⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Unnati Dhanraj Wadibhasme
LAN 10339553Loan ₹43,00,000NOIWaiting for the Index IIMails & papers 3 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 11:20
Documents
Payment
done yesterday 12:01
Challan
took 18m · GRAS ↗
Filing
waiting 1d 4h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the history says: The bank has sent the loan documents. The team needs to provide the fee quote for the challan.whole case so far 1d 5h
For you to check1
Challan on file does not agree with the case. Open it before paying or sharing.
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
See the boxes — read from the technical report
District
Nagpur
Taluka
Nagpur (Gramin)
Village
Mz Pipla
Number type
PLOT
Number
32
Building
Nivara G N S S
Floor
G
Flat / shop no
38
Area
137.03
Hadd
Gram Panchayat
Read from the technical report, not the Index II. Unnati Dhanraj Wadibhasme HRQ-26-163981_INDProcessRequest_2500320261006161631016 (1).pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document — the e-filing starts from its document number (the Index II of the sale deed, or the sale deed). EzDocs asks for it every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal: DO NOT SAVE — the loan: the paid challan (₹28,110, GRN MH011972730202627E) was worked on a loan of ₹43,65,002–₹43,68,334; this case holds ₹43,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
5 more things to check before Save
• Mortgagor pages: NIHAL PARSHURAM PANDE is named on the sanction letter (KFSLetter_77000361597.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Payment page: NO paid challan on this case fits its loan of 43,00,000 — GRN MH011972730202627E pays 13,110 + 15,000 (that is a loan of about 43,70,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹28,110; it reads: ₹13,110 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹27,910 (0.3% ₹12,910 + 0.5% ₹15,000 on a loan of ₹43,00,000); the challan itself says a loan of ₹43,65,728. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹43,65,002–₹43,68,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Re: Customer Name-Unnati wadibhasme LOS ID -10339553
Yesterday · 14 Oct31 things — 6 documents received · 3 letters written · 2 money steps · 2 cautions · 18 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
UNNATI DHANRAJ WADIBHASME EchallanMH011972730202627E.pdf
NIKHIL pressed Proceed on the challan — what was changed is kept
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
A box the papers had not filled was read off a paper and corrected
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The loan amount was worked out from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03497
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Payment proof arrived before the case was quoted — held
Received: Sanction letter
KFSLetter_77000361597.pdf
Received: PAN card
kyc wadibhasme.pdf
Received: Technical report
Unnati Dhanraj Wadibhasme HRQ-26-163981_INDProcessRequest_2500320261006161631016
Received: Bank's calculation sheet
Screenshot 2026-10-13 184919.png
Received: Payment screenshot
IMG-20261014-WA0003.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 6 files
The file, as EzDocs remembers it1 open
The file contains valid technical report, sanction letter, KYC for applicant and co-applicant, and calculation sheet. The loan amount with insurance is 4365728 as per the calculation sheet matching the fee paid, and property details are taken from the technical report.
○the Index II — the branch
the branch's last mail (2026-10-14): The branch is asking for the 0.3 & 0.5 challan for the customer Unnati Dhanraj Wadibhasme.
read once, kept; every new mail and paper is read against this note · kept 2026-10-14T06:32 UTC
Moneyall of it is in
₹29,960.55
Reached our account 14 Oct 11:07:23.
How we know
Our own bank told us — 14 Oct 11:07
₹30,147 · UTR 428354596253 · from VA-PNBSMS-S · a/c …0581
“A/c X0581 credited for INR 30147.00 on 14-10-26 11:07:23 by NIHAL PARSHURAM thru UPI.AvlBal INR 113004.54(UPI:428354596253).-PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …596253 | …596253 | ✓ | |
| Amount | ₹30,147 | ₹30,147 | fee ₹29,960.55 | ✓ |
| Time | yesterday 11:07 | yesterday 11:07 | ✓ | |
| Paid by | NIHAL PARSHURAM | — | Unnati Dhanraj Wadibhasme | – |
the screenshot: ₹30,147 · yesterday 11:07 · UTR 428354596253 · to EZDOCS · 7715973535m@pnb
The working
Stamp duty 0.3%12,910
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for29,960.55
By law ₹29,950. We ask ₹29,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the technical report
38, G, Nivara G N S S, PLOT, 32, Mz Pipla, 440001
read from the technical report · e-filing boxes 33 of 34 ready
Check the property →the boxes beside the paper
People
UNNATI DHANRAJ WADIBHASME · applicantAIEPW7075R
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