silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-00581

SHESH GIRI

PNB_HFLLAN HL/KLN/0726/5179196 Index II shared · done Send the draft 1All documentsMails & papers 15
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹16,080; this case’s figures say ₹21,860 (0.3% ₹8,200 + 0.5% ₹13,660 on a loan of ₹27,30,000). No sanction letter on this file prints ₹20,07,001–₹20,08,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Payment screenshot — money verifiedopen
✓Index II — inside New Doc 08-31-2026 20.25.pdfopen
✓Aadhaar card — inside New Doc 08-31-2026 20.25.pdfopen
✓PAN card — inside New Doc 08-31-2026 20.25.pdfopen
✓Selfie / photo — inside New Doc 08-31-2026 20.25.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • ₹23,650 is counted on NOI-2026-03468, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
  • ₹23,650 is counted on NOI-2026-03468, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
  • Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹23,680
The whole amount reached our account. Nothing is pending on this case.
₹23,650 receivedmatches the branch's receipt
Stamp duty 0.3%8,200
Registration fee 0.5%13,660
Government handling320
Our service fee1,500
Total we ask for23,680
the branch’s receipt claims ₹23,650
paid 16:54:51 · verified 16:55:04 · 13 s later
How we know
Our own bank told us — 16:54
₹23,650 · UTR 378419559150 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹23650.00 from ACHYUT BABANRAO SHINDE.”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹23,660. We ask ₹23,680 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 minour time (made after working hours) · 1 Sep 14:43
Index II 1 minour time · 16:55
the NOI team 2 minthe branch 42 d 20 htotal 42 d 20 h
Complete.
Day by day — every step and who held it
31 Aug 20:40Your branch's mail
31 Aug 20:41Papers read+1 min · the NOI team
31 Aug 20:41Property readat once
31 Aug 20:41Papers readat once
31 Aug 20:41Fee quotedat once
1 Sep 14:43Papers from your branch+18 h 01 min · the branch
1 Sep 14:43Papers readat once
1 Sep 14:43Challan madeat once
1 Sep 14:44Papers from your branch+1 min · the branch
1 Sep 14:46Papers read+1 min · the NOI team
16:54Payment landed+42 d 2 h · the branch
16:55Payment verifiedat once
16:55Index II sentat once
Case facts
Bank
PNB_HFL
Loan amount
₹27,30,000
Loan account no.
HL/KLN/0726/5179196
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process for this case is complete. The NOI team has shared the government's Index II of the NOI, indicating all required steps have been finalized.
the trail says the next move is with no one — the case is finished — nothing
✓ loan papers sent — done, mail 10 (2026-09-01) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 10 (2026-09-01) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 12 (2026-09-01) “PFA challan for your reference.”
✓ challan shared — done, mail 12 (2026-09-01) “PFA challan for your reference.”
✓ filed on the IGR site — done, mail 13 (2026-09-08) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 13 (2026-09-08) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 15 (2026-09-09) “PFA index 2 copy for case closure..”
read over 15 mail(s), last mail 2026-09-09 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 6h ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196
how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: HL/KLN/0726/5179196).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance : Rs. 27,30,000

------------------------------------------------------
Stamp Duty 0.30%Rs. 8,200
Registration Fees 0.50%Rs. 13,660
Govt. Document Handling ChargesRs. 320
Service Fees for NOI FilingRs. 1,500

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 23,680

Kindly remit and share the payment screenshot with UTR on this same thread. We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AP ashok.patil@phfl.com phfl.com
31 Aug, 20:40 · 43d ago THE APP JOINED HERE — earlier mails are on Gmail
INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196

DEAR TEAM  INITATE   NOI CHALLAN 0.03 & 0.05    MR.

SHESH GIRIHL/KLN/0726/5179196
Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: asks for the challan; documents attached; note: Initiate two challans with specific percentages 0.03 and 0.05. — “INITATE NOI CHALLAN 0.03 & 0.05”
12 more mails in between — open
OL The NOI teamTYPED IN GMAIL
31 Aug, 20:48 · 43d ago
Dear Team,

Pls share

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com Dear Team, Pls share *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil <ashok.patil@phfl.com> wrote: DEAR TEAM INITATE* NOI *CHALLAN* 0.03 & 0.05 * MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, *ASHOK PATIL* *Channel Manager – Kalyan Branch.* PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) *Mobile - +91 <8850871011> 80807 09917* Toll Free:*1800 120 8800 <1800%20120%208800>* Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* [image: E-mailer Signeture draft]
🤖 read: The NOI team asks the recipient to share something.
OL The NOI teamTYPED IN GMAIL
31 Aug, 20:49 · 43d ago
Dear Team,

Pls share payment screenshot and clear photo copy of sanction letter for challan initiation..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: asks the branch for the payment, documents — “Pls share payment screenshot”
OL The NOI teamTYPED IN GMAIL
01 Sep, 14:02 · 42d ago
Dear Team,

Pls share payment screenshot and clear photo copy of sanction letter for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil <ashok.patil@phfl.com> wrote: > DEAR TEAM > > > > > > INITATE* NOI *CHALLAN* 0.03 & 0.05 * > > > MR. SHESH GIRI - HL/KLN/0726/5179196 > > > > > > > > Thanks & Regards, > *ASHOK PATIL* > *Channel Manager – Kalyan Branch.* > PHFL Home Loans And Services Limited. > (A Wholly Owned Subsidiary of PNB Housing Finance Limited) > *Mobile - +91 <8850871011> 80807 09917* > Toll Free:*1800 120 8800 <1800%20120%208800>* > Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* > [image: E-mailer Signeture draft] >
🤖 read: asks the branch for the payment, documents
AP ashok.patil@phfl.com phfl.com
01 Sep, 14:43 · 42d ago
Re[2]: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196
DEAR TEAM

PFA

Thanks & Regards,

ASHOK PATIL

Channel Manager – Kalyan Branch.

PHFL Home Loans And Services Limited.

(A Wholly Owned Subsidiary of PNB Housing Finance Limited)

Mobile -+91 80807 09917
Toll Free:1800 120 8800
Web Site:www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: documents attached
AP ashok.patil@phfl.com phfl.com
01 Sep, 14:44 · 42d ago
Dear Team,
ATTACHEDpayment screenshot and clear photo copy of sanction letter for challan initiation
Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: says the fee is paid ✓; documents attached — “ATTACHED payment screenshot”
AP ashok.patil@phfl.com phfl.com
01 Sep, 14:48 · 42d ago
Re[3]: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196
DEAR TEAM

PLZ AVOID THIS MAIL

Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
earlier mails quoted below
From: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Date: 09/01/26 14:41 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re[2]: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 DEAR TEAM PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: note: The branch asks the team to avoid this mail.
OL The NOI teamTYPED IN GMAIL
01 Sep, 14:58 · 42d ago
Dear Team,

Pls share payment screenshot and clear photo copy of sanction letter for challan initiation...

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 14:46, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM PLZ AVOID THIS MAIL Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Date: 09/01/26 14:41 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re[2]: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 DEAR TEAM PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation... *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 1 Sept 2026 at 14:46, Ashok Pundlik Patil <ashok.patil@phfl.com> wrote: DEAR TEAM PLZ AVOID THIS MAIL Thanks & Regards, *ASHOK PATIL* *Channel Manager – Kalyan Branch.* PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) *Mobile - +91 <8850871011> 80807 09917* Toll Free:*1800 120 8800 <1800%20120%208800>* Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* [image: E-mailer Signeture draft] ----- Original Message ----- ------------------------------ From: Ashok Pundlik Patil (ashok.patil@phfl.com) Date: 09/01/26 14:41 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale ( archana.pardhale@pnbhousing.com), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com) Subject: Re[2]: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 DEAR TEAM PFA Thanks & Regards, *ASHOK PATIL* *Channel Manager – Kalyan Branch.* PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) *Mobile - +91 <8850871011> 80807 09917* Toll Free:*1800 120 8800 <1800%20120%208800>* Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* [image: E-mailer Signeture draft] ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/01/26 14:03 To: Ashok Pundlik Patil (ashok.patil@phfl.com) Cc: Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com), Swati Gautam More (swati.more@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale ( archana.pardhale@pnbhousing.com), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Dear Team, > > Pls share payment screenshot and clear photo copy of sanction letter for > challan initiation.. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil <ashok.patil@phfl.com> > wrote:
🤖 read: asks the branch for the payment, documents — “Pls share payment screenshot”
AP ashok.patil@phfl.com phfl.com
01 Sep, 15:11 · 42d ago
Re[2]: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196
Dear Team,

PFA

Thanks & Regards,

ASHOK PATIL

Channel Manager – Kalyan Branch.

PHFL Home Loans And Services Limited.

(A Wholly Owned Subsidiary of PNB Housing Finance Limited)

Mobile -+91 80807 09917
Toll Free:1800 120 8800
Web Site:www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
01 Sep, 15:43 · 42d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: Dear Team, PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
01 Sep, 15:43 · 42d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: Dear Team, PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
01 Sep, 17:49 · 42d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 15:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: Dear Team, PFA Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com ----- Original Message ----- From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/01/26 14:03 To: Ashok Pundlik Patil ( ashok.patil@phfl.com ) Cc: Ishwar Morasing Pawar ( ishwar.pawar@phfl.com ), Niyaz Ahmed ( niyaz.ahmed@pnbhousing.com ), Tejas Vitthal Bhangare ( tejas.bhangare@phfl.com ), Swati Gautam More ( swati.more@phfl.com ), Abhijit Shivaji Bare ( abhijit.bare@phfl.com ), Archana Pardhale ( archana.pardhale@pnbhousing.com ), Santosh Phalane 1 ( santosh.phalane1@pnbhousing.com ), Siddhesh Dilip Ghosalkar ( siddhesh.ghosalkar@phfl.com ) Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 Exercise Secured by Check Point Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share payment screenshot and clear photo copy of sanction letter for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < ashok.patil@phfl.com > wrote: DEAR TEAM INITATE NOI CHALLAN 0.03 & 0.05 MR. SHESH GIRI - HL/KLN/0726/5179196 Thanks & Regards, ASHOK PATIL Channel Manager – Kalyan Branch. PHFL Home Loans And Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited) Mobile - +91 80807 09917 Toll Free: 1800 120 8800 Web Site: www.pnbhousing.com Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 1 Sept 2026 at 15:43, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil <ashok.patil@phfl.com> wrote: > Dear Team, > > PFA > > Thanks & Regards, > *ASHOK PATIL* > *Channel Manager – Kalyan Branch.* > PHFL Home Loans And Services Limited. > (A Wholly Owned Subsidiary of PNB Housing Finance Limited) > *Mobile - +91 <8850871011> 80807 09917* > Toll Free:*1800 120 8800 <1800%20120%208800>* > Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* > [image: E-mailer Signeture draft] > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 09/01/26 14:03 > To: Ashok Pundlik Patil (ashok.patil@phfl.com) > Cc: Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Niyaz Ahmed ( > niyaz.ahmed@pnbhousing.com), Tejas Vitthal Bhangare ( > tejas.bhangare@phfl.com), Swati Gautam More (swati.more@phfl.com), > Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale ( > archana.pardhale@pnbhousing.com), Santosh Phalane 1 ( > santosh.phalane1@pnbhousing.com), Siddhesh Dilip Ghosalkar ( > siddhesh.ghosalkar@phfl.com) > Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 > > > Secured by Check Point > Dear Team, > > Pls share payment screenshot and clear photo copy of sanction letter for > challan initiation, > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Dear Team, >> >> Pls share payment screenshot and clear photo copy of sanction letter for >> challan initiation.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil <ashok.patil@phfl.com> >> wrote: >> >>> DEAR TEAM >>> >>> >>> >>> >>> >>> INITATE* NOI *CHALLAN* 0.03 & 0.05 * >>> >>> >>> MR. SHESH GIRI - HL/KLN/0726/5179196 >>> >>> >>> >>> >>> >>> >>> >>> Thanks & Regards, >>> *ASHOK PATIL* >>> *Channel Manager – Kalyan Branch.* >>> PHFL Home Loans And Services Limited. >>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >>> *Mobile - +91 <8850871011> 80807 09917* >>> Toll Free:*1800 120 8800 <1800%20120%208800>* >>> Web Site:*www.pnbhousing.com >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMmY2Y2JmMjFkM2E3ZjljNTY1Y2Y3N2QyMDQzZjAxNzo3OmEwNjE6ZDk5OWUzZjhlNzcyMTZkYWNlODUyMmRlMDkzZTA1NzAwNTA1MzI2MzhlZjk4OTE1OWYxODljYjI2ODBjMTNiNjpoOlQ6Rg>* >>> [image: E-mailer Signeture draft] >>> >>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
08 Sep, 15:02 · 35d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 1 Sept 2026 at 17:49, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 1 Sept 2026 at 15:43, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil <ashok.patil@phfl.com> > wrote: > >> Dear Team, >> >> PFA >> >> Thanks & Regards, >> *ASHOK PATIL* >> *Channel Manager – Kalyan Branch.* >> PHFL Home Loans And Services Limited. >> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >> *Mobile - +91 <8850871011> 80807 09917* >> Toll Free:*1800 120 8800 <1800%20120%208800>* >> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* >> [image: E-mailer Signeture draft] >> >> >> ----- Original Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 09/01/26 14:03 >> To: Ashok Pundlik Patil (ashok.patil@phfl.com) >> Cc: Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Niyaz Ahmed ( >> niyaz.ahmed@pnbhousing.com), Tejas Vitthal Bhangare ( >> tejas.bhangare@phfl.com), Swati Gautam More (swati.more@phfl.com), >> Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale ( >> archana.pardhale@pnbhousing.com), Santosh Phalane 1 ( >> santosh.phalane1@pnbhousing.com), Siddhesh Dilip Ghosalkar ( >> siddhesh.ghosalkar@phfl.com) >> Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196 >> >> >> Secured by Check Point >> Dear Team, >> >> Pls share payment screenshot and clear photo copy of sanction letter for >> challan initiation, >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> >> wrote: >> >>> Dear Team, >>> >>> Pls share payment screenshot and clear photo copy of sanction letter >>> for challan initiation.. >>> >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil <ashok.patil@phfl.com> >>> wrote: >>> >>>> DEAR TEAM >>>> >>>> >>>> >>>> >>>> >>>> INITATE* NOI *CHALLAN* 0.03 & 0.05 * >>>> >>>> >>>> MR. SHESH GIRI - HL/KLN/0726/5179196 >>>> >>>> >>>> >>>> >>>> >>>> >>>> >>>> Thanks & Regards, >>>> *ASHOK PATIL* >>>> *Channel Manager – Kalyan Branch.* >>>> PHFL Home Loans And Services Limited. >>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >>>> *Mobile - +91 <8850871011> 80807 09917* >>>> Toll Free:*1800 120 8800 <1800%20120%208800>* >>>> Web Site:*www.pnbhousing.com >>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMmY2Y2JmMjFkM2E3ZjljNTY1Y2Y3N2QyMDQzZjAxNzo3OmEwNjE6ZDk5OWUzZjhlNzcyMTZkYWNlODUyMmRlMDkzZTA1NzAwNTA1MzI2MzhlZjk4OTE1OWYxODljYjI2ODBjMTNiNjpoOlQ6Rg>* >>>> [image: E-mailer Signeture draft] >>>> >>>
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
09 Sep, 19:39 · 34d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 8 Sept 2026 at 15:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 1 Sept 2026 at 17:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > PFA challan for your reference. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 1 Sept 2026 at 15:43, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil <ashok.patil@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> PFA >>> >>> Thanks & Regards, >>> *ASHOK PATIL* >>> *Channel Manager – Kalyan Branch.* >>> PHFL Home Loans And Services Limited. >>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >>> *Mobile - +91 <8850871011> 80807 09917* >>> Toll Free:*1800 120 8800 <1800%20120%208800>* >>> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* >>> [image: E-mailer Signeture draft] >>> >>> >>> ----- Original Message ----- >>> ------------------------------ >>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >>> Date: 09/01/26 14:03 >>> To: Ashok Pundlik Patil (ashok.patil@phfl.com) >>> Cc: Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Niyaz Ahmed ( >>> niyaz.ahmed@pnbhousing.com), Tejas Vitthal Bhangare ( >>> tejas.bhangare@phfl.com), Swati Gautam More (swati.more@phfl.com), >>> Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale ( >>> archana.pardhale@pnbhousing.com), Santosh Phalane 1 ( >>> santosh.phalane1@pnbhousing.com), Siddhesh Dilip Ghosalkar ( >>> siddhesh.ghosalkar@phfl.com) >>> Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - >>> HL/KLN/0726/5179196 >>> >>> >>> Secured by Check Point >>> Dear Team, >>> >>> Pls share payment screenshot and clear photo copy of sanction letter >>> for challan initiation, >>> >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> >>> wrote: >>> >>>> Dear Team, >>>> >>>> Pls share payment screenshot and clear photo copy of sanction letter >>>> for challan initiation.. >>>> >>>> *Regards,* >>>> >>>> *NOI Coordinator (PNB)* >>>> *ThinkBigz* >>>> *M:-8097244974 <(809)%20724-4974>* >>>> >>>> >>>> On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < >>>> ashok.patil@phfl.com> wrote: >>>> >>>>> DEAR TEAM >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> INITATE* NOI *CHALLAN* 0.03 & 0.05 * >>>>> >>>>> >>>>> MR. SHESH GIRI - HL/KLN/0726/5179196 >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> Thanks & Regards, >>>>> *ASHOK PATIL* >>>>> *Channel Manager – Kalyan Branch.* >>>>> PHFL Home Loans And Services Limited. >>>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >>>>> *Mobile - +91 <8850871011> 80807 09917* >>>>> Toll Free:*1800 120 8800 <1800%20120%208800>* >>>>> Web Site:*www.pnbhousing.com >>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMmY2Y2JmMjFkM2E3ZjljNTY1Y2Y3N2QyMDQzZjAxNzo3OmEwNjE6ZDk5OWUzZjhlNzcyMTZkYWNlODUyMmRlMDkzZTA1NzAwNTA1MzI2MzhlZjk4OTE1OWYxODljYjI2ODBjMTNiNjpoOlQ6Rg>* >>>>> [image: E-mailer Signeture draft] >>>>> >>>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
OL The NOI teamTYPED IN GMAIL
09 Sep, 19:41 · 34d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 8 Sept 2026 at 15:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 1 Sept 2026 at 17:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > PFA challan for your reference. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 1 Sept 2026 at 15:43, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 1 Sept 2026 at 15:11, Ashok Pundlik Patil <ashok.patil@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> PFA >>> >>> Thanks & Regards, >>> *ASHOK PATIL* >>> *Channel Manager – Kalyan Branch.* >>> PHFL Home Loans And Services Limited. >>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >>> *Mobile - +91 <8850871011> 80807 09917* >>> Toll Free:*1800 120 8800 <1800%20120%208800>* >>> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>* >>> [image: E-mailer Signeture draft] >>> >>> >>> ----- Original Message ----- >>> ------------------------------ >>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >>> Date: 09/01/26 14:03 >>> To: Ashok Pundlik Patil (ashok.patil@phfl.com) >>> Cc: Ishwar Morasing Pawar (ishwar.pawar@phfl.com), Niyaz Ahmed ( >>> niyaz.ahmed@pnbhousing.com), Tejas Vitthal Bhangare ( >>> tejas.bhangare@phfl.com), Swati Gautam More (swati.more@phfl.com), >>> Abhijit Shivaji Bare (abhijit.bare@phfl.com), Archana Pardhale ( >>> archana.pardhale@pnbhousing.com), Santosh Phalane 1 ( >>> santosh.phalane1@pnbhousing.com), Siddhesh Dilip Ghosalkar ( >>> siddhesh.ghosalkar@phfl.com) >>> Subject: Re: INITATE NOI CHALLAN OF MR. SHESH GIRI - >>> HL/KLN/0726/5179196 >>> >>> >>> Secured by Check Point >>> Dear Team, >>> >>> Pls share payment screenshot and clear photo copy of sanction letter >>> for challan initiation, >>> >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Mon, 31 Aug 2026 at 20:49, THINKBIGZ NOI <pnb.noifilling@gmail.com> >>> wrote: >>> >>>> Dear Team, >>>> >>>> Pls share payment screenshot and clear photo copy of sanction letter >>>> for challan initiation.. >>>> >>>> *Regards,* >>>> >>>> *NOI Coordinator (PNB)* >>>> *ThinkBigz* >>>> *M:-8097244974 <(809)%20724-4974>* >>>> >>>> >>>> On Mon, 31 Aug 2026 at 20:39, Ashok Pundlik Patil < >>>> ashok.patil@phfl.com> wrote: >>>> >>>>> DEAR TEAM >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> INITATE* NOI *CHALLAN* 0.03 & 0.05 * >>>>> >>>>> >>>>> MR. SHESH GIRI - HL/KLN/0726/5179196 >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> Thanks & Regards, >>>>> *ASHOK PATIL* >>>>> *Channel Manager – Kalyan Branch.* >>>>> PHFL Home Loans And Services Limited. >>>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited) >>>>> *Mobile - +91 <8850871011> 80807 09917* >>>>> Toll Free:*1800 120 8800 <1800%20120%208800>* >>>>> Web Site:*www.pnbhousing.com >>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMmY2Y2JmMjFkM2E3ZjljNTY1Y2Y3N2QyMDQzZjAxNzo3OmEwNjE6ZDk5OWUzZjhlNzcyMTZkYWNlODUyMmRlMDkzZTA1NzAwNTA1MzI2MzhlZjk4OTE1OWYxODljYjI2ODBjMTNiNjpoOlQ6Rg>* >>>>> [image: E-mailer Signeture draft] >>>>> >>>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Index II inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside New Doc 08-31-2026 20.25.pdf
filed 43d ago
Other 5_signature_-5202021904701021408671556455.png
filed 43d ago
Paid challan (GRAS) CHALLAN JOSHI.jpg
filed 42d ago
Sanction letter Shesh giri sanction letter.pdf
filed 42d ago
Payment screenshot IMG-20260831-WA0028.jpg
filed 42d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹23,680
Where it stands
VERIFIED — money received
Screenshot claims
₹23,650
Paid at
16:54:51
Verified on
16:55:04

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,200₹13,660₹320 ₹1,500₹23,680
By law ₹23,660. We ask ₹23,680 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Mobile (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
14 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), First name (person 1), Last name (person 1), PAN (person 1), Building (person 1), Floor (person 1) …
✓ EzDocs checked every box against the document’s own words 6h ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (New Doc 08-31-2026 20.25.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः मौजे उल्हासनगर 1 जिल्हा ठाणे येथील सीटीएस न 31132 यू न 204 पैकी आणि यू न 212 शीट न 83 क्षेत्रफळ 505.25 चौ मीटर आणि सीटीएस न 31133 यू न 204 पैकी आणि 212 शीट न 83 क्षेत्रफळ 1230.40 चौ मीटर एकूण क्षेत्रफळ 1735.65 चौ मीटर यावर बांधलेल्या अॅटलांटा अवध इमारती मधील आठव्या मजल्या वरील मदनिका न 809 क्षेत्रफळ 34.48 चौ मीटर आणि 2.06 चौ मीटर ओपन टेरेस ( (C.T.S. Number: 31132 31133;)) स्थानिक स्वराज्य संस्थाः उल्हासनगर म.न.पा
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
New Doc 08-31-2026 20.25.pdf
the address
{'PIN': '400071', 'AREA': 'NEAR SAI BABA TEMPLE, CHEMBUR EAST', 'FLAT': 'ROOM NO. 23', 'ROAD': 'DK SANDU MARG', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'INDIRA MARKET', 'DISTRICT': NONE, 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'MUMBAI'}
the sanction letter
Shesh giri sanction letter.pdf
as printed
FLAT NO 809, 8TH FLOOR, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, THANE, NAMDEV WADI, THANE, MAHARASHTRA, INDIA, 421001
PIN
421001
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 809 8TH FLOOR ATLANTA AVADH CTS NO 31132 AND 31133
Locality/Road
NAMDEV WADI NEAR KOHINOOR PRIME SHAHAD ULHASNAGAR
Area/City
THANE
check or correct a box, the papers beside it →
the sanction letter also prints: 421001, 809, 8TH, ATLANTA, AVADH, KOHINOOR, NAMDEV, PRIME, SHAHAD, THANE, ULHASNAGAR
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorBHAWANA GIRIDLXPG9271G…4244
mortgagorSHESH GIRIBTJPG6932Q…1420
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quoteashok.patil@phfl.com 43d ago
document chaseashok.patil@phfl.com 43d ago
What the engine read from each document — check anything marked in red
Sanction letter New Doc 08-31-2026 20.25.pdf needs your check
lan
HOU/KLN/0726/5179196
legible
True
loan type
Housing Loan
confidence
1
loan amount
2600000
interest rate
13.15
sanction date
27-Jul-2026
letter version
4
applicant names
SHESH GIRI, BHAWANA GIRI
applicant mobile
8286271189
property address
pin: 421001; state: MAHARASHTRA; flat_no: 809; district: Thane; floor_no: 8TH FLOOR; landmark: NEAR KOHINOOR PRIME, SHAHAD; full_address: FLAT NO 809, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Th
insurance premium
130000
includes insurance
True
total with insurance
2730000
security address verbatim
FLAT NO 809, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Thane, NAMDEV WADI. Thane. MAHARASHTRA. India, 421001
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0726/5179196', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2600000, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '27-Jul-2026', 'letter_version': '4', 'applicant_names': ['SHESH GIRI', 'BHAWANA GIRI'], 'applicant_mobile': '8286271189', 'property_address': {'pin': '421001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '809', 'district': 'Thane', 'floor_no': '8TH FLOOR', 'landmark': 'NEAR KOHINOOR PRIME, SHAHAD', 'full_address': 'FLAT NO 809, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Thane, NAMDEV WADI, Thane, MAHARASHTRA, 421001', 'village_city': 'ULHASNAGAR', 'building_name': 'ATLANTA AVADH', 'survey_or_cts_no': '31132 31133'}, 'insurance_premium': 130000, 'includes_insurance': True, 'total_with_insurance': 2730000, 'security_address_verbatim': 'FLAT NO 809, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Thane, NAMDEV WADI. Thane. MAHARASHTRA. India, 421001'}
Paid challan (GRAS) CHALLAN JOSHI.jpg needs your check
total
16080
payer name
JOSHI AKASH ANIL
paying bank
SVC Co-operative Bank Ltd
payment date
31 Aug 2026, 11:14 pm
second party name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'grn': None, 'pin': None, 'total': 16080, 'article': None, 'defaced': None, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'JOSHI AKASH ANIL', 'sro_office': None, 'paying_bank': 'SVC Co-operative Bank Ltd', 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': '31 Aug 2026, 11:14 pm', 'road_locality': None, 'second_party_pan': None, 'second_party_name': 'THINK BIGZ INITIATIVE PVT LTD', 'consideration_amount': None}
Sanction letter Shesh giri sanction letter.pdf needs your check
lan
HOU/KLN/0726/5179196
legible
True
loan type
Housing Loan
confidence
1
loan amount
2600000
interest rate
8.3
sanction date
27-Jul-2026
letter version
4
applicant names
SHESH GIRI, BHAWANA GIRI
applicant mobile
8286271189
property address
pin: 421001; road: NAMDEV WADI; state: MAHARASHTRA; taluka: Thane; flat_no: 809; district: Thane; floor_no: 8TH FLOOR; landmark: NEAR KOHINOOR PRIME; full_address: FLAT NO 809, 8TH FLOOR, 8TH FLOOR, ATLANTA AVADH, ULHASN
insurance premium
130000
includes insurance
True
total with insurance
2730000
security address verbatim
FLAT NO 809, 8TH FLOOR, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Thane, NAMDEV WADI, Thane, MAHARASHTRA, India, 421001
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0726/5179196', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2600000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '27-Jul-2026', 'letter_version': '4', 'applicant_names': ['SHESH GIRI', 'BHAWANA GIRI'], 'applicant_mobile': '8286271189', 'property_address': {'pin': '421001', 'road': 'NAMDEV WADI', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '809', 'district': 'Thane', 'floor_no': '8TH FLOOR', 'landmark': 'NEAR KOHINOOR PRIME', 'full_address': 'FLAT NO 809, 8TH FLOOR, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Thane, NAMDEV WADI, Thane, MAHARASHTRA, India, 421001', 'village_city': 'ULHASNAGAR', 'building_name': 'ATLANTA AVADH', 'survey_or_cts_no': None}, 'insurance_premium': 130000, 'includes_insurance': True, 'total_with_insurance': 2730000, 'security_address_verbatim': 'FLAT NO 809, 8TH FLOOR, 8TH FLOOR, ATLANTA AVADH, ULHASNAGAR, NEAR KOHINOOR PRIME, SHAHAD, Thane, NAMDEV WADI, Thane, MAHARASHTRA, India, 421001'}
Payment screenshot IMG-20260831-WA0028.jpg needs your check
date
2026-08-31
amount
23650.0
method
GPay
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-31', 'amount': 23650.0, 'method': 'GPay', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Payment screenshot IMG-20260831-WA0028.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-31', 'page': 1, 'time': '16:34', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 23650.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-31', 'page': 1, 'time': '16:34', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 23650.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other 5_signature_-5202021904701021408671556455.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter New Doc 08-31-2026 20.25.pdf needs your check
dob
1999-02-12
name
BHAWANA GIRI
page
4
address
pin: 211010; area: sadawa kala, -, TSL; state: Uttar Pradesh; village_city: Allahabad
legible
True
card kind
aadhaar
card of many
1
aadhaar last4
4244
raw reading (for Abhijit)
{'dob': '1999-02-12', 'pan': None, 'name': 'BHAWANA GIRI', 'page': 4, 'mobile': None, 'address': {'pin': '211010', 'area': 'sadawa kala, -, TSL', 'flat': None, 'road': None, 'floor': None, 'state': 'Uttar Pradesh', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Allahabad'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '4244', 'quality_issue': None}
Sanction letter New Doc 08-31-2026 20.25.pdf needs your check
dob
1996-11-11
name
SHESH GIRI
page
5
address
pin: 400071; area: Near sai Baba Temple, Chembur East; flat: Room No. 23; road: DK Sandu Marg; state: Maharashtra; building: Indira Market; village_city: Mumbai
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
1420
raw reading (for Abhijit)
{'dob': '1996-11-11', 'pan': None, 'name': 'SHESH GIRI', 'page': 5, 'mobile': None, 'address': {'pin': '400071', 'area': 'Near sai Baba Temple, Chembur East', 'flat': 'Room No. 23', 'road': 'DK Sandu Marg', 'floor': None, 'state': 'Maharashtra', 'building': 'Indira Market', 'district': None, 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '1420', 'quality_issue': None}
Sanction letter New Doc 08-31-2026 20.25.pdf needs your check
dob
1996-11-11
pan
BTJPG6932Q
name
SHESH GIRI
page
6
legible
True
card kind
pan
father name
RAMESH GIRI
card of many
3
raw reading (for Abhijit)
{'dob': '1996-11-11', 'pan': 'BTJPG6932Q', 'name': 'SHESH GIRI', 'page': 6, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAMESH GIRI', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter New Doc 08-31-2026 20.25.pdf needs your check
dob
1999-02-12
pan
DLXPG9271G
name
BHAWANA GIRI
page
7
legible
True
card kind
pan
father name
BALRAM GIRI
card of many
4
raw reading (for Abhijit)
{'dob': '1999-02-12', 'pan': 'DLXPG9271G', 'name': 'BHAWANA GIRI', 'page': 7, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'BALRAM GIRI', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}
Technical record (for Abhijit — safe to ignore)
6h agosystem:paymentscredit_on_another_case{'how': 'utr', 'utr': '378419559150', 'why': 'NOI-2026-03468 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 23650.0, 'other_case': 'NOI-2026-03468'}
6h agosystem:paymentscredit_on_another_case{'how': 'utr', 'utr': '378419559150', 'why': 'NOI-2026-03468 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 23650, 'other_case': 'NOI-2026-03468'}
6h agosystem:extractboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['New Doc 08-31-2026 20.25.pdf', 'Shesh giri sanction letter.pdf', '5_signature_-5202021904701021408671556455.png'], 'after': {'addresses': {'people': [['SHESH GIRI', []], ['B
6h agosystem:extractaddress_compared{'sig': 'db28dae4242cde33', 'why': 'after gather', 'people': [{'home': 'Room No. 23, Indira Market, DK Sandu Marg, Near sai Baba Temple, Chembur East, Mumbai, 400071', 'person': 'SHESH GIRI', 'against': [], 'home_src': '
6h agosystem:extractchallan_boxes_composed{'fp': '72fb12e103a40c3d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 809 8TH FLOOR ATLANTA AV
6h agosystem:ingestpages_trimmed480{'of': 10, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'New Doc 08-31-2026 20.25.pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8], 'doc_id': '645986ca-7531-45e1
6h agosystem:extractproperty_self_check{'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'after the Index II takeover'}
6h agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'New Doc 08-31-2026 20.25.pdf', 'changed': {'taluka': {'was': None, 'index2
6h agosystem:extractindex2_people_checked{'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e0', 'differs': 2, 'matched': [{'score': 0.84, 'person': 'SHESH GIRI', 'pan_agrees': False}, {'score': 1.0, 'person': 'BHAWANA GIRI', 'pan_agrees': False}], 'not_on_case': 0}
6h agosystem:extractindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e
6h agosystem:extractindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e
6h agosystem:smscase_reevaluated{'stage_after': 'INDEX2_SENT'}
6h agosystem:paymentspayment_verified{'utr': '378419559150', 'why': "paid ₹23,650, ₹30 under our ask of ₹23,680 — the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; accepted as full", 'delta': -30.0, 'method': 'screenshot_sms_
6h agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
11d agosystem:extractcards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'New Doc 08-31-2026 20.25.pdf', 'cards': 4, 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e0', 'applied': 4}
11d agosystem:extractkyc_names_match{'sig': 'BHAWANA GIRI|BHAWANA GIRI|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'New Doc 08-31-2026 20.25.pdf', 'pan_name': 'BHAWANA GIRI', 'pa
11d agosystem:extractid_doc_filed{'doc': 'pan', 'file': 'New Doc 08-31-2026 20.25.pdf', 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e0', 'person': 'BHAWANA GIRI', 'party_id': 'a0e6e719-9673-46f0-b79d-efc216f5badc', 'name_on_doc': 'BHAWANA GIRI'}
11d agosystem:extractkyc_names_match{'sig': 'SHESH GIRI|SHESH GIRI|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'New Doc 08-31-2026 20.25.pdf', 'pan_name': 'SHESH GIRI', 'party_id
11d agosystem:extractid_doc_filed{'doc': 'pan', 'file': 'New Doc 08-31-2026 20.25.pdf', 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e0', 'person': 'SHESH GIRI', 'party_id': 'a0e1690a-44f2-4df9-a9e2-d592d8069439', 'name_on_doc': 'SHESH GIRI'}
11d agosystem:extractid_doc_filed{'doc': 'aadhaar', 'file': 'New Doc 08-31-2026 20.25.pdf', 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e0', 'person': 'SHESH GIRI', 'party_id': 'a0e1690a-44f2-4df9-a9e2-d592d8069439', 'name_on_doc': 'SHESH GIRI'}
11d agosystem:ingestkyc_address_read{'doc': 'aadhaar', 'pin': '400071', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Mumbai', 'doc_id': '645986ca-7531-
11d agosystem:extractroles_from_letter{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['SHESH GIRI -> mortgagor'
11d agosystem:extractid_doc_filed{'doc': 'aadhaar', 'file': 'New Doc 08-31-2026 20.25.pdf', 'doc_id': '645986ca-7531-45e1-b813-7e07c070e8e0', 'person': 'BHAWANA GIRI', 'party_id': 'a0e6e719-9673-46f0-b79d-efc216f5badc', 'name_on_doc': 'BHAWANA GIRI'}
11d agosystem:ingestco_applicant_added{'doc': 'aadhaar', 'name': 'BHAWANA GIRI'}
11d agosystem:ingestkyc_address_read{'doc': 'aadhaar', 'pin': '211010', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Allahabad', 'doc_id': '645986ca-75
14d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the team typed JOSHI AKASH ANIL — no paper on the f
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",

Case diary the case’s history — what happened, newest day first

Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹23,650 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: ₹23,650 is counted on NOI-2026-03468, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. ₹23,650 is counted on NOI-2026-03468, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. Challan on file does not agree with the case. Open it before paying or sharing.
Today · 13 Oct13 things
This payment is counted on another case too — a person must say whose it is
17:10
This payment is counted on another case too — a person must say whose it is
17:09
boxes gathered
16:56
address compared
16:56
challan boxes composed
16:56
pages trimmed480
16:55
property self check
16:55
property from index2
16:55
index2 people checked
16:55
index2 pan differs
16:55
index2 pan differs
16:55
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:55
receivable snapshot
16:55
2 Oct7 things — 7 steps
cards read
12:08
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:08
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:08
kyc address read
12:08
roles from letter
12:08
Co-applicant added
12:08
kyc address read
12:08
26 Sep4 things — 4 steps
mail read as shown
10:31
mail read as shown
10:21
mail read as shown
10:21
mail read as shown
10:21
24 Sep1 thing — 1 step
Checked: this challan is not another case's
23:01
15 Sep2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
08:00
Judged again with today's rules, the challan still does not match the case — a person opens it
00:38
14 Sep1 thing — 1 step
property attrs split
00:37
9 Sep1 thing — 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
21:33
7 Sep1 thing — 1 step
An old draft withdrew itself — its asks were already answered
18:31
1 Sep9 things — 3 documents received · 2 cautions · 4 steps
The challan on file matches neither fee head — a person must open it
16:24
screenshot claim recorded
14:46
Received: Payment screenshot
IMG-20260831-WA0028.jpg
14:46
Property address read from the sanction letter
14:46
Received: Sanction letter
Shesh giri sanction letter.pdf
14:46
One challan of two is paid — the other head is still to pay
14:43
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
14:43
challan extracted
14:43
Received: Challan
CHALLAN JOSHI.jpg
14:43
31 Aug6 things — 2 documents received · 3 letters written · 1 step
Wrote the document chase mail — held, silent mode
INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196
20:41
Wrote the fee quote mail — held, silent mode
INITATE NOI CHALLAN OF MR. SHESH GIRI - HL/KLN/0726/5179196
20:41
Received: other
5_signature_-5202021904701021408671556455.png
20:41
Property address read from the sanction letter
20:41
Received: Sanction letter
New Doc 08-31-2026 20.25.pdf
20:41
Case opened from the branch's mail
20:41
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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