⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03446

Vishwas Gaikwad

LAN MH/KLP/KLPR/A000002247 Index II shared · done All documents Mails & papers 2

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for our fileworked by hand

3 of 9 in hand.
this case was worked by hand before the app saw the thread — the challan and the filing are already done; nothing below is blocking anyone

✓E-filing copy (token)open

✓Paid challan (GRAS)open

✓Index II — the registered copy of our filing, from the governmentopen download

Sanction Letter — for our file, when it comes

Applicant's Aadhaar Card — for our file, when it comes

Applicant's PAN Card — for our file, when it comes

Payment Screenshot with UTR — for our file, when it comes

Property address — being read from the Index II (IndexII9991811240009.pdf); the engine retries within 5 minutes

Applicant's Selfie / Photo — for the e-filing visit later

All files (3)A label is wrong? Fix it under All documents.

Moneynot worked out yet

No fee computed yet — it appears the moment the loan amount is known.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan under a minuteour time (made after working hours) · 13 Oct 12:14

Index II 14 minour time · 13 Oct 12:28

the NOI team 14 mintotal 14 min

Complete.

Day by day — every step and who held it

13 Oct 12:14Your branch's mail

13 Oct 12:14Challan madeat once

13 Oct 12:28Filed on IGR — e-filing shared+14 min · the NOI team

13 Oct 12:28Index II sentat once

Case facts

Bank

HINDUJA_HFL

Loan amount

—

Loan account no.

MH/KLP/KLPR/A000002247

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has asked for the e-filed NOI with its Index-II and the e-challan. The team has not yet provided any documents or asked for fees.

the trail says the next move is with the branch — the Index II of E-filled NOI and E-challan

the branch last asked: Please share E-filled NOI with Index-II of E-filled NOI and E-challan in captioned case.

? Index II asked for — asked, mail 1 (2026-10-13) “Please share E-filled NOI with Index-II of E-filled NOI and E-challan in captioned case.”

read over 1 mail(s), last mail 2026-10-13 · read 12h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1124218104140 · ₹300 · paid 21/11/2024 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011067850202425E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PP pratikprashant.pangal@hindujahousingfinance.com hindujahousingfinance.com
13 Oct, 12:14 · 12h ago THE FIRST MAIL — how this case began

Mr. VISHWAS GAIKWAD//Lan no. MH/KLP/KLPR/A000002247//Kolhapur Cluster

Dear Madam,

Please share E-filled NOI with Index-II of E-filled NOI and E-challan in captioned case.

Thanks & Regards,

Pratik Pangal 

CLM-Kolhapur

Hinduja Housing Finance Ltd.

Office No.103 , 3rd Floor, PKP Ampire, 

E-Ward Shahupuri, 5th lane, Kolhapur-416001
Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or dam

🤖 read: asks for the e-filing copy, the Index II, the challan — “Please share E-filled NOI with Index-II of E-filled NOI and E-challan in captioned case.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 12:28 · 12h ago

📎 VISHWAS GAIKWAD eFilingDoc9991811240009.pd ↗📎 VISHWAS GAIKWADEchallanMH011067850202425E.↗📎 IndexII9991811240009.pdf ↗

On Tue, 13 Oct 2026 at 12:14, PRATIK PRASHANT PANGAL136291 PRASHANT

PANGAL136291 <pratikprashant.pangal@hindujahousingfinance.com> wrote:

earlier mails quoted below

Dear Madam,

Please share E-filled NOI with Index-II of E-filled NOI and E-challan in
captioned case.

*Thanks & Regards,*
*Pratik Pangal *
*CLM-Kolhapur*
*Hinduja Housing Finance Ltd.*
*Office No.103 , 3rd Floor, PKP Ampire, *
*E-Ward Shahupuri,
<https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g> 5th
lane, Kolhapur-416001
<https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g>*

*Disclaimer*: The contents of this e-mail are privileged and confidential
material of Hinduja Housing Finance Ltd. The information is solely intended
for the designated recipient and purpose only and may contain privileged,
proprietary, confidential or otherwise private information. If you have
received it in error, please notify the sender immediately and delete the
message. This e-mail message including attachment(s), if any, is believed
to be free of any virus and Hinduja Housing Finance Ltd is not responsible
for any loss or damage arising in any way from its use.

-- 
Regards
Shweta Sharma
NOI COORDINATOR
EZDOCS
7715973535

🤖 read: challan shared ✓; NOI filed on IGR ✓; e-filing copy shared ✓; Index II shared ✓ — “VISHWAS GAIKWADEchallanMH011067850202425E.pdf”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
E-filing copy (token)	VISHWAS GAIKWAD eFilingDoc9991811240009.pdf	filed	12h ago
Paid challan (GRAS)	VISHWAS GAIKWADEchallanMH011067850202425E.pdf	filed	12h ago
Index IIthe registered copy we filed	IndexII9991811240009.pdf	filed	12h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

No payment recorded yet. When money reaches our account (or the branch sends a screenshot), it shows here.

Fee working (ours)

No fee computed yet — it appears the moment the loan amount is known.

Property (must be perfect)

No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Vishwas Gaikwad	ARHPG2961L

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	pratikprashant.pangal@hindujahousingfinance.com	12h ago

What the engine read from each document — check anything marked in red

Paid challan (GRAS) VISHWAS GAIKWADEchallanMH011067850202425E.pdf needs your check

grn
MH011067850202425E

pin
416006

total
14820.0

article
6(1)

defaced
False

bank cin
03006172024111300642

ca unfit
the challan's heads (5560 + 9260) are not 0.3% and 0.5% of the 850000 its Remarks read as, nor of the case's loan

district
KOLHAPUR

area city
KOLHAPUR

payer pan
ARHPG2961L

flat block
RS NO 244 13A B 2 PLOT NO 08 AT GOKUL

payer name
VISHWAS SHRIPATI GAIKWAD

sro office
KRV3_KARVEER NO 3 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AADCH6010R~SecondPartyName=HINDUJA HOUSING FINANCE LTD-CA-1850000

scheme rows
{'amount': 5560.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
9324321570

payment date
13/11/2024-13:54:01

road locality
PARK

second party pan
AADCH6010R

second party name
HINDUJA HOUSING FINANCE LTD

consideration amount
850000

raw reading (for Abhijit)

{'grn': 'MH011067850202425E', 'pin': '416006', 'total': 14820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172024111300642', 'ca_unfit': "the challan's heads (5560 + 9260) are not 0.3% and 0.5% of the 850000 its Remarks read as, nor of the case's loan", 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'ARHPG2961L', 'flat_block': 'RS NO 244 13A B 2 PLOT NO 08 AT GOKUL', 'payer_name': 'VISHWAS SHRIPATI GAIKWAD', 'sro_office': 'KRV3_KARVEER NO 3 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AADCH6010R~SecondPartyName=HINDUJA HOUSING FINANCE LTD-CA-1850000', 'scheme_rows': [{'amount': 5560.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': '9324321570', 'payment_date': '13/11/2024-13:54:01', 'road_locality': 'PARK', 'second_party_pan': 'AADCH6010R', 'second_party_name': 'HINDUJA HOUSING FINANCE LTD', 'consideration_amount': '850000'}

E-filing copy (token) VISHWAS GAIKWAD eFilingDoc9991811240009.pdf needs your check

sro
KRV3

kind
efiling_copy

token
9991811240009

legible
True

property
road: GOKUL SHIRGAON ROAD; unit: PLOT NO 8; floor: G; taluka: Karavir; numbers: [{'type': 'Survey Number', 'value': '244/13/A/B/2'}, {'type': 'Plot Number', 'value': '8'}]; village: Gokul Shiraganv; building: PLOT NO 8 A

mortgagee
HINDUJA HOUSING FINANCE LTD (205)

mortgagors
{'pan': 'ARHPG2961L', 'name': 'VISHWAS SHRIPATI GAIKWAD', 'address': 'Flat No:PLOT NO 49, Floor No:G, Building Name:P NO 49 NEAR SAI MANDIR UJALAIWADI KARVEER KOLHAPUR, Block Sector:KARVEER KOLHAPUR, Road:KOLHAPUR ROAD,

title deed
Index II :3881/2024/SRO-KARVEER-3

filing date
2024-11-21

loan amount
1850000.0

payment lines
{'ref': 'MH011067850202425E', 'head': 'Stamp Duty', 'dated': '13/11/2024', 'amount': 5550.0, 'ref_kind': 'GRN'}, {'ref': 'MH011067850202425E', 'head': 'Filing Fee', 'dated': '13/11/2024', 'amount': 9250.0, 'ref_kind': 'G

date of mortgage
2024-11-18

raw reading (for Abhijit)

{'sro': 'KRV3', 'kind': 'efiling_copy', 'token': '9991811240009', 'legible': True, 'property': {'pin': None, 'road': 'GOKUL SHIRGAON ROAD', 'unit': 'PLOT NO 8', 'floor': 'G', 'taluka': 'Karavir', 'numbers': [{'type': 'Survey Number', 'value': '244/13/A/B/2'}, {'type': 'Plot Number', 'value': '8'}], 'village': 'Gokul Shiraganv', 'building': 'PLOT NO 8 AT MOUJE GOKUL SHIRGAON KARVEER KOLHAPUR', 'district': 'Kolhapur', 'area_text': 'Open: 65.00 Sq.mt., Build: 65.00 Sq.mt.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'HINDUJA HOUSING FINANCE LTD (205)', 'mortgagors': [{'pan': 'ARHPG2961L', 'name': 'VISHWAS SHRIPATI GAIKWAD', 'address': 'Flat No:PLOT NO 49, Floor No:G, Building Name:P NO 49 NEAR SAI MANDIR UJALAIWADI KARVEER KOLHAPUR, Block Sector:KARVEER KOLHAPUR, Road:KOLHAPUR ROAD, City:KOLHAPUR, State:MAHARASHTRA, District:KOLHAPUR, Pin:416004'}, {'pan': 'ENBPG6683M', 'name': 'AARATI VISHWAS GAIKWAD', 'address': 'Flat No:PLOT NO 49, Floor No:G, Building Name:P NO 49 NEAR SAI MANDIR UJALAIWADI KARVEER KOLHAPUR, Block Sector:KARVEER KOLHAPUR, Road:KOLHAPUR ROAD, City:KOLHAPUR, State:MAHARASHTRA, District:KOLHAPUR, Pin:416004'}], 'title_deed': 'Index II :3881/2024/SRO-KARVEER-3', 'filing_date': '2024-11-21', 'loan_amount': 1850000.0, 'payment_lines': [{'ref': 'MH011067850202425E', 'head': 'Stamp Duty', 'dated': '13/11/2024', 'amount': 5550.0, 'ref_kind': 'GRN'}, {'ref': 'MH011067850202425E', 'head': 'Filing Fee', 'dated': '13/11/2024', 'amount': 9250.0, 'ref_kind': 'GRN'}, {'ref': '1124218104140', 'head': 'Document Handling Charges', 'dated': '21/11/2024', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2024-11-18'}

Technical record (for Abhijit — safe to ignore)

11h ago	system:reconcile	quoted_history_checked	{}
11h ago	system:reconcile	extra_challan_scanned	{'found': 0}
11h ago	system:reconcile	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
12h ago	system:extract	dhc_prn_read	{'prn': '1124218104140', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'VISHWAS GAIKWAD eFilingDoc9991811240009.pdf', 'from': "the filed notice'
12h ago	system:extract	efiling_copy_read	{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'VISHWAS GAIKWAD eFilingDoc9991811240009.pdf', 'token': '9991811240009', 'doc_id': 'adb2e71a-3d85-4502-80a0-6be1e5edae60', 'm
12h ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 850000 — no paper on the
12h ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['IndexII9991811240009.pdf'], 'notes': None, 'filled': {'home.pin#1': {'src': 'index2', 'conf': 0.9, 'page': 1, 'value': '416004'}, 'home.area#1': {'src': 'index2', 'conf': 0.
12h ago	system:extract	party_from_case_name	{'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Vishwas Gaikwad'}
12h ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: MH/KLP/KLPR/A0000
12h ago	system:ingest	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger'
12h ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999181124000
12h ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHWAS GAIKWADEcha
12h ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'KRV3_KARVEER NO 3 JT SUB REGISTRAR', 'district': 'KOLHAPUR'}
12h ago	system:extract	challan_verified_against_case	{'grn': 'MH011067850202425E', 'file': 'VISHWAS GAIKWADEchallanMH011067850202425E.pdf', 'checked': ['payer name', 'article code']}
12h ago	system:extract	challan_extracted	{'grn': 'MH011067850202425E', 'file': 'VISHWAS GAIKWADEchallanMH011067850202425E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 14820.0}
12h ago	system:extract	challan_ca_unfit	{'rf': 9260, 'sd': 5560, 'why': "the challan's heads (5560 + 9260) are not 0.3% and 0.5% of the 850000 its Remarks read as, nor of the case's loan", 'file': 'VISHWAS GAIKWADEchallanMH011067850202425E.pdf', 'read': 850000
12h ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHWAS GAIKWAD eFi
12h ago	system:ingest	thread_docs_swept	{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 0, 'why_not': None, 'messages': 1}
12h ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The branch has asked
12h ago	system:emails	email_shadowed:doc_chase	{'to': 'pratikprashant.pangal@hindujahousingfinance.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: MH/KLP/KLPR/A000002247), the following is pending from your end:\n\n 1. Sanction Letter — not r
12h ago	system:ingest	case_created	{'lan': 'MH/KLP/KLPR/A000002247', 'bank': 'HINDUJA_HFL', 'name': 'Vishwas Gaikwad', 'named_by': 'the reading of the mail', 'thread_id': '1a13401dd7b81c58'}

Case diary the case’s history — what happened, newest day first

Papers

4 still needed for the challan

Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

Money

No figure yet

It appears the moment the loan amount is known.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Yesterday · 13 Oct23 things

quoted history checked