silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02934

KHEMESH VIJAYSINGH CHOURAGADE

PNB_HFLLAN NHL/NAG/0626/5137117 Index II shared · done All documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs4 still to come
7 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓LSR (search report)open
✓Aadhaar cardopen
✓Payment screenshot — shows ₹14,400; money not verified yetopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓PAN cardopen
✓Paid challan (GRAS)open
✓Sale deedopen
A challan whose owner could not be read — not counted until a person says — inside RR and Regd agreement to sell Mr. open
Property address — READ from the legal report, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • The work is done — our fee of ₹14,430.83 is still not in our account. Chase the branch for it.
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
  • Payment proof is from 2026-08-11 — an old receipt?
MoneyWaiting for the credit
₹14,430.83CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹14,400; we wait for the credit itself
Ask for the exact ₹14,430.83. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500.83
Total we ask for14,430.83
Screenshot ₹14,400 — ₹31 under our ask, not below the real calculation ₹14,400. Counts as full. Nothing to ask.
Screenshot ₹14,400 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-08-11 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 14 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 7 h 25 minour time · 12 Aug 14:02
Index II 58 h 32 minour time · 6 Oct 13:33
the NOI team 6 d 22 hthe branch 48 d 22 htotal 55 d 20 h
Complete.
Day by day — every step and who held it
11 Aug 16:37Your branch's mail
12 Aug 14:02Challan made+21 h 25 min · the NOI team
30 Sep 12:19Papers from your branch+48 d 22 h · the branch
30 Sep 12:24Papers from your branch+5 min · the branch
30 Sep 12:24Papers readat once
30 Sep 12:24Property readat once
30 Sep 12:24Papers from your branchat once
30 Sep 12:24Papers readat once
30 Sep 12:25Papers from your branchat once
30 Sep 12:25Papers readat once
30 Sep 12:25Papers from your branchat once
30 Sep 12:25Papers readat once
30 Sep 12:25Papers from your branchat once
30 Sep 12:25Papers readat once
30 Sep 12:25Papers from your branchat once
30 Sep 12:25Papers readat once
30 Sep 12:26Fee quotedat once
6 Oct 13:33Index II sent+6 d 1 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,000
Loan account no.
NHL/NAG/0626/5137117
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKArea terms swap in LSR
The Agreement to SellCarpet area is 16.680 Sq.Mtr. and Built-up area is 18.130 Sq.Mtr.
comprising S/Office No. 832 on Eighth Floor ... area admeasuring about 16.680 Sq.Mtr. i.e. 179.544 Sq.Ft. of Carpet area & 18.130 Sq.Mtr. i.e. 195.151 Sq.Ft. of Built-up area
The legal reportNet built up area is 16.680 Sq.Mtrs. and Carpet area is 18.130 Sq.Mtrs.
Shop No. 832 covering a total net built up area 16.680 Sq. Mtrs. (179.544 Sq. Ft.) and carpet area 18.130 Sq. Mtrs.
Why it matters: The legal report has swapped the labels for carpet and built-up area. The registered Agreement to Sell defines 16.680 Sq.Mtr. as the carpet area.
What to do: Follow the registered Agreement to Sell and register 16.680 Sq.Mtr. as the carpet area.
CHECKPlot No. 102/2 mismatch
The legal reportPlot No. 102/2 included
bearing City Survey No. 1870/1 ... & City Survey No. 1872, Plot No. 102/2
The Agreement to SellNo plot number mentioned
bearing-City Survey No. 1870/1-admeasuring 1622.8 Sq.Mtr. & City Survey No. 1872, admeasuring 970.40 Sq.Mtr.
Why it matters: The legal report adds Plot No. 102/2 to the description, which is absent in the registered Agreement to Sell.
What to do: Follow the registered Agreement to Sell, which is the official title deed.
Compared: the sanction letter, the legal report (TSR); and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the required documents and the challan has been shared. The team has promised to process the NOI.
the trail says the next move is with the NOI team — to process the NOI
the branch last asked: kindly provide NOI.
the NOI team last promised: we will process the NOI for the same.
✓ loan papers sent — done, mail 1 (2026-09-30) “Please find attached RR and Registered Agreement to Sell; kindly provide NOI.”
✓ challan made — done, mail 1 (2026-09-30) “PFA challan for your reference..”
✓ challan shared — done, mail 1 (2026-09-30) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “Please find attached RR and Registered Agreement to Sell; kindly provide NOI.”
read over 2 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH008177079202627E9990510260087 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB bharati.bhope@phfl.com phfl.com
30 Sep, 12:19 · 13d ago
THE APP JOINED HERE — earlier mails are on Gmail
Fw: Re[3]: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE
Dear Team,

Please find attached RR and Registered Agreement to Sell; kindly provide NOI.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 14:07 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Re[2]: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 12 Aug 2026 at 13:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 12 Aug 2026 at 13:34, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, PFA, Clear PAN card Copy, Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 12:41 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Dear Team, Pls share a pan card of applicants for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 11 Aug 2026 at 19:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 11 Aug 2026 at 16:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 11 Aug 2026 at 16:37, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, Kindly Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE. Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited
🤖 read: asks for the e-filing copy; documents attached — “kindly provide NOI.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 13:09 · 13d ago
Re: Fw: Re[3]: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE

Team

we will process the NOI for the same. Team

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 12:17, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached RR and Registered Agreement to Sell; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 14:07 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Re[2]: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 12 Aug 2026 at 13:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 12 Aug 2026 at 13:34, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, PFA, Clear PAN card Copy, Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 12:41 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Dear Team, Pls share a pan card of applicants for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 19:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 16:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 16:37, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, Kindly Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE. Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited
🤖 read: The team promises to process the NOI.
OL The NOI teamTYPED IN GMAIL
05 Oct, 12:06 · 8d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 13:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Team Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 12:17, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached RR and Registered Agreement to Sell; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 14:07 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Re[2]: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 12 Aug 2026 at 13:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 12 Aug 2026 at 13:34, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, PFA, Clear PAN card Copy, Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 12:41 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Dear Team, Pls share a pan card of applicants for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 19:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 16:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 16:37, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, Kindly Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE. Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:22 · 7d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 12:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 13:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Team Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 12:17, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached RR and Registered Agreement to Sell; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 14:07 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Re[2]: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 12 Aug 2026 at 13:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 12 Aug 2026 at 13:34, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, PFA, Clear PAN card Copy, Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 08/12/26 12:41 To: Nagsen Khemchand Jambhulkar ( nagsen.jambhulkar@phfl.com ) Cc: Sandip Bhusari1 ( sandip.bhusari1@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Rahul Narendra Nayab ( rahul.nayab@phfl.com ), Bharati Bhope ( bharati.bhope@phfl.com ) Subject: Re: Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE Exercise Secured by Check Point Dear Team, Pls share a pan card of applicants for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 19:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 16:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share a pan card of applicant for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 11 Aug 2026 at 16:37, Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com > wrote: Dear Team, Kindly Process for NOI & Challan :- NHL/NAG/0626/5137117/KHEMESH VIJAYSINGH CHOURAGADE. Thanks & Regards, Nagsen Jambhulkar Sr. Team Leader - Loans PNB Housing Finance Ltd., Direct: 0712-2533460,1,2 Mobile: 9370638343 PHFL Home Loans and Services Limited
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
LSR (search report) 17-Khemesh Vijaysingh Chouragade.pdf
filed 13d ago
Aadhaar card IMG-20260811-WA0078.jpg
filed 13d ago
Payment screenshot IMG-20260811-WA0079.jpg
filed 13d ago
Sanction letter IMG-20260811-WA0081.jpg
filed 13d ago
Selfie / photo IMG-20260811-WA0080.jpg
CANNOT BE READ — clear copy asked 13d ago
PAN card PAN Card -1.pdf
filed 13d ago
Paid challan (GRAS) KHEMESH VIJAYSINGH CHOURAGADE EchallanMH008177079202627E.pdf
filed 13d ago
Sale deed+ Payment screenshot inside+ A challan whose owner could not be read — not counted until a person says inside RR and Regd agreement to sell Mr. Chouragade.pdf
filed 13d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,430.83
Where it stands
waiting for the credit
Screenshot claims
₹14,400 622302869187
Screenshot ₹14,400 — ₹31 under our ask, not below the real calculation ₹14,400. Counts as full. Nothing to ask.
Screenshot ₹14,400 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-08-11 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet
stale_claim:2026-08-11:50d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,730₹7,880₹320 ₹1,500₹14,430
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
not verified yetsource: the legal report (17-Khemesh Vijaysingh Chouragade.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
All that RCC superstructure comprising of Shop No. 832 covering a total net built up area 16.680 Sq. Mtrs. (179.544 Sq. Ft.) and carpet area 18.130 Sq. Mtrs., (i.e. 195.151 Sq. Ft.,) on the Eight Floor of the building known and styled as "RAI TOWER" Together with 0.28% undivided share and interest in All that piece and parcel of Freehold land bearing City Survey No. 1870/1, admeasuring 1622.8 Sq. Mt. & City Survey No. 1872, Plot No. 102/2 admeasuring about 970.40 Sq. Mt., thus total admeasuring about 2593.2 Sq. Mt. (27913.20 Sq. Ft.), being a portion of entire land of Mouza – Sitabuldi, Circle No. 19/27, bearing Sheet No. 29, situated at Corporation House No. 59 & 59A in Ward No. 65, situated at Kamptee Road, Sadar, Nagpur, within the limit of Nagpur Improvement Trust, Nagpur and Nagpur Municipal Corporation, Nagpur, in Tahsil and District Nagpur
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
IMG-20260811-WA0081.jpg
as printed
UNIT 832, FLOOR 8TH FLOOR, BLOCK 8TH FLOOR, PROJECT RAI TOWER, RAI TOWER, C S NO 1870 /1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440001
PIN
440001
the legal report (TSR)
17-Khemesh Vijaysingh Chouragade.pdf
as printed
ALL THAT RCC SUPERSTRUCTURE COMPRISING OF SHOP NO. 832 COVERING A TOTAL NET BUILT UP AREA 16.680 SQ. MTRS. (179.544 SQ. FT.) AND CARPET AREA 18.130 SQ. MTRS., (I.E. 195.151 SQ. FT.,) ON THE EIGHT FLOOR OF THE BUILDING KNOWN AND STYLED AS "RAI TOWER" TOGETHER WITH 0.28% UNDIVIDED SHARE AND INTEREST IN ALL THAT PIECE AND PARCEL OF FREEHOLD LAND BEARING CITY SURVEY NO. 1870/1, ADMEASURING 1622.8 SQ. MT. & CITY SURVEY NO. 1872, PLOT NO. 102/2 ADMEASURING ABOUT 970.40 SQ. MT., THUS TOTAL ADMEASURING ABOUT 2593.2 SQ. MT. (27913.20 SQ. FT.), BEING A PORTION OF ENTIRE LAND OF MOUZA – SITABULDI, CIRCLE NO. 19/27, BEARING SHEET NO. 29, SITUATED AT CORPORATION HOUSE NO. 59 & 59A IN WARD NO. 65, SITUATED AT KAMPTEE ROAD, SADAR, NAGPUR, WITHIN THE LIMIT OF NAGPUR IMPROVEMENT TRUST, NAGPUR AND NAGPUR MUNICIPAL CORPORATION, NAGPUR, IN TAHSIL AND DISTRICT NAGPUR
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 832 8TH FLOOR RAI TOWER CTS 1870/1 1872 PLOT NO 102/2 SHEET NO 29 CIRCLE NO 19/27 WARD NO 65
Locality/Road
KAMPTEE ROAD SADAR SITABULDI NEAR VIMS HOSPITAL LIC SQUARE
Area/City
NAGPUR
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 0, 102/2, 130, 151, 16, 1622, 179, 18, COVERING, EIGHT, ENTIRE, FREEHOLD, IMPROVEMENT, INTEREST, LIMIT, MOUZA, MT, NET
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorKhemesh Vijaysingh ChouragadeAVPPC4712K…9106

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasebharati.bhope@phfl.com 13d ago
document chasebharati.bhope@phfl.com 13d ago
What the engine read from each document — check anything marked in red
LSR (search report) 17-Khemesh Vijaysingh Chouragade.pdf needs your check
found
True
found in
Detailed Address of the Property:
area sq m
18.13
paper for
loan_ref: NHL/NAG/0626/5137117; report_id: 2026/SMB/PNB/OPN/LEG/JUL/17; customer_name: MR. KHEMESH VIJAYSINGH CHOURAGADE
confidence
0.95
property address
road: KAMPTEE ROAD; state: MAHARASHTRA; taluka: NAGPUR; flat_no: SHOP NO 832; district: NAGPUR; floor_no: 8TH; full_address: Shop No. 832, Eight Floor, RAI TOWER, land bearing City Survey No. 1870/1 and City Survey No. 1
security address verbatim
All that RCC superstructure comprising of Shop No. 832 covering a total net built up area 16.680 Sq. Mtrs. (179.544 Sq. Ft.) and carpet area 18.130 Sq. Mtrs., (i.e. 195.151 Sq. Ft.,) on the Eight Floor of the building kn
raw reading (for Abhijit)
{'found': True, 'found_in': 'Detailed Address of the Property:', 'area_sq_m': 18.13, 'paper_for': {'loan_ref': 'NHL/NAG/0626/5137117', 'report_id': '2026/SMB/PNB/OPN/LEG/JUL/17', 'customer_name': 'MR. KHEMESH VIJAYSINGH CHOURAGADE'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': None, 'road': 'KAMPTEE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR', 'flat_no': 'SHOP NO 832', 'district': 'NAGPUR', 'floor_no': '8TH', 'landmark': None, 'full_address': 'Shop No. 832, Eight Floor, RAI TOWER, land bearing City Survey No. 1870/1 and City Survey No. 1872, Plot No. 102/2, Mouza – Sitabuldi, Circle No. 19/27, Sheet No. 29, Corporation House No. 59 and 59A in Ward No. 65, Kamptee Road, Sadar, Nagpur, Tahsil and District Nagpur', 'village_city': 'SITABULDI', 'building_name': 'RAI TOWER', 'survey_or_cts_no': 'CITY SURVEY NO. 1870/1, CITY SURVEY NO. 1872, PLOT NO. 102/2, SHEET NO. 29'}, 'security_address_verbatim': 'All that RCC superstructure comprising of Shop No. 832 covering a total net built up area 16.680 Sq. Mtrs. (179.544 Sq. Ft.) and carpet area 18.130 Sq. Mtrs., (i.e. 195.151 Sq. Ft.,) on the Eight Floor of the building known and styled as "RAI TOWER" Together with 0.28% undivided share and interest in All that piece and parcel of Freehold land bearing City Survey No. 1870/1, admeasuring 1622.8 Sq. Mt. & City Survey No. 1872, Plot No. 102/2 admeasuring about 970.40 Sq. Mt., thus total admeasuring about 2593.2 Sq. Mt. (27913.20 Sq. Ft.), being a portion of entire land of Mouza – Sitabuldi, Circle No. 19/27, bearing Sheet No. 29, situated at Corporation House No. 59 & 59A in Ward No. 65, situated at Kamptee Road, Sadar, Nagpur, within the limit of Nagpur Improvement Trust, Nagpur and Nagpur Municipal Corporation, Nagpur, in Tahsil and District Nagpur'}
Aadhaar card IMG-20260811-WA0078.jpg needs your check
dob
1993-12-17
name
Khemesh Vijaysingh Chouragade
mobile
9595466269
address
pin: 440013; area: NAGPUR (M CORP.); flat: NO.301,P NO.24; road: KESHAV MARG 3, GOKUL HOUSING SOCIETY, GOREWADA ROAD AD; state: Maharashtra; building: DEVIKA PRABHU SPARSH APARTMENT; district: Nagpur; post_office: Katolr
legible
True
aadhaar last4
9106
raw reading (for Abhijit)
{'dob': '1993-12-17', 'pan': None, 'name': 'Khemesh Vijaysingh Chouragade', 'mobile': '9595466269', 'address': {'pin': '440013', 'area': 'NAGPUR (M CORP.)', 'flat': 'NO.301,P NO.24', 'road': 'KESHAV MARG 3, GOKUL HOUSING SOCIETY, GOREWADA ROAD AD', 'floor': None, 'state': 'Maharashtra', 'building': 'DEVIKA PRABHU SPARSH APARTMENT', 'district': 'Nagpur', 'post_office': 'Katolroad', 'village_city': 'Katolroad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9106', 'quality_issue': None}
Payment screenshot IMG-20260811-WA0079.jpg needs your check
utr
622302869187
date
2026-08-11
time
15:26
amount
14400
method
UPI
payee upi
9892834356-2@okbizaxis
payer upi
khemeshchouragade@oksbi
payee name
THINKBIGZ INITIATIVE PVT LTD
payer name
KHEMESH VIJAYSINGH CHAURAGADE
raw reading (for Abhijit)
{'utr': '622302869187', 'date': '2026-08-11', 'time': '15:26', 'amount': 14400, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': 'khemeshchouragade@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'KHEMESH VIJAYSINGH CHAURAGADE', 'debit_notification_text': None}
Sanction letter IMG-20260811-WA0081.jpg needs your check
lan
NHL/NAG/0626/5137117
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'KHEMESH VIJAYSINGH CHOURAGADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'EKTA KHEMESH CHOURAGADE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
loan amount
1500000.0
final amount
1575000.0
interest rate
13.15
sanction date
27-Jun-2026
letter version
4
applicant email
khemeshchouragade@gmail.com
applicant names
KHEMESH VIJAYSINGH CHOURAGADE, EKTA KHEMESH CHOURAGADE
printed altered
False
applicant mobile
9595466269
balance transfer
False
property address
pin: 440001; road: KAMPTEE ROAD; state: MAHARASHTRA; taluka: NAGPUR; flat_no: 832; district: NAGPUR; floor_no: 8th floor; landmark: NEAR VIMS HOSPITAL, LIC SQUARE; full_address: Unit 832, Floor 8th floor, Block 8th floor
insurance premium
75000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1575000.0
security address verbatim
Unit 832, Floor 8th floor, Block 8th floor, Project RAI TOWER, RAI TOWER, C S NO 1870 /1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, India, 44
applicant address verbatim
FLAT NO 301, PLOT NO 24, DEVIKA PRABHU SPARSH APPARTMENT, GOKUL HOUSING SOCIETY GOREWADA ROAD, Nagpur, MAHARASHTRA, 440013, India
raw reading (for Abhijit)
{'lan': 'NHL/NAG/0626/5137117', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'KHEMESH VIJAYSINGH CHOURAGADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'EKTA KHEMESH CHOURAGADE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000.0, 'final_amount': 1575000.0, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '27-Jun-2026', 'letter_version': '4', 'applicant_email': 'khemeshchouragade@gmail.com', 'applicant_names': ['KHEMESH VIJAYSINGH CHOURAGADE', 'EKTA KHEMESH CHOURAGADE'], 'printed_altered': False, 'applicant_mobile': '9595466269', 'balance_transfer': False, 'property_address': {'pin': '440001', 'road': 'KAMPTEE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR', 'flat_no': '832', 'district': 'NAGPUR', 'floor_no': '8th floor', 'landmark': 'NEAR VIMS HOSPITAL, LIC SQUARE', 'full_address': 'Unit 832, Floor 8th floor, Block 8th floor, Project RAI TOWER, RAI TOWER, C S NO 1870 /1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, India, 440001', 'village_city': 'Nagpur', 'building_name': 'RAI TOWER', 'survey_or_cts_no': 'C S NO 1870 /1 AND 1872 SHEET NO 29'}, 'insurance_premium': 75000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1575000.0, 'security_address_verbatim': 'Unit 832, Floor 8th floor, Block 8th floor, Project RAI TOWER, RAI TOWER, C S NO 1870 /1 AND 1872 SHEET NO 29, NEAR VIMS HOSPITAL, KAMPTEE ROAD LIC SQUARE, TAH & DIST NAGPUR 440001, Nagpur, Nagpur, MAHARASHTRA, India, 440001', 'applicant_address_verbatim': 'FLAT NO 301, PLOT NO 24, DEVIKA PRABHU SPARSH APPARTMENT, GOKUL HOUSING SOCIETY GOREWADA ROAD, Nagpur, MAHARASHTRA, 440013, India'}
Selfie / photo IMG-20260811-WA0080.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
PAN card PAN Card -1.pdf needs your check
dob
1993-12-17
pan
AVPPC4712K
name
KHEMESH VIJAYSINGH CHOURAGADE
legible
True
father name
VIJAYSINGH CHOURAGADE
raw reading (for Abhijit)
{'dob': '1993-12-17', 'pan': 'AVPPC4712K', 'name': 'KHEMESH VIJAYSINGH CHOURAGADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAYSINGH CHOURAGADE', 'aadhaar_last4': None, 'quality_issue': None}
Paid challan (GRAS) KHEMESH VIJAYSINGH CHOURAGADE EchallanMH008177079202627E.pdf needs your check
grn
MH008177079202627E
pin
440001
total
12610.0
article
6(1)
defaced
False
bank cin
03006172026081200725
district
NAGPUR
area city
NAGPUR
payer pan
AVPXXXXXXK
flat block
UNIT/SHOP NO. 832, 8TH FLOOR, PROJECT
payer name
KHEMESH VIJAYSINGH CHOURAGADE
sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000
scheme rows
{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6269
payment date
12/08/2026-14:02:46
road locality
HOSPITAL, KAMPTEE ROAD, LIC SQUARE, TAH AND DIST NAGPUR, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1575000
raw reading (for Abhijit)
{'grn': 'MH008177079202627E', 'pin': '440001', 'total': 12610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026081200725', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AVPXXXXXXK', 'flat_block': 'UNIT/SHOP NO. 832, 8TH FLOOR, PROJECT', 'payer_name': 'KHEMESH VIJAYSINGH CHOURAGADE', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000', 'scheme_rows': [{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6269', 'payment_date': '12/08/2026-14:02:46', 'road_locality': 'HOSPITAL, KAMPTEE ROAD, LIC SQUARE, TAH AND DIST NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1575000'}
Sale deed RR and Regd agreement to sell Mr. Chouragade.pdf needs your check
grn
MH005999132202627E
pin
440001
total
160000.0
defaced
False
district
NAGPUR
area city
NAGPUR
payer pan
AACXXXXXXG
flat block
832 RAI TOWER
payer name
RAI UDYOG LTD
sro office
NGP2 JT NAGPUR SUB REGISTRAR
paying bank
BANK OF BARODA
remarks raw
SecondPartyName=KHEMESH CHOURAGADE-
scheme rows
{'amount': 140000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 20000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3230
payment date
08/07/2026
inner challan
True
road locality
SITABULDI
second party name
KHEMESH CHOURAGADE
raw reading (for Abhijit)
{'grn': 'MH005999132202627E', 'pin': '440001', 'total': 160000.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AACXXXXXXG', 'flat_block': '832 RAI TOWER', 'payer_name': 'RAI UDYOG LTD', 'sro_office': 'NGP2 JT NAGPUR SUB REGISTRAR', 'paying_bank': 'BANK OF BARODA', 'remarks_raw': 'SecondPartyName=KHEMESH CHOURAGADE-', 'scheme_rows': [{'amount': 140000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 20000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3230', 'payment_date': '08/07/2026', 'inner_challan': True, 'road_locality': 'SITABULDI', 'second_party_pan': None, 'second_party_name': 'KHEMESH CHOURAGADE', 'consideration_amount': None}
Sale deed RR and Regd agreement to sell Mr. Chouragade.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sale deed RR and Regd agreement to sell Mr. Chouragade.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20260811-WA0079.jpg needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '622302869187', 'date': '2026-08-11', 'page': 1, 'time': '15:26', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 14400.0, 'direction': 'debit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '622302869187', 'date': '2026-08-11', 'page': 1, 'time': '15:26', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 14400.0, 'direction': 'debit', 'narration': 'UPI transaction ID 622302869187 To: THINKBIGZ INITIATIVE PVT LTD 9892834356-2@okbizaxis From: KHEMESH VIJAYSINGH CHAURAGADE (State Bank of India) Google Pay khemeshchouragade@oksbi Google transaction ID CICAgJiH_0X8Hg', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '2557', 'account_holder': 'KHEMESH VIJAYSINGH CHAURAGADE'}}
Paid challan (GRAS) KHEMESH VIJAYSINGH CHOURAGADE EchallanMH008177079202627E.pdf needs your check
payments inside
bank: PUNJAB NATIONAL BANK; kind: other; payments: []; rows_read: 0; account_holder: KHEMESH VIJAYSINGH CHOURAGADE
raw reading (for Abhijit)
{'payments_inside': {'bank': 'PUNJAB NATIONAL BANK', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'KHEMESH VIJAYSINGH CHOURAGADE'}}
Sanction letter IMG-20260811-WA0081.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
LSR (search report) 17-Khemesh Vijaysingh Chouragade.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical record (for Abhijit — safe to ignore)
7d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
8d agosystem:emailsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NAG/0626/5137
8d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
8d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '434414', 'lessons': [{'box': 'Attribute 1 number', 'words': 'Attribute 1 num
8d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village Name', 'why': 'The source document prints t
8d agosystem:copilotform_checked489{'ok': False, 'page': 'payment', 'paid': True, 'boxes': 5, 'issues': 4, 'case_no': 'NOI-2026-02934'}
8d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
8d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '434375', 'lessons': [{'box': 'Interest Rate', 'words': 'Interest Rate: the
8d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '434385', 'lessons': []}
8d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': "The case's property boxes and In
8d agosystem:copilotform_checked489{'ok': False, 'page': 'property', 'paid': True, 'boxes': 20, 'issues': 3, 'case_no': 'NOI-2026-02934'}
8d agocopilotcopilot_pick{'why': 'The source text explicitly mentions "Nagpur Municipal Corporation, Nagpur", and the option "Nagapur Corporation" is the closest match, with a common spelling variation for Nagpur.', 'field': 'Hadd Name', 'value'
8d agocopilotcopilot_pick{'why': 'The source text explicitly mentions "Mouza – Sitabuldi", and the option "Sitabardi" is the closest match in spelling and pronunciation, representing the same place. The case village_city also confirms', 'field':
8d agocopilotcopilot_pick{'why': "the portal spells it 'Nagapur'", 'field': 'Taluka', 'value': '1', 'method': 'spelling', 'picked': 'Nagapur', 'wanted': 'NAGPUR', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the c
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []}
8d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagor', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-02934'}
8d agocopilotcopilot_pick{'why': "The source text does not mention a post office. The options provided are post offices, but none of them are explicitly mentioned in the source text as the location of the property or the borrower's ad", 'field':
8d agocopilot:ANJUcopilot_edit{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
8d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagor', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-02934'}
8d agocopilotcopilot_pick{'why': "The source text does not mention a post office. The options provided are post offices, but none of them are explicitly mentioned in the source text as the location of the property or the borrower's ad", 'field':
8d agocopilot:ANJUcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
8d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building Name', 'why': 'The sanction letter print
8d agosystem:copilotform_checked489{'ok': False, 'page': 'mortgagee', 'paid': True, 'boxes': 24, 'issues': 7, 'case_no': 'NOI-2026-02934'}
8d agocopilotefiling_token_from_portal{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9990510260087'}
11d agosystem:paymentshidden_payment_scan{'file': '17-Khemesh Vijaysingh Chouragade.pdf', 'kind': None, 'found': 0, 'doc_id': '936181e7-d243-47db-8b97-1b80f1cbdb2d', 'fetched': True}
11d agosystem:paymentshidden_payment_scan{'file': 'IMG-20260811-WA0081.jpg', 'kind': None, 'found': 0, 'doc_id': '1c91ea07-4b08-4d67-aca7-1f8cb83578a9', 'fetched': True}
11d agosystem:paymentshidden_payment_scan{'file': 'KHEMESH VIJAYSINGH CHOURAGADE EchallanMH008177079202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '7c86d559-a4ac-4f91-bc4a-818ce925e7cc', 'fetched': True}
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
13d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Block / Sector', '

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹14,400 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: The work is done — our fee of ₹14,430.83 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for. Payment proof is from 2026-08-11 — an old receipt?
6 Oct1 thing
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
13:33
5 Oct21 things — 21 steps
An old draft withdrew itself — its asks were already answered
12:30
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
12:30
copilot check issues — by copilot
11:54
form checked489
11:54
copilot edit — by copilot:ANJU
11:54
copilot check issues — by copilot
11:51
form checked489
11:51
copilot pick — by copilot
11:51
copilot pick — by copilot
11:51
copilot pick — by copilot
11:51
copilot check ok — by copilot
11:51
form checked489
11:51
copilot pick — by copilot
11:51
copilot edit — by copilot:ANJU
11:51
copilot check ok — by copilot
11:50
form checked489
11:50
copilot pick — by copilot
11:50
copilot edit — by copilot:ANJU
11:49
copilot check issues — by copilot
11:49
form checked489
11:49
efiling token from portal — by copilot
11:49
30 Sep57 things — 8 documents received · 3 letters written · 1 money step · 1 caution · 44 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:13
property self check
12:39
extra challan scanned
12:39
The branch's title document is on the case — the filing is the NOI team's move
12:35
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:35
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:34
Nothing new to ask for — stayed quiet
12:31
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
12:31
stale claim flagged
12:31
claim part duplicate
12:31
The home address was read off the papers — by ezdocs:reader
12:31
Nothing new to ask for — stayed quiet
12:30
boxes gathered
12:29
address compared
12:29
challan boxes composed
12:29
Nothing new to ask for — stayed quiet
12:29
box disagreement
12:28
A box the papers had not filled was read off a paper and corrected
12:28
A box the papers had not filled was read off a paper and corrected
12:28
property numbers completed
12:28
case read — by ezdocs:reader
12:27
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02934
12:26
An old draft withdrew itself — its asks were already answered
12:26
claim inside desk buffer
12:26
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
12:26
The payment proof already on the case was applied
12:26
thread docs swept
12:25
Documents the branch had sent were fetched from the mail thread
12:25
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
12:25
Received: Sale deed
RR and Regd agreement to sell Mr. Chouragade.pdf
12:25
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:25
Challan re-read against the case — matches exactly
12:25
challan extracted
12:25
Received: Challan
KHEMESH VIJAYSINGH CHOURAGADE EchallanMH008177079202627E.pdf
12:25
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:25
Received: PAN card
PAN Card -1.pdf
12:25
money settled — by ezdocs:reader
12:25
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
12:25
Received: Selfie — not usable
IMG-20260811-WA0080.jpg — this is a photograph of a passport-size print, not a live selfie
12:25
case read started — by ezdocs:reader
12:25
applicant email captured
12:25
Property address read from the sanction letter
12:25
roles from letter
12:25
amount low confidence
12:25
Received: Sanction letter
IMG-20260811-WA0081.jpg
12:25
Payment proof arrived before the case was quoted — held
12:25
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02934
12:25
Received: Payment screenshot
IMG-20260811-WA0079.jpg
12:25
card mobile not taken
12:24
kyc address read
12:24
Received: Aadhaar
IMG-20260811-WA0078.jpg
12:24
Property read, but a box is missing — a person fills and checks
12:24
Property read from the legal / technical report (the sanction letter had none)
12:24
Received: LSR
17-Khemesh Vijaysingh Chouragade.pdf
12:24
Nothing new to ask for — stayed quiet
12:18
old thread stored only
12:18
Case opened from the branch's mail
12:17
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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