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MR. AKIL ABID BHARMAL — everything the e-filing asks for

NOI-2026-02138 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
40 of 46 e-filing boxes ready
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Floor (person 2), Road (person 2)
13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Second number, House type (Niwasi Sadanika / Shop / Gala …), Floor (person 1), Building (person 2), Floor (person 2), Flat / house no (person 2), Road (person 2) …
Challan: 13 of 13 boxes on the case · highlighted: District, Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
EzDocs is reading this file’s papers against every box on the form. Nothing is held up — refresh in a few seconds to see what it found.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (SKM_226i26092118190.pdf): the same place, spelled differently — “FLAT NO B-01, GROUND FLOOR, BUILDING NO SP 8, HISSA NO 01,02, DISHA CO OP HSG SOC LTD, SURVEY NO 482, HISSA NO 1,2,3 & 4, PANVEL, Panvel, SA” (every name agrees; the PIN agrees; the flat agrees)
District * · the portal’s list
⚠ from the sanction letter (SKM_226i26092118190.pdf) — not the Index II — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf)
Taluka *
✓ in the document
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Village *
✓ read by EzDocs (document is in Marathi)
✗ the sanction letter, p.1 prints “SAI NAGAR” — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
empty — the portal will not take a blank
from: the Index II's limits clause — the paper says: “the Index II states 'I CANNOT TELL' for the local body name, which means it is not specified in the ”
Hadd name *
empty — the portal will not take a blank
from: the Index II's limits clause — the paper says: “the Index II states 'I CANNOT TELL' for the local body name, which means it is not specified in the ”
Road * · 50 max
empty — the portal will not take a blank
from: the Index II / title deed
Landmark · 50 max
empty (optional)
from: optional
Block / Sector · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
from: the Index II (SKM_226i26092118070.pdf), p.1 — “भू-मापन”
Number * · 50 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (SKM_226i26092118070.pdf)
Second number type · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Second number · 50 max
✗ EzDocs: The source prints dots as separators; the typed value uses commas.
✗ the sanction letter, p.1 prints “01,02” — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✗ the sanction letter, p.1 prints “SP 8” — check
✗ the sanction letter, p.1 prints “DISHA CO OP HSG SOC LTD” — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Floor * · 3 max
the portal gets “G”
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the Index II (SKM_226i26092118070.pdf), p.1 — “सदनिका”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Index II — check
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “FLAT NO B-01, GROUND FLOOR, BUILDING NO SP 8”
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (SKM_226i26092118070.pdf), p.1 — “630 वी फुट”
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
from: the Index II (SKM_226i26092118070.pdf), p.1 — “फुट”
Carpet or built-up · the portal’s list
✓ in the document
from: the Index II (SKM_226i26092118070.pdf), p.1 — “कारपेट”
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
✓ in the document
from: the Index II (SKM_226i26092118070.pdf)
Title deed no / year / SRO * · 250 max
✓ in the document
from: the Index II (SKM_226i26092118070.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (ABID FIDAHUSAIN BHARMAL)

✗ The Index II (8) names a purchaser the case does not know: प्रकील अबीद भारमल — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (SKM_226i26092118190.pdf): a DIFFERENT address — decide — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206, India” (flat 110 vs 8)
✗ the Index II (SKM_226i26092118070.pdf): a DIFFERENT address — decide — “घर/फ्लॅट नंः शहर/गांवः तालुकाः गल्ली/रस्ताः पिनः पॅन बर ईमारतीचे नाकः;” (the names do not agree: gharflat, nanh, shaharganvah)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the PAN card (IMG-20260825-WA0078 (1).jpg)
from: the PAN card
Middle name · 50 max
✓ in the document
✓ also on the PAN card (IMG-20260825-WA0078 (1).jpg)
from: the PAN card
Last name * · 50 max
✓ in the document
✓ also on the PAN card (IMG-20260825-WA0078 (1).jpg)
from: the PAN card
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN ICANNOTTELL — check
✓ also on the PAN card (IMG-20260825-WA0078 (1).jpg)
from: the PAN card (IMG-20260825-WA0078 (1).jpg), p.1 — “BSFPB7665A”
Mobile * · 10 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
Birth date * · 10 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the PAN card
E-mail *
✓ in the document
from: the sanction letter (SKM_226i26092118190.pdf)
Building * · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number 110”
Flat / house no * · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
Road * · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg), p.1 — “Amir Poultry Farm”
Area / sector · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
PIN * · 6 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
Village / city * · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
District · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)
State · 250 max
✓ in the document
✓ also on the Aadhaar (IMG-20260825-WA0077 (1).jpg)
from: the Aadhaar (IMG-20260825-WA0077 (1).jpg)

Mortgagor page — party 2 (AKIL AABID BHARMAL)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✓ the sanction letter (SKM_226i26092118190.pdf): the same address — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206, India”
✗ the Index II (SKM_226i26092118070.pdf): a DIFFERENT address — decide — “पनवेल, गल्ली/रस्ताः पिनः पॅन नम्बरः ईमारतीचे नावः; घर/फ्लॅट नं रुम 110 महात्मा मेल खाँदा काल में है। ईमारत नंः पेत/वसाहत. शहर/गाय, तालुकाः” (the names do not agree: sp, dish, bunglov)
The portal asks for the person’s home address — not yet read off the Aadhaar; the property address stands in below. Press Read the home address from the Aadhaar, or type it.
First name * · 50 max
✓ in the document
✓ also on the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf)
from: the PAN card
Middle name · 50 max
✓ in the document
✓ also on the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf)
from: the PAN card
Last name * · 50 max
✓ in the document
✓ also on the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf)
from: the PAN card
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN ICANNOTTELL — check
✓ also on the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf)
from: the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf), p.1 — “BMUPB3418C”
Mobile * · 10 max
✓ in the document
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “9619250055”
Birth date * · 10 max
✓ in the document
✓ also on the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf)
from: the PAN card
E-mail *
✓ in the document
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “akil.bharmal26.ab@gmail.com”
Building * · 250 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
Road * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Area / sector · 250 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
PIN * · 6 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
Village / city * · 250 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
District · 250 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
State · 250 max
⚠ from the sanction letter (SKM_226i26092118190.pdf), p.1 — not the Aadhaar — check
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “SP 08 B 01 DISHA CHS, NEAR 52 BUNGLOW SAI NAGAR, PANVEL,., Uran, MAHARASHTRA, 410206,”
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
2256450
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
9.5
✓ in the document
from: the sanction letter
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH010576731202627E
✓ in the document
Paid amount
18070.00
✓ in the document
Challan date
21/09/2026
✓ in the document
DHC PRN
0926221718261
✓ in the document
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 23 Sep 20:07: filled 4 box(es) from SKM_226i26092118070.pdf, SKM_226i26092118190.pdf, IMG-20260825-WA0077 (1).jpg, IMG-20260825-WA0078 (1).jpg, New Doc 09-26-2023 10.39 (1)-1 (1).pdf; still empty: home floor (person 2), home road (person 2), home post office (person 2), dob (person 1), dob (person 2), local body type, local body name, road · 12 box(es) confirmed by a second paper
⚠ the Index II does not print attr1 type (taken from the sanction letter), attr1 value (taken from the sanction letter), village city (taken from the sanction letter), building name (taken from the sanction letter) — the Index II’s own boxes were kept; check these against that paper.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 3 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010576731202627E.
District *
Raigad
⚠ from the sanction letter (SKM_226i26092118190.pdf) — not the Index II — check
from: the sanction letter (SKM_226i26092118190.pdf)
SRO office
PNL1_PANVEL NO 1 SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
6769.35
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
11282.25
✓ on the case
from: the fee engine
Payer (first party) *
AKIL AABID BHARMAL
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
BMUPB3418C
⚠ the Index II (8) prints PAN ICANNOTTELL for this person — check
✓ also on the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf)
from: the PAN card (New Doc 09-26-2023 10.39 (1)-1 (1).pdf), p.1 — “BMUPB3418C”
Payer mobile (the receipt SMS goes here) *
9619250055
✓ on the case
✓ also on the sanction letter (SKM_226i26092118190.pdf)
from: the sanction letter (SKM_226i26092118190.pdf), p.1 — “9619250055”
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO B-01 GROUND FLOOR BUILDING NO SP 8 DISHA CO OP HSG SOC LTD SURVEY NO 482 HISSA NO 1 2 3 & 4
⚠ the papers print more numbers than the portal's two boxes — also on them: HISSA 01, 02 (the sanction letter); HISSA 1, 2, 3 & 4, PANVEL, SAI
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
SAI NAGAR PANVEL
✓ on the case
from: the Index II (4) — as typed on GRAS
City / village *
RAIGAD
✓ on the case
from: the Index II (SKM_226i26092118070.pdf)
PIN
410206
✓ on the case
from: the sanction letter (SKM_226i26092118190.pdf)
Consideration (the loan amount) *
2256450
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
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