⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vishal Nitin Jadhav
LAN HOU/NSK/0926/5216690Loan ₹25,00,000NOIWaiting for the Index IIMails & papers 4 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 18:06
Documents
Payment
Challan
done 30 Sep, 23:01 · GRAS ↗
Filing
waiting 12d 23h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has created and shared the challan. The branch needs to confirm payment for the challan to proceed with the filing.whole case so far 13d 4h
Needs your eyes4
Loan: letter vs challan — sanction letter says ₹24,00,000; paid challan says ₹25,00,000; branch's request of 30-Sep-2026 says ₹25,00,000.. See the papers →
₹21,860 is counted on NOI-2026-03240, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
₹21,860 is counted on NOI-2026-03240, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
Challan on file does not agree with the case. Open it before paying or sharing.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
NASHIK
Village
Ambad Khurd, Nashik
Number type
SURVEY
Number
228/2, KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS, NASHIK, KAMATHWADE - AMBAD LINK ROAD, MAHARASHTRA, INDIA, 422010
Building
Building No 2, Rama's Aarambh Apartment
Floor
3rd Floor
Flat / shop no
Flat No 17
Area
(empty)
Hadd
NASHIK MUNICIPAL CORPORATION
Read from the sanction letter, not the Index II. Document 4.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (12d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹19,220, GRN MH011196933202627E) was worked on a loan of ₹23,99,001–₹24,01,000; this case holds ₹25,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — Loan: letter vs challan: the sanction letter says 24,00,000; the paid challan says 25,00,000; the branch's request of 30-Sep-2026 says 25,00,000. The sanction letter on the file is for Rs. 24,00,000, whereas the branch request and the paid challan are for Rs. 25,00,000. There is a mismatch of Rs. 1,00,000 which will prevent proper notice filing verification. Ask the branch to clarify the correct loan amount and provide a revised sanction letter of Rs. 25,00,000 if that is the final borrowing amount.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• Payment page: NO paid challan on this case fits its loan of 25,00,000 — GRN MH011196933202627E pays 7,210 + 12,010 (that is a loan of about 24,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹19,220; it reads: ₹7,210 (stamp-duty head), ₹12,010 (registration head), ₹7,210 (stamp-duty head), ₹12,010 (registration head); this case’s figures say ₹20,020 (0.3% ₹7,510 + 0.5% ₹12,510 on a loan of ₹25,00,000); the challan itself says a loan of ₹25,00,000. No sanction letter on this file prints ₹23,99,001–₹24,01,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
7 Oct2 things
This payment is counted on another case too — a person must say whose it is
This payment is counted on another case too — a person must say whose it is
1 Oct5 things — 5 steps
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
A mail waiting for Send was put right to what is true now
case read — by ezdocs:reader
case read started — by ezdocs:reader
30 Sep66 things — 5 documents received · 3 letters written · 6 cautions · 52 steps
property self check
Checked: this challan is not another case's
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
EzDocs read the whole trail as one conversation — where the case stands is on the page
Judged again with today's rules, the challan still does not match the case — a person opens it
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
challan ca unfit
reading error456
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
challan ca unfit
Received: Challan
VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read started — by ezdocs:reader
boxes gathered
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
property numbers completed
documents read together
Received: PAN card
IMG_20260930_221852.png
quoted history checked
extra challan scanned
A file was read again from the start — everything inside it now counts
Property re-read from this bank's ruling source (ICICI: the technical report)
Nothing new to ask for — stayed quiet
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5216690 Applicant Name : VISHAL NITIN JADHAV
No fee quote sent — the branch's own figures were right
boxes gathered
challan boxes by rules
property numbers completed
documents read together
The file seems to show a payment to us but no row could be read — open it
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
money settled — by ezdocs:reader
money not settled
roles from letter
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
Document 4.pdf
Received: other
image001.jpg
Received: other
image002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
5 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 5 files
Moneyall of it is in
₹21,840.71
Reached our account 1 Oct 16:34:52.
How we know
Our own bank told us — 1 Oct 16:34
₹21,860 · UTR 615126105217 · from JM-HDFCBN-S
“Successful! You have received Rs. 21860.00 via HDFC Bank SmartHub Vyapar from SUDHA MUKE . RRN-615126105217 , Check: https://1.hdfc.bank.in/HDFCBK/s/LEMWKq67”
Matched by: AMOUNT ALONE — a little over our ask
The working
Stamp duty 0.3%7,510
Registration fee 0.5%12,510
Government handling320
Our service fee1,500
Total we ask for21,840.71
By law ₹21,820. We ask ₹21,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, SURVEY, 228/2, KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS, NASHIK, KAMATHWADE - AMBAD LINK ROAD, MAHARASHTRA, INDIA, 422010, Ambad Khurd, Nashik, 422010
read from the sanction letter · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
VISHAL NITIN JADHAV · applicantBRBPJ4728B
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