⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Nitin Sopan Bandavane
LAN HOU/PNVL/0826/5198595Loan ₹28,99,000NOI SHORT ₹110.18Mails & papers 8 3 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
11 Oct, 19:30
Documents
done 11 Oct, 19:32
Payment
took 17h 07m
Challan
done yesterday 12:40 · GRAS ↗
Filing
took 1d 3h · IGR e-filing ↗
E-filing copy
done today 16:10
Index II
waiting 6h 01m
their moveIndex II pendingwhole case so far 2d 2h
Needs your eyes2
Payment SHORT by ₹110.18 (₹24,920 of ₹25,030.18).
The work is done — our fee of ₹25,030.18 is still not in our account. Chase the branch for it.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct5 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991210260584.pdf
Yesterday · 12 Oct55 things — 1 document received · 1 letter written · 2 cautions · 51 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
intake table parsed
property from mail body
file note490
mail against file490 — by ezdocs:reader
half read mail reread
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
intake table parsed
property from mail body
file note490
mail against file490 — by ezdocs:reader
half read mail reread
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
NITIN SOPAN BANDAVANE EchallanMH011800134202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
money check hold — by copilot
challan numbers from reading — by copilot
challan boxes by rules
file note490
mail against file490 — by ezdocs:reader
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
money check hold — by copilot
challan numbers from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
documents read together
intake table parsed
property from mail body
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
address compared
11 Oct50 things — 7 documents received · 2 letters written · 1 caution · 40 steps
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of NITIN SOPAN BANDAVANE/HOU/PNVL/0826/519859
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
boxes gathered
address compared
challan boxes by rules
property self check
property from index2
index2 people checked
property attrs split
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
money settled — by ezdocs:reader
money corrected from papers
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
Co-applicant added
kyc address read
Received: Index II
Index II.jpg
Received: other
image001.png
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: PAN card
KYC.pdf
Received: Sanction letter
Sanction letter - 2026-10-09T200129.177.pdf
Received: Payment screenshot
DocScanner Oct 11, 2026 7-28 PM.pdf
Received: Selfie
DocScanner Oct 9, 2026 7-16 PM_1.jpg
Received: Selfie — not usable
DocScanner Oct 9, 2026 7-16 PM_1(1).jpg — this is a photograph of a printed photo, not a live selfie
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it5 open
The file contains a complete set of documents for NITIN SOPAN BANDAVANE and co-applicant PRADNYA NITIN BANDAVANE for a loan amount of Rs. 28,90,000 (inclusive of insurance). The property is Flat No. 205, 2nd Floor, Wing B, One Millennium, Plot No. 1, Sector 27, Kamothe, Panvel, Raigad. All details m
✗the photo could not be read (DocScanner Oct 9, 2026 7-16 PM_1(1).jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○NITIN SOPAN BANDAVANE — home road — the branch
○Pradnya Nitin Bandavane — mobile — the branch
○Pradnya Nitin Bandavane — e-mail — the branch
○this desk's fee (Rs 25030) — the branch
the branch's last mail (2026-10-12): The branch provides loan details and asks for a quote. · brought: loan amount; Vikas Patil's mobile number; Vikas Patil's email
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T10:31 UTC
Moneywaiting for the credit
₹25,030.18
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹24,920. Case needs ₹25,030.18. SHORT by ₹110.18. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹72 below the real calculation of ₹24,992 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%8,710
Registration fee 0.5%14,500
Government handling320
Our service fee1,500
Total we ask for25,030.18
By law ₹25,012. We ask ₹25,030 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
205, 2nd, One Millennium, Wing B, PLOT, 01, Kamothe, 410209
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
Pradnya Nitin Bandavane · co-applicantBVCPB6770NNITIN SOPAN BANDAVANE · applicantAMLPB3112B
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