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मराठी S
Cases / NOI-2026-03720

Irfan Ullah Khan Ziya Ullah Khan

PNB_HFLLAN NHL/AMR/0926/5231714 Challan paid · waiting on the branch Waiting for the Index IIAll documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓LSR (search report)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside Adobe Scan Oct 17, 2026.pdfopen
✓PAN card — inside Adobe Scan Oct 17, 2026.pdfopen
✓Selfie / photo — inside Adobe Scan Oct 17, 2026.pdfopen
✓Bank's calculation sheet — inside Adobe Scan Oct 17, 2026.pdfopen
✓Payment screenshot — money verified — inside Adobe Scan Oct 17, 2026.pdfopen
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,220.70CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,200 receivedthe receipt's amount and minute agree
The branch sent 2 receipts — 2 of 2 have reached our account:
✓₹25,200seen in our account · 15:12 · by its amount
✓₹2,000seen in our account · 15:08 · by its UTR1435323066
Stamp duty 0.3%10,400
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.70
Total we ask for27,220.70
the branch’s receipt claims ₹27,200 131435323066
paid 15:12:06 · verified 15:37:55 · 25 min later
How we know
Our own bank told us — 15:12
₹25,200 · UTR 131435524252 · from BP-HDFCBN-S
“Successful! You have received Rs. 25200.00 via HDFC Bank SmartHub Vyapar from ZISHAN TRA. RRN-131435524252, Check: https://1.hdfc.bank.in/HDFCBK/s/0k8Ppee0”
Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts; counted full inside our buffer
By law ₹27,215. We ask ₹27,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 15:27
Index II —not yet
the NOI team 3 h 52 mintotal 3 h 52 min so far
Now with the NOI team — e-filing on IGR
since 15:37 — 3 h 41 min of working time
Day by day — every step and who held it
15:27Your branch's mail
15:27Payment landedat once
15:27Challan madeat once
15:37Papers read+10 min · the NOI team
15:37Property readat once
15:37Fee quoted+1 min · the NOI team
15:37Payment verifiedat once
Case facts
Bank
PNB_HFL
Loan amount
₹34,65,000
Loan account no.
NHL/AMR/0926/5231714
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Building, Floor are empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (3h ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the legal report
District
Amravati
Taluka
Amravati
Village
Navsari
Number type
SURVEY
Number
48/5
Building
(empty)
Floor
(empty)
Flat / shop no
37/2
Area
185.87
Hadd
Amravati
Read from the legal report, not the Index II. Irfan Khan-Additional SR-Navsari.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the legal report (TSR), the branch's mail. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (3h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH005744234202122E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RB rajat.bhange@phfl.com phfl.com
17 Oct, 15:27 · 3h ago
THE FIRST MAIL — how this case began
REQUEST FOR PAID CHALLAN IN CASE OF MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714
Dear Team,
Require paid challan Dt: 17/10/2026 & Process forNOI in case of MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714
PROPERTY OWNER: - MR.IRFAN ULLAH KHAN ZIYA ULLAH KHAN
PROPERTY ADDRESS:Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati, ., MAHARASHTRA, India, 444601
Loan Amount₹34,65,000

Rajat R. Bhange

Team Leader - Amravati

pnbHousing Finance Limited ,

2 nd Floor, Ranka Mall, Jaistambh Square,

Amravati444601

Mobile: +91 7020361360

Email :rajat.bhange@phfl.com
🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Require paid challan Dt: 17/10/2026 & Process for NOI in case of MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
17 Oct, 16:01 · 3h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy and a colour live selfie photo of the applicant JAGANNATH GOVIND

KANKE

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 15:36, Rajat Rajendra Bhange < rajat.bhange@phfl.com > wrote: Dear Team, Require paid challan Dt: 17/10/2026 & Process for NOI in case of MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714 PROPERTY OWNER: - MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN PROPERTY ADDRESS: Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India, 444601 Loan Amount -34,65,000/- Rajat R. Bhange Team Leader - Amravati pnb Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 7020361360 Email : rajat.bhange@phfl.com
🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
17 Oct, 16:01 · 3h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy and a colour live selfie photo of the applicant

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 15:36, Rajat Rajendra Bhange < rajat.bhange@phfl.com > wrote: Dear Team, Require paid challan Dt: 17/10/2026 & Process for NOI in case of MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714 PROPERTY OWNER: - MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN PROPERTY ADDRESS: Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India, 444601 Loan Amount -34,65,000/- Rajat R. Bhange Team Leader - Amravati pnb Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 7020361360 Email : rajat.bhange@phfl.com
🤖 read: asks the branch for documents, the payment — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
17 Oct, 16:01 · 3h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an latest index 2

copy and a colour live selfie photo of the applicant

IRFAN ULLAH KHAN ZIYA ULLAH KHAN.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 15:36, Rajat Rajendra Bhange < rajat.bhange@phfl.com > wrote: Dear Team, Require paid challan Dt: 17/10/2026 & Process for NOI in case of MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714 PROPERTY OWNER: - MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN PROPERTY ADDRESS: Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India, 444601 Loan Amount -34,65,000/- Rajat R. Bhange Team Leader - Amravati pnb Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 7020361360 Email : rajat.bhange@phfl.com
🤖 read: asks the branch for documents, the payment — “For NOI filing, We need an latest index 2 copy and a colour live selfie photo of the applicant”
OL The NOI teamTYPED IN GMAIL
17 Oct, 16:09 · 3h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 16:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an latest index 2 copy and a colour live selfie photo of the applicant IRFAN ULLAH KHAN ZIYA ULLAH KHAN. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 17 Oct 2026 at 15:36, Rajat Rajendra Bhange < rajat.bhange@phfl.com > wrote: Dear Team, Require paid challan Dt: 17/10/2026 & Process for NOI in case of MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714 PROPERTY OWNER: - MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN PROPERTY ADDRESS: Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati,., MAHARASHTRA, India, 444601 Loan Amount -34,65,000/- Rajat R. Bhange Team Leader - Amravati pnb Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 7020361360 Email : rajat.bhange@phfl.com
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
LSR (search report) Irfan Khan-Additional SR-Navsari.pdf
filed 3h ago
Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Paid challan (GRAS) inside+ Bank's calculation sheet inside+ Payment screenshot inside Adobe Scan Oct 17, 2026.pdf
filed 3h ago
Paid challan (GRAS) IRFANULLAH KHAN ZIYAULLAH KHAN EchallanMH012252510202627E.pdf
filed 3h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,220.70
Where it stands
VERIFIED — money received
Screenshot claims
₹27,200 131435323066
Paid at
15:12:06
Verified on
15:37:55

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,400₹15,000₹320 ₹1,500₹27,220
By law ₹27,215. We ask ₹27,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

29 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor, PAN (person 1), Floor (person 1)
22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (3h ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Irfan Khan-Additional SR-Navsari.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
✓ in the document
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
ALL THAT piece & parcel of land bearing Plot no. 37 total admeasuring 5200 sq. ft. (483.27 sq. mtr.) out of which subdivided plot no. 37/2 total admeasuring 2000 sq. ft. (185.87 sq. mtr.) and house constructed thereon, from Field Survey no. 48/5 situated at Mouje-Navsari, Pragane Nandgaon Peth, Tq. & Dist. Amravati, within the limits of Municipal Corporation Amravati
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Adobe Scan Oct 17, 2026.pdf
the address
{'PIN': NONE, 'AREA': 'TOWER LINE, NISHAD COLONY', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'AMRAVATI', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AMRAVATI, AMRAVATI'}
the legal report (TSR)
Irfan Khan-Additional SR-Navsari.pdf
as printed
ALL THAT PIECE & PARCEL OF LAND BEARING PLOT NO. 37 TOTAL ADMEASURING 5200 SQ. FT. (483.27 SQ. MTR.) OUT OF WHICH SUBDIVIDED PLOT NO. 37/2 TOTAL ADMEASURING 2000 SQ. FT. (185.87 SQ. MTR.) AND HOUSE CONSTRUCTED THEREON, FROM FIELD SURVEY NO. 48/5 SITUATED AT MOUJE-NAVSARI, PRAGANE NANDGAON PETH, TQ. & DIST. AMRAVATI, WITHIN THE LIMITS OF MUNICIPAL CORPORATION AMRAVATI
THE CHALLAN, as it will be typed
Flat/Survey Number
SUBDIVIDED PLOT NO 37/2 FIELD SURVEY NO 48/5
Locality/Road
MOUJE NAVSARI PRAGANE NANDGAON PETH TAL AMRAVATI DIST AMRAVATI
Area/City
AMRAVATI
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 185, 2000, 27, 37, 37/2, 48/5, 483, 5200, FIELD, NANDGAON, NAVSARI, PRAGANE, SUBDIVIDED, WHICH
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorIRFANULLAH KHAN ZIYAULLAH KHANFZXPK8768J
mortgagorIRFAN ULLAH KHAN ZIYA ULLAH KHAN…4409

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaserajat.bhange@phfl.com 3h ago
document chaserajat.bhange@phfl.com 3h ago
What EzDocs read from each document — check anything marked in red
LSR (search report) Irfan Khan-Additional SR-Navsari.pdf needs your check
found
True
found in
Detailed Address of the Property
area sq m
185.87
paper for
loan_ref: NHL/AMR/0926/5231714; report_id: MH011702644202627E; customer_name: Irfan Ullah Khan Ziya Ullah Khan
confidence
1.0
reading486
property
property address
state: MAHARASHTRA; taluka: Amravati; district: Amravati; landmark: Pragane Nandgaon Peth; Address: Subdivided Plot No. 37/2, Field Survey No. 48/5, Mouje-Navsari, Pragane Nandgaon Peth, Taluka & District Amravati;
security address verbatim
ALL THAT piece & parcel of land bearing Plot no. 37 total admeasuring 5200 sq. ft. (483.27 sq. mtr.) out of which subdivided plot no. 37/2 total admeasuring 2000 sq. ft. (185.87 sq. mtr.) and house constructed thereon, f
raw reading (for Abhijit)
{'found': True, 'found_in': 'Detailed Address of the Property', 'area_sq_m': 185.87, 'paper_for': {'loan_ref': 'NHL/AMR/0926/5231714', 'report_id': 'MH011702644202627E', 'customer_name': 'Irfan Ullah Khan Ziya Ullah Khan'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Amravati', 'flat_no': None, 'district': 'Amravati', 'floor_no': None, 'landmark': 'Pragane Nandgaon Peth', 'full_address': 'Subdivided Plot No. 37/2, Field Survey No. 48/5, Mouje-Navsari, Pragane Nandgaon Peth, Taluka & District Amravati', 'village_city': 'Navsari', 'building_name': None, 'survey_or_cts_no': 'Field Survey No. 48/5, Subdivided Plot No. 37/2'}, 'security_address_verbatim': 'ALL THAT piece & parcel of land bearing Plot no. 37 total admeasuring 5200 sq. ft. (483.27 sq. mtr.) out of which subdivided plot no. 37/2 total admeasuring 2000 sq. ft. (185.87 sq. mtr.) and house constructed thereon, from Field Survey no. 48/5 situated at Mouje-Navsari, Pragane Nandgaon Peth, Tq. & Dist. Amravati, within the limits of Municipal Corporation Amravati'}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
lan
NHL/AMR/0926/5231714
legible
True
purpose
Non Housing Loan, Business Purpose
confidence
1
rate words
13.15% per annum 13.15% -2.65% 10.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': '1,65,000/', 'where': 'Insurance Premium row', 'touches': 'amount', 'printed_was': 'INR 0 (INR)'}
loan amount
3300000
rate spread
-2.65
final amount
3300000
interest rate
10.5
sanction date
26-09-2026
reference rate
13.15
applicant email
zeeshan31211@gmail.com
applicant names
IRFAN ULLAH KHAN ZIYA ULLAH KHAN, KANIZ FATEMA IRFAN ULLA KHAN
printed altered
True
applicant mobile
9370100246
balance transfer
False
property address
pin: 444601; road: Tower Line; state: MAHARASHTRA; district: Amravati; landmark: Mouje Navsari Pragane NandgaonPeth; Address: Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati, MAHARA
insurance premium
165000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3300000
security address verbatim
Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati, ., MAHARASHTRA, India, 444601
applicant address verbatim
NISHAD COLONY, TOWER LINE, AMRAVATI,., Amravati, MAHARASHTRA, 444601, India
raw reading (for Abhijit)
{'lan': 'NHL/AMR/0926/5231714', 'legible': True, 'purpose': 'Non Housing Loan, Business Purpose', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -2.65% 10.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '1,65,000/', 'where': 'Insurance Premium row', 'touches': 'amount', 'printed_was': 'INR 0 (INR)'}], 'linked_refs': [], 'loan_amount': 3300000, 'rate_spread': -2.65, 'final_amount': 3300000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '26-09-2026', 'letter_version': None, 'reference_rate': 13.15, 'applicant_email': 'zeeshan31211@gmail.com', 'applicant_names': ['IRFAN ULLAH KHAN ZIYA ULLAH KHAN', 'KANIZ FATEMA IRFAN ULLA KHAN'], 'printed_altered': True, 'applicant_mobile': '9370100246', 'balance_transfer': False, 'property_address': {'pin': '444601', 'road': 'Tower Line', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Amravati', 'floor_no': None, 'landmark': 'Mouje Navsari Pragane NandgaonPeth', 'full_address': 'Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati, MAHARASHTRA, India, 444601', 'village_city': 'Amravati', 'building_name': None, 'survey_or_cts_no': 'S No 48/5, Plot No 37/2'}, 'insurance_premium': 165000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3300000, 'security_address_verbatim': 'Plot No 37/2, S No 48/5, Tower Line, Mouje Navsari Pragane NandgaonPeth, Amravati, ., MAHARASHTRA, India, 444601', 'applicant_address_verbatim': 'NISHAD COLONY, TOWER LINE, AMRAVATI,., Amravati, MAHARASHTRA, 444601, India'}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
dob
1975-01-12
pan
FZXPK8768J
name
IRFANULLAH KHAN ZIYAULLAH KHAN
legible
True
father name
ZIYAULLAH KHAN SHAMDAR KHAN
raw reading (for Abhijit)
{'dob': '1975-01-12', 'pan': 'FZXPK8768J', 'name': 'IRFANULLAH KHAN ZIYAULLAH KHAN', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ZIYAULLAH KHAN SHAMDAR KHAN', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
dob
1975-01-12
name
Irfan Ullah Khan Ziya Ullah Khan
address
area: Nishad Colony; state: Maharashtra; building: Ziya Ullah Khan, Tower line; district: Amravati; Village: Amravati, Amravati
legible
True
aadhaar last4
4409
raw reading (for Abhijit)
{'dob': '1975-01-12', 'pan': None, 'name': 'Irfan Ullah Khan Ziya Ullah Khan', 'mobile': None, 'address': {'pin': None, 'area': 'Nishad Colony', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Ziya Ullah Khan, Tower line', 'district': 'Amravati', 'post_office': None, 'village_city': 'Amravati, Amravati'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4409', 'quality_issue': None}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
grn
MH005744234202122E
pin
444604
total
46200
article
6(1)
defaced
False
ca unfit
the challan's heads (- + 6600) are not 0.3% and 0.5% of the 660000 its Remarks read as, nor of the case's loan
district
AMRAVATI
area city
AREA 185.87 SQ.MTRS.
payer pan
FZXPK8768J
flat block
SUR.NO.48/5, PLOT NO.37/2
payer name
IRFAN ULLAH KHAN ZIYA ULLAH KHAN
sro office
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
paying bank
INDIAN BANK
remarks raw
SecondPartyName=PRABHAVATI DEVIDAS AWARE-CA=660000
scheme rows
{'amount': 39600, 'head_code': '00:0046401', 'description': 'Stamp Duty'}, {'amount': 6600, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
8788161130
payment date
01/09/2021-19:15:16
inner challan
True
road locality
MOUJE NAVSARI
second party name
PRABHAVATI DEVIDAS AWARE
consideration amount
660000
raw reading (for Abhijit)
{'grn': 'MH005744234202122E', 'pin': '444604', 'total': 46200, 'article': '6(1)', 'defaced': False, 'bank_cin': None, 'ca_unfit': "the challan's heads (- + 6600) are not 0.3% and 0.5% of the 660000 its Remarks read as, nor of the case's loan", 'district': 'AMRAVATI', 'area_city': 'AREA 185.87 SQ.MTRS.', 'payer_pan': 'FZXPK8768J', 'flat_block': 'SUR.NO.48/5, PLOT NO.37/2', 'payer_name': 'IRFAN ULLAH KHAN ZIYA ULLAH KHAN', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'INDIAN BANK', 'remarks_raw': 'SecondPartyName=PRABHAVATI DEVIDAS AWARE-CA=660000', 'scheme_rows': [{'amount': 39600, 'head_code': '00:0046401', 'description': 'Stamp Duty'}, {'amount': 6600, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': '8788161130', 'payment_date': '01/09/2021-19:15:16', 'inner_challan': True, 'road_locality': 'MOUJE NAVSARI', 'second_party_pan': None, 'second_party_name': 'PRABHAVATI DEVIDAS AWARE', 'consideration_amount': '660000'}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
payments inside
payments: [{'utr': None, 'date': '2026-10-17', 'page': 11, 'time': '15:12', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25200.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}, {'utr': '131
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': None, 'date': '2026-10-17', 'page': 11, 'time': '15:12', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25200.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}, {'utr': '131435323066', 'date': '2026-10-17', 'page': 12, 'time': '15:08', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 2000.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
dob
1975-01-12
name
Irfan Ullah Khan Ziya Ullah Khan
page
2
address
area: Tower line, Nishad Colony; state: Maharashtra; district: Amravati; Village: Amravati, Amravati
legible
True
card kind
aadhaar
card of many
1
aadhaar last4
4409
raw reading (for Abhijit)
{'dob': '1975-01-12', 'pan': None, 'name': 'Irfan Ullah Khan Ziya Ullah Khan', 'page': 2, 'mobile': None, 'address': {'pin': None, 'area': 'Tower line, Nishad Colony', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Amravati', 'post_office': None, 'village_city': 'Amravati, Amravati'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '4409', 'quality_issue': None}
Sanction letter Adobe Scan Oct 17, 2026.pdf needs your check
dob
1975-01-12
pan
FZXPK8768J
name
IRFANULLAH KHAN ZIYAULLAH KHAN
page
4
legible
True
card kind
pan
father name
ZIYAULLAH KHAN SHAMDAR KHAN
card of many
2
applicant address from462
read again off the letter's pages (page 1, the Address row)
applicant address verbatim
NISHAD COLONY, TOWER LINE, AMRAVATI,., Amravati, MAHARASHTRA, 444601, Amravati, India
raw reading (for Abhijit)
{'dob': '1975-01-12', 'pan': 'FZXPK8768J', 'name': 'IRFANULLAH KHAN ZIYAULLAH KHAN', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'ZIYAULLAH KHAN SHAMDAR KHAN', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address row)", 'applicant_address_verbatim': 'NISHAD COLONY, TOWER LINE, AMRAVATI,., Amravati, MAHARASHTRA, 444601, Amravati, India'}
Paid challan (GRAS) IRFANULLAH KHAN ZIYAULLAH KHAN EchallanMH012252510202627E.pdf needs your check
grn
MH012252510202627E
pin
444601
total
25400
article
6(1)
defaced
False
bank cin
03006172026101700853
district
AMRAVATI
area city
AMRAVATI
payer pan
FZXXXXXXXJ
flat block
PLOT NO 37/2 SURVEY NO 48/5 MOUJE
payer name
IRFANULLAH KHAN ZIYAULLAH KHAN
sro office
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3465000
scheme rows
{'amount': 10400, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
17/10/2026-16:07:13
road locality
NAVSARI PRAGANE NANDGAON PETH AMRAVATI MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3465000
raw reading (for Abhijit)
{'grn': 'MH012252510202627E', 'pin': '444601', 'total': 25400, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101700853', 'district': 'AMRAVATI', 'area_city': 'AMRAVATI', 'payer_pan': 'FZXXXXXXXJ', 'flat_block': 'PLOT NO 37/2 SURVEY NO 48/5 MOUJE', 'payer_name': 'IRFANULLAH KHAN ZIYAULLAH KHAN', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3465000', 'scheme_rows': [{'amount': 10400, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '17/10/2026-16:07:13', 'road_locality': 'NAVSARI PRAGANE NANDGAON PETH AMRAVATI MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3465000'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '25252c17-bcb8-46da-9367-707f5500bb24'}
3h agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
3h agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': None, 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Amravati, Amravati', 'doc_id': 'e318af
3h agoEzDocslesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for IRFANULLAH KHAN ZIYAULLAH KHAN — none of this case's people", 'challan_doc': '25252c
3h agoEzDocslesson456{'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '549721', 'lessons': [], 'skipped': "made for IRFANULLAH KHAN ZIYAULLAH KHAN — none of t
3h agoEzDocsreader_home_address{'fp': '1ad58c0be2d8dda6', 'from': 'the sanction letter (Adobe Scan Oct 17, 2026.pdf)', 'home': {'pin': '444601', 'flat': 'NISHAD COLONY', 'road': 'TOWER LINE', 'state': 'MAHARASHTRA', 'district': 'Amravati', 'village_ci
3h agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IRFANULLAH KHAN ZIY
3h agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'district': 'AMRAVATI'}
3h agoEzDocschallan_verified_against_case{'grn': 'MH012252510202627E', 'file': 'IRFANULLAH KHAN ZIYAULLAH KHAN EchallanMH012252510202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code'
3h agoEzDocschallan_extracted{'grn': 'MH012252510202627E', 'file': 'IRFANULLAH KHAN ZIYAULLAH KHAN EchallanMH012252510202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25400}
3h agoSANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
3h agoEzDocsletter_home_read462{'fp': 'doc:e318af34-6583-4cb2-bee4-bc2753137ebd', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Adobe Scan Oct 17, 2026.pdf', 'asked': True, 'found':
3h agoEzDocsquoted_history_checked{}
3h agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 39600/6600 — the case works out Rs.10400', 'registration fee on the challan is 39
3h agoEzDocsextra_challan_scanned{'found': 0}
3h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 17 Oct, 16:01 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
3h agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.46200 but this case's figures say Rs.25400 (0.3% Rs.10400 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.6600
3h agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
3h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
3h agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03720'}
3h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's PAN Card"]}
3h agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Adobe Scan Oct 17, 2026.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY', 'P
3h agoEzDocschallan_boxes_composed{'fp': '794e8c04bc3b099e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'SUBDIVIDED PLOT NO 37/2 FIELD S
3h agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (SUBDIVIDED, FIELD, SURVEY, PETH) — read box 1 once against the paper's own words"}
3h agoEzDocscards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'Adobe Scan Oct 17, 2026.pdf', 'cards': 2, 'doc_id': 'e318af34-6583-4cb2-bee4-bc2753137ebd', 'applied': 0}
3h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-17T10:08:07', 'why': 'reading', 'open': 14, 'mails': [{'at': '2026-10-17 09:57', 'id': '1a149542aad4f438', 'from': 'branch', 'gist': 'Bank branch requires paid challan and process for NOI for a
3h agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'AMRAVATI'}
3h agoEzDocscase_read{'how': 'uri', 'tag': '4f3d65722ef60ed4', 'docs': ['Irfan Khan-Additional SR-Navsari.pdf', 'Adobe Scan Oct 17, 2026.pdf'], 'loan': {'amount': 3465000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction lett
3h agoEzDocsemail_shadowed:doc_chase{'to': 'rajat.bhange@phfl.com', 'body': "Team,\nKindly share the following to process the challan:\n\n 1. Applicant's PAN Card (Adobe Scan Oct 17, 2026.pdf) — RECEIVED, BUT IT IS IRFANULLAH KHAN ZIYAULLAH KHAN'S (co-app
3h agoEzDocsdraft_withdrawn{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's PAN Card
Money
₹27,200 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 17 Oct37 things
Checked: this challan is not another case's
17:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:10
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:10
Challan re-read against the case — matches exactly
16:10
Received: Challan
IRFANULLAH KHAN ZIYAULLAH KHAN EchallanMH012252510202627E.pdf
16:10
SANDEEP pressed Proceed on the challan — what was changed is kept
16:06
Judged again with today's rules, the challan still does not match the case — a person opens it
16:03
An old draft withdrew itself — its asks were already answered
16:01
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:01
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
16:01
Nothing new to ask for — stayed quiet
15:52
The challan's address boxes were written from the papers
15:52
EzDocs read the whole file
15:38
Wrote the document chase mail — held, silent mode
Re: REQUEST FOR PAID CHALLAN IN CASE OF MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714
15:37
An old draft withdrew itself — its asks were already answered
15:37
EzDocs took 38 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:37
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
15:37
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:37
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:37
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
15:37
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:37
Payment short of what the case needs
The balance must come before the challan.
15:37
The payment proof already on the case was applied
15:37
The challan's address boxes were written from the papers
15:37
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:37
Payment proof arrived before the case was quoted — held
15:37
Payment proof arrived before the case was quoted — held
15:37
The challan on file matches neither fee head — a person must open it
15:37
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
15:37
The loan amount was worked out from the papers
15:37
Co-applicant added
15:37
Property checked by EzDocs — read from the report, every box that names the flat is there
15:37
Property re-read from this bank's ruling source (ICICI: the technical report)
15:37
Received: Sanction letter
Adobe Scan Oct 17, 2026.pdf
15:37
Received: LSR
Irfan Khan-Additional SR-Navsari.pdf
15:37
Wrote the document chase mail — held, silent mode
Re: REQUEST FOR PAID CHALLAN IN CASE OF MR. IRFAN ULLAH KHAN ZIYA ULLAH KHAN: NHL/AMR/0926/5231714
15:37
Case opened from the branch's mail
15:37
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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