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Kalyani Nikhil Raut
LAN HOU/NAG/0926/5215018Loan ₹26,25,000NOIMails & papers 14 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 17:02
Documents
Payment
Challan
done 29 Sep, 17:47 · GRAS ↗
Filing
took 12d 22h · IGR e-filing ↗
E-filing copy
done 12 Oct, 15:55
Index II
waiting 1d 12h
their moveIndex II pending · the trail says: The branch has sent the necessary documents, payment slip, sanction letter, and a corrected search report. The NOI team has generated and shared the challan,…whole case so far 15d 11h
Needs your eyes2
Property: Khasra 508 missing in LSR — sanction letter says Kh no 508; legal report says only Kh. No. 79/1.. See the papers →
Screenshot shows money paid to “PNB HOUSING FINAN... · pnbhousingfinanceltd24.p.” — not our account.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
12 Oct48 things
dhc prn read
efiling copy read
desk documents backfill
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991210260443.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
challan boxes gathered
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
The branch's title document is on the case — the filing is the NOI team's move
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: LSR
SKM_226i26101214100.pdf
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02767 | HOU/NAG/0926/5215018
An old draft withdrew itself — its asks were already answered
7 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02767 | HOU/NAG/0926/5215018
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep102 things — 6 documents received · 10 letters written · 1 caution · 85 steps
challan boxes gathered
boxes gathered
address compared
challan boxes composed
A file was read again from the start — everything inside it now counts
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
paper owner check
reading error456
A file was read again from the start — everything inside it now counts
reading error456
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
KALYANI NIKHIL RAUT EchallanMH011092259202627E.pdf
copilot edit — by copilot:SANDEEP
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re[4]: Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: LSR
35- Kalyani Raut- Resale.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
box disagreement
money settled — by ezdocs:reader
documents read together
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
Received: Sanction letter
20260929_162941.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
boxes gathered
challan boxes composed
box disagreement
documents read together
Received: other
image001.jpg
Received: other
image002.jpg
screenshot claim recorded
Received: Payment screenshot
IMG-20260928-WA0035.jpg
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
28 Sep47 things — 7 documents received · 5 letters written · 1 money step · 34 steps
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
applicant name by reading455 — by ezdocs:reader
case read — by ezdocs:reader
quoted history checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
extra challan scanned
The case's name was filled from its own papers
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02767
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
wrong payee flagged
The payment proof already on the case was applied
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process for NOI & Challan:- HOU/NAG/0926/5215018/KALYANI NIKHIL RAUT
case read — by ezdocs:reader
pan by reading443
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Co-applicant added
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
Payment proof arrived before the case was quoted — held
Property read from the legal / technical report (the sanction letter had none)
Received: Payment screenshot
IMG-20260927-WA0034.jpg
Received: Aadhaar
SKM_226i26092814541.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
SKM_226i26092814530.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: LSR
SKM_226i26092816430.pdf
Received: Aadhaar
SKM_226i26092814540.pdf
Received: Selfie
IMG-20260915-WA0027 (1).jpg
Received: Selfie
IMG-20260915-WA0026 (1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
11 of 12 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓LSR (search report)open
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside SKM_226i26101214100.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it5 open
Challan and e-filing details completed for Kalyani Nikhil Raut. Note severe discrepancy: Khasra No. 508 is printed on the sanction letter but completely missing from the legal search reports.
○NIKHIL RAMAJI RAUT — mobile — the branch
○NIKHIL RAMAJI RAUT — e-mail — the branch
○property — floor — the branch
○property — road / locality — the branch
✗the papers disagree on Property: Khasra 508 missing in LSR (the sanction letter: Kh no 508; the legal report: only Kh. No. 79/1) — a person — Ask the branch to clarify whether Khasra No. 508 is part of the mortgaged property and provide a corrected legal search report or sanction l
?the papers disagree on Name: PAN vs Sanction Letter (the PAN card: KALYANI MADHUKAR SHAHARE; the sanction letter: KALYANI NIKHIL RAUT) — Verify marriage name change documents (such as a marriage certificate or gazette) before proceeding with the filing.
?the papers disagree on Property: Layout Society Name Mismatch (the first legal report: Government Employees Co-operative Marketing Society Ltd. Nag; the second legal report: Govt and Public Sector Employees Co op Housing Mortgage Soci; the sanction letter: GOVT &) — Check layout registration papers to verify the correct legal name of the society.
?the papers disagree on Property: Area Mismatch (the legal report: 1250 Sq. Ft. (i.e. 116.12 Sq. Mt.); the regularization letter: 102.404 Sq.Mt.) — Confirm the actual mortgaged area with the valuer's report or the branch.
the branch's last mail (2026-10-12): The bank branch is asking the NOI team to proceed with the Notice of Intimation.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T09:04 UTC
Moneyall of it is in
₹22,830.93
Reached our account 28 Sep 14:32:18.
How we know
Our own bank told us — 28 Sep 14:32
₹22,800 · UTR AXNGG27113213112 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.22800.00,28-09-2026 14:32:18 thru NEFT from AXNGG27113213112/GOOGLE INDIA DIGITAL . Aval Bal 99698.65 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer
The working
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500
Total we ask for22,830.93
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
63, Government And Public Sector Employees Co-Operative Housing Society Ltd. Nagpur, KHASRA, 79/1, Godhani (Railway), 440001
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
NIKHIL RAMAJI RAUT · co-applicantAUPPR3592KKalyani Nikhil Raut · applicantGYIPS5632C
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