silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-01959

KUNAL DILIP GIRNAR

PNB_HFLLAN HOU/KRDI/0826/5196851 Challan paid · waiting on the branch Waiting for the Index IISend the draft 5All documentsMails & papers 11
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓PAN card — inside ID card 18 Sep 2026 (1).pdfopen
✓Selfie / photo — inside ID card 18 Sep 2026.pdfopen
✓Payment screenshot — money verified — inside ID card 18 Sep 2026.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (7)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,890.86CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹28,000 receivedby the amount alone
Stamp duty 0.3%11,400
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,890.86
the branch’s receipt claims ₹28,000
paid 25 Sep 17:23:37 · verified 25 Sep 17:23:41 · 4 s later
How we know
Our own bank told us — 25 Sep 17:23
₹28,000 · UTR 130215764167 · from BP-HDFCBN-S
“Successful! You have received Rs. 28000.00 via HDFC Bank SmartHub Vyapar from GANESH SHA . RRN-130215764167 , Check: https://1.hdfc.bank.in/HDFCBK/s/yoyomVp5”
Matched by: AMOUNT ALONE — a little over our ask · BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
By law ₹27,876.32. We ask ₹28,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 57 minour time · 18 Sep 17:00
Index II —not yet
the NOI team 18 d 12 hthe branch 7 dtotal 25 d 12 h so far
Now with the NOI team — e-filing on IGR
since 25 Sep 17:23 — 18 d 9 h of working time
Day by day — every step and who held it
18 Sep 14:03Your branch's mail
18 Sep 14:12Papers read+9 min · the NOI team
18 Sep 14:12Fee quotedat once
18 Sep 14:12Property readat once
18 Sep 14:12Papers readat once
18 Sep 17:00Challan made+2 h 48 min · the NOI team
25 Sep 17:23Payment landed+7 d · the branch
25 Sep 17:23Payment verifiedat once
Case facts
Bank
PNB_HFL
Loan amount
₹37,96,440
Loan account no.
HOU/KRDI/0826/5196851
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
PUNE
Taluka
WAGHOLI
Village
WAGHOLI
Number type
PLOT
Number
40
Building
Vrindavan Garden Real Pearl Society
Floor
1ST
Flat / shop no
101
Area
(empty)
Hadd
Wagholi
Read from the sanction letter, not the Index II. Adobe Scan 18 Sep 2026 (1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 25d ago — all agree.
Area is empty — the portal will not take a blank. Fill it on the verification page first →

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 2
The PAN cardMANISHA KUNAL GIMAR
The sanction letter DIFFERSMANISHA KUNAL GIRNAR
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has provided initial documents and the loan amount, and the NOI team has generated and shared the challan. The NOI team is now waiting for the bank to provide the Index II copy to proceed with the NOI filing.
the trail says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 2 (2026-09-18) “We acknowledge the receipt of your mail documents”
✓ fee asked — done, mail 4 (2026-09-18) “Total Loan amount - 3796440”
✓ fee paid — the branch's words — done, mail 2 (2026-09-18) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 10 (2026-09-18) “PFA challan for your reference.”
✓ challan shared — done, mail 10 (2026-09-18) “PFA challan for your reference.”
? Index II asked for — asked, mail 11 (2026-09-18) “kindly share index 2 for noi prosess”
read over 11 mail(s), last mail 2026-09-18 · read 25d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 25d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010434951202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-01959 | HOU/KRDI/0826/5196851
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/KRDI/0826/5196851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 6 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-01959 | HOU/KRDI/0826/5196851
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/KRDI/0826/5196851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 11 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
VG vaibhav.ghorpade@phfl.com phfl.com
18 Sep, 14:03 · 25d ago
THE FIRST MAIL — how this case began
Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851
Dear Team,

Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851

Case type:- HL - RESALE

Total Loan Amount:- 36,85,440 /-

Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited
earlier mails quoted below
From: Rohidas Adhe ( rohidasadhe033@gmail.com ) Date: 09/18/26 13:46 To: vaibhav.ghorpade@phfl.com Subject: ID card 18 Sep 2026 Exercise Secured by Check Point
🤖 read: asks for a payment receipt, the challan; documents attached — “Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851”
8 more mails in between — open
OL The NOI teamTYPED IN GMAIL
18 Sep, 15:18 · 25d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: Dear Team, ​ Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Case type:- HL - RESALE Total Loan Amount:- 36,85,440 /- ​ ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 <(866)%20862-3196> PHFL Home Loans and Services Limited ----- Original Message ----- ------------------------------ From: Rohidas Adhe (rohidasadhe033@gmail.com) Date: 09/18/26 13:46 To: vaibhav.ghorpade@phfl.com Subject: ID card 18 Sep 2026 Secured by Check Point
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
18 Sep, 15:35 · 25d ago
Dear Team,

kindly confirm loan amount for challan process.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: > Dear Team, > ​ > > Kindly share Payment confirmation and challan in Case of - Mr. KUNAL > GIRNAR HOU/KRDI/0826/5196851 > > Case type:- HL - RESALE > > Total Loan Amount:- 36,85,440 /- > ​ > > ​ > Thanks & Regards, > > Vaibhav Ghorpade > > Team Leader > > 91 8668623196 <(866)%20862-3196> > > PHFL Home Loans and Services Limited > > ----- Original Message ----- > ------------------------------ > From: Rohidas Adhe (rohidasadhe033@gmail.com) > Date: 09/18/26 13:46 > To: vaibhav.ghorpade@phfl.com > Subject: ID card 18 Sep 2026 > > > Secured by Check Point >
🤖 read: asks the branch for the loan amount — “kindly confirm loan amount for challan process.”
VG vaibhav.ghorpade@phfl.com phfl.com
18 Sep, 16:25 · 25d ago
Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851
Dear Team
Total Loan amount3796440
Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 15:37 To: Vaibhav Subhash Ghorpade ( vaibhav.ghorpade@phfl.com ) Cc: Pawan Laxman Panbone ( pawan.panbone@phfl.com ), Rakesh Gange ( rakesh.gange@pnbhousing.com ), Ramdas Mule1 ( ramdas.mule1@pnbhousing.com ) Subject: Re: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Exercise Secured by Check Point Dear Team, kindly confirm loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote: Dear Team, ​ Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Case type:- HL - RESALE Total Loan Amount:- 36,85,440 /- ​ ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited From: Rohidas Adhe ( rohidasadhe033@gmail.com ) Date: 09/18/26 13:46 To: vaibhav.ghorpade@phfl.com Subject: ID card 18 Sep 2026 Exercise Secured by Check Point
🤖 read: asks for a payment receipt, the challan; documents attached — “Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851”
VG vaibhav.ghorpade@phfl.com phfl.com
18 Sep, 16:47 · 25d ago
Re[4]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851
Dear Team

kindly provided the challan copy

Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 16:51 To: Vaibhav Subhash Ghorpade ( vaibhav.ghorpade@phfl.com ) Cc: Pawan Laxman Panbone ( pawan.panbone@phfl.com ), Rakesh Gange ( rakesh.gange@pnbhousing.com ), Ramdas Mule1 ( ramdas.mule1@pnbhousing.com ) Subject: Re: Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Exercise Secured by Check Point Thank you! Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote: Dear Team Total Loan amount - 3796440 ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 15:37 To: Vaibhav Subhash Ghorpade ( vaibhav.ghorpade@phfl.com ) Cc: Pawan Laxman Panbone ( pawan.panbone@phfl.com ), Rakesh Gange ( rakesh.gange@pnbhousing.com ), Ramdas Mule1 ( ramdas.mule1@pnbhousing.com ) Subject: Re: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Exercise Secured by Check Point Dear Team, kindly confirm loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote: Dear Team, ​ Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Case type:- HL - RESALE Total Loan Amount:- 36,85,440 /- ​ ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited From: Rohidas Adhe ( rohidasadhe033@gmail.com ) Date: 09/18/26 13:46 To: vaibhav.ghorpade@phfl.com Subject: ID card 18 Sep 2026 Exercise Secured by Check Point
🤖 read: asks for the challan — “kindly provided the challan copy”
OL The NOI teamTYPED IN GMAIL
18 Sep, 16:50 · 25d ago
Re: Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851

Thank you!

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: Dear Team Total Loan amount - 3796440 ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 <(866)%20862-3196> PHFL Home Loans and Services Limited ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 15:37 To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) Subject: Re: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Secured by Check Point Dear Team, kindly confirm loan amount for challan process. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. For NOI filing, We need an index 2 copy. > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < > vaibhav.ghorpade@phfl.com> wrote: > >> Dear Team, >> ​ >> >> Kindly share Payment confirmation and challan in Case of - Mr. KUNAL >> GIRNAR HOU/KRDI/0826/5196851 >> >> Case type:- HL - RESALE >> >> Total Loan Amount:- 36,85,440 /- >> ​ >> >> ​ >> Thanks & Regards, >> >> Vaibhav Ghorpade >> >> Team Leader >> >> 91 8668623196 <(866)%20862-3196> >> >> PHFL Home Loans and Services Limited >> >> ----- Original Message ----- >> ------------------------------ >> From: Rohidas Adhe (rohidasadhe033@gmail.com) >> Date: 09/18/26 13:46 >> To: vaibhav.ghorpade@phfl.com >> Subject: ID card 18 Sep 2026 >> >> >> Secured by Check Point >> >
🤖 read: The NOI team acknowledges something.
VG vaibhav.ghorpade@phfl.com phfl.com
18 Sep, 16:55 · 25d ago
Re[6]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851
Dear Team

Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196

PHFL Home Loans and Services Limited

earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 16:58 To: Vaibhav Subhash Ghorpade ( vaibhav.ghorpade@phfl.com ) Cc: Pawan Laxman Panbone ( pawan.panbone@phfl.com ), Rakesh Gange ( rakesh.gange@pnbhousing.com ), Ramdas Mule1 ( ramdas.mule1@pnbhousing.com ) Subject: Re: Re[4]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 16:55, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote: Dear Team kindly provided the challan copy ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 16:51 To: Vaibhav Subhash Ghorpade ( vaibhav.ghorpade@phfl.com ) Cc: Pawan Laxman Panbone ( pawan.panbone@phfl.com ), Rakesh Gange ( rakesh.gange@pnbhousing.com ), Ramdas Mule1 ( ramdas.mule1@pnbhousing.com ) Subject: Re: Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Exercise Secured by Check Point Thank you! Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote: Dear Team Total Loan amount - 3796440 ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 15:37 To: Vaibhav Subhash Ghorpade ( vaibhav.ghorpade@phfl.com ) Cc: Pawan Laxman Panbone ( pawan.panbone@phfl.com ), Rakesh Gange ( rakesh.gange@pnbhousing.com ), Ramdas Mule1 ( ramdas.mule1@pnbhousing.com ) Subject: Re: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Exercise Secured by Check Point Dear Team, kindly confirm loan amount for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote: Dear Team, ​ Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Case type:- HL - RESALE Total Loan Amount:- 36,85,440 /- ​ ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 PHFL Home Loans and Services Limited From: Rohidas Adhe ( rohidasadhe033@gmail.com ) Date: 09/18/26 13:46 To: vaibhav.ghorpade@phfl.com Subject: ID card 18 Sep 2026 Exercise Secured by Check Point
🤖 read: asks for a payment receipt, the challan; documents attached — “Kindly share Payment confirmation and challan”
OL The NOI teamTYPED IN GMAIL
18 Sep, 16:56 · 25d ago
Re: Re[4]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 18 Sept 2026 at 16:55, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: Dear Team kindly provided the challan copy ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 <(866)%20862-3196> PHFL Home Loans and Services Limited ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 16:51 To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) Subject: Re: Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Secured by Check Point Thank you! *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: > Dear Team > > Total Loan amount - 3796440 > > ​ > Thanks & Regards, > > Vaibhav Ghorpade > > Team Leader > > 91 8668623196 <(866)%20862-3196> > > PHFL Home Loans and Services Limited > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 09/18/26 15:37 > To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) > Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( > rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) > Subject: Re: Kindly share Payment confirmation and challan in Case of - > Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 > > > Secured by Check Point > Dear Team, > kindly confirm loan amount for challan process. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy. >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < >> vaibhav.ghorpade@phfl.com> wrote: >> >>> Dear Team, >>> ​ >>> >>> Kindly share Payment confirmation and challan in Case of - Mr. KUNAL >>> GIRNAR HOU/KRDI/0826/5196851 >>> >>> Case type:- HL - RESALE >>> >>> Total Loan Amount:- 36,85,440 /- >>> ​ >>> >>> ​ >>> Thanks & Regards, >>> >>> Vaibhav Ghorpade >>> >>> Team Leader >>> >>> 91 8668623196 <(866)%20862-3196> >>> >>> PHFL Home Loans and Services Limited >>> >>> ----- Original Message ----- >>> ------------------------------ >>> From: Rohidas Adhe (rohidasadhe033@gmail.com) >>> Date: 09/18/26 13:46 >>> To: vaibhav.ghorpade@phfl.com >>> Subject: ID card 18 Sep 2026 >>> >>> >>> Secured by Check Point >>> >>
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
18 Sep, 16:56 · 25d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

earlier mails quoted below
On Fri, 18 Sept 2026 at 16:55, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: Dear Team kindly provided the challan copy ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 <(866)%20862-3196> PHFL Home Loans and Services Limited ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 16:51 To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) Subject: Re: Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Secured by Check Point Thank you! *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: > Dear Team > > Total Loan amount - 3796440 > > ​ > Thanks & Regards, > > Vaibhav Ghorpade > > Team Leader > > 91 8668623196 <(866)%20862-3196> > > PHFL Home Loans and Services Limited > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 09/18/26 15:37 > To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) > Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( > rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) > Subject: Re: Kindly share Payment confirmation and challan in Case of - > Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 > > > Secured by Check Point > Dear Team, > kindly confirm loan amount for challan process. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy. >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < >> vaibhav.ghorpade@phfl.com> wrote: >> >>> Dear Team, >>> ​ >>> >>> Kindly share Payment confirmation and challan in Case of - Mr. KUNAL >>> GIRNAR HOU/KRDI/0826/5196851 >>> >>> Case type:- HL - RESALE >>> >>> Total Loan Amount:- 36,85,440 /- >>> ​ >>> >>> ​ >>> Thanks & Regards, >>> >>> Vaibhav Ghorpade >>> >>> Team Leader >>> >>> 91 8668623196 <(866)%20862-3196> >>> >>> PHFL Home Loans and Services Limited >>> >>> ----- Original Message ----- >>> ------------------------------ >>> From: Rohidas Adhe (rohidasadhe033@gmail.com) >>> Date: 09/18/26 13:46 >>> To: vaibhav.ghorpade@phfl.com >>> Subject: ID card 18 Sep 2026 >>> >>> >>> Secured by Check Point >>> >>
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
18 Sep, 17:01 · 25d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 18 Sept 2026 at 16:55, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: Dear Team kindly provided the challan copy ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 <(866)%20862-3196> PHFL Home Loans and Services Limited ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 16:51 To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) Subject: Re: Re[2]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Secured by Check Point Thank you! *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: > Dear Team > > Total Loan amount - 3796440 > > ​ > Thanks & Regards, > > Vaibhav Ghorpade > > Team Leader > > 91 8668623196 <(866)%20862-3196> > > PHFL Home Loans and Services Limited > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 09/18/26 15:37 > To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) > Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( > rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) > Subject: Re: Kindly share Payment confirmation and challan in Case of - > Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 > > > Secured by Check Point > Dear Team, > kindly confirm loan amount for challan process. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy. >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < >> vaibhav.ghorpade@phfl.com> wrote: >> >>> Dear Team, >>> ​ >>> >>> Kindly share Payment confirmation and challan in Case of - Mr. KUNAL >>> GIRNAR HOU/KRDI/0826/5196851 >>> >>> Case type:- HL - RESALE >>> >>> Total Loan Amount:- 36,85,440 /- >>> ​ >>> >>> ​ >>> Thanks & Regards, >>> >>> Vaibhav Ghorpade >>> >>> Team Leader >>> >>> 91 8668623196 <(866)%20862-3196> >>> >>> PHFL Home Loans and Services Limited >>> >>> ----- Original Message ----- >>> ------------------------------ >>> From: Rohidas Adhe (rohidasadhe033@gmail.com) >>> Date: 09/18/26 13:46 >>> To: vaibhav.ghorpade@phfl.com >>> Subject: ID card 18 Sep 2026 >>> >>> >>> Secured by Check Point >>> >>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
18 Sep, 17:12 · 25d ago
Re: Re[6]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851

TEAM

kindly share index 2 for noi prosess

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 18 Sept 2026 at 17:03, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: Dear Team ​ Thanks & Regards, Vaibhav Ghorpade Team Leader 91 8668623196 <(866)%20862-3196> PHFL Home Loans and Services Limited ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/18/26 16:58 To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) Subject: Re: Re[4]: Kindly share Payment confirmation and challan in Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 16:55, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com> wrote: > Dear Team > > kindly provided the challan copy > > ​ > Thanks & Regards, > > Vaibhav Ghorpade > > Team Leader > > 91 8668623196 <(866)%20862-3196> > > PHFL Home Loans and Services Limited > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 09/18/26 16:51 > To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) > Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( > rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) > Subject: Re: Re[2]: Kindly share Payment confirmation and challan in > Case of - Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 > > > Secured by Check Point > Thank you! > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 16:33, Vaibhav Subhash Ghorpade < > vaibhav.ghorpade@phfl.com> wrote: > >> Dear Team >> >> Total Loan amount - 3796440 >> >> ​ >> Thanks & Regards, >> >> Vaibhav Ghorpade >> >> Team Leader >> >> 91 8668623196 <(866)%20862-3196> >> >> PHFL Home Loans and Services Limited >> >> ----- Original Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 09/18/26 15:37 >> To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com) >> Cc: Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange ( >> rakesh.gange@pnbhousing.com), Ramdas Mule1 (ramdas.mule1@pnbhousing.com) >> Subject: Re: Kindly share Payment confirmation and challan in Case of - >> Mr. KUNAL GIRNAR HOU/KRDI/0826/5196851 >> >> >> Secured by Check Point >> Dear Team, >> kindly confirm loan amount for challan process. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Fri, 18 Sept 2026 at 15:18, THINKBIGZ NOI <pnb.noifilling@gmail.com> >> wrote: >> >>> Team, >>> We acknowledge the receipt of your mail documents and payment. We will >>> initiate the challan for the same. For NOI filing, We need an index 2 copy. >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Fri, 18 Sept 2026 at 14:11, Vaibhav Subhash Ghorpade < >>> vaibhav.ghorpade@phfl.com> wrote: >>> >>>> Dear Team, >>>> ​ >>>> >>>> Kindly share Payment confirmation and challan in Case of - Mr. KUNAL >>>> GIRNAR HOU/KRDI/0826/5196851 >>>> >>>> Case type:- HL - RESALE >>>> >>>> Total Loan Amount:- 36,85,440 /- >>>> ​ >>>> >>>> ​ >>>> Thanks & Regards, >>>> >>>> Vaibhav Ghorpade >>>> >>>> Team Leader >>>> >>>> 91 8668623196 <(866)%20862-3196> >>>> >>>> PHFL Home Loans and Services Limited >>>> >>>> ----- Original Message ----- >>>> ------------------------------ >>>> From: Rohidas Adhe (rohidasadhe033@gmail.com) >>>> Date: 09/18/26 13:46 >>>> To: vaibhav.ghorpade@phfl.com >>>> Subject: ID card 18 Sep 2026 >>>> >>>> >>>> Secured by Check Point >>>> >>>
🤖 read: asks the branch for documents — “kindly share index 2 for noi prosess”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter Adobe Scan 18 Sep 2026 (1).pdf
filed 25d ago
Other image004.jpg
filed 25d ago
Aadhaar card+ PAN card inside ID card 18 Sep 2026 (1).pdf
filed 25d ago
Aadhaar card+ Selfie / photo inside+ PAN card inside+ Payment screenshot inside ID card 18 Sep 2026.pdf
filed 25d ago
Other image003.jpg
filed 25d ago
Other real earl- girnar (2).docx
unread 25d ago
Paid challan (GRAS) KUNAL DILEEP GIRNAR EchallanMH010434951202627E.pdf
filed 25d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,890.86
Where it stands
VERIFIED — money received
Screenshot claims
₹28,000
Paid at
25 Sep 17:23:37
Verified on
25 Sep 17:23:41

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹11,400₹15,000₹320 ₹1,500₹28,220
By law ₹27,876.32. We ask ₹28,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

49 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, PAN (person 2) …
22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 25d ago — all agree.
not verified yetsource: the sanction letter (Adobe Scan 18 Sep 2026 (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
FLAT NO 101, PLOT NO 40, GAT NO 862, 1ST FLOOR, Vrindavan Garden Real Pearl Society, PUNE, WAGHOLI, MAHARASHTRA, India, 412207
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
Adobe Scan 18 Sep 2026 (1).pdf
as printed
FLAT NO 101, PLOT NO 40, GAT NO 862, 1ST FLOOR, VRINDAVAN GARDEN REAL PEARL SOCIETY, VRINDAVAN GARDEN REAL PEARL SOCIETY, PUNE, WAGHOLI, PUNE, WAGHOLI, PUNE, MAHARASHTRA, INDIA, 412207
PIN
412207
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 101 1ST FLOOR VRINDAVAN GARDEN REAL PEARL SOCIETY PLOT NO 40 GAT NO 862
Locality/Road
VRINDAVAN GARDEN REAL PEARL SOCIETY WAGHOLI
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorKunal Dilip GirnarBEFPG0866J…5605
co_mortgagorManisha Kunal Gimar…6818
co_mortgagorMANISHA KUNAL GIRNARCWTPG4842F…6818

All mail records (for Abhijit — safe to ignore)
5 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedvaibhav.ghorpade@phfl.com 25d ago
Index II chasevaibhav.ghorpade@phfl.com 24d ago
Index II chasevaibhav.ghorpade@phfl.com 21d ago
Index II chasevaibhav.ghorpade@phfl.com 18d ago
Index II chasevaibhav.ghorpade@phfl.com 13d ago
What the engine read from each document — check anything marked in red
Other image004.jpg needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Aadhaar card ID card 18 Sep 2026.pdf needs your check
dob
1993-09-20
name
Kunal Dilip Girnar
legible
True
aadhaar last4
5605
raw reading (for Abhijit)
{'dob': '1993-09-20', 'pan': None, 'name': 'Kunal Dilip Girnar', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': '5605', 'quality_issue': None}
Sanction letter Adobe Scan 18 Sep 2026 (1).pdf needs your check
lan
HOU/KRDI/0826/5196851
legible
True
loan type
Housing Loan
confidence
1
loan amount
3685440
final amount
3796440
interest rate
8.3
sanction date
12-Sep-2026
letter version
13
applicant email
kunalgirnar84@gmail.com
applicant names
KUNAL DILIP GIRNAR, MANISHA KUNAL GIRNAR
applicant mobile
8484841375
property address
pin: 412207; state: MAHARASHTRA; flat_no: 101; district: PUNE; floor_no: 1ST; full_address: FLAT NO 101, PLOT NO 40, GAT NO 862, 1ST FLOOR, Vrindavan Garden Real Pearl Society, PUNE, WAGHOLI, MAHARASHTRA, India, 412207;
insurance premium
111000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3796440
security address verbatim
FLAT NO 101, PLOT NO 40, GAT NO 862, 1ST FLOOR, Vrindavan Garden Real Pearl Society, Vrindavan Garden Real Pearl Society, PUNE, WAGHOLI, Pune, WAGHOLI, Pune, MAHARASHTRA, India, 412207
applicant address verbatim
S/O, DILIP GIRINAL, FLAT NO.103,, SHREE APPARTMENT PHASE10, KUNJIR COLONY, MANJARI BUDRUK, PUNE, Pune, MAHARASHTRA, 412307, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/KRDI/0826/5196851', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 3685440, 'final_amount': 3796440, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '12-Sep-2026', 'letter_version': '13', 'applicant_email': 'kunalgirnar84@gmail.com', 'applicant_names': ['KUNAL DILIP GIRNAR', 'MANISHA KUNAL GIRNAR'], 'applicant_mobile': '8484841375', 'property_address': {'pin': '412207', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '101', 'district': 'PUNE', 'floor_no': '1ST', 'landmark': None, 'full_address': 'FLAT NO 101, PLOT NO 40, GAT NO 862, 1ST FLOOR, Vrindavan Garden Real Pearl Society, PUNE, WAGHOLI, MAHARASHTRA, India, 412207', 'village_city': 'WAGHOLI', 'building_name': 'Vrindavan Garden Real Pearl Society', 'survey_or_cts_no': 'PLOT NO 40, GAT NO 862'}, 'insurance_premium': 111000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3796440, 'security_address_verbatim': 'FLAT NO 101, PLOT NO 40, GAT NO 862, 1ST FLOOR, Vrindavan Garden Real Pearl Society, Vrindavan Garden Real Pearl Society, PUNE, WAGHOLI, Pune, WAGHOLI, Pune, MAHARASHTRA, India, 412207', 'applicant_address_verbatim': 'S/O, DILIP GIRINAL, FLAT NO.103,, SHREE APPARTMENT PHASE10, KUNJIR COLONY, MANJARI BUDRUK, PUNE, Pune, MAHARASHTRA, 412307, Pune, India'}
Aadhaar card ID card 18 Sep 2026 (1).pdf needs your check
dob
1997-09-30
name
Manisha Kunal Gimar
mobile
7499876978
address
pin: 425406; area: Laxmi Narayan Colony; flat: C/O Kunal Dilip Girnar; state: Maharashtra; district: Dhule; post_office: Shindkheda; village_city: Shindkhede
legible
True
aadhaar last4
6818
raw reading (for Abhijit)
{'dob': '1997-09-30', 'pan': None, 'name': 'Manisha Kunal Gimar', 'mobile': '7499876978', 'address': {'pin': '425406', 'area': 'Laxmi Narayan Colony', 'flat': 'C/O Kunal Dilip Girnar', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Dhule', 'post_office': 'Shindkheda', 'village_city': 'Shindkhede'}, 'legible': True, 'aadhaar_last4': '6818', 'quality_issue': None}
Aadhaar card ID card 18 Sep 2026.pdf needs your check
dob
1997-09-30
pan
CWTPG4842F
name
MANISHA KUNAL GIRNAR
legible
True
raw reading (for Abhijit)
{'dob': '1997-09-30', 'pan': 'CWTPG4842F', 'name': 'MANISHA KUNAL GIRNAR', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Other image003.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Aadhaar card ID card 18 Sep 2026.pdf needs your check
payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-18', 'page': 5, 'time': '13:27', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28000.0, 'direction': 'debit', 'narration': 'THINK
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-18', 'page': 5, 'time': '13:27', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28000.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD Vyapar.********2080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Aadhaar card ID card 18 Sep 2026 (1).pdf needs your check
dob
1993-09-20
pan
BEFPG0866J
name
KUNAL DILEEP GIRNAR
mobile
7499876978
address
pin: 425406; road: Laxmi Narayan Colony; state: Maharashtra; district: Dhule; post_office: Shindkheda; village_city: Shindkhede
legible
True
aadhaar last4
6818
raw reading (for Abhijit)
{'dob': '1993-09-20', 'pan': 'BEFPG0866J', 'name': 'KUNAL DILEEP GIRNAR', 'mobile': '7499876978', 'address': {'pin': '425406', 'area': None, 'flat': None, 'road': 'Laxmi Narayan Colony', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Dhule', 'post_office': 'Shindkheda', 'village_city': 'Shindkhede'}, 'legible': True, 'aadhaar_last4': '6818', 'quality_issue': None}
Paid challan (GRAS) KUNAL DILEEP GIRNAR EchallanMH010434951202627E.pdf needs your check
grn
MH010434951202627E
pin
412207
total
26400.0
article
6(1)
defaced
False
bank cin
03006172026091800911
district
PUNE
area city
PUNE
payer pan
BEFXXXXXXJ
flat block
FLAT NO 101 1ST FLOOR VRINDAVAN GARDEN
payer name
KUNAL DILEEP GIRNAR
sro office
HVL3_HAVELI 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3796440
scheme rows
{'amount': 11400.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1375
payment date
18/09/2026-17:00:02
road locality
WAGHOLI, PUNE, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3796440
raw reading (for Abhijit)
{'grn': 'MH010434951202627E', 'pin': '412207', 'total': 26400.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091800911', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BEFXXXXXXJ', 'flat_block': 'FLAT NO 101 1ST FLOOR VRINDAVAN GARDEN', 'payer_name': 'KUNAL DILEEP GIRNAR', 'sro_office': 'HVL3_HAVELI 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-3796440', 'scheme_rows': [{'amount': 11400.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1375', 'payment_date': '18/09/2026-17:00:02', 'road_locality': 'WAGHOLI, PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3796440'}
Other image003.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image004.jpg needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Aadhaar card ID card 18 Sep 2026.pdf needs your check
dob
1993-09-20
name
Kunal Dilip Girnar
page
3
legible
True
card kind
aadhaar
card of many
1
aadhaar last4
5605
raw reading (for Abhijit)
{'dob': '1993-09-20', 'pan': None, 'name': 'Kunal Dilip Girnar', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '5605', 'quality_issue': None}
Aadhaar card ID card 18 Sep 2026.pdf needs your check
dob
1997-09-30
pan
CWTPG4842F
name
MANISHA KUNAL GIRNAR
page
4
legible
True
card kind
pan
father name
PRAKASH DAULAT BADGUJAR
card of many
2
raw reading (for Abhijit)
{'dob': '1997-09-30', 'pan': 'CWTPG4842F', 'name': 'MANISHA KUNAL GIRNAR', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PRAKASH DAULAT BADGUJAR', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card ID card 18 Sep 2026 (1).pdf needs your check
dob
1997-09-30
name
Manisha Kunal Girnar
page
1
mobile
7499876978
address
pin: 425406; state: Maharashtra; building: Laxmi Narayan Colony; district: Dhule; post_office: Shindkheda; village_city: Shindkhede
legible
True
card kind
aadhaar
card of many
1
aadhaar last4
6818
raw reading (for Abhijit)
{'dob': '1997-09-30', 'pan': None, 'name': 'Manisha Kunal Girnar', 'page': 1, 'mobile': '7499876978', 'address': {'pin': '425406', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Laxmi Narayan Colony', 'district': 'Dhule', 'post_office': 'Shindkheda', 'village_city': 'Shindkhede'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '6818', 'quality_issue': None}
Aadhaar card ID card 18 Sep 2026 (1).pdf needs your check
dob
1993-09-20
pan
BEFPG0866J
name
KUNAL DILEEP GIRNAR
page
2
legible
True
card kind
pan
father name
DILEEP MITHARAM GIRNAR
card of many
2
raw reading (for Abhijit)
{'dob': '1993-09-20', 'pan': 'BEFPG0866J', 'name': 'KUNAL DILEEP GIRNAR', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DILEEP MITHARAM GIRNAR', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}
Technical record (for Abhijit — safe to ignore)
12d agosystem:extractcards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'ID card 18 Sep 2026 (1).pdf', 'cards': 2, 'doc_id': '6ef4ae38-1c14-4b54-aa1a-bdc311b19f26', 'applied': 1}
12d agosystem:extractroles_from_letter{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['Kunal Dilip Girnar -> mo
12d agosystem:extractkyc_names_match{'sig': 'MANISHA KUNAL GIRNAR|Manisha Kunal Girnar|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'ID card 18 Sep 2026.pdf', 'pan_name': 'MANISHA
12d agosystem:extractid_doc_filed{'doc': 'aadhaar', 'file': 'ID card 18 Sep 2026 (1).pdf', 'doc_id': '6ef4ae38-1c14-4b54-aa1a-bdc311b19f26', 'person': 'MANISHA KUNAL GIRNAR', 'party_id': '3637ca0b-4034-49da-8fa6-dc8584823d17', 'name_on_doc': 'Manisha Ku
12d agosystem:extractcard_mobile_not_taken{'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '6978', 'source': 'aadhaar', 'party_id': '3637ca0b-4034-49da-8fa6-dc8
12d agosystem:ingestkyc_address_read{'doc': 'aadhaar', 'pin': '425406', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Shindkhede', 'doc_id': '6ef4ae38-1
12d agosystem:extractcards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'ID card 18 Sep 2026.pdf', 'cards': 2, 'doc_id': 'a7bce692-cd25-4cb8-8365-0a3b6f4395a5', 'applied': 0}
13d agosystem:emailsemail_shadowed:index2_chase{'to': 'vaibhav.ghorpade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KRDI/0826/5196851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
15d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BExxxxxxXJ — no paper on the
16d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
16d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
16d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
16d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agosystem:paymentscredit_on_another_case{'how': 'utr', 'utr': '130215764167', 'why': 'NOI-2026-02495 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 28000.0, 'other_case': 'NOI-2026-02495'}
18d agosystem:paymentscredit_on_another_case{'how': 'utr', 'utr': '130215764167', 'why': 'NOI-2026-02495 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 28000, 'other_case': 'NOI-2026-02495'}
18d agosystem:smscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
18d agosystem:paymentspayment_verified{'utr': '130215764167', 'why': "paid ₹28,000, ₹109 MORE than our ask of ₹27,891 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 109.14, 'method': 'amount_over_small+scre
18d agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d agoezdocs:readerreader_home_address{'fp': 'b6469ce530f5c0eb', 'from': 'the sanction letter (Adobe Scan 18 Sep 2026 (1).pdf)', 'home': {'pin': '412307', 'area': 'KUNJIR COLONY', 'flat': '103', 'state': 'MAHARASHTRA', 'building': 'SHREE APPARTMENT PHASE10',
18d agosystem:emailsemail_shadowed:index2_chase{'to': 'vaibhav.ghorpade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KRDI/0826/5196851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
21d agosystem:emailsemail_shadowed:index2_chase{'to': 'vaibhav.ghorpade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KRDI/0826/5196851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
24d agosystem:reconcilechallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — the reader was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan
24d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Adobe Scan 18 Sep 2026 (1).pdf', 'ID card 18 Sep 2026 (1).pdf', 'ID card 18 Sep 2026.pdf'], 'after': {'addresses': {'people': [['Kun
24d agosystem:extractaddress_compared{'sig': 'c63043c302963589', 'why': 'after gather', 'people': [{'home': '103, 1st, SHREE APPARTMENT PHASE10, Laxmi Narayan Colony, MANJARI BUDRUK, Shindkhede, Dhule, 425406', 'person': 'Kunal Dilip Girnar', 'against': [{'
24d agosystem:extractchallan_boxes_composed{'fp': '46b17e672b3317b4', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 101 1ST FLOOR VRINDAVAN GARDEN REAL P
24d agosystem:emailsemail_shadowed:index2_chase{'to': 'vaibhav.ghorpade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KRDI/0826/5196851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
25d agosystem:paymentshidden_payment_scan{'file': 'image004.jpg', 'kind': 'other', 'found': 0, 'doc_id': 'c64c175a-9a28-4d0f-b522-6f777b2f3936', 'fetched': True}
25d agosystem:paymentshidden_payment_scan{'file': 'image003.jpg', 'kind': 'other', 'found': 0, 'doc_id': '61062984-5b22-4efa-ab1d-19b9d42e8813', 'fetched': True}
25d agosystem:paymentshidden_payment_scan{'file': 'real earl- girnar (2).docx', 'kind': None, 'found': 0, 'doc_id': '6d4cebbc-fbf1-4e34-8785-6add385c2459', 'fetched': True}
25d agosystem:extractpayments_inside_failed{'file': 'real earl- girnar (2).docx', 'doc_id': '6d4cebbc-fbf1-4e34-8785-6add385c2459'}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹28,000 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
1 Oct6 things
cards read
09:56
roles from letter
09:56
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
09:56
card mobile not taken
09:56
kyc address read
09:56
cards read
09:48
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01959 | HOU/KRDI/0826/5196851
10:00
27 Sep4 things — 4 steps
mail read as shown
03:26
mail read as shown
03:26
mail read as shown
03:18
mail read as shown
03:01
25 Sep6 things — 1 letter written · 5 steps
This payment is counted on another case too — a person must say whose it is
19:21
This payment is counted on another case too — a person must say whose it is
19:16
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:23
receivable snapshot
17:23
The home address was read off the papers — by ezdocs:reader
14:55
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01959 | HOU/KRDI/0826/5196851
10:00
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01959 | HOU/KRDI/0826/5196851
10:00
19 Sep5 things — 1 letter written · 4 steps
challan boxes gathered
17:36
boxes gathered
17:36
address compared
17:36
challan boxes composed
17:36
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01959 | HOU/KRDI/0826/5196851
10:00
18 Sep87 things — 7 documents received · 3 letters written · 77 steps
half read mail reread
19:05
boxes gathered
19:05
documents read together
19:04
half read mail reread
19:04
boxes gathered
19:04
documents read together
19:03
half read mail reread
18:35
boxes gathered
18:35
documents read together
18:34
half read mail reread
18:32
boxes gathered
18:32
documents read together
18:31
half read mail reread
18:31
boxes gathered
18:31
challan boxes composed
18:31
documents read together
18:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:18
challan boxes gathered
17:09
boxes gathered
17:09
address compared
17:09
challan boxes by rules
17:09
kyc address read
17:06
boxes gathered
17:05
address compared
17:05
challan boxes by rules
17:05
box disagreement
17:04
documents read together
17:03
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:03
half read mail reread
17:03
boxes gathered
17:03
documents read together
17:02
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:02
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:02
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
17:02
Challan re-read against the case — matches exactly
17:02
challan extracted
17:02
Received: Challan
KUNAL DILEEP GIRNAR EchallanMH010434951202627E.pdf
17:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:58
boxes gathered
16:56
address compared
16:56
challan boxes composed
16:56
documents read together
16:55
copilot check ok — by copilot
16:53
copilot pick — by copilot
16:52
The home address was read off the papers — by ezdocs:reader
16:52
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:35
boxes gathered
16:35
address compared
16:35
challan boxes by rules
16:35
box disagreement
16:34
documents read together
16:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:41
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:35
quoted history checked
14:35
extra challan scanned
14:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:31
property self check
14:16
boxes gathered
14:13
address compared
14:13
challan boxes composed
14:13
box disagreement
14:13
box disagreement
14:13
box disagreement
14:13
box disagreement
14:13
documents read together
14:12
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
14:12
box disagreement
14:12
kyc address read
14:12
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
14:12
screenshot claim recorded
14:12
Received: other
real earl- girnar (2).docx
14:12
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01959
14:12
acknowledged with advice
14:12
No fee quote sent — the branch's own figures were right
14:12
Co-applicant added
14:12
party not merged
14:12
Co-applicant added
14:12
kyc address read
14:12
Received: other
image003.jpg
14:12
applicant email captured
14:12
Property address read from the sanction letter
14:12
Received: Aadhaar
ID card 18 Sep 2026.pdf
14:12
Received: Aadhaar
ID card 18 Sep 2026 (1).pdf
14:11
Received: other
image004.jpg
14:11
Received: Sanction letter
Adobe Scan 18 Sep 2026 (1).pdf
14:11
Case opened from the branch's mail
14:11
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.63 s · 212 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f