⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03480

RAHUL RADHESHYAM DONGRE

LAN HOU/NAG/0926/5210174 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Sanction letteropen

✓Paid challan (GRAS)open

✓PAN card — inside SKM_226i26101318550.pdfopen

✓Aadhaar card — inside SKM_226i26101318550.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (7)A label is wrong? Fix it under All documents.

Needs your eyes

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹29,130.48CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹29,130 receivedthe receipt's amount and minute agree

Stamp duty 0.3%12,310

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.48

Total we ask for29,130.48

the branch’s receipt claims ₹29,130 628613247467

paid 13 Oct 14:59:56 · verified 13 Oct 19:18:05 · 4 h 18 min later

How we know

Our own bank told us — 13 Oct 14:59

₹29,130 · UTR 628613247467 · from JD-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.29130.00 13-10-2026 14:59:56  by SHALU SU thru UPI . Aval Bal Rs.623462.95 CR. (UPI Ref ID:628613247467) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹29,120. We ask ₹29,130 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 14 minour time · 13 Oct 19:39

Index II —not yet

the NOI team 5 h 29 mintotal 5 h 29 min so far

Now with the NOI team — e-filing on IGR

since 13 Oct 19:39 — 5 h 05 min of working time

Day by day — every step and who held it

13 Oct 19:15Your branch's mail

13 Oct 19:15Payment landedat once

13 Oct 19:17Papers read+1 min · the NOI team

13 Oct 19:17Property readat once

13 Oct 19:18Fee quoted+1 min · the NOI team

13 Oct 19:18Payment verifiedat once

13 Oct 19:18Ready for the challanat once

13 Oct 19:39Challan made+22 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹41,00,000

Loan account no.

HOU/NAG/0926/5210174

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Nagpur

Taluka

NAGPUR

Village

MANEWADA

Number type

KHASRA

Number

83/2

Building

ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD

Floor

Flat / shop no

6640/58

Area

(empty)

Hadd

Nagpur Corporation

Read from the sanction letter, not the Index II. SKM_226i26101318550.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (5h ago) — open the verification page; they are marked in red.

Area is empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• person 2's mobile: the case's 7620654005 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — property type: the case held Open + Building; filled BUILDING — the whole-file reading, from sanction letter, reads it so

• changed — building name: the case held ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD,MOUJE MANEWADA; filled ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD — the whole-file reading, from sanction letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (5h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011945816202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03480

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantRAHUL RADHESHYAM DONGRE

LANHOU/NAG/0926/5210174

Loan AmtRs. 41,00,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 29,130.00 stands VERIFIED against the credit in our account on 13-Oct-2026 (UTR: 628613247467). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Applicant's Selfie / Photo
Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SB sandip.bhusari1@pnbhousing.com pnbhousing.com
13 Oct, 19:15 · 5h ago THE FIRST MAIL — how this case began

Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

📎 image002.jpg ↗📎 image001.jpg ↗📎 IMG-20261013-WA0019.jpg ↗📎 IMG-20261013-WA0020.jpg ↗📎 IMG-20261013-WA0021.jpg ↗📎 SKM_226i26101318550.pdf ↗

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From:  Nikhil Tulshiram Ji Maundekar <nikhil.maundekar@phfl.com>

Sent:  13 October 2026 19:10

To:  Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>

Cc:  Nikhil Dnyaneshwar Shende <nikhil.shende@phfl.com>

Subject:  Noi

🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction

2 more mails in between — open

SB sandip.bhusari1@pnbhousing.com pnbhousing.com
13 Oct, 19:15 · 5h ago

Recall: Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

Sandip Bhusari1 would like to recall the message, "Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174".

🤖 read: Sandip Bhusari recalled a message about a challan and NOI.

SB sandip.bhusari1@pnbhousing.com pnbhousing.com
13 Oct, 19:16 · 5h ago

FW: Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From:  Sandip Bhusari1

Sent:  13 October 2026 19:15

To:  THINKBIGZ NOI <pnb.noifilling@gmail.com>

Cc:  Nagsen Khemchand Jambhulkar <nagsen.jambhulkar@phfl.com>; Nikhil Dnyaneshwar Shende <nikhil.shende@phfl.com>

Subject:  Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

🤖 read: asks for the challan — “Proceed for Chalan”

OL The NOI teamTYPED IN GMAIL
13 Oct, 19:28 · 5h ago

Re: FW: Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a register sale

deed copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Tue, 13 Oct 2026 at 19:17, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:

Dear Team,

Proceed for Chalan

Thanks & Regards

*SANDIP BHUSARI*

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

[image: Email Signature]

Internal

*From:* Sandip Bhusari1
*Sent:* 13 October 2026 19:15
*To:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Cc:* Nagsen Khemchand Jambhulkar <nagsen.jambhulkar@phfl.com>; Nikhil
Dnyaneshwar Shende <nikhil.shende@phfl.com>
*Subject:* Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

Dear Team,

Proceed for Chalan

Thanks & Regards

*SANDIP BHUSARI*

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

[image: Email Signature]

*From:* Nikhil Tulshiram Ji Maundekar <nikhil.maundekar@phfl.com>
*Sent:* 13 October 2026 19:10
*To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>
*Cc:* Nikhil Dnyaneshwar Shende <nikhil.shende@phfl.com>
*Subject:* Noi

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 19:42 · 5h ago

📎 DONGRE RAHUL RADHESHYAM EchallanMH01194581 ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 13 Oct 2026 at 19:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 13 Oct 2026 at 19:17, Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com > wrote:

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From:  Sandip Bhusari1

Sent:  13 October 2026 19:15

To:  THINKBIGZ NOI < pnb.noifilling@gmail.com >

Cc:  Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com >; Nikhil Dnyaneshwar Shende < nikhil.shende@phfl.com >

Subject:  Chalan and NOI OF RAHUL RADHESHYAM DONGRE HOU/NAG/0926/5210174

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

From:  Nikhil Tulshiram Ji Maundekar < nikhil.maundekar@phfl.com >

Sent:  13 October 2026 19:10

To:  Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com >

Cc:  Nikhil Dnyaneshwar Shende < nikhil.shende@phfl.com >

Subject:  Noi

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image002.jpg	filed	5h ago
Other	image001.jpg	filed	5h ago
Payment screenshot	IMG-20261013-WA0019.jpg	filed	5h ago
Selfie / photo	IMG-20261013-WA0020.jpg	CANNOT BE READ — clear copy asked	5h ago
Selfie / photo	IMG-20261013-WA0021.jpg	CANNOT BE READ — clear copy asked	5h ago
Sanction letter+ PAN card inside+ Aadhaar card inside	SKM_226i26101318550.pdf	filed	5h ago
Paid challan (GRAS)	DONGRE RAHUL RADHESHYAM EchallanMH011945816202627E.pdf	filed	5h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,130.48

Where it stands
VERIFIED — money received

Screenshot claims
₹29,130 628613247467

Paid at
13 Oct 14:59:56

Verified on
13 Oct 19:18:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹12,310	₹15,000	₹320	₹1,500	₹29,130

By law ₹29,120. We ask ₹29,130 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, E-mail (person 1), Floor (person 1)

19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (5h ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (SKM_226i26101318550.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO 58, MOUZA MANEWADA, PH NO 39, KHASRA NO 83/2 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD NAGPUR, WARD NO 15 CORPORATION HOUSE NO 6640/58, Nagpur, SHEET NO 517/69 CITY SURVEY NO 408, Nagpur, MAHARASHTRA, India, 440024

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SKM_226i26101318550.pdf

the address
{'PIN': '442701', 'AREA': NONE, 'FLAT': NONE, 'ROAD': 'RAVINDRA NAGAR WARD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'CHANDRAPUR', 'POST_OFFICE': 'BALLARPUR', 'VILLAGE_CITY': 'BALLARPUR'}

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 6640/58 GROUND FLOOR ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD KHASRA NO 83/2 CTS NO 408

Locality/Road
MOUZA MANEWADA GHOGLI SWAMIDHAM NAGRI TAL NAGPUR DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	Shalu Suresh Shende	EQOPS0329N	…1424
mortgagor	RAHUL RADHESHYAM DONGRE	AHMPD6838Q	…1236

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	sandip.bhusari1@pnbhousing.com	5h ago
acknowledgement	sandip.bhusari1@pnbhousing.com	5h ago

What the engine read from each document — check anything marked in red

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20261013-WA0019.jpg needs your check

utr
628613247467

date
2026-10-13

time
14:59

amount
29130

method
UPI

payee upi
356m@pnb

payer upi
2386@oksbi

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

payer name
SHALU SURESH SHENDE

debit notification text
Payment of ‘29,130 completed

raw reading (for Abhijit)

{'utr': '628613247467', 'date': '2026-10-13', 'time': '14:59', 'amount': 29130, 'method': 'UPI', 'payee_upi': '356m@pnb', 'payer_upi': '2386@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'SHALU SURESH SHENDE', 'debit_notification_text': 'Payment of ‘29,130 completed'}

Selfie / photo IMG-20261013-WA0020.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Selfie / photo IMG-20261013-WA0021.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Sanction letter SKM_226i26101318550.pdf needs your check

lan
HOU/NAG/0926/5210174

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAHUL RADHESHYAM DONGRE', 'role': 'applicant', 'label': None}, {'name': 'SHALU SURESH SHENDE', 'role': 'co_applicant', 'label': None}

confidence
1

rate words
13.15% per annum 3.15%-3.65%=9.5% per annum as on the date of execution of the loan agreement

loan amount
4000000

rate spread
-3.65

final amount
4100000

interest rate
9.5

sanction date
06-Oct-2026

letter version
5

reference rate
13.15

applicant email
rahulrocks1580@gmail.com

applicant names
RAHUL RADHESHYAM DONGRE, SHALU SURESH SHENDE

printed altered
False

applicant mobile
8299629460

balance transfer
False

property address
pin: 440024; state: MAHARASHTRA; flat_no: 6640/58; district: Nagpur; full_address: PLOT NO 58, MOUZA MANEWADA, PH NO 39, KHASRA NO 83/2 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD NAGPUR, WARD NO 15 CORPORATION HOUSE NO 664

insurance premium
100000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
4100000

security address verbatim
PLOT NO 58, MOUZA MANEWADA, PH NO 39, KHASRA NO 83/2 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD NAGPUR, WARD NO 15 CORPORATION HOUSE NO 6640/58, Nagpur, SHEET NO 517/69 CITY SURVEY NO 408, Nagpur, MAHARASHTRA, India, 44002

applicant address verbatim
RATAN HEIGHT FLAT NO. 506, BESA ROAD GHOGLI, SWAMIDHAM NAGRI, ., Nagpur, MAHARASHTRA, 440034, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0926/5210174', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAHUL RADHESHYAM DONGRE', 'role': 'applicant', 'label': None}, {'name': 'SHALU SURESH SHENDE', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n3.15%-3.65%=9.5% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4000000, 'rate_spread': -3.65, 'final_amount': 4100000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '06-Oct-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'rahulrocks1580@gmail.com', 'applicant_names': ['RAHUL RADHESHYAM DONGRE', 'SHALU SURESH SHENDE'], 'printed_altered': False, 'applicant_mobile': '8299629460', 'balance_transfer': False, 'property_address': {'pin': '440024', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '6640/58', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 58, MOUZA MANEWADA, PH NO 39, KHASRA NO 83/2 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD NAGPUR, WARD NO 15 CORPORATION HOUSE NO 6640/58, Nagpur, SHEET NO 517/69 CITY SURVEY NO 408, Nagpur, MAHARASHTRA, India, 440024', 'village_city': 'MANEWADA', 'building_name': 'ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD', 'survey_or_cts_no': 'KHASRA NO 83/2, SHEET NO 517/69, CITY SURVEY NO 408'}, 'insurance_premium': 100000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4100000, 'security_address_verbatim': 'PLOT NO 58, MOUZA MANEWADA, PH NO 39, KHASRA NO 83/2 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD NAGPUR, WARD NO 15 CORPORATION HOUSE NO 6640/58, Nagpur, SHEET NO 517/69 CITY SURVEY NO 408, Nagpur, MAHARASHTRA, India, 440024', 'applicant_address_verbatim': 'RATAN HEIGHT FLAT NO. 506, BESA ROAD GHOGLI, SWAMIDHAM NAGRI, ., Nagpur, MAHARASHTRA,\n440034, India'}

Sanction letter SKM_226i26101318550.pdf needs your check

dob
1980-08-15

pan
AHMPD6838Q

name
DONGRE RAHUL RADHESHYAM

legible
True

father name
RADHESHYAM MANGALRAO DONGRE

raw reading (for Abhijit)

{'dob': '1980-08-15', 'pan': 'AHMPD6838Q', 'name': 'DONGRE RAHUL RADHESHYAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RADHESHYAM MANGALRAO DONGRE', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter SKM_226i26101318550.pdf needs your check

dob
1986-02-24

name
Shalu Suresh Shende

mobile
7620654005

address
pin: 442701; road: ravindra nagar ward; state: Maharashtra; district: Chandrapur; post_office: Ballarpur; village_city: Ballarpur

legible
True

aadhaar last4
1424

raw reading (for Abhijit)

{'dob': '1986-02-24', 'pan': None, 'name': 'Shalu Suresh Shende', 'mobile': '7620654005', 'address': {'pin': '442701', 'area': None, 'flat': None, 'road': 'ravindra nagar ward', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Chandrapur', 'post_office': 'Ballarpur', 'village_city': 'Ballarpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1424', 'quality_issue': None}

Sanction letter SKM_226i26101318550.pdf needs your check

dob
1980-08-15

pan
AHMPD6838Q

name
DONGRE RAHUL RADHESHYAM

page
2

legible
True

card kind
pan

father name
RADHESHYAM MANGALRAO DONGRE

card of many
1

raw reading (for Abhijit)

{'dob': '1980-08-15', 'pan': 'AHMPD6838Q', 'name': 'DONGRE RAHUL RADHESHYAM', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RADHESHYAM MANGALRAO DONGRE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter SKM_226i26101318550.pdf needs your check

dob
1980-08-15

name
Rahul Radheshyam Dongre

page
3

mobile
9423231470

address
pin: 440034; area: Opp. Swamidham Nagari, Gram Panchayat Pipala; road: Besa Road Ghogli, Opp. Swamidham Nagari, Besa Road Ghogli; state: Maharashtra; building: 506, Ratan Heights; district: Nagpur; post_office: Pipla; vi

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
1236

raw reading (for Abhijit)

{'dob': '1980-08-15', 'pan': None, 'name': 'Rahul Radheshyam Dongre', 'page': 3, 'mobile': '9423231470', 'address': {'pin': '440034', 'area': 'Opp. Swamidham Nagari, Gram Panchayat Pipala', 'flat': None, 'road': 'Besa Road Ghogli, Opp. Swamidham Nagari, Besa Road Ghogli', 'floor': None, 'state': 'Maharashtra', 'building': '506, Ratan Heights', 'district': 'Nagpur', 'post_office': 'Pipla', 'village_city': 'Pipla'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '1236', 'quality_issue': None}

Sanction letter SKM_226i26101318550.pdf needs your check

dob
1986-02-24

pan
EQOPS0329N

name
SHALU SURESH SHENDE

page
4

legible
True

card kind
pan

father name
SURESH KISHAN SHENDE

card of many
3

raw reading (for Abhijit)

{'dob': '1986-02-24', 'pan': 'EQOPS0329N', 'name': 'SHALU SURESH SHENDE', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SURESH KISHAN SHENDE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter SKM_226i26101318550.pdf needs your check

dob
1986-02-24

name
Shalu Suresh Shende

page
5

mobile
7620654005

address
pin: 442701; road: ravindra nagar ward; state: Maharashtra; district: Chandrapur; post_office: Ballarpur; village_city: Ballarpur

legible
True

card kind
aadhaar

card of many
4

aadhaar last4
1424

applicant address from462
read again off the letter's pages (page 1, the Address block)

applicant address verbatim
RATAN HEIGHT FLAT NO. 506, BESA ROAD GHOGLI, SWAMIDHAM NAGRI, ., Nagpur, MAHARASHTRA, 440034, India

raw reading (for Abhijit)

{'dob': '1986-02-24', 'pan': None, 'name': 'Shalu Suresh Shende', 'page': 5, 'mobile': '7620654005', 'address': {'pin': '442701', 'area': None, 'flat': None, 'road': 'ravindra nagar ward', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Chandrapur', 'post_office': 'Ballarpur', 'village_city': 'Ballarpur'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '1424', 'quality_issue': None, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address block)", 'applicant_address_verbatim': 'RATAN HEIGHT FLAT NO. 506, BESA ROAD GHOGLI, SWAMIDHAM NAGRI, ., Nagpur, MAHARASHTRA, 440034, India'}

Paid challan (GRAS) DONGRE RAHUL RADHESHYAM EchallanMH011945816202627E.pdf needs your check

grn
MH011945816202627E

pin
440024

total
27310.0

article
6(1)

defaced
False

bank cin
03006172026101301553

district
NAGPUR

area city
NAGPUR

payer pan
AHMXXXXXXQ

flat block
PLOT NO 58 CORPORATION HOUSE NO 6640/58 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD PH NO 39

payer name
DONGRE RAHUL RADHESHYAM

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4100000

scheme rows
{'amount': 12310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9460

payment date
13/10/2026-19:39:47

road locality
KHASRA NO 83/2 WARD NO 15 SHEET NO 517/69 CITY SURVEY NO 408 MANEWADA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4100000

raw reading (for Abhijit)

{'grn': 'MH011945816202627E', 'pin': '440024', 'total': 27310.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101301553', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AHMXXXXXXQ', 'flat_block': 'PLOT NO 58 CORPORATION HOUSE NO 6640/58 ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LTD PH NO 39', 'payer_name': 'DONGRE RAHUL RADHESHYAM', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4100000', 'scheme_rows': [{'amount': 12310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9460', 'payment_date': '13/10/2026-19:39:47', 'road_locality': 'KHASRA NO 83/2 WARD NO 15 SHEET NO 517/69 CITY SURVEY NO 408 MANEWADA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4100000'}

Technical record (for Abhijit — safe to ignore)

3h ago	ezdocs:reader	reader_efiling_verdict	{'fp': 'a4d005263c2b4c63', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage, as printed on the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for t
3h ago	ezdocs:reader	reader_verdict	{'fp': 'b13894d7782e3bf5', 'asked': True, 'missed': [], 'verdicts': [{'id': 0, 'why': "The sanction letter describes a residence in Chandrapur, not the mortgaged property in Nagpur. Numbers from a residence are never the
3h ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-13T15:30:41', 'why': 'mail', 'open': 7, 'mails': [{'at': '2026-10-13 13:45', 'id': '1a13583ee798f16f', 'asks': ['proceed for challan and NOI'], 'from': 'branch', 'gist': 'The branch is asking th
3h ago	ezdocs:reader	mail_against_file490	{'at': '2026-10-13T15:30:41', 'asks': ['Proceed for Challan'], 'gist': 'The branch asks to proceed with the challan and provides a mobile number for Sandip Bhusari.', 'next': 'This desk should proceed with the challan as
3h ago	system:reconcile	half_read_mail_reread	{'why': 'this mail named 6 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3h ago	system:extract	address_compared	{'sig': '49f555517c98c9c1', 'why': 'new mail', 'people': [{'home': '506, 5, 506, Ratan Heights, Besa Road Ghogli, Opp. Swamidham Nagari, Besa Road Ghogli, Opp. Swamidham Nagari, Gram Panchayat Pipala, Pipla, Nagpur, 4400
3h ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 6, 'seconds': 2.7, 'workers': 5}
3h ago	ezdocs:reader	reader_home_address	{'fp': '95229815cd337d0c', 'from': 'the sanction letter (SKM_226i26101318550.pdf)', 'home': {'pin': '440034', 'area': 'SWAMIDHAM NAGRI', 'flat': 'FLAT NO. 506', 'road': 'BESA ROAD GHOGLI', 'state': 'MAHARASHTRA', 'buildi
3h ago	ezdocs:reader	letter_home_read462	{'fp': 'doc:2e2aaff5-1eea-42bf-a55b-69f01c1ccc1d', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SKM_226i26101318550.pdf', 'asked': True, 'found': Tru
4h ago	system:reconcile	quoted_history_checked	{}
4h ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar
4h ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['SKM_226i26101318550.pdf'], 'after': {'challan_boxes': {'box1': 'FLAT NO 6640/58 GROUND FLOOR ABHIJIT GRUH NIRMAN SAHAKARI SANSTHA LT
4h ago	system:extract	challan_boxes_composed	{'fp': '2fd12aa9da2fb98e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO 6640/58 GROUND FLOOR ABH
4h ago	system:extract	box_taken_over_by_paper	{'box': 'property.attr2_value', 'now': '408', 'src': 'aadhaar', 'was': '517/69', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. aadhaar prints this, and the printed
4h ago	system:extract	box_taken_over_by_paper	{'box': 'property.attr2_type', 'now': 'CTS', 'src': 'aadhaar', 'was': 'SHEET', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. aadhaar prints this, and the printed wo
4h ago	system:reconcile	extra_challan_scanned	{'found': 0}
4h ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-13T14:30:45', 'why': 'mail', 'open': 15, 'mails': [{'at': '2026-10-13 13:45', 'id': '1a13583ee798f16f', 'asks': ['proceed for challan and NOI'], 'from': 'branch', 'gist': 'The branch is asking t
4h ago	ezdocs:reader	mail_against_file490	{'at': '2026-10-13T14:30:44', 'asks': ['proceed with the challan'], 'gist': 'The branch asks this desk to proceed with the challan.', 'next': 'Ask the branch for the missing papers to proceed with the challan and e-filin
4h ago	system:reconcile	half_read_mail_reread	{'why': 'this mail named 6 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
4h ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 6, 'seconds': 5.5, 'workers': 5}
4h ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
4h ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03480'}
4h ago	ops:copilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'SKM_226i26101318550.pdf', 'from': 'the sanction letter', 'added': ['
4h ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (FLAT) — read box 1 once against the paper's own words"}
4h ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AHxxxxxxXQ — no paper on the
5h ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
5h ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DONGRE RAHUL RADHESHYAM EchallanMH011945816202627E.pdf', 'kin
5h ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DONGRE RAHUL RADHES
5h ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'district': 'NAGPUR'}
5h ago	system:extract	challan_verified_against_case	{'grn': 'MH011945816202627E', 'file': 'DONGRE RAHUL RADHESHYAM EchallanMH011945816202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹29,130 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Yesterday · 13 Oct91 things

reader efiling verdict — by ezdocs:reader