⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vaishali Chandrakant Nikam
Waiting for the Index IIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
17 Sep, 15:18
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
waiting 16d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the history says: The branch has provided the initial loan documents and confirmed payment of fees, and the NOI team has generated and shared the challan. The NOI team is…whole case so far 28d
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
See the boxes — read from the technical report
District
Nashik
Taluka
Niphad
Village
Ojhar Township
Number type
GAT
Number
2429/2
Building
Bungalow
Floor
1
Flat / shop no
7
Area
63.17
Hadd
Ozar Nagar Parishad
Read from the technical report, not the Index II. HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document — the e-filing starts from its document number (the Index II of the sale deed, or the sale deed). EzDocs asks for it every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal: property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
1 more thing to check before Save
• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 14 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
An old draft withdrew itself — its asks were already answered
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
An old draft withdrew itself — its asks were already answered
29 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
24 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
23 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
21 Sep3 things — 1 letter written · 2 steps
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
18 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
17 Sep38 things — 12 documents received · 2 letters written · 1 money step · 1 caution · 22 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 30 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
VAISHALI CHANDRAKANT NIKAM EchallanMH010373419202627E.pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
The challan's address boxes were written from the papers
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Document could not be read — a clear copy was asked for
Aadhaar number not visible, document blurry
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Property checked by EzDocs — read from the report, every box that names the flat is there
Property checked by EzDocs — read from the report, every box that names the flat is there
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
Received: other
image.png
The payment proof already on the case was applied
Received: Aadhaar
C nikam adhar.pdf
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar — not usable
V nikam adhar.pdf — Aadhaar number not visible, document blurry
Co-applicant added
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
C nikam pan.pdf
Received: LSR
22 VAISHALI CHANDRAKANT NIKAM BT.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
CN.pdf
Payment proof arrived before the case was quoted — held
Received: Sanction letter
KFSLetter_77000329661.pdf
Received: Selfie
v n.pdf
Received: Payment screenshot
IMG-20260917-WA0007.jpg
Received: Technical report
HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf
Received: PAN card
vnikam pan (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
A challan whose owner could not be read — not counted until a person says — inside 22 VAISHALI CHANDRAKANT NIKAM BT.popen
Applicant's Aadhaar Card — still needed
Mails & papers →every paper, beside its mail · 12 files
The whole file has not been read yet12 papers on file
Moneyall of it is in
₹20,570.21
Reached our account 23 Sep 13:38:00.
How we know
Our own bank told us — 23 Sep 13:38
₹20,660 · from GPAY-BIZ
“₹20,660 received from CHANDRAKANT D at 1:38 pm”
Matched by: AMOUNT ALONE — a little over our ask · the payer is the applicant himself — his own fee; Google's alert; the NEFT has settled
The working
Stamp duty 0.3%6,950
Registration fee 0.5%11,570
Government handling350
Our service fee1,700
Total we ask for20,570.21
By law ₹20,547.60. We ask ₹20,570 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the technical report
7, 1, Bungalow, GAT, 2429/2, Ojhar Township, 422207
read from the technical report · e-filing boxes 37 of 46 ready
Check the property →the boxes beside the paper
People
VAISHALI CHANDRAKANT NIKAM · applicantBAGPN1225FCHANDRAKANT DEVRAM NIKAM · co-applicantAIGPN9078F
rendered in 2.68 s · 202 queries · this page refreshes by itself when something on it changes (never while you type) · release v527 · build 625211e8