⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Rahul Jadhav
Waiting for the Index IIMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 13:22
Documents
took 2h 11m
Payment
done 8 Oct, 15:35
Challan
took 2h 29m · GRAS ↗
Filing
waiting 5d 4h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 5d 8h
Needs your eyes2
GPay ₹21,800 announced at 08:52 has not settled into the PNB account (due 12:52). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Thane
Taluka
Kalyan
Village
Khidkali
Number type
SURVEY
Number
124/5, 125/1, 134/2/2
Building
Shiv Sarovar Heritage, Wing B
Floor
13
Flat / shop no
Flat No. 1301
Area
26.20
Hadd
Thane Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-172840_INDProcessRequest_2500320261008130010000.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Arti Rahul Jadhav: PAN missing — Arti Rahul Jadhav's own Aadhaar (AARTI J ADDHARCARD.jpg) is read but no PAN comes off it — read it off the card beside the form
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property second number: the whole-file reading (technical report) says none — the reading names one kind of number; the case holds 124/5, 125/1, 134/2/2
• changed — local body name: the case held THANE MUNICIPAL CORPORATION; filled MUNICIPAL CORPORATION — the whole-file reading, from technical report, reads it so
• changed — landmark: the case held OPPOSITE KHIDKALESHWAR SHIV MANDIR, MANPADA; filled OPPOSITE KHIDKALESHWAR SHIV MANDIR — the whole-file reading, from technical report, reads it so
• changed — flat no: the case held FLAT NO. 1301; filled 1301 — the whole-file reading, from technical report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
8 Oct78 things
gpay not settled yet
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAHUL S JADHAV EchallanMH011647108202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
calc figure452 — by copilot:Nikhil
copilot check ok — by copilot
form checked489
property self check
kyc address missing
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: MR. Rahul Jadhav App No. 77000366239 Challan Process
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
PHOTO-2026-10-08-14-22-32.jpg
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
Recall: MR. Rahul Jadhav App No. 77000366239 Challan Process
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
quoted history checked
extra challan scanned
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03278
An old draft withdrew itself — its asks were already answered
desk quote read
A mail waiting for Send was put right to what is true now
file note490
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03278
box disagreement
box disagreement
money settled — by ezdocs:reader
pages trimmed480
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
case read started — by ezdocs:reader
applicant email captured
roles from letter
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
rahul jadhav sanction letter.pdf
Received: Technical report
HRQ-26-172840_INDProcessRequest_2500320261008130010000.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Co-applicant added
card mobile not taken
kyc address read
Co-applicant added
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
RAHUL PAN.jpg
Received: Selfie
RAHUL J PHOTO.jpg
Received: Aadhaar
RAHUL ADDHARCARD.pdf
Received: Aadhaar
AARTI J ADDHARCARD.jpg
Received: Selfie
AARTI J PHOTO.jpg
Wrote the document chase mail — held, silent mode
Recall: MR. Rahul Jadhav App No. 77000366239 Challan Process
boxes gathered
party from case name
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it9 open
The file contains the technical report and sanction letter for Rahul S Jadhav, loan amount 24,00,000, property located at Flat No. 1301, Shiv Sarovar Heritage, Khidkali, Kalyan, Thane. The MOTD and registered Index II are missing.
○the Index II — the branch
○Rahul Jadhav App No — PAN — the branch
○Rahul Jadhav App No — date of birth — the branch
○Rahul Jadhav App No — home building — the branch
○Rahul Jadhav App No — home flat — the branch
○Rahul Jadhav App No — home road — the branch
○Rahul Jadhav App No — home PIN — the branch
○Rahul Jadhav App No — home village / city — the branch
○Arti Rahul Jadhav — PAN — the branch
?unsure of date_of_mortgage — No memorandum of deposit of title deeds (MOTD) is present on the file.
the branch's last mail (2026-10-08): The bank branch has attached a photo. · brought: a payment screenshot
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T10:02 UTC
Moneyall of it is in
₹21,800.21
Reached our account 8 Oct 14:22:00.
How we know
Our own bank told us — 8 Oct 14:22
₹21,800 · from GPAY-BIZ
“₹21,800 received from rahul j at 2:22 pm”
Matched by: AMOUNT ALONE — equals the figure the NOI team quoted · the payer is the applicant himself — his own fee; Google's alert; the NEFT is awaited
The working
Stamp duty 0.3%7,410
Registration fee 0.5%12,340
Government handling350
Our service fee1,700
Total we ask for21,800.21
By law ₹21,778.01. We ask ₹21,800 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Flat No. 1301, 13, Shiv Sarovar Heritage, Wing B, SURVEY, 124/5, 125/1, 134/2/2, Khidkali, 421204
read from the technical report · e-filing boxes 53 of 58 ready
Check the property →the boxes beside the paper
People
Rahul Jadhav App No · applicant—RAHUL S JADHAV · applicantAMXPJ7509EArti Rahul Jadhav · co-applicant…1344
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