⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03014

Vishal Nitin Jadhav

LAN HOU/NSK/0926/5216690 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

The challan was paid on another loan figure. The file adds up to ₹19,220; it reads: ₹7,210 (stamp-duty head), ₹12,010 (registration head), ₹7,210 (stamp-duty head), ₹12,010 (registration head); this case’s figures say ₹20,020 (0.3% ₹7,510 + 0.5% ₹12,510 on a loan of ₹25,00,000); the challan itself says a loan of ₹25,00,000. No sanction letter on this file prints ₹23,99,001–₹24,01,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.

✓Sanction letteropen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Payment screenshot — money verified — inside Document 4.pdfopen

✓Selfie / photo — inside Document 4.pdfopen

Applicant's Aadhaar Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (5)A label is wrong? Fix it under All documents.

Needs your eyes

₹21,860 is counted on NOI-2026-03240, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
₹21,860 is counted on NOI-2026-03240, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
Challan on file does not agree with the case. Open it before paying or sharing.

MoneyAll of it is in

₹21,840.71CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹21,860 receivedby the amount alone

Stamp duty 0.3%7,510

Registration fee 0.5%12,510

Government handling320

Our service fee1,500.71

Total we ask for21,840.71

paid 1 Oct 16:34:52 · verified 1 Oct 16:34:54 · 2 s later

How we know

Our own bank told us — 1 Oct 16:34

₹21,860 · UTR 615126105217 · from JM-HDFCBN-S

“Successful! You have received Rs. 21860.00 via HDFC Bank SmartHub Vyapar from SUDHA MUKE . RRN-615126105217 , Check: https://1.hdfc.bank.in/HDFCBK/s/LEMWKq67”

Matched by: AMOUNT ALONE — a little over our ask

By law ₹21,820. We ask ₹21,840 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹21,800 — accept as full (₹40.71 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 6 minour time · 30 Sep 22:31

Index II —not yet

the NOI team 12 d 8 hthe branch 22 h 07 mintotal 13 d 6 h so far

Now with the NOI team — e-filing on IGR

since 1 Oct 16:34 — 12 d 8 h of working time

Day by day — every step and who held it

30 Sep 18:06Your branch's mail

30 Sep 18:12Fee quoted+6 min · the NOI team

30 Sep 18:12Papers readat once

30 Sep 18:12Property readat once

30 Sep 22:16Papers from your branch+4 h 04 min · the branch

30 Sep 22:21Papers read+5 min · the NOI team

30 Sep 22:31Challan made+10 min · the NOI team

1 Oct 16:34Payment landed+18 h 03 min · the branch

1 Oct 16:34Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹25,00,000

Loan account no.

HOU/NSK/0926/5216690

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Nashik

Taluka

NASHIK

Village

Ambad Khurd, Nashik

Number type

SURVEY

Number

228/2, KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS, NASHIK, KAMATHWADE - AMBAD LINK ROAD, MAHARASHTRA, INDIA, 422010

Building

Building No 2, Rama's Aarambh Apartment

Floor

3rd Floor

Flat / shop no

Flat No 17

Area

(empty)

Hadd

NASHIK MUNICIPAL CORPORATION

Read from the sanction letter, not the Index II. Document 4.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

Area is empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• DO NOT SAVE — the loan: the paid challan (₹19,220, GRN MH011196933202627E) was worked on a loan of ₹23,99,001–₹24,01,000; this case holds ₹25,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.

• DO NOT SAVE — Loan: letter vs challan: the sanction letter says 24,00,000; the paid challan says 25,00,000; the branch's request of 30-Sep-2026 says 25,00,000. The sanction letter on the file is for Rs. 24,00,000, whereas the branch request and the paid challan are for Rs. 25,00,000. There is a mismatch of Rs. 1,00,000 which will prevent proper notice filing verification. Ask the branch to clarify the correct loan amount and provide a revised sanction letter of Rs. 25,00,000 if that is the final borrowing amount.

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• Build Up Area not on file — read it off the Index II / sale deed

• Payment page: NO paid challan on this case fits its loan of 25,00,000 — GRN MH011196933202627E pays 7,210 + 12,010 (that is a loan of about 24,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan: letter vs challan

The sanction letter	24,00,000 Total Loan Amount INR 2400000
The paid challan	25,00,000 it prints the loan it was computed on: Rs 2500000
The branch's request of 30-Sep-2026	25,00,000 Loan Amount 2500000

Why it matters: The sanction letter on the file is for Rs. 24,00,000, whereas the branch request and the paid challan are for Rs. 25,00,000. There is a mismatch of Rs. 1,00,000 which will prevent proper notice filing verification.

What to do: Ask the branch to clarify the correct loan amount and provide a revised sanction letter of Rs. 25,00,000 if that is the final borrowing amount.

Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has created and shared the challan. The branch needs to confirm payment for the challan to proceed with the filing.

the trail says the next move is with the branch — payment confirmation for the challan

✓ loan papers sent — done, mail 1 (2026-09-30) “Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of ph”

✓ challan made — done, mail 4 (2026-09-30) “PFA challan for your reference.”

✓ challan shared — done, mail 4 (2026-09-30) “PFA challan for your reference.”

read over 4 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011196933202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5216690 Applicant Name : VISHAL NITIN JADHAV

how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: HOU/NSK/0926/5216690), the following is pending from your end:

Applicant's Aadhaar Card (Document 4.pdf) — RECEIVED BUT NOT USABLE: blurred, address details are not clearly readable. Kindly re-share a clear copy.

Already received with thanks, no need to resend:

Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

For the NOI e-filing visit later (does NOT hold up the challan — share when ready):
Index II copy / Title document

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
30 Sep, 18:06 · 13d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5216690 Applicant Name : VISHAL NITIN JADHAV

📎 image002.jpg ↗📎 image001.jpg ↗📎 Document 4.pdf ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameVISHAL NITIN JADHAV

Loan account (LAN)HOU/NSK/0926/5216690

Loan amount₹25,00,000

Stamp duty 0.30%₹7,500

Registration fee 0.50%₹12,500

DHC₹300

Service / vendor fees₹1,500

Total₹21,800

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Amol Balu Dani ( amol.dani@phfl.com )
Date: 30-09-2026 06:04 pm
To: Piyush Santosh Aher ( piyush.aher@phfl.com )
Subject:  Vishal jadhav NOI

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:19 · 13d ago

Dear Team,

Pls share clear pan card photo for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:11, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name  VISHAL NITIN JADHAV

Lan No  HOU/NSK/0926/5216690

Loan Amount  2500000

LOAN AMOUNT  2500000
0.30%  7500
0.50%  12500
FEES  1500
DHC  300
TOTAL  21,800

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:  +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Amol Balu Dani ( amol.dani@phfl.com )
Date: 30-09-2026 06:04 pm
To: Piyush Santosh Aher ( piyush.aher@phfl.com )
Subject:  Vishal jadhav NOI

🤖 read: asks the branch for documents — “Pls share clear pan card photo for challan initiation,”

PA piyush.aher@phfl.com phfl.com
30 Sep, 22:16 · 13d ago

Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5216690 Applicant Name : VISHAL NITIN JADHAV

📎 IMG_20260930_221852.png ↗

Dear Team,

PFA PAN CARD.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 30-09-2026 06:20 pm
To: Piyush Santosh Aher ( piyush.aher@phfl.com )
Cc: Prashant Padhye ( prashant.padhye@pnbhousing.com ), nasik.branch ( nasik.branch@pnbhousing.com ), Amol Balu Dani ( amol.dani@phfl.com )
Subject:  Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5216690 Applicant Name : VISHAL NITIN JADHAV

 Exercise  Secured by Check Point

Dear Team,

Pls share clear pan card photo for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 30 Sept 2026 at 18:11, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name  VISHAL NITIN JADHAV

Lan No  HOU/NSK/0926/5216690

Loan Amount  2500000

LOAN AMOUNT  2500000
0.30%  7500
0.50%  12500
FEES  1500
DHC  300
TOTAL  21,800

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:  +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Amol Balu Dani ( amol.dani@phfl.com )
Date: 30-09-2026 06:04 pm
To: Piyush Santosh Aher ( piyush.aher@phfl.com )
Subject:  Vishal jadhav NOI

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 22:33 · 13d ago

📎 VISHAL NITIN JADHAV EchallanMH011196933202 ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 22:21, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

PFA PAN CARD.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:  +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 30-09-2026 06:20 pm
To: Piyush Santosh Aher ( piyush.aher@phfl.com )
Cc: Prashant Padhye ( prashant.padhye@pnbhousing.com ), nasik.branch ( nasik.branch@pnbhousing.com ), Amol Balu Dani ( amol.dani@phfl.com )
Subject:  Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5216690 Applicant Name : VISHAL NITIN JADHAV

 Exercise  Secured by Check Point

Dear Team,

Pls share clear pan card photo for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 18:11, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name  VISHAL NITIN JADHAV

Lan No  HOU/NSK/0926/5216690

Loan Amount  2500000

LOAN AMOUNT  2500000
0.30%  7500
0.50%  12500
FEES  1500
DHC  300
TOTAL  21,800

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:  +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Amol Balu Dani ( amol.dani@phfl.com )
Date: 30-09-2026 06:04 pm
To: Piyush Santosh Aher ( piyush.aher@phfl.com )
Subject:  Vishal jadhav NOI

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image002.jpg	filed	13d ago
Other	image001.jpg	filed	13d ago
Sanction letter+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside	Document 4.pdf	filed	13d ago
PAN card	IMG_20260930_221852.png	filed	13d ago
Paid challan (GRAS)	VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹21,840.71

Where it stands
VERIFIED — money received

Screenshot claims
—

Paid at
1 Oct 16:34:52

Verified on
1 Oct 16:34:54

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,510	₹12,510	₹320	₹1,500	₹21,840

By law ₹21,820. We ask ₹21,840 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Title deed no / year / SRO

27 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Document 4.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade - Ambad Link Road, Nashik, MAHARASHTRA, India, 422010

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

Document 4.pdf

as printed
FLAT NO 17, 3RD FLOOR, BUILDING NO 2, RAMA'S AARAMBH APARTMENT, S NO 228/2, KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS, NASHIK, KAMATHWADE - AMBAD LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010

PIN
422010

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 17 3RD FLOOR BUILDING NO 2 RAMA S AARAMBH APARTMENT S NO 228/2 KRUSHNA NAGAR AMBAD KHURD

Locality/Road
NEAR MAULI LAWNS NASHIK KAMATHWADE - AMBAD LINK ROAD MAHARASHTRA

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VISHAL NITIN JADHAV	BRBPJ4728B

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	piyush.aher@phfl.com	13d ago

What the engine read from each document — check anything marked in red

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter Document 4.pdf needs your check

lan
HOU/NSK/0926/5216690

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'VISHAL NITIN JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PUSHPA VISHAL JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

rate words
13.15% per annum 13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement

loan amount
2400000.0

rate spread
-3.15

final amount
2400000.0

interest rate
10.0

sanction date
11-Sep-2026

letter version
3

reference rate
13.15

applicant email
vj9391146@gmail.com

applicant names
VISHAL NITIN JADHAV, PUSHPA VISHAL JADHAV

printed altered
False

applicant mobile
9146704041

balance transfer
False

property address
pin: 422010; road: KAMATHWADE - AMBAD LINK ROAD; state: MAHARASHTRA; flat_no: 17; district: NASHIK; floor_no: 3rd Floor; landmark: NEAR MAULI LAWNS; full_address: Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apar

insurance premium
0.0

final amount label
Total Loan Amount

includes insurance
False

total with insurance
2400000.0

security address verbatim
Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade - Ambad Link Road, Nashik, MAHARASHTRA, India, 422010

applicant address verbatim
FLAT NO 08 4TH FLOOR, KAMOD COMPLEX.. NAE SHATABDI HOSPITAL, MUMBAI NAKA, NASHIK. Nashik, MAHARASHTRA, 422001, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0926/5216690', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VISHAL NITIN JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PUSHPA VISHAL JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2400000.0, 'rate_spread': -3.15, 'final_amount': 2400000.0, 'interest_rate': 10.0, 'quality_issue': None, 'sanction_date': '11-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'vj9391146@gmail.com', 'applicant_names': ['VISHAL NITIN JADHAV', 'PUSHPA VISHAL JADHAV'], 'printed_altered': False, 'applicant_mobile': '9146704041', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'KAMATHWADE - AMBAD LINK ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '17', 'district': 'NASHIK', 'floor_no': '3rd Floor', 'landmark': 'NEAR MAULI LAWNS', 'full_address': "Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade - Ambad Link Road, Nashik, MAHARASHTRA, India, 422010", 'village_city': 'NASHIK', 'building_name': "RAMA'S AARAMBH APARTMENT", 'survey_or_cts_no': 'S No 228/2'}, 'insurance_premium': 0.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 2400000.0, 'security_address_verbatim': "Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade - Ambad Link Road, Nashik, MAHARASHTRA, India, 422010", 'applicant_address_verbatim': 'FLAT NO 08 4TH FLOOR, KAMOD COMPLEX.. NAE SHATABDI HOSPITAL, MUMBAI NAKA, NASHIK. Nashik, MAHARASHTRA, 422001, India'}

Sanction letter Document 4.pdf needs your check

dob
1986-06-30

pan
BRBPJ4728B

name
VISHAL NITIN JADHAV

legible
True

father name
NITIN VISHNU JADHAV

raw reading (for Abhijit)

{'dob': '1986-06-30', 'pan': 'BRBPJ4728B', 'name': 'VISHAL NITIN JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NITIN VISHNU JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Document 4.pdf needs your check

dob
1986-06-30

pan
BRBPJ4728B

address
pin: 422102; area: AMBAD; road: WAJGAON ROAD; state: MAHARASHTRA; district: NASHIK; village_city: NASHIK

legible
False

aadhaar last4
2587

quality issue
blurred - address details are not clearly readable

raw reading (for Abhijit)

{'dob': '1986-06-30', 'pan': 'BRBPJ4728B', 'mobile': None, 'address': {'pin': '422102', 'area': 'AMBAD', 'flat': None, 'road': 'WAJGAON ROAD', 'floor': None, 'state': 'MAHARASHTRA', 'building': None, 'district': 'NASHIK', 'post_office': None, 'village_city': 'NASHIK'}, 'legible': False, 'aadhaar_last4': '2587', 'quality_issue': 'blurred - address details are not clearly readable'}

Sanction letter Document 4.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': '781594719539', 'date': '2026-09-30', 'page': 5, 'time': '17:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'suc

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '781594719539', 'date': '2026-09-30', 'page': 5, 'time': '17:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Sanction letter Document 4.pdf needs your check

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '781594719539', 'date': '2026-09-30', 'page': 5, 'time': '17:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter Document 4.pdf needs your check

dob
1986-06-30

pan
BRBPJ4728B

address
pin: 422102; area: AMBAD; road: WAJGAON ROAD; state: MAHARASHTRA; district: NASHIK; village_city: NASHIK

legible
False

aadhaar last4
2587

quality issue
blurred - address details are not clearly readable

raw reading (for Abhijit)

{'dob': '1986-06-30', 'pan': 'BRBPJ4728B', 'mobile': None, 'address': {'pin': '422102', 'area': 'AMBAD', 'flat': None, 'road': 'WAJGAON ROAD', 'floor': None, 'state': 'MAHARASHTRA', 'building': None, 'district': 'NASHIK', 'post_office': None, 'village_city': 'NASHIK'}, 'legible': False, 'aadhaar_last4': '2587', 'quality_issue': 'blurred - address details are not clearly readable'}

Sanction letter Document 4.pdf needs your check

found
True

found in
Sanction Letter, Row 10. Security

paper for
loan_ref: HOU/NSK/0926/5216690; customer_name: VISHAL NITIN JADHAV

confidence
0.95

property address
pin: 422010; road: Kamathwade - Ambad Link Road; state: MAHARASHTRA; flat_no: Flat No 17; district: Nashik; floor_no: 3rd Floor; landmark: Near Mauli Lawns, Krushna Nagar; full_address: Flat No 17, 3rd Floor, Building No

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter, Row 10. Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NSK/0926/5216690', 'report_id': None, 'customer_name': 'VISHAL NITIN JADHAV'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': '422010', 'road': 'Kamathwade - Ambad Link Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Flat No 17', 'district': 'Nashik', 'floor_no': '3rd Floor', 'landmark': 'Near Mauli Lawns, Krushna Nagar', 'full_address': "Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade - Ambad Link Road, Nashik, MAHARASHTRA, India, 422010", 'village_city': 'Ambad Khurd, Nashik', 'building_name': "Building No 2, Rama's Aarambh Apartment", 'survey_or_cts_no': 'S No 228/2'}, 'security_address_verbatim': "Flat No 17, 3rd Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade - Ambad Link Road, Nashik, MAHARASHTRA, India, 422010"}

Sanction letter Document 4.pdf needs your check

applicant address from462
read again off the letter's pages (page 1, Applicant Address)

applicant address verbatim
FLAT NO 08 4TH FLOOR, KAMOD COMPLEX,, NAE SHATABDI HOSPITAL, MUMBAI NAKA, NASHIK. Nashik, MAHARASHTRA, 422001, India

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '781594719539', 'date': '2026-09-30', 'page': 5, 'time': '17:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}, 'applicant_address_from462': "read again off the letter's pages (page 1, Applicant Address)", 'applicant_address_verbatim': 'FLAT NO 08 4TH FLOOR, KAMOD COMPLEX,, NAE SHATABDI HOSPITAL, MUMBAI NAKA, NASHIK. Nashik, MAHARASHTRA, 422001, India'}

PAN card IMG_20260930_221852.png needs your check

dob
1986-06-30

pan
BRBPJ4728B

name
VISHAL NITIN JADHAV

legible
True

father name
NITIN VISHNU JADHAV

raw reading (for Abhijit)

{'dob': '1986-06-30', 'pan': 'BRBPJ4728B', 'name': 'VISHAL NITIN JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NITIN VISHNU JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf needs your check

grn
MH011196933202627E

pin
422010

total
19220.0

article
6(1)

defaced
False

bank cin
03006172026100100358

ca unfit
the challan's heads (7210 + 12010) are not 0.3% and 0.5% of the 2500000 its Remarks read as, nor of the case's loan

district
NASHIK

area city
MAHARASHTRA NASHIK

payer pan
BRBXXXXXXB

flat block
FLAT NO 17 3RD FLOOR BUILDING NO 2 RAMAS AARAMBH APARTMENT SURVEY NO 228/2 KRUSHNA NAGAR

payer name
VISHAL NITIN JADHAV

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000

scheme rows
{'amount': 7210.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4041

payment date
30/09/2026-22:31:48

road locality
AMBAD KHURD NEAR MAULI LAWNS KAMATHWADE AMBAD LINK ROAD NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2500000

raw reading (for Abhijit)

{'grn': 'MH011196933202627E', 'pin': '422010', 'total': 19220.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100358', 'ca_unfit': "the challan's heads (7210 + 12010) are not 0.3% and 0.5% of the 2500000 its Remarks read as, nor of the case's loan", 'district': 'NASHIK', 'area_city': 'MAHARASHTRA NASHIK', 'payer_pan': 'BRBXXXXXXB', 'flat_block': 'FLAT NO 17 3RD FLOOR BUILDING NO 2 RAMAS AARAMBH APARTMENT SURVEY NO 228/2 KRUSHNA NAGAR', 'payer_name': 'VISHAL NITIN JADHAV', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000', 'scheme_rows': [{'amount': 7210.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4041', 'payment_date': '30/09/2026-22:31:48', 'road_locality': 'AMBAD KHURD NEAR MAULI LAWNS KAMATHWADE AMBAD LINK ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2500000'}

Paid challan (GRAS) VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf needs your check

grn
MH011196933202627E

pin
422010

total
19220.0

article
6(1)

defaced
False

bank cin
03006172026100100358

ca unfit
the challan's heads (7210 + 12010) are not 0.3% and 0.5% of the 2500000 its Remarks read as, nor of the case's loan

district
NASHIK

area city
MAHARASHTRA NASHIK

payer pan
BRBXXXXXXB

flat block
FLAT NO 17 3RD FLOOR BUILDING NO 2 RAMAS AARAMBH APARTMENT SURVEY NO 228/2 KRUSHNA NAGAR

payer name
VISHAL NITIN JADHAV

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000

scheme rows
{'amount': 7210.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4041

payment date
30/09/2026-22:31:48

road locality
AMBAD KHURD NEAR MAULI LAWNS KAMATHWADE AMBAD LINK ROAD NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2500000

raw reading (for Abhijit)

{'grn': 'MH011196933202627E', 'pin': '422010', 'total': 19220.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100358', 'ca_unfit': "the challan's heads (7210 + 12010) are not 0.3% and 0.5% of the 2500000 its Remarks read as, nor of the case's loan", 'district': 'NASHIK', 'area_city': 'MAHARASHTRA NASHIK', 'payer_pan': 'BRBXXXXXXB', 'flat_block': 'FLAT NO 17 3RD FLOOR BUILDING NO 2 RAMAS AARAMBH APARTMENT SURVEY NO 228/2 KRUSHNA NAGAR', 'payer_name': 'VISHAL NITIN JADHAV', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000', 'scheme_rows': [{'amount': 7210.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4041', 'payment_date': '30/09/2026-22:31:48', 'road_locality': 'AMBAD KHURD NEAR MAULI LAWNS KAMATHWADE AMBAD LINK ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2500000'}

Technical record (for Abhijit — safe to ignore)

59m ago	ezdocs:reader	reader_efiling_verdict	{'fp': 'bbb8bfe8647c982b', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin
2h ago	ezdocs:reader	letter_home_read462	{'fp': 'doc:71c308b7-2692-4f77-b3a1-b3b8aaf598b2', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Document 4.pdf', 'asked': True, 'found': True, 'where
6d ago	system:payments	credit_on_another_case	{'how': 'utr', 'utr': '615126105217', 'why': 'NOI-2026-03240 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 21860.0, 'other_case': 'NOI-2026-03240'}
6d ago	system:payments	credit_on_another_case	{'how': 'utr', 'utr': '615126105217', 'why': 'NOI-2026-03240 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 21860, 'other_case': 'NOI-2026-03240'}
12d ago	system:sms	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
12d ago	system:payments	payment_verified	{'utr': '615126105217', 'why': "paid ₹21,860, ₹19 MORE than our ask of ₹21,841 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 19.29, 'method': 'amount_over_small', 'pai
12d ago	system:payments	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
12d ago	system:emails	draft_put_right475	{'why': 'the chase waiting for Send said what is no longer so — put right in its own words', 'kind': 'doc_chase', 'before': 'd5a990d2dbe544ff010654a993d68decf9461d3f49a02a455031d86e75c9680e', 'changes': ["Applicant's Aad
13d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '7c603f4bd4d80f2e', 'docs': ['Document 4.pdf', 'IMG_20260930_221852.png'], 'loan': {'amount': 2400000, 'made_of': [{'what': 'Total Loan Amount', 'paper': 'the sanction letter', 'quote': 'Total Loan
13d ago	ezdocs:reader	case_read_started	{'tag': '7c603f4bd4d80f2e', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
13d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': "
13d ago	system:reconcile	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '714ab99b-dd14-4527-9484-e682a9148535'}
13d ago	system:ingest	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.19220 but this case's figures say Rs.20020 (0.3% Rs.7510 + 0.5% Rs.12510) — the challan was paid on a loan of Rs.25000
13d ago	system:ingest	challan_figures_differ	{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared'], 'mail
13d ago	system:reconcile	challan_mismatch_kept	{'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 7210/12010 — the case works out Rs.7510', 'registration fee on the challan is 721
13d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BRxxxxxxXB — no paper on the
13d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '395604', 'lessons': [{'box': 'Consideration', 'words': 'Consideration: the te
13d ago	system:extract	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'doc_id': '714ab99b-
13d ago	system:ingest	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
13d ago	system:extract	challan_mismatch	{'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'problems': ['stamp duty on the challan is 7210/12010 — the case works out Rs.7510', 'registration fee on the challan is 7210/12010 — the case works out Rs.1
13d ago	system:extract	challan_extracted	{'grn': 'MH011196933202627E', 'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19220.0}
13d ago	system:extract	challan_ca_unfit	{'rf': 12010, 'sd': 7210, 'why': "the challan's heads (7210 + 12010) are not 0.3% and 0.5% of the 2500000 its Remarks read as, nor of the case's loan", 'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'read'
13d ago	system:learn	reading_error456	{'box': 'Consideration', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'o
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHAL NITIN JADHAV
13d ago	system:extract	challan_mismatch	{'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'problems': ['stamp duty on the challan is 7210/12010 — the case works out Rs.7510', 'registration fee on the challan is 7210/12010 — the case works out Rs.1
13d ago	system:extract	challan_extracted	{'grn': 'MH011196933202627E', 'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19220.0}
13d ago	system:extract	challan_ca_unfit	{'rf': 12010, 'sd': 7210, 'why': "the challan's heads (7210 + 12010) are not 0.3% and 0.5% of the 2500000 its Remarks read as, nor of the case's loan", 'file': 'VISHAL NITIN JADHAV EchallanMH011196933202627E.pdf', 'read'
13d ago	copilot:SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
13d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The base paper prints 'RAM

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹21,860 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: ₹21,860 is counted on NOI-2026-03240, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. ₹21,860 is counted on NOI-2026-03240, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. Challan on file does not agree with the case. Open it before paying or sharing.

Today · 14 Oct1 thing

The home address was read off the papers — by ezdocs:reader

00:49

Yesterday · 13 Oct1 thing — 1 step

reader efiling verdict — by ezdocs:reader

23:50

7 Oct2 things — 2 steps

This payment is counted on another case too — a person must say whose it is

14:55

This payment is counted on another case too — a person must say whose it is

14:52

1 Oct5 things — 5 steps

Payment verified against the credit in our account

The challan can be made now — money is no longer the wait.