⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Swapnil Namdeo Patil
LAN 77000357573Loan ₹27,94,000NOIMails & papers 9 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 15:26
Documents
took 1h 29m
Payment
took 18h 34m
Challan
took 0m · GRAS ↗
Filing
took 20h 50m · IGR e-filing ↗
E-filing copy
done 6 Oct, 14:10
Index II
took 1d 22h
doneIndex II sharedwhole case so far 8d 8h
Needs your eyes8
Money received is short — ₹22,070.53 still to come.
The receipt says ₹25,002 but ₹23,802 of it has not reached us. Look for a ₹23,802 credit — Money card, link by hand.
₹15,000 is counted on NOI-2026-00196, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
₹15,000 is counted on NOI-2026-00196, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
The work is done — our fee of ₹23,270.53 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990610260279.pdf
6 Oct57 things — 3 documents received · 2 letters written · 1 money step · 5 cautions · 46 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990610260279.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
A file was read again from the start — everything inside it now counts
This file shows no schedule of the property
reading error456
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Checked: this challan is not another case's
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
challan ca unfit
Received: Challan
SWAPNIL NAMDEO PATIL EchallanMH011440173202627E.pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
One challan of two is paid — the other head is still to pay
file note490
mail against file490 — by ezdocs:reader
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
screenshot claim recorded
Received: Payment screenshot
IMG-20261006-WA0010.jpg
expected updated
extra challan recognised
5 Oct107 things — 12 documents received · 4 letters written · 2 cautions · 89 steps
challan boxes gathered
boxes gathered
address compared
challan boxes by rules
property self check
property from index2
index2 people checked
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SWAPNIL NAMDEO PATIL EchallanMH011405632202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
file note490
case read — by ezdocs:reader
city box is district — by copilot
challan boxes from reading — by copilot
challan boxes by rules
pages trimmed480
case read started — by ezdocs:reader
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
money settled — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Re: LAN NO 77000357573-APPLICANT NAME -SWAPNIL NAMDEO PATIL | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
address compared
documents read together
paper read beside case
applicant email captured
roles from letter
Received: Sanction letter
KFSLetter_77000357573.pdf
Received: Technical report
77000357573_APFProcessRequest_20261003140035000 (1).pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
This payment is counted on another case too — a person must say whose it is
Nothing new to ask for — stayed quiet
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
quoted history checked
extra challan scanned
file note490
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the document chase mail — held, silent mode
LAN NO 77000357573-APPLICANT NAME -SWAPNIL NAMDEO PATIL | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
boxes gathered
address compared
challan boxes by rules
property self check
property from index2
index2 people checked
documents read together
property self check
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
property from index2
index2 people checked
property english extracted
Document could not be read — a clear copy was asked for
not a live selfie
Received: Selfie — not usable
swapnil photo_1.jpg — not a live selfie
Property read from the Index II
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Co-applicant added
party not merged
Received: Aadhaar
aadhar card.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
Swapnali photo_2.jpg — this is not a live selfie
Received: PAN card
Swapnali pan.pdf
Payment proof arrived before the case was quoted — held
Payment proof arrived before the case was quoted — held
This payment is counted on another case too — a person must say whose it is
Received: Aadhaar
swapnil aadhar.pdf
Received: Index II
index 2.pdf
Received: PAN card
swapnil pan.pdf
Received: Payment screenshot
IMG-20261005-WA0007.jpg
Received: Payment screenshot
IMG-20260919-WA0038.jpg
contact from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
10 of 12 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — not a live selfie)open
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 16 files
The file, as the engine remembers it10 open
The property is Flat 404, 4th Floor in Building No. 1, Type B, Prithvi Anand Kuber Complex Phase 2 at Vevoor, Palghar. The branch requested to process the address using the Index II. Accordingly, the district has been corrected to Palghar instead of the technical report's Thane.
○the photo — the branch
✗the photo could not be read (Swapnali photo_2.jpg) — the branch — this is not a live selfie
✗the photo could not be read (swapnil photo_1.jpg) — the branch — not a live selfie
○Swapnil Namdeo Patil — home flat — the branch
○Swapnil Namdeo Patil — home road — the branch
○SWAPNALI SWAPNIL PATIL — mobile — the branch
○SWAPNALI SWAPNIL PATIL — e-mail — the branch
○SWAPNALI SWAPNIL PATIL — home flat — the branch
○SWAPNALI SWAPNIL PATIL — home road — the branch
○the balance of this desk's fee — the branch
?the papers disagree on District: Thane vs Palghar (the technical report: City: Thane; the Index II: Taluka Palghar, Palghar Zilla Parishad) — Select PALGHAR as the district on both the challan and e-filing.
?unsure of date_of_mortgage — No mortgage deed / MOTD is attached on the file to confirm the date of deposit of title deeds.
the branch's last mail (2026-10-06): The branch asks for a separate challan for extra charges. · brought: a payment screenshot
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T05:56 UTC
Moneyless money came
₹23,270.53₹1,200 received
₹22,070.53 of our ask has not arrived yet.
The working
Stamp duty 0.3%8,390
Registration fee 0.5%13,980
Government handling350
Our service fee1,700
Extra ₹500 challans ×1600
Total we ask for23,270.53
By law ₹24,402. We ask ₹25,020 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
404, 4th, Prithvi Anand Kuber Complex Phase 2, Building No. 1, Type B, SURVEY, 52/4A, 53, 53V, 53K, 65/1, 62/2, Vevoor, 401404
read from the Index II · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
SWAPNALI SWAPNIL PATIL · co-applicantEBAPS2451CSwapnil Namdeo Patil · applicantBRRPP8410L
rendered in 1.68 s · 108 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f