⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sandip Ashok Gaikwad
LAN 77000337708Loan ₹34,28,000NOIMails & papers 13 3 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
18 Sep, 18:29
Documents
Payment
Challan
Filing
E-filing copy
done 25 Sep, 18:11
Index II
took 9d 18h
doneIndex II shared · the trail says: The NOI has been filed and the e-filing copy shared. The branch is now waiting for the government's Index II of the NOI.whole case so far 25d 5h
Needs your eyes1
GPay ₹27,334 announced at 12:42 has not settled into the PNB account (due 16:42). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct8 things
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
Yesterday · 12 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
11 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
10 Oct10 things — 10 steps
property read failed
property read failed
property read failed
property read failed
dhc prn looked
dhc prn read
property read failed
property read failed
property read failed
property read failed
9 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
8 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
7 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
6 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
5 Oct12 things — 1 document received · 1 letter written · 10 steps
property read failed
property read failed
property read failed
property read failed
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992509260062.pdf
property read failed
property read failed
property read failed
property read failed
property read failed
4 Oct9 things — 9 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
3 Oct7 things — 7 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
2 Oct7 things — 7 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
1 Oct8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
30 Sep8 things — 8 steps
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
property read failed
29 Sep4 things — 4 steps
property read failed
property read failed
property read failed
property read failed
28 Sep5 things — 5 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
box disagreement
27 Sep3 things — 3 steps
mail read as shown
mail read as shown
mail read as shown
26 Sep1 thing — 1 step
paper read beside
25 Sep10 things — 1 document received · 1 letter written · 8 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992509260062.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
box disagreement
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
24 Sep19 things — 2 documents received · 17 steps
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
document read again
property attrs split
documents read together
property self check
property from index2
index2 people checked
Received: Index II
Sandip Gaikwad Index II.eml
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
DocScanner 24 Sept 2026 1-09 pm.pdf
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02000 | 77000337708
19 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02000 | 77000337708
18 Sep50 things — 9 documents received · 3 letters written · 1 money step · 2 cautions · 35 steps
gpay not settled yet
Judged again with today's rules, the challan still does not match the case — a person opens it
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
GAIKWAD SANDIP ASHOK EchallanMH010443410202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
boxes gathered
challan boxes composed
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Technical report
Fw_ gaikwad technical.eml
Received: Technical report
HRQ-26-148565_INDProcessRequest_2500320260829103603036.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
document read again
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
This file shows no schedule of the property
boxes gathered
address compared
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02000
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
kyc address read
PAN found inside the KYC file — no need to ask for it
Received: other
(no subject).eml
Selfie checked — a live one
A real selfie — usable for the e-filing.
applicant email captured
Received: Sanction letter
sanction letter.eml
Received: Selfie
Sandip Gaikwad Photo.pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Sanction letter
KFSLetter_77000337708.pdf
Received: Aadhaar
Sandip Gaikwad KYC.pdf
Received: Payment screenshot
Sandip Gaikwad NOI Payment.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The whole file has not been read yet13 papers on file
Moneyall of it is in
₹27,340.85
Reached our account 18 Sep 18:12:00.
How we know
Our own bank told us — 18 Sep 18:12
₹27,334 · from GPAY-BIZ
“₹27,334 received from SANDIP A G at 6:12 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%10,290
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for27,340.85
By law ₹27,334. We ask ₹27,340 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
2 AND 3, Ground Floor, BUNGALOW, GAT, 31/40, Loni Khurd, 413713
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
SANDIP ASHOK GAIKWAD · applicantAQAPG4747N
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