Unnati Dhanraj Wadibhasme
the challan is done — these are for the IGR filing / KYC
- Challan on file does not agree with the case. Open it before paying or sharing.
why?
Day by day — every step and who held it
See the boxes — read from the technical report
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011972730202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper14 Oct, 11:20 · 1d ago THE FIRST MAIL — how this case began
Kindly provide 0.3&0.5 Challan case of UNNATI DHANRAJ WADIBHASME
14 Oct, 12:17 · 1d ago
Team
PFA Chalan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
14 Oct, 12:17 · 1d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261014-WA0003.jpg | filed | 1d ago |
| Bank's calculation sheet | Screenshot 2026-10-13 184919.png | filed | 1d ago |
| Technical report | Unnati Dhanraj Wadibhasme HRQ-26-163981_INDProcessRequest_2500320261006161631016 (1).pdf | filed | 1d ago |
| PAN card+ Aadhaar card inside+ Selfie / photo inside | kyc wadibhasme.pdf | filed | 1d ago |
| Sanction letter | KFSLetter_77000361597.pdf | filed | 1d ago |
| Paid challan (GRAS) | UNNATI DHANRAJ WADIBHASME EchallanMH011972730202627E.pdf | filed | 1d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹29,960.55
VERIFIED — money received
₹30,147 428354596253
14 Oct 11:07:23
14 Oct 12:01:09
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,910 | ₹15,000 | ₹350 | ₹1,700 | ₹29,960 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
PLOT NO 32, KH NO 31/1, 31/3, NIVARA,G N S S, P H NO 38, MZ PIPLA, TAH,NAGPUR (GRAMIN), DIST NAGPUR, 440001
PLOT NO 32, KH NO 31/1, 31/3, NIVARA G N S S, P H NO 38, MZ PIPLA, TAH NAGPUR (GRAMIN), DIST NAGPUR, 440001
440001
PLOT NO 32 KHASRA NO 31/1 31/3 NIVARA G N S P H NO 38
MZ PIPLA TAH NAGPUR GRAMIN DIST NAGPUR
NAGPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | UNNATI DHANRAJ WADIBHASME | AIEPW7075R | …8898 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | rahul.ambade@icicihfc.com | 1d ago |
| Index II chase | rahul.ambade@icicihfc.com | 7h ago |
What EzDocs read from each document — check anything marked in red
428354596253
2026-10-14
11:07
30147
UPI
7715973535m@pnb
EZDOCS
raw reading (for Abhijit)
{'utr': '428354596253', 'date': '2026-10-14', 'time': '11:07', 'amount': 30147, 'method': 'UPI', 'payee_upi': '7715973535m@pnb', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}77000361597
True
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
1.0
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000361597)', "the sanctioned amount's digits and word
9.80 % p.a. Floating; IHPLR 18.9 % less 9.10 %
4300000.0
-9.1
4300000.0
9.8
12/10/2026
18.9
nihalnp179@gmail.com
UNNATI DHANRAJ WADIBHASME, NIHAL PARSHURAM PANDE
False
216446 - BRANCH-3349
9284911534
False
Sanctioned Loan amount (in Rupees)
False
Plot No 372 Flat no. G-1 Gajanan Prasad Apartment, Mahalaxmi nagar New narsala road, Hudkeshwar Bk, Mhalginagar, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440034
raw reading (for Abhijit)
{'lan': '77000361597', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000361597)', "the sanctioned amount's digits and words agree (4300000)", 'the rate is the benchmark less the spread (18.9 - 9.10 = 9.8)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '9.80 % p.a. Floating; IHPLR 18.9 % less 9.10 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4300000.0, 'rate_spread': -9.1, 'final_amount': 4300000.0, 'interest_rate': 9.8, 'quality_issue': None, 'sanction_date': '12/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'nihalnp179@gmail.com', 'applicant_names': ['UNNATI DHANRAJ WADIBHASME', 'NIHAL PARSHURAM PANDE'], 'printed_altered': False, 'sourced_through': '216446 - BRANCH-3349', 'applicant_mobile': '9284911534', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Plot No 372 Flat no. G-1 Gajanan Prasad Apartment, Mahalaxmi nagar New narsala road, Hudkeshwar Bk, Mhalginagar, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440034'}30147.18
True
Loan Amount Including Insurance
Loan Amount Including Insurance 4365728
13097.18
4365728
1700
ONE LEGAL | EZDOCS
350
15000.0
raw reading (for Abhijit)
{'total': 30147.18, 'legible': True, 'loan_label': 'Loan Amount Including Insurance', 'loan_words': 'Loan Amount Including Insurance 4365728', 'stamp_duty': 13097.18, 'loan_amount': 4365728, 'service_fee': 1700, 'whose_table': 'ONE LEGAL | EZDOCS', 'handling_charge': 350, 'registration_fee': 15000.0}2001-10-06
AIEPW7075R
UNNATI DHANRAJ WADIBHASME
True
DHANRAJ WADIBHASME
raw reading (for Abhijit)
{'dob': '2001-10-06', 'pan': 'AIEPW7075R', 'name': 'UNNATI DHANRAJ WADIBHASME', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DHANRAJ WADIBHASME', 'aadhaar_last4': None, 'quality_issue': None}True
INDIVIDUAL TECHNICAL REPORT
137.03
loan_ref: 77000361597; report_id: HRQ-26-163981; customer_name: Unnati Dhanraj Wadibhasme
0.99
property
taken: legal; legal_address: Plot No 32, Kh No 31/1, 31/3, Nivara G N S S, P H No 38, Mz Pipla, Tah Nagpur (Gramin), Dist Nagpur, 440001; property_address: Plot No 32, Kh No 31/1, 31/3, Nivara,G N S S, P H No 38, Mz Pipl
pin: 440001; state: Maharashtra; taluka: Nagpur (Gramin); district: Nagpur; landmark: Opposite Mauli Town 29; Address: Plot No 32, Kh No 31/1, 31/3, Nivara G N S S, P H No 38, Mz Pipla, Tah Nagpur (Gramin), Dist Nag
Plot No 32, Kh No 31/1, 31/3, Nivara G N S S, P H No 38, Mz Pipla, Tah Nagpur (Gramin), Dist Nagpur, 440001
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 137.03, 'paper_for': {'loan_ref': '77000361597', 'report_id': 'HRQ-26-163981', 'customer_name': 'Unnati Dhanraj Wadibhasme'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Plot No 32, Kh No 31/1, 31/3, Nivara G N S S, P H No 38, Mz Pipla, Tah Nagpur (Gramin), Dist Nagpur, 440001', 'property_address': 'Plot No 32, Kh No 31/1, 31/3, Nivara,G N S S, P H No 38, Mz Pipla, Tah,Nagpur (Gramin), Dist Nagpur, 440001'}, 'property_address': {'pin': '440001', 'road': None, 'state': 'Maharashtra', 'taluka': 'Nagpur (Gramin)', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': 'Opposite Mauli Town 29', 'full_address': 'Plot No 32, Kh No 31/1, 31/3, Nivara G N S S, P H No 38, Mz Pipla, Tah Nagpur (Gramin), Dist Nagpur, 440001', 'village_city': 'Mz Pipla', 'building_name': 'Nivara G N S S', 'survey_or_cts_no': 'Plot No 32, Kh No 31/1, 31/3, P H No 38'}, 'security_address_verbatim': 'Plot No 32, Kh No 31/1, 31/3, Nivara G N S S, P H No 38, Mz Pipla, Tah Nagpur (Gramin), Dist Nagpur, 440001'}2001-10-06
Unnati Dhanraj Wadibhasme
7498936742
pin: 440034; area: NEAR PANCHMUKHI HANUMAN MANDIR, MAHALAXMI NAGAR; flat: PLOT NUMBER 372 FLAT NUMBER G-1; road: NEW NARSALA ROAD; state: Maharashtra; building: GAJANAN PRASAD APARTMENT; district: Nagpur; post_office: Mh
True
8898
raw reading (for Abhijit)
{'dob': '2001-10-06', 'pan': None, 'name': 'Unnati Dhanraj Wadibhasme', 'mobile': '7498936742', 'address': {'pin': '440034', 'area': 'NEAR PANCHMUKHI HANUMAN MANDIR, MAHALAXMI NAGAR', 'flat': 'PLOT NUMBER 372 FLAT NUMBER G-1', 'road': 'NEW NARSALA ROAD', 'floor': None, 'state': 'Maharashtra', 'building': 'GAJANAN PRASAD APARTMENT', 'district': 'Nagpur', 'post_office': 'Mhalginagar', 'village_city': 'Hutkeshwar Bk'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8898', 'quality_issue': None}MH011972730202627E
440001
28110.0
6(1)
False
03006172026101400438
NAGPUR
NAGPUR
AIEXXXXXXR
PLOT NO 32 KH NO 31/1 31/3 NIVARA GNSSP H NO 38 MZ PIPLA
UNNATI DHANRAJ WADIBHASME
NGP7_JT NAGPUR NO 7 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4365728
{'amount': 13110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX1534
14/10/2026-12:13:32
TAH NAGPUR GRAMIN DIST NAGPUR
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
4365728
raw reading (for Abhijit)
{'grn': 'MH011972730202627E', 'pin': '440001', 'total': 28110.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101400438', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AIEXXXXXXR', 'flat_block': 'PLOT NO 32 KH NO 31/1 31/3 NIVARA GNSSP H NO 38 MZ PIPLA', 'payer_name': 'UNNATI DHANRAJ WADIBHASME', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4365728', 'scheme_rows': [{'amount': 13110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1534', 'payment_date': '14/10/2026-12:13:32', 'road_locality': 'TAH NAGPUR GRAMIN DIST NAGPUR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '4365728'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 14 Oct, 12:17 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 7h ago | EzDocs | email_shadowed:index2_chase | {'to': 'rahul.ambade@icicihfc.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nAradhana Rai\nNOI Coordinator | One Legal\n+91 8888706969\n', 'subject': 'Re: Customer Name-Unnati wadibhasme LO |
| 1d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.4365728 — the loan amount is Rs.4300000']} |
| 1d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '2354bfe6-0cbd-402c-849a-5bcf5133dc43'} |
| 1d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 4365728 from the branch's |
| 1d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 1d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.28110 but this case's figures say Rs.27910 (0.3% Rs.12910 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.43 |
| 1d ago | EzDocs | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 1d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'UNNATI DHANRAJ WADI |
| 1d ago | EzDocs | challan_mismatch | {'file': 'UNNATI DHANRAJ WADIBHASME EchallanMH011972730202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.4365728 — the loan amount is Rs.4300000']} |
| 1d ago | EzDocs | challan_extracted | {'grn': 'MH011972730202627E', 'file': 'UNNATI DHANRAJ WADIBHASME EchallanMH011972730202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 28110.0} |
| 1d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '511701', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NGP7_ |
| 1d ago | NIKHIL | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 1d ago | EzDocs | quoted_history_checked | {} |
| 1d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1d ago | EzDocs | paper_locate | {'fp': '52c762e8b11f33f2', 'box': [1, 0, 999, 1000], 'why': 'The PAN card with PAN AIEPW7075R is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'c9a64277-6eb7-4254-9804-5da7679a6ff0'} |
| 1d ago | NIKHIL | calc_figure452 | {'by': 'NIKHIL', 'rf': 15000, 'sd': 13110, 'why': "a person worked this challan on this figure with the calculator on the GRAS page; the amounts were typed into the form from it. The case's loan amount is not changed her |
| 1d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 1d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03497'} |
| 1d ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 4300000.0, 'findings': ["Two loans of this borrower on one mortgage: ₹43,00,000 (Home Loan and Purchase/Imp |
| 1d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (KHASRA) — read box 1 once against the paper's own words"} |
| 1d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T06:32:27', 'why': 'reading', 'open': 1, 'mails': [{'at': '2026-10-14 05:50', 'id': '1a138f6d0fc5132f', 'from': 'branch', 'gist': 'The branch is asking for the 0.3 & 0.5 challan for the custom |
| 1d ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NAGPUR - CA ROAD'} |
| 1d ago | EzDocs | case_read | {'how': 'uri', 'tag': '0ebc6d99b24e0265', 'docs': ['Unnati Dhanraj Wadibhasme HRQ-26-163981_INDProcessRequest_2500320261006161631016', 'KFSLetter_77000361597.pdf', 'kyc wadibhasme.pdf', 'Screenshot 2026-10-13 184919.png' |
| 1d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "the |
| 1d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['Unnati Dhanraj Wadibhasme HRQ-26-163981_INDProcessRequest_25', 'KFSLetter_77000361597.pdf', 'kyc wadibhasme.pdf', 'Screenshot 2026-10-13 184919.png'], 'after': {'addresses': {' |
| 1d ago | EzDocs | address_compared | {'sig': '0f1bd71c0bba4107', 'why': 'after gather', 'people': [{'home': 'PLOT NUMBER 372 FLAT NUMBER G-1, G-1, GAJANAN PRASAD APARTMENT, NEW NARSALA ROAD, NEAR PANCHMUKHI HANUMAN MANDIR, MAHALAXMI NAGAR, Hutkeshwar Bk, Na |
| 1d ago | EzDocs | challan_boxes_composed | {'fp': '41c7bf583883cb51', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 32 KHASRA NO 31/1 31/3 N |
| 1d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The bank has sent the |
| 1d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Flat no', 'now': '38', 'src': 'technical_report', 'was': '32', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints this, and the |