silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03385

Nitin Sopan Bandavane

PNB_HFLLAN HOU/PNVL/0826/5198595 Index II pending · with the government SHORT ₹110.18 Send the draft 1All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Payment screenshot — SHORT ₹110.18 (shows ₹24,920 of ₹25,030.18)open
✓Sanction letteropen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside KYC.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Payment SHORT by ₹110.18 (₹24,920 of ₹25,030.18).
  • The work is done — our fee of ₹25,030.18 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹25,030.18CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹24,920; we wait for the credit itself
Ask for the exact ₹25,030.18. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%8,710
Registration fee 0.5%14,500
Government handling320
Our service fee1,500.18
Total we ask for25,030.18
Screenshot ₹24,920. Case needs ₹25,030.18. SHORT by ₹110.18. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹72 below the real calculation of ₹24,992 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 8 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹25,012. We ask ₹25,030 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹24,920 · 12 Oct 12:06 · CHAKRAPANICATERERS DECORATOR — ₹110.18 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 05 minour time · 12 Oct 12:35
Index II —not yet
the NOI team 1 d 20 hthe SRO 9 h 42 mintotal 2 d 6 h so far
Now with the SRO — waiting for the SRO's Index II
since 13 Oct 16:05 — 9 h 42 min of working time
Day by day — every step and who held it
11 Oct 19:30Your branch's mail
11 Oct 19:32Papers read+2 min · the NOI team
11 Oct 19:32Property readat once
11 Oct 19:32Fee quotedat once
12 Oct 12:35Challan made+17 h 02 min · the NOI team
13 Oct 16:05Filed on IGR — e-filing shared+1 d 3 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹28,99,000
Loan account no.
HOU/PNVL/0826/5198595
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II, the branch's mail. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026122617077 · ₹300 · paid 12/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011800134202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/519859
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/PNVL/0826/5198595).

ApplicantNitin Sopan Bandavane
LANHOU/PNVL/0826/5198595
Loan AmtRs. 28,90,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 24,920 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03385/143fbf2db88636e78feb1419 We note the advice is for less than the total of Rs. 24,960 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
VP vikas.patil1@pnbhousing.com pnbhousing.com
11 Oct, 19:30 · 2d ago THE FIRST MAIL — how this case began
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595
Dear Team,

Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595

Document and Receipt attached for your reference.

Loan amount including insurance₹28,99,000

Property Address: Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209

Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com<mailto:vikas.patil1@pnbhousing.com> Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.png@01DD54D4.EA0AA8F0] Internal
🤖 read: asks for the challan; documents attached — “Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595”
5 more mails in between — open
VP vikas.patil1@pnbhousing.com pnbhousing.com
12 Oct, 11:20 · 1d ago
Dear team,

Please share the challan in captioned cas

Get Outlook for iOS<https://aka.ms/o0ukef>

Internal

earlier mails quoted below
________________________________ From: Vikas Patil 1 <vikas.patil1@pnbhousing.com> Sent: Sunday, 11 October 2026 19:30:38 To: THINKBIGZ NOI <pnb.noifilling@gmail.com> Cc: Sayed Irfan Ahmed <sayed.irfan@pnbhousing.com>; Nilesh Gadankush <nilesh.gadankush@pnbhousing.com>; Harshada Arun Kashid <harshada.kashid@pnbhousing.com>; Aniket Ananda Washivale <aniket.washivale@phfl.com> Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address: Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com<mailto:vikas.patil1@pnbhousing.com> Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.png@01DD54D4.EA0AA8F0]
🤖 read: asks for the challan — “Please share the challan in captioned cas”
VP vikas.patil1@pnbhousing.com pnbhousing.com
12 Oct, 12:00 · 1d ago
Dear Team,

Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595

Document and Receipt attached for your reference.

Loan amount including insurance₹28,99,000

Property Address: Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209

Thanks & Regards, Vikas Patil Area Sales Manager - Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.png@01DD5A41.4771FE50] Internal
earlier mails quoted below
From: Vikas Patil 1 <vikas.patil1@pnbhousing.com> Sent: 11 October 2026 19:31 To: THINKBIGZ NOI <pnb.noifilling@gmail.com> Cc: Sayed Irfan Ahmed <sayed.irfan@pnbhousing.com>; Nilesh Gadankush <nilesh.gadankush@pnbhousing.com>; Harshada Arun Kashid <harshada.kashid@pnbhousing.com>; Aniket Ananda Washivale <aniket.washivale@phfl.com> Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595
🤖 read: asks for the challan; documents attached — “Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595”
OL The NOI teamTYPED IN GMAIL
12 Oct, 12:12 · 1d ago
Dear Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:02, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Sent: 11 October 2026 19:31 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 12:27 · 1d ago
Dear Team,

Kindly confirm the total loan amount for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:02, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Sent: 11 October 2026 19:31 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com
🤖 read: asks the branch for the loan amount — “Kindly confirm the total loan amount for challan process.”
VP vikas.patil1@pnbhousing.com pnbhousing.com
12 Oct, 12:31 · 1d ago
Dear Team,

Please find the loan details

Loan Amount₹28,90,000
Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 12 October 2026 12:27 To: Vikas Patil 1 <vikas.patil1@pnbhousing.com> Cc: Sayed Irfan Ahmed <sayed.irfan@pnbhousing.com>; Nilesh Gadankush <nilesh.gadankush@pnbhousing.com>; Harshada Arun Kashid <harshada.kashid@pnbhousing.com>; Aniket Ananda Washivale <aniket.washivale@phfl.com> Subject: Re: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Exercise Secured by Check Point Dear Team,
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:02, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Sent: 11 October 2026 19:31 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com
🤖 read: asks for the fee / a quote — “Dear Team, Please find the loan details”
OL The NOI teamTYPED IN GMAIL
12 Oct, 12:37 · 1d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:31, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Please find the loan details Loan Amount : 28,90,000/- Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 12 October 2026 12:27 To: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Re: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Exercise Secured by Check Point Dear Team, Kindly confirm the total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:02, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Sent: 11 October 2026 19:31 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 16:05 · 9h ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:31, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Please find the loan details Loan Amount : 28,90,000/- Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 12 October 2026 12:27 To: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Re: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Exercise Secured by Check Point Dear Team, Kindly confirm the total loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:02, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal From: Vikas Patil 1 < vikas.patil1@pnbhousing.com > Sent: 11 October 2026 19:31 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Sayed Irfan Ahmed < sayed.irfan@pnbhousing.com >; Nilesh Gadankush < nilesh.gadankush@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Aniket Ananda Washivale < aniket.washivale@phfl.com > Subject: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Dear Team, Kindly Initiate 0.3% & NOI Challan in case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/5198595 Document and Receipt attached for your reference. Loan amount including insurance – 28,99,000/- Property Address : Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo DocScanner Oct 9, 2026 7-16 PM_1(1).jpg
CANNOT BE READ — clear copy asked 2d ago
Selfie / photo DocScanner Oct 9, 2026 7-16 PM_1.jpg
filed 2d ago
Payment screenshot DocScanner Oct 11, 2026 7-28 PM.pdf
filed 2d ago
Sanction letter Sanction letter - 2026-10-09T200129.177.pdf
filed 2d ago
PAN card+ Aadhaar card inside+ Selfie / photo inside KYC.pdf
filed 2d ago
Other image001.png
filed 2d ago
Index IIthe branch sent this — an input Index II.jpg
filed 2d ago
Paid challan (GRAS) NITIN SOPAN BANDAVANE EchallanMH011800134202627E.pdf
filed 1d ago
E-filing copy (token) eFilingDoc9991210260584.pdf
filed 9h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,030.18
Where it stands
waiting for the credit
Screenshot claims
₹24,920
Screenshot ₹24,920. Case needs ₹25,030.18. SHORT by ₹110.18. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹72 below the real calculation of ₹24,992 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,710₹14,500₹320 ₹1,500₹25,030
By law ₹25,012. We ask ₹25,030 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Mobile (person 1), E-mail (person 1), Road (person 2)
8 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), Floor (person 2), Flat / house no (person 2), Road (person 2)
✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः पनवेल म.न.पा. इतर वर्णन, इतर माहितीः सदनिका क्र. 205, दुसरा मजला, बी विंग, वन मिलेनियम, प्लॉट क्र. 01, सेक्टर 27, कामोठे, ता. पनवेल, जि. रायगड. क्षेत्र 37.028 चौ. मी. कारपेट + 3.300 चौ.मी. एनक्लोज बाल्कनी + 01 स्टॅक कार पार्किंग स्पेस क्षेत्र 10.50 चौ.मी. ( (Plot Number: 1; SECTOR NUMBER :27;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-10-09T200129.177.pdf
as printed
UNIT FLAT NO. 205, FLOOR 2ND FLOOR, BLOCK WING B, PROJECT ONE MILLENNIUM, SECTOR 27 KHANDESHWAR KAMOTHE, 410209 DIST RAIGAD MAHARASHTRA, PLOT NO 1, NEAR KHANDESHWAR RAILWAY STATION, MUMBAI, MUMBAI, MAHARASHTRA, INDIA, 410209
PIN
410209
the Index II
Index II.jpg
the property
1) paalikeche naavah panavela ma.na.paa. itara varnana, itara maahitih sadanikaa kra. 205, dusaraa majalaa, bi vinga, vana mileniyama, plota kra. 01, sektara 27, kaamothe, taa. panavela, ji. raayagada. kshetra 37.028 chau. mi. kaarapeta + 3.300 chau.mi. enakloja baalkani + 01 staka kaara paarkinga spesa kshetra 10.50 chau.mi. ( (PLOT NUMBER: 1; SECTOR NUMBER :27;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT FLAT NO 205 FLOOR 2ND FLOOR BLOCK WING B PROJECT ONE MILLENNIUM SECTOR 27 KHANDESHWAR KAMOTHE
Locality/Road
DIST RAIGAD MAHARASHTRA PLOT NO 1 NEAR KHANDESHWAR RAILWAY STATION MUMBAI MAHARASHTRA
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: 01, 028, 10, 3, 300, 37, 50, BAALKANI, BI, CANNOT, CHAU, DUSARAA, ENAKLOJA, ITARA, JI, KAAMOTHE, KAARA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorPradnya Nitin BandavaneBVCPB6770N…6911
mortgagorNITIN SOPAN BANDAVANEAMLPB3112B…1919
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedvikas.patil1@pnbhousing.com 2d ago
What the engine read from each document — check anything marked in red
Selfie / photo DocScanner Oct 9, 2026 7-16 PM_1(1).jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1.0
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Selfie / photo DocScanner Oct 9, 2026 7-16 PM_1.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Payment screenshot DocScanner Oct 11, 2026 7-28 PM.pdf needs your check
date
2026-10-11
time
18:22
amount
24920
method
UPI
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-11', 'time': '18:22', 'amount': 24920, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
PAN card KYC.pdf needs your check
dob
1981-11-25
pan
AMLPB3112B
name
NITIN SOPAN BANDAVANE
legible
True
father name
SOPAN MAHADU BANDAVANE
raw reading (for Abhijit)
{'dob': '1981-11-25', 'pan': 'AMLPB3112B', 'name': 'NITIN SOPAN BANDAVANE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SOPAN MAHADU BANDAVANE', 'aadhaar_last4': None, 'quality_issue': None}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card KYC.pdf needs your check
name
Pradnya Nitin Bandavane
address
pin: 400706; area: Plot No 131/132, Sector 23, Juinagar; flat: Room No A-401; state: Maharashtra; building: Guruchhaya CHS; district: Thane; village_city: Navi Mumbai
legible
True
aadhaar last4
6911
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Pradnya Nitin Bandavane', 'mobile': None, 'address': {'pin': '400706', 'area': 'Plot No 131/132, Sector 23, Juinagar', 'flat': 'Room No A-401', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Guruchhaya CHS', 'district': 'Thane', 'post_office': None, 'village_city': 'Navi Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6911', 'quality_issue': None}
Sanction letter Sanction letter - 2026-10-09T200129.177.pdf needs your check
lan
HOU/PNVL/0826/5198595
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'NITIN SOPAN BANDAVANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRADNYA NITIN BANDAVANE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement
loan amount
2790000
rate spread
-4.8
final amount
2890000
interest rate
8.35
sanction date
29-Aug-2026
letter version
5
reference rate
13.15
applicant email
chakrapanicaterers@gmail.com
applicant names
NITIN SOPAN BANDAVANE, PRADNYA NITIN BANDAVANE
printed altered
False
applicant mobile
9004919593
balance transfer
False
property address
pin: 410209; state: MAHARASHTRA; flat_no: 205; district: Raigad; floor_no: 2nd floor; landmark: Near Khandeshwar Railway Station; full_address: Unit Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Se
insurance premium
100000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2890000
security address verbatim
Unit Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 41
applicant address verbatim
GURUCHHAYA CHS A WING 401, PLOT NO 131/132 SECTOR 23, JUINAGAR NAVI MUMBAI THANE, ., Thane, MAHARASHTRA, 400706, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0826/5198595', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'NITIN SOPAN BANDAVANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRADNYA NITIN BANDAVANE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2790000, 'rate_spread': -4.8, 'final_amount': 2890000, 'interest_rate': 8.35, 'quality_issue': None, 'sanction_date': '29-Aug-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'chakrapanicaterers@gmail.com', 'applicant_names': ['NITIN SOPAN BANDAVANE', 'PRADNYA NITIN BANDAVANE'], 'printed_altered': False, 'applicant_mobile': '9004919593', 'balance_transfer': False, 'property_address': {'pin': '410209', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '205', 'district': 'Raigad', 'floor_no': '2nd floor', 'landmark': 'Near Khandeshwar Railway Station', 'full_address': 'Unit Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, Plot No 1, Near Khandeshwar Railway Station, Mumbai, MAHARASHTRA, India, 410209', 'village_city': 'Khandeshwar Kamothe', 'building_name': 'Project One Millennium', 'survey_or_cts_no': 'Plot No 1'}, 'insurance_premium': 100000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2890000, 'security_address_verbatim': 'Unit Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumbai, MAHARASHTRA, India, 410209', 'applicant_address_verbatim': 'GURUCHHAYA CHS A WING 401, PLOT NO 131/132 SECTOR 23, JUINAGAR NAVI MUMBAI THANE, .,\nThane, MAHARASHTRA, 400706, India'}
Index II Index II.jpg needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '7015/2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'सेक्टर 27, कामोठे', 'r5_area_text': '1) 37.028 चौ. मीटर', 'r7_executants': [{'age': '43',
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '7015/2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'सेक्टर 27, कामोठे', 'r5_area_text': '1) 37.028 चौ. मीटर', 'r7_executants': [{'age': '43', 'pan': 'ABNFM2067P', 'name': 'मे. मिलेनियम इन्फ्रा तर्फे भागीदार धैर्य हितेंद्र घाडीया यांचे कु.मु. म्हणून राहुल थरवळ', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः १४०१, चौदावा मजला, मिलेनियम एम्पायर, प्लॉट क्र.४७, से. १५, खारघर, ता.पनवेल, जि रायगड., ब्लॉक नंः रोड नंः महाराष्ट्र, राईगार्ः ( ं). पिन कोड:-410210'}], 'r8_purchasers': [{'age': '44', 'pan': 'AMLPB3112B', 'name': 'नितीन सोपान बंदावणे', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः 401, ए विंग, गुरुछाया सी.एच.एस., प्लॉट क्र. 131, 132, सेक्टर 23, जुईनगर, नवी मुंबई., ब्लॉक नंः, रोड नंः, महाराष्ट्र, ठाणे. पिन कोड:-400705'}, {'age': '41', 'pan': 'BVCPB6770N', 'name': 'प्रज्ञा नितीन बंदावणे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः 401, ए विंग, गुरुछाया सी.एच.एस., प्लॉट क्र. 131, 132, सेक्टर 23, जुईनगर, नवी मुंबई., ब्लॉक नंः रोड नंः, महाराष्ट्र, ठाणे. पिन कोड:-400705'}], 'r12_stamp_duty': 314300, 'r3_market_value': 3921946.9, 'r1_document_type': 'करारनामा', 'r2_consideration': 4490000, 'r9_execution_date': '23/04/2026', 'r13_registration_fee': 30000, 'r10_registration_date': '23/04/2026'}, 'doc_no': '7015', 'village': 'कामोठे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': '1) 37.028 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. पनवेल 3', 'mortgagors': ['नितीन सोपान बंदावणे', 'प्रज्ञा नितीन बंदावणे'], 'stamp_duty': 314300, 'filing_date': '2026-04-23', 'loan_amount': 4490000, 'token_number': 'I CANNOT TELL', 'property_text': '1) पालिकेचे नावः पनवेल म.न.पा. इतर वर्णन, इतर माहितीः सदनिका क्र. 205, दुसरा मजला, बी विंग, वन मिलेनियम, प्लॉट क्र. 01, सेक्टर 27, कामोठे, ता. पनवेल, जि. रायगड. क्षेत्र 37.028 चौ. मी. कारपेट + 3.300 चौ.मी. एनक्लोज बाल्कनी + 01 स्टॅक कार पार्किंग स्पेस क्षेत्र 10.50 चौ.मी. ( (Plot Number: 1; SECTOR NUMBER :27;))', 'header_village': 'कामोठे', 'survey_numbers': ['01', '27'],
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot DocScanner Oct 11, 2026 7-28 PM.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-10-11', 'page': 1, 'time': '18:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 24920.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-10-11', 'page': 1, 'time': '18:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 24920.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
PAN card KYC.pdf needs your check
dob
1981-11-25
pan
AMLPB3112B
name
NITIN SOPAN BANDAVANE
page
1
legible
True
card kind
pan
father name
SOPAN MAHADU BANDAVANE
card of many
1
raw reading (for Abhijit)
{'dob': '1981-11-25', 'pan': 'AMLPB3112B', 'name': 'NITIN SOPAN BANDAVANE', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SOPAN MAHADU BANDAVANE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KYC.pdf needs your check
dob
1981-11-25
name
Nitin Sopan Bandavane
page
2
address
pin: 400706; area: Wing 401, Plot No 131/132, Sector 23, Juinagar; state: Maharashtra; building: Gurochhaya CHS.A; district: Thane; village_city: Navi Mumbai
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
1919
raw reading (for Abhijit)
{'dob': '1981-11-25', 'pan': None, 'name': 'Nitin Sopan Bandavane', 'page': 2, 'mobile': None, 'address': {'pin': '400706', 'area': 'Wing 401, Plot No 131/132, Sector 23, Juinagar', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Gurochhaya CHS.A', 'district': 'Thane', 'post_office': None, 'village_city': 'Navi Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '1919', 'quality_issue': None}
PAN card KYC.pdf needs your check
dob
1984-09-02
pan
BVCPB6770N
name
PRADNYA N BANDAVANE
page
3
legible
True
card kind
pan
father name
RAGHUNATH KACHHARAW JADHAV
card of many
3
raw reading (for Abhijit)
{'dob': '1984-09-02', 'pan': 'BVCPB6770N', 'name': 'PRADNYA N BANDAVANE', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAGHUNATH KACHHARAW JADHAV', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KYC.pdf needs your check
name
Pradnya Nitin Bandavane
page
4
address
pin: 400706; area: Plot No 131/132, Sector 23, Juinagar, Nerul Node - 3; flat: Room No A-401; state: Maharashtra; building: Gurochhaya CHS; district: Thane; village_city: Navi Mumbai
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
6911
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Pradnya Nitin Bandavane', 'page': 4, 'mobile': None, 'address': {'pin': '400706', 'area': 'Plot No 131/132, Sector 23, Juinagar, Nerul Node - 3', 'flat': 'Room No A-401', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Gurochhaya CHS', 'district': 'Thane', 'post_office': None, 'village_city': 'Navi Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '6911', 'quality_issue': None}
Paid challan (GRAS) NITIN SOPAN BANDAVANE EchallanMH011800134202627E.pdf needs your check
grn
MH011800134202627E
pin
410209
total
23140
article
6(1)
defaced
False
bank cin
03006172026101200428
district
RAIGAD
area city
RAIGAD
payer pan
AMLXXXXXXB
flat block
FLAT NO 205 2ND FLOOR B WING ONE MILLENNIUM PLOT NO 1 SECTOR NO 27 NEAR
payer name
NITIN SOPAN BANDAVANE
sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2890000
scheme rows
{'amount': 8680, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14460, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9593
payment date
12/10/2026-12:35:25
road locality
KHANDESHWAR RAILWAY STATION KHANDESHWAR KAMOTHE PANVEL DIST RAIGAD MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2890000
raw reading (for Abhijit)
{'grn': 'MH011800134202627E', 'pin': '410209', 'total': 23140, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200428', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AMLXXXXXXB', 'flat_block': 'FLAT NO 205 2ND FLOOR B WING ONE MILLENNIUM PLOT NO 1 SECTOR NO 27 NEAR', 'payer_name': 'NITIN SOPAN BANDAVANE', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2890000', 'scheme_rows': [{'amount': 8680, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14460, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9593', 'payment_date': '12/10/2026-12:35:25', 'road_locality': 'KHANDESHWAR RAILWAY STATION KHANDESHWAR KAMOTHE PANVEL DIST RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2890000'}
E-filing copy (token) eFilingDoc9991210260584.pdf needs your check
sro
KJT2
kind
efiling_copy
token
9991210260584
legible
True
property
road: RAIGAD; unit: 205; floor: 2ND; taluka: Panavel; numbers: [{'type': 'Plot Number', 'value': '01'}, {'type': 'SECTOR NUMBER', 'value': '27'}]; village: Kamothe; building: B WING, ONE MILLENNIUM, MOUJE KAMOTHE; distri
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AMLPB3112B', 'name': 'NITIN SOPAN BANDAVANE', 'address': 'Flat No:401, Floor No:G, Building Name:GURUCHHAYA CHS A WING 401, PLOT NO 131/132 SECTOR 23, Road:JUINAGAR NAVI MUMBAI THANE, THANE, City:THANE, State:MA
title deed
Agreement to Sale :7015/2026 SRO PANVEL-3
filing date
2026-10-13
loan amount
2890000
payment lines
{'ref': 'MH011800134202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 8670, 'ref_kind': 'GRN'}, {'ref': 'MH011800134202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 14450, 'ref_kind': 'GRN'
date of mortgage
2026-10-12
raw reading (for Abhijit)
{'sro': 'KJT2', 'kind': 'efiling_copy', 'token': '9991210260584', 'legible': True, 'property': {'pin': None, 'road': 'RAIGAD', 'unit': '205', 'floor': '2ND', 'taluka': 'Panavel', 'numbers': [{'type': 'Plot Number', 'value': '01'}, {'type': 'SECTOR NUMBER', 'value': '27'}], 'village': 'Kamothe', 'building': 'B WING, ONE MILLENNIUM, MOUJE KAMOTHE', 'district': 'Raigad', 'area_text': 'Carpet : 37.02 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE KAMOTHE, KHANDESHWAR, PANVEL, Landmark: NEAR KHANDESHWAR RAILWAY STATION', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AMLPB3112B', 'name': 'NITIN SOPAN BANDAVANE', 'address': 'Flat No:401, Floor No:G, Building Name:GURUCHHAYA CHS A WING 401, PLOT NO 131/132 SECTOR 23, Road:JUINAGAR NAVI MUMBAI THANE, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400706'}, {'pan': 'BVCPB6770N', 'name': 'PRADNYA N BANDAVANE', 'address': 'Flat No:401, Floor No:G, Building Name:GURUCHHAYA CHS A WING 401, PLOT NO 131/132 SECTOR 23, Road:JUINAGAR NAVI MUMBAI THANE, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400706'}], 'title_deed': 'Agreement to Sale :7015/2026 SRO PANVEL-3', 'filing_date': '2026-10-13', 'loan_amount': 2890000, 'payment_lines': [{'ref': 'MH011800134202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 8670, 'ref_kind': 'GRN'}, {'ref': 'MH011800134202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 14450, 'ref_kind': 'GRN'}, {'ref': '1026122617077', 'head': 'Document Handling Charges', 'dated': '12/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-12'}
Technical record (for Abhijit — safe to ignore)
1h agoezdocs:readerreader_efiling_verdict{'fp': '3c5a1af895fea26a', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
9h agosystem:extractdhc_prn_read{'prn': '1026122617077', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991210260584.pdf', 'from': "the filed notice's own text", 'gr
9h agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991210260584.pdf', 'token': '9991210260584', 'doc_id': '434660c4-3c2e-4e99-9434-bb0cf2feca7f', 'mortgagors': 2}
9h agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
9h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999121026
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T10:31:52', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-11 14:00', 'id': '1a12b4543edad175', 'from': 'branch', 'gist': 'The bank branch requests the NOI team to initiate the challan fo
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T10:31:52', 'asks': ['Initiate 0.3% & NOI Challan'], 'gist': 'The branch provides the loan amount, property address, and contact details for Vikas Patil.', 'next': 'The team should proceed with initiati
1d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 7 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 7, 'seconds': 1.6, 'workers': 5}
1d agosystem:ingestmail_instruction_understood{'amount': 2899000.0, 'phrase': 'Loan amount including insurance - 28,99,000/-', 'reason': 'including insurance', 'instructions': ['urgent'], 'urgent_disbursement': True}
1d agosystem:ingestintake_table_parsed{}
1d agosystem:ingestproperty_from_mail_body{'pin': '410209', 'address': 'Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumba
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T08:30:52', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-11 14:00', 'id': '1a12b4543edad175', 'from': 'branch', 'gist': 'The bank branch requests the NOI team to initiate the challan fo
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T08:30:52', 'asks': [], 'gist': 'The branch provides the loan amount and contact details for Vikas Patil.', 'next': 'Ask the branch for the home address of Nitin Sopan Bandavane and the mobile and email
1d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agosystem:reconcilechallan_mismatch_kept{'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 8680/14460 — the case works out Rs.8710', 'registration fee on the challan is 868
1d agosystem:reconcilechallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '99572b20-7270-45bf-96e6-586a9cfc25fa'}
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T07:30:46', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-11 14:00', 'id': '1a12b4543edad175', 'from': 'branch', 'gist': 'The bank branch requests the NOI team to initiate the challan fo
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T07:30:46', 'asks': ['share the challan'], 'gist': 'The branch is asking for the challan.', 'next': 'Send the challan to the branch.', 'brought': [], 'rectified': [], 'message_id': '1a12eaa829fccaf3', '
1d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agosystem:ingestmail_instruction_understood{'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': False}
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T07:30:42', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-11 14:00', 'id': '1a12b4543edad175', 'from': 'branch', 'gist': 'The bank branch requests the NOI team to initiate the challan fo
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T07:30:41', 'asks': ['initiate 0.3% and NOI challan'], 'gist': 'The branch asks to initiate the challan and provides the loan amount and property address.', 'next': 'The branch has provided the loan amo
1d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 7 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 7, 'seconds': 2.1, 'workers': 5}
1d agosystem:ingestmail_instruction_understood{'amount': 2899000.0, 'phrase': 'Loan amount including insurance - 28,99,000/-', 'reason': 'including insurance', 'instructions': ['urgent'], 'urgent_disbursement': True}
1d agosystem:ingestintake_table_parsed{}
1d agosystem:ingestproperty_from_mail_body{'pin': '410209', 'address': 'Flat No. 205, Floor 2nd floor, Block Wing B, Project One Millennium, Sector 27 Khandeshwar Kamothe, 410209 Dist Raigad Maharashtra, Plot No 1, Near Khandeshwar Railway Station, Mumbai, Mumba
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T07:30:32', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-11 14:00', 'id': '1a12b4543edad175', 'from': 'branch', 'gist': 'The bank branch requests the NOI team to initiate the challan fo
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T07:30:32', 'asks': [], 'gist': 'The branch provides the loan amount and contact details for Vikas Patil.', 'next': 'Ask the branch for the missing mobile and email for Pradnya Nitin Bandavane, and the

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
Screenshot SHORT by ₹110.18
₹24,920 shown against ₹25,030.18 — the balance is being asked for.
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Needs your eyes: Payment SHORT by ₹110.18 (₹24,920 of ₹25,030.18). The work is done — our fee of ₹25,030.18 is still not in our account. Chase the branch for it.
Yesterday · 13 Oct6 things
reader efiling verdict — by ezdocs:reader
23:52
dhc prn read
16:06
efiling copy read
16:06
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:05
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:05
Received: E-filing copy
eFilingDoc9991210260584.pdf
16:05
12 Oct55 things — 1 document received · 1 letter written · 2 cautions · 51 steps
file note490
16:01
mail against file490 — by ezdocs:reader
16:01
half read mail reread
16:01
documents read together
16:01
intake table parsed
16:01
property from mail body
16:01
file note490
14:00
mail against file490 — by ezdocs:reader
14:00
half read mail reread
14:00
Judged again with today's rules, the challan still does not match the case — a person opens it
13:03
Checked: this challan is not another case's
13:01
file note490
13:00
mail against file490 — by ezdocs:reader
13:00
half read mail reread
13:00
file note490
13:00
mail against file490 — by ezdocs:reader
13:00
half read mail reread
13:00
documents read together
13:00
intake table parsed
13:00
property from mail body
13:00
file note490
13:00
mail against file490 — by ezdocs:reader
13:00
half read mail reread
13:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:37
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:37
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:37
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
12:37
challan extracted
12:37
Received: Challan
NITIN SOPAN BANDAVANE EchallanMH011800134202627E.pdf
12:37
copilot edit — by copilot:SANDEEP
12:35
copilot check ok — by copilot
12:33
form checked489
12:33
money check hold — by copilot
12:33
challan numbers from reading — by copilot
12:33
challan boxes by rules
12:33
file note490
12:31
mail against file490 — by ezdocs:reader
12:31
copilot edit — by copilot:SANDEEP
12:20
copilot check ok — by copilot
12:18
form checked489
12:18
money check hold — by copilot
12:18
challan numbers from reading — by copilot
12:18
challan boxes by rules
12:18
reader mail addition — by ezdocs:reader
12:16
file note490
12:03
mail against file490 — by ezdocs:reader
12:02
documents read together
12:02
intake table parsed
12:02
property from mail body
12:02
file note490
12:00
mail against file490 — by ezdocs:reader
12:00
half read mail reread
12:00
file note490
11:21
mail against file490 — by ezdocs:reader
11:21
address compared
11:21
11 Oct50 things — 7 documents received · 2 letters written · 1 caution · 40 steps
quoted history checked
20:03
extra challan scanned
20:01
The home address was read off the papers — by ezdocs:reader
19:35
cards read
19:35
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
19:35
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
19:35
kyc address read
19:35
file note490
19:33
branch from reading501 — by ezdocs:reader
19:33
case read — by ezdocs:reader
19:33
Wrote the documents acknowledged mail — held, silent mode
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/519859
19:32
claim inside desk buffer
19:32
acknowledged with advice
19:32
No fee quote sent — the branch's own figures were right
19:32
The payment proof already on the case was applied
19:32
boxes gathered
19:32
address compared
19:32
challan boxes by rules
19:32
property self check
19:32
property from index2
19:32
index2 people checked
19:32
property attrs split
19:32
documents read together
19:32
property self check
19:32
property from index2
19:32
index2 people checked
19:32
property english extracted
19:32
index2 people checked
19:32
Index II (title document) received from the branch
19:32
money settled — by ezdocs:reader
19:32
money corrected from papers
19:32
case read started — by ezdocs:reader
19:32
applicant email captured
19:32
Property address read from the sanction letter
19:32
roles from letter
19:32
Co-applicant added
19:32
kyc address read
19:32
Received: Index II
Index II.jpg
19:32
Received: other
image001.png
19:32
Payment proof arrived before the case was quoted — held
19:32
Selfie checked — a live one
A real selfie — usable for the e-filing.
19:32
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
19:32
Received: PAN card
KYC.pdf
19:32
Received: Sanction letter
Sanction letter - 2026-10-09T200129.177.pdf
19:32
Received: Payment screenshot
DocScanner Oct 11, 2026 7-28 PM.pdf
19:32
Received: Selfie
DocScanner Oct 9, 2026 7-16 PM_1.jpg
19:32
Received: Selfie — not usable
DocScanner Oct 9, 2026 7-16 PM_1(1).jpg — this is a photograph of a printed photo, not a live selfie
19:32
intake table parsed
19:32
property from mail body
19:32
Case opened from the branch's mail
19:32
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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