⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
VIJAY NIVRUTTIRAO KADAM
LAN 77000320669Loan ₹81,00,000NOIWaiting for the Index IIMails & papers 14
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Aug, 11:22
Documents
Payment
Challan
done 3 Sep, 22:37 · GRAS ↗
Filing
waiting 40d 1h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has sent the required KYC documents and confirmed payment of the fee, and the NOI team has generated and shared the challan. The NOI team is…whole case so far 45d 13h
Needs your eyes3
In the branch's mail of 29 Aug (from tushar.manjare@icicihfc.com, “Re: Kindely initiate NOI case of VIJAY NIVRUTIRAO KADAM//77000320669”), a DIFFERENT PERSON'S PAN card is attached: Selller PAN.jpg is GAURAV CHOUDHARI (PAN ASVPC7767K)'s, not VIJAY NIVRUTTIRAO KADAM's. Please check with the branch. It is not used — VIJAY's own PAN card is typed.
In the branch's mail of 29 Aug (from tushar.manjare@icicihfc.com, “Re: Kindely initiate NOI case of VIJAY NIVRUTIRAO KADAM//77000320669”), a DIFFERENT PERSON'S Aadhaar card is attached: Seller Adhar.pdf is Gaurav Sukumar Choudhari's, not VIJAY NIVRUTTIRAO KADAM's. Please check with the branch. It is not used — VIJAY's own Aadhaar card is typed.
The work is done — our fee of ₹41,360 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• check — In the branch's mail of 29 Aug (from tushar.manjare@icicihfc.com, “Re: Kindely initiate NOI case of VIJAY NIVRUTIRAO KADAM//77000320669”), a DIFFERENT PERSON'S PAN card is attached: Selller PAN.jpg is GAURAV CHOUDHARI (PAN ASVPC7767K)'s, not VIJAY NIVRUTTIRAO KADAM's. Please check with the branch. It is not used — VIJAY's own PAN card is typed.
• check — In the branch's mail of 29 Aug (from tushar.manjare@icicihfc.com, “Re: Kindely initiate NOI case of VIJAY NIVRUTIRAO KADAM//77000320669”), a DIFFERENT PERSON'S Aadhaar card is attached: Seller Adhar.pdf is Gaurav Sukumar Choudhari's, not VIJAY NIVRUTTIRAO KADAM's. Please check with the branch. It is not used — VIJAY's own Aadhaar card is typed.
• payment NOT verified — office rule: no filing before credit
• NO PROPERTY on file — the property page cannot be filled
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• no mobile on any party — the portal's OTP/SMS goes to this number
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
26 Sep4 things
mail read as shown
mail read as shown
mail read as shown
mail read as shown
24 Sep2 things — 2 steps
fee table not payment
fee table not payment
15 Sep4 things — 4 steps
kyc address read
kyc address read
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
3 Sep2 things — 2 steps
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
1 Sep2 things — 1 letter written · 1 step
The case's name was filled from its own papers
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00086 — pending documents
29 Aug25 things — 12 documents received · 3 letters written · 1 caution · 9 steps
intake table parsed
intake table parsed
intake table parsed
Received: Aadhaar
CHAYA AHDAR.pdf
Co-applicant added
Received: PAN card
CHAYA PAN.pdf
Received: Aadhaar
Seller Adhar.pdf
Co-applicant added
Received: PAN card
Selller PAN.jpg
Received: Aadhaar
vijay adhar.pdf
Received: PAN card
VIJAY PAN CARD.pdf
intake table parsed
Wrote the document chase mail — held, silent mode
Re: Kindely initiate NOI case of VIJAY NIVRUTIRAO KADAM//77000320669
Wrote the fee quote mail — held, silent mode
Re: Kindely initiate NOI case of VIJAY NIVRUTIRAO KADAM//77000320669
The branch's own fee working disagrees with the law
Received: Payment screenshot
WhatsApp Image 2026-04-16 at 2.37.06 PM (3) (30).jpeg
Received: other
WhatsApp Image 2026-03-20 at 10.12.12 AM (2) (1) (2) (3) (30).jpeg
Received: Payment screenshot
WhatsApp Image 2026-03-20 at 10.12.12 AM (3) (2) (3) (30).jpeg
Received: Payment screenshot
WhatsApp Image 2026-03-20 at 10.12.12 AM (1) (1) (2) (3) (30).jpeg
Received: other
image.png
Received: Selfie
PHOTO-2026-08-29-19-23-25.jpg
intake table parsed
intake table parsed
intake table parsed
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
4 of 7 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
Sanction Letter — still needed
Property address — no document on file carries it; ask the branch for the technical report or Index II
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 12 files
The whole file has not been read yet12 papers on file
Moneywaiting for the credit
₹41,360
Nothing has reached our account yet — only a credit our bank shows us counts.
The working
Stamp duty 0.3%24,310
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for41,360
By law ₹41,350. We ask ₹41,360 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot read yet
It fills itself from the sanction letter, the legal or technical report, the mail or the Index II.
People
VIJAY NIVRUTTIRAO KADAM · applicantENYPK5257AGAURAV CHOUDHARI · co-applicantASVPC7767KCHAYA NIVRATTI KADAM · co-applicantLEGPK8525K
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