the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The PAN card | VISHAL PRAKASH MULWANI |
| The sanction letter DIFFERS | MR. VISHAL PRAKASH MULWANI |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011304906202627E | 9990510260017 | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper03 Oct, 13:38 · 12d ago THE FIRST MAIL — how this case began
Pls process
earlier mails quoted below
7 more mails in between — open
03 Oct, 14:00 · 12d ago
Team,
PFA challan for your reference..
earlier mails quoted below
03 Oct, 14:02 · 12d ago
Team,
For NOI filing, we need a colour live selfie photo of the applicant.
earlier mails quoted below
03 Oct, 16:46 · 12d ago
Please find Photo.
102/103/104, 1 st floor, Vardhaman,
Industrial Complex , L.B.S. Marg,
Gokul Nagar, Next to United Hotel,
Thane West, 400601,
8080141424.
Cc: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Ashish Ramesh Dhone <ashish.dhone@sammaancapital.com>; Ashwin Kumar
Sham Golani <ashwin.golani@sammaancapital.com>; Prashant S Kotian <prashant.kotian@sammaancapital.com>
Team, For NOI filing, we need a colour live selfie photo of the applicant.
earlier mails quoted below
05 Oct, 10:41 · 10d ago
Team,
PFA SNIP FOR APPROVAL,
On Sat, 3 Oct 2026 at 16:46, Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com > wrote:
Dear Team,
Please find Photo.
102/103/104, 1 st floor, Vardhaman,
Industrial Complex , L.B.S. Marg,
Gokul Nagar, Next to United Hotel,
Thane West, 400601,
8080141424.
Cc: Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com >; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com >; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com >; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com >; Ashwin Kumar
Sham Golani < ashwin.golani@sammaancapital.com >; Prashant S Kotian < prashant.kotian@sammaancapital.com >
Team, For NOI filing, we need a colour live selfie photo of the applicant. On Sat, 3 Oct 2026 at 14: 00, SAMMAAN NOI EZDOCS <sammaancapital@ ezdocs. co. in> wrote:
Team, PFA challan for your reference. . On Sat, 3 Oct 2026 at 13: 39, Laxman
Team,
For NOI filing, we need a colour live selfie photo of the applicant.
On Sat, 3 Oct 2026 at 14:00, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Sat, 3 Oct 2026 at 13:39, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote:
Dear Team
Pls process
05 Oct, 10:51 · 10d ago
Ok to further process.
102/103/104, 1 st floor, Vardhaman,
Industrial Complex , L.B.S. Marg,
Gokul Nagar, Next to United Hotel,
Thane West, 400601,
8080141424.
Cc: Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>; Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Ashwin
Kumar Sham Golani <ashwin.golani@sammaancapital.com>; Prashant S Kotian <prashant.kotian@sammaancapital.com>
Team, PFA SNIP FOR APPROVAL,
earlier mails quoted below
05 Oct, 11:45 · 10d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
05 Oct, 11:52 · 10d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
07 Oct, 11:51 · 8d ago
PFA index 2 copy for case closure..
earlier mails quoted below
07 Oct, 11:51 · 8d ago
PFA index 2 copy for case closure..
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | PHOTO-2026-10-03-13-20-04.jpg | filed | 12d ago |
| Payment screenshot | 1791014608 - 32120.00 To EZDOCS on Google Pay.png | filed | 12d ago |
| Index IIthe branch sent this — an input | PHOTO-2026-10-03-13-29-45.jpg | filed | 12d ago |
| Sanction letter | LoanSchedule_1399208.pdf | filed | 12d ago |
| Aadhaar card | PHOTO-2026-10-03-13-20-05.jpg | filed | 12d ago |
| Sanction letter | SanctionLetter_1399208_30092026124239.pdf | filed | 12d ago |
| Other | image002.jpg | filed | 12d ago |
| Other | image001.jpg | filed | 12d ago |
| Paid challan (GRAS) | VISHAL PRAKASH MULWANI EchallanMH011304906202627E.pdf | filed | 12d ago |
| Other | image001.png | filed | 12d ago |
| Selfie / photo | IMG_7718.JPG | filed | 12d ago |
| E-filing copy (token) | VISHAL Capture.GIF | filed | 10d ago |
| E-filing copy (token) | eFilingDoc9990510260017.pdf | filed | 10d ago |
| Index IIthe registered copy we filed | IndexII9990510260017.pdf | filed | 8d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹32,140.30
VERIFIED — money received
₹32,120 130639840943
3 Oct 13:33:38
3 Oct 13:40:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹15,620 | ₹15,000 | ₹320 | ₹1,200 | ₹32,140 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD, VILLAGE MHARAL ULHASNAGAR THANE MAHARASHTRA 421001
421001
FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL, KALYAN MURBAD ROAD, VILLAGE MHARAL, ULHASNAGAR, THANE-421001, MAHARASHTRA
421001
itara varnanah itara maahitih vibhaaga di 1/4 mauje ulhaasanagara (mhaarala) taalukaa unhaasanagara, jinhaa thaane yethila si.ti.esa nan 279/1,279/2,279/3,279/4,279/5,279/6, sarve nan / himmaa nan 40,41,42,43,44,46,47,48,49,51,52,54,55,56,57,58 varila rijansi aintilaa, bildinga taaipa si-3, pheja-5, bildinga aavaanaa, vinga-bi (blosama) (blosama siechaema nimiteda), yaa imaarati madhila sataraavyaa majalyaavarila sadanikaa kra. 1702, kshetra. 58.32 chau.mi kaarapeta mhanajecha 627.76 chau. phuta kaarapeta, vorda na. 03, proparti na.03eo022295900 ((C.T.S. NUMBER: 279/1, 279/2,279/3,279/4,279/5,279/6 :)) - sthaanika svaraajya sansthaah ulhaasanagara ma.na.paa
I CANNOT TELL
FLAT NO 1702 17TH FLOOR B WING KNOWN AS BLOSSOM BUILDING TYPE C3 PHASE V OF AVANA OF REGENCY ANTILIA
SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD VILLAGE MHARAL ULHASNAGAR THANE MAHARASHTRA
THANE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VISHAL PRAKASH MULWANI | HVSPM5562B | …8008 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | laxman.jadhav@sammaancapital.com | 12d ago |
What EzDocs read from each document — check anything marked in red
130639840943
2026-10-03
13:33
32120
Google Pay
....0123@hdfcbank
....alty@okhdfcbank
EZDOCS
ASHWIN KUMAR SHAM GOLANI
Payment of ‘32,120 completed
raw reading (for Abhijit)
{'utr': '130639840943', 'date': '2026-10-03', 'time': '13:33', 'amount': 32120, 'method': 'Google Pay', 'payee_upi': '....0123@hdfcbank', 'payer_upi': '....alty@okhdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'ASHWIN KUMAR SHAM GOLANI', 'debit_notification_text': 'Payment of ‘32,120 completed'}2004-08-09
HVSPM5562B
VISHAL PRAKASH MULWANI
True
PRAKASH MULWANI
raw reading (for Abhijit)
{'dob': '2004-08-09', 'pan': 'HVSPM5562B', 'name': 'VISHAL PRAKASH MULWANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRAKASH MULWANI', 'aadhaar_last4': None, 'quality_issue': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}index2_input
pin: I CANNOT TELL; rows: {'r11_serial': 'उहन1-14696-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment ar
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r11_serial': 'उहन1-14696-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r5_area_text': '1) 58.32 चौ. मीटर', 'r7_executants': [{'age': '32', 'pan': 'GOBXXXXX9K', 'name': 'जतिन हेमंत सिंह', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः 1/201, भारवानी मेघना मोन्टाना, ब्लॉक नंः शिव मंदिर जवळ, चिखलोली, रोड नंः अंबरनाथ वेस्ट, महाराष्ट्र, ठाणे, पिनः- 421505'}], 'r8_purchasers': [{'age': '22', 'pan': 'HVSXXXXX2B', 'name': 'विशाल प्रकाश मूलवानी', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः रूम न.जी-1, साईनाथ अपार्टमेंट, ब्लॉक नंः डोलूराम दरबार जवळ, रोड नंः उल्हासनगर-1, महाराष्ट्र, ठाणे, पिनः- 421001'}], 'r12_stamp_duty': 396000, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - विक्री करारनामा', 'r9_execution_date': '29-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '29-09-2026'}, 'doc_no': 'ULH1-14696-2026', 'village': 'उल्हासनगर (म्हारळ)', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'उल्हासनगर क्र. १', 'area_text': '58.32 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक उल्हासनगर क्र. १', 'mortgagors': ['जतिन हेमंत सिंह'], 'stamp_duty': 396000, 'filing_date': '2026-09-29', 'loan_amount': 6600000, 'token_number': 'ULH1-14696-2026', 'property_text': 'इतर वर्णनः इतर माहितीः विभाग डी 1/4 मौजे उल्हासनगर (म्हारळ) तालुका उन्हासनगर, जिन्हा ठाणे येथील सी.टी.एस नं 279/1,279/2,279/3,279/4,279/5,279/6, सर्वे नं / हिम्मा नं 40,41,42,43,44,46,47,48,49,51,52,54,55,56,57,58 वरील रीजन्सी ऐंटीला, बिल्डींग टाईप सी-3, फेज-5, बिल्डींग आवाना, विंग-बी (ब्लॉसम) (ब्लॉसम सीएचएम निमिटेड), या ईमारती मधील सतराव्या मजल्यावरील सदनिका क्र. 1702, क्षेत्र. 58.32 चौ.मी कारपेट म्हणजेच 627.76 चौ. फुट कारपेट, वॉर्ड न. 03, प्रॉपर्टी न.03एओ022295900 ((C.T.S. Number: 279/1, 279/2,279/3,279/4,279/5,279/6 :)) - स्थानिक स्वराज्य संस्थाः उल्हासनगर म.न.पा', 'header_village': 'उल्हासनगर (म्हारळ)', 'survey_numbers': ['279/1', '279/2', '279/3', '279/4', '279/5', '279/6', '40', '41', '42', '43', '44', '46', '472004-08-09
Vishal Prakash Mulwani
9588450991
pin: 421001; area: Ulhasnagar-1; flat: Room No G 1; road: Near Doluram Darbar; state: Maharashtra; building: Sainath Apartment; district: Thane; post_office: Ulhasnagar-1; Village: Ulhasnagar
True
8008
raw reading (for Abhijit)
{'dob': '2004-08-09', 'pan': None, 'name': 'Vishal Prakash Mulwani', 'mobile': '9588450991', 'address': {'pin': '421001', 'area': 'Ulhasnagar-1', 'flat': 'Room No G 1', 'road': 'Near Doluram Darbar', 'floor': None, 'state': 'Maharashtra', 'building': 'Sainath Apartment', 'district': 'Thane', 'post_office': 'Ulhasnagar-1', 'village_city': 'Ulhasnagar'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8008', 'quality_issue': None}1399208
True
PURCHASE OF PROPERTY - RESIDENTIAL
{'name': 'VISHAL PRAKASH MULWANI', 'role': 'applicant', 'label': 'Borrower(s)'}, {'name': 'PRAKASH MULCHAND MULWANI', 'role': 'co_applicant', 'label': 'Co-Borrower(s)'}, {'name': 'HARSHA PRAKASH MULWANI', 'role': 'co_app
HL
1.0
the Interest Rate(s) per annum shall be at par with the prevailing Retail Commercial Lending Rate (per annum) ("Benchmark Rate") as declared by the Lender(s) (or any successor(s) thereof) from time to time less -3.8 basi
5204000.0
-3.8
5204000.0
10.8
30-SEP-2026
14.6
prakashmulwani1@gmail.com
VISHAL PRAKASH MULWANI, PRAKASH MULCHAND MULWANI, HARSHA PRAKASH MULWANI
False
9588450991
False
pin: 421001; road: KALYAN MURBAD ROAD; state: MAHARASHTRA; Flat no: 1702; district: THANE; Floor: 17TH FLOOR; Address: FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM,, BUILDING TYPE C3, PHASE V OF AVANA OF RE
Upto Rs.5204000 /- (Rupees Fifty-Two Lakh Four Thousand Only).
False
FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM,, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL, KALYAN MURBAD ROAD, VILLAGE MHARAL, ULHASNAGAR, THANE-421001, MAHARASHTRA
ROOM NO G 1, SAINATH APARTMENT, NEAR DOLURAM DARBAR ULHASNAGAR 1 ULHASNAGAR THANE
raw reading (for Abhijit)
{'lan': '1399208', 'legible': True, 'purpose': 'PURCHASE OF PROPERTY - RESIDENTIAL', 'borrowers': [{'name': 'VISHAL PRAKASH MULWANI', 'role': 'applicant', 'label': 'Borrower(s)'}, {'name': 'PRAKASH MULCHAND MULWANI', 'role': 'co_applicant', 'label': 'Co-Borrower(s)'}, {'name': 'HARSHA PRAKASH MULWANI', 'role': 'co_applicant', 'label': 'Co-Borrower(s)'}], 'loan_type': 'HL', 'confidence': 1.0, 'rate_words': 'the Interest Rate(s) per annum shall be at par with the prevailing Retail Commercial Lending Rate (per annum) ("Benchmark Rate") as declared by the Lender(s) (or any successor(s) thereof) from time to time less -3.8 basis points (i.e. the spread(s)). It is clarified that the current Benchmark Rate is 14.6% per annum and therefore, the current applicable Interest Rate is 10.8% per annum.', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5204000.0, 'rate_spread': -3.8, 'final_amount': 5204000.0, 'interest_rate': 10.8, 'quality_issue': None, 'sanction_date': '30-SEP-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': 'prakashmulwani1@gmail.com', 'applicant_names': ['VISHAL PRAKASH MULWANI', 'PRAKASH MULCHAND MULWANI', 'HARSHA PRAKASH MULWANI'], 'printed_altered': False, 'applicant_mobile': '9588450991', 'balance_transfer': False, 'property_address': {'pin': '421001', 'road': 'KALYAN MURBAD ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '1702', 'district': 'THANE', 'floor_no': '17TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM,, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL, KALYAN MURBAD ROAD, VILLAGE MHARAL, ULHASNAGAR, THANE-421001, MAHARASHTRA', 'village_city': 'MHARAL', 'building_name': 'BLOSSOM CHSL', 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Upto Rs.5204000 /- (Rupees Fifty-Two Lakh Four Thousand Only).', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM,, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL, KALYAN MURBAD ROAD, VILLAGE MHARAL, ULHASNAGAR, THANE-421001, MAHARASHTRA1399208
True
PURCHASE OF PROPERTY - RESIDENTIAL
{'name': 'MR. VISHAL PRAKASH MULWANI', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'PRAKASH MULCHAND MULWANI', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant'}, {'name': 'HARSHA PRAKASH M
HOME LOAN
1.0
RCLR (Retail Commercial Lending Rate) -3.8% Margin Current RCLR-14.6%
5204000.0
-3.8
5204000.0
10.8
30-SEP-2026
14.6
MR. VISHAL PRAKASH MULWANI, PRAKASH MULCHAND MULWANI, HARSHA PRAKASH MULWANI
False
9588450991
False
pin: 421001; road: KALYAN MURBAD ROAD; state: MAHARASHTRA; taluka: ULHASNAGAR; Flat no: 1702; district: THANE; Floor: 17TH FLOOR; Address: FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM, BUILDING TYPE C3, PHA
270000.0
Sanction Amount with Insurance Premium* (Rs.)
True
FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD, VILLAGE MHARAL ULHASNAGAR THANE MAHARASHTRA 421001
ROOM NO G 1, SAINATH APARTMENT, NEAR DOLURAM DARBAR ULHASNAGAR 1 ULHASNAGAR THANE 421001 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1399208', 'legible': True, 'purpose': 'PURCHASE OF PROPERTY - RESIDENTIAL', 'borrowers': [{'name': 'MR. VISHAL PRAKASH MULWANI', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'PRAKASH MULCHAND MULWANI', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant'}, {'name': 'HARSHA PRAKASH MULWANI', 'role': 'co_applicant', 'label': '/Guarantor'}], 'loan_type': 'HOME LOAN', 'confidence': 1.0, 'rate_words': 'RCLR (Retail Commercial Lending Rate) -3.8% Margin Current RCLR-14.6%', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5204000.0, 'rate_spread': -3.8, 'final_amount': 5204000.0, 'interest_rate': 10.8, 'quality_issue': None, 'sanction_date': '30-SEP-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': None, 'applicant_names': ['MR. VISHAL PRAKASH MULWANI', 'PRAKASH MULCHAND MULWANI', 'HARSHA PRAKASH MULWANI'], 'printed_altered': False, 'applicant_mobile': '9588450991', 'balance_transfer': False, 'property_address': {'pin': '421001', 'road': 'KALYAN MURBAD ROAD', 'state': 'MAHARASHTRA', 'taluka': 'ULHASNAGAR', 'flat_no': '1702', 'district': 'THANE', 'floor_no': '17TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD, VILLAGE MHARAL ULHASNAGAR THANE MAHARASHTRA 421001', 'village_city': 'MHARAL', 'building_name': 'BLOSSOM, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL', 'survey_or_cts_no': None}, 'insurance_premium': 270000.0, 'final_amount_label': 'Sanction Amount with Insurance Premium* (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 1702, 17TH FLOOR, B WING KNOWN AS BLOSSOM, BUILDING TYPE C3, PHASE V OF AVANA OF REGENCY ANTILIA, SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD, VILLAGE MHARAL ULHASNAGAR THANE MAHARASHTRA 421001', 'applicant_address_verbatim': 'ROOM NO G 1, SAINATH APARTMENT, NEAR DOLURAM DARBAR ULHASNAGAR 1 ULHASNAGAR THANE 421001 MAHARASHTRA INDIA'}MH011304906202627E
421001
30620.0
6(1)
False
03006172026100300347
THANE
ULHASNAGAR THANE
HVSXXXXXXB
FLAT NO 1702 17TH FLOOR B WING KNOWN AS BLOSSOM BUILDING TYPE C3 PHASE V OF AVANA OF REGENCY ANTILIA
VISHAL PRAKASH MULWANI
ULH1_ULHASNAGAR NO 1 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=5204000
{'amount': 15620.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX0991
03/10/2026-13:56:23
SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD VILLAGE MHARAL
AABCI3612A
SAMMAAN CAPITAL LIMITED
5204000
raw reading (for Abhijit)
{'grn': 'MH011304906202627E', 'pin': '421001', 'total': 30620.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100300347', 'district': 'THANE', 'area_city': 'ULHASNAGAR THANE', 'payer_pan': 'HVSXXXXXXB', 'flat_block': 'FLAT NO 1702 17TH FLOOR B WING KNOWN AS BLOSSOM BUILDING TYPE C3 PHASE V OF AVANA OF REGENCY ANTILIA', 'payer_name': 'VISHAL PRAKASH MULWANI', 'sro_office': 'ULH1_ULHASNAGAR NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=5204000', 'scheme_rows': [{'amount': 15620.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0991', 'payment_date': '03/10/2026-13:56:23', 'road_locality': 'SOCIETY KNOWN AS BLOSSOM CHSL KALYAN MURBAD ROAD VILLAGE MHARAL', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '5204000'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}ULH2
efiling_copy
9990510260017 / 2026
True
road: KALYAN MURBAD ROAD; unit: 1702; floor: 17; taluka: Ulhasanagar; numbers: [{'type': 'Survey Number', 'value': '279/1,279/2,279/3,279/4,279/5,279/6'}, {'type': 'HISSA NUMBER', 'value': '40,41,42,43,44,46,47,48,49,51,
SAMMAAN CAPITAL LIMITED
{'pan': 'HVSPM5562B', 'name': 'VISHAL PRAKASH MULWANI', 'address': 'Flat No: ROOM NO G 1, Floor No:G, Building Name: SAINATH APARTMENT, Block Sector: NEAR DOLURAM DARBAR, Road: ULHASNAGAR, City: ULHASNAGAR, State: MAHARA
Sale Deed : 14696/2026 SRO ULHASNAGAR 1
2026-10-05
5204000
{'ref': 'MH011304906202627E', 'head': 'Stamp Duty', 'dated': '03/10/2026', 'amount': 15612, 'ref_kind': 'GRN'}, {'ref': 'MH011304906202627E', 'head': 'Filing Fee', 'dated': '03/10/2026', 'amount': 15000, 'ref_kind': 'GRN
2026-10-05
raw reading (for Abhijit)
{'sro': 'ULH2', 'kind': 'efiling_copy', 'token': '9990510260017 / 2026', 'legible': True, 'property': {'pin': None, 'road': 'KALYAN MURBAD ROAD', 'unit': '1702', 'floor': '17', 'taluka': 'Ulhasanagar', 'numbers': [{'type': 'Survey Number', 'value': '279/1,279/2,279/3,279/4,279/5,279/6'}, {'type': 'HISSA NUMBER', 'value': '40,41,42,43,44,46,47,48,49,51,52,54,55,56,57,58'}], 'village': 'Ulhasanagar (mharala)', 'building': 'B WING, REGENCY ANTILIA, BLDG TYPE C-3, PHASE-5 BLDG, AVANA CHSL BLDG', 'district': 'Thane', 'area_text': 'Carpet: 58.32 Sq.mt.', 'local_body': None, 'description': 'Landmark: AVANA BLDG, (BLOSSOM)', 'property_type': None}, 'mortgagee': 'SAMMAAN CAPITAL LIMITED', 'mortgagors': [{'pan': 'HVSPM5562B', 'name': 'VISHAL PRAKASH MULWANI', 'address': 'Flat No: ROOM NO G 1, Floor No:G, Building Name: SAINATH APARTMENT, Block Sector: NEAR DOLURAM DARBAR, Road: ULHASNAGAR, City: ULHASNAGAR, State: MAHARASHTRA, District: THANE, Pin: 421001'}], 'title_deed': 'Sale Deed : 14696/2026 SRO ULHASNAGAR 1', 'filing_date': '2026-10-05', 'loan_amount': 5204000, 'payment_lines': [{'ref': 'MH011304906202627E', 'head': 'Stamp Duty', 'dated': '03/10/2026', 'amount': 15612, 'ref_kind': 'GRN'}, {'ref': 'MH011304906202627E', 'head': 'Filing Fee', 'dated': '03/10/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026055701518', 'head': 'Document Handling Charges', 'dated': '05/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-05'}ULH2
efiling_copy
9990510260017
True
road: KALYAN MURBAD ROAD; unit: 1702; floor: 17; taluka: Ulhasanagar; numbers: [{'type': 'C.T.S. Number', 'value': '279/1,279/2,279/3,279/4,279/5,279/6'}, {'type': 'HISSA NUMBER', 'value': '40,41,42,43,44,46,47,48,49,51,
SAMMAAN CAPITAL LIMITED
{'pan': 'HVSPM5562B', 'name': 'VISHAL PRAKASH MULWANI', 'address': 'Flat No:ROOM NO G 1, Floor No:G, Building Name:SAINATH APARTMENT, Block Sector:NEAR DOLURAM DARBAR, Road:ULHASNAGAR, City:ULHASNAGAR, State:MAHARASHTRA,
Sale Deed : 14696/2026 SRO ULHASNAGAR 1
2026-10-05
5204000
{'ref': 'MH011304906202627E', 'head': 'Stamp Duty', 'dated': '03/10/2026', 'amount': 15612, 'ref_kind': 'GRN'}, {'ref': 'MH011304906202627E', 'head': 'Filing Fee', 'dated': '03/10/2026', 'amount': 15000, 'ref_kind': 'GRN
2026-10-05
raw reading (for Abhijit)
{'sro': 'ULH2', 'kind': 'efiling_copy', 'token': '9990510260017', 'legible': True, 'property': {'pin': None, 'road': 'KALYAN MURBAD ROAD', 'unit': '1702', 'floor': '17', 'taluka': 'Ulhasanagar', 'numbers': [{'type': 'C.T.S. Number', 'value': '279/1,279/2,279/3,279/4,279/5,279/6'}, {'type': 'HISSA NUMBER', 'value': '40,41,42,43,44,46,47,48,49,51,52,54,55,56,57,58'}], 'village': 'Ulhasanagar (mharala)', 'building': 'REGENCY ANTILIA, BLDG TYPE C3, PHASE 5, BLDG AVANA', 'district': 'Thane', 'area_text': '58.32 Sq.mt. Carpet', 'local_body': 'VILLAGE MHARA', 'description': 'SOCIETY KNOWN AS BLOSSOM CHSL', 'property_type': None}, 'mortgagee': 'SAMMAAN CAPITAL LIMITED', 'mortgagors': [{'pan': 'HVSPM5562B', 'name': 'VISHAL PRAKASH MULWANI', 'address': 'Flat No:ROOM NO G 1, Floor No:G, Building Name:SAINATH APARTMENT, Block Sector:NEAR DOLURAM DARBAR, Road:ULHASNAGAR, City:ULHASNAGAR, State:MAHARASHTRA, District:THANE, Pin:421001'}], 'title_deed': 'Sale Deed : 14696/2026 SRO ULHASNAGAR 1', 'filing_date': '2026-10-05', 'loan_amount': 5204000, 'payment_lines': [{'ref': 'MH011304906202627E', 'head': 'Stamp Duty', 'dated': '03/10/2026', 'amount': 15612, 'ref_kind': 'GRN'}, {'ref': 'MH011304906202627E', 'head': 'Filing Fee', 'dated': '03/10/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026055701518', 'head': 'Document Handling Charges', 'dated': '05/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-05'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 03 Oct, 14:00 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 8d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 8d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'sammaancapital@ezdocs.co.in', 'subject': 'R |
| 8d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999051026001 |
| 10d ago | EzDocs | dhc_prn_read | {'prn': '1026055701518', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990510260017.pdf', 'from': "the filed notice's own text", 'gr |
| 10d ago | EzDocs | efiling_copy_read | {'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990510260017.pdf', 'token': '9990510260017', 'doc_id': '1ed5f175-e350-4585-898d-58147d14d676', 'mortgagors': 1} |
| 10d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999051026 |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T06:00:40', 'why': 'mail', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached doc |
| 10d ago | EzDocs | mail_against_file490 | {'at': '2026-10-05T06:00:40', 'asks': [], 'gist': 'The branch approves further processing.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a10a82fd21b744b', 'still_open': [], 'contradicts': [], 'nothing_n |
| 10d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'sammaancapital@ezdocs.co.i |
| 10d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 0.9, 'workers': 3} |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:30:15', 'why': 'mail', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached doc |
| 10d ago | EzDocs | mail_against_file490 | {'at': '2026-10-05T05:30:15', 'asks': [], 'gist': 'The branch approves further processing.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a10a82fd21b744b', 'still_open': [], 'contradicts': [], 'nothing_n |
| 10d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'sammaancapital@ezdocs.co.i |
| 10d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 0.8, 'workers': 3} |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:23:32', 'why': 'mail', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached doc |
| 10d ago | EzDocs | mail_against_file490 | {'at': '2026-10-05T05:23:24', 'asks': [], 'gist': 'The branch approves further processing.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a10a82fd21b744b', 'still_open': [], 'contradicts': [], 'nothing_n |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:23:18', 'why': 'paper', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do |
| 10d ago | EzDocs | paper_against_file490 | {'at': '2026-10-05T05:23:11', 'why': 'This Index II belongs to the file because it names Vishal Prakash Mulwani as a purchaser, and it supplies the mortgage date, the property address, and the title deed details.', 'file |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:23:02', 'why': 'paper', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do |
| 10d ago | EzDocs | paper_against_file490 | {'at': '2026-10-05T05:22:55', 'why': 'The PAN card is for Vishal Prakash Mulwani, who is the mortgagor on this file.', 'file': 'PHOTO-2026-10-03-13-20-04.jpg', 'kinds': ['pan', 'pan'], 'doc_id': '89507712-4fb6-442c-abfd- |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:22:49', 'why': 'paper', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do |
| 10d ago | EzDocs | paper_against_file490 | {'at': '2026-10-05T05:22:41', 'why': 'The Aadhaar card belongs to Vishal Prakash Mulwani and is already on file.', 'file': 'PHOTO-2026-10-03-13-20-05.jpg', 'kinds': ['aadhaar', 'aadhaar'], 'doc_id': '2427ecdb-7094-44bc-8 |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:22:35', 'why': 'paper', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do |
| 10d ago | EzDocs | paper_against_file490 | {'at': '2026-10-05T05:22:27', 'why': 'This sanction letter belongs to the file because it names the customer Vishal Prakash Mulwani and the loan account 1399208.', 'file': 'SanctionLetter_1399208_30092026124239.pdf', 'ki |
| 10d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared'], 'mails': 6, 'summa |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:22:19', 'why': 'paper', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attached do |
| 10d ago | EzDocs | paper_against_file490 | {'at': '2026-10-05T05:22:10', 'why': 'This sanction letter belongs to the file because it names the customer and the loan account number.', 'file': 'LoanSchedule_1399208.pdf', 'kinds': ['sanction_letter', 'sanction_lette |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T05:22:08', 'why': 'first note', 'open': 0, 'mails': [{'at': '2026-10-03 08:08', 'id': '1a100cf402ef542f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI and has attach |
| 10d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 0.9, 'workers': 3} |