letter. The MOTD and Index II are missing.
○the Index II — the branch
✗the photo could not be read (IMG20260930162254.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
✗the photo could not be read (IMG20260930162133.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (IMG20260930162244.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○Reeta Lal Bahadur Pal — mobile — the branch
○Reeta Lal Bahadur Pal — e-mail — the branch
○Reeta Lal Bahadur Pal — home building — the branch
○Reeta Lal Bahadur Pal — home flat — the branch
○Reeta Lal Bahadur Pal — home road — the branch
○Reeta Lal Bahadur Pal — home PIN — the branch
… and 18 more
the branch's last mail (2026-10-08): The branch has attached documents and a draft NOI for the case.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T11:08 UTC
Moneyall of it is in
₹18,320.99
Reached our account 8 Oct 15:10:43.
How we know
Our own bank told us — 8 Oct 15:10
₹18,380 · UTR 628142510837 · from VM-HDFCBN-S
“Successful! You have received Rs. 18380.00 via HDFC Bank SmartHub Vyapar from RAKESH RAM . RRN-628142510837 , Check: https://1.hdfc.bank.in/HDFCBK/s/N0MgWNn7”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%6,190
Registration fee 0.5%10,310
Government handling320
Our service fee1,500
Total we ask for18,320.99
By law ₹18,300. We ask ₹18,320 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
103, 1ST FLOOR, Ambar Vastu Phase II, SURVEY, 37, 38, AMBAR VASTU PHASE II, AMBARNATH, THANE, KHARVAI, MAHARASHTRA, INDIA, 421501, Kharvai, 421501
read from the sanction letter · e-filing boxes 41 of 58 ready
Check the property →the boxes beside the paper
People
Reeta Lal Bahadur Pal · applicantBSPPR1225QLal Bahadur Dharmaraj Pal · co-applicantAUFPP8973JLALBAHADUR DHARMARAJ PAL · applicant—
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