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UMASHANKAR RADHAKRUSHN NAYAR
LAN HOU/PM/0826/5198874Loan ₹18,40,260NOIFile on IGRMails & papers 3 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
26 Aug, 19:56
Documents
Payment
Challan
done 3 Sep, 21:39 · GRAS ↗
Filing
in the tray 40d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The bank branch has provided the initial loan documents and paid the required fee. The NOI team has processed the payment and shared the challan. The team is…whole case so far 48d 7h
Needs your eyes2
In the branch's mail of 26 Aug (from sandeep.shinde@pnbhousing.com, “Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR ”), a DIFFERENT PERSON'S PAN card is attached: Umashankar NOI.pdf is POOJA SURESH SAIDANE (PAN MJAPS3211A)'s, not UMASHANKAR RADHAKRUSHN NAYAR's. Please check with the branch. It is not used — UMASHANKAR's own card is not on the file: ask the branch for it.
The work is done — our fee of ₹16,560 is still not in our account. Chase the branch for it.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• check — In the branch's mail of 26 Aug (from sandeep.shinde@pnbhousing.com, “Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR ”), a DIFFERENT PERSON'S PAN card is attached: Umashankar NOI.pdf is POOJA SURESH SAIDANE (PAN MJAPS3211A)'s, not UMASHANKAR RADHAKRUSHN NAYAR's. Please check with the branch. It is not used — UMASHANKAR's own card is not on the file: ask the branch for it.
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• 16 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, attr1_type
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 18,40,260 is typed; upload the paid challan and it takes over
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
2 Oct8 things
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
card mobile not taken
kyc address read
19 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
screenshot claim recorded
17 Sep5 things — 5 steps
challan boxes gathered
boxes gathered
challan boxes by rules
box disagreement
box disagreement
16 Sep8 things — 8 steps
challan boxes gathered
boxes gathered
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
15 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address read
14 Sep3 things — 3 steps
The branch's title document is on the case — the filing is the NOI team's move
property self check
property attrs split
3 Sep2 things — 2 steps
extra challan scanned
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
1 Sep6 things — 3 documents received · 2 letters written · 1 step
Wrote the fee quote mail — held, silent mode
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
Received: other
image001.png
Property address read from the sanction letter
Received: Sanction letter
Umashankar NOI.pdf
Received: Sale deed
NAYAR ANGREEMENT DRFT.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
6 of 7 in hand · the challan is done — these are for the filing / KYC
✓Sale deedopen
✓Sanction letteropen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 3 files
The whole file has not been read yet3 papers on file
Moneywaiting for the credit
₹16,560
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹16,527 — ₹33 under our ask, not below the real calculation ₹16,522. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%5,530
Registration fee 0.5%9,210
Government handling320
Our service fee1,500
Total we ask for16,560
By law ₹16,542.08. We ask ₹16,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
701, 7th floor, Block Wing B1, Project SARANGI PARADISE, GAT, 1607 1612, Chakan, 410501
read from the sanction letter · e-filing boxes 31 of 46 ready
Check the property →the boxes beside the paper
People
Pooja Suresh Saidane · co-applicantMJAPS3211AUMASHANKAR RADHAKRUSHN NAYAR · applicantBAIPN4894A
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