silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 224% of what Google lets it send in 24 hours (1,121 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03140

Vishal Laxman Dhapodkar

PNB_HFLLAN NHL/NAG/0626/5114106 Index II pending · with the government Send the draft 1All documentsMails & papers 12
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs4 still to come
8 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓MOTDopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Payment screenshot — money verifiedopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓E-filing copy (token)open
✓Sale deed — inside SKM_226i26100510350.pdfopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside Ragisty00.28-1.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹14,750.69CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹15,708 receivedmatches the branch's receipt
Stamp duty 0.3%4,850
Registration fee 0.5%8,080
Government handling320
Our service fee1,500.69
Total we ask for14,750.69
the branch’s receipt claims ₹15,708 583747885841
paid 7 Oct 12:02:54 · verified 7 Oct 14:23:05 · 2 h 20 min later
How we know
Our own bank told us — 7 Oct 12:02
₹15,708 · UTR AXNGG28084570235 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.15708.00,07-10-2026 12:02:54 thru NEFT from AXNGG28084570235/GOOGLE INDIA DIGITAL. Aval Bal 118373.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹14,728. We ask ₹14,750 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 5 Oct 11:49
Index II —not yet
the NOI team 19 h 53 minthe branch 7 d 3 hthe SRO 2 d 1 htotal 10 d so far
Now with the SRO — waiting for the SRO's Index II
since 13 Oct 11:30 — 2 d 1 h of working time
Day by day — every step and who held it
5 Oct 11:49Your branch's mail
5 Oct 11:49Papers readat once
5 Oct 11:49Fee quotedat once
5 Oct 11:49Property readat once
5 Oct 11:49Challan madeat once
7 Oct 12:02Payment landed+2 d · the branch
7 Oct 14:23Papers read+2 h 20 min · the NOI team
7 Oct 14:23Payment verifiedat once
7 Oct 14:23Ready for the challanat once
7 Oct 14:25Papers from your branch+2 min · the branch
12 Oct 17:58Papers from your branch+5 d 3 h · the branch
12 Oct 17:59Papers read+1 min · the NOI team
13 Oct 11:30Filed on IGR — e-filing shared+17 h 32 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹16,13,500
Loan account no.
NHL/NAG/0626/5114106
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and is asking for the challan and NOI. The team needs to provide the fee quote to the branch.
the history says the next move is with the NOI team — the fee quote
the branch last asked: Please provide challan and NOI.
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 1 mail(s), last mail 2026-10-05 · read 10d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026136703757 · ₹300 · paid 13/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH002199491202122E9991310260087 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantVishal Laxman Dhapodkar
LANNHL/NAG/0626/5114106
Loan AmtRs. 16,13,500
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, GRAS Challan (paid receipt), MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sale Deed, Sanction Letter, challan_other

Payment of Rs. 15,708.00 stands VERIFIED against the credit in our account on 07-Oct-2026 (UTR: AXNGG28084570235). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Applicant's Selfie / Photo

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB bharati.bhope@phfl.com phfl.com
05 Oct, 11:49 · 10d ago
THE FIRST MAIL — how this case began
Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR
Dear Team,

Please provide challan and NOI.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks for the challan, the e-filing copy; documents attached — “Please provide challan and NOI.”
9 more mails in between — open
OL The NOI teamTYPED IN GMAIL
05 Oct, 12:03 · 10d ago
Dear Team,

Kindly share payment screenshot for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan process.”
BB bharati.bhope@phfl.com phfl.com
07 Oct, 14:25 · 7d ago
Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR
Dear Team,

Please find attached payment receipt and photo; kindly provide NOI.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks for the e-filing copy; documents attached — “Please find attached payment receipt and photo; kindly provide NOI.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 14:44 · 7d ago
Dear team,

Kindly share total loan amount for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks the branch for the loan amount — “Kindly share total loan amount for challan process.”
BB bharati.bhope@phfl.com phfl.com
08 Oct, 16:00 · 6d ago
Re[4]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR
Dear Team,
Loan account (LAN)amount
Loan amount₹16,13,500
Total/-. Chal is Rs. 14708/-

Kindly provide challan and NOI.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks for the challan, the e-filing copy — “Challan amount is Rs. 14708/-”
OL The NOI teamTYPED IN GMAIL
08 Oct, 16:34 · 6d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 16:34 · 6d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 16:34 · 6d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 16:52 · 5d ago
DEAR TEAM

PLEASE PROVIDE COLOR SELFIE PHOTO FOR

VISHAL LAXMAN

DHAPODKAR

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “PLEASE PROVIDE COLOR SELFIE PHOTO FOR”
AG ashish.gour@pnbhousing.com pnbhousing.com
12 Oct, 17:58 · 2d ago
Dear Team,

Please process for NOI.

Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 09 October 2026 16:53 To: Bharati Bhope <bharati.bhope@phfl.com> Cc: Nagpur Branch <nagpur.branch@pnbhousing.com>; Rakesh Ramesh Tiwari 1 <rakesh.tiwari1@phfl.com>; Suraj Deshpande <suraj.deshpande@pnbhousing.com> Subject: Re: Re[4]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Forwarded Message ----- From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction — “Please process for NOI.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 20:12 · 2d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:58, Ashish Gour < ashish.gour@pnbhousing.com > wrote: Dear Team, Please process for NOI. Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 09 October 2026 16:53 To: Bharati Bhope < bharati.bhope@phfl.com > Cc: Nagpur Branch < nagpur.branch@pnbhousing.com >; Rakesh Ramesh Tiwari 1 < rakesh.tiwari1@phfl.com >; Suraj Deshpande < suraj.deshpande@pnbhousing.com > Subject: Re: Re[4]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point DEAR TEAM PLEASE PROVIDE COLOR SELFIE PHOTO FOR VISHAL LAXMAN DHAPODKAR Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Forwarded Message ----- From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
13 Oct, 11:30 · 2d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 20:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:58, Ashish Gour < ashish.gour@pnbhousing.com > wrote: Dear Team, Please process for NOI. Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 09 October 2026 16:53 To: Bharati Bhope < bharati.bhope@phfl.com > Cc: Nagpur Branch < nagpur.branch@pnbhousing.com >; Rakesh Ramesh Tiwari 1 < rakesh.tiwari1@phfl.com >; Suraj Deshpande < suraj.deshpande@pnbhousing.com > Subject: Re: Re[4]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point DEAR TEAM PLEASE PROVIDE COLOR SELFIE PHOTO FOR VISHAL LAXMAN DHAPODKAR Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 16:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:58, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount Rs. 16,13,500/-. Challan amount is Rs. 14708/- Kindly provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/07/26 14:45 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear team, Kindly share total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:22, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached payment receipt and photo; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/05/26 12:05 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Re: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 11:47, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Forwarded Message ----- From: Sujit China 1 (sujit.china1@phfl.com) Date: 10/05/26 11:24 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Rakesh Ramesh Tiwari 1 (rakesh.tiwari1@phfl.com) Subject: Request for paid challan and NOI in case: Dear Team, Request for paid challan and NOI for the captioned case. Thanks & Regards, Sujit China Team Leader - Loan PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 8806496786 PHFL Home Loans and Services Limited
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card SKM_226i26100510351.pdf
filed 10d ago
MOTD+ Sale deed inside+ Other inside SKM_226i26100510350.pdf
filed 10d ago
Sanction letter SKM_226i26100510340.pdf
filed 10d ago
Aadhaar card+ PAN card inside kyc laxman dhapodkar.pdf
filed 10d ago
Paid challan (GRAS)+ Aadhaar card inside+ Other inside+ A challan that is not the NOI's (the sale deed's own) — not counted inside Ragisty00.28-1.pdf
filed 10d ago
MOTD SKM_226i26100510341.pdf
filed 10d ago
Payment screenshot Payment REceipt Dhapodkar.jpg
filed 7d ago
Selfie / photo Photo Mr. Dhapodkar.jpg
CANNOT BE READ — clear copy asked 7d ago
Paid challan (GRAS) VISHAL LAXMAN DHAPODKAR EchallanMH011636742202627E.pdf
filed 6d ago
Other image002.png
filed 2d ago
Other image001.gif
filed 2d ago
Selfie / photo IMG_20261005_105329.jpg
CANNOT BE READ — clear copy asked 2d ago
E-filing copy (token) eFilingDoc9991310260087.pdf
filed 2d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,750.69
Where it stands
VERIFIED — money received
Screenshot claims
₹15,708 583747885841
Paid at
7 Oct 12:02:54
Verified on
7 Oct 14:23:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,850₹8,080₹320 ₹1,500₹14,750
By law ₹14,728. We ask ₹14,750 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

26 of 34 e-filing boxes readyOpen the verification page →
Empty: Road, Building (with wing), Floor, Flat / shop no, Area, Title deed no / year / SRO …
16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number …
✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
not verified yetsource: the sanction letter (SKM_226i26100510340.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
empty
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34, WARD NO 48, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440026
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SKM_226i26100510340.pdf
as printed
PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34, WARD NO 48, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440026
PIN
440026
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 708 KII NO 34 WARD NO 48
Locality/Road
WANJRI HOUSING ACCOMMODATION SCHEME NIT
Area/City
NAGPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorVISHAL LAXMAN DHAPODKARBUNPD3206M…2864

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chasebharati.bhope@phfl.com 10d ago
documents acknowledgedbharati.bhope@phfl.com 7d ago
acknowledgementbharati.bhope@phfl.com 7d ago
What EzDocs read from each document — check anything marked in red
PAN card SKM_226i26100510351.pdf needs your check
dob
1991-07-29
pan
BUNPD3206M
name
VISHAL LAXMAN DHAPODKAR
legible
True
father name
LAXMAN BALAJI DHAPODKAR
raw reading (for Abhijit)
{'dob': '1991-07-29', 'pan': 'BUNPD3206M', 'name': 'VISHAL LAXMAN DHAPODKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LAXMAN BALAJI DHAPODKAR', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter SKM_226i26100510340.pdf needs your check
lan
NHL/NAG/0626/5114106
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'VISHAL LAXMAN DHAPODKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AKASH LAXMAN DHAPODKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'LAXMAN DHAPODKAR', 'role': 'applicant', 'label': 'A
loan type
Non Housing Loan
confidence
1.0
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% 3.65%=9.50% per annum as on the date of execution of the loan agreement
loan amount
1537000.0
rate spread
-3.65
final amount
1613500.0
interest rate
9.5
sanction date
04-Sep-2026
letter version
3
reference rate
13.15
applicant email
vishaldhapodkar117@gmail.com
applicant names
VISHAL LAXMAN DHAPODKAR, AKASH LAXMAN DHAPODKAR, LAXMAN DHAPODKAR
printed altered
False
applicant mobile
7620580893
balance transfer
False
property address
pin: 440026; state: MAHARASHTRA; district: NAGPUR; Address: PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KH NO 34, WARD NO 48, Nagpur, NAGPUR, MAHARASHTRA, India, 440026; Village: Nagpur; Building
insurance premium
76500.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1613500.0
security address verbatim
PLOT NO 708,., WANJRI HOUSING ACCOMMODATION SCHEME NIT, KH NO 34, WARD NO 48,, ., Nagpur, NAGPUR, ., MAHARASHTRA, India, 440026
applicant address verbatim
PLOT NO 7, MAIN ROAD, YEOLE SANTOSHI MATA NAGAR, ., Nashik, MAHARASHTRA, 423401, India
raw reading (for Abhijit)
{'lan': 'NHL/NAG/0626/5114106', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'VISHAL LAXMAN DHAPODKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AKASH LAXMAN DHAPODKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'LAXMAN DHAPODKAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% 3.65%=9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1537000.0, 'rate_spread': -3.65, 'final_amount': 1613500.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '04-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'vishaldhapodkar117@gmail.com', 'applicant_names': ['VISHAL LAXMAN DHAPODKAR', 'AKASH LAXMAN DHAPODKAR', 'LAXMAN DHAPODKAR'], 'printed_altered': False, 'applicant_mobile': '7620580893', 'balance_transfer': False, 'property_address': {'pin': '440026', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'NAGPUR', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KH NO 34, WARD NO 48, Nagpur, NAGPUR, MAHARASHTRA, India, 440026', 'village_city': 'Nagpur', 'building_name': 'WANJRI HOUSING ACCOMMODATION SCHEME NIT', 'survey_or_cts_no': 'PLOT NO 708, KH NO 34, WARD NO 48'}, 'insurance_premium': 76500.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1613500.0, 'security_address_verbatim': 'PLOT NO 708,., WANJRI HOUSING ACCOMMODATION SCHEME NIT, KH NO 34, WARD NO 48,, ., Nagpur, NAGPUR, ., MAHARASHTRA, India, 440026', 'applicant_address_verbatim': 'PLOT NO 7, MAIN ROAD, YEOLE SANTOSHI MATA NAGAR, ., Nashik, MAHARASHTRA, 423401, India'}
Aadhaar card kyc laxman dhapodkar.pdf needs your check
address
pin: 440026; area: NEAR YASHODHARA POLICE STATION NEAR MAHARASTRA SCHOOL; state: Maharashtra; district: Nagpur
aadhaar last4
2864
raw reading (for Abhijit)
{'address': {'pin': '440026', 'area': 'NEAR YASHODHARA POLICE STATION NEAR MAHARASTRA SCHOOL', 'state': 'Maharashtra', 'district': 'Nagpur'}, 'aadhaar_last4': '2864'}
Paid challan (GRAS) Ragisty00.28-1.pdf needs your check
grn
MH002199491202122E
pin
440026
total
1850.0
defaced
True
bank cin
02202292021061405873
district
NAGPUR
area city
NAGPUR
flat block
MOUZA WANJRI, KH NO 34, PLOT NO 708
payer name
LAXMANRAO BALAJI DHAPODKAR
sro office
NGP3_JT NAGPUR NO 3 SUB REGISTRAR
paying bank
BANK OF INDIA
remarks raw
SecondPartyName=NAGPUR IMPROVEMENT TRUST~
scheme rows
{'amount': 1500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 350.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
8805802804
payment date
14/06/2021-15:28:42
road locality
AREA 55.500 SQ MTR NAGPUR
second party name
NAGPUR IMPROVEMENT TRUST
raw reading (for Abhijit)
{'grn': 'MH002199491202122E', 'pin': '440026', 'total': 1850.0, 'article': None, 'defaced': True, 'bank_cin': '02202292021061405873', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': None, 'flat_block': 'MOUZA WANJRI, KH NO 34, PLOT NO 708', 'payer_name': 'LAXMANRAO BALAJI DHAPODKAR', 'sro_office': 'NGP3_JT NAGPUR NO 3 SUB REGISTRAR', 'paying_bank': 'BANK OF INDIA', 'remarks_raw': 'SecondPartyName=NAGPUR IMPROVEMENT TRUST~', 'scheme_rows': [{'amount': 1500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 350.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': '8805802804', 'payment_date': '14/06/2021-15:28:42', 'road_locality': 'AREA 55.500 SQ MTR NAGPUR', 'second_party_pan': None, 'second_party_name': 'NAGPUR IMPROVEMENT TRUST', 'consideration_amount': None}
MOTD SKM_226i26100510341.pdf needs your check
amount words
INR 1613500 (Rupees SIXTEEN LAKH THIRTEEN THOUSAND Five nudeBnly)
secured amount
1613500.0
raw reading (for Abhijit)
{'amount_words': 'INR 1613500 (Rupees SIXTEEN LAKH THIRTEEN THOUSAND Five nudeBnly)', 'secured_amount': 1613500.0}
Aadhaar card kyc laxman dhapodkar.pdf needs your check
dob
1991-07-29
pan
BUNPD3206M
name
VISHAL LAXMAN DHAPODKAR
legible
True
father name
LAXMAN BALAJI DHAPODKAR
raw reading (for Abhijit)
{'dob': '1991-07-29', 'pan': 'BUNPD3206M', 'name': 'VISHAL LAXMAN DHAPODKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LAXMAN BALAJI DHAPODKAR', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot Payment REceipt Dhapodkar.jpg needs your check
utr
583747885841
date
2026-10-07
time
11:46
amount
15708
method
UPI
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '583747885841', 'date': '2026-10-07', 'time': '11:46', 'amount': 15708, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo Photo Mr. Dhapodkar.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Paid challan (GRAS) VISHAL LAXMAN DHAPODKAR EchallanMH011636742202627E.pdf needs your check
grn
MH011636742202627E
pin
440026
total
12930.0
article
6(1)
defaced
False
bank cin
03006172026100800949
district
NAGPUR
area city
NAGPUR
payer pan
BUNXXXXXXM
flat block
PLOT NO 708 WANJRI HOUSING
payer name
VISHAL LAXMAN DHAPODKAR
sro office
NGP3_JT NAGPUR NO 3 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1613500
scheme rows
{'amount': 4850.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8080.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0893
payment date
08/10/2026-16:30:57
road locality
MOUZA WANJRI NAGPUR MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1613500
raw reading (for Abhijit)
{'grn': 'MH011636742202627E', 'pin': '440026', 'total': 12930.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100800949', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BUNXXXXXXM', 'flat_block': 'PLOT NO 708 WANJRI HOUSING', 'payer_name': 'VISHAL LAXMAN DHAPODKAR', 'sro_office': 'NGP3_JT NAGPUR NO 3 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1613500', 'scheme_rows': [{'amount': 4850.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8080.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0893', 'payment_date': '08/10/2026-16:30:57', 'road_locality': 'MOUZA WANJRI NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1613500'}
Other image002.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.gif needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Selfie / photo IMG_20261005_105329.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Sanction letter SKM_226i26100510340.pdf needs your check
found
True
found in
Security row of Sanction Letter
paper for
loan_ref: NHL/NAG/0626/5114106; customer_name: VISHAL LAXMAN DHAPODKAR AKASH LAXMAN DHAPODKAR LAXMAN DHAPODKAR
confidence
1.0
reading486
property
property address
pin: 440026; state: MAHARASHTRA; taluka: NAGPUR; district: NAGPUR; landmark: WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34; Address: PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34, WARD NO 48,
security address verbatim
PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34, WARD NO 48, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440026
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security row of Sanction Letter', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/NAG/0626/5114106', 'report_id': None, 'customer_name': 'VISHAL LAXMAN DHAPODKAR\nAKASH LAXMAN DHAPODKAR\nLAXMAN DHAPODKAR'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '440026', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR', 'flat_no': None, 'district': 'NAGPUR', 'floor_no': None, 'landmark': 'WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34', 'full_address': 'PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34, WARD NO 48, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440026', 'village_city': 'NAGPUR', 'building_name': None, 'survey_or_cts_no': 'PLOT NO 708, KII NO 34, WARD NO 48'}, 'security_address_verbatim': 'PLOT NO 708, WANJRI HOUSING ACCOMMODATION SCHEME NIT, KII NO 34, WARD NO 48, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440026'}
E-filing copy (token) eFilingDoc9991310260087.pdf needs your check
sro
KHN
kind
efiling_copy
token
9991310260087
legible
True
property
road: NAGPUR; unit: PLOT N 708; floor: G; taluka: Nagapur; numbers: [{'type': 'Plot Number', 'value': '708'}, {'type': 'Kachara Number', 'value': '34'}, {'type': 'WARD NO.', 'value': '43'}]; village: Vanjari; building: W
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BUNPD3206M', 'name': 'VISHAL LAXMAN DHAPODKAR', 'address': 'Flat No:PLOT NO 7, Floor No:G, Building Name: YEOLE SANTOSHI MATA NAGAR, Block Sector:YEOLE SANTOSHI MATA NAGAR, Road: MAIN ROAD, City:NASHIK, State:MA
title deed
Index II :4290/2021 SRO NAGPUR 3
filing date
2026-10-13
loan amount
1613500
payment lines
{'ref': 'MH011636742202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 4840, 'ref_kind': 'GRN'}, {'ref': 'MH011636742202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 8070, 'ref_kind': 'GRN'}
date of mortgage
2026-10-13
raw reading (for Abhijit)
{'sro': 'KHN', 'kind': 'efiling_copy', 'token': '9991310260087', 'legible': True, 'property': {'pin': None, 'road': 'NAGPUR', 'unit': 'PLOT N 708', 'floor': 'G', 'taluka': 'Nagapur', 'numbers': [{'type': 'Plot Number', 'value': '708'}, {'type': 'Kachara Number', 'value': '34'}, {'type': 'WARD NO.', 'value': '43'}], 'village': 'Vanjari', 'building': 'WANJRI HOUSING ACCOMMODATION SCHEME NIT', 'district': 'Nagpur', 'area_text': 'Open: 55.50 Sq.mt.', 'local_body': None, 'description': 'Block Sector:WANJRI, Landmark:YEOLE SANTOSHI MATA NAGAR', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BUNPD3206M', 'name': 'VISHAL LAXMAN DHAPODKAR', 'address': 'Flat No:PLOT NO 7, Floor No:G, Building Name: YEOLE SANTOSHI MATA NAGAR, Block Sector:YEOLE SANTOSHI MATA NAGAR, Road: MAIN ROAD, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:423401'}, {'pan': 'BVSPD1253Q', 'name': 'LAXMAN BALAJI DHAPODKAR', 'address': 'Flat No:PLOT NO 7, Floor No:G, Building Name: YEOLE SANTOSHI MATA NAGAR, Block Sector:YEOLE SANTOSHI MATA NAGAR, Road: MAIN ROAD, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:423401'}], 'title_deed': 'Index II :4290/2021 SRO NAGPUR 3', 'filing_date': '2026-10-13', 'loan_amount': 1613500, 'payment_lines': [{'ref': 'MH011636742202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 4840, 'ref_kind': 'GRN'}, {'ref': 'MH011636742202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 8070, 'ref_kind': 'GRN'}, {'ref': '1026136703757', 'head': 'Document Handling Charges', 'dated': '13/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-13'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocschallan_boxes_composed{'fp': 'e5e784510895ded7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 708 KII NO 34 WARD NO 48
1d agoEzDocsreader_efiling_verdict{'fp': '1f487f2345664105', 'asked': True, 'findings': [{'do': 'Ask the branch for the correct date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is in the future, w
1d agoEzDocsreader_mail_addition{'fp': 'd1a8256e78a32e58', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
2d agoEzDocsdhc_prn_read{'prn': '1026136703757', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991310260087.pdf', 'from': "the filed notice's own text", 'gr
2d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991310260087.pdf', 'token': '9991310260087', 'doc_id': '4c80fcbe-3c2a-4e1c-b1b3-b5d3c4a4f18b', 'mortgagors': 2}
2d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
2d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999131026
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '502888', 'lessons': []}
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '502893', 'lessons': []}
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '502897', 'lessons': []}
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '502905', 'lessons': [{'box': 'Attribute 2 number', 'words': 'Attribute 2 num
2d agoEzDocsdocument_reread{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SKM_226i26100510340.pdf', 'doc_id': '886d59bf-24f8-409b-9
2d agoEzDocsproperty_replaced_from_report{'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'SKM_226i26100510340.
2d agoEzDocsreading_error456{'box': 'Attribute 2 number', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SKM_226i26100510340.pdf', 'ours': '34', 'doc_id':
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
2d agoEzDocsform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03140'}
2d agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'differs': []}
2d agoEzDocsform_checked489{'ok': True, 'page': 'property', 'paid': True, 'boxes': 19, 'issues': 0, 'case_no': 'NOI-2026-03140'}
2d agocopilotcopilot_pick{'why': "The source text mentions 'Nagpur' and 'NIT' (Nagpur Improvement Trust), which is a municipal corporation. The only option is 'Nagapur Corporation', which is a common spelling variation for Nagpur Corp", 'field':
2d agocopilotcopilot_pick{'why': "The source text mentions 'WANJRI'. The option 'Vanjari' is the closest match in spelling and pronunciation, and is a common Marathi spelling variation for Wanjri.", 'field': 'Village', 'value': '2709001040919000
2d agocopilotcopilot_pick{'why': "the portal spells it 'Nagapur'", 'field': 'Taluka', 'value': '1', 'method': 'spelling', 'picked': 'Nagapur', 'wanted': 'NAGPUR', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the c
2d agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
2d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03140'}
2d agocopilotcopilot_pick{'why': 'The source text does not contain a post office name. The options provided are for a different district (Yeola is in Nashik district, not Nagpur).', 'field': 'Post office', 'value': '', 'method': 'ai', 'picked':
2d agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
2d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03140'}
2d agoEzDocspaper_locate{'fp': '2d039fdaa41c235c', 'box': [40, 60, 960, 920], 'why': 'The PAN card for BUNPD3206M is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'd861ac30-35af-443f-a51c-61a7fcf25f2b'}

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹15,708 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
For you to check: The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid. Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Yesterday · 14 Oct3 things
The challan's address boxes were written from the papers
02:22
EzDocs checked the e-filing boxes against the papers
01:26
EzDocs took 24 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
01:26
13 Oct10 things — 1 document received · 1 letter written · 8 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
11:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:30
Received: E-filing copy
eFilingDoc9991310260087.pdf
11:30
A file was read again from the start — everything inside it now counts
11:25
Property re-read from this bank's ruling source (ICICI: the technical report)
11:25
A paper was read again — the team's value showed the first reading was wrong
11:25
ANJU pressed Save on the e-filing (property page) — what was changed is kept
11:23
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
11:20
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
11:20
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
11:20
12 Oct4 things — 3 documents received · 1 caution
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
17:59
Received: Selfie — not usable
IMG_20261005_105329.jpg — this is a photograph of a passport-size print, not a live selfie
17:59
Received: other
image001.gif
17:59
Received: other
image002.png
17:59
8 Oct9 things — 1 document received · 1 letter written · 7 steps
Checked: this challan is not another case's
17:01
The branch's title document is on the case — the filing is the NOI team's move
16:35
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:35
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:35
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:35
Challan re-read against the case — matches exactly
16:35
Received: Challan
VISHAL LAXMAN DHAPODKAR EchallanMH011636742202627E.pdf
16:35
SANDEEP pressed Proceed on the challan — what was changed is kept
16:30
The challan's address boxes were written from the papers
16:19
7 Oct13 things — 2 documents received · 2 letters written · 1 money step · 1 caution · 7 steps
The challan's address boxes were written from the papers
14:41
Everything for the challan is in — queued
Papers and money are in — the challan is next.
14:23
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:23
Wrote the acknowledgement mail — held, silent mode
Re[2]: Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR
14:23
An old draft withdrew itself — its asks were already answered
14:23
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
14:23
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
14:23
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
14:23
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03140
14:23
An old draft withdrew itself — its asks were already answered
14:23
The branch's payment screenshot was read
14:23
Received: Selfie — not usable
Photo Mr. Dhapodkar.jpg — this is a photograph of a printed photo, not a live selfie
14:23
Received: Payment screenshot
Payment REceipt Dhapodkar.jpg
14:23
5 Oct24 things — 6 documents received · 2 letters written · 3 money steps · 2 cautions · 11 steps
EzDocs took 22 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:01
Nothing new to ask for — stayed quiet
12:01
The GRN on the filing record came off a challan that is not the NOI's — taken back; no challan is paid on this case
12:00
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
12:00
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:51
EzDocs read the whole file
11:49
Wrote the document chase mail — held, silent mode
Request for challan and NOI- NHL/NAG/0626/5114106 VISHAL LAXMAN DHAPODKAR
11:48
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
11:48
The challan's address boxes were written from the papers
11:48
The loan amount was worked out from the papers
11:48
The loan amount was worked out from the papers
11:48
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
11:48
The branch sent challans of its own — decide the ask before the fee mail: their challans mean our fee only
11:48
The challan on file matches neither fee head — a person must open it
11:48
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
11:48
Property address read from the sanction letter
11:48
Received: MOTD
SKM_226i26100510341.pdf
11:48
Received: Challan
Ragisty00.28-1.pdf
11:48
Received: Aadhaar
kyc laxman dhapodkar.pdf
11:48
Received: Sanction letter
SKM_226i26100510340.pdf
11:48
Received: MOTD
SKM_226i26100510350.pdf
11:48
Received: PAN card
SKM_226i26100510351.pdf
11:48
Nothing new to ask for — stayed quiet
11:48
Case opened from the branch's mail
11:48
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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