⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ravikumar Suresh Gupta
LAN HOU/NAV/0826/5203668Loan ₹15,22,500NOIMails & papers 2 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 20:59
Documents
waiting 14d 1h
Payment
Challan
Filing
on the IGR site · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchNeeds documents · the trail says: The branch has sent the loan documents and indicated payment for the NOI. The team is waiting for a payment screenshot to initiate the challan process.whole case so far 14d 1h
Needs your eyes2
₹14,050 matched on the amount alone; its payer 'SAGAR SHAN' reads as Sagar Shinde (NOI-2026-03239). Check the screenshot; if not this case, release it on the SMS page.
The fee is verified but this case still reads as waiting for payment. Catching up now — this page refreshes itself.
NEXT STEPwaiting on the branch
Waiting on the branch
Outstanding: Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Yesterday · 12 Oct1 thing — 1 step
Nothing new to ask for — stayed quiet
8 Oct1 thing — 1 step
Nothing new to ask for — stayed quiet
5 Oct1 thing — 1 step
Nothing new to ask for — stayed quiet
2 Oct3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02907 — pending documents
An old draft withdrew itself — its asks were already answered
29 Sep31 things — 1 document received · 3 letters written · 27 steps
quoted history checked
extra challan scanned
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Co-applicant added
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Nothing new to ask for — stayed quiet
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02907
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI MR. RAVIKUMAR SURESH GUPTA - HOU/NAV/0826/5
boxes gathered
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
roles from letter
Co-applicant added
party not merged
case read started — by ezdocs:reader
applicant email captured
letter property is residence
Received: Sanction letter
Noi ravikumar (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
Papers1 still to come
6 of 7 in hand · for the challan and the filing
✓Sanction letteropen
Payment Screenshot with UTR — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
✓ PAN and Aadhaar name the same person — checked by the engine: NITU GUPTA
Mails & papers →every paper, beside its mail · 1 file
Moneyall of it is in
₹14,020.27
Reached our account 16:01:16.
How we know
Our own bank told us — 16:01
₹14,050 · UTR 005830746876 · from VD-HDFCBN-S
“Successful! You have received Rs. 14050.00 via HDFC Bank SmartHub Vyapar from SAGAR SHAN . RRN-005830746876 , Check: https://1.hdfc.bank.in/HDFCBK/s/RMOEGv7q”
Matched by: AMOUNT ALONE — a little over our ask
The working
Stamp duty 0.3%4,580
Registration fee 0.5%7,620
Government handling320
Our service fee1,500
Total we ask for14,020.27
By law ₹14,000. We ask ₹14,020 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
APARTMENT NO B-2/16/9, GROUND FLOOR, BUILDING NO B-2/16, B 2 TYPE APARTMENT OWNERS ASSOCIATION, SECTOR, 15, VASHI, 400703
read from the Index II · challan boxes 11 of 13 ready · empty: Payer PAN, Payer mobile (the receipt SMS goes here)
Check the property →the boxes beside the paper
People
Nitu Gupta · co-applicantBMCPG2764ERAVI KUMAR SURESH GUPTA · co-applicantAXLPG2334BRAVIKUMAR SURESH GUPTA · applicant—
rendered in 1.83 s · 135 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f