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Vinay Ramesh Vishwakarma
LAN 77950019368Loan ₹45,00,000NOI SHORT ₹300.29File on IGRMails & papers 11 2 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 18:20
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
in the tray 12d 18h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The team has received the loan documents and payment for the challan, and has shared the challan with the branch. The team is now waiting for the branch to…whole case so far 15d 9h
Needs your eyes8
Loan Amount Mismatch — sanction letter says ₹45,00,000; branch's mail of 28 Sep 2026 says ₹44,00,000; paid challan on file says ₹44,00,000.. See the papers →
Payment SHORT by ₹300.29 (₹30,260 of ₹30,560.29).
Money received is short — ₹300.29 still to come.
Challan on file does not agree with the case. Open it before paying or sharing.
The work is done — our fee of ₹30,560.29 is still not in our account. Chase the branch for it.
GPay ₹30,260 announced at 13:48 has not settled into the PNB account (due 17:48). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
Team quoted ₹30,260 on ₹44,00,000. Sanction letter gives ₹45,00,000 → ₹30,560. Open the letter; one figure is wrong.
Payment proof is from 2023-09-28 — an old receipt?
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹28,210, GRN MH011021171202627E) was worked on a loan of ₹43,98,335–₹44,01,668; this case holds ₹45,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — the last reading of this whole file found: Loan Amount Mismatch. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 4 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type, house_type
• Payment page: NO paid challan on this case fits its loan of 45,00,000 — GRN MH011021171202627E pays 13,210 + 15,000 (that is a loan of about 44,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹28,210; it reads: ₹13,210 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹28,510 (0.3% ₹13,510 + 0.5% ₹15,000 on a loan of ₹45,00,000); the challan itself says a loan of ₹44,00,000. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹43,98,335–₹44,01,668, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Yesterday · 13 Oct7 things
document read again
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
Received: Index II
Photo (5).pdf
12 Oct15 things — 2 documents received · 13 steps
The branch's title document is on the case — the filing is the NOI team's move
document read again
property self check
property from index2
index2 people checked
index2 pan differs
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG_2499.jpg
Received: Index II
IMG_2634 (1).jpg
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02743 | 77950019368
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02743 | 77950019368
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02743 | 77950019368
An old draft withdrew itself — its asks were already answered
29 Sep3 things — 3 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
28 Sep96 things — 14 documents received · 8 letters written · 5 cautions · 69 steps
gpay not settled yet
Checked: this challan is not another case's
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
Judged again with today's rules, the challan still does not match the case — a person opens it
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
VINAY RAMESH VISHWAKARMA EchallanMH011021171202627E.pdf
copilot edit — by copilot:SUSHIL
copilot check issues — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Re: Share NOI Challan In case of VINAY Ramesh VISHWAKARMA 77950019368 // 10338786
An old draft withdrew itself — its asks were already answered
boxes gathered
address compared
challan boxes by rules
Nothing new to ask for — stayed quiet
stale claim flagged
screenshot claim recorded
Received: Payment screenshot
IMG_2597.PNG
Wrote the document chase mail — held, silent mode
Share NOI Challan In case of VINAY Ramesh VISHWAKARMA 77950019368 // 10338786
An old draft withdrew itself — its asks were already answered
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Share NOI Challan In case of VINAY Ramesh VISHWAKARMA 77950019368 // 10338786
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
desk base differs
desk quote read
extra challan scanned
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Share NOI Challan In case of VINAY Ramesh VISHWAKARMA 77950019368 // 10338786
case read — by ezdocs:reader
box disagreement
box disagreement
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02743
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02743
property numbers completed
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: LSR
VINAY VISHWAKARMA-GRACE PALLACIO-BUILDER PURCHASE (2).pdf
roles from letter
Received: Technical report
IND_APF_REPORT_PRP106353VAL1.pdf
Co-applicant added
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
money settled — by ezdocs:reader
roles from letter
Co-applicant added
party not merged
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: PAN card
edafbb89-adcd-4d6e-8cd6-3f055a5b82a9 (1).jpg
Received: Aadhaar
FC334D92-C6E9-4DE6-92F8-4D6032475110 (1).JPG
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
IMG_2560 (1).JPG
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Selfie — not usable
PHOTO20260915124626.jpg — this is not a live selfie
applicant email captured
roles from letter
Received: Selfie
57165eb0-cbaa-43d2-a6a0-3b06637c61e0.jpg
Received: Aadhaar
IMG_2559.jpeg
Received: Aadhaar
Applicant_Aadhar_15092026174500015.jpeg
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Sanction letter
KFSLetter_77950019368 (3).pdf
Received: Selfie — not usable
0fe4941e-0821-4a19-ad6c-6239d19dcb0e.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
PHOTO-2026-09-15-12-07-51 (1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Technical reportopen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it10 open
Drafted the Notice of Intimation details for ICICI HFC. Used the PAN card spelling for the payer's surname (VISHWAKRAMA instead of VISHWAKARMA). Identified loan amount mismatch between KFS (45 Lakh) and the already paid challan (44 Lakh), noting that the challan was processed for 44 Lakh as requeste
✗the photo could not be read (0fe4941e-0821-4a19-ad6c-6239d19dcb0e.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (PHOTO20260915124626.jpg) — the branch — this is not a live selfie
○VIJAY RAMESH VISHVAKARMA — mobile — the branch
○VIJAY RAMESH VISHVAKARMA — e-mail — the branch
○SONI VINAY VISHWAKARMA — mobile — the branch
○SONI VINAY VISHWAKARMA — e-mail — the branch
○property — building — the branch
○property — floor — the branch
○the balance of this desk's fee — the branch
✗the papers disagree on Loan Amount Mismatch (the sanction letter: 4,500,000; the branch's mail of 2026-09-2: 4,400,000; the paid challan on file: 4,400,000) — a person — Confirm the correct loan amount with the branch and verify if a revised sanction letter for 44,00,000 is available.
?the papers disagree on Borrower Name Spelling (the PAN card: VINAY RAMESH VISHWAKRAMA; the sanction letter: VINAY RAMESH VISHWAKARMA) — Verify the correct spelling of the borrower's surname. We have used the spelling from the PAN card for the payer details.
?the papers disagree on Property PIN Code Mismatch (the technical report: 411032 and 411047) — File using 411047 for the property PIN, as 411032 belongs to Pimpri Chinchwad.
?unsure of Title Deed Document Number — The Agreement to Sale on file is a draft copy, so no registered document number or SRO registration details are available yet.
?unsure of Date of Mortgage — No registered MOTD or deposit memorandum is available on the file to confirm the actual date of mortgage.
the branch's last mail (2026-10-13): The branch has attached a document. · brought: Index II copy
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T12:44 UTC
Moneyless money came
₹30,560.29₹30,260 received
₹300.29 of our ask has not arrived yet.
The money may already be here — 6 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%13,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for30,560.29
By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
207, SURVEY, 299/3, Haveli, 411047
read from the Index II · e-filing boxes 50 of 58 ready
Check the property →the boxes beside the paper
People
VINAY RAMESH VISHWAKARMA · applicantBVPPV2648AVIJAY RAMESH VISHVAKARMA · co-applicantCGCPV7755FSONI VINAY VISHWAKARMA · co-applicantDEMPV5288A
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