⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Shubham Shirish Pujari
LAN 77000345935Loan ₹20,53,152BT + top-upMails & papers 8 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
24 Sep, 20:18
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
took 7d 5h · IGR e-filing ↗
E-filing copy
done 6 Oct, 15:05
Index II
took 22h
doneIndex II shared · the trail says: The bank branch has sent all necessary documents and confirmed payment. The NOI team has generated and shared the challan. The NOI team needs to file the NOI.whole case so far 19d 5h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
GPay ₹18,475 announced at 14:57 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
7 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990610260326.pdf
6 Oct49 things — 2 documents received · 2 letters written · 45 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990610260326.pdf
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
file note490
case read — by ezdocs:reader
pages trimmed480
pages trimmed480
pages trimmed480
case read started — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
document read again
property self check
property from index2
index2 people checked
index2 pan differs
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
Received: Index II
index ll Shubham P.pdf
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02421 | 77000345935
An old draft withdrew itself — its asks were already answered
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02421 | 77000345935
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02421 | 77000345935
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep3 things — 3 steps
mail read as shown
mail read as shown
case read — by ezdocs:reader
25 Sep1 thing — 1 step
gpay not settled yet
24 Sep97 things — 16 documents received · 9 letters written · 1 money step · 2 cautions · 69 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
EchallanMH010835932202627E SHUBHAM SHIRISH PUJARI.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
quoted history checked
extra challan scanned
template name checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Kolhapur - Required to process NOI in case of Shubham Pujari - 77000345935
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: Kolhapur - Required to process NOI in case of Shubham Pujari - 77000345935
An old draft withdrew itself — its asks were already answered
boxes gathered
address compared
challan boxes composed
documents read together
screenshot claim recorded
Received: Payment screenshot
IMG-20260924-WA0033.jpg
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
Kolhapur - Required to process NOI in case of Shubham Pujari - 77000345935
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kolhapur - Required to process NOI in case of Shubham Pujari - 77000345935
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kolhapur - Required to process NOI in case of Shubham Pujari - 77000345935
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kolhapur - Required to process NOI in case of Shubham Pujari - 77000345935
case read — by ezdocs:reader
box disagreement
box disagreement
box disagreement
A box the papers had not filled was read off a paper and corrected
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02421
No fee quote sent — the branch's own figures were right
money settled — by ezdocs:reader
money not settled
documents read together
money settled — by ezdocs:reader
money corrected from papers
Received: other
image.png
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Received: other
image.png
applicant email captured
roles from letter
Property checked by the engine — read from the report, every box that names the flat is there
Received: other
image.png
Received: other
image.png
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
KFSLetter_77000345935.pdf
Document could not be read — a clear copy was asked for
this is not a live selfie
insurance twin detected
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie — not usable
1000105422.jpg — this is not a live selfie
Received: LSR
1397CC_26_Kolhapur_Shubham Shirish Pujari_TSR_Signed.pdf
Received: Sanction letter
InsKFSLetter_77000345936 (1).pdf
Received: Technical report
Technical shubham pujari.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
Co-applicant added
kyc address read
party not merged
Received: Selfie — not usable
1000105424.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
Pan Shubham.pdf
Received: PAN card
Pan Shraddha.pdf
Received: Aadhaar
1000105409.jpg
Received: Aadhaar
1000105412.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
11 of 14 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Technical reportopen
✓Sanction letteropen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside 1397CC_26_Kolhapur_Shubham Shirishopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 19 files
The file, as the engine remembers it5 open
Processed the NOI challan and e-filing for Shubham Shirish Pujari. The property address has been prepared based on the ICICI HFC rule from the detailed technical report. The mortgage date is missing and will need to be entered from the MOTD when provided.
○the photo — the branch
✗the photo could not be read (1000105424.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (1000105422.jpg) — the branch — this is not a live selfie
○property — flat / unit — the branch
○property — floor — the branch
?the papers disagree on Co-applicant middle name spelling (Shraddha's PAN card: SHRADDHA SHIRISH PUJARI; the legal scrutiny report (TSR: Sharada Shirish Pujari / Shraddha Shirish Pujari) — Verify the correct spelling of the co-applicant's name from the registered title deed once it is available.
?unsure of Date of Mortgage — No mortgage deed (MOTD) is attached to the file to verify the execution date.
the branch's last mail (2026-10-06): The branch has attached an Index II document. · brought: Index II document number; Index II year; Index II SRO · settled: unsure:efiling.property.title_deed.do, unsure:efiling.property.title_deed.ye, unsure:efiling.property.title_deed.sr
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T08:48 UTC
Moneyall of it is in
₹18,500.34
Reached our account 24 Sep 20:27:00.
How we know
Our own bank told us — 24 Sep 20:27
₹18,475 · from GPAY-BIZ
“₹18,475 received from SHUBHAM S P at 8:27 pm”
Matched by: equals the figure the branch wrote in its own mail · the payer is the applicant himself — his own fee; Google's alert; the NEFT is awaited
The working
Stamp duty 0.3%6,170
Registration fee 0.5%10,280
Government handling350
Our service fee1,700
Total we ask for18,500.34
By law ₹18,475.22. We ask ₹18,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Malipurihit Maha, GAT, 906, Nagapur Bahar, 416003
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
SHRADDHA SHIRISH PUJARI · co-applicantDEIPP6115JShubham Shirish Pujari · applicantGABPP8925G
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