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Cases / NOI-2026-01432

PRATHMESH RAMAKANT GURAV

ICICI_HFCLAN 77000302204 Filed — token due · our move SHORT ₹570.25 Send the e-filing copyAll documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹7,410; it reads: ₹2,780 (stamp-duty head), ₹4,630 (registration head); this case’s figures say ₹8,020 (0.3% ₹3,010 + 0.5% ₹5,010 on a loan of ₹10,00,000); the challan itself says a loan of ₹9,24,600. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹9,23,001–₹9,25,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Selfie / photoopen
✓Payment screenshot — SHORT ₹570.25 (shows ₹9,500 of ₹10,070.25)open
✓PAN cardopen
✓Technical reportopen
✓Sanction letteropen
✓MOTDopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside KYC_MASKING.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Payment SHORT by ₹570.25 (₹9,500 of ₹10,070.25).
  • Challan on file does not agree with the case. Open it before paying or sharing.
  • The work is done — our fee of ₹10,070.25 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹10,070.25CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹9,500; we wait for the credit itself
Ask for the exact ₹10,070.25. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%3,010
Registration fee 0.5%5,010
Government handling350
Our service fee1,700.25
Total we ask for10,070.25
Screenshot ₹9,500. Case needs ₹10,070.25. SHORT by ₹570.25. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹500 below the real calculation of ₹10,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to the HDFC Vyapar QR on the Vivo (EZDOCS). That ear is working (last reached us 16 Oct 16:43 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹10,050. We ask ₹10,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹10,000 · 12:34 · NISHI ENTE. RRN- · 8929929358 — ₹70.25 less than our ask
₹10,370 · 12 Oct 14:18 · Harish Bab. RRN- · 1156716869 — ₹299.75 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 17 minour time · 21 Aug 18:49
Index II 1 h 17 minour time · 28 Sep 00:21
the NOI team 1 h 17 minthe branch 37 d 5 htotal 37 d 6 h
Complete.
Day by day — every step and who held it
21 Aug 17:32Your branch's mail
21 Aug 18:49Challan made+1 h 17 min · the NOI team
8 Sep 11:03Papers from your branch+17 d 16 h · the branch
15 Sep 15:53Papers from your branch+7 d 4 h · the branch
28 Sep 00:20Papers from your branch+12 d 8 h · the branch
28 Sep 00:20Papers readat once
28 Sep 00:20Papers from your branchat once
28 Sep 00:20Papers readat once
28 Sep 00:20Papers from your branchat once
28 Sep 00:20Papers readat once
28 Sep 00:20Papers from your branchat once
28 Sep 00:20Papers readat once
28 Sep 00:21Papers from your branchat once
28 Sep 00:21Papers readat once
28 Sep 00:21Property readat once
28 Sep 00:21Papers from your branchat once
28 Sep 00:21Papers readat once
28 Sep 00:21Papers from your branchat once
28 Sep 00:21Papers readat once
28 Sep 00:21Index II sentat once
28 Sep 00:21Papers readat once
28 Sep 00:21Papers from your branchat once
28 Sep 00:22Papers readat once
28 Sep 00:22Fee quotedat once
28 Sep 00:22Filed on IGR — e-filing sharedat once
28 Sep 00:22Papers readat once
Case facts
Bank
ICICI_HFC
Loan amount
₹10,00,000
Loan account no.
77000302204
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan amount (the last reading of the file — the papers changed since)
SanctionLetter 77000302204.pdfSanctioned Loan amount (in Rupees) 1000000
MODT.pdfFacility for an amount of Rs. 9,000070
Lender has sanctioned a Facility for an amount of Rs. 9,000070
Why it matters: The sanction letter states the loan amount as 1,000,000, but the Memorandum of Deposit of Title Deeds (MOTD), which is the registered instrument, states the amount secured as 9,000,070. This is a significant difference in the loan amount.
What to do: Ask the branch to clarify the correct loan amount for this mortgage, as the MOTD and sanction letter provide conflicting figures. Do not proceed until this is resolved.
Compared: the technical report, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch is repeatedly asking for the final NOI receipt. The NOI team has not yet responded to these requests or provided any updates on the filing process.
the history says the next move is with the NOI team — the government's Index II of the NOI
the branch last asked: Please Provide Final NOI Receipt.
read over 3 mail(s), last mail 2026-09-22 · read 23d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 18d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copyYOU ARE HERE

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0826223504927 · ₹300 · paid 22/08/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH008806163202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
HP hritik.pawar@icicihfc.com icicihfc.com
08 Sep, 11:03 · 38d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re: LAN NO 10284472 - APPLICANT NAME - MR. PRATHAMESH RAMAKANT GURAV # 77000302204 | PROCESS CHALLAN OF 0.3 & 0.5% AND N
Dear Team,

Please Provide Final NOI Receipt.

Thanks & Regards, Hritik Pawar Sales Manager Ratnagiri, Mob- 7776943121 [image]
earlier mails quoted below
________________________________ From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Sent: Saturday, August 22, 2026 3:44 PM To: Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com> Cc: Sandip Kamble /DISTP/ICICIHFC/RATNA <sandip.kamble@icicihfc.com>; Amit Shinde /DIST/ICICIHFC/RATNA <amit.shinde@icicihfc.com>; Rohan Bhojane /DISTP/ICICIHFC/RATNA <rohan.bhojane@icicihfc.com>; Hritik Pawar /DIST/ICICIHFC/RATNA <hritik.pawar@icicihfc.com> Subject: Re: LAN NO 10284472 - APPLICANT NAME - MR. PRATHAMESH RAMAKANT GURAV # 77000302204 | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 21 Aug 2026 at 18:51, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in<mailto:icicihfcnoi@ezdocs.co.in>> wrote: Team, PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 21 Aug 2026 at 17:33, Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com<mailto:tanmayi.sansare@icicihfc.com>> wrote: Dear Team, Kindly do NOI process : This is APF Case; kindly refer Technical Report. CASE INITIATION APPLICANT NAME MR. PRATHAMESH RAMAKANT GURAV LAN NO # 77000302204 CASE INITIATION BRANCH NAME RATNAGIRI – 10124 CASE TYPE HOME LOAN – BUILDER PURCHASE LOAN AMOUNT WITH INSURANCE 924600 0.30% 2,774 0.50% 4,623 NOI SERIVCE FEE 1,700 DHC 350 TOTAL AMOUNT PAYABLE 9,447 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No RATNAGIRI Thanks & Regards, Tanmayi Sansare Sales Manager Ratnagiri, Mob- 9156870626 [image]
🤖 read: asks for the token / NOI confirmation — “Please Provide Final NOI Receipt.”
AS amit.shinde@icicihfc.com icicihfc.com
15 Sep, 15:53 · 31d ago
Dear Team,

Please Provide Final NOI Receipt.

Thanks & Regards, Mr. Amit Surendra Shinde Territory Business Manager [cid:image001.jpg@01D43E15.F6F69EE0]
earlier mails quoted below
________________________________ From: Hritik Pawar /DIST/ICICIHFC/RATNA <hritik.pawar@icicihfc.com> Sent: Tuesday, September 8, 2026 11:03 AM To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>; Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com> Cc: Sandip Kamble /DISTP/ICICIHFC/RATNA <sandip.kamble@icicihfc.com>; Amit Shinde /DIST/ICICIHFC/RATNA <amit.shinde@icicihfc.com>; Rohan Bhojane /DISTP/ICICIHFC/RATNA <rohan.bhojane@icicihfc.com> Subject: Re: LAN NO 10284472 - APPLICANT NAME - MR. PRATHAMESH RAMAKANT GURAV # 77000302204 | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Please Provide Final NOI Receipt. Thanks & Regards, Hritik Pawar Sales Manager Ratnagiri, Mob- 7776943121 [image] ________________________________ From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Sent: Saturday, August 22, 2026 3:44 PM To: Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com> Cc: Sandip Kamble /DISTP/ICICIHFC/RATNA <sandip.kamble@icicihfc.com>; Amit Shinde /DIST/ICICIHFC/RATNA <amit.shinde@icicihfc.com>; Rohan Bhojane /DISTP/ICICIHFC/RATNA <rohan.bhojane@icicihfc.com>; Hritik Pawar /DIST/ICICIHFC/RATNA <hritik.pawar@icicihfc.com> Subject: Re: LAN NO 10284472 - APPLICANT NAME - MR. PRATHAMESH RAMAKANT GURAV # 77000302204 | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 21 Aug 2026 at 18:51, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in<mailto:icicihfcnoi@ezdocs.co.in>> wrote: Team, PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 21 Aug 2026 at 17:33, Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com<mailto:tanmayi.sansare@icicihfc.com>> wrote: Dear Team, Kindly do NOI process : This is APF Case; kindly refer Technical Report. CASE INITIATION APPLICANT NAME MR. PRATHAMESH RAMAKANT GURAV LAN NO # 77000302204 CASE INITIATION BRANCH NAME RATNAGIRI – 10124 CASE TYPE HOME LOAN – BUILDER PURCHASE LOAN AMOUNT WITH INSURANCE 924600 0.30% 2,774 0.50% 4,623 NOI SERIVCE FEE 1,700 DHC 350 TOTAL AMOUNT PAYABLE 9,447 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No RATNAGIRI Thanks & Regards, Tanmayi Sansare Sales Manager Ratnagiri, Mob- 9156870626 [image]
🤖 read: asks for the e-filing copy — “Please Provide Final NOI Receipt.”
HP hritik.pawar@icicihfc.com icicihfc.com
22 Sep, 20:15 · 23d ago
Dear Team,

Please Provide Final NOI Receipt.

Thanks & Regards, Hritik Pawar Sales Manager Ratnagiri, Mob- 7776943121 [image]
earlier mails quoted below
________________________________ From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Sent: Saturday, August 22, 2026 3:44 PM To: Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com> Cc: Sandip Kamble /DISTP/ICICIHFC/RATNA <sandip.kamble@icicihfc.com>; Amit Shinde /DIST/ICICIHFC/RATNA <amit.shinde@icicihfc.com>; Rohan Bhojane /DISTP/ICICIHFC/RATNA <rohan.bhojane@icicihfc.com>; Hritik Pawar /DIST/ICICIHFC/RATNA <hritik.pawar@icicihfc.com> Subject: Re: LAN NO 10284472 - APPLICANT NAME - MR. PRATHAMESH RAMAKANT GURAV # 77000302204 | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 21 Aug 2026 at 18:51, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in<mailto:icicihfcnoi@ezdocs.co.in>> wrote: Team, PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 21 Aug 2026 at 17:33, Tanmayi Sansare /DIST/ICICIHFC/RATNA <tanmayi.sansare@icicihfc.com<mailto:tanmayi.sansare@icicihfc.com>> wrote: Dear Team, Kindly do NOI process : This is APF Case; kindly refer Technical Report. CASE INITIATION APPLICANT NAME MR. PRATHAMESH RAMAKANT GURAV LAN NO # 77000302204 CASE INITIATION BRANCH NAME RATNAGIRI – 10124 CASE TYPE HOME LOAN – BUILDER PURCHASE LOAN AMOUNT WITH INSURANCE 924600 0.30% 2,774 0.50% 4,623 NOI SERIVCE FEE 1,700 DHC 350 TOTAL AMOUNT PAYABLE 9,447 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No RATNAGIRI Thanks & Regards, Tanmayi Sansare Sales Manager Ratnagiri, Mob- 9156870626 [image]
🤖 read: asks for the e-filing copy — “Please Provide Final NOI Receipt.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo APP.jpg
filed 18d ago
Selfie / photo CO APP.jpg
CANNOT BE READ — clear copy asked 18d ago
Payment screenshot PAYMENT RECEIPT NOI.jpg
filed 18d ago
PAN card+ Aadhaar card inside KYC_MASKING.pdf
filed 18d ago
Technical report TECHNICAL REPORT.pdf
filed 18d ago
Sanction letter SanctionLetter_77000302204.pdf
filed 18d ago
MOTD MODT.pdf
filed 18d ago
Index IIthe branch sent this — an input INDEX 2.pdf
filed 18d ago
Other image.png
filed 18d ago
Paid challan (GRAS) PRATHMESH RAMAKANT GURAV EchallanMH008806163202627E.pdf
filed 18d ago
E-filing copy (token) eFilingDoc9992208260232.pdf
filed 18d ago
Other image.png
filed 18d ago
Other image.png
filed 18d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,070.25
Where it stands
waiting for the credit
Screenshot claims
₹9,500 659931770935
Screenshot ₹9,500. Case needs ₹10,070.25. SHORT by ₹570.25. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹500 below the real calculation of ₹10,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,010₹5,010₹350 ₹1,700₹10,070
By law ₹10,050. We ask ₹10,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →
Empty: First name (person 1), Last name (person 1), Mobile (person 1), E-mail (person 1)
7 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Building (person 2), Floor (person 2)
✓ EzDocs checked every box against the document’s own words 18d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नाव:रत्नागिरी इतर वर्णन:, इतर माहितीः, इतर माहितीः गांव मौजे पेठशिवापूर, ता. जि. रत्नागिरी, विभाग क्र.5/111, जुना म्युनि. वॉर्ड क्र, 16/46, रत्नागिरी नगरपरिषद हद्दीतील भूमापन क्र. व उपविभाग 344/अ/1/11, क्षेत्र 0-02-00हे. आर, आकार 0.01रु.पै. व भूमापन क्र. व उपविभाग 344/ अ/1/12, क्षेत्र 0-02-30हे. आर, आकार 0.01 रु.पै., यासी सि.स.नं. 1984, 1984/1, 1984/2 व 1984/3, एकूण क्षेत्र 428.46 चौ.मी. या मिळकतीत विक्रेता / डेव्हलपर बांधत असलेल्या लक्ष्मी अपार्टमेंट या इमारतीमधील खरेदीदार यांना खरेदी देत असलेली पहिल्या मजल्यावरील 21.48चौ. मी. कारपेट क्षेत्र व 3.15 चौ. मी. क्षेत्राची एन्क्लोज बाल्कनी असलेली निवासी सदनिका क्र. 105 ही निवासी सदनिका . ((Block Number : सदनिका क्र.105;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
TECHNICAL REPORT.pdf
Property Address line
R S NO 344/A/1/11 344/A/1/12
Legal Address line
R S NO 344/A/1/11 344/A/1/12 C S NO 1984 1984/1 1984/2 1984/3 RATNAGIRI PINCOD 415612
PIN
415612
the Index II
INDEX 2.pdf
the property
1) paalikeche naava:ratnaagiri itara varnana:, itara maahitih, itara maahitih gaanva mauje pethashivaapura, taa. ji. ratnaagiri, vibhaaga kra.5/111, junaa myuni. vorda kra, 16/46, ratnaagiri nagaraparishada hadditila bhumaapana kra. va upavibhaaga 344/a/1/11, kshetra 0-02-00he. aara, aakaara 0.01ru.pai. va bhumaapana kra. va upavibhaaga 344/ a/1/12, kshetra 0-02-30he. aara, aakaara 0.01ru.pai., yaasi si.sa.nan. 1984, 1984/1, 1984/2 va 1984/3, ekuna kshetra 428.46 chau.mi. yaa milakatita vikretaa / devhalapara baandhata asalelyaa lakshmi apaartamenta yaa imaaratimadhila kharedidaara yaannaa kharedi deta asaleli pahilyaa majalyaavarila 21.48chau. mi. kaarapeta kshetra va 3.15 chau. mi. kshetraachi enkloja baalkani asaleli nivaasi sadanikaa kra. 105 hi nivaasi sadanikaa. ((BLOCK NUMBER : sadanikaa kra.105;))
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 105 1ST FLOOR LAXMI APARTMENT R S NO 344/A/1/11 344/A/1/12 C S NO 1984 1984/1 1984/2 1984/3
Locality/Road
TELI ALI
Area/City
RATNAGIRI
check or correct a box, the papers beside it →
the Index II also prints: 0, 00HE, 01RU, 02, 1, 105, 15, 16/46, AAKAARA, AARA, APAARTAMENTA, ASALELI, ASALELYAA, BAALKANI, BAANDHATA, BHUMAAPANA, CHAU, DETA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorDMHPG4152B…6357
mortgagorPrathmesh Ramakant GuravDMHPG4152B…6357

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasehritik.pawar@icicihfc.com 18d ago
questions for the branch — what the papers leave openhritik.pawar@icicihfc.com 18d ago
What EzDocs read from each document — check anything marked in red
Selfie / photo APP.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo CO APP.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}
Payment screenshot PAYMENT RECEIPT NOI.jpg needs your check
utr
659931770935
date
2026-08-21
time
17:20
amount
9500
method
UPI
payee upi
info.ezdocs@okhdfcbank
payer upi
gprathamesh607-3@okaxis
payee name
EZDOCS
payer name
Mr PRATHMESH RAMAKANT GURAV
raw reading (for Abhijit)
{'utr': '659931770935', 'date': '2026-08-21', 'time': '17:20', 'amount': 9500, 'method': 'UPI', 'payee_upi': 'info.ezdocs@okhdfcbank', 'payer_upi': 'gprathamesh607-3@okaxis', 'payee_name': 'EZDOCS', 'payer_name': 'Mr PRATHMESH RAMAKANT GURAV', 'debit_notification_text': None}
PAN card KYC_MASKING.pdf needs your check
dob
2002-03-17
pan
DMHPG4152B
mobile
9518395425
address
pin: 415612; flat: 1739; road: Teli ali; state: Maharashtra; district: Ratnagiri; post_office: Ratnagiri; Village: Ratnagiri
legible
True
aadhaar last4
6357
raw reading (for Abhijit)
{'dob': '2002-03-17', 'pan': 'DMHPG4152B', 'mobile': '9518395425', 'address': {'pin': '415612', 'area': None, 'flat': '1739', 'road': 'Teli ali', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Ratnagiri', 'post_office': 'Ratnagiri', 'village_city': 'Ratnagiri'}, 'legible': True, 'aadhaar_last4': '6357', 'quality_issue': None}
PAN card KYC_MASKING.pdf needs your check
dob
2002-03-17
name
Prathmesh Ramakant Gurav
mobile
9518395425
address
pin: 415612; flat: 1739; road: Teli ali; state: Maharashtra; district: Ratnagiri; post_office: Ratnagiri; Village: Ratnagiri
legible
True
aadhaar last4
6357
raw reading (for Abhijit)
{'dob': '2002-03-17', 'pan': None, 'name': 'Prathmesh Ramakant Gurav', 'mobile': '9518395425', 'address': {'pin': '415612', 'area': None, 'flat': '1739', 'road': 'Teli ali', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Ratnagiri', 'post_office': 'Ratnagiri', 'village_city': 'Ratnagiri'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6357', 'quality_issue': None}
Technical report TECHNICAL REPORT.pdf needs your check
found
True
found in
APF INDIVIDUAL UNIT REPORT
area sq m
24.62
paper for
loan_ref: 77000302204; customer_name: Prathmesh Ramakant Gurav
confidence
1.0
address lines
taken: legal; legal_address: R S No 344/A/1/11 344/A/1/12 C S No 1984 1984/1 1984/2 1984/3 Ratnagiri Pincod 415612; property_address: R S No 344/A/1/11 344/A/1/12
property address
pin: 415612; state: Maharashtra; taluka: Ratnagiri; Flat no: FLAT NO105; district: Ratnagiri; Floor: 1st; landmark: Teli Ali; Address: Flat No105, 1st Floor, Laxmi Apartment, R S No 344/A/1/11 344/A/1/12, Teli Al
security address verbatim
Flat No105, 1st Floor, Laxmi Apartment, R S No 344/A/1/11 344/A/1/12, Teli Ali, Ratnagiri, 415612
raw reading (for Abhijit)
{'found': True, 'found_in': 'APF INDIVIDUAL UNIT REPORT', 'area_sq_m': 24.62, 'paper_for': {'loan_ref': '77000302204', 'report_id': None, 'customer_name': 'Prathmesh Ramakant Gurav'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'legal', 'legal_address': 'R S No 344/A/1/11 344/A/1/12 C S No 1984 1984/1 1984/2 1984/3 Ratnagiri Pincod 415612', 'property_address': 'R S No 344/A/1/11 344/A/1/12'}, 'property_address': {'pin': '415612', 'road': None, 'state': 'Maharashtra', 'taluka': 'Ratnagiri', 'flat_no': 'FLAT NO105', 'district': 'Ratnagiri', 'floor_no': '1st', 'landmark': 'Teli Ali', 'full_address': 'Flat No105, 1st Floor, Laxmi Apartment, R S No 344/A/1/11 344/A/1/12, Teli Ali, Ratnagiri, Ratnagiri, Maharashtra, 415612', 'village_city': 'Ratnagiri', 'building_name': 'Laxmi Apartment', 'survey_or_cts_no': 'R S No 344/A/1/11 344/A/1/12'}, 'security_address_verbatim': 'Flat No105, 1st Floor, Laxmi Apartment, R S No 344/A/1/11 344/A/1/12, Teli Ali, Ratnagiri, 415612'}
Sanction letter SanctionLetter_77000302204.pdf needs your check
lan
77000302204
legible
True
purpose
Home Loan and Purchase/Improvement of Property
loan type
Home Loan and Purchase/Improvement of Property
confidence
1
loan amount
1000000
final amount
1000000
interest rate
13.5
sanction date
27/06/2026
applicant email
gprathamesh607@gmail.com
applicant names
PRATHMESH RAMAKANT GURAV, Rohini Ramakant Gurav
printed altered
False
applicant mobile
+91-9518395425
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
applicant address verbatim
1739 Teli Ali Ratnagiri, PO Ratnagiri, Ratnagiri, RATNAGIRI, RATNAGIRI, MAHARASHTRA, IN, 415612
raw reading (for Abhijit)
{'lan': '77000302204', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1000000, 'final_amount': 1000000, 'interest_rate': 13.5, 'quality_issue': None, 'sanction_date': '27/06/2026', 'letter_version': None, 'applicant_email': 'gprathamesh607@gmail.com', 'applicant_names': ['PRATHMESH RAMAKANT GURAV', 'Rohini Ramakant Gurav'], 'printed_altered': False, 'applicant_mobile': '+91-9518395425', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '1739 Teli Ali Ratnagiri, PO Ratnagiri, Ratnagiri, RATNAGIRI, RATNAGIRI, MAHARASHTRA, IN, 415612'}
MOTD MODT.pdf needs your check
amount words
Rs. 9,000070
secured amount
9000070.0
raw reading (for Abhijit)
{'amount_words': 'Rs. 9,000070', 'secured_amount': 9000070.0}
Index II INDEX 2.pdf needs your check
kind
index2_input
extracted
rows: {'r4_palika': 'रत्नागिरी', 'r11_serial': '4796/2026', 'r14_remark': '(25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '', 'rows': {'r4_palika': 'रत्नागिरी', 'r11_serial': '4796/2026', 'r14_remark': '(25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'गांव मौजे पेठशिवापूर, ता. जि. रत्नागिरी, विभाग क्र.5/111, जुना म्युनि. वॉर्ड क्र, 16/46, रत्नागिरी नगरपरिषद हद्दीतील भूमापन क्र. व उपविभाग 344/अ/1/11, क्षेत्र 0-02-00हे. आर, आकार 0.01रु.पै. व भूमापन क्र. व उपविभाग 344/ अ/1/12, क्षेत्र 0-02-30हे. आर, आकार 0.01रु.पै., यासी सि.स.नं. 1984, 1984/1, 1984/2 व 1984/3, एकूण क्षेत्र 428.46 चौ.मी. या मिळकतीत विक्रेता / डेव्हलपर बांधत असलेल्या लक्ष्मी अपार्टमेंट या इमारतीमधील खरेदीदार यांना खरेदी देत असलेली पहिल्या मजल्यावरील 21.48चौ. मी. कारपेट क्षेत्र व 3.15 चौ. मी. क्षेत्राची एन्क्लोज बाल्कनी असलेली निवासी सदनिका क्र. 105 ही निवासी सदनिका . ((Block Number : सदनिका क्र.105;))', 'r5_area_text': '1) 24.63 चौ. मीटर', 'r7_executants': [{'age': '50', 'pan': 'AMIPM3280G', 'name': 'साक्षी नितीन मालगुंडकर ह्या स्वतः डेव्हलपर व जमीन मालक प्रशांत रामदास पावसकर, सतोष रा. पावसकर, शेखर रा. पावसकर, सुवर्णा रा. पावसकर, विभा विकास लाड - पूर्वश्रमीची विद्या द्वारकानाथ सातार्डेकर, प्रदीप द्वारकानाथ सातार्डेकर, श्रध्दा विजय रहाटे - पूर्वाश्रमीची श्रध्दा द्वा. सातार्डेकर, मानसी दामोदर वेंगुर्लेकर - पूर्वाश्रमीची नंदिनी द्वा. सातार्डेकर', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नाव: -, ब्लॉक नं: -, रोड नं: सी-1703, सिएन्ना समतानगर, कांदिवली, पूर्व, मुंबई, महाराष्ट्र, मुम्बई. पिन कोड:-400101'}], 'r8_purchasers': [{'age': '24', 'pan': 'DMHPG4152B', 'name': 'प्रथमेश रमाकांत गुरव', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः 1739, तेली आळी, रत्नागिरी, ता. जि. रत्नागिरी, महाराष्ट्र, रत्नागिरी. पिन कोड:-415612'}, {'age': '50', 'pan': 'EHAPG5054H', 'name': 'रोहिणी रमाकांत गुरव', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः 1739, तेली आळी, रत्नागिरी, ता. जि. रत्नागिरी, महाराष्ट्र, रत्नागिरी. पिन कोड:-415612'}], 'r12_stamp_duty': 81700, 'r3_market_value': 845500, 'r1_document_type': 'साठेखत', 'r2_consideration': 1360040, 'r9_execution_date': '16/07/2026', 'r13_registration_fee': 13610, 'r10_registration_d
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) PRATHMESH RAMAKANT GURAV EchallanMH008806163202627E.pdf needs your check
grn
MH008806163202627E
pin
415612
total
7410.0
article
6(1)
defaced
False
bank cin
IKODTMFCY8
district
RATNAGIRI
area city
RATNAGIRI
payer pan
DMHXXXXXXB
flat block
FLAT NO 105 1ST FLOOR LAXMI APARTMENT
payer name
PRATHMESH RAMAKANT GURAV
sro office
RTN_HQR SUB REGISTRAR RATNAGIRI
paying bank
STATE BANK OF INDIA
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=924600
scheme rows
{'amount': 2780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4630.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5425
payment date
21/08/2026-18:49:02
road locality
RS NO 344 A 1 11 344 A 1 12 CS NO 1984 1984 1 1984 2 1984 3 RATNAGIRI
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LIMITED
consideration amount
924600
raw reading (for Abhijit)
{'grn': 'MH008806163202627E', 'pin': '415612', 'total': 7410.0, 'article': '6(1)', 'defaced': False, 'bank_cin': 'IKODTMFCY8', 'district': 'RATNAGIRI', 'area_city': 'RATNAGIRI', 'payer_pan': 'DMHXXXXXXB', 'flat_block': 'FLAT NO 105 1ST FLOOR LAXMI APARTMENT', 'payer_name': 'PRATHMESH RAMAKANT GURAV', 'sro_office': 'RTN_HQR SUB REGISTRAR RATNAGIRI', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=924600', 'scheme_rows': [{'amount': 2780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4630.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5425', 'payment_date': '21/08/2026-18:49:02', 'road_locality': 'RS NO 344 A 1 11 344 A 1 12 CS NO 1984 1984 1 1984 2 1984 3 RATNAGIRI', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '924600'}
E-filing copy (token) eFilingDoc9992208260232.pdf needs your check
sro
RTN
kind
efiling_copy
token
9992208260232
legible
True
property
road: RATNAGIRI; unit: 105; floor: 1ST; taluka: Ratnagiri; numbers: [{'type': 'Survey Number', 'value': '344/A/1/12,344/A/1/11'}, {'type': 'BLOCK NO', 'value': 'FLAT NO 105'}, {'type': 'C.T.S. Number', 'value': '1984, 19
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'DMHPG4152B', 'name': 'PRATHMESH RAMAKANT GURAV', 'address': 'Flat No:G, Floor No:G, Building Name:1739 TELI ALI RATNAGIRI, Road:RATNAGIRI, City:RATNAGIRI, State: MAHARASHTRA, District:RATNAGIRI, Pin:415612'}, {'
title deed
Sale Deed :4796/2026 SRO RATNAGIRI
filing date
2026-08-22
loan amount
924600.0
date of mortgage
2026-08-22
raw reading (for Abhijit)
{'sro': 'RTN', 'kind': 'efiling_copy', 'token': '9992208260232', 'legible': True, 'property': {'pin': None, 'road': 'RATNAGIRI', 'unit': '105', 'floor': '1ST', 'taluka': 'Ratnagiri', 'numbers': [{'type': 'Survey Number', 'value': '344/A/1/12,344/A/1/11'}, {'type': 'BLOCK NO', 'value': 'FLAT NO 105'}, {'type': 'C.T.S. Number', 'value': '1984, 1984/1,1984/2 AND 1984/3'}], 'village': 'Pethashivapur', 'building': 'LAXMI APARTMENT BUILDING', 'district': 'Ratnagiri', 'area_text': '24.63 Sq.mt.', 'local_body': 'MOUJE PETHASHIVAPUR', 'description': None, 'property_type': 'Build'}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'DMHPG4152B', 'name': 'PRATHMESH RAMAKANT GURAV', 'address': 'Flat No:G, Floor No:G, Building Name:1739 TELI ALI RATNAGIRI, Road:RATNAGIRI, City:RATNAGIRI, State: MAHARASHTRA, District:RATNAGIRI, Pin:415612'}, {'pan': 'EHAPG5054H', 'name': 'ROHINI RAMAKANT GURAV', 'address': 'Flat No:G, Floor No:G, Building Name:1739 TELI ALI RATNAGIRI, Road:RATNAGIRI, City:RATNAGIRI, State: MAHARASHTRA, District:RATNAGIRI, Pin:415612'}], 'title_deed': 'Sale Deed :4796/2026 SRO RATNAGIRI', 'filing_date': '2026-08-22', 'loan_amount': 924600.0, 'date_of_mortgage': '2026-08-22'}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot PAYMENT RECEIPT NOI.jpg needs your check
payments inside
bank: Bank Of Maharashtra; kind: payment_screenshot; payments: [{'utr': '659931770935', 'date': '2026-08-21', 'page': 1, 'time': '17:20', 'payee': 'EZDOCS', 'amount': 9500.0, 'direction': 'credit', 'narration': 'To: EZDO
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank Of Maharashtra', 'kind': 'payment_screenshot', 'payments': [{'utr': '659931770935', 'date': '2026-08-21', 'page': 1, 'time': '17:20', 'payee': 'EZDOCS', 'amount': 9500.0, 'direction': 'credit', 'narration': 'To: EZDOCS Google Pay info.ezdocs@okhdfcbank From: Mr PRATHMESH RAMAKANT GURAV (Bank Of Maharashtra) Google Pay gprathamesh607-3@okaxis Google transaction ID CICAgLjrwOGIOA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4320', 'account_holder': 'Mr PRATHMESH RAMAKANT GURAV'}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_efiling_verdict{'fp': 'dd4d2c6dce63b8a6', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the correct date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing from the papers.', 'page': 'Start page'
2d agoEzDocsreader_home_address{'fp': 'c063caf9b4b57579', 'from': 'the sanction letter (SanctionLetter_77000302204.pdf)', 'home': {'pin': '415612', 'flat': '1739', 'state': 'MAHARASHTRA', 'building': 'Teli Ali', 'district': 'RATNAGIRI', 'Village'
7d agoEzDocsdhc_prn_looked{'file': 'eFilingDoc9992208260232.pdf', 'found': True, 'doc_id': '7efe4a30-7cd1-46a6-9107-454bd8b554a4'}
7d agoEzDocsdhc_prn_read{'prn': '0826223504927', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992208260232.pdf', 'from': "the filed notice's own text", 'gr
15d agoEzDocsdraft_withdrawn{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
17d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team took 924600 from the efiling;
18d agoEzDocshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': '4c959f8d-effe-419a-8dce-67736d838454', 'fetched': True}
18d agoEzDocshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': 'd46de626-ee39-4f25-8d6f-b817115c011f', 'fetched': True}
18d agoEzDocshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': '6ddd2c59-3b99-4f05-b413-73c556807081', 'fetched': True}
18d agoEzDocshidden_payment_scan{'file': 'PAYMENT RECEIPT NOI.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '39c649ed-a3ad-46ea-9663-6106fc228bd6', 'fetched': True}
18d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX 2.pdf', 'TECHNICAL REPORT.pdf', 'SanctionLetter_77000302204.pdf', 'KYC_MASKING.pdf', 'MODT.pdf', 'image.png', 'image.png', 'image.png'], 'after': {'addresses': {'peopl
18d agoEzDocsaddress_compared{'sig': '619ef83b68ed548b', 'why': 'after gather', 'people': [{'home': '1739, 17th, Teli ali, Ratnagiri, Ratnagiri, 415612', 'person': None, 'against': [{'src': 'sanction_letter', 'why': 'every name agrees; the PIN agree
18d agoEzDocschallan_boxes_composed{'fp': '4af1bc7400b2f252', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 105 1ST FLOOR LAXMI APARTMENT R S NO
18d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 20, 'trigger': 'after the Index II takeover'}
18d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX 2.pdf', 'changed': {}, 'village': 'पेठशिवापूर'}
18d agoEzDocsindex2_people_checked{'doc_id': '59d3cd2c-a4ef-427a-b0a5-1722c4290cc7', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'Prathmesh Ramakant Gurav', 'pan_agrees': True}], 'not_on_case': 1}
18d agoEzDocsindex2_extra_purchaser{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '59d3cd2c-a4ef-427a-b0a5-1722
18d agoEzDocsefiling_found_on_case{'now': 'FILED', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI case
18d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 13, 'why_not': None, 'messages': 6}
18d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 13, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'skipped': 0, 'messages': 6, 'unreadable_threads': 0}
18d agoEzDocsdocument_received{'file': 'image.png', 'doc_type': 'other', 'confidence': 1.0}
18d agoEzDocsdocument_received{'file': 'image.png', 'doc_type': 'other', 'confidence': 1.0}
18d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX 2.pdf', 'kind': 'index2'}
18d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.7410 but this case's figures say Rs.8020 (0.3% Rs.3010 + 0.5% Rs.5010) — the challan was paid on a loan of Rs.924600;
18d agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
18d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: 77000302204), the
18d agoEzDocsclaim_short_of_expected{'why': "the branch's screenshot(s) add up to less than the case needs — a person should ask for the balance (the NOI team's 'short amount' mail)", 'claimed': 9500.0, 'expected': 10070.25, 'short_by': 570.25}
18d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
18d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992208260232.pdf', 'token': '9992208260232', 'doc_id': '7efe4a30-7cd1-46a6-9107-454bd8b554a4', 'mortgagors': 2}
18d agoEzDocsdocument_received{'file': 'eFilingDoc9992208260232.pdf', 'doc_type': 'efiling', 'confidence': 0.9}

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
Screenshot SHORT by ₹570.25
₹9,500 shown against ₹10,070.25 — the balance is being asked for.
Challan & filing
Filed — token due
The challan is paid; the filing is under way.
Next — whose move
Us
send the e-filing copy
For you to check: Payment SHORT by ₹570.25 (₹9,500 of ₹10,070.25). Challan on file does not agree with the case. Open it before paying or sharing. The work is done — our fee of ₹10,070.25 is still not in our account. Chase the branch for it.
Yesterday · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
11:41
9 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
07:01
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
13:55
28 Sep39 things — 13 documents received · 2 letters written · 3 money steps · 2 cautions · 19 steps
The challan's address boxes were written from the papers
00:29
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
00:29
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
00:23
Documents the branch had sent were fetched from the mail thread
00:22
Received: other
image.png
00:22
Received: other
image.png
00:22
The branch's title document is on the case — the filing is the NOI team's move
00:22
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
00:22
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
00:22
An old draft withdrew itself — its asks were already answered
00:22
The screenshot(s) add up to less than the case needs
The NOI team asks for the balance — the 'short amount' letter.
00:22
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
00:22
Received: E-filing copy
eFilingDoc9992208260232.pdf
00:22
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
00:22
Challan re-read against the case — matches exactly
00:22
The payment proof already on the case was applied
00:22
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: LAN NO 10284472 - APPLICANT NAME - MR. PRATHAMESH RAMAKANT GURAV # 77000302204 | PROCESS CHALLAN OF 0.3 &
00:22
EzDocs read the whole file
00:22
Received: Challan
PRATHMESH RAMAKANT GURAV EchallanMH008806163202627E.pdf
00:22
Received: other
image.png
00:21
EzDocs read the whole file
00:21
The loan amount was worked out from the papers
00:21
Index II (title document) received from the branch
00:21
Received: Index II
INDEX 2.pdf
00:21
The loan amount was worked out from the papers
00:21
Received: MOTD
MODT.pdf
00:21
Received: Sanction letter
SanctionLetter_77000302204.pdf
00:21
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01432
00:21
Property checked by EzDocs — read from the report, every box that names the flat is there
00:21
Property read from the legal / technical report (the sanction letter had none)
00:21
Received: Technical report
TECHNICAL REPORT.pdf
00:21
Co-applicant added
00:21
Received: PAN card
KYC_MASKING.pdf
00:20
Payment proof arrived before the case was quoted — held
00:20
Received: Payment screenshot
PAYMENT RECEIPT NOI.jpg
00:20
Document could not be read — a clear copy was asked for
this is not a live selfie
00:20
Received: Selfie — not usable
CO APP.jpg — this is not a live selfie
00:20
Selfie checked — a live one
A real selfie — usable for the e-filing.
00:20
Received: Selfie
APP.jpg
00:20
22 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:16
15 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:54
EzDocs read the whole trail as one conversation — where the case stands is on the page
09:36
8 Sep2 things — 1 letter written · 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
11:04
Case opened from the branch's mail
11:04
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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