Cases / NOI-2026-00750
UMASHANKAR RADHAKRUSHN NAYAR
LAN HOU/PM/0826/5198874
Challan paid · our move
File on IGRSend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sale deedopen
✓Sanction letteropen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (3)A label is wrong? Fix it under All documents.
For you to check
- In the branch's mail of 26 Aug (from sandeep.shinde@pnbhousing.com, “Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR ”), a DIFFERENT PERSON'S PAN card is attached: Umashankar NOI.pdf is POOJA SURESH SAIDANE (PAN MJAPS3211A)'s, not UMASHANKAR RADHAKRUSHN NAYAR's. Please check with the branch. It is not used — UMASHANKAR's own card is not on the file: ask the branch for it.
- The work is done — our fee of ₹16,560 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹16,560
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹16,527; we wait for the credit itself
Stamp duty 0.3%5,530
Registration fee 0.5%9,210
Government handling320
Our service fee1,500
Total we ask for16,560
Screenshot ₹16,527 — ₹33 under our ask, not below the real calculation ₹16,522. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹16,542.08. We ask ₹16,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 70 hour time · 3 Sep 21:39
Index II —not yet
the NOI team 49 d 21 htotal 49 d 21 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 21:39 — 41 d 20 h of working time
Day by day — every step and who held it
26 Aug 19:56Your branch's mail
1 Sep 21:03Papers read+6 d 1 h · the NOI team
1 Sep 21:03Property readat once
1 Sep 21:03Papers readat once
1 Sep 21:03Fee quotedat once
3 Sep 21:39Challan made+2 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹18,40,260
Loan account no.
HOU/PM/0826/5198874
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• check — In the branch's mail of 26 Aug (from sandeep.shinde@pnbhousing.com, “Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR ”), a DIFFERENT PERSON'S PAN card is attached: Umashankar NOI.pdf is POOJA SURESH SAIDANE (PAN MJAPS3211A)'s, not UMASHANKAR RADHAKRUSHN NAYAR's. Please check with the branch. It is not used — UMASHANKAR's own card is not on the file: ask the branch for it.
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, Number type
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 18,40,260 is typed; upload the paid challan and it takes over
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The bank branch has provided the initial loan documents and paid the required fee. The NOI team has processed the payment and shared the challan. The team is now awaiting the Index II copy from the branch to proceed with the NOI filing.
the history says the next move is with the branch — the Index II
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 2 (2026-08-26) “We acknowledge the receipt of your mail documents”
✓ fee paid — the branch's words — done, mail 2 (2026-08-26) “and payment.”
✓ challan made — done, mail 3 (2026-08-26) “PFA CHALLAN”
✓ challan shared — done, mail 3 (2026-08-26) “PFA CHALLAN FOR A REFERENCE”
? Index II asked for — asked, mail 2 (2026-08-26) “For NOI filing, We need an index 2 copy..”
read over 3 mail(s), last mail 2026-08-26 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS
sandeep.shinde@pnbhousing.com pnbhousing.com
26 Aug, 19:56 · 49d ago THE APP JOINED HERE — earlier mails are on Gmail
26 Aug, 19:56 · 49d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
Dear Team,
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
🤖 read: asks for the challan; documents attached — “Kindly provide NOI challan”
OL
The NOI teamTYPED IN GMAIL
26 Aug, 20:09 · 49d ago
26 Aug, 20:09 · 49d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 19:57, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
26 Aug, 20:10 · 49d ago
26 Aug, 20:10 · 49d ago
TEAMPFA CHALLAN FOR A REFERENCE
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 20:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug 2026 at 19:57, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote:
Dear Team,
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
Regards,
Sandeep Shinde
Area Sales Manager
7972702525
Internal
TEAM
PFA CHALLAN FOR A REFERENCE
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 26 Aug 2026 at 20:09, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 26 Aug 2026 at 19:57, Sandeep Shinde <
sandeep.shinde@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR
> RADHAKRUSHN NAYAR
>
>
>
>
>
>
>
>
>
> Regards,
>
> Sandeep Shinde
>
> Area Sales Manager
>
> 7972702525
>
> [image: PNB image]
>
>
>
>
>
>
>
> Internal
>
🤖 read: challan shared ✓ — “PFA CHALLAN FOR A REFERENCE”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sale deed | NAYAR ANGREEMENT DRFT.pdf | filed | 43d ago |
| Sanction letter+ Payment screenshot inside+ Selfie / photo inside+ Aadhaar card inside+ PAN card inside | Umashankar NOI.pdf | filed | 43d ago |
| Other | image001.png | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹16,560
₹16,560
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹16,527 623818450719
₹16,527 623818450719
Screenshot ₹16,527 — ₹33 under our ask, not below the real calculation ₹16,522. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,530 | ₹9,210 | ₹320 | ₹1,500 | ₹16,560 |
By law ₹16,542.08. We ask ₹16,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
35 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Property type (Open / Building / Open + Building), Title deed no / year / SRO, Mobile (person 1), E-mail (person 1) …
25 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Umashankar NOI.pdf
the address
{'PIN': '425524', 'AREA': NONE, 'FLAT': NONE, 'ROAD': 'AT-NHAVI P ADAWAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'JALGAON', 'POST_OFFICE': 'NHAVI', 'VILLAGE_CITY': 'NHAVI P ADAWAD'}
{'PIN': '425524', 'AREA': NONE, 'FLAT': NONE, 'ROAD': 'AT-NHAVI P ADAWAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'JALGAON', 'POST_OFFICE': 'NHAVI', 'VILLAGE_CITY': 'NHAVI P ADAWAD'}
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT FLAT NO 701 FLOOR 7TH FLOOR BLOCK WING B1 PROJECT SARANGI PARADISE
UNIT FLAT NO 701 FLOOR 7TH FLOOR BLOCK WING B1 PROJECT SARANGI PARADISE
Locality/Road
PROJECT AT GAT NO 1607 1612 VILLAGE CHAKAN TALUKA KHED DIST PUNE KHED RATNAGIRI MAHARASHTRA
PROJECT AT GAT NO 1607 1612 VILLAGE CHAKAN TALUKA KHED DIST PUNE KHED RATNAGIRI MAHARASHTRA
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Pooja Suresh Saidane | MJAPS3211A | …4032 |
| mortgagor | UMASHANKAR RADHAKRUSHN NAYAR | BAIPN4894A | …2433 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | sandeep.shinde@pnbhousing.com | 43d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter Umashankar NOI.pdf needs your check
lan
HOU/PM/0826/5198874
HOU/PM/0826/5198874
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
1778000
1778000
interest rate
8.1
8.1
sanction date
26-Aug-2026
26-Aug-2026
letter version
8
8
applicant names
UMASHANKAR RADHAKRUSHN NAYAR, POOJA SURESH SAIDANE
UMASHANKAR RADHAKRUSHN NAYAR, POOJA SURESH SAIDANE
applicant mobile
9028490095
9028490095
property address
pin: 410501; state: MAHARASHTRA; taluka: Khed; Flat no: 701; district: Pune; Floor: 7th floor; Address: Unit Flat no.701, 7th floor, Block Wing B1, Project SARANGI PARADISE, Gat No 1607 1612, Village Chakan, Talu
pin: 410501; state: MAHARASHTRA; taluka: Khed; Flat no: 701; district: Pune; Floor: 7th floor; Address: Unit Flat no.701, 7th floor, Block Wing B1, Project SARANGI PARADISE, Gat No 1607 1612, Village Chakan, Talu
insurance premium
62260
62260
includes insurance
True
True
total with insurance
1840260
1840260
security address verbatim
Unit Flat no.701, Floor 7th floor, Block Wing B1, Project SARANGI PARADISE, Project at Gat No 1607 1612 Village, Chakan Taluka Khed Dist Pune 410501, Khed, Ratnagiri, MAHARASHTRA, India, 410501
Unit Flat no.701, Floor 7th floor, Block Wing B1, Project SARANGI PARADISE, Project at Gat No 1607 1612 Village, Chakan Taluka Khed Dist Pune 410501, Khed, Ratnagiri, MAHARASHTRA, India, 410501
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5198874', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 1778000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '26-Aug-2026', 'letter_version': '8', 'applicant_names': ['UMASHANKAR RADHAKRUSHN NAYAR', 'POOJA SURESH SAIDANE'], 'applicant_mobile': '9028490095', 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Khed', 'flat_no': '701', 'district': 'Pune', 'floor_no': '7th floor', 'landmark': None, 'full_address': 'Unit Flat no.701, 7th floor, Block Wing B1, Project SARANGI PARADISE, Gat No 1607 1612, Village Chakan, Taluka Khed, District Pune, MAHARASHTRA, 410501', 'village_city': 'Chakan', 'building_name': 'Block Wing B1, Project SARANGI PARADISE', 'survey_or_cts_no': 'Gat No 1607 1612'}, 'insurance_premium': 62260, 'includes_insurance': True, 'total_with_insurance': 1840260, 'security_address_verbatim': 'Unit Flat no.701, Floor 7th floor, Block Wing B1, Project SARANGI PARADISE, Project at Gat No 1607 1612 Village, Chakan Taluka Khed Dist Pune 410501, Khed, Ratnagiri, MAHARASHTRA, India, 410501'}Other image001.png needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Sanction letter Umashankar NOI.pdf needs your check
payments inside
bank: Kotak Bank; kind: bundle; payments: [{'utr': '623818450719', 'date': '2026-08-26', 'page': 1, 'time': '18:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16527.0, 'direction': 'debit', 'narration': 'Govern
bank: Kotak Bank; kind: bundle; payments: [{'utr': '623818450719', 'date': '2026-08-26', 'page': 1, 'time': '18:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16527.0, 'direction': 'debit', 'narration': 'Govern
applicant address from462
read again off the letter's pages (page 2, Address row)
read again off the letter's pages (page 2, Address row)
applicant address verbatim
G NO. 2084, MAULI NAGAR, ZITRAI MALA CHAKAN PUNE,., Pune, MAHARASHTRA, 410501, Pune, India
G NO. 2084, MAULI NAGAR, ZITRAI MALA CHAKAN PUNE,., Pune, MAHARASHTRA, 410501, Pune, India
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Kotak Bank', 'kind': 'bundle', 'payments': [{'utr': '623818450719', 'date': '2026-08-26', 'page': 1, 'time': '18:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16527.0, 'direction': 'debit', 'narration': 'Government charges', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'UMASHANKAR RADHAKRUSHN NAYAR'}, 'applicant_address_from462': "read again off the letter's pages (page 2, Address row)", 'applicant_address_verbatim': 'G NO. 2084, MAULI NAGAR, ZITRAI MALA CHAKAN PUNE,., Pune, MAHARASHTRA, 410501, Pune, India'}Sanction letter Umashankar NOI.pdf needs your check
name
Pooja Suresh Saidane
Pooja Suresh Saidane
page
5
5
mobile
7378542145
7378542145
address
pin: 410501; area: mahatma phule chowk; road: chakan talkhed; state: Maharashtra; district: Pune; Village: chakan
pin: 410501; area: mahatma phule chowk; road: chakan talkhed; state: Maharashtra; district: Pune; Village: chakan
legible
True
True
card kind
aadhaar
aadhaar
card of many
1
1
aadhaar last4
4032
4032
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Pooja Suresh Saidane', 'page': 5, 'mobile': '7378542145', 'address': {'pin': '410501', 'area': 'mahatma phule chowk', 'flat': None, 'road': 'chakan talkhed', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'chakan'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '4032', 'quality_issue': None}Sanction letter Umashankar NOI.pdf needs your check
dob
1994-12-26
1994-12-26
pan
BAIPN4894A
BAIPN4894A
name
UMASHANKAR RADHAKRUSHN NAYAR
UMASHANKAR RADHAKRUSHN NAYAR
page
6
6
legible
True
True
card kind
pan
pan
father name
RADHAKRUSHN GOVIND NAYAR
RADHAKRUSHN GOVIND NAYAR
card of many
3
3
raw reading (for Abhijit)
{'dob': '1994-12-26', 'pan': 'BAIPN4894A', 'name': 'UMASHANKAR RADHAKRUSHN NAYAR', 'page': 6, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RADHAKRUSHN GOVIND NAYAR', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter Umashankar NOI.pdf needs your check
name
Umashankar Radhakrushn Nayar
Umashankar Radhakrushn Nayar
page
9
9
mobile
9028490095
9028490095
address
pin: 425524; road: at-nhavi p adawad; state: Maharashtra; district: Jalgaon; post_office: Nhavi; Village: Nhavi P Adawad
pin: 425524; road: at-nhavi p adawad; state: Maharashtra; district: Jalgaon; post_office: Nhavi; Village: Nhavi P Adawad
legible
True
True
card kind
aadhaar
aadhaar
card of many
4
4
aadhaar last4
2433
2433
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Umashankar Radhakrushn Nayar', 'page': 9, 'mobile': '9028490095', 'address': {'pin': '425524', 'area': None, 'flat': None, 'road': 'at-nhavi p adawad', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': 'Nhavi', 'village_city': 'Nhavi P Adawad'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '2433', 'quality_issue': None}Sanction letter Umashankar NOI.pdf needs your check
dob
1997-09-02
1997-09-02
pan
MJAPS3211A
MJAPS3211A
name
POOJA SURESH SAIDANE
POOJA SURESH SAIDANE
page
10
10
legible
True
True
card kind
pan
pan
father name
SURESH SAIDANE
SURESH SAIDANE
card of many
6
6
raw reading (for Abhijit)
{'dob': '1997-09-02', 'pan': 'MJAPS3211A', 'name': 'POOJA SURESH SAIDANE', 'page': 10, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SURESH SAIDANE', 'card_of_many': 6, 'aadhaar_last4': None, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_home_address | {'fp': '57b3c91e7e420c00', 'from': 'the sanction letter (Umashankar NOI.pdf)', 'home': {'pin': '410501', 'area': 'ZITRAI MALA', 'flat': 'G NO. 2084', 'state': 'MAHARASHTRA', 'building': 'MAULI NAGAR', 'district': 'Pune', |
| 13d ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'Umashankar NOI.pdf', 'cards': 6, 'doc_id': '2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'applied': 4} |
| 13d ago | EzDocs | kyc_names_match | {'sig': 'POOJA SURESH SAIDANE|Pooja Suresh Saidane|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Umashankar NOI.pdf', 'pan_name': 'POOJA SURESH |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'Umashankar NOI.pdf', 'doc_id': '2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'person': 'Pooja Suresh Saidane', 'party_id': 'af52ff5a-5819-4a58-a75d-e9e49100afa6', 'name_on_doc': 'POOJA SURESH SAIDANE'} |
| 13d ago | EzDocs | kyc_names_match | {'sig': 'UMASHANKAR RADHAKRUSHN NAYAR|Umashankar Radhakrushn Nayar|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Umashankar NOI.pdf', 'pan_name |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'Umashankar NOI.pdf', 'doc_id': '2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'person': 'UMASHANKAR RADHAKRUSHN NAYAR', 'party_id': '9fedf2b0-6b08-4621-a07a-81b4e092d89b', 'name_on_doc': 'Umashankar |
| 13d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '425524', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nhavi P Adawad', 'doc_id': '2aeb34 |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'Umashankar NOI.pdf', 'doc_id': '2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'person': 'UMASHANKAR RADHAKRUSHN NAYAR', 'party_id': '9fedf2b0-6b08-4621-a07a-81b4e092d89b', 'name_on_doc': 'UMASHANKAR RADH |
| 13d ago | EzDocs | roles_from_letter | {'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['UMASHANKAR RADHAKRUSHN N |
| 13d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'Umashankar NOI.pdf', 'doc_id': '2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'person': 'Pooja Suresh Saidane', 'party_id': 'af52ff5a-5819-4a58-a75d-e9e49100afa6', 'name_on_doc': 'Pooja Suresh Saidan |
| 13d ago | EzDocs | co_applicant_added | {'doc': 'aadhaar', 'name': 'Pooja Suresh Saidane'} |
| 13d ago | EzDocs | card_mobile_not_taken | {'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '2145', 'source': 'aadhaar', 'party_id': 'af52ff5a-5819-4a58-a75d-e9e |
| 13d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '410501', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'chakan', 'doc_id': '2aeb3413-838b- |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Umashankar NOI.pdf', 'asked': True, 'found': True, 'w |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'Umashankar NOI.pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '2aeb3413-838b-4b6d-ae6e-49a263feacfc', 'fetched': True} |
| 26d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Umashankar NOI.pdf' |
| 26d ago | EzDocs | screenshot_claim_recorded | {'utr': '623818450719', 'date': '2026-08-26', 'parts': 1, 'amount': 16527.0, 'claimed_total': 16527.0} |
| 26d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': 'b6caa41f-323e-4b67-862f-296b0c3c8e2d', 'fetched': True} |
| 28d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['landmark'], |
| 28d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NAYAR ANGREEMENT DRFT.pdf', 'Umashankar NOI.pdf'], 'notes': None, 'filled': {'property.landmark': {'src': 'sale_deed', 'conf': 0.95, |
| 28d ago | EzDocs | challan_boxes_by_rules | {'fp': '7eaad2f918e6cd25', 'why': "EzDocs's city is not the case's village / city (PUNE)"} |
| 28d ago | EzDocs | box_disagreement | {'box': 'home.area', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'chakan talkhed', 'page': 9, 'party': 'UMASHANK |
| 28d ago | EzDocs | box_disagreement | {'box': 'home.road', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'mahatma phule chowk', 'page': 9, 'party': 'UMA |
| 29d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 29d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NAYAR ANGREEMENT DRFT.pdf', 'Umashankar NOI.pdf'], 'after': {'challan_boxes': {'box1': 'FLAT NO 701 7TH FLOOR BLOCK WING B1 SARANGI |
| 29d ago | EzDocs | challan_boxes_composed | {'fp': 'fdeb824759105aee', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 701 7TH FLOOR BLOCK WING B1 SARANGI P |
| 29d ago | EzDocs | box_disagreement | {'box': 'party.mobile', 'src': 'sale_deed', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '9028490095', 'page': 1, 'party': 'UMASHAN |
| 29d ago | EzDocs | box_disagreement | {'box': 'home.district', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Pune', 'page': 9, 'party': 'UMASHANKAR RAD |
| 29d ago | EzDocs | box_disagreement | {'box': 'home.Village', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'chakan', 'page': 9, 'party': 'UMASHANK |
| 29d ago | EzDocs | box_disagreement | {'box': 'home.pin', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '410501', 'page': 9, 'party': 'UMASHANKAR RADHAK |
Case diary the case’s history — what happened, newest day first
Papers
All 2 in hand
Nothing more to ask the branch for
Money
₹16,527 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: In the branch's mail of 26 Aug (from sandeep.shinde@pnbhousing.com, “Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR ”), a DIFFERENT PERSON'S PAN card is attached: Umashankar NOI.pdf is POOJA SURESH SAIDANE (PAN MJAPS3211A)'s, not UMASHANKAR RADHAKRUSHN NAYAR's. Please check with the branch. It is not used — UMASHANKAR's own card is not on the file: ask the branch for it. The work is done — our fee of ₹16,560 is still not in our account. Chase the branch for it.
2 Oct3 things
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
19 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
17 Sep1 thing — 1 step
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16 Sep2 things — 2 steps
EzDocs took 7 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
3 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
1 Sep6 things — 3 documents received · 2 letters written · 1 step
Wrote the fee quote mail — held, silent mode
Kindly provide NOI challan in case of- HOU/PM/0826/5198874 UMASHANKAR RADHAKRUSHN NAYAR
Received: other
image001.png
Property address read from the sanction letter
Received: Sanction letter
Umashankar NOI.pdf
Received: Sale deed
NAYAR ANGREEMENT DRFT.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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