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Cases / NOI-2026-03303

Lalbahadur Dharmaraj Pal

LAN HOU/WRJE/0926/5217878 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

6 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓PAN cardopen

✓Sanction letteropen

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (14)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹18,320.99CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹18,380 receivedfound by its UTR

Stamp duty 0.3%6,190

Registration fee 0.5%10,310

Government handling320

Our service fee1,500.99

Total we ask for18,320.99

paid 8 Oct 15:10:43 · verified 8 Oct 16:38:09 · 1 h 27 min later

How we know

Our own bank told us — 8 Oct 15:10

₹18,380 · UTR 628142510837 · from VM-HDFCBN-S

“Successful! You have received Rs. 18380.00 via HDFC Bank SmartHub Vyapar from RAKESH RAM. RRN-628142510837, Check: https://1.hdfc.bank.in/HDFCBK/s/N0MgWNn7”

Matched by: by UTR — the bank's reference is the one on the screenshot

By law ₹18,300. We ask ₹18,320 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 24 minour time · 8 Oct 17:00

Index II —not yet

the NOI team 6 d 23 htotal 6 d 23 h so far

Now with the NOI team — e-filing on IGR

since 8 Oct 17:00 — 6 d 22 h of working time

Day by day — every step and who held it

8 Oct 16:35Your branch's mail

8 Oct 16:35Payment landedat once

8 Oct 16:37Papers read+2 min · the NOI team

8 Oct 16:37Property readat once

8 Oct 16:37Papers readat once

8 Oct 16:38Fee quotedat once

8 Oct 16:38Payment verifiedat once

8 Oct 16:38Ready for the challanat once

8 Oct 17:00Challan made+22 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹20,60,000

Loan account no.

HOU/WRJE/0926/5217878

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

THANE

Taluka

Ambarnath

Village

Kharvai

Number type

SURVEY

Number

37, 38, AMBAR VASTU PHASE II, AMBARNATH, THANE, KHARVAI, MAHARASHTRA, INDIA, 421501

Building

Ambar Vastu Phase II

Floor

1ST FLOOR

Flat / shop no

103

Area

(empty)

Hadd

Ambarnath Municipal Council

Read from the sanction letter, not the Index II. Sanction letter (21).pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: REETA LALBAHADUR PAL is named on the sanction letter (Sanction letter (21).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 14 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• check — person 1's PAN: EzDocs (reading the whole file) says AUFPP8973J, the case holds BSPPR1225Q

• changed — taluka: the case held AMBARNATH; filled AMBERNATH — EzDocs (reading the whole file), from Sanction letter (21).pdf, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 1

The PAN card	REETA LAL BAHADUR PAL
The sanction letter DIFFERS	REETA LALBAHADUR PAL

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

CHECKThe name of person 3

The PAN card	LAL BAHADUR DHARMARAJ PAL
The sanction letter DIFFERS	LALBAHADUR DHARMARAJ PAL

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011640607202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Re: Please find the attached required document for NOI process in case Mr. LALBAHADUR DHARMARAJ PAL// HOU/WRJE

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SD shubham.dube@pnbhousing.com pnbhousing.com
08 Oct, 16:35 · 6d ago THE FIRST MAIL — how this case began

Please find the attached required document for NOI process in case Mr. LALBAHADUR DHARMARAJ PAL// HOU/WRJE/0926/5217878

📎 C 103 Lal Bhahdur Pal.doc ↗📎 Reeta Aadhar B.jpeg ↗📎 Lal Bahdur Aadhar F.jpeg ↗📎 Reeta Aadhar.jpeg ↗📎 Reeta Pal Pan Card.jpg ↗📎 Lal Bahadur Pan Card.jpeg ↗📎 Lal Bahadur Aadhar B.jpeg ↗📎 Sanction letter (21).pdf ↗📎 IMG20260930162254.jpg ↗📎 IMG20260930162133.jpg ↗📎 IMG20260930162244.jpg ↗📎 IMG-20261008-WA0014.jpg ↗📎 IMG20260930162125.jpg ↗

Dear Team,

Please find the attached required document for NOI process in case Mr. LALBAHADUR DHARMARAJ PAL// HOU/WRJE/0926/5217878

DetailsChecklist

Loan sanction letter✓ Attached

Index2

Draft Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No– NA

Payment details screenshot with Transaction ID✓ Attached

Transaction ID628142510837

RS18380/-

Date of payment mentioned08/10/2026

Regards,
Shubham Dube
ASM - Warje
pnb Housing Finance Limited.



Internal

🤖 read: says the fee is paid ₹18,380 (UTR 628142510837) ✓; documents attached — “Draft Attached”

OL The NOI teamTYPED IN GMAIL
08 Oct, 16:53 · 6d ago

team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 8 Oct 2026 at 16:37, Shubham Dube <shubham.dube@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Please find the attached required document for NOI process in case Mr.
LALBAHADUR DHARMARAJ PAL// HOU/WRJE/0926/5217878

Details

Checklist

Loan sanction letter

Attached

Index2

Draft Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy

Attached

Registration Execution Haveli No

NA

Payment details screenshot with Transaction ID

 Attached

Transaction ID -628142510837

RS - 18380/-

Date of payment mentioned

08/10/2026

*Regards,*

*Shubham Dube*

*ASM - Warje*

pnb *Housing Finance Limited.*

Internal

🤖 read: asks the branch for documents, the payment, a clarification — “For NOI filing, We need an index 2 copy.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 17:02 · 6d ago

📎 LAL BAHADUR DHARMARAJ PAL EchallanMH011640 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:37, Shubham Dube < shubham.dube@pnbhousing.com > wrote:

Dear Team,

P lease find the attached required document for NOI
process in case Mr. LALBAHADUR DHARMARAJ PAL// HOU/WRJE/0926/5217878

Details

Checklist

Loan sanction letter

Attached

Index2

Draft Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

NA

Payment details screenshot with Transaction ID

Attached

Transaction ID -628142510837

RS - 18380/-

Date of payment mentioned

08/10/2026

Regards,

Shubham Dube

ASM - Warje

pnb
Housing Finance Limited.

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	C 103 Lal Bhahdur Pal.doc	filed	6d ago
Aadhaar card	Reeta Aadhar B.jpeg	filed	6d ago
Aadhaar card	Lal Bahdur Aadhar F.jpeg	filed	6d ago
Aadhaar card	Reeta Aadhar.jpeg	filed	6d ago
PAN card	Reeta Pal Pan Card.jpg	filed	6d ago
PAN card	Lal Bahadur Pan Card.jpeg	filed	6d ago
Aadhaar card	Lal Bahadur Aadhar B.jpeg	filed	6d ago
Sanction letter	Sanction letter (21).pdf	filed	6d ago
Selfie / photo	IMG20260930162254.jpg	CANNOT BE READ — clear copy asked	6d ago
Selfie / photo	IMG20260930162133.jpg	CANNOT BE READ — clear copy asked	6d ago
Selfie / photo	IMG20260930162244.jpg	CANNOT BE READ — clear copy asked	6d ago
Payment screenshot	IMG-20261008-WA0014.jpg	filed	6d ago
Selfie / photo	IMG20260930162125.jpg	filed	6d ago
Paid challan (GRAS)	LAL BAHADUR DHARMARAJ PAL EchallanMH011640607202627E.pdf	filed	6d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,320.99

Where it stands
VERIFIED — money received

Screenshot claims
— 628142510837

Paid at
8 Oct 15:10:43

Verified on
8 Oct 16:38:09

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,190	₹10,310	₹320	₹1,500	₹18,320

By law ₹18,300. We ask ₹18,320 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

41 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Mobile (person 1) …

44 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter (21).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 103 1ST FLOOR, WING C, S. No. 37 and 38, Ambar Vastu Phase II, Ambarnath, THANE, Thane, Kharvai, Thane, MAHARASHTRA, India, 421501

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (21).pdf

as printed
FLAT NO 103 1ST FLOOR, WING C, S. NO. 37 AND 38, AMBAR VASTU PHASE II, AMBARNATH, THANE, THANE, KHARVAI, THANE, MAHARASHTRA, INDIA, 421501

PIN
421501

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 103 1ST FLOOR WING C S NO 37 AND 38 AMBAR VASTU PHASE II AMBARNATH THANE KHARVAI MAHARASHTRA

Locality/Road

Area/City
THANE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Reeta Lal Bahadur Pal	BSPPR1225Q	…7224
co_mortgagor	Lal Bahadur Dharmaraj Pal	AUFPP8973J	…5336
mortgagor	LALBAHADUR DHARMARAJ PAL

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	shubham.dube@pnbhousing.com	6d ago
Index II chase	shubham.dube@pnbhousing.com	6d ago
Index II chase	shubham.dube@pnbhousing.com	3d ago
Index II chase	shubham.dube@pnbhousing.com	5h ago

What EzDocs read from each document — check anything marked in red

Other C 103 Lal Bhahdur Pal.doc needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card Reeta Aadhar B.jpeg needs your check

address
pin: 411036; area: Mundhva Av; flat: Sr No 61; road: Dharighe Road; state: Maharashtra; district: Pune; Village: Pune City

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '411036', 'area': 'Mundhva Av', 'flat': 'Sr No 61', 'road': 'Dharighe Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Reeta Aadhar.jpeg needs your check

dob
1983-03-01

name
Reeta Lal Bahadur Pal

legible
True

aadhaar last4
7224

raw reading (for Abhijit)

{'dob': '1983-03-01', 'pan': None, 'name': 'Reeta Lal Bahadur Pal', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '7224', 'quality_issue': None}

Aadhaar card Lal Bahdur Aadhar F.jpeg needs your check

dob
1983-01-08

name
Lal Bahadur Dharmaraj Pal

legible
True

aadhaar last4
5336

raw reading (for Abhijit)

{'dob': '1983-01-08', 'pan': None, 'name': 'Lal Bahadur Dharmaraj Pal', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '5336', 'quality_issue': None}

PAN card Reeta Pal Pan Card.jpg needs your check

dob
1983-03-01

pan
BSPPR1225Q

name
PAL REETA LAL BAHADUR

legible
True

father name
SURYAWALLI PAL

raw reading (for Abhijit)

{'dob': '1983-03-01', 'pan': 'BSPPR1225Q', 'name': 'PAL REETA LAL BAHADUR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURYAWALLI PAL', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Lal Bahadur Pan Card.jpeg needs your check

dob
1983-01-08

pan
AUFPP8973J

name
LAL BAHADUR DHARMARAJ PAL

legible
True

father name
DHARMARAJ RGHUPATI PAL

raw reading (for Abhijit)

{'dob': '1983-01-08', 'pan': 'AUFPP8973J', 'name': 'LAL BAHADUR DHARMARAJ PAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DHARMARAJ RGHUPATI PAL', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Lal Bahadur Aadhar B.jpeg needs your check

mobile
797726675336

address
pin: 412307; area: Ghawate wasti; flat: S. No145/A/3; state: Maharashtra; building: Radha krushna colony; district: Pune; Village: Manjari Budruk

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': '797726675336', 'address': {'pin': '412307', 'area': 'Ghawate wasti', 'flat': 'S. No145/A/3', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Radha krushna colony', 'district': 'Pune', 'post_office': None, 'village_city': 'Manjari Budruk'}, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo IMG20260930162254.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Sanction letter Sanction letter (21).pdf needs your check

lan
HOU/WRJE/0926/5217878

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'LALBAHADUR DHARMARAJ PAL', 'role': 'applicant', 'label': None}, {'name': 'REETA LALBAHADUR PAL', 'role': 'co_applicant', 'label': None}

loan type
Housing Loan

confidence
1.0

rate words
13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement

loan amount
2000000.0

rate spread
-4.75

final amount
2060000.0

interest rate
8.4

sanction date
30-Sep-2026

letter version
4

reference rate
13.15

applicant email
lalbahadurpal7319@gmail.com

applicant names
LALBAHADUR DHARMARAJ PAL, REETA LALBAHADUR PAL

printed altered
False

applicant mobile
9359852334

balance transfer
False

property address
pin: 421501; state: MAHARASHTRA; taluka: Ambarnath; Flat no: 103; district: THANE; Floor: 1ST FLOOR; Address: FLAT NO 103 1ST FLOOR, WING C, S. No. 37 and 38, Ambar Vastu Phase II, Ambarnath, THANE, Thane, Kharva

insurance premium
60000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2060000.0

security address verbatim
FLAT NO 103 1ST FLOOR, WING C, S. No. 37 and 38, Ambar Vastu Phase II, Ambarnath, THANE, Thane, Kharvai, Thane, MAHARASHTRA, India, 421501

applicant address verbatim
SR NO. 145/A/3 RADHA KRUSHNA COLONY, GHAWATE WASTI MANJARI BUDRUK, PUNE, ., Pune, MAHARASHTRA, 412307, India

raw reading (for Abhijit)

{'lan': 'HOU/WRJE/0926/5217878', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'LALBAHADUR DHARMARAJ PAL', 'role': 'applicant', 'label': None}, {'name': 'REETA LALBAHADUR PAL', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'rate_spread': -4.75, 'final_amount': 2060000.0, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'lalbahadurpal7319@gmail.com', 'applicant_names': ['LALBAHADUR DHARMARAJ PAL', 'REETA LALBAHADUR PAL'], 'printed_altered': False, 'applicant_mobile': '9359852334', 'balance_transfer': False, 'property_address': {'pin': '421501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Ambarnath', 'flat_no': '103', 'district': 'THANE', 'floor_no': '1ST FLOOR', 'landmark': None, 'full_address': 'FLAT NO 103 1ST FLOOR, WING C, S. No. 37 and 38, Ambar Vastu Phase II, Ambarnath, THANE, Thane, Kharvai, Thane, MAHARASHTRA, India, 421501', 'village_city': 'Kharvai', 'building_name': 'Ambar Vastu Phase II', 'survey_or_cts_no': 'S. No. 37 and 38'}, 'insurance_premium': 60000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2060000.0, 'security_address_verbatim': 'FLAT NO 103 1ST FLOOR, WING C, S. No. 37 and 38, Ambar Vastu Phase II, Ambarnath, THANE, Thane, Kharvai, Thane, MAHARASHTRA, India, 421501', 'applicant_address_verbatim': 'SR NO. 145/A/3 RADHA KRUSHNA COLONY, GHAWATE WASTI MANJARI BUDRUK, PUNE, ., Pune, MAHARASHTRA, 412307, India'}

Selfie / photo IMG20260930162133.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Selfie / photo IMG20260930162244.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Payment screenshot IMG-20261008-WA0014.jpg needs your check

utr
628142510837

date
2026-10-08

time
15:10

amount
18380

method
UPI

payee upi
....2080@hdfcbank

payer upi
....r575@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
RAKESH RAMSEVAK THAKUR

debit notification text
Payment of ‘18,380 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account

raw reading (for Abhijit)

{'utr': '628142510837', 'date': '2026-10-08', 'time': '15:10', 'amount': 18380, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....r575@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'RAKESH RAMSEVAK THAKUR', 'debit_notification_text': "Payment of ‘18,380 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}

Selfie / photo IMG20260930162125.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Paid challan (GRAS) LAL BAHADUR DHARMARAJ PAL EchallanMH011640607202627E.pdf needs your check

grn
MH011640607202627E

pin
421501

total
16500.0

article
6(1)

defaced
False

bank cin
03006172026100801026

district
THANE

area city
THANE

payer pan
AUFXXXXXXJ

flat block
FLAT NO 103 1ST FLOOR WING C AMBAR VASTU PHASE II C WING SURVEY NO 37 AND 38

payer name
LAL BAHADUR DHARMARAJ PAL

sro office
ULH2_ULHASNAGAR 2 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2060000

scheme rows
{'amount': 6190.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10310.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2334

payment date
08/10/2026-17:00:03

road locality
KHARVAI AMBERNATH THANE MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2060000

raw reading (for Abhijit)

{'grn': 'MH011640607202627E', 'pin': '421501', 'total': 16500.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801026', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AUFXXXXXXJ', 'flat_block': 'FLAT NO 103 1ST FLOOR WING C AMBAR VASTU PHASE II C WING SURVEY NO 37 AND 38', 'payer_name': 'LAL BAHADUR DHARMARAJ PAL', 'sro_office': 'ULH2_ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2060000', 'scheme_rows': [{'amount': 6190.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10310.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2334', 'payment_date': '08/10/2026-17:00:03', 'road_locality': 'KHARVAI AMBERNATH THANE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2060000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 08 Oct, 16:53 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
5h ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.dube@pnbhousing.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Please find the attached require
5h ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
1d ago	the co-pilot	pan_card_name_set_aside	{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
3d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.dube@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/WRJE/0926/5217878) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
3d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.dube@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/WRJE/0926/5217878) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
6d ago	EzDocs	lesson456	{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for LAL BAHADUR DHARMARAJ PAL — none of this case's people", 'challan_doc': '930141c4-50
6d ago	EzDocs	quoted_history_checked	{}
6d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
6d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'LAL BAHADUR DHARMARAJ PAL EchallanMH011640607202627E.pdf', 'k
6d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'LAL BAHADUR DHARMAR
6d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'ULH2_ULHASNAGAR 2 JT SUB REGISTRAR', 'district': 'THANE'}
6d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011640607202627E', 'file': 'LAL BAHADUR DHARMARAJ PAL EchallanMH011640607202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
6d ago	EzDocs	challan_extracted	{'grn': 'MH011640607202627E', 'file': 'LAL BAHADUR DHARMARAJ PAL EchallanMH011640607202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16500.0}
6d ago	EzDocs	extra_challan_scanned	{'found': 0}
6d ago	EzDocs	lesson456	{'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '463581', 'lessons': [], 'skipped': "made for LAL BAHADUR DHARMARAJ PAL — none of this c
6d ago	DARBAR	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
6d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The sanction letter prints
6d ago	EzDocs	form_checked489	{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 4, 'case_no': 'NOI-2026-03303'}
6d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction letter (21).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY', 'AMBE
6d ago	EzDocs	challan_boxes_by_rules	{'fp': '2895e1e581721489', 'why': 'box 1 lost a number the case holds (421501)', 'anew': 'first'}
6d ago	EzDocs	reader_mail_addition	{'fp': '3031928841c54451', 'add': {}, 'why': "The mail does not add any property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True}
6d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
6d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'LALBAHADUR DHARMARAJ PAL', 'party_id': 'f0cd8080-7b99-4
6d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'Lal Bahadur Dharmaraj Pal', 'party_id': '5f1de1a5-c0b2-
6d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'Reeta Lal Bahadur Pal', 'party_id': '2f7b3ea8-6f10-46d7
6d ago	EzDocs	reader_home_address	{'fp': '443e7338291eb839', 'from': 'the sanction letter (Sanction letter (21).pdf)', 'home': {'pin': '412307', 'area': 'GHAWATE WASTI', 'flat': 'SR NO. 145/A/3', 'state': 'MAHARASHTRA', 'building': 'RADHA KRUSHNA COLONY'
6d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-08T11:08:53', 'why': 'reading', 'open': 28, 'mails': [{'at': '2026-10-08 11:05', 'id': '1a11b32507724b88', 'from': 'branch', 'gist': 'The branch has attached documents and a draft NOI for the ca
6d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'WARJE'}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹18,380 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct4 things

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records