⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Adesh Gajanan Sathe
LAN 77000343673Loan ₹23,36,389Property loanFile on IGRMails & papers 11 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
27 Sep, 15:18
Documents
Payment
Challan
done 28 Sep, 10:00 · GRAS ↗
Filing
in the tray 15d 12h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The bank branch has sent the loan documents and the team has generated and shared the challan. The team is waiting for the branch to provide the correct…whole case so far 16d 6h
Needs your eyes5
The work is done — our fee of ₹20,760.18 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Payment proof is from 2024-03-12 — an old receipt?
Payment proof is from 2026-07-21 — an old receipt?
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: NANDA CHIDANAND TAKMOGE is on the sanction letter but not among the purchasers the Index II of this purchase names — a borrower, not a mortgagor: no page (add them by hand if they own the property)
• payment NOT verified — office rule: no filing before credit
• 4 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type, house_type
• check — property second number: the whole-file reading (technical_report) says none — the reading names one kind of number; the case holds 64/2/2/2
• changed — road: the case held HANDEWADI ROAD; filled HADAPSAR — the whole-file reading, from technical_report, reads it so
• changed — building name: the case held DREAMSHOMES HIRA CONDOMINIUM; filled DREAM HOME HEERA CONDOMINIUM — the whole-file reading, from technical_report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct39 things
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Document could not be read — a clear copy was asked for
no person is visible in this picture
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: Selfie — not usable
image.png — could not be read
Received: Index II
Adesh Sathe Index 2.pdf
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
Yesterday · 12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02623 | 77000343673
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02623 | 77000343673
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02623 | 77000343673
An old draft withdrew itself — its asks were already answered
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02623 | 77000343673
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep7 things — 7 steps
case read — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
stale claim flagged
claim part duplicate
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
stale claim flagged
screenshot claim recorded
28 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02623 | 77000343673
27 Sep73 things — 15 documents received · 4 letters written · 3 cautions · 51 steps
case read — by ezdocs:reader
Judged again with today's rules, the challan still does not match the case — a person opens it
half read mail reread
boxes gathered
documents read together
case read — by ezdocs:reader
Checked: this challan is not another case's
half read mail reread
boxes gathered
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
ADESH GAJANAN SATHE EchallanMH006818146202627E.pdf
case read — by ezdocs:reader
boxes gathered
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
case read — by ezdocs:reader
boxes gathered
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
Document could not be read — a clear copy was asked for
this is a studio portrait with a plain backdrop, not a live selfie
Received: Selfie — not usable
IMG-20260721-WA0003.jpg — this is a studio portrait with a plain backdrop, not a live selfie
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Recall: LAN NO – 77000343673 - APPLICANT NAME – ADESH GAJANAN SATHE PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FI
case read — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
boxes gathered
challan boxes composed
property self check
property attrs split
acknowledged with advice
No fee quote sent — the branch's own figures were right
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02623
claim inside desk buffer
acknowledged with advice
case read — by ezdocs:reader
The payment proof already on the case was applied
documents read together
Received: other
image.png
Received: other
image.png
money settled — by ezdocs:reader
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
applicant email captured
roles from letter
Property read from the legal / technical report (the sanction letter had none)
Received: other
image.png
Received: Aadhaar
AS3 (1).pdf
Received: Sanction letter
ASAN 77000343673.pdf
Payment proof arrived before the case was quoted — held
Received: PAN card
AS2 (1).pdf
Received: Technical report
image.png
Received: Payment screenshot
IMG-20260721-WA0024 (1).jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
8 of 10 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓PAN cardopen
✓Sanction letteropen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 24 files
The file, as the engine remembers it5 open
The file contains papers for Adesh Gajanan Sathe under LAN 77000343673. The loan amount includes insurance to total 23,36,389 as confirmed by the branch mail and the paid challan. The property address is mapped from the technical report. Minor mismatches in initial request LAN were resolved by revis
○the photo — the branch
✗the photo could not be read (IMG-20260721-WA0003.jpg) — the branch — this is a studio portrait with a plain backdrop, not a live selfie
✗the photo could not be read (image.png) — the branch
○property — title deed held — the branch
○this desk's fee (Rs 20760) — the branch
?the papers disagree on Loan amount mismatch (the sanction letter: 2300000; the branch's mail of 2026-09-2: 2336389; the paid challan: 2336389) — Verify the insurance premium amount of 36,389 from the key fact statement or insurance endorsement papers.
?the papers disagree on Mismatch in loan account number (the initial request mail: 7792138455; the revised request mail: 77000343673; the sanction letter: 77000343673) — Proceed with the correct LAN 77000343673 as printed on the sanction letter and verified in the subsequent mail.
?unsure of efiling.property.area_value — No property area is mentioned in the technical report or sanction letter.
?unsure of efiling.property.local_body_name — The local body name is not explicitly mentioned in the technical report or sanction letter.
the branch's last mail (2026-10-13): The branch is sending attachments for the NOI filing. · brought: a selfie; the title deed held
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T10:58 UTC
Moneywaiting for the credit
₹20,760.18
Nothing has reached our account yet — only a credit our bank shows us counts.
This payment is from the Vyapar QR (HDFC) at 2024-03-12 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%7,020
Registration fee 0.5%11,690
Government handling350
Our service fee1,700
Total we ask for20,760.18
By law ₹20,741.12. We ask ₹20,760 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
203, 2nd, DreamsHomes Hira Condominium, SURVEY, 64/1/2/2, 64/2/2/2, Hadapsar, 411028
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
ADESH GAJANAN SATHE · applicantKMPPS6028R
rendered in 3.87 s · 186 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f