⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03263

Amit Ravindra Rudrakar

LAN HOU/AMR/0826/5204883 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Aadhaar card — inside Amit Rudrakar NOI_compress.pdfopen

✓PAN card — inside Amit Rudrakar NOI_compress.pdfopen

✓Selfie / photo — inside Amit Rudrakar NOI_compress.pdfopen

✓Payment screenshot — money verified — inside Amit Rudrakar NOI_compress.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (4)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹44,820.62CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹44,790 receivedby the amount alone

Stamp duty 0.3%28,000

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.62

Total we ask for44,820.62

the branch’s receipt claims ₹44,790 168843850534

paid 7 Oct 18:16:29 · verified 7 Oct 18:55:03 · 38 min later

How we know

Our own bank told us — 7 Oct 18:16

₹44,790 · UTR AXNGG28085512081 · from JD-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.44790.00,07-10-2026 18:16:29 thru NEFT from AXNGG28085512081/GOOGLE INDIA DIGITAL . Aval Bal 106405.85 CR Helpline 18001800/18002021-PNB”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer

By law ₹44,810. We ask ₹44,820 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 27 minour time · 7 Oct 19:19

Index II —not yet

the NOI team 6 d 4 htotal 6 d 4 h so far

Now with the NOI team — e-filing on IGR

since 7 Oct 19:19 — 6 d 4 h of working time

Day by day — every step and who held it

7 Oct 18:53Your branch's mail

7 Oct 18:53Payment landedat once

7 Oct 18:54Papers read+2 min · the NOI team

7 Oct 18:55Fee quotedat once

7 Oct 18:55Payment verifiedat once

7 Oct 18:55Papers readat once

7 Oct 18:55Property readat once

7 Oct 18:55Ready for the challan+1 min · the NOI team

7 Oct 19:19Challan made+24 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹93,30,000

Loan account no.

HOU/AMR/0826/5204883

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Amravati

Taluka

Badnera

Village

Rajapeth

Number type

PLOT

Number

Building

(empty)

Floor

(empty)

Flat / shop no

(empty)

Area

243.26

Hadd

Rajapeth

Read from the sanction letter, not the Index II. Amit Rudrakar NOI_compress.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

Building, Floor, Flat / shop no are empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• Mortgagor pages: SWATI TULASHIRAM RATNE is on the sanction letter but the branch's mail names the owner as AMIT RAVINDRA RUDRAKAR — a borrower, not a mortgagor: no page

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• the whole-file reading is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the branch's mail. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has requested the paid challan and to process the NOI. The branch has provided some attachments which may contain the necessary documents.

the trail says the next move is with the branch — the paid challan and the NOI process

the branch last asked: paid challan Dt: 07/10/2026 & Process for NOI

? loan papers sent — asked, mail 1

? fee paid — the branch's words — asked, mail 1 (2026-10-07) “Require paid challan Dt: 07/10/2026 & Process for NOI in case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883”

? challan made — asked, mail 1 (2026-10-07) “Require paid challan Dt: 07/10/2026 & Process for NOI in case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883”

read over 1 mail(s), last mail 2026-10-07 · read 6d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011577096202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03263

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantAmit Ravindra Rudrakar

LANHOU/AMR/0826/5204883

Loan AmtRs. 93,30,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 44,790.00 stands VERIFIED against the credit in our account on 07-Oct-2026 (UTR: AXNGG28085512081). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-03263 | HOU/AMR/0826/5204883

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/AMR/0826/5204883) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 4 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AK aniket.kadam1@pnbhousing.com pnbhousing.com
07 Oct, 18:53 · 6d ago THE FIRST MAIL — how this case began

REQUEST FOR PAID CHALLAN IN CASE OF MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883

📎 image001.png ↗📎 image002.gif ↗📎 Amit Rudrakar NOI_compress.pdf ↗

Dear Team,

Require paid challan Dt: 07/10/2026 & Process for NOI in case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883

PROPERTY OWNER: - MR. AMIT RAVINDRA RUDRAKAR

PROPERTY ADDRESS: Plot No 11 Part Southern Portion, S No 62/1, as per PR card Nazul P No 1/1/ S No 35-D, Mouje Rajapeth Pragane Badnera, Amravati, Amravati, MAHARASHTRA, In

Loan Amount; - 93,30,000/-

Thanks & Regards
Aniket Prakash Kadam
Area Sales Manager - Amravati
PNB Housing Finance Limited,
2 nd Floor, Ranka Mall, Jaistambh Square,
Amravati -444601
Mobile: +91 9527176594
Email: Aniket.kadam1@pnbhousing.com<mailto:Swapnil.pakhale@phfl.com>
P Before printing please think about your environmental responsibility.
 [cid:image001.png@01DD568C.2FF553C0] [cid:image002.gif@01DD568C.2FF553C0]






Internal

🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Require paid challan Dt: 07/10/2026 & Process for NOI in case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883”

OL The NOI teamTYPED IN GMAIL
07 Oct, 19:16 · 6d ago

Dear Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a

proper egister sale deed copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 18:54, Aniket Kadam1 < aniket.kadam1@pnbhousing.com > wrote:

Dear Team,

Require paid challan Dt: 07/10/2026 & Process for  NOI  in
case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883

PROPERTY OWNER: - MR. AMIT RAVINDRA RUDRAKAR

PROPERTY ADDRESS:
Plot No 11 Part Southern Portion, S No 62/1, as per PR card Nazul P No 1/1/ S No 35-D, Mouje Rajapeth Pragane Badnera, Amravati, Amravati, MAHARASHTRA, In

Loan Amount; - 93,30,000/-

Thanks & Regards

Aniket Prakash Kadam

Area Sales Manager - Amravati

PNB Housing Finance Limited,

2 nd Floor, Ranka Mall, Jaistambh Square,

Amravati -444601

Mobile:  +91 9527176594

Email: Aniket.kadam1@pnbhousing  .com

P  Before printing  please
think about your environmental responsibility.

Internal

🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
07 Oct, 19:21 · 6d ago

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 19:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
proper egister sale deed copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 7 Oct 2026 at 18:54, Aniket Kadam1 < aniket.kadam1@pnbhousing.com > wrote:

Dear Team,

Require paid challan Dt: 07/10/2026 & Process for  NOI  in
case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883

PROPERTY OWNER: - MR. AMIT RAVINDRA RUDRAKAR

PROPERTY ADDRESS:
Plot No 11 Part Southern Portion, S No 62/1, as per PR card Nazul P No 1/1/ S No 35-D, Mouje Rajapeth Pragane Badnera, Amravati, Amravati, MAHARASHTRA, In

Loan Amount; - 93,30,000/-

Thanks & Regards

Aniket Prakash Kadam

Area Sales Manager - Amravati

PNB Housing Finance Limited,

2 nd Floor, Ranka Mall, Jaistambh Square,

Amravati -444601

Mobile:  +91 9527176594

Email: Aniket.kadam1@pnbhousing  .com

P  Before printing  please
think about your environmental responsibility.

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
07 Oct, 19:21 · 6d ago

📎 AMIT RAVINDRA RUDRAKAR EchallanMH011577096 ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 19:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
proper egister sale deed copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 7 Oct 2026 at 18:54, Aniket Kadam1 < aniket.kadam1@pnbhousing.com > wrote:

Dear Team,

Require paid challan Dt: 07/10/2026 & Process for  NOI  in
case of MR. AMIT RAVINDRA RUDRAKAR : - HOU/AMR/0826/5204883

PROPERTY OWNER: - MR. AMIT RAVINDRA RUDRAKAR

PROPERTY ADDRESS:
Plot No 11 Part Southern Portion, S No 62/1, as per PR card Nazul P No 1/1/ S No 35-D, Mouje Rajapeth Pragane Badnera, Amravati, Amravati, MAHARASHTRA, In

Loan Amount; - 93,30,000/-

Thanks & Regards

Aniket Prakash Kadam

Area Sales Manager - Amravati

PNB Housing Finance Limited,

2 nd Floor, Ranka Mall, Jaistambh Square,

Amravati -444601

Mobile:  +91 9527176594

Email: Aniket.kadam1@pnbhousing  .com

P  Before printing  please
think about your environmental responsibility.

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.png	filed	6d ago
Other	image002.gif	filed	6d ago
Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside	Amit Rudrakar NOI_compress.pdf	filed	6d ago
Paid challan (GRAS)	AMIT RAVINDRA RUDRAKAR EchallanMH011577096202627E.pdf	filed	6d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹44,820.62

Where it stands
VERIFIED — money received

Screenshot claims
₹44,790 168843850534

Paid at
7 Oct 18:16:29

Verified on
7 Oct 18:55:03

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹28,000	₹15,000	₹320	₹1,500	₹44,820

By law ₹44,810. We ask ₹44,820 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

27 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Flat / shop no, Building (person 1), Floor (person 1) …

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.

⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the sanction letter (Amit Rudrakar NOI_compress.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Plot no. 11 total admeasuring 5235 sq. ft. out of which east west division southern side portion area admeasuring 2617.50 sq. ft. (243.26 sq. mtr.) and house constructed thereon, from Field Survey No. 62/1, (as per P. R. Card Nazul Plot no. 1/1 & Sheet no. 35-D) situated at Mouje-Rajapeth, Pragane Badnera, Tq. & Dist. Amravati

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

Amit Rudrakar NOI_compress.pdf

as printed
PLOT NO. 11 TOTAL ADMEASURING 5235 SQ. FT. OUT OF WHICH EAST WEST DIVISION SOUTHERN SIDE PORTION AREA ADMEASURING 2617.50 SQ. FT. (243.26 SQ. MTR.) AND HOUSE CONSTRUCTED THEREON, FROM FIELD SURVEY NO. 62/1, (AS PER P. R. CARD NAZUL PLOT NO. 1/1 & SHEET NO. 35-D) SITUATED AT MOUJE-RAJAPETH, PRAGANE BADNERA, TQ. & DIST. AMRAVATI

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 11 PART SOUTHERN PORTION PLOT NO 11 TOTAL OUT OF WHICH EAST WEST DIVISION SOUTHERN SIDE

Locality/Road
PORTION AND HOUSE THEREON FROM FIELD SURVEY NO 62/1 MOUJE-RAJAPETH PRAGANE BADNERA TQ DIST AMRAVATI

Area/City
AMRAVATI

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	AMIT RAVINDRA RUDRAKAR	ARCPR5417M	…0724

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	aniket.kadam1@pnbhousing.com	6d ago
acknowledgement	aniket.kadam1@pnbhousing.com	6d ago
Index II chase	aniket.kadam1@pnbhousing.com	5d ago
Index II chase	aniket.kadam1@pnbhousing.com	1d ago

What the engine read from each document — check anything marked in red

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.gif needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter Amit Rudrakar NOI_compress.pdf needs your check

lan
HOU/AMR/0826/5204883

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'AMIT RAVINDRA RUDRAKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SWATI TULASHIRAM RATNE', 'role': 'co_applicant', 'label': None}

loan type
Housing Loan

confidence
1.0

rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement

loan amount
9000000.0

rate spread
-4.95

final amount
9330000.0

interest rate
8.2

sanction date
18-Sep-2026

letter version
5

reference rate
13.15

applicant email
dramitt3787@gmail.com

applicant names
AMIT RAVINDRA RUDRAKAR, SWATI TULASHIRAM RATNE

printed altered
False

applicant mobile
9834531344

balance transfer
False

property address
pin: 444601; state: MAHARASHTRA; taluka: AMRAVATI; flat_no: 11; district: AMRAVATI; full_address: PLOT NO 11 PART SOUTHERN PORTION, S NO 62/1, MOUJE RAJAPETH PRAGANE BADNERA, AMRAVATI, AMRAVATI, MAHARASHTRA, INDIA, 44460

insurance premium
330000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
9330000.0

security address verbatim
Plot No 11 Part Southern Portion, S No 62/1, Mouje Rajapeth Pragane Badnera, Amravati, Amravati, MAHARASHTRA, India, 444601

applicant address verbatim
RAVI NAGAR NEAR KIRANPURE, BICHAYAT KENDRA, NEAR SANKAT MOCHAN HANUMAN TEMPLE, ., Amravati, MAHARASHTRA, 444605, Amravati, India

raw reading (for Abhijit)

{'lan': 'HOU/AMR/0826/5204883', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AMIT RAVINDRA RUDRAKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SWATI TULASHIRAM RATNE', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 9000000.0, 'rate_spread': -4.95, 'final_amount': 9330000.0, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '18-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'dramitt3787@gmail.com', 'applicant_names': ['AMIT RAVINDRA RUDRAKAR', 'SWATI TULASHIRAM RATNE'], 'printed_altered': False, 'applicant_mobile': '9834531344', 'balance_transfer': False, 'property_address': {'pin': '444601', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'AMRAVATI', 'flat_no': '11', 'district': 'AMRAVATI', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 11 PART SOUTHERN PORTION, S NO 62/1, MOUJE RAJAPETH PRAGANE BADNERA, AMRAVATI, AMRAVATI, MAHARASHTRA, INDIA, 444601', 'village_city': 'RAJAPETH PRAGANE BADNERA', 'building_name': None, 'survey_or_cts_no': '62/1'}, 'insurance_premium': 330000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 9330000.0, 'security_address_verbatim': 'Plot No 11 Part Southern Portion, S No 62/1, Mouje Rajapeth Pragane Badnera, Amravati, Amravati, MAHARASHTRA, India, 444601', 'applicant_address_verbatim': 'RAVI NAGAR NEAR KIRANPURE, BICHAYAT KENDRA, NEAR SANKAT MOCHAN HANUMAN TEMPLE, ., Amravati, MAHARASHTRA, 444605, Amravati, India'}

Sanction letter Amit Rudrakar NOI_compress.pdf needs your check

dob
1987-07-03

pan
ARCPR5417M

name
AMIT RAVINDRA RUDRAKAR

legible
True

father name
RAVINDRA GULABRAO RUDRAKAR

raw reading (for Abhijit)

{'dob': '1987-07-03', 'pan': 'ARCPR5417M', 'name': 'AMIT RAVINDRA RUDRAKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAVINDRA GULABRAO RUDRAKAR', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Amit Rudrakar NOI_compress.pdf needs your check

dob
1987-07-03

name
Amit Ravindra Rudrakar

address
pin: 444605; road: pula jawal,, ravi nagar, h.v.p.m.,; state: Maharashtra; village_city: Amravati,

legible
True

aadhaar last4
0724

raw reading (for Abhijit)

{'dob': '1987-07-03', 'pan': None, 'name': 'Amit Ravindra Rudrakar', 'mobile': None, 'address': {'pin': '444605', 'area': None, 'flat': None, 'road': 'pula jawal,, ravi nagar, h.v.p.m.,', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Amravati,'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0724', 'quality_issue': None}

Sanction letter Amit Rudrakar NOI_compress.pdf needs your check

payments inside
payments: [{'utr': '168843850534', 'date': '2026-10-07', 'page': 6, 'time': '17:53', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 44790.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T261007175316437

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '168843850534', 'date': '2026-10-07', 'page': 6, 'time': '17:53', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 44790.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2610071753164372878902', 'proof_kind': 'success_screen'}]}}

Sanction letter Amit Rudrakar NOI_compress.pdf needs your check

found
True

found in
SEARCH REPORT

area sq m
243.26

paper for
loan_ref: HOU/AMR/0826/5204883; customer_name: Amit Ravindra Rudrakar

confidence
0.98

reading486
property

property address
road: Road; taluka: Badnera; district: Amravati; landmark: Service line; full_address: Plot no. 11, Field Survey No. 62/1 (Nazul Plot no. 1/1 & Sheet no. 35-D), Mouje-Rajapeth, Pragane Badnera, Tq. & Dist. Amravati; vill

security address verbatim
Plot no. 11 total admeasuring 5235 sq. ft. out of which east west division southern side portion area admeasuring 2617.50 sq. ft. (243.26 sq. mtr.) and house constructed thereon, from Field Survey No. 62/1, (as per P. R.

raw reading (for Abhijit)

{'found': True, 'found_in': 'SEARCH REPORT', 'area_sq_m': 243.26, 'paper_for': {'loan_ref': 'HOU/AMR/0826/5204883', 'report_id': None, 'customer_name': 'Amit Ravindra Rudrakar'}, 'pin_other': None, 'confidence': 0.98, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': 'Road', 'state': None, 'taluka': 'Badnera', 'flat_no': None, 'district': 'Amravati', 'floor_no': None, 'landmark': 'Service line', 'full_address': 'Plot no. 11, Field Survey No. 62/1 (Nazul Plot no. 1/1 & Sheet no. 35-D), Mouje-Rajapeth, Pragane Badnera, Tq. & Dist. Amravati', 'village_city': 'Rajapeth', 'building_name': None, 'survey_or_cts_no': 'Plot No. 11, Survey No. 62/1, Nazul Plot No. 1/1, Sheet No. 35-D'}, 'security_address_verbatim': 'Plot no. 11 total admeasuring 5235 sq. ft. out of which east west division southern side portion area admeasuring 2617.50 sq. ft. (243.26 sq. mtr.) and house constructed thereon, from Field Survey No. 62/1, (as per P. R. Card Nazul Plot no. 1/1 & Sheet no. 35-D) situated at Mouje-Rajapeth, Pragane Badnera, Tq. & Dist. Amravati'}

Paid challan (GRAS) AMIT RAVINDRA RUDRAKAR EchallanMH011577096202627E.pdf needs your check

grn
MH011577096202627E

pin
444601

total
43000.0

article
6(1)

defaced
False

bank cin
03006172026100701324

district
AMRAVATI

area city
AMRAVATI

payer pan
ARCXXXXXXM

flat block
PLOT NO 11 SOUTHERN PORTION SURVEY NO 62/1 MOUJE RAJAPETH

payer name
AMIT RAVINDRA RUDRAKAR

sro office
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=9330000

scheme rows
{'amount': 28000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1344

payment date
07/10/2026-19:19:31

road locality
PRAGANE BADNERA MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
9330000

raw reading (for Abhijit)

{'grn': 'MH011577096202627E', 'pin': '444601', 'total': 43000.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100701324', 'district': 'AMRAVATI', 'area_city': 'AMRAVATI', 'payer_pan': 'ARCXXXXXXM', 'flat_block': 'PLOT NO 11 SOUTHERN PORTION SURVEY NO 62/1 MOUJE RAJAPETH', 'payer_name': 'AMIT RAVINDRA RUDRAKAR', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=9330000', 'scheme_rows': [{'amount': 28000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1344', 'payment_date': '07/10/2026-19:19:31', 'road_locality': 'PRAGANE BADNERA MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '9330000'}

Technical record (for Abhijit — safe to ignore)

1d ago	system:emails	email_shadowed:index2_chase	{'to': 'aniket.kadam1@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AMR/0826/5204883) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
1d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	system:emails	email_shadowed:index2_chase	{'to': 'aniket.kadam1@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AMR/0826/5204883) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
6d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ARxxxxxxXM — no paper on the
6d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
6d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'AMIT RAVINDRA RUDRAKAR EchallanMH011577096202627E.pdf', 'kind
6d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AMIT RAVINDRA RUDRA
6d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'district': 'AMRAVATI'}
6d ago	system:extract	challan_verified_against_case	{'grn': 'MH011577096202627E', 'file': 'AMIT RAVINDRA RUDRAKAR EchallanMH011577096202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
6d ago	system:extract	challan_extracted	{'grn': 'MH011577096202627E', 'file': 'AMIT RAVINDRA RUDRAKAR EchallanMH011577096202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 43000.0}
6d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '457326', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
6d ago	copilot:SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
6d ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03263'}
6d ago	ezdocs:reader	reader_verdict	{'fp': '151e90fe5cbe5ecf', 'asked': True, 'missed': [{'do': "Remove the redundant 'PLOT NO 11' from box 1.", 'box': 'box 1', 'why': "The challan's box 1 repeats 'PLOT NO 11' unnecessarily.", 'quote': 'PLOT NO 11 PART SOU
6d ago	copilot	copilot_pick	{'why': "The source text mentions 'Pragane Badnera, Tq. & Dist. Amravati'. 'Badnera' is a locality within Amravati Taluka, not a separate taluka in the provided options. The closest match is Amravati Taluka it", 'field':
6d ago	ops:copilot	address_check_hold	{'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ['the sanction letter prints it. A number the paper has and the challan does not describ
6d ago	ops:copilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'Amit Rudrakar NOI_compress.pdf', 'from': 'the sanction letter', 'add
6d ago	system:extract	challan_boxes_by_rules	{'fp': '1d4d2eed5fc269a5', 'why': "'PLOT NO' twice in box 1", 'anew': 'first'}
6d ago	ezdocs:reader	reader_mail_addition	{'fp': '71817cc644c91d46', 'add': {'unit': 'Plot No 11 Part Southern Portion'}, 'why': '', 'asked': True, 'quote': 'PROPERTY ADDRESS: Plot No 11 Part Southern Portion, S No 62/1, as per PR card Nazul P No 1/1/ S No 35-D,
6d ago	system:reconcile	quoted_history_checked	{}
6d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['pin'], 'still_e
6d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Amit Rudrakar NOI_compress.pdf'], 'notes': None, 'filled': {'property.pin': {'src': 'aadhaar', 'conf': 0.9, 'page': 1, 'value': '444
6d ago	system:extract	challan_boxes_by_rules	{'fp': '1d4d2eed5fc269a5', 'why': "'PLOT NO' twice in box 1", 'anew': 'first'}
6d ago	system:extract	box_taken_over_by_paper	{'box': 'property.property_type', 'now': 'Open', 'src': 'aadhaar', 'was': 'Building', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. aadhaar prints this, and the pri
6d ago	system:reconcile	extra_challan_scanned	{'found': 0}
6d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
6d ago	ezdocs:reader	reader_home_address	{'fp': '89ef31446c38d80b', 'from': 'the sanction letter (Amit Rudrakar NOI_compress.pdf)', 'home': {'pin': '444605', 'area': 'RAVI NAGAR NEAR KIRANPURE, BICHAYAT KENDRA, NEAR SANKAT MOCHAN HANUMAN TEMPLE', 'state': 'MAHA
6d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-07T13:26:06', 'why': 'reading', 'open': 8, 'mails': [{'at': '2026-10-07 13:23', 'id': '1a11689949094aa5', 'from': 'branch', 'gist': 'The bank branch requires the paid challan and process for NOI
6d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '85aa04bcd36552a2', 'docs': ['Amit Rudrakar NOI_compress.pdf'], 'loan': {'amount': 9330000, 'made_of': [{'what': 'Sanctioned Amount', 'paper': 'sanction letter', 'quote': 'INR 9000000 (INR Ninety La

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹44,790 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Yesterday · 12 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03263 | HOU/AMR/0826/5204883

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03263 | HOU/AMR/0826/5204883