Cases / NOI-2026-01281

Kishor Sukhadev Kharche

LAN 77000316600 Index II shared · done All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

11 of 15 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹11,954; money not verified yetopen

✓Sanction letteropen

✓PAN cardopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓LSR (search report)open

✓Technical reportopen

✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Aadhaar cardopen

✓E-filing copy (token)open

✓Paid challan (GRAS)open

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (14)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹11,670 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyWaiting for the credit

₹11,670

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹11,954; we wait for the credit itself

Stamp duty 0.3%3,610

Registration fee 0.5%6,010

Government handling350

Our service fee1,700

Total we ask for11,670

Screenshot ₹11,954 — verified by itself the moment the bank credit is heard.

This money went to our account on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 17:20 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹11,650. We ask ₹11,670 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 24 minour time · 4 Sep 16:53

Index II 65 h 16 minour time · 12 Sep 11:45

the NOI team 7 d 19 htotal 7 d 19 h

Complete.

Day by day — every step and who held it

4 Sep 16:28Your branch's mail

4 Sep 16:44Papers read+15 min · the NOI team

4 Sep 16:44Property readat once

4 Sep 16:45Papers read+1 min · the NOI team

4 Sep 16:45Fee quotedat once

4 Sep 16:53Challan made+8 min · the NOI team

5 Sep 15:42Filed on IGR — e-filing shared+22 h 49 min · the NOI team

12 Sep 11:45Index II sent+6 d 20 h · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹12,00,000

Loan account no.

77000316600

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the technical report, the legal report (TSR), the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The case is complete as all required documents have been shared and the NOI Index 2 has been provided. No further action is pending from either party.

the history says the next move is with no one — the case is finished — nothing

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-04) “Attched Documents...”

✓ fee paid — the branch's words — done, mail 1 (2026-09-04) “Payment Has been Done”

✓ challan made — done, mail 3 (2026-09-04) “PFA Challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-04) “PFA Challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-04) “2) Index 2”

✓ filed on the IGR site — done, mail 4 (2026-09-05) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 4 (2026-09-05) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 5 (2026-09-12) “PFA: NOI Index 2 for case closure.”

read over 5 mail(s), last mail 2026-09-12 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SJ sagar.jambhale@icicihfc.com icicihfc.com
04 Sep, 16:28 · 41d ago THE FIRST MAIL — how this case began

Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of Mr. Kishor Sukhadev Kharche APP No.77000316600

📎 IMG-20260904-WA0063.jpg ↗📎 77000316601 ins.pdf ↗📎 77000316600 main.pdf ↗📎 pan card mam.pdf ↗📎 live pho.pdf ↗📎 LEGAL SCRUTINY REPORT.pdf ↗📎 INDIVIDUAL TECHNICAL REPORT.pdf ↗📎 index 2.pdf ↗📎 co pass.pdf ↗📎 adhar pan card a.pdf ↗📎 adhar card co.pdf ↗

Dear Team,

Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of Mr. Kishor Sukhadev KharcheAPP No.77000316600

Pls provided as soon as possible Case line up for Disbursement

Attched Documents...

1) Apliacant Both KYC Pan Card

2) Index 2

3)Technical Report

4)Payment Snap

5)Aplicant Live Photo Both

6)Main Ins Sanction Letter

sagar jambhale

🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: Urgent as case lined up for disbursement. — “Kindly Provide 0.3 and 0.5 Noi Challan”

2 more mails in between — open

SJ sagar.jambhale@icicihfc.com icicihfc.com
04 Sep, 16:52 · 41d ago

Dear team

Pls update

Sent from Outlook for Android<https://aka.ms/AAb9ysg>

earlier mails quoted below

________________________________
From: Sagar Jambhale /DIST/ICICIHFC/BRMTI
Sent: Friday, 04 September 2026 16:28:41
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc: Vikrant Pawar /DISTP/ICICIHFC/BRMTI <vikrant.pawar@icicihfc.com>
Subject: Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of Mr. Kishor Sukhadev Kharche APP No.77000316600

Dear Team,

Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of Mr. Kishor Sukhadev Kharche APP No.77000316600

Pls provided as soon as possible Case line up for Disbursement

Attched Documents...

1) Apliacant Both KYC Pan Card

2) Index 2

3)Technical Report

4)Payment Snap

5)Aplicant Live Photo Both

6)Main Ins Sanction Letter

sagar jambhale

🤖 read: asks for a status, the challan; says the fee is paid (said, but the words were not found in the mail); note: request for two challans (0.3 and 0.5) — “Pls update”

OL The NOI teamTYPED IN GMAIL
04 Sep, 16:53 · 41d ago

📎 KISHOR SUKHADEV KHARCHE EchallanMH00964786 ↗

Team,

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Fri, 4 Sept 2026 at 16:30, Sagar Jambhale /DIST/ICICIHFC/BRMTI <
sagar.jambhale@icicihfc.com> wrote:

Dear Team,

*Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of
Mr. Kishor Sukhadev Kharche **APP No.77000316600*

Pls provided as soon as possible Case line up for Disbursement

Attched Documents...

1) Apliacant Both KYC Pan Card

2) Index 2

3)Technical Report

4)Payment Snap

5)Aplicant Live Photo Both

6)Main Ins Sanction Letter

sagar jambhale

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
05 Sep, 15:42 · 40d ago

📎 eFilingDoc9990509260291.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Fri, 4 Sept 2026 at 16:53, Sagar Jambhale /DIST/ICICIHFC/BRMTI <
sagar.jambhale@icicihfc.com> wrote:

Dear team

Pls update

Sent from Outlook for Android <https://aka.ms/AAb9ysg>
------------------------------
*From:* Sagar Jambhale /DIST/ICICIHFC/BRMTI
*Sent:* Friday, 04 September 2026 16:28:41
*To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Cc:* Vikrant Pawar /DISTP/ICICIHFC/BRMTI <vikrant.pawar@icicihfc.com>
*Subject:* Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan
In Case Of Mr. Kishor Sukhadev Kharche APP No.77000316600

Dear Team,

*Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of
Mr. Kishor Sukhadev Kharche **APP No.77000316600*

Pls provided as soon as possible Case line up for Disbursement

Attched Documents...

1) Apliacant Both KYC Pan Card

2) Index 2

3)Technical Report

4)Payment Snap

5)Aplicant Live Photo Both

6)Main Ins Sanction Letter

sagar jambhale

🤖 read: NOI filed on IGR ✓; e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
12 Sep, 11:45 · 33d ago

📎 IndexII9990509260291.pdf ↗

TEAM,

PFA: NOI Index 2 for case closure.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Sat, 5 Sept 2026 at 15:42, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote:

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>

On Fri, 4 Sept 2026 at 16:53, Sagar Jambhale /DIST/ICICIHFC/BRMTI <
sagar.jambhale@icicihfc.com> wrote:

> Dear team
>
>
>
> Pls update
>
> Sent from Outlook for Android <https://aka.ms/AAb9ysg>
> ------------------------------
> *From:* Sagar Jambhale /DIST/ICICIHFC/BRMTI
> *Sent:* Friday, 04 September 2026 16:28:41
> *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Cc:* Vikrant Pawar /DISTP/ICICIHFC/BRMTI <vikrant.pawar@icicihfc.com>
> *Subject:* Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan
> In Case Of Mr. Kishor Sukhadev Kharche APP No.77000316600
>
> Dear Team,
>
>
>
>
>
> *Payment Has been Done Kindly Provide 0.3 and 0.5 Noi Challan In Case Of
> Mr. Kishor Sukhadev Kharche **APP No.77000316600*
>
> Pls provided as soon as possible Case line up for Disbursement
>
>
>
> Attched Documents...
>
>
>
> 1) Apliacant Both KYC Pan Card
>
> 2) Index 2
>
> 3)Technical Report
>
> 4)Payment Snap
>
> 5)Aplicant Live Photo Both
>
> 6)Main Ins Sanction Letter
>
>
> sagar jambhale
>
>

🤖 read: Index II shared ✓ — “PFA: NOI Index 2 for case closure.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260904-WA0063.jpg	filed	41d ago
Sanction letter	77000316601 ins.pdf	filed	41d ago
Sanction letter	77000316600 main.pdf	filed	41d ago
PAN card	pan card mam.pdf	filed	41d ago
Selfie / photo	live pho.pdf	CANNOT BE READ — clear copy asked	41d ago
LSR (search report)	LEGAL SCRUTINY REPORT.pdf	filed	41d ago
Technical report	INDIVIDUAL TECHNICAL REPORT.pdf	filed	41d ago
Index IIthe branch sent this — an input	index 2.pdf	filed	41d ago
Selfie / photo	co pass.pdf	CANNOT BE READ — clear copy asked	41d ago
Aadhaar card+ PAN card inside	adhar pan card a.pdf	CANNOT BE READ — clear copy asked	41d ago
Aadhaar card	adhar card co.pdf	filed	41d ago
E-filing copy (token)	eFilingDoc9990509260291.pdf	filed	37d ago
Paid challan (GRAS)	KISHOR SUKHADEV KHARCHE EchallanMH009647863202627E.pdf	filed	37d ago
Index IIthe registered copy we filed	IndexII9990509260291.pdf	filed	33d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,670

Where it stands
waiting for the credit

Screenshot claims
₹11,954

Screenshot ₹11,954 — verified by itself the moment the bank credit is heard.

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,610	₹6,010	₹350	₹1,700	₹11,670

By law ₹11,650. We ask ₹11,670 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

33 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 2), Road (person 2), PIN (person 2) …

Not found in the document: Village, Floor, Area

17 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1), PIN (person 1), Village / city (person 1) …

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IndexII9990509260291.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

empty

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) Corporation: Pune Corporation Other details: Building Name:WING B,VENKATESH PARK A,B AND C WING CHSL, Floor No:2, Flat No:B-8, Road:PUNE, Block Sector:AT,DAUND TAL DAUND AND DIST PUNE, Landmark:VENKATESH PARK ( Survey Number: 90, OLD SR NO 207 ; Plot Number: 41,42,43 ; ) 2) Corporation: Pune Corporation Other details: Building Name:WING B,VENKATESH PARK A,B AND C WING CHSL, Floor No:2, Flat No:B-8, Road:PUNE, Block Sector:AT, DAUND TAL DAUND AND DIST PUNE, Landmark:VENKATESH PARK ( Survey Number: 90, OLD SR NO 207 ; Plot Number: 41,42,43 ; Survey Number: 90, OLD SR NO 207 ; Plot Number: 41,42,43 ; )

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

INDIVIDUAL TECHNICAL REPORT.pdf

Property Address line
FLAT NO B-8, 2ND FLOOR, WING B, VENKATESH PARK,PLOT NO 41, 42, 43, S NO 90 OLD S NO 207 PART AT, DAUND TAL DAUND AND DIST PUNE

Legal Address line
FLAT NO B-8, 2ND FLOOR, WING B, VENKATESH PARK, PLOT NO 41, 42, 43, S NO 90 OLD S NO 207 PART AT DAUND TAL DAUND AND DIST PUNE

PIN
413801

the legal report (TSR)

LEGAL SCRUTINY REPORT.pdf

as printed
ALL THAT PIECE AND PARCEL OF FLAT NO. B-08 AREA ADMEASURING 54.55 SQ. MTRS. I.E. 587 SQ. FT. UPON PARKING+ 2ND FLOOR IN BUILDING NAME & STYLED AS "VYANKATESH PARK’ WING B CONSTRUCTED UPON PLOT NO. 41 TO 43 OUT OF SURVEY NO. 90 (PART)(OLD SURVEY NO. 207) WITHIN THE LIMIT OF VILLAGE DAUND, TAL - DAUND, DIST - PUNE BELONGING TO VYANKATESH PARK SAHAKARI GRUH RACHANA SOCIETY THROUGH ITS MEMBER MR. SACHIN KUNDALIK CHAVHAN.

the Index II

index 2.pdf

the property
1) itara varnanah, itara maahitih gaava mauje daunda va daunda graamina hadditila, taa. daunda, ji. pune yethila savrvhe nan. 90 (yaasi junaa sarvhe nan. 207) paiki bigarasheti., a)plota nan. 41 yaasi kshetra 307.69 chau.mi., ba) plota nan. 42 yaasi kshetra 307.69 chau. mi. ka) plota nan. 43 yaasi kshetra 307.69 chau.mi. yaasi ekuna kshetra 923.07 chau.mih yaa kshetraphalaache bhui jaagevarila vyankatesha paarka tathaa vyankatesha paarka o, bi va si vinga sahakaari gruharachanaa sansthaa maryaadita, padamaavatinagara, lingaali roda yaa navina aara.si.si. imaaratimadhila bi vinga madhila paarkinga dusa- yaa) majalyaavarila nivaasi gaalaa/phlata nan. bi-8 yaasi supara biltaapa kshetraphala 54.55 chau.mi. mhanajecha an. 587.00 chau.phuta. yaasi kaarpeta kshetraphala 38.92 chau.mi. asaa uttaraabhimukhi phlata milakata yaasi graamapanchaayata lingaali maalamattaa/ghara kra. 2165/1, hi phalata milakata yaa karaaranaamyaachaa vishaya ase. ((SURVEY NUMBER: sa.nan.90 paiki, junaa sa.nan. 207;)) - sthaanika svaraajya sansthaah pune

PIN
413801

THE CHALLAN, as it will be typed

Flat/Survey Number
B-8 2ND FLOOR WING B VENKATESH PARK A B AND C WING CHSL SURVEY NO 90 OLD 207 PLOT NO 41 42 AND 43

Locality/Road
VENKATESH PARK PUNE AT

Area/City
DAUND GRAMIN

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 08, 54, 55, 587, BELONGING, CHAVHAN, GRUH, ITS, KUNDALIK, LIMIT, MEMBER, MR, NAME, PARKING
the Index II also prints: 00, 07, 1, 2165/1, 307, 38, 54, 55, AARA, AN, ASAA, ASE, BA, BHUI, BI, BIGARASHETI, BILTAAPA, CHAU

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KISHOR SUKHADEV KHARCHE	ELXPK0415B	…2539
co_mortgagor	MADHURI KISHOR KHARCHE	FXPPK7284B	…4402

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	sagar.jambhale@icicihfc.com	41d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260904-WA0063.jpg needs your check

date
2026-09-04

amount
11954

method
UPI

payee upi
7715973535@okbizaxis

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-04', 'amount': 11954, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Sanction letter 77000316601 ins.pdf needs your check

lan
77000316601

legible
True

loan type
Non Housing loan

confidence
1.0

loan amount
34526.0

interest rate
8.8

sanction date
03/09/2026

applicant names
KISHOR SUKHADEV KHARCHE, MADHURI KISHOR KHARCHE

applicant mobile
8554808054

property address

includes insurance
True

raw reading (for Abhijit)

{'lan': '77000316601', 'legible': True, 'loan_type': 'Non Housing loan', 'confidence': 1.0, 'loan_amount': 34526.0, 'interest_rate': 8.8, 'quality_issue': None, 'sanction_date': '03/09/2026', 'letter_version': None, 'applicant_names': ['KISHOR SUKHADEV KHARCHE', 'MADHURI KISHOR KHARCHE'], 'applicant_mobile': '8554808054', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': None}

Sanction letter 77000316600 main.pdf needs your check

lan
77000316600

legible
True

loan type
Home Loan and Purchase/Improvement of Property

confidence
0.95

loan amount
1200000

interest rate
8.8

sanction date
03/09/2026

letter version
HF-38-VER-14-01072026/KFS

applicant names
KISHOR SUKHADEV KHARCHE, MADHURI KISHOR KHARCHE

applicant mobile
8554808054

property address

includes insurance
False

raw reading (for Abhijit)

{'lan': '77000316600', 'legible': True, 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 0.95, 'loan_amount': 1200000, 'interest_rate': 8.8, 'quality_issue': None, 'sanction_date': '03/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['KISHOR SUKHADEV KHARCHE', 'MADHURI KISHOR KHARCHE'], 'applicant_mobile': '8554808054', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None}

PAN card pan card mam.pdf needs your check

dob
1998-06-23

pan
FXPPK7284B

name
MADHURI KISHOR KHARCHE

legible
True

raw reading (for Abhijit)

{'dob': '1998-06-23', 'pan': 'FXPPK7284B', 'name': 'MADHURI KISHOR KHARCHE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo live pho.pdf needs your check

kind
group_or_other

legible
False

confidence
1.0

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Index II index 2.pdf needs your check

kind
index2_input

extracted
pin: 413801; doc_no: DND-6236-2026; village: दौंड; doc_kind: सूची क्र. २ Index II; doc_year: 2026; sro_name: सह दु.नि. दौंड; area_text: 1) 587 चौ. फूट; mortgagee: किशोर सुखदेव खर्चे, माधुरी किशोर खर्चे; filing_fee: 13350

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '413801', 'doc_no': 'DND-6236-2026', 'village': 'दौंड', 'doc_kind': 'सूची क्र. २ Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. दौंड', 'area_text': '1) 587 चौ. फूट', 'mortgagee': 'किशोर सुखदेव खर्चे, माधुरी किशोर खर्चे', 'filing_fee': 13350, 'mortgagors': ['सचिन कुंडलिक चव्हाण'], 'stamp_duty': 80100, 'filing_date': '2026-08-19', 'loan_amount': 1335000, 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव मौजे दौंड व दौंड ग्रामीण हद्दीतील, ता. दौंड, जि. पुणे येथील सव्र्व्हे नं. 90 (यासी जुना सर्व्हे नं. 207) पैकी बिगरशेती., अ)प्लॉट नं. 41 यासी क्षेत्र 307.69 चौ.मी., ब) प्लॉट नं. 42 यासी क्षेत्र 307.69 चौ. मी. क) प्लॉट नं. 43 यासी क्षेत्र 307.69 चौ.मी. यासी एकूण क्षेत्र 923.07 चौ.मीः या क्षेत्रफळाचे भुई जागेवरील व्यंकटेश पार्क तथा व्यंकटेश पार्क ओ, बी व सी विंग सहकारी गृहरचना संस्था मर्यादित, पदमावतीनगर, लिंगाळी रोड या नवीन आर.सी.सी. इमारतीमधील बी विंग मधील पार्किंग दुस- या) मजल्यावरील निवासी गाळा/फ्लॅट नं. बी-8 यासी सुपर बिल्टअप क्षेत्रफळ 54.55 चौ.मी. म्हणजेच अं. 587.00 चौ.फुट. यासी कार्पेट क्षेत्रफळ 38.92 चौ.मी. असा उत्तराभिमुखी फ्लॅट मिळकत यासी ग्रामपंचायत लिंगाळी मालमत्ता/घर क्र. 2165/1, हि फलॅट मिळकत या करारनाम्याचा विषय असे. ( ( Survey Number: स.नं.90 पैकी, जुना स.नं. 207;)) - स्थानिक स्वराज्य संस्थाः पुणे', 'survey_numbers': ['90', '207']}}

Selfie / photo co pass.pdf needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Aadhaar card adhar pan card a.pdf needs your check

dob
1991-07-31

pan
ELXPK0415B

name
Kishor Sukhadev Kharche

legible
True

aadhaar last4
2539

raw reading (for Abhijit)

{'dob': '1991-07-31', 'pan': 'ELXPK0415B', 'name': 'Kishor Sukhadev Kharche', 'legible': True, 'aadhaar_last4': '2539', 'quality_issue': None}

Aadhaar card adhar pan card a.pdf needs your check

dob
1991-07-31

pan
ELXPK0415B

name
KISHOR SUKHADEV KHARCHE

legible
False

aadhaar last4
2539

quality issue
blurred — the PAN number and name are not readable with certainty

raw reading (for Abhijit)

{'dob': '1991-07-31', 'pan': 'ELXPK0415B', 'name': 'KISHOR SUKHADEV KHARCHE', 'legible': False, 'aadhaar_last4': '2539', 'quality_issue': 'blurred — the PAN number and name are not readable with certainty'}

Aadhaar card adhar card co.pdf needs your check

dob
1998-06-23

name
Madhuri Kishor Kharche

legible
True

aadhaar last4
4402

raw reading (for Abhijit)

{'dob': '1998-06-23', 'pan': None, 'name': 'Madhuri Kishor Kharche', 'legible': True, 'aadhaar_last4': '4402', 'quality_issue': None}

Payment screenshot IMG-20260904-WA0063.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-04', 'page': 1, 'time': '16:24', 'payee': 'EZDOCS', 'amount': 11954.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind': '

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-04', 'page': 1, 'time': '16:24', 'payee': 'EZDOCS', 'amount': 11954.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Technical report INDIVIDUAL TECHNICAL REPORT.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
45.437

paper for
loan_ref: 77000316600; report_id: HRQ-26-124606; customer_name: Kishor Sukhadev Kharche

confidence
1

address lines
taken: both the same; legal_address: Flat No B-8, 2nd Floor, Wing B, Venkatesh Park, Plot No 41, 42, 43, S No 90 Old S No 207 Part At Daund Tal Daund And Dist Pune; property_address: Flat No B-8, 2nd Floor, Wing B, Venka

property address
pin: 413801; state: Maharashtra; taluka: Daund; Flat no: B-8; district: Pune; Floor: 2nd Floor; landmark: Opposite To Suyesh Lawns; Address: Flat No B-8, 2nd Floor, Wing B, Venkatesh Park, Plot No 41, 42, 43, S N

security address verbatim
Flat No B-8, 2nd Floor, Wing B, Venkatesh Park, Plot No 41, 42, 43, S No 90 Old S No 207 Part At Daund Tal Daund And Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 45.437, 'paper_for': {'loan_ref': '77000316600', 'report_id': 'HRQ-26-124606', 'customer_name': 'Kishor Sukhadev Kharche'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Flat No B-8, 2nd Floor, Wing B, Venkatesh Park, Plot No 41, 42, 43, S No 90 Old S No 207 Part At Daund Tal Daund And Dist Pune', 'property_address': 'Flat No B-8, 2nd Floor, Wing B, Venkatesh Park,,Plot No 41, 42, 43, S No 90 Old S No 207 Part At, Daund Tal Daund And Dist Pune'}, 'property_address': {'pin': '413801', 'road': None, 'state': 'Maharashtra', 'taluka': 'Daund', 'flat_no': 'B-8', 'district': 'Pune', 'floor_no': '2nd Floor', 'landmark': 'Opposite To Suyesh Lawns', 'full_address': 'Flat No B-8, 2nd Floor, Wing B, Venkatesh Park, Plot No 41, 42, 43, S No 90 Old S No 207 Part At Daund Tal Daund And Dist Pune', 'village_city': 'Daund', 'building_name': 'Venkatesh Park, Wing B', 'survey_or_cts_no': 'Plot No 41, 42, 43, S No 90 Old S No 207 Part'}, 'security_address_verbatim': 'Flat No B-8, 2nd Floor, Wing B, Venkatesh Park, Plot No 41, 42, 43, S No 90 Old S No 207 Part At Daund Tal Daund And Dist Pune'}

LSR (search report) LEGAL SCRUTINY REPORT.pdf needs your check

found
True

found in
Description of Property with Boundaries

area sq m
54.55

paper for
loan_ref: 77000316600; customer_name: Mr. Kishor Sukhadev Kharche

confidence
1

property address
taluka: Daund; Flat no: B-08; district: Pune; Floor: 2nd Floor; Address: Flat No. B-08, Parking+ 2nd Floor, Building B, Vyankatesh Park, Plot No. 41 to 43, Survey No. 90 (Part)(old Survey No. 207), village Daund,

security address verbatim
All that piece and parcel of Flat No. B-08 area admeasuring 54.55 Sq. Mtrs. i.e. 587 Sq. Ft. upon Parking+ 2nd Floor in building name & styled as "Vyankatesh Park’ Wing B Constructed upon Plot No. 41 to 43 out of Survey

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of Property with Boundaries', 'area_sq_m': 54.55, 'paper_for': {'loan_ref': '77000316600', 'report_id': None, 'customer_name': 'Mr. Kishor Sukhadev Kharche'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Daund', 'flat_no': 'B-08', 'district': 'Pune', 'floor_no': '2nd Floor', 'landmark': None, 'full_address': 'Flat No. B-08, Parking+ 2nd Floor, Building B, Vyankatesh Park, Plot No. 41 to 43, Survey No. 90 (Part)(old Survey No. 207), village Daund, Tal Daund, Dist Pune', 'village_city': 'Daund', 'building_name': 'Vyankatesh Park Wing B', 'survey_or_cts_no': 'Plot No. 41 to 43, Survey No. 90 (Part)(old Survey No. 207)'}, 'security_address_verbatim': 'All that piece and parcel of Flat No. B-08 area admeasuring 54.55 Sq. Mtrs. i.e. 587 Sq. Ft. upon Parking+ 2nd Floor in building name & styled as "Vyankatesh Park’ Wing B Constructed upon Plot No. 41 to 43 out of Survey No. 90 (Part)(old Survey No. 207) within the limit of village Daund, Tal - Daund, Dist - Pune belonging to Vyankatesh Park Sahakari Gruh Rachana Society through its member Mr. Sachin Kundalik Chavhan.'}

Technical record (for Abhijit — safe to ignore)

44m ago	EzDocs	reader_efiling_verdict	{'fp': 'd5a339ea63f06d46', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is a required field and is missing.', 'page': 'Start page', '
7h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 04 Sep, 16:53 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
19d ago	EzDocs	paper_read_beside_case	{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
19d ago	EzDocs	paper_read_beside	{'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'LEGAL SCRUTINY REPORT.pd
19d ago	EzDocs	paper_read_beside_case	{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
19d ago	EzDocs	paper_read_beside	{'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'INDIVIDUAL TECHNICAL REP
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260904-WA0063.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'd66854d8-63bf-4206-8669-0a8501839ce9', 'fetched': True}
30d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260904-WA0063
30d ago	EzDocs	claim_part_duplicate	{'utr': None, 'date': '2026-09-04', 'parts': 1, 'amount': 11954.0, 'claimed_total': 11954.0}
30d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['index 2.pdf', 'IndexII9990509260291.pdf', 'LEGAL SCRUTINY REPORT.pdf', 'INDIVIDUAL TECHNICAL REPORT.pdf', '77000316601 ins.pdf', '77000316600 main.pdf', 'adhar card co.pdf',
30d ago	EzDocs	address_compared	{'sig': 'e9c17965bc7675ff', 'why': 'after gather', 'people': [{'home': 'G, G, MERGALWADI LINGALI, DAUND, DAUND PUNE, DAUND, PUNE, 413801', 'person': 'KISHOR SUKHADEV KHARCHE', 'against': [], 'home_src': 'index2', 'party_
30d ago	EzDocs	challan_boxes_composed	{'fp': '7eedae99cee0fc22', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'B-8 2ND FLOOR WING B VENKATESH PARK A B AND C
30d ago	EzDocs	box_disagreement	{'box': 'property.Flat no', 'src': 'lsr', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'B-8', 'page': 1, 'party': None, 'quote': 'F
30d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'after the Index II takeover'}
30d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990509260291.pdf', 'changed': {'road': {'was': None, 'index2': 'Pu
30d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
33d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990509260291.pdf', 'changed': {'Number': {'was': '90, 207', '
33d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re:
33d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999050926029
37d ago	EzDocs	desk_documents_backfill	{'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re: Paym
37d ago	EzDocs	desk_document_shared	{'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KISHOR SUKHADEV KHARCHE
37d ago	EzDocs	desk_documents_backfill	{'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re: Paym
37d ago	EzDocs	desk_document_shared	{'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc9990509260291
40d ago	EzDocs	quoted_history_checked	{}
41d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
41d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
41d ago	EzDocs	mail_instruction_understood	{'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': True}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹11,954 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: The work is done — our fee of ₹11,670 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers