⚠The PNB mailbox has used 156% of what Google lets it send in 24 hours (780 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
MR. AKIL ABID BHARMAL
LAN NHL/NAV/0826/5208243Loan ₹22,56,450NOIMails & papers 10
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
doneIndex II shared · the history says: The NOI filing process is complete. The team has shared the e-filing copy and the NOI Index II with the branch.whole case so far 23d 21h
For you to check3
Borrower's name and role — sanction letter says Applicant: AKIL ABID BHARMAL ABID FIDAHUSSAIN BHARMAL; file record says MR. AKIL ABID BHARMAL (borrower), ABID FIDAHUSAIN BHARMAL (mortgago. See the papers →
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
GPay ₹19,852 announced at 12:33 has not settled into the PNB account (due 16:33). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
10 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
27 Sep5 things — 1 document received · 1 letter written · 3 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992209260629.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
24 Sep5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992209260629.pdf
23 Sep2 things — 2 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
22 Sep3 things — 3 steps
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
21 Sep44 things — 9 documents received · 4 letters written · 2 money steps · 3 cautions · 26 steps
EzDocs took 50 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
AKIL ABID BHARMAL EchallanMH010576731202627E.pdf
EzDocs found something to check before the form is saved
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Please find attached documents and payment receipt for 0.30% & NOI - MR. AKIL ABID BHARMAL - NHL/NAV/0826/
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Sanction letter
SKM_226i26092118190.pdf
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI - MR. AKIL ABID BHARMAL - NHL/NAV/0826/5208
Nothing new to ask for — stayed quiet
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: PAN card
New Doc 09-26-2023 10.39 (1)-1 (1).pdf
Payment proof arrived before the case was quoted — held
Document could not be read — a clear copy was asked for
this is not a live selfie
Nothing new to ask for — stayed quiet
Property read from the Index II
Index II (title document) received from the branch
Received: Aadhaar
IMG-20260825-WA0077 (1).jpg
Received: Payment screenshot
IMG-20260921-WA0090.jpg
Received: Selfie — not usable
IMG-20260921-WA0087.jpg — this is not a live selfie
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Index II
SKM_226i26092118070.pdf
Received: Selfie — not usable
IMG-20260921-WA0091.jpg — this is not a live selfie
Received: PAN card
IMG-20260825-WA0078 (1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
9 of 12 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
Applicant's Aadhaar Card — still needed
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
Moneyall of it is in
₹19,890.05
Reached our account 21 Sep 18:03:00.
How we know
Our own bank told us — 21 Sep 18:03
₹19,852 · from GPAY-BIZ
“₹19,852 received from Akil B at 6:03 pm”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | — | …520446 | – | |
| Amount | ₹19,852 | ₹19,852 | fee ₹19,890.05 | ✓ |
| Time | Mon 21 Sep, 18:03 | Mon 21 Sep, 18:02 | ✓ | |
| Paid by | Akil B | UNIQUE MOTORS | MR. AKIL ABID BHARMAL | ✓ |
the screenshot: ₹19,852 · Mon 21 Sep, 18:02 · UTR 663087520446 · from UNIQUE MOTORS · to THINKBIGZ INITIATIVE PVT LTD · ....5
The working
Stamp duty 0.3%6,780
Registration fee 0.5%11,290
Government handling320
Our service fee1,500
Total we ask for19,890.05
By law ₹19,871.60. We ask ₹19,890 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
B 01, Ground, DISHA CO OP HSG SOC LTD, SURVEY, 482, Panvel, 410206
read from the Index II · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
AKIL AABID BHARMAL · co-applicantBMUPB3418CABID FIDAHUSAIN BHARMAL · applicantBSFPB7665A
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